financial education works

www.finerva.com | [email protected] | +91-9787-11-11-66

Financial Education at

the workplace works


Financial Literacy defined:

• Wikipedia defines it as “Financial literacy is the ability to understand finance sufficiently to make appropriate decisions

regarding one's personal finances”

• Indian School of Microfinance for women defines it as “Awareness, knowledge and skills to make decisions about savings, investments, borrowings and expenditure in an informed manner”


Why Financial Literacy at workplace is VITAL?

• Financially diseased employees are lagging behind in

arriving at decisions both for themselves and for the

organization where they work.

• Unfocused towards the work they are involved in.

• Insecure about their future.

• Passive in doing their work thereby leading to low

productivity level, attrition and personnel stress.


Reasons why they get diseased?

• Illiterate in managing personal finance.

• Mismanagement of their credit cards.

• Loan problems.

• External inputs from sellers of financial products or

misguidance from peers.


How does it affect the Organization?

• Higher attrition level

– Employees switch jobs for small hikes elsewhere.

• Absenteeism

– Employees take leave to handle personal issues

• Low Productivity

– Creative energy spent on thinking about financial worries

• Lesser concentration in the work place.

– Not able to focus on tasks as the mind is under stress


Solution- Simple medicines for curing it….

• Providing employees with a comprehensive Financial

Education Program at the Workplace.

• Enable Employees achieve holistic growth in terms of

managing their finance by giving them access to quality

financial education at the workplace.

• Providing access to neutral and unbiased professional

counseling to financial distressed employees.


Positive Effects of medicine – Upside & Downside

Improves Productivity

Improves Retention

Higher Employee Morale

Lesser employee stress

Reduces Attrition

Reduces HR & Admin costs


Other Positive Outcomes

Financial Wellness

Personal savings satisfaction

Retirement savings satisfaction

Better physical and mental health

Positive performance

Improvement in financial solution

Confidence about leading better life


The Doctors - FINERVA

• India’s First financial education company providing Professional, Unbiased

and Simplified financial education at the workplace. Main focus being

salaried professionals

• Focus areas of Financial Education being:

– Basic Personal Finance Management

– Debt management and repair

– Financial Planning concepts


Core Values

• Finerva delivers its Financial Education Solution strictly adhering to our core values

– Simplify personal finance concepts

– Provide an Experiential Learning platform

– Thoroughly professional, Unbiased and Transparent

– Above all make Finance seem

FUNANCE


Delivery mechanism

• We deliver our Financial Education Solutions through the following medium

– Facilitators led Workshops at Workplace or off

campus

– Instructor led training sessions

– E-learning modules


Key ingredients of Educational Sessions

Case studies

Games

Activities

Presentations

Interaction

Understanding

Energy & Fun

Experience

Knowledge

Personal clarification


Results of Such Quality Financial Education

For Employees:

Reduces Financial Stress

Improved relationships.

Better Savings

For Employers:

Improved productivity

Lower attrition

Improved bottom-line


What are you waiting for?

• Call now to ask for a presentation on how

our team can

– IMPROVE YOUR BOTTOMLINE

– INCREASE EMPLOYEE RETENTION

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