final user beneficiary survey report phase-ii (2) · pdf filerowth analy d 24%, whe re on...
TRANSCRIPT
Submitt
Final
UserSurv
ted to:
Report
r/Benevey, Ph
eficiaryhase -
y AsseII
Prepa
essmen
Ju
ared by:
nt
une 2015
Final Repo
1. Exe
2. Intr
3. App
4. Sam
5. Key
5.1.
5.2.
5.3.
5.4.
5.4
5.4
5.4
6. Gen
7. Con
ort - User/Bene
Copy
ecutive Summ
roduction an
proach and M
mpled Popul
y Findings ...
Institution
Livelihood
Microfinan
Basic Serv
4.1. Water
4.2. Healt
4.3. Educa
nder and Wo
nclusions an
eficiary Assessm
yrights © 2014 A
T
mary ...........
nd Objective.
Methodology
ation Charac
....................
al Developm
d Enhanceme
nce ..............
vices and Infr
r and Infrast
th .................
ation: ..........
omen Empow
nd Recommen
ment Survey, Ph
APEX Islamabad
TABLE O
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y...................
cteristics .......
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ment and Soc
ent and Prote
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frastructure ...
tructure .......
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werment .......
ndations ......
ase - II
Office
OF CON
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Final Repo
Annex
Annex I
Annex I
Annex I
Annex I
Annex V
ort - User/Bene
Copy
x(s)
: Terms of R
I: Househol
II: Focus Gr
V: Key Info
V: Analysis
eficiary Assessm
yrights © 2014 A
Reference .....ld Survey Qu
roup Discuss
ormant Interv
Tables and F
ment Survey, Ph
APEX Islamabad
.......................uestionnaire .sion Questio
views Questi
Figures of Ho
ase - II
Office
.......................
.......................nnaire ...........ionnaire ........ousehold Qu
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Final Repo
Acron
GLO
Termin
Acre
District
Tehsil
Union C
Abbrev
APEX
CO
CPI
FGD
KII
LEP
MER
NGO
POs
PPAF
SAFWC
SPSS
TRDP
UBAS
ort - User/Bene
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nyms
OSSARY
ology
Council
iation Phr
APE
Com
Com
Foc
Key
Live
Mon
Non
Part
Pak
CO Sind
Stat
Tha
Use
eficiary Assessm
yrights © 2014 A
Y
ExplanA unit 1 Acre The secProvincIt is theDistrictIt is theTehsil/T
rase/Word
EX Consultin
mmunity Org
mmunity Phy
us Group Di
y Informant I
elihood Enha
nitoring, Eva
n-Governmen
tner Organiz
kistan Poverty
dh Agricultu
tistical Packa
ardeep Rural
er Beneficiary
ment Survey, Ph
APEX Islamabad
nation frequently us= 0.404686
cond tier of aces e third tier oft e fourth tier oTaluka
ng Pakistan
ganization ysical Infrast
iscussion Interview ancement an
aluations and
ntal Organiz
ations y Alleviation
ural And Fore
age For The
Developmen
y Assessmen
ase - II
Office
sed for land Hectare
administrativ
f administrat
of administra
tructure
nd Protection
d Research ation
n Fund estry Worker
Social Scien
nt Programm
nt Survey
measuremen
ve division in
ive division
ative division
rs Coordinati
nces me
nt.
n Pakistan fo
in Pakistan f
n in Pakistan
ing
Page
ollowing the
following the
n following th
4 of 126
e
he
Final Repo
1. This repwhere Pto collehouseho
Using b6.7 persintervenpoverty major binterven
Simple p
increase
househo
househo
The resuactivitiesocial mtargeted been ach
For the 95%. Bhelpful month. Beneficiindicatorincome creating
In the milliteratesuggest which ca
A large microcre20%, anbusinessmicrocreself-supp
receivedtrained usefulne
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Executivport is based PAF interve
ect informatiold sample w
efore and afsons) and savntions comple
score of thebeneficiary gntions.
percentage g
ed by aroun
olds. Therefo
olds.
ults are encous. Overall 91
mobilization poor househ
hieved.
Livelihood eneficiaries in increasinThe benefi
iaries (97%)r of trainingcreated throprofitable li
microcredit ce and 41% that femalesan be taken a
majority 92edit beneficind the averas needs. The edit beneficiporting, whi
d skill-traininin ‘enterpri
ess varied acr
eficiary Assessm
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ve Summon the Benentions were ion about s
was divided in
fter the intervvings have ietely, they di
e sampled hogroup of th
growth analy
d 24%, whe
fore on avera
uraging vis-à1% respondedirectly or
hold membe
Enhancemen(94%) utiliz
ng their incoficiaries wer) who got tg 70% beneough assets inkages with
component 7had educati with no or ras an encoura
% termed criaries) is aroage net inco
relative domiaries was foile 52% said
ngs. Of the ise developmross trained b
ment Survey, Ph
APEX Islamabad
mary eficiaries Assimplementedix major conto six types
vention techincreased. Aid matter in t
ouseholds is he interventi
ysis shows t
ereas the sa
age the incom
à-vis Social Ments said theyindirectly. Irs a part of c
nt and Protezed assets foomes. The ere also givtrainings tereficiaries. Ltransferred. markets/ext
0% of respoional qualifirelatively lowaging sign of
redit beneficound Rs.24,8me Rs.30,90minance of ‘ound. Around they need
trained benement’ and tbeneficiaries
ase - II
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sessment Surd. A total of omponents oof beneficia
hnique, it waAlthough onethis regard as39, which mions. This p
that on avera
ame increase
me of poor h
Mobilizationy were activIntermediatecommunity a
ection (LEP)for income gestimated avven relevantrmed them uinkages dev Beneficiar
ernal organiz
ondents werecations from
w educationaf socio-econo
ial for them800. The ave00. Beneficitransitory no
nd 44% mainfurther cred
eficiaries, 74the rest in s, 96% terme
rvey carried 2000 househof the PPAFaries.
s found that e cannot attrs opined by b
means that Trpattern hold
age the inco
e was aroun
households h
n and househvely involvede outcome inactivities/com
, the overallgeneration, average increat skill-trainiuseful, achie
velopment isries (41%) szations.
e women. Arm primary tal qualificatioomic develop
. The averagerage interesaries (85%) on-poor’ andntained theirdit. A total
4% were fem‘financial li
ed trainings u
out in 21disholds/beneficF-III. For a
average houribute the incbeneficiariesransitory Vuds true for
ome of relati
nd 17% for
has increased
holds’ particid in the commndicator of mmunity me
l beneficiaryand 89% coase in incoming for beteving the ins important said LEP in
round half oto matriculatons are able pment.
ge amount ofst rate charg
reported lod ‘non-poor’ r business/enof 168 micr
males. Beneiteracy’. Thuseful.
Page
tricts across ciaries were assessment t
usehold incocome increas. Overall theulnerable gro
nearly all
ively poor h
relatively n
d more than n
ipation in community activmaking 60%mbers seems
y satisfactiononfirmed assme was Rs.4tter utilizingntermediate for sustaina
ntervention h
of these womtion. These to access mi
f credit (basged on microoan was inte
in overall snterprise hasrocredit bene
ficiaries (74hough the d
5 of 126
Pakistan surveyed the 2000
ome (size se to the e average oup is the types of
ousehold
non-poor
non-poor
mmunity vities and % of the s to have
n level is sets were 4500 per g assets. outcome
ability of helped in
men were findings
icrocredit
ed on all ocredit is ended for ample of
s become eficiaries
4%) were degree of
Final Repo
Under thdrinkingincidencbenefici
Under thbenefici
In case daily. Odecrease
Overall natal serthird benhealth fa
A majorfacilities
Overall than 23.extreme
The progimprovesanitatiofamilies
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he Basic Servg water schece of waterbaries were ve
he irrigation aries affirme
of link roadsverall 64% b
ed. Similarly
83% responrvices, familneficiaries reacility center
rity of respos such as boo
results are sa. Skill traininpoverty. In
gram intervee socioeconoon facilities w’ poverty sta
eficiary Assessm
yrights © 2014 A
vices and Infemes. Apart rborne diseaery satisfied
schemes, oned increase in
s/bridges, 93beneficiaries y, collectively
ndents expresly planning, eported payinr and their att
ondents (93oks, uniform
atisfactory. Hng and targethis regard s
entions on inomic outlookwith women atus.
ment Survey, Ph
APEX Islamabad
frastructure ifrom the b
ases in childwith sanitati
n average Rsn the crop yi
3% respondesaid because
y 60% benef
ssed satisfacpharmacy, vng ‘no-fee’ ftitude was ki
%) expresses, stationery
However thereted asset traskill training
ncreasing wok of the famas the main
ase - II
Office
interventionsbenefit of timdren and otion facilities
s.780 per croeld, especial
ents said the e of link roa
ficiaries are b
tion with hevaccination ffor availing hind and helpf
ed satisfactioetc. were pro
re is need to ansfer interv
g for women
men’s role inmilies. Furthe
recipients w
s, all beneficme-saving, 7ther membe.
op were paidlly in rupee te
facility helpds/bridges, t
benefitting fr
ealth facilitiefor children uhealth facilitful.
on with the ovided free o
focus on hoventions can
can be a vit
n the livelihoer the interv
will also indir
ciaries expres75% responders of hous
d as charges erms.
ped them savthe prices of rom the linka
es, which incunder one yeties. The sta
education iof cost.
useholds witcontribute t
tal interventi
ood activitieventions in erectly contrib
Page
ssed satisfactdents reporteehold. Furth
for irrigatio
ve one to thrimported go
ages.
cluded pre- aear old. Neaaff was prese
interventions
th poverty scto move themion for such
s may be expeducation, hebute to impro
6 of 126
tion with ed lesser her 83%
on. Most
ree hours oods have
and post-arly two-ent at the
s, saying
cores less m out of families.
plored to ealth and oving the
Final Repo
2.
Backg
A leadinwas estaPakistan
Its overagoals. PPinfrastrueducatioPartner O
In 2011 programassessedbeneficiassessmPOs.
Progr
The PPAmicrocrewater an
Survey
The objefindingsprogram
ort - User/Bene
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Introdu
ground
ng institutionablished as an, the World
all aim is to rPAF’s interv
ucture, wateron and envirOrganization
PPAF carriem/project leved the mediuaries and hoent survey c
amme Br
AF disbursededit, institutnd infrastruct
y Objecti
ective is to as into prog
m/projects lev
eficiary Assessm
yrights © 2014 A
ction an
n for commuan autonomouBank, Intern
reduce poverventions focur, energy anronment andns (POs) acro
ed out a Userel interventioum term im
ow to integracarried out in
rief
d Rs.5.07 mtional develoture, health,
ives
assess mediugram activitvel interventi
ment Survey, Ph
APEX Islamabad
nd Objec
unity driven us private in
national Fund
rty by focusius on supportnd disaster md social safeoss the count
r/Beneficiaryons. In the sempact of P
ate these findn 21 district
million underopment, capeducation an
um term impaties. It wions sponsor
ase - II
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ctive
developmennstitution, facd for Agricul
ing on instituting social mmanagementeguards at grtry to implem
y Assessmenecond phase PPAF progrdings into prts where PPA
r the 47th bapacity buildinnd disability.
act of intervewill provide ed under PPA
nt, Pakistan Pcilitated and ltural Develo
utional develmobilization, t, livelihoodrassroots. PP
ment these in
t Survey to aof the user/b
ram/projects ogram activiAF intervent
atch to twenng, livelihoo
entions undeassessmen
AF-III.
Poverty Allevsupported b
opment and o
lopment and microcredit,s, capacity PAF works
nterventions.
assess the mebeneficiary a
level inteities. It is btions have b
nty four POsod enhancem
er PPAF-III ant of the p
Page
viation Fundby the Governother donors.
achieving k, communitybuilding, hewith more t
edium term iassessment, trventions oased on bene
been implem
s for intervenment and pr
and to integrperformance
7 of 126
d (PPAF) nment of .
key MDG physical
ealth and than 100
impact of this study on direct eficiaries
mented by
ntions in rotection,
rate these of the
Final Repo
3. The asscomplem
These in
Sampl
Quantit
The quintervenlevel and333.
Followin
The basi
SS1 = (1.96^Where: Z = Z vap = percc = conf
The ovewise dis
Water EEducatioHealth LivelihooSocial MDevelopmMicro CTotal
In Phaseenergy ahealth. Lwere eit(16.6%)of all int
ort - User/Bene
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Approacessment was
mentary tools
Household S
Focus Group
Key Informa
nstruments w
le Design
tative Surve
uantitative suntions. The ovd 5% margin
ng is the sam
ic approach t
= {Z2 *(p)*(^2)*(0.318)*
alue (e.g. 1.9centage pickifidence interv
erall distributtribution of t
IntervEnergy & Infron
od EnhancemMobilization &
ment redit
e I, the compand infrastruLivelihood enther missing in the overaterventions.
eficiary Assessm
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ch and Ms carried ous:
Survey
p Discussion
ant Interview
were prepared
ey Sample D
urvey incluverall sampln of error, sa
mple calculati
to considerin
(1-p)}/c2 (1-0.318)/0.0
96 for 95% cong a choice, val, (e.g. = ±
tion for eachthe sample in
vention rastructure
ment and pro& Institutiona
ponents’ shaucture and mnhancement or not repre
all sample of
ment Survey, Ph
APEX Islamabad
Methodout by applyin
ns (FGDs)
ws (KIIs)
d and shared
Design
des calculate of 2000 ho
ample size fo
ion for one in
ng sample siz
05^2= 333
onfidence lev(.318 used f
±5 = 0.05)
h of the six n Phase I and
Table 1: Inte
tection al
are in the ovmicro credit d
and protectiesented. In Phf 2000 respon
ase - II
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ology ng quantitati
with the PPA
tion of repouseholds waor one interve
ntervention i
ze requireme
vel) for sample si
interventiond Phase II.
rvention WiseSample Size
33486740
0
476970
verall sampledominated coion, and socihase II, howndents for m
ive and qual
AF.
presentative as provided bention was c
i.e. Institutio
ents for an un
ze needed)
ns is 333. Th
e Sample Sizee Phase-I4
6 0
e size was unompared to tal mobilizati
wever, all commaking it bala
litative techn
sample of by PPAF. Ucalculated, w
onal Develop
nknown popu
he table belo
e Samp
neven. The sthe sample sion and institmponents weanced and re
Page
niques throu
the study Using 95% cowhich turned
pment.
ulation is:
ow gives com
ple Size Phase333 333 333 333
334
334 2000
sample size osize of educatutional deveere given equepresentative
8 of 126
ugh three
and the onfidence out to be
mponent-
e-II
of water, ation and elopment ual share in terms
Final Repo
It may bin view through
A total o
Househ
Househoprovince
Sr. No.
1 2 3 4
Total
In Phasedistricts sample o
Poverty
The follPhase I a
Househ
Poor
Non-poo
Note: As bgives an ac
In PhasePoverty
In Phasescore fropoverty
H
Poor HoNon-poo
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be mentioneddistricts, intrandom sam
of 41 FGDs a
hold Sample
old survey es. The provi
Provin
BalochistaKPK Punjab Sindh
e II the numof Balochis
of 443 benef
y Scores in P
lowing table and Phase II
old Categorie
Households
or Household
beneficiaries of Phcount of the bene
e-I, 28.7% oScorecard w
e-I, 71.3% oom 24 to 10status;
Ta
Household C
useholds (0-2or Household
Tota
eficiary Assessm
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d that the samterventions,
mpling from t
and KIIs wer
e
was conducince-wise dis
Ta
nce N
an
mber of distristan provinceficiaries.
Phase I and
gives an ov.
Table 3: C
es Score
01219
ds 2435
51
hase I and Phaseeficiaries in the tw
of the sampwith poverty s
of responden00). This pro
able 4: Summ
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al
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APEX Islamabad
mple size waand POs aftthe list provid
re conducted
cted from bstribution is p
able 2: SummaNo. of Districts
Phase-I 0 23 1 6
cts was incre, which wer
d Phase II
erall distribu
Comparison
Ranges
0-11 E2-18 C9-23 T4-34 T5-50 T
1-100 N
II were totally dwo phases.
pled househoscore from 0
nts were cateoportion was
mary Compar
C
ase - II
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as adjusted byer approval ded by PPAF
d during the s
both direct provided in t
ary of Househs Samp
Pha
3419
reased to 21 re not part o
ution of hous
of Samples b
Categ
Extremely PoChronically PTransitory PoTransitory VuTransitory nonNon-poor
To
different, we are n
olds were cl0 to 23). This
egorized as s 82.2% in t
rison of SampPhase-
Count 278 692 970
y using probfrom PPAF.
F and POs.
study.
and indirecthe table belo
hold Sample Sple Size ase-I 0 2685 59 70
compared toof Phase 1, w
seholds on th
y Using Pove
gories
or/Ultra PoorPooror
ulnerable n-poor
otal
not comparing th
lassified as s proportion w
relatively nothe Phase II
ples by using-I
% 28.7 71.3 100
ability propo. The benefi
ct beneficiarow.
Size No. of Distric
Phase-II 3 47 7
21
o 6 in Phasewere include
he basis of P
erty StatusPhase
Count 27 105146 342 245 105
1000
he results of both
relatively powas 17.8% in
on-poor (on . The follow
Poverty Stat
Coun356 16442000
Page
ortion to sizeciaries were
ries across
cts SamPh
45632
1. In additid in Phase I
Poverty Scor
e-I Ph% Cou2.8 3510.8 13615.1 18535.3 54425.3 63210.8 468100 200
phases. Howeve
oor (on the n the Phase-I
the basis ofwing table de
tus Phase-II
nt
4 0
9 of 126
e keeping selected
the four
ple Size hase-II 443 546632 379 2000
on, three II, with a
res in the
hase-IIunt % 5 1.8 6 6.85 9.3 4 27.2 2 31.6 8 23.4 00 100
er the table 3
basis of II.
f poverty etails the
% 17.8 82.2 100
Final Repo
The follboth in P
Only in sample.
Overall poor. Horecipient
Overall but the
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owing figurePhase-I and P
the case of tIt also show
loans and growever the ts of grants t
Figure 2
LEP and othsegment of n
ally poor, and
eficiary Assessm
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e presents thPhase-II.
Figure 1:
transitory nows that the ov
rants are sketransitory pothan loans.
2: Sample Co
her beneficianon-poor of
d extremely
ment Survey, Ph
APEX Islamabad
he distributio
Sample Com
on-poor in Phverall sample
ewed towardoor, chronica
omparison usi
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poor have be
ase - II
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n of benefic
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hase-II, the ris skewed to
s the transitoally poor, an
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wed towards er then othe
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relative coveowards relati
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d Grant wise
the transitorr beneficiari
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ores/status
erage has incively non-po
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Poverty Scor
ry vulnerableies. However
ients of asset
Page 1
poverty scor
creased in thor.
y non-poor, been predo
res/status
e, transitory nr the transito
ts than other
10 of 126
res/status
he overall
and non-ominantly
non-poor ory poor,
grants.
Final Repo
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Figure
ation of th
the study, fo
Some areas
access. Due
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As the surve
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eficiary Assessm
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e 3: Sample C
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ollowing limi
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APEX Islamabad
Comparison u
itations were
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risks these w
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de possible t
ucted in extre
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ase - II
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using LEP an
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gency and di
were replaced
r the comple
their presenc
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er APEX tea
nd Other`s Po
d.
istrict Kech i
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e in the field
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overty Scores
in Balochista
eas without e
k but APEX
d.
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to arrange FG
Page 1
s/status
an were too r
excluding the
X in consultat
eneficiaries f
GDs.
11 of 126
remote to
e PO.
tion with
for FGDs
Final Repo
4. An overwomen e
Socio-
This secshall be
Averag
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From thnon-pootested hyThe hypstatistica
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Comparin the ov
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Live
Major O
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off-farmUnempl
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Sampledrall analysis empowerme
-economic
ction highlighcross-referre
e Househol
ge HH Size
e data collecor respondenypothesis – tpothesis wasally different
er comparedition of sampses.
Men (%) 94.4
red to Phase-verall sample
mme wise moales. In socnterventions
Micelihood Enha
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d Populais presentednt.
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ld size
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d with Phaspled benefici
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ore female bcial mobilizas, women’s p
Tab
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APEX Islamabad
ation Chd on the soci
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Table 6: Ge
Women (%)5.6
representatio
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ble 7: Gender
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s
of Househo
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overnment seomprised onl
ase - II
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haracteriio-economic
ciaries / H
profile of bencomponents
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Non-Poo6 (S.D. = 2.4
rs that the avk whether thize is not dif0). It was copoor househo
was significase-II. The fol
ender Wise R
on increased
were coveren lead men dips to 6%.
r Wise Respo
# 146258294236232215
old Heads
e businessper
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istics c profile of b
Household
neficiaries oin later secti
sehold Size
or4900) 8, (S
verage househey are statisfferent betweoncluded thaolds.
ant change (llowing table
Respondents
Men (%) 69
d significantl
ed under theby 19% to
ondents CoverMale
%111921171716
rsons. The o
, farm labor he total samp
beneficiaries
ds
on the whole,ions of the re
PhPoor
S.D.= 2.310)
ehold size distically diffeeen poor andat the avera
(p-value = 0e gives a com
Phase-I
ly in Phase-I
microcredit16%. Howe
rage
% 1 19 1 77 16 1
other domina
(12%), and ple.
Page 1
and househ
, and the infeport.
hase-II Non-P
6, (S.D.=
ffers across erent, the Cod non-poor sge househol
0.000) in themparison bet
II Women (%
31
II from 5.6%
t – 30% comever in the e
Female #
188 75 39 97 101 119
ant occupatio
own-farmin
12 of 126
holds and
formation
Poor= 2.428)
poor and onsultants egments. ld size is
e gender tween the
%)
% to 31%
mpared to education
% 30 12 6
1616 19
ons were
ng (10%).
Final Repo
Overall
The aveintervenRs.31,4414). The
x 100=2
The ove
Statistics
N Mean Mode SD
Averag
One of various incomescomparethe basis
IncomStatist
N MeanMode
In PhaserespondePhase-IIand Rs.2per housattribute
role in thwhile rerelevant
ort - User/Bene
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l Household
erage househntions. With 40. The annuerefore the p
23%) of the n
rall househo
T
Total HannuaIncom
(Before tinterventi
) 2,000
210,65120,000178,545
e Househol
the PPAF ointervention
s of beneficied with thoses of informat
me tics
AvInco
n e
e-I the averaents. It may I, the reporte248,277 aftersehold per aned to the inte
his increase.esponding to
following se
eficiary Assessm
yrights © 2014 A
d Income an
hold incomeaverage ho
ual per capitper capita inc
national per c
old annual inc
Table 8: Incom
HH l e the ions
TotaannInc
(Aftinterv
2,01 2480 3005 222
ld Income
objectives iss. These imparies. For the of Phase-Ition collected
Tabverage HH
ome (Phase-I)970
213,807 120,000
age annual inbe mention
ed annual avr the intervennum, on averventions, it
. It is also noo the questionections in thi
ment Survey, Ph
APEX Islamabad
nd Expend
e per annumousehold sizeta GDP of Pcome of bene
capita incom
come, expen
me, Expenditu
al HH nual come er the
ventions)
T
Ex(B
int
000 8,277 0,000 2,717
s to help poprovements mhis purpose, I. Using “bed in Phase-II
ble 9: Average
) Average
Inte
ncome per honed that befoverage incomntion – showerage. Althouis plausible
oteworthy thns related wis report.
ase - II
Office
diture Profil
m was calcue 6.7 person
Pakistan is Reficiary hous
me.
nditure and sa
ures, and Savi
Total HH annual
xpenditure Before the terventions
) 2,000
173,102 84,000 118,704
oor communimay be reflethe results o
efore and aftI. The follow
e Annual Incoe HH Incomeervention (Ph
2,000 210,651120,000
ousehold waore and after me per housewing an apprugh the whothat the PPA
hat these incrwith specific
le
ulated to bens, the per
Rs.136,736 (Psehold is aro
aving profile
ngs in Phase I
Total HHannual
Expenditur(After the
intervention)
2,000 202,985108,000160,115
ities improvected in an inof average inter technique
wing table giv
ome of Househe-before the hase-II)
as Rs.213,80r analysis waehold was Rsroximate incrole increase cAF interventi
reases were aintervention
e around Rscapita incom
Pakistan Ecoound one-fou
es of the who
II - All Sampl
H
re e ns
HH Sa(Before
interven)
1,0885,0624,00150,3
ve their livinncrease in thncomes repoe”, an analysves the overa
hold Average H
Interv
7 per annumas not applies.210,651 berease of Rs.3cannot be comions might h
also reportedns, which hav
Page 1
s.210,651 beme comes oonomic Survurth (31,440/
ole sample ar
le
aving e the ntions
HH(A
inter
84 65 800 6
353 13
ng standardse reported h
orted in Phassis was condall results.
HH Income-avention (Phas
2,000 248,277 300,000
m on the basied during Phefore the inte37,626 (aroumpletely andave played a
d by the beneve been pres
13 of 126
efore the out to be ey 2013-/13, 6736
re;
H Saving fter the rventions
)
1,164 89,054 6,000 3,2858
through ousehold se-I were ducted on
after the e-II)
is of 970 hase-I. In ervention und 18%) d entirely a positive
eficiaries sented in
Final Repo
Total ITotal
Tota
Total ExSavSa
Average
The repanalyzed
a
b
c
b & c b & c
*Statistica
These cresponseelement informatwas Rs.2and Rs.2significa
In Phas
interven
and for
average
income f
Simple p
increase
househo
househo
ort - User/Bene
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Category
Income (BefoIncome (Afte
al Expenditur(Before)
xpenditure (Aving (Before) aving (After)
e Annual Inc
ported incomd to gauge va
TablePhases Average HH Average HH Intervention (Average HH Intervention (p-values Change in M
ally significantl
alculations he to question
of recall, ytion has been213,807 per 243,976 for antly differen
se II the an
ntion. The an
non-poor b
income per
for relatively
percentage g
ed by aroun
olds. Therefo
olds.
eficiary Assessm
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T
Me
ore) 224,er) 299,re 187,
After) 226,91,5113,
come of Hou
mes of housariations. In
e 11: Changes
Income (PhasIncome-befor(Phase-II) Income-after (Phase-II)
ean Househol
ly different at 9
have been dons related toyet keeping n used for soannum, it wrelatively no
nt between p
nnual averag
nnual averag
beneficiaries
r household
y poor house
growth analy
d 24%, whe
fore on avera
ment Survey, Ph
APEX Islamabad
Table 10: IncoLoa
ean Mod
,560 180,0,892 300,0,690 180,0
,034 156,0511 6,00,854 36,0
usehold usin
eholds by bthis context
in Average A
se-I) re the
the
ld Income (%)
5% confidence
one on the bo annual incin view the
ome analysiswas calculatedon-poor houoor and non-
ge income
ge income w
households
is calculated
eholds is Rs.1
ysis shows t
ereas the sa
age the incom
ase - II
Office
ome, Expendan
de StandaDeviat
000 138,68000 244,20000 99,74
000 153,3400 126,3300 144,44
ng Poverty sta
beneficiariesthe followin
Annual IncomePoor Hou
13
14
18
0)
level
basis of houome before
e nature of B. In Phase-I td to be arounseholds. The-poor.
per househ
as calculated
it was Rs.
d Rs.248,277
185,863 and
that on avera
ame increase
me of poor h
diture and Sa
ard tion
Mean
86 207,8604 237,9342 170,17
49 198,3638 83,24243 82,097
atus
across poong table prese
e of Householusehold (0-2338,711
49,488
85,863
0.000* 24%
sehold incomand after th
Beneficiariesthough the ond Rs.138,7e average ho
old was ca
d Rs.149,488
223,896. M
7 after the i
Rs.261,793
age the inco
e was aroun
households h
avings ProfileG
n Mode
63 120,00030 120,00078 84,000
64 108,0002 1,0007 1,000
or and non-pents some im
ld by Poverty 3) Non-Poo
mes reportedhe interventis Assessmen
overall averag11 for relativousehold inco
alculated Rs
8 for relative
Moreover, in
intervention.
for non-poor
ome of relati
nd 17% for
has increased
Page 1
es Loan Vs. Grant
StanDevi
0 1850 216
121
0 161156128
poor segmenmportant info
Status or Household
243,976
223,896
261,793
0.000* 17%
d by beneficons. It may nt methodologe householdvely poor hoome was sta
.210,651 bef
ely poor hou
Phase-II th
The annual
r households
ively poor h
relatively n
d more than n
14 of 126
Grant
ndard ation ,418 ,760 ,968
,086 ,498 ,651
nts were ormation.
(24-100)
iaries, in have an
ogy, this d income
ouseholds atistically
efore the
useholds,
e annual
l average
s.
ousehold
non-poor
non-poor
Final Repo
An analhouseho
HousehCatego
PooHouseh
Non-pHouseh
The repoconfirmsin Phase
Statisticdifferencseparate
ort - User/Bene
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lysis was conolds in the po
Table
hold ories
ScRan
or holds
0-
1219
poor holds
24
35
51-
orted averags the earlier
e-II. The follo
Fig
al procedurece of house
ely for relati
eficiary Assessm
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nducted in ooor and non-p
e 12: Compari
core nges
C
-11 ExtrePoor/
2-18 Chron9-23 Trans
4-34 TransVulne
5-50 Transpoor
-100 Non-p
ge incomes afindings of owing figure
ure 4: Avera
es of paired ehold incomeively poor a
ment Survey, Ph
APEX Islamabad
order to undepoor segmen
isons of Avera
Categories
emely /Ultra Poornically Poor sitory Poor sitory erable sitory non-
poor
across poor aoverall incre
e explains the
ge Annual In
sample hypes before an
and non-poor
ase - II
Office
erstand whetnts. The resul
age Househol
Average Incom
(Phase-
120,66
137,34143,03
181,99
229,07
480,62
and non-pooease in averae average inc
ncome Phase
pothesis testnd after the r household
ther the avelts are presen
d Income in P
HH me
-I)
AvIncom
In(
66
41 3
98
74
20
or householdage income bcome before
I, Phase II (B
ting were usinterventionbeneficiarie
rage incomented in the fo
Phase I and Phverage HH me-before the
ntervention Phase-II)
105,246
142,657 162,879
192,697
211,216
277,285
s have increbefore and aand after the
Before and Af
sed for comns. The anaes. However
Page 1
es have increollowing tabl
hase II
e Avera
Income-Interv
(Phas
132
186195
227
249
318
eased. This tafter the intere intervention
fter)
mparing the salysis was cor the hypoth
15 of 126
eased for le;
ge HH after the
vention se-II)
,131
,422 ,618
,480
,678
,038
able also rventions ns.
statistical onducted
hesis was
Final Repo
rejected interven
Similarlyrelativelthose of
Averag
Comparhouseho
Expend
On averRs.202,9
b A(P
c AII
b&c p- C
*Statistica
The tablafter thehousehoanalyzinhouseho
ort - User/Bene
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and it wantion were sta
y after the ly non-poor f before the in
e Househol
red with befolds has been
diture Statist
N Mean Mode
SD
rage househo985 (after int
Ta
Average HH ExPhase-II)*
Average HH ExI)* -values
Change in Mea
ally significantl
le shows thae interventioold, expenditng the annuaold items.
eficiary Assessm
yrights © 2014 A
s concludedatistically sig
statistical anhouseholds
ntervention.
ld Expendit
fore intervenn witnessed. T
Table
tics Aver
olds’ expendtervention).
able 14: Avera
Pha
xpenditure -be
xpenditure -af
an Household
ly different at 9
at the averageon comparedture was aral overall ex
ment Survey, Ph
APEX Islamabad
d that the agnificantly di
nalysis, it wafter the in
ture
ntion expendThe results a
e 13: Average
rage HH ExpeInterventio
2017384
118
diture went u
age Annual ho
ases
efore the Inter
fter the Interv
Expenditure (
5% confidence
e annual expd with beforeround 17%xpenditure o
ase - II
Office
average annuifferent from
was concludntervention w
diture, an ovare presented
Annual Hous
enditure-befoon (Phase-II)0003,102 ,000
8,704
up by Rs.29,
ousehold Expe
rvention
ention (Phase
(%)
level
penditure of e the intervehigher. Thef the househ
ual incomesm those of bef
ed that the were statistic
verall incread in the follow
sehold Expend
ore the Av
883 from Rs
enditures Usin
Poor H(0
13
e-16
0.2
the poor houention. On te consumptihold, expend
s of poor hfore the inter
average anncally signific
ase in the anwing table;
ditures
verage HH EInterven
211
s173,102 (be
ng Poverty Sta
Household 0-23)
34,666
61,908
.000* 20%
useholds wathe other hanon level haditure on ov
Page 1
households arvention.
nual incomecantly differ
nnual expend
xpenditure -antion (Phase-I
2,000 202,985 108,000 160,115
efore interve
atus
Non-PHousehold
181,4
211,8
0.00017%
s around 20%nd, for the nas been asseverall food a
16 of 126
after the
es of the ent from
diture of
after the II)
ention) to
Poor (24-100)
426
880
0* %
% higher non-poor essed by and other
Final Repo
The follafter the
HousehCategor
PoorHouseho
Non-poHouseho
After anhousehointerven
Averag
In the bfollowinand after
SavinStatis
N MeaSD
The follo
AverageAveragep-valuesChange i
*Statistica
Averagepoor houentirely income,
The follafter thenegativesegment
ort - User/Bene
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lowing table e intervention
hold ries
Score
r olds
0
1219
oor olds
24
35
51
nalysis, it wolds after thntion. This is
e Househol
before-after sng table showr the interven
ng tics
an D
owing table
HH Saving - HH Saving - in Mean Hou
ally significantl
e annual saviuseholds, theattributed topossibilities
lowing table e interventioe. However,ts.
eficiary Assessm
yrights © 2014 A
gives informns across all
Table 15:
e Ranges
0-11 ExPo
2-18 Ch9-23 Tr
4-34 TrVu
5-50 Trpo
1-100 No
was found thae interventioan encourag
ld Savings
scenario, a pws overall avntions Rs.89
Tab
Average HInterv
shows a mor
Table 17:
Phase
-before the In-after the Inte
usehold Savin
ly different at 9
ings of the pe average ano the projects for increase
presents imns across al savings in
ment Survey, Ph
APEX Islamabad
mation aboucategories.
Average Ann
Categories
xtremely oor/Ultra Poorhronically Pooransitory Poorransitory ulnerableransitory non-oor on-poor
at the averaon was stati
ging sign.
positive chanverage saving,054 - on ave
ble 16: Averag
HH Saving -beention (Phase
2.000 85.065
150.353
re detailed pi
Average Savi
s
ntervention (Pervention (Ph
ng
5% confidence
poor househonnual savingst interventione in savings a
mportant calcul poverty se
ncrease as w
ase - II
Office
ut the averag
nual ExpendituAverage-before
r or r
-
age annual eistically sign
nge can be sgs per houseerage an ove
ge Annual Sav
efore the e-II)
icture about
ing of Househ
Phase-II)* hase-II)*
level
olds are 62%s were 18% ns. Howeverare plausible
ulations relaegments. Savwe move fr
ge annual ho
ure Using Pove HH Expende the Interven(Phase-II)
116,403
134,975
137,894
157,363
172,149
221,924
expenditure onificantly di
seen in the aehold before erall increase
ving of House
Av
savings acro
hold using Pov
Poor H(120
% higher aftehigher. Thesr it can be a.
ated to averavings of extrrom relative
ousehold exp
verty Status diture ntion
Aver-af
of the poor ifferent from
average housthe interven
e of Rs.7698
ehold
verage HH SInterventio
2.089.132
oss poverty se
verty status
Household (0-23) 14.822 23.955 0.172 62%
er the intervese increases argued that g
ge householremely poor/ely poor to
Page 1
penditures be
rage HH Expfter the Interv
(Phase-II
145,140
155,474
169,811
182,615
197,596
265,189
as well as nm that of be
sehold savinntion to be Rs
per househo
Saving -after ton (Phase-II) 000 .054
2.858
egments.
Non-PHousehold
42.449.90.0418%
entions. For in savings c
given the inc
d savings be/ultra-poor a
relatively n
17 of 126
efore and
penditure vention I)
non-poor efore the
ngs. The s.85,065, ld.
the
Poor d (24-100)
70 13 1*
%
the non-cannot be crease in
efore and are in the non-poor
Final Repo
HouseCatego
PooHouseh
Non-pHouseh
Lorenz
The Lorcoefficiemeans hefficientsample.
This decthe interand the sfar-fetchinterven
ort - User/Bene
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ehold ories
SRa
or holds
0
11
poor holds
2
3
51
Curve
renz curve geent came outhigher incomt was 0.44. T
F
crease in inerventions. Itsample size whed idea to ntions that va
eficiary Assessm
yrights © 2014 A
Table
Score anges
C
0-11 ExtrPoor
2-18 Chro9-23 Tran
4-34 TranVuln
5-50 Tranpoor
1-100 Non
enerated on t to be 0.39 (
me inequality This means th
Figure 5: Lor
equality is a t is importanwas 970. Fordirectly co
aried across d
ment Survey, Ph
APEX Islamabad
18:Average A
Categories
remely r/Ultra Poor onically Poornsitory Poor nsitory nerable nsitory non-r
n-poor
the basis of (the value ofamong hous
hat in this sa
renz Curve of
characteristint to highlighr this study t
onnect the ddistricts.
ase - II
Office
Annual SavingAverag
before th(P
household if Gini co-effseholds. In thample the inc
f Household I
ic of overallht that the pthe sample sidecrease in
g using Povertyge HH Savinghe InterventiPhase-II)
-11,157
7,683 24,985
35,334
39,067
55,361
ncomes is gificient rangeshe previous come inequa
Incomes from
l sample, andprevious studize is 2000 frincome ineq
y statusg -ion
Averthe In
iven below. s between 0 round of the
alities are les
m Survey Dat
d cannot be dy was carrierom 21 distriquality in t
Page 1
rage HH Savintervention (P
-13,009
30,948 25,807
44,865
52,082
52,849
The calculatand 1). High
e survey, the sser than the
ta
directly attried out in sixicts. So, it wothe sample
18 of 126
ing -after Phase-II)
ted Gini-her value Gini co-previous
ibuted to x districts ould be a with the
Final Repo
5.
5.1Social mcommunorganizainvolvem
In orderdimensio69)
A signifor indirewas abowas a mbeneficithat a sigCO. Fur
Respondtheir hoactivitiedevelopifemales They alsMoreove
Overall only 88 non-poo
ort - User/Bene
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Key Fin
1. Institmobilization nity developations (COs)ment of hous
r to assess ons were exp
ficant majoritectly in the ove 90%. Sim
member of a Cary was alsognificant majrther, 92% re
dents (92%) ousehold regs such as saving communand mixed mso added thaer 52% said
poverty scorare transitor
or and also no
eficiary Assessm
yrights © 2014 A
ndings
tutional is an integrapment. For ) and clusterseholds is im
the participplored. Spre
ty (91% respselection of milarly mostCO. Moreovo part of the ajority (93%)espondents w
said their hogularly partivings and comnity schemesmale-female at the poor Hthat they also
Figure 6:Po
res are skewery vulnerableon-poor.
ment Survey, Ph
APEX Islamabad
Developal part of the
this purpor them up t
mportant.
pation of hoad over 14 d
pondents) shacommunity
t of the resper, in case oCO. Anothe
) opined that were also invo
ousehold waicipated in Cmmunity pros and also igroups, the r
HHs proactivo do internal
overty Scores
ed towards te. In other w
ase - II
Office
pment ane PPAF endeose househoto village an
ouseholds indistricts, the
ared that theactivists (vo
ondents (92%f 78% of reser positive dtheir househ
olved in conv
as involved iCO meetingojects. Arounin preparingrespondents vely take pal lending.
s and Social M
transitory nonwords assista
nd Sociaeavors for hoolds are ennd Union Co
n the commsample cons
eir householdolunteers). In%) opined thspondents, adimension dishold was invvincing othe
in managing gs. Beneficiand 86% beneg the propos
said femalesart in the del
Mobilization
n poor and nance will fac
l Mobiliolistic rural dncouraged touncil level.
munity worksisted of 334
d members wn most of thhat a memberelative or a scovered dur
volved in idenrs in their lo
the affairs oaries (88%) eficiaries affisals. Durings have fair reliberations an
Households
non-poor. Oucilitate them
Page 1
ization developmento form com. In this pro
s, several im4 beneficiarie
were involvedhe districts, ter of their hperson know
ring the analntifying needcality to form
of CO, and 9participated
irmed particig FGDs witepresentationnd activities
ut of 334 houto join the t
19 of 126
t through mmunity ocess the
mportant es (Table
d directly this ratio ousehold wn to the lysis was d to form m a CO.
95% said d in CO ipation in th males, n in COs. of COs.
useholds, transitory
Final Repo
Gender-are in th
Ca
Poor Non-PooTotal
ort - User/Bene
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-wise also, thhe non-poor c
ategory
or
eficiary Assessm
yrights © 2014 A
he poverty sccategory than
#
41174215
ment Survey, Ph
APEX Islamabad
core is skewen in the poor
Table 19: Ge
Male
1 4 5
ase - II
Office
ed towards nocategory.
ender Wise P
%
19 81
100
on-poor. Mo
Poverty Status
ore male and
s
Fe#
27 92 119
Page 2
d female bene
emale %
27710
20 of 126
eficiaries
%
3 7
00
Final Repo
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shows th
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2. Livelelihood Enha, and linkagerious aspects
ty Scoriciaries
the poverty f the respondeor respectivel-poor than po
or
er distribu
total samplearies, includ
ng donkey ca
he distributio
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eficiary Assessm
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lihood Eancement anes developmare analyzed
recard o
Figure 7:Pov
scorecard isents (111) arly. Seen frooor category.
#11425
ution, and
e of 333 resding live animart, cycle cart
on of assets;
Description Goat/sheep male calf/CowDonkey cart oultry units
wing machinetems for reta
Other
ment Survey, Ph
APEX Islamabad
nhancemnd Protection
ment. First thd.
of Livel
verty Scores a
s skewed towre transitory om the gende.
Table 20: GeMale
# 11 47 58
d Types o
spondents, 7mals such ast, sewing ma
Table
w
e ail shop
ase - II
Office
ment andn (LEP) conse poverty sc
lihood
and Livelihoo
wards the trvulnerable wer perspectiv
ender Wise Pe
% 43 57 100
of Assets T
75 were fems goat/sheep
achines, and
21: Types of
d Protecisted of three
cores of LEP
Enhancem
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Page 2
assets transfes are presen
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transitory nansitory non-e beneficiari
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10
assets were nits, and othshop. Follow
%36135.4.3.298.
21 of 126
fer, skills nted, and
tection
non-poor. -poor and ies are in
% 2 8
00
given to her assets wing table
% 6.6 3.6 .3 .2 .0 9.4 .0
Final Repo
Half of cows. Itbeneficisee Figu
Goats anand kindits valuehousehobeginninnext sec
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the livelihoot shows mosaries establi
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nd sheep andds of assets tre contributio
old starts using. Howevertion.
e of Asset
erall usefulnly dissatisfyely satisfiedts transferredhat satisfied).
gh slight vary of beneficiaets before the
s and thei
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eficiary Assessm
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od beneficiarst of the benshed grocerynex V).
d grocery iteransferred toon and percing the assetr, the satisfac
ts Usefuln
ness was m. Out of 333”. Overall a d (around 9.
Figure 8
riations couldaries were sae intervention
ir role in H
able and mayrt) stream if Remaining bstock asset d
pined the asshis ratio waswas around
age the income Rs.4,279 ifferent pove
ment Survey, Ph
APEX Islamabad
ries were proneficiaries ay retail shop
ems were theo beneficiarieceived satisfts like goat ction about t
ness/ Satis
measured thro total responsignificant m
95% compos
8:Degree of S
d be seen datisfied with n (Figure 28)
HH incom
y also be usused produc
beneficiariesdied, stolen, sets have bees 89%. Bothd Rs.4,500 pme increase iand Rs.4,66rty scores is
ase - II
Office
ovided livestare associateps (For overa
e most commes is importafaction for tor calf or p
the usefulnes
sfaction
ough 6-poinndents, 163 (majority of rsite of all th
Satisfaction
during the dathe asset(s) t) in Annexur
me
sed for futurctively. Bens who did nosold or no men useful in ih these statisper month oin poor and n67 respectivepresented be
tock, includied with agricall distributio
mon assets trant in its ownthe householpoultry for inss of asset is
nt Likert sca(49%) were “respondents hree categor
with Asset
ata analysis,transferred, ere V.
re value (inceficiaries (9ot use assets
more functionincreasing hostics are encof householdnon-poor houely. The chaelow;
ing goats, shculture. On on of sampl
ransferred. An place, whatld. It is notncome geners critical whi
ale from ex“very satisfiwas satisfiedries from ex
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ds which useuseholds dueange in ave
Page 2
heep, female the other hae across 10
Although thet is more impt necessary ration right ich is explor
xtremely sated” and 104d with the usxtremely sat
most of the ose who did
g as well as ey utilized adue to chang92% of thesecome. Overahe estimateded assets fore to assets traerage HH in
22 of 126
calf and and 29% districts,
e number portant is that any from the
red in the
tisfied to 4 (31.2%) sefulness tisfied to
districts not have
personal assets for ge in the e specific ll (out of
d average r income ansferred
ncome of
Final Repo
HousehoCategor
Poor Househo
Non-poHouseho
Apart frbeneficiFurthermare show
Presenceof asset?Validatio
Secondlycontractusefulnecoefficie
Skills
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Table 2
old ries
Score Ranges
olds
0-11
12-18 19-23
or olds
24-34 35-50 51-100
rom these, saries said th
more 97 % swn in table be
Ta
e of CO or PO? on conducted
y most of tors (10%). C
ess of asset foent of correla
Training
neficiaries of out of 333 baries. Male-f
eficiary Assessm
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22: Average A
s Cat
ExtremelyPoor ChronicallTransitoryTransitoryTransitory
0 Non-poor T
ome other imhe representsaid the validelow;
able 23: PartiDescri
O representat
d by CO rega
the respondeCorrelation a
for income geation was 0.3
(for livel
f asset transfebeneficiariesfemale ratio
Fig
ment Survey, Ph
APEX Islamabad
Annual Incom
tegories
y Poor/Ultra
ly Poor y Poor y Vulnerable y non-poor
Total
mportant dimtative of COdation of ass
icipation of Piption tive at the tim
arding your se
ents sold thanalysis reveneration and321, and it w
lihood int
er were gives were traineis presented
gure 9: Livelih
ase - II
Office
me of Assets BAvera
AnnualIncome -
theInterven
(Phase
74,59
102,2108,6166,4173,3178,0141,6
mensions areO or PO wset was done
PO and CO at
me of procure
election?
he produce oealed there d the benefic
was significan
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en relevant sked, and maleby the diagr
hood Trainin
Beneficiaries age l HH before
e ntion e-II)
AvH
I
91
211 649 443 354 044 656
e worth notiwas present e by CO in m
t time of Asse
ement
of the asset was positive
ciaries’ degrent at 95% lev
n)
kill-training es (82%) weram below;
ng Gender W
using Povert
verage AnnuaHH Income -
after the Intervention
(Phase-II)
105,200
156,822 141,486 204,851 208,494 211,483 180,302
ing. Firstly, at the time
majority of t
ets procuremYes
329
322
in local me significantee of satisfacvel of confide
for better utiere in major
WISE
Page 2
ty status
al
AbsDiffe
30,
54,32,38,35,33,38,
in 99% of tof procurin
the cases. Th
ment % No
99 4
97 11
market (89%)t correlation ction with asence.
ilizing assetsrity of these
23 of 126
olute erence
,609
,611,837,408,140,439,646
the cases ng asset. he details
% 1
3
), and to between sets. The
s. A total e specific
Final Repo
Most ofbenefici
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Men weThis canand prot
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f the participaries used pe
DTS
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SatExtr
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D
ere more ‘exn also be seetection than w
Catego
y satisfied sfied at satisfied at dissatisfied atisfied y dissatisfied
dents (59%)sation was R.1,386 and
olds. The tabl
StatiN
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eficiary Assessm
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pants (89%) ersonal conta
TDescription hrough CO elf-Contact ther Sources
ty (97%) of 64% said they
Taisfaction Levremely satisfi
Very satisfied mewhat satisfi
what dissatisTotal
Description Yes No
xtremely satien in the facwomen (12%
Tab
ory
opined theRs.1,300. For
Rs.1,290 rele below sho
Tistics N
rage
mpensation w
Tab
ring the Traini
ment Survey, Ph
APEX Islamabad
for trainingacts or other
Table 24: Mod
beneficiariesy utilized the
able 25: Degrvel ied
ied sfied
Utiliz
isfied’ with tct that more %).
ble 26: Livelih
1
1
ey were comr poor and noespectively. ows the detail
Table 27: Ave
was tilted tow
ble 28: Gend
ng
ase - II
Office
gs were selecsources for g
de of Selectio
s who attende training and
ree of Usefuln
zation of Tra
the livelihoomen (19%)
hood Enhancem
Male# 66
101 14 3 0 0
184
mpensated fon-poor housThe mode ls.
erage Wage CPoor HH (
356
1,386
wards males.
er Wise Wag
cted throughgetting selec
on for Trainin#
212 20 7
ded trainings d 89% wante
ness of Traini#
70 12834 7
239aining
# 15485
od enhancemwere covere
ment & Protect
% 36 55 8 2 0 0
100
for attendingseholds, thewas Rs.1,00
Compensatio(0-23)
6
ge CompensatMale Mean 1335
h COs. Onlyted for these
ng
termed themed to receive
ing
ment and proed under live
tion
# 4 27 20 4 0 0 55
g the trainincalculated av
00 for both
onNon-Po
tion
Page 2
y few of thee trainings.
% 88.7 8.4 2.9
m useful. Outadvanced tra
% 29.353.614.22.9100
% 64.435.6
otection thanelihood enha
Female
ng, and the verage comppoor and n
oor HH(24-101,644
1,290
Female Mean 1248
24 of 126
e specific
t of these aining.
3 6 2
9 0
4 6
n women. ancement
% 7 49 36 7 0 0
100
average pensation non-poor
00)
Final Repo
Linka
Linkage
Respond
markets/
For 76%
develope
Mainly t
markets
Multiple
In term
responde
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ages Devel
es developme
dents (41%)
/external org
Table 29
D
TD
% responden
ed their link
the linkages
and wholesa
e Response Se
s of linkage
ents, followe
e Response Se
neficiaries w
Collectively
le, very profi
DNo
ModerP
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DNo
Moder
eficiary Assessm
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lopment
ent is importa
opined that
ganizations.
9: LEP IntervDescription
Yes No
Description UC Level
Tehsil Level District Level
nts, the linka
kages at tehs
were develo
alers (57%) a
DGovt. Depart
WholeOther
et
es’ profitabi
ed by market
Table D
Govt. DeparWhoOther
et
who said link
an overwhe
fitable, profit
TaDescription ot Profitable rately ProfitaProfitable ry Profitable hly Profitable
Total
Description ot Profitable rately Profita
ment Survey, Ph
APEX Islamabad
ant for sustai
the livestock
vention helpe
Scope of t
ages were de
sil and distri
oped with th
and NGOs (1
Table 30: TyDescription tments/Line Aesaler/Marke Donors/NGO
Total
ility, the go
ts/wholesaler
31: Which ofDescription rtments/Linelesaler/Markr Donors/NG
Total
kages are pro
elming majo
table or mode
able 32: How
able
e
Continuing th
able
ase - II
Office
inability of in
k interventio
ed in Creating
the Linkages
eveloped at t
ict levels. T
he governmen
13%).
ype of Profita
Agencies etsOs
overnment d
rs (55%) and
f the Linkage
e Agencies kets GOs
ofitable were
ority of bene
erately profit
w Profitable are
he Benefits of
ncome create
on helped in
g Profitable L#
135 198
Developed #
103 21 11
the UC level
This is one
nt agencies/l
able Linkage
departments/
d NGOs (16%
es is most Pro
e also asked
eficiaries (9
table.
e these Linkag# 2 4 35 48 46
135 f this Linkage
# 3 6
ed through a
creating pro
Linkages with
l. Only 16%
area that ne
line agencies
e#
88751713
line agencie
%).
ofitable
d to rank the
8%) termed
ges
e
Page 2
assets transfe
ofitable linka
h Market %
40.5 59.5
% 76.3 15.6 8.1
and 8% resp
eeds to be im
s (65%), foll
# 8 5 7
35
es led with
# 82 74 22 135
e profit’s int
the linkage
% 1.5 3.0 25.9 35.6 34.1 100
% 2.2 4.4
25 of 126
rred.
ages with
pondents
mproved.
lowed by
% 65.2 55.612.6 100
61% of
% 60.7 54.8 16.3 100
tensity in
es highly
Final Repo
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trend could bho manage coed with the s have proved
eficiary Assessm
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Profitable ry Profitable hly Profitable
Total
be seen in thommunity livgovernment
d profitable f
ment Survey, Ph
APEX Islamabad
e
he continuativelihood funt departmentfor beneficia
ase - II
Office
ion of these bnds said benets and the maries.
3042 54
135
benefits. Dureficiaries we
market. They
ring FGDs, tere largely say added that
Page 2
22.2 31.1 40.0 100
the representatisfied with
in most cas
26 of 126
tatives of linkages
ses these
Final Repo
5.3
Introd
Microcrcommundevelopmwater, hmicrocresustainab
Using a several PPAF-IIacross dPhase-IIPunjab’scoverage
Gende
Accordininequalitexists wparticipalabor ma
Overall three samand the v
Gend
MalFemaTota
In Phasecomposiwas 70%
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3. Micr
duction
edit is one nities in the ment as welhousing, heaedit scheme bility of mic
sample of 3important deII project. Th
districts durinI, their distris two distrie, which can
er Distrib
ng to UNICty is widesp
within the faation in the larket,” accor
around 70%mpled microvariation is p
Tab
der
le ale al
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%.
eficiary Assessm
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rofinance
of the mostargeted dis
ll as grant fialth, educatiois backed by
cro-businesse
334 beneficiemographic he followingng both the pibution did ncts. The sam
n be seen in th
bution of S
CEF’s 2012 pread in termfamily, in thlabor force inrding to the r
% respondenocredit benefpresented in t
ble 33: GendeBenef
# 35 394 429
f the beneficisample in Ph
ment Survey, Ph
APEX Islamabad
e
t important stricts. PPAFfinancing foron, social say training to es.
ary-respondeand socio-ec
g table gives phases. Thounot include Bmple in Phahe Table 71
Sampled M
report on tms of capache political n Pakistan is
report.
t-beneficiarificiaries twothe followin
er-wise distrificiary Phase
iaries (92%)hase II of the
ase - II
Office
interventionF provides dr small scaleafety nets, tenhance the
ents from 10conomic chaa snapshot
ugh the numbBalochistan, ase-II is moin Annex V.
Microcre
the situationcities, accesssphere, and
s low (21.8 p
es of microo are womeng figure;
bution of sam-1
% 8
92 100
) were femalsurvey. The
ns to facilitadebt financine interventiontraining and
capacity of
0 sampled diaracteristics of sample beber of benefiwith most o
ore represen
edit Benef
n of Pakistans to resourced in educatiper cent), an
credit compn. However,
mple microcr
les. The Tabe ratio of fem
ate economing for microns in the aresocial mobbeneficiaries
istricts, this of microcredeneficiaries aiciaries in Phof the benefi
ntative in ter
ficiaries
ni women aes, and oppon and hea
nd is concent
onent are wthis result v
edit beneficiaBeneficiary#
102 232 334
ble 72 in Anmales in the s
Page 2
ic uplift of credit and eeas of infrasilization. Mos to ensure lo
section encodit componeand their dishase-I was mficiaries comrms of geog
and childrenortunities; in
alth care. “Wtrated in the
women. Out varies across
aries y Phase-1I
%3710
nnex presentsampled bene
27 of 126
deprived enterprise structure, ostly the ong-term
ompasses ent under stribution more than
ming from graphical
n, gender nequality Women’s informal
of every s districts
% 30 70 00
ts gender eficiaries
Final Repo
Age St
The aveage of rand 65 yage-groufollowin
More thincreasefemale b69 years
Furtherm49 years
ort - User/Bene
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tructure o
rage age of bespondent) iyears. To unups starting ng figure;
Fig
han two-thirdes by an addiborrowers in s, which has
Figure
more, the pros. This is an e
eficiary Assessm
yrights © 2014 A
of Sample
beneficiariesis 35 years. Mnderstand thefrom 20 yea
gure 10: Age
d beneficiarieitional 30% all age brackonly seven b
e 11: Age and
oportion of fencouraging
ment Survey, Ph
APEX Islamabad
ed Microc
s is around 3Moreover, the age structuars with clas
Distribution
es (68%) areif age brackkets is greate
beneficiaries.
d Gender Dist
female borrofinding from
ase - II
Office
credit Ben
39 years, whehe minimumure of benefss interval o
n of Microcred
e in the age-ket is 20 to 5er than male .
tribution - Sa
owers is 72%m the perspec
neficiarie
ereas the mom and maximficiaries, rawof 10 years.
dit Responde
-group from 59 years. Mo
borrowers, e
ampled Micro
% to 77% in tctives of proj
es
ode (the mosmum ages wew age counts
The results
ent Beneficiar
30 to 49 yeore importanexcept in the
ocredit Benef
the three ageject objectiv
Page 2
t frequently ere recorded
were conveare presente
ries
ears. This pently the percee age bracket
ficiaries
e brackets froes.
28 of 126
recorded to be 20
erted into ed in the
ercentage entage of t of 60 to
om 20 to
Final Repo
Povert
The pov
Apparenrelative beneficipoor. ThIn Phase
C
No
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ty Scores
verty scores o
ntly the distrdominance
aries is encohe poorer sece I also the di
Category
Poor on-Poor Total
eficiary Assessm
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of Micro
of microcred
Figure 12:
ribution of mof transito
ouraging as tctions are betistribution of
#11314
ment Survey, Ph
APEX Islamabad
ocredit Be
it beneficiari
Poverty Scor
microcredit ry non-poorthey have better served thf microcredit
Table 34: GMale
# 13 33 46
ase - II
Office
eneficiarie
ies are presen
res and Micr
is skewed tr and non-petter pay-bachrough grantt was relative
Gender Wise Me
% 9
91 100
es
nted in the fo
rocredit Bene
towards nonpoor in the ck capacity tts and assets ely skewed t
Micro Credit
ollowing figu
eficiary HHs
n-poor in Phoverall sam
than extremetransfers rat
towards non-
F
# 13 175 188
Page 2
ure;
hase II. Howmple of miely poor or tther than mic-poor benefic
Female %7
910
29 of 126
wever the icrocredit transitory crocredit. ciaries.
% 7 3 00
Final Repo
Educa
The edueducatioof respo
Appareneducatiomajoritybeneficigrades),
Half of fto matri60% havresponde
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ort - User/Bene
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ation Leve
ucational profonal attainmendents accor
Educa
PrimMidMat
IntermeDegree
ntly, not literonal attainmey of the resary respondea usual phen
female beneculation (tenve educationents, 84% ar
indings suggmicrocredit. I
pational G
re two domased workersfall in the twions among b
eficiary Assessm
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el of Micr
file of microent which marding to the e
Table 35: Edational Qualif
Not LiterateLiterate
mary (Grade 1ddle (Grade 6ric (Grade 9
ediate (Grade (Grade 14 or
Diploma Total
rate seems toent from simspondents (6ents possess nomenon in p
ficiaries (53%nth grade). Anal qualificare females.
gest that femIt can be take
Groups in
minant occups and familywo occupatibeneficiary r
Table 36: Prior
HOwFa
Off-farmOff-farm
GoPr
BOUn
Old/handiPresent
ment Survey, Ph
APEX Islamabad
rocredit B
ocredit benefiay be seen aseducational q
ducational Qufications e
1 to 5) 6 to 8) to 10)
e 11 to 12) r higher)
o be the largmple literate62%) may blow educati
poor commu
%) are illiterAlmost one-fations from p
males with noen as an enco
n Microcr
ational grouy helpers; anonal groups respondents.
Occupation pr Occupation
HH Work wn Farming arm Labor m Skilled Lab
m unskilled Laovt. Service rivate Job Business ther work nemployed icap (not wortly Unemploy
Total
ase - II
Office
Beneficiar
ficiary respons a positive squalifications
ualification of
gest categorye and primarbe classifiedonal qualific
unities.
rate as 42% fourth of maprimary to m
o or relativeouraging sign
edit Bene
ups in the mnd the second
(32% each
prior to benefn
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ries
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f microcredit#
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67 42 47 17 9 1
334
y, but if all ry to grade
d as literatecations such
have educatiale beneficiarmatriculation
ely low educn of socio-ec
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microcredit bd is business). The follo
fiting from in
wed towardslowing table
t beneficiarie
other catego14 or highe
. However as primary o
ional qualificries (24%) an (tenth grad
cational qualconomic deve
beneficiaries;s. Around tw
owing table
ntervention #
108 111236148 27106 9 1 1 1
334
Page 3
s without or e presents dis
s %
43.7 1.5
20.1 12.6 14.1 5.1 2.7 0.3 100
ories that shoer and diplomost of theor middle (5
cations fromare illiterate de). Of the
ifications arelopment.
; household wo-third benegives a sum
%3233104283120001
30 of 126
with low stribution
ow some oma etc., e literate
5th or 8th
m primary and 60% illiterate
e able to
work or eficiaries
mmary of
% 2.30 .30 .60 0.80 .20 .40 .10 1.70 .70 .30 .30 .30
100
Final Repo
Amou
The aveminimumresponde
The genincreasethan malnew wor
PhasePhasePhase-
The aver
is more
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A
MinMax
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Micropercep
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unt of Cre
erage amounm amount oents, the size
nder compared for both mles. It may irk.
es e-1 -1I
rage loan siz
than the poo
s shown in th
AverageOverall Ave
age Loan Sizege Loan Size
erage payment period) is
wala) and th).
Tab
Average
Mode imum Value
ximum Value
erage interestround 82% bd was 11% (basis of infor00.
ocredit: Iptions abo
eneficiaries aries reporter family need female resp
eficiary Assessm
yrights © 2014 A
edit, Paym
nt of credit of micro loae of microloa
rison of avermales and femimply that in
T
ze is higher i
or in Phase I
he table below
Te Loan Size erage Loan Size (Poverty Sco(Poverty Scor
nt period of 12 months.
he longest is
ble 39: DuratDurat
(
t rate chargebeneficiaries in some casermation prov
Intended out its ben
use microced loan was ids (13.5%) apondents.
ment Survey, Ph
APEX Islamabad
ment Perio
was Rs.24,an was Rs.2ans was betw
rage loan simales. Howe
n Phase II wo
able 37: GenMale
19,914 21,056
in Phase II th
II. The avera
w.
able 38: Over
ze ore 0-23)re24-100)
f micro-loans. The minims 40 months
tion Of Credition of Credit(Month)
11.43 12 4 40
ed on microcreported 20-
es in Sialkotvided by bene
purposenefit
credit usuallintended for and medical p
ase - II
Office
od, Intere
,800, and th2,000 and thween Rs.10,0
ize for the tever in absolomen have be
nder wise Ave
han Phase I.
age loan take
rall and AvePhase15,1415,2214,99
s is around 1mum credit s (only in tw
it, Interest Rat Credit In
char2
credit is arou-22% interest), and the hieficiaries, th
es, actua
ly for busibusiness ne
purposes (1.
est Rate, a
he mode wahe maximum00 to Rs.30,0
two phases lute terms feetter payback
erage Loan Si
Similarly the
en by poor a
erage Loan Sie-I 41 2097
11 months, aduration is wo cases; o
ate, And Net nterest Rate
rged (%) 20.16
22 11 28
und 20%, wst rate on micighest was 28
he average ne
al utilizat
iness purpoeeds, while th8%). These r
and Net I
as Rs.30,000m Rs.70,000000.
shows that emales’ averak capacity an
ize Fe1426
e average loa
and non-poor
ize P
and the modfour month
one in Rawa
Income PhasNet incom
re-
whereas in mcrocredit. Th8% (in all foet income wa
tion and
oses. Arounhe remainingresults are al
Page 3
ncome
0. Furtherm. According
average amage loan sizend confidenc
emale 4,717 6,422
an taken by n
r in Phase I i
Phase-II 24,786 23,719 25,174
de (most freqhs (only onealpindi, and
se II me earned aft-payment (Rs
30,903.59 20,000
600 363,400
most of the cahe lowest inteour cases in Gas found to b
d benefic
d 85% mig reported thlmost similar
31 of 126
more, the to 84%
mount has e is more ce to start
non-poor
is almost
quent re-e case in
other in
ter credit s.)
ases it is erest rate Ghottki).
be around
ciaries’
icrocredit hat it was r for both
Final Repo
As far athe loan
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as the actual was used fo
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Yes
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eficiary Assessm
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utilization oor the intende
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ndents mainta(8%), most o
rprises aft
nsion of micrment of credle 52% said
wn after repa
the underlyfurther analytable presen
41: Associatio
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Further cred
Business w
Total
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beneficiaries
A little more termed usefuceived trainin
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APEX Islamabad
of credit is ced purposes w
Table 40Phas
98
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they need faying the cred
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become self-orting
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ase - II
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# % # % # % # %
ss has becomrespondents
neficiarie
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e trained in e
f beneficiarief the trained bo was almost
n overwhelmmost same as
of Credit
neficial for tr family or b
of credit
their opinionopined theirt. Only 4% rict-wise deta
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34.70 100
57.50 6
50.00 156
47.30
me self-supposaid they w
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skill-traininge and female
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ming 99% of s of Phase I.
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98.
1.2
them. For thusiness need
n about futurr business/enrespondents
ails, see figur
n, the responenterprise af
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No94
65.374
42.56
50.0174
52.7
orting said thwould avail fu
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evelopment,
ere selected s. Comparati
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Page 3
f beneficiarie
1I %
8
2
hose who terds.
re of their ennterprise hass opined the re 30 in Ann
nses about dfter the repay
or credit oan o 4 30 4 50
00 4 70
hey would nourther credit
he participanyears.
and the rest
by COs for ively, in Phaple.
32 of 126
es opined
rmed the
nterprises s become
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desire for ayment of
Total
144 100 174 100 12 100 330 100
ot like to for their
nts, 74%,
t were in
training. ase I 98%
Final Repo
The degbelow;
Skills-trresponderesponde
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Povert
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gree of usefu
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ained responents, 82.4%ents used ski
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eficiary Assessm
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ulness varied
13: Microcre
ndents (91% said they ills out of the
g of the traine earning wnd majority id they fairly
of Househ
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Figure 1
ment Survey, Ph
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d a bit across
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4: Poverty Sc
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s respondent
of satisfaction
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Page 3
he form of a
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day, while th%) wanted toGDs most resp
below in the
33 of 126
diagram
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here were o receive pondents
figure;
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ll trainings athe transitor
FGDs most om COs, theFGDs, they t
eficiary Assessm
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are skewed ry poor house
respondentse individual itermed credit
ment Survey, Ph
APEX Islamabad
towards relaeholds were
s said they wintervention t and training
ase - II
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atively less pthe single lar
were providrespondentsgs useful.
poor househrgest benefic
ded individuasaid they ut
holds. In the ciaries.
al trainings. ilized it for t
Page 3
previous su
And those the intended
34 of 126
urvey i.e.
who got purpose.
Final Repo
5.4Basic seBasic sequality o
i- ii- iii-
5.4Beneficibeneficistreet nefive housaving wresponde
For moshours dalittle lessource oof waterdistancetube-wesources The pre
driven cusing the
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4. Basicervices and iervices such of life. Five s
Water anHealth Educatio
4.1. Waiaries (58%)aries who dear their resiurs a day, whwas major bents (For com
st the beneficaily. The timss half of beof water. Morr was arounde was 2-5kmll appeared were villagevious mode
carts. It was e current wa
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f the beneficiwater schem
old (76%).
wise the satd than women
eficiary Assessm
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c Servicenfrastructureas sanitationschemes wer
nd Infrastruc
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ater and I) said they hid not have idences. Halfhile the other benefit of wmparative pic
ciaries (87%me saving waeneficiaries (reover, in mod 1km, wher
m. It was noteto be the mo
e pond, handof transport
also noted thater supply.
ion of benefi
Figure 15
iaries are extme is lesser in
tisfaction levn (41%). Sim
ment Survey, Ph
APEX Islamabad
es and Ine developmen, drinking wre implement
cture
Infrastruchave a watersuch facility
f of the respr half said wawater supplycture across
%), the time sas greater for(47%) had tost of the casreas for 15%ed that beforost dominan
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hat the samp
ficiaries was
5:overall sat
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vel is high bmilarly more
ase - II
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nfrastrucent are part owater, and deted under thi
ture r tap or waty inside thei
pondents saidater availabily in or near
districts, see
saved due tor householdso visit twiceses (53%) di
% it was lessre implemen
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pled benefici
found to be o
tisfaction ab
very satisfiedf waterborne
but there arewomen are v
cture of the rural development ois component
ter storage tair homes, 68d water was lity was for t
their homee figure 31 in
o nearby avais with previoe or thrice tistance of ho than a kilom
ntation of thecording to 3
nel in 27%, 2% of the case
iaries were n
on positive s
bout Drinkin
d with the sce) diseases in
e variations. very satisfied
developmentof infrastructt;
ank in their 8% opined thavailable thr
three or less es, accordingn Annex V.
ilability of wous source reto fetch wateusehold frommeter. For 3e current dri38% respond22%, and 13%es along wit
not paying an
side.
ng Water
chemes. Anon children an
More men d (41%) than
Page 3
t under the Pture help imp
house. Out hey had watrough tap fohours per dag to majorit
water was onelatively far er from the m the previou32% beneficiinking water dents. Other % cases respth animals o
ny fee or ch
ther major bnd other mem
(70%) are en men (21%)
35 of 126
PPAF III. prove the
of those ter tap in or four or ay. Time-ty of the
ne to two away. A previous
us source iaries the r scheme, previous
pectively. or animal
arges for
benefit of mbers of
extremely ).
Final Repo
Sanitat
Benefici
satisfied
The follo
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enough,
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The irribeneficinew irrig
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Rs.200 t
reported
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reported
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C
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er, the sewe
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it is recomm
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igation schearies availedgation facilit
around 12 ho
per crop wer
to Rs.600 for
d by beneficia
g of water ch
d that they w
rease in the
better irrigati
high value
ed that on a
eficiary Assessm
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Category
emely satisfiedery satisfied ewhat satisfied
Total
were very
e depicts it;
Figure
erage system
n schemes be
mended that p
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ours to delive
re paid as ch
r the facility.
aries.
hannels was
were responsib
crop yield, e
ion and impr
s of Rs.100
average a ho
ment Survey, Ph
APEX Islamabad
Table 42: G
d
d
satisfied wit
16:Degree o
m has impro
eneficial. As
public toilets
implementedacility of line
to be around
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. Mode was R
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Rs.200 (n=5
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perienced an
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97 10
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beneficiarie
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The mode w
increase of
% 70 21 9 00
, and other
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72% benefic
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area.
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s.18,895 (aft
was Rs.20,0
f around Rs.
Page 3
Female # 17 17 7 41
17% were so
ciaries. Ove
ublic toilets
yyah. A totantion. On avendents.
was 5 hours
neficiaries pa
nveyance los
ut of 22 bene
ciaries affirm
in household
ter excluding
00. It can b
19,000 in in
36 of 126
% 41 41 17 100
omewhat
erall they
were not
al of 22 erage the
. Around
aid some
sses were
eficiaries
med there
d income
g the two
be safely
ncome. A
Final Repo
majority
they wer
Link Ro
The majpresente
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y (21 respond
re not cultiva
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ajor benefit ed in the tabl
17:Distribut
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dents) opined
ating the valu
es
of the link e;
tion of respo
neficiaries (6f beneficiariecrease in inco
eficiaries said
ons. Similar
ment Survey, Ph
APEX Islamabad
d they used
ue added cro
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64%) opinedes pointed toome owing t
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the facility o
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526 105 85
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es was time
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as an increas
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100
e-saving. Th
me saved pe
of imported grts from theirorts.
oved their ac
se in the qu
sis. Some 74
he distributio
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goods have dr locality to
ccess to eme
uality of life
Page 3
4% beneficia
on of respon
decreased beother village
ergency cen
as well as
37 of 126
aries said
ndents is
ecause of es/towns.
nters, and
in social
Final Repo
Soling
For 95%this sche
Respond
by bad c
Rs400. T
this. Ave
Around
clean the
Benefici
There w
next inte
Povert
Figure 1
Overall beneficiGender w
ort - User/Bene
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% beneficiarieeme in three
Figu
dents (79%)
condition of
There was a
erage saving
83% benefic
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iaries (92%)
was reportedly
ervention des
ty Scorec
19:Distribut
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eficiary Assessm
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es soling of districts, Lak
ure 18:Distrib
respondents
f soling prior
also a reporte
g was calcula
ciaries report
ause of less d
said there w
y no street li
sign.
card of CP
tion of CPI R
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ment Survey, Ph
APEX Islamabad
streets had pkki Marwat,
bution of Res
experienced
r to intervent
ed decrease
ated to be aro
ted improvem
dust.
was a decreas
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PI benefic
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of CPI benry non poor,
d female bene
ase - II
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positive impaBannu, and
spondents ab
d a decrease
tion. These b
in the laund
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ment in the c
e in the num
m as reported
ciaries
ts and their
neficiaries is, followed beficiaries are
act on healthLayyah.
out Positive I
in cost of tre
beneficiaries
dry costs. Ov
cleanliness o
mber of accide
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Poverty Sco
skewed towby 89 transitoe in the non-p
h. There wer
Impact on He
eating illness
s reported on
verall 73% b
f household
ents owing to
spondents. It
ore Card
wards the noory vulnerabpoor category
Page 3
re 86 benefic
ealth
ses previousl
n average a s
beneficiaries
and saving i
o better stree
t may be add
on-poor. Ouble and 84 ny.
38 of 126
ciaries of
ly caused
saving of
affirmed
n time to
et soling.
ded in the
ut of 333 non poor.
Final Repo
No
5.4Health rvarious dplanningdistribut
Approxisample. doctors the healtaround 3
Povert
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Most of poor. In
In most fee. Thehand, 76
ort - User/Bene
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Poor on-Poor Total
4.2. Herelated intervdistricts acrog services, tion of sampl
imately 29% However thare also partth facility wa3km.
ty Scores
owing figure
f the responderelative term
of the casese average fee6% beneficia
eficiary Assessm
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#31923
ealth ventions - Cooss Pakistan.pharmacy, le responden
% of the respohis should not of the healtas calculated
of Health
e gives frequ
Figure 20:
ents belong tms, these two
s, no fee was was Rs.12. aries in distr
ment Survey, Ph
APEX Islamabad
Table 43: GeMale
# 33 99 32
ommunity H The main hevaccinations
nts see table 7
ondent benefot mean that th interventid to be aroun
h Benefici
uency/numbe
Poverty Scor
to householdo categories a
s charged forIn Musa Khe
rict Kohistan
ase - II
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ender Wise Pe
% 14 86 100
Health Centerealth facilities for childr79 in Annex
ficiaries wereCHCs are mons. The ave
nd 4km, and
iaries in S
er of health b
res of Health
ds which are are major ben
r health servel 99% respo
n said Rs50 w
Poverty Status
rs (CHCs) –es include prren under oV.
e females, whmale focused b
erage distancfor around 6
Sample
eneficiaries
Beneficiarie
either transitneficiaries o
vices. Beneficondents said was charged
sF
# 11 90 101
– under the Pre- and post-none year ol
hile males cobecause in sece of benefic60% respond
in the sampl
s in Sample
tory vulnerabf health inter
ciaries (64%no fee was cfor health s
Page 3
Female %1810
PPAF III funnatal serviceld (For dist
onstituted 71everal centerciary househents the dista
e respondent
ble or transitrventions.
%) reported pcharged. On services. Furt
39 of 126
% 1 9 00
nction in es, family trict-wise
1% of the rs female
hold from ance was
ts.
tory non-
paying no the other thermore
Final Repo
all or srespectiv
From thcategory
C
No
Improsatisfa
Overall quality opositive dissatisf60% in R
The foll
compon
Figure 2
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ome medicively.
he gender pey.
ategory
Poor on-Poor Total
ovement iaction
40% beneficof health careside of degr
fied. This is wResults Fram
owing figure
ent intervent
21: Distribu
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ntion were exto liaison bebsence or no
eficiary Assessm
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ines are also
erspective, m
#32023
in the qu
ciaries respone has remain
ree of satisfacwell-above th
mework of Pr
e shows over
tions.
ution of resp
derlying factpurpose, th
xplored. The tween houseot-in-time va
ment Survey, Ph
APEX Islamabad
o provided
more male a
Table 44Male
# 31 05 36
uality of
nded the quaned the samection on the he bench maroject Appra
rall distributi
pondents abo
tors of respohe responses
analysis shoehold and thaccination of
ase - II
Office
free of cos
and female b
4: Gender Wie
% 13 87 100
health ca
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ark for intermisal Docume
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s are in the
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Degree o
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Page 4
nd 35% resp
non-poor th
emale %27
10
of benefic
half of themeficiaries wesatisfied to eors (which w
action with th
es
further analess satisfied tion were inat facilities otsupervising d
40 of 126
pondents
han poor
% 9 1
00
ciaries’
m said the ere on the extremely was set at
he health
ysis was with the
ability of ther than doctor to
Final Repo
The satisatisfiedsomewhdissatisf
S
E
Anotherand the p
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ExtremeVery satSomewhSomewhVery disExtreme
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isfaction levd with the hehat satisfied cfaction, comp
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Somewhat disVery dissa
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r plausible caperception o
degree of ion
ely satisfied tisfied hat satisfied hat dissatisfied
satisfied ely dissatisfied
beneficiarieslpful.
r Benefits
43% beneficment. Moneywas Rs.1,000inantly fema
Categor
Male docFemale do
LHV/Female MParamed
Total
sult of these bdiscussed abging to note ss expenditurrading the CH
eficiary Assessm
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vels reveal vealth facilitiecategories. Opared to 6%
satisfied isfied satisfied ssatisfied tisfied ssatisfied l
ause that couf beneficiari
TaUs
d
d
s opined the
s
ciaries reporty saved owin
0). The prefeales prefer a f
Tablry
tor ctor Medical dic
benefits combove, there that around re on illnessHC.
ment Survey, Ph
APEX Islamabad
variations. Ces. Women’sOn the other men who did
Table 45: G
2
uld explain thes about thei
able 46: Satisfually, is staff
at the faciliYes
98.70 91.10 69.10 29.40 16.70 33.30
e staff was p
ted reductionng to lesser ierence for sefemale docto
le 47: Gender
#9133
1323
mbined with tis an overa79% benefic
ses. As a sug
ase - II
Office
Compared to s satisfactionhand none o
d.
Gender Wise Male
# 75 50 67 23 6 15 236
he lesser degir attitude. Th
faction, and unf present ity?
No 1.30 7.80 30.90 70.60 83.30 66.70
resent at the
n in diseasesllnesses (aveeeking medi
or for medica
r Wise MedicMale
# 1 3 3 39 36
the free availl encouragi
ciaries have aggestion for
32% men, n levels largof the wome
Satisfaction
% 32 21 28 10 3 6
100
grees of satishe results are
nderlying cauWhat is your
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83.30 74.40 55.50 17.60 0.00 6.70
e health facil
s while nearlyerage was aroical care is al care.
cal Care Take
% 39 1 1 59
100
lability of aling progressaffirmed impfuture interv
only 3% wgely fall in thn responden
# 3
40 43 11 0 0
97
sfaction was e presented i
ses r opinion abo
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15.40 24.40 43.60 73.50 16.70 6.70
lity center, a
y half (49%)ound Rs.1,10clearly divid
en by
# 11 84 1 1
97
ll or some ofs in the heaprovement owvention, 93%
Page 4
women are ehe very satis
nts expressed
Female
the presencein the table b
out staff attitustaff was:
Non resp1.31.10.98.883.86.7
and their attit
) witnessed r00 per monthded on gend
Female
f medicines aalth componewing to mon
% beneficiari
41 of 126
extremely sfied and
d extreme
% 3 41 44 11 0 0
100
e of staff below;
ude? Do
ponsive 30 10 90 80 30 70
tude was
reduction h and the der lines.
% 11 87 1 1
100
and other ent. It is
ney saved es called
Final Repo
5.4PPAF isEducatio
Distric
In the edThe eduHyderab
The gen
Degre
The oveof the resatisfied
Beneficicost. Ouvarying were nolittle decother faschool/e
ort - User/Bene
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4.3. Eds committedon is thus an
ct-wise di
ducation relaucation relatebad, and Kara
nder wise cov
Gender Male
Female Total
e of satisf
erall degree oespondent be
d beneficiarie
iaries (88%) ut of these sp
degrees. Fuot available fcrease in posacilities for education int
eficiary Assessm
yrights © 2014 A
ducation: d to endeavo
integral part
istribution
ated intervened activities wachi (For dis
verage of resp
Ta
faction wi
of satisfactioeneficiaries es. Only 7%
Figure
said some opecific benefiurthermore, ifree of cost, sitive degree
education ervention is
ment Survey, Ph
APEX Islamabad
ors to improt of its overa
n of respo
ntions, male were implemstrict wise co
pondents is g
able 48: Gend#
294 39
333
ith educa
on (combininis 65.8%. Irespondents
e 22:Degree o
of the facilitificiaries, 95%it was noted around 80%
e of satisfactiis paid by not meeting
ase - II
Office
ve the humaall program.
ondents
respondentsmented in fivomposition o
given below:
der Wise Typ
tion inter
ng two categIt increases texpressed di
of satisfactio
ies like book% responded
out of the re% were on the
ion may be ahouseholds
expectations
an capital in
s (88%) are tve districts–Mf sample, see
:
pe of beneficia
rventions
gories, extremto 93% if wissatisfaction
on about edu
ks, uniforms,on the positiemaining bene positive sidattributed to s, their exps, beneficiari
n relatively
the main recMusa Khel, Je Table 81 in
ary % 88 12 100
mely satisfiewe add the can.
ucation
stationery wive side of saneficiaries wde of degreethe fact that
pectations inies are likely
Page 4
poorer comm
cipients than Jhal Magsi, Kn Annex V).
ed and very sategory of so
were provideatisfaction, t
who said the e of satisfactit when fee orncrease. Andy to be less sa
42 of 126
munities.
females. Kohistan,
satisfied) omewhat
ed free of though in facilities ion. This r cost for d if the atisfied.
Final Repo
Though educatiosatisfact
ExtrV
SomSome
VeExtre
Most ofstudies.
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eficiary Assessm
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de differencent from theirf males are m
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ied sfied d
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dents (95%)
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APEX Islamabad
e between thr satisfactio
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opined they
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he male and n levels – ery satisfied
Gender Wise
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100
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ender Wise PF
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# 13 19 7 0 0 0 39
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s Of Educatio
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Page 4
males’ preferd very satisfcategories.
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333
n continue fo
beneficiaries.
nt
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useholds.
were in the n
Total # 24 09 33
43 of 126
rence for fied. The
l % 15 50 28 5 1
100
or higher
non poor. e classes
non-poor
% 7 93
100
Final Repo
Some
Overall Commitof the Scare more
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ory
19
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eficiary Assessm
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al Findin
dents opinedver overall 31gement Com
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Table 51: GMale
# 195 99 294
ment Survey, Ph
APEX Islamabad
gs
d a member o1% responde
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Gender Wise
% 66 34 100
ase - II
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of their housents mentioneugh the num
ntions.
e ParticipatioFe
# 36 3
39
sehold was ped that a me
mber of femal
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% 92 8
100
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Page 4
arent Teacheir household ies is much l
Total # 31 02 33
44 of 126
er School was part
less, they
% 69 31 100
Final Repo
6. A speciaaccordinand sustdistricts
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i- ii- iii- iv-
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eficiary Assessm
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and Won women em, women emelopment. Th
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ision making
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APEX Islamabad
omen Emmpowerment mpowerment he sample siz
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# %1522 821385 751118 601101 591052 57768 41
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aking Power iPoor H
(0% #
2 2385 1950 1589 1567 1371 89
aking Power i
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in HHsHousehold 0-23)
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in HHs
king power imaking powents. The pow
Page 4
s on gender m developmet was 1,855 a
munities were
ults are pres
Non-Poor H(24-10
# 1284 1190 960 945 915 679
in case of daer is relativelwer is least in
45 of 126
equality, ent goals across 21
e divided
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% 84 86 86 86 87 88
aily food ly less in n case of
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Control income,
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over househassets, and b
ponses
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hold resourcbudget. The r
Table 53: WYes
# 1025
897 626 722
Figure 3: Wo
entified that seholds have
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APEX Islamabad
es was assesresults are pr
Women HavinPoor
% 55
48 34 39
omen Having
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#
929
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ase - II
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Page 4
to control ov
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ery low. In non-poor hou0% who saidittle more th
Non-Poor Ho(24-100
#
793
643 614 497
46 of 126
ver cash,
(24-100) % 85
86 86 85
addition useholds. d ‘yes’ in han 50%
usehold 0)
%
85
87 87 87
Final Repo
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40%. Inassets/la
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AwareneAwareneAwarene
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in visibility
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Respons
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eficiary Assessm
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Fi
in and acces
ds according ket.
of variablesce. The follo
Tab
ses
ghts kkahnama w of inheritan
Figu
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APEX Islamabad
igure 3: Do th
ss to social
to responden
s related to towing table p
ble 55: Awar
# 12741082
nce 612
ure 25: Aware
ase - II
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he HH Wome
places, in ot
nts women h
the awarenespresents the r
reness of wom
Yes
% 6958 33
eness of wom
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men of HH abPoor Hou
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boutusehold 23)
N
% 14 115 11
out...
Page 4
results are
oyment, own
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Non-Poor Ho(24-100
# 1096 921 545
47 of 126
less than
nership of
kahnama,
ousehold 0) % 8685 89
Final Repo
In the orespondecomes to
On the whave litt
Is there
Is th
Do the f
Most of of accecommittHoweverespondi
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opinion of 6ents decreaseo the awaren
whole, it can tle access to e
Table 56: R
DisRes
Femal
is discriminafood, educa
here any resiscommitment
female membo
f the respondess to food,ted to femaler on the queing in negati
eficiary Assessm
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69% respondes to 58% in
ness about law
be safely coemployment
Respondents’Desc
scrimination sistance in edle members’ f
Description ation against ation, healthcstance from mt to educating
bers of HH haof movement?
ents (74%) s education, e education,
estion of womive comes do
ment Survey, Ph
APEX Islamabad
dents, women case of awaw of inherita
oncluded thatt etc.
’ Perceptioncription against daug
ducating daugfreedom of m
daughters (acare, play)? male memberg daughters?ave mobility/f?
said there wahealthcare
, adding thermen’s mobiliown to 57%.
ase - II
Office
en have awaareness abouance.
t women don
ns about Occ
ghters? ghters?
movement?
Table 57:
access to
rs in
freedom
as no discrimand play.
re was no reity and freed
areness abouut Nikahnama
n’t have muc
currence of
# % # % # %
mination agaiSimilarly 7
esistance frodom of move
ut their righa. It further d
ch control ov
Gender DisYes (%
26 22 43
Yes 484 26 406 22 795 43
nst daughter78%respondeom male memement, the nu
Page 4
hts. But this drops to 33%
ver resources
crimination%) N
No 1371 74
1449 78
1060 57
rs, especiallyents said thmbers of theumber of resp
48 of 126
ratio of % when it
and also
n No (%)
74 78 57
Total 1855 100 1855 100 1855
y in terms hey were e family. pondents
Final Repo
7.
Conclu
Major co
Social M
Overall mobilizaBoth the
helpful imaking seems to
Liveliho
More thindicator
Beneficiassets wRs.4,500
LinkageRespondmarkets/income
Microcr
Overall to all mwomen 25%.
Beneficibusiness74% of developmIn princibusiness
Basic S
Time-sareductiodecrease
Better irbenefici(30%) sfacility.
ort - User/Bene
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Conclus
usions
onclusions d
Mobilizatio
more than 9ation directlyese findings
in successful60% of the
o have been a
ood Enhan
han two-thirdr of training
iaries (94%)were helpful i0 per month.
es developmedents (41%/external orgstreams for f
redit
70% beneficmicrocredit in
is well abov
iaries (92%)s needs. Halthe trained ment”. The riple, these trases that produ
Services and
aving was mon in illnessee in expendit
rrigation faciaries affirme
said their ho
eficiary Assessm
yrights © 2014 A
sions and
drawn on the
n and CO a
90% respondy or indirectl
can be used
l mobilizatiotargeted poo
achieved.
cement and
d of LEP ben70% benefic
) said they uin increasing
ent is impor) opined Lganizations. financial sust
ciaries were nterventions ve the interm
) termed cref of the benbeneficiariesrest were traainings reinfuced positive
d Communi
major benefites owing to tures on treat
ilities led to ed there wasousehold inc
ment Survey, Ph
APEX Islamabad
d Recom
basis of data
activities
dents were aly. Responded to conclud
on. So, it canor HH memb
d Protection
neficiaries (7ciaries have b
utilized asseg their incom
rtant for sustLEP interveThis ratio
tainability of
women. Thounder PPAF
mediate outco
edit beneficianeficiaries recs. Out of skiained in “finaforced the ave net income
ity Physical
t of water sbetter qualit
tment form th
increase in s increase in
come has inc
ase - II
Office
mmendat
a analysis an
actively invoents (88%) pde that PPAF
n be concludbers a part o
n (LEP)
71%) were trbeen achieve
ets for incommes. The estim
tainability oention helpshould be ff poorer hous
ough this finF in all distome target f
al for them. ceived skill-ill-trained beancial literac
vailability of es.
l Infrastruc
supply in or ty of water he basis for p
productivityn the crop ycreased from
tions
nd supporting
olved in the participated inF interventio
ed that the inof communit
rained. This ed.
me generatiomated averag
of income crped in creafurther improseholds.
nding is encotricts. But thfor female p
Majority of-trainings as eneficiaries, cy”. Both of finance with
cture
near the hothan the prepositive satis
and the incoyield especiam Rs10,000
g documents
community n CO activit
ons in combi
ntermediate ty activities/c
shows the in
on, and 92%ge increase in
reated througating profitoved in ord
ouraging, it che fact remaercentage in
f the beneficwell. Femal71% were tthese are rel
h its effective
omes of benevious sourcsfaction of be
omes of houally in rupee
to Rs20,000
Page 4
are as follow
activities anies and new ination with
outcome indcommunity m
ntermediate
% also confirn income wa
gh assets tratable linkagder to streng
cannot be genains that thisn overall mic
ciaries took les constituttrained in “elevant skill-te utilization i
neficiaries. Sces, and the eneficiaries.
useholds. Moe terms. Resp0 as a resul
49 of 126
ws;
nd social projects. POs are
dicator of members
outcome
rmed the as around
ansferred. ges with gthen the
neralized s ratio of crocredit,
loan for e around
enterprise trainings. in micro-
Similarly resultant
ost of the pondents lt of this
Final Repo
In case o
Health
Overall not simi
Educat
Overall satisfactindicatorprovidedmeant th
higher sattended
Recom
ort - User/Bene
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of link roads/
83% beneficlar in all dist
tion
93% respontion varied acrs. Beneficiad free of costhey remained
side where hd the school.
mmendati
Women emp
the program
More focus
be tailored a
With focus
community
There shoul
Hepatitis, an
The amount
Home-based
improve the
The develop
institutions
economic ou
eficiary Assessm
yrights © 2014 A
/bridges, 93%
ciaries were tricts.
ndents werecross districtaries (88%) t. Beneficiard actively inv
household e
ions
powerment i
m intervention
on micro cre
according to t
on social
ownership o
ld be more
nd cleanlines
of loans may
d businesses
microcredit
pment of link
is a critical
utlook of the
ment Survey, Ph
APEX Islamabad
% responden
on the positi
e satisfied wts. This is we
said some ries (65%) wvolved with
engagement
is a critical a
ns, especially
edit, technica
the needs of
mobilization
f the program
awareness
ss.
y be revised
should be p
intervention
kages betwe
area. Better
beneficiarie
ase - II
Office
nts said the fa
ive side of d
with the eduell above theof the facil
were part of ththe educatio
with school
area of interv
y employmen
al trainings, a
f beneficiarie
n, more effo
m.
about healt
upward.
romoted. Th
ns.
en beneficia
r linkages w
es.
acility helped
egree of sati
ucation intere benchmarklities like bhe Parent Te
on interventio
l was found
vention. It sh
nt/income, m
and grants. T
s keeping in
forts should
th, especially
here is also n
aries and the
will go a lon
d them save
isfaction. Thi
rventions, thk set for the iooks, unifor
eacher Schooons. Overall
present, an
hould be a cr
mobility, and
The program
view the geo
be made t
y on the tr
need to reduc
relevant pub
ng way in i
Page 5
1 to 3 hours
is high satisf
hough the dintermediate rms, stationeol Committeesatisfaction
nd children r
ross cutting
access.
m/intervention
ographical ar
to create su
reatment of
ce the intere
blic departm
improving th
50 of 126
daily.
faction is
degree of outcome
ery were es, which was on a
regularly
theme in
ns should
rea.
ustainable
TB and
st rate to
ments and
he socio-
Final Repo
ort - User/Bene
Copy
F
K
Ana
eficiary Assessm
yrights © 2014 A
Hous
Focus G
Key Info
alysis T
ment Survey, Ph
APEX Islamabad
AN
ATerms
Asehold S
AGroup Di
Aormant In
Aables of
ase - II
Office
NNEXE
Annex Is of Ref
Annex IISurvey Q
Annex IIiscussio
Annex IVnterview
Annex Vf Househ
ES
I: ference
I: Question
II: on Quest
V: ws Ques
V: hold Qu
nnaire
tionnair
stionnair
uestionn
Page 5
re
re
naire
51 of 126
Final Repo
ort - User/Bene
Copy
eficiary Assessm
yrights © 2014 A
ment Survey, Ph
APEX Islamabad
ase - II
Office
Terms
Page 5
Ans of Refe
52 of 126
nex I: erence
Final Repo
1. Organ
The Pakiin the cofrom the and otherlife, broaespeciallyon instituDevelopmsupport tmanagemgrass rooa comple
2. Backg
As part Assessmemedium these findincorpora
In order PPAF haqualitativstakehold
These ter
User/Benfirm unde
Under thThe amoBuildingsummary
Section 3
Approvalprogram/
2. Specif
The specimpact ointo prog
The Userto improvregarding
ort - User/Bene
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nization
istan Poverty ountry. Set up
Government r statutory andadening the ray women. Ouutional develment Goals. Tto social mob
ment, livelihooots/ communitete profile, ple
ground and R
of evaluationent Survey in term impact odings into proating the expe
to assess the as planned tove and in-depders.
rms of referen
neficiary Asseer the general
he 47th Batch ount was disb, Livelihood E
y of 47th batch
3. Technical
l is presented / projects are e
fic Objectives
cific objective f PPAF progr
gram activities
r/Beneficiary Ave the impactg ongoing PPA
eficiary Assessm
yrights © 2014 A
USER/BEN
Alleviation Fp as a fully aof Pakistan,
d corporate doange of opporur Results Framlopment as thThe core operabilization, miods, capacity ty level througease visit our w
Rationale of S
n of progress 2011. The sp
of PPAF progogram/ projeceriences and vi
medium term carry out th
pth informatio
nce (TOR) des
essment Survedirection & c
of funding abursed to paEnhancement h of funding
Proposal - St
in Annex 1. Bexpected to ac
s:
of the secondram/ projects s.
Assessment St of PPAF opeAF interventio
ment Survey, Ph
APEX Islamabad
Ter
NEFICIARY
Fund (PPAF) iautonomous pthe World Baonors. The PPrtunities and smework reflehe foundationating units of icrocredit, cobuilding, hea
gh a network owebsite at ww
Study
toward achieecific objectiv
gram/ projectsct level activitiews of existin
m impact on the second phaon as an ind
scribes the spe
ey, and the deconsultation w
approval, PPAartner organiz
& Protection
tandard Form
Based on perfchieve its med
d phase of Uselevel interven
Survey is a quaerations by incons.
ase - II
Office
rms of Refere
ASSESSMEN
is the lead apprivate sector ank, InternatioPAF aims to bsocio-economcts our overaln of our worthe PPAF del
ommunity phyalth & educatiof more than
ww.ppaf.org.pk
eving its objeve of the Users level interveties. The exerng beneficiari
the beneficiarase of the surdicator of out
ecific objectiv
etailed scope with the PPAF
AF has disburszations for Mn, Water & In
ms
formance of didium term dev
er/Beneficiaryntions on the d
alitative reseacorporating th
ence
NTSURVEY
ex institution institution, P
onal Fund forbe the leading
mic mainstreamll objective ofrk along withliver a range oysical infrastrion and enviro100 Partner Ok.
ective, the PPr/Beneficiary Aentions on thercise helped Pies regarding o
ries under thervey. The exetcomes to PP
ves of the seco
of work that .
sed an amounMicrocredit, Innfrastructure, H
isbursement tovelopment obj
y Assessment direct benefic
arch tool adopthe experiences
- PHASE II
for communiPAF enjoys fr Agricultural catalyst for im
ming of the pof poverty allevh achievemen
of developmenructure, wateronment and s
Organizations
PAF carried oAssessment S direct benefi
PPAF to streamongoing PPAF
47thbatch ofercise shall p
PAF managem
ond phase of
will be carri
nt of Rs.5.07bnstitutional DHealth, Educa
o date againstectives.
Survey is to aiaries and to i
ted by the PPAs and views o
Page 5
ity-driven devfacilitation an
Developmenmproving the oor and disadviation througnt of key Mnt interventionr, energy and
social safeguaacross the cou
out a User/Beurvey was to
iciaries and tomline its operF intervention
f funding appprovide timelyment and all
ed out by a c
billion under PDevelopment, ation and Dis
t this funding
assess the medintegrate these
AF which shaof existing ben
53 of 126
velopment nd support nt (IFAD),
quality of dvantaged, gh a focus
Millennium ns such as d disaster ards at the untry. For
eneficiary assess the
o integrate rations by
ns.
proval, the y reliable, important
consulting
PPAF-III. Capacity
sability. A
batch, the
dium term e findings
all be used neficiaries
Final Repo
This survassessmeIII. The Poverty A
The consthe follow
1. Under
2. DesigPPAF sup
3. Devegroups to
4. Develentry wil
5. Pilot t
6. Hiring
7. Imple
8. Conduand tools
9. Procpresentat
10. Finalcomment
3. Scope
i.
The Useprogram possible.
a) Con(commun
b) Focus
c) Partic
ii.
The sampand MERstatisticalsize to be
ort - User/Bene
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vey exercise ent of the perfostudy is to beAlleviation Fu
sulting firm/inwing tasks:
rstanding the c
gning an acceppported/ fund
loping an Inco be interview
lopment of a ll be done whe
testing and fin
g and training
ementation and
uct interviewss.
essing and antion to stakeho
lization and suts and inputs i
of Study
Methodology
r/Beneficiary change durinThe core tech
nstructive intnities, benefic
s group discus
cipant observa
Sample Fram
ple size shall R Unit. Givenlly significante useful for de
eficiary Assessm
yrights © 2014 A
is expected tformance of the undertaken und (PPAF).
nstitution, in c
context of all
ptable survey mded beneficiari
ception Reportwed at various
data entry proen possible).
nalization of q
of survey fiel
d monitoring o
s and collect d
nalysis of daolders.
ubmission of rin response to
y
Assessment ng implementahniques for th
terviews of biaries, NGOs,
ssion, particul
ations
mework
be establishedn the use of int will suffice, ecision-makin
ment Survey, Ph
APEX Islamabad
to fulfill a nuhe program/ prby the Monit
collaboration w
PPAF Progra
methodology,ies.
t that defines levels (nation
ogram to be p
questionnaires
ld teams.
of the field su
data from the b
ata and comp
report stating draft report.
Survey is a ation phase. Fe survey shall
beneficiary h, government
arly with the b
d according ton-depth probin
yet samples mg.
ase - II
Office
umber of objrojects level intoring, Evalua
with the MER
am/ Project- le
which ensure
methodologynal, provincia
pre-tested by a
.
urvey to ensure
beneficiary int
pilation of dra
findings and r
qualitative reFor this purpol be:
households aofficials);
beneficiaries;
o what is conng and qualitamust allow fo
jectives. Forenterventions sations and Re
R Team at PP
evel interventi
es a representa
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an expert befo
e high quality
terviewees, us
aft report of
recommendati
esearch tool uose, the findin
and represent
nsidered signifative techniqueor meaningful
emost, it will sponsored by tesearch (MER
PAF, will take
ons.
ative sample,
ools, and idend community)
ore field work
y data.
sing agreed
findings and
ions, taking in
usually used tngs shall be q
tative groups
ficant by the ces, smaller samcross-tabulati
Page 5
provide the the PPAF und
R) Unit of the
e lead respons
to capture the
ntifies benefic.
k is initiated (
upon met
d recommenda
nto account st
to instigate pquantified to th
of key sta
consulting orgmples consideion and be of
54 of 126
PPAF an der PPAF-e Pakistan
sibility for
e views of
iaries and
(field data
thodology
ations for
takeholder
policy and he degree
akeholders
ganization ered to be sufficient
Final Repo
Samples the 47thbshould bprotectio
On the b2,000 bensample ohas faced
iii.
The reseaUnit. Themodified
1. Expos
2. Particsub-proje
3. Partneadvisabil
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ک ہے
2. D
3. T
کی
Yes………
No………
کیہے
Yes………
No………
کیوی
Yes………
No………
کی
1. Amotorcyرساءیکل
2. Amotorcyکوٹر نہیں
3. Nmotorcy
ر ہے
4. NScooter
years old are aکوی بچا اسکول
Flush connectto an open dr
کھلی سے منسلک
Dry raised latr
There is no to
………………
………………
………………
………………
………………
………………
At least one cycle/ Scooter
کم از کم ایک موٹر
At least one cycle/ scooter
موٹرسیکل یا سکر
No car/ tractoycle/ Scooter
وٹرسیکل یا سکوٹر
Neither car/ trr رسیکل یا سکوٹر
Page 6
attending scho درمیانی عمر کا ک
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ted to a publicrain کے نظام پٹ یا ک
rine or dry pit
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ں 1 …
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ar/ tractor and ی یا ٹریکٹر اور ک
ar/ tractor but
ی یا ٹریکٹرہے پر
r but at least o ں ہے پر ایک مو
ractor Nor mo
ں ہےاور نہ موٹر
63 of 126
ool سال کی 16سے
c sewerage, to
ش جوکہ نکاسی ک
t latrine شک پٹ لیٹرین
usehold ھر میں لیٹرین نہیں
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d at least one
م از کم ایک گاڑی سکوٹر
t no
م از کم ایک گاڑی ے
one
ڑی یا ٹریکٹر نہیں
otorcycle/
ڑی یا ٹریکٹر نہیں
5
فلش
خش
گھ
کمیا
کمہے
گاڑ
گاڑ
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Q
HH I
Q 32
Sr. No.
1
2
3
4
Final Repo
Q 30. Does t
Does t
ں؟
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INCOME PE
. What is the g
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Poultry ہ
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the household
the household
ی مال مویشی ہیں
much agricultuمین ہے﴿ بشمول
لی گءی پرکے
SECTION
ER UNIT TIM
gross income
فصلیں
es سبزیاں
باغات
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own at least o
ٹی وی ہے؟
own the follo
یل میں سے کوءی
ure land (cultiت کتنی زرعی زم ٹھیک
N IV. INCOM
ME
of your HH u ت کریں
س
ب
ment Survey, Ph
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one TV?
یر ملکیت کو ی ٹ
owing livestoc
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ivable) does thملکیت قا بل کاشت
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یا گھرا نے کی زی
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یا گھرانے کی زیر
he household گھرانے کی زیر م
PENDITURE
گھ
owing categori اور بعدکی آمدنی
a (Ann
ني
Before Intervention
منصوبے سے پہلے
کی
Yes………
No………
کی
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ئے یا بکرا
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یڑ نہیں ہے
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nual Income)
آمدنساالنا
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وبے کے بعد
………………
………………
At least one bne cow/ goat/ sکم از کم ایک گائ
least one bufat/ sheep ائے یا بکرا یا بھی
o buffalo/ bullat/ sheep ر کم از کم ایک گ
either buffalo/eep ے یا بکرا یا بھres) (ایکڑ)
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ask income beی آمدنی کیا ھے۔
r tion
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Page 6
ہاں 1 …
نہیں 2 .…
buffalo/ bullocsheep
س یا بیل ہے اور ک
ffalo/bullock B
س یا بیل ہے پر گا
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اخراور آمدني
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آمدنی پوچھئے
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منصوبے سے پ
64 of 126
ck AND at
م از کم ایک بھینس بھیڑ ہے
BUT NO cow/
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ینس یا آختہ کیا ہو کرا یا بھیڑ ہے
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)
r ntion
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5
6
7
8
9
10
11
12
13
HH E
Q 33
Sr. No.
1
2
3
4
5
6
7
8
Final Repo
Sheep/Go
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Business/
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Job/Servi
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ce (govt. or pr
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ے آپ کے گھرانے
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منصوبے سے پ
65 of 126
رجہ زیل میں سے
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Q 35
Q 36
Q 37
Q 38
Q 39
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family ga
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تین کو بااختیار بن
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Page 6
__|__|__
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66 of 126
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b
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Q 44. a.
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Q 46. Namrost
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. Access to
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d. Budget
the female HH
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. Ownership
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d. Visibility
the women m
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Direct HH Leevel Intervent
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control over c
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to social spac
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Office
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Page 6
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کی سطح پر براه رسے گ 2011ری
ہاں نہیں ہاں نہیں
67 of 126
۔ 2۔ ہاں، 1 نہیں
2. No) ۔1(
گھرانے ک جنور
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Q
Q
Q
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Q 47. Age
Q 48. Gen
Q 49. Edu
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Q 50. Occinte تھا
(Usrooریں؟
Q 51. Relewith
Q 52. Am
Q 53. Purp
Q 54. Nam
Q 55. Whyou
Q 56. How
Q 57. Dur
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ور نمبر شمار لکھ
e (Years)
nder جنس
ucational Qual
e Education cster.See H4)
cupation prior ervention
e Occupationster)
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ذریعے
68 of 126
میونٹی تنظیم کے
کیاودرابطہ
گر ذرائع
کم
خو
دیگ
Q
Q
Q
Q
Q
Q
Q
Q
Q
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Q
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Final Repo
(mo
Q 58. Met
Q 59. Cre سود
Q 60. Wa
Q 61. If “N
Q 62. Waente گی؟
Q 63. If Yتھی؟
Q 64. Deg
Q 65. Totawas(am
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Q 66. Net
Q 67. Los
Q 68. If lo
Q 69. Howof c
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onths)
نے)
thod of Repay
dit Interest Ra شرح
s credit utilize
ما ل کیا گیا؟
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APEX Islamabad
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re-payment (R ادایگی قر
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ase - II
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No. of ی تعداد/
Amoun رقم
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Q63) ہاں نہی
____________________________________ ہا نہیں (66
eracy evelopment pecify please
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ecome self-sup
Page 6
______
_____ 1
______ 2
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%
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نتہائی مطمئن بہت
حد تک مطمئنک غیرمطمئن
بہت غیرئی غیرمطمئن
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pporting ھو گیا
69 of 126
اقساط
قسط یا
یک مشط ادایگی
__ __ __
ا
کسی ححد تککسی
انتہائ
کارروبار خود کفیل ھ
Q
Q
Q
Q
Q
Q
Q
Q
Q
1
2
Final Repo
لےگا
Q 70. Whor n
Q 71. Wo
Q 72. If Y
Q 73. If N
Q 74. Nam
Q 75. Age
Q 76. Gen
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زید قرض کی ضر
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APEX Islamabad
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بذریعہ سی او
ذآت 2
دیگر ذریعے
انتہائ بہکسی حد تک
کسی حد تک
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APEX Islamabad
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Page 7
انتہائی مطمئن بہت مطمئنکسی حد تکمطمئنمطمئن بہت غیرمطمئنمطمئن
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ککسی حد تکغیرم
انتہائی غیرم
مزید قبل ا استعمال
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profitable link
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APEX Islamabad
ا درجہ اطمینان؟
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Office
تربیت کے فوایدیا
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اگر تربیت اس
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Page 7
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کسیتکغیرمطمئی حد
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Page 8
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Page 8
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dissatisfied زیاده غیر
ہاں (if yes go 176و سوال نمبر
نہیں
81 of 126
مہربان ، معاون عمومی غیر ذمہ
منٹ 15
es 15 سے
nutes م 60سے 30
منٹ 60
خاتایل ایچ وی ۔۔۔۔
hnician
171سوال نمبر
________
________
oved
d the same
ened since پہلے کی نسبت م
بہت ہی زیاده اطم
بہت اطمینان ب کسی حد تک مط
کسی حد
بہت زیاده
بہت ہی
to 176 (اگر ہاں تو
Q
Q
Q
Q
Q
Q
Q
Q
Q
Q
Q
Final Repo
گہی لہ )
Q 174. if “N
ں ؟
Q 175. Is thandcas
ہے کے۔
Q 176. Is thfamج کی ۔ ؟
Q 177. Is ththe
اور ں ؟
Q 178. How
ے ؟
Q 179. Wh
یں ؟
1) Bلیٹی
2) C
Q 180. How
Q 181. How
Q 182. Has
ے ؟
Q 183. Haslife
ے ؟
Q 184. Wo
ort - User/Bene
Copy
کی گءی کسی اگہ بنے ہیں؟ ( وسیل
No” , why….
اگر نہیں تو کیوں
he LHW helpd the supervisies?
میں مدد کر رہیض کا عالج ہو سک
he CHC/LHWmily besides mراد کو بھی عالجت فراہم کرتی ہے
he LHW/CHCchildren vacc
کی طرف بھرپورقت توجہ دیتے ہیں
w often does t
کا دوره کرتی ہے
hat are the ben
ءد حاصل ہوتے ہی
BHU or same رکاری ہیلتھ فیسیلی
CHC … ھ سنٹر
w much time
w much mone
s the saving o
دنی بہتر ہوءی ہے
s the saving oe?
گی کو بہتر کیا ہے
ould you like t
eficiary Assessm
yrights © 2014 A
طرف سے شروع مہم کا حصہ
ing the HH toing lady docto
ے مابین رابطوںتاکہ پیچیده امراض
W providing trmothers and chندان کے دیگر افر سہولت
C giving propecinations?
کی ویکسینیشن ک بروق
the supervisor
اکثر سی ایچ سی
nefits to the HH
اس سے کیا فواء
level public h سطح کی سر
کمیونٹی ہیلتھ
is saved/mont
ey is saved per
f time and mo
گھرانے کی ◌مد
f time and mo
ے کے معیار زندگ
the CHC to be
ment Survey, Ph
APEX Islamabad
لتھ فیسیلٹی کی ط
o develop liaisor for treatmen
اور لیڈی ڈاکٹر کے ت
reatment to othhildren? ں کیساتھ ساتھ خان
er and in-time
سی ایچ سی بچوں
r lady doctor v
کیا لیڈی ڈاکٹر
H from this?
گھرانے کو
health facility
th (no. of days
r month (Rs.)
oney improved
ے کی بچت سے
oney improved
بچت نے گھرانے
e upgraded?
ase - II
Office
کبھی بھی اس ہیل
son between thnt of complica
ایچ وی گھرانے ا
her members oی ایچ سی ، ایل
ی ماؤں اور بچوں
e vaccinations
ل ایچ ڈبلیو اور س
visit the CHC?
ہیلتھ مرکز یا اس
s)
d the HH inco
وقت اور پیسے
d the HH qual
ت اور پیسے کی
کیا اپ ک
____
____
____
he HH ated
کیا ایل ا
2
of the کیا سیایچ وی
2
to
کیا ایل
2
? 2
بنیادی ہ
1. R2. R
3. Rtں۔
ome? 2
lity of
کیا وقت
2
2
____________
____________
____________
1. Yes 2. No
1. Yes, alwa2. Yes, occa
کبھی 3. No
1. Yes ہاں 2. No کبھی
1. Never 2. Occasion3. Punctuall
Reduction in Reduction in tراجات میں کمی
Reduction in vtreatment outsرانے کے دوروں میں کمی ۔
1. Yes 2. No
1. Yes 2. No
1. Yes ہاں 2. No نہیں
Page 8
____________
____________
____________
ہاں نہیں
ays ہمیشہasionally
نہیں
کبھی نہیںnally کبھارly سے
diseases کمی treatment exp
ج معالجہ کے اخرvisits to otherside the villagری جگہ عالج کر
ہاں نہیں
ہاں نہیں
82 of 126
________
________
________
ہاں ، ہمہاں ، کبھی
کبھی ک باعدگی
مرض میںpenses عالجr places of ge گاوں سےباہر جاکر دوسر
ہ
Q
Q
Q
Q
Q
Q
Q
Final Repo
۔ ؟
Q 185. Is atherے ؟
Q 186. Anycurr
Woہوں
Q 187. Do whi
ہوتی ے ؟
Q 188. If ygoin
عانے ہو ؟
Q 189. Whwithں ؟
Q 190. Whے ؟
Q 191. Whے ؟
ort - User/Bene
Copy
پ گریڈ کیا جاءے
any HH personre is one? یوالی
کمیٹی کا رکن ہے
y comments/srent schemes?
؟
omen Empowe مستفید ہو رہے ہ
the women oile going for a
ے اجازت درکار ہ ہے
yes; who the wng for a routinز پیداءش طبی مع کیلءے جانا ہ
hat does influehin a househo
اثر انداز ہوتے ہیں
ho pays the coہ کون ادا کرتا ہے
ho support womجات کون اٹھاتا ہے
eficiary Assessm
yrights © 2014 A
سی ایچ سی کو اپ
n a member ofے معامالت چالنیو
shortcomings/?
، خامی ، تجویز
erment بناناق اور ان سے جو
f this househoa routine check
ے معاءنے کیلءے
women need tone antenatal chمعمول کے قبل از
ence the poweold? ے فیصلے پر کونسے عوامل ا
st of availing ے کیلءے معاوضہ
men for trave اخراج
ment Survey, Ph
APEX Islamabad
سند کرینگے کہ س
f the CHC affگ سی ایچ سی کے
suggestions w
ے کوءی تبصره
تین کو با اختیار ب سحت سے متعلق
old need to seekup?
تین کو معمول کے
o seek permissheckup? س سےی ہے جب اسے م
er to make decت کے حوالے سے
medical servi مستفید ہونے
lling cost? ری
ase - II
Office
کیا اپ پس
fairs committeانے کا کوءی فرگ
with regards to
یم کے حوالے سے
خوات (Just relatصرف خواتین کی
ek permission
نے کی کوات گھرا
sion of, whileہاں : تو اسے کساجازت لینی پڑتی
cision of own hے میں اپنی صحت
ces? ہولیات سے
خواتین کے سفر
ee, if کیا گھرا 2
o the
اس سکی
1. _2. _3. _
ted to women (ص
n of,
کیا اس
2
ہ اگر
1.
2.
3.
4.
5.____
health گھرانے
1. C2. A3. E
_طبی سہ 1.
2.
3.
4.
5.)___
1.
2.
3.
4.)___
1. Yes 2. No
_________________________________
health, Only f
1. Yes 2. No
Husband
Mother in
Father in
Head of f
Other (Sp _دیگر _
Class Age Education andOther (Spپیشہ
______ دیگرWife
Husband
Mother
Mother in
Other (Sp_ __دیگر
Own Sav
Husband
Mother
Other (Sp_ ___دیگر
Page 8
ہاںنہیں
____________________________________
from health be
ہاںنہیں
خاوند
n Law, ساس
law , سسر
family , براه
pecify کریں
جماعت عمر
d profession pecify حت کریں
بیوی
شوہر
ماں
n Law ساس
pecify کریں
ving بچت
خاوند
ماں
pecify کریں
83 of 126
_______ _______ _______
eneficiary
خ
س
س
خاندان کا سرب
وضاحت ک )
تعلیم اور (وضاح
ش
س
وضاحت ک
اپنی
خ
وضاحت ک
Q
Q
Q
Final Repo
Q 192. Whے ؟
Q 193. Do womں ؟
Q 194. Do andین ؟
SECT
D
Q 195. Ish ۔
Q 196. If
Q 197. Ifh؟
Q 198. Fcر
Q 199. Isin؟
Q 200. Ifw
ے ؟
Q 201. B
Q 202. Ifu
ے
Q 203. E
ت
ort - User/Bene
Copy
ho is primary dیصلہ ساز کون ہے
household meman? زیاده فکر مند ہیں
women find id men at houseتوازن کا شکار ہی
TION X. CO
Drinking Wate
s there a watehousehold وجود ہے
f “Yes” how m
f “No” is therhouse? ں پانی کا نلکا ہے ؟
Frequency of wcommunal wat فراہمی کی مقدار
s an electric mn your house?رورت ہوتی ہے ؟
f no storage tawater in the hoیسے ذخیره کرتے ہو ؟
Benefits of wa
ی کے نلکے کے
f there is timeutilized?
کہاں صرف کرتے
Effects of tap w
ی سحت پر اثرات
eficiary Assessm
yrights © 2014 A
decision make فیص
embers more کے حوالے سے ز
imbalances inehold level? رے لحاظ سے عدم ت
OMMUNITY
er پینے کا پانی
r tap or waterکا نلکا یا تینکی مو
many? ؟
e a street wateکے قریب گلی میں
water suppliedter tap? ےقت ) کو پانی کی
motor requiredتینک کو بھرنے ?رک موٹر کی ضر
ank in the hououse کے کیلءے پانی کی
ater supply in/n
قریب موجود پانی
e saving, how
اضافی وقت کو ک
water on fami
نی کے خاندان کی
ment Survey, Ph
APEX Islamabad
er at your hom
concerned towواتین کی صحت ک
terms of powطح پر عورتوں اوررمیان طاقت کے
PHYSICAL
پی
r storage tank ے گھر میں پانی کا
گر ہاں تو کتنے ؟
er tap near youو کیا اپکے گھر ک
d to home or میونٹی کے نلکے
وق (دن /
d to fill the waے گھر کے واٹر ت کیلءے الیکٹر
use, how do yoھر میں واٹر ٹینک
تو پھر اپ گھرانے
near your hou
ر میں یا اس کے
is the saved ti
بچتا ہے ، تو اپ ا
ily health
نلکے کے پان
ase - II
Office
me? ھر میں اصل
wards a healthانے کے افراد خو
wer between wواتین گھریلو سط مردوں کے د
INFRASTRU
in your کیا اپ کے
1.2.
___ اگ
ur اگر نہیں تو
1.2.
گھر یا کم
ater tank کیا اپکے
ou store اگر گھنہیں ہے ت
use
اپکے گھر فواءد ؟
1.
2.3.
ime
اگر وقت ب ہو ؟
1.
2.
1.
2.
اپکے گھ 1. M2. F3. O
)h of کیا گھرا 2
women کیا خو 2
UCTURE (C
Yes No نہیں
___________
Yes No نہیں
_____/d
1. Yes 2. No
1. ______2. ______3. ______
Time saving__________No benefitsOther benef
Productive a_____ (کریںSocial Activ)_________
Less disease بیماریاں Less loss ofIllnesses
Male Female Other )___ 1. Yes 2. No نہیں
1. Yes ہاں 2. No
PI) ھانچہ
go to Q)ہاں
____________
ہاں
day دن
ہاں نہیں
____________________________________
g وقت کی بچت _______
کوءی فاءده نہیں fits: ________
activities رمیاں__________ vities سرگرمیاں_________
e in children aکے افراد میں کم
f productive ti
Page 8
مرد (husband self) عورت Specify)دیگر
ہاں
نہیں
کا طبعی بنیادی ڈھ
198 پر جاءیں 1
__________
____________________________________
:(دن /گھنٹے )
__دیگر فواءد __
مفید سرگر (des
descr)سماجی س
and family meچوں اور خاندان کme due to
84 of 126
شوہر ) خود )
وضاحت کریں
سماج ک
98سوال نمبر )
______ ______ ______
_______
cribe بیان
ibe بیان کریں
embers بچ
Final Repo
Q 204. Bw
ی ؟
Q 205. Dh
Q 206. H۔
Q 207. Da
Q 208. Fد
Q 209. P
Q 210. Os
؟
Q 211. Maل
Q 212. Are
۔
S
Q 213. Ss
ں
ort - User/Bene
Copy
Before implemwas the main sرانے کیلءے پانیکا ذریعہ کیا تھا ؟
Distance of prehouse (KM میٹر
How much timکتنی بچت ہوءی ۔
Do you use thiactivities?
Frequency of d کی روزانہ تعداد
Previous mode سابقہ طریق کار
Overall degreecheme
س درجہ پر ہیں ؟
Monthly contravailing this faراجات ،مقرره بل
Any commentsegards to the c
ی یا کوءی تجاویز
Sanitation
Sanitation facicheme:
سفاءی کی سہولتیں
eficiary Assessm
yrights © 2014 A
mentation of cusource of wateے پہلے اپکے گھر ک
evious water sکلو م ے فاصلہ (
me is saved duے باعث وقت کی ک
is time in othe
daily trips to pذریعہ پر پھیروں
e of water tran کا
e of satisfactio
لحاظ سے اپ کس
ibution/ fixedacility ونے کے ماہانہ اخر
s/ shortcomingcurrent schem
خامی کی نشاندہی
صفاءی
lities develop
شکیل دی گءی سف
ment Survey, Ph
APEX Islamabad
urrent schemeer for your HH عمل در امد سے
source from thیعہ اب کا گھر سے
e to this facili سہولت کے
er productive
previous sourcno. of times) ذ
nsportation نے
on from curren
سے اطمینان کے
d charges/bill fولت سے مستفید ہو
gs/ suggestionme?
کیم پر تبصره ، خ
ed under curr
کیم کے تحت تشک
ase - II
Office
3.
4.
5.
e, what H? اسسکیم پر
1.2.3.4.5.
he سابقہ ذری
ity? اس
1.2.
ce سابقہتعداد )
پانی ڈھون
1.
2.3.4.
nt
اس سکیم س
for اس سہو
Rs
ns with
اس سک
ent
اس
Dr
To
ضیاع میں کمیIncome enhمدنی میں اڄافہ Income enhtreating illnنی میں اضافہNegative Af) _________Village ponWater channTube well Hand pumpOther:
Yes No نہیں
Animals or جانیواال ریڑھاBicycle Self-carriedOther: ___ ر
1. Extrem2. Very sa3. Somew4. Somew
مطمءن 5. Very di6. Extrem
روپے_______.
1. ______2. ______3. ______
ainage ______
ilets ٹاءیلٹس
مفید وقت کے ضhanced due to iافے کے باعث ام
hanced due to lesses میںمی کے باعث امدنffects ت_____
nd البnel الہ
ٹیوب ویل p دستی نلکا
________ ر
__|__|
__|__|
ہاں
__|__|
animal drive زریعے کھینچا ج
ساءیکل d خود ڈھوتے________دیگر
mely satisfied atisfied ءن
what satisfied what dissatisfie
issatisfied ءنmely dissatisfie
month/__ر ہینہ
____________________________________
________ اسی
Public
Page 8
ے باعث ہونیوالےincrease in prگرمیوں میں اضا
less expendituے کے اخراجات م کم
منفی اثرا (descr
گاؤں کا تاالپانی کا کھا
_____دیگر
__
__
__
cart نات کے
___
ه مطمءن بہت مطمء
ک مطمءن ed تک غیر
بہت غیر مطمء ed ر مطمءن
مہ
____________________________________
ساتی پانی کی نکا
سرکاری
85 of 126
بیماری کےoductivity
پیداواری سگ
ure on عالج معالجے
ribe بیان کریں
حیوان ، یا حیوان
بہت زیاده
کسی حد تککسی حد ت
بہت زیاده غیر
__ ___ ___
___برس
س
Final Repo
Q 214. Ifa :
Q 215. Wm
۔
Q 216. D
Q 217. Is
؟
Q 218. If
Hا
Q 219. Wm
Q 220. Hn
Q 221. Hli
Q 222. Ad
Q 223. Em
ort - User/Bene
Copy
f public toiletsany: ،جز کیا ہیں ؟گر کوءی ہیں تو:
What is the rolmaintenance/c
کا کیا کردار ہے
Degree of satis
کے کس درجے
s the number
یلءے کافی ہے ؟
f Garbage Dis
How was garbیسے تلف ہوتا تھا
What were themethods?
کے نقصانات کیا
How garbage inow?
کیا جاتا ہے ؟
How far is the ining area? تنی دور ہے؟
Any differencedisposal schem
ے کیا فرق پڑا ہے
Effects of newmembers and h
eficiary Assessm
yrights © 2014 A
s what are theستعمال کے چارج ا
le of HH in thleanliness:
ءی میں گھرانوں
sfaction with t
سے اپ اطمینان ک
of toilets enou
ی تعداد عالقے کی
sposal: ہوتا ہے
age disposal dبل کوڑا کرکٹ کی
e demerits of p
سابقی طریقوں ک
is being collec
ے جمع اور تلف ک
garbage dispoجگہ ابادی سے کت
e/benefits dueme?
موجوده سکیم سے
w facilities on hhygiene ے
ment Survey, Ph
APEX Islamabad
e usage chargeیت الخالء کے اس
heir
ی صفاءی ستھراء
their hygiene
ءی کے حوالے س
ugh for the are
کیا بیت الخال کی
کوڑا کرکٹ تلف ہ
done previous سے قب
previous dispo
ٹ کی اتالفی کے
cted and dispo
کوڑا کرکٹ کیسے
osal site from ٹ تلف کرنیکی ج
to current gar
ٹ تلف کرنیکی م
health of HH ولت کی وجہ سے
ase - II
Office
Ga
es, if عوامی بی
انکی
___
انکی صفاءپر ہیں ؟
ea?
ک
sly? اس
1.2.3.
osal
کوڑا کرکٹ تھے ۔
1.2.3.
osed
اس وقت ک
1.2.3.
the کوڑا کرکٹ
(KM
rbage
کوڑا کرکٹ ؟
1.2.3.
نءی سہو1.2.
arbage Disposa
Rs. __ ے
___________
Extremely۔.1
2.Very satis
3.Somewha
4Somewhat مطمءن
5.Very dissa
6.Extremely
1. Yes 2. No
______________________________
______________________________
______________________________
M)
______________________________
____________________
Privateal فی
vis/____روپے
____________
y satisfied ءن
sfied ءن
at satisfied ءن
t dissatisfied
atisfied ءن
y dissatisfied
ہاں نہیں
____________________________________
____________________________________
____________________________________
____________________________________
________________________
Page 8
نجی کوڑے کی تلف
it پھیرا
______
بہت زیاده مطمء
بہت مطمء
کسی حد تک مطمء
تک غیر
بہت غیر مطمء
ر مطمءن
________ ________ _______
________ ________ ________
________ ________ ________
________ ________ ________
________ ________
86 of 126
کس
کسی حد ت
بہت زیاده غیر
Final Repo
ت ؟
Q 224. As
Q 225. Are
Q 226. Is۔
Q 227. As؟
Ir
Q 228. H(k؟
Q 229. Wth
Q 230. Hfrے
Q 231. A
Q 232. H
Q 233. Wm
ے ؟
ort - User/Bene
Copy
صحت پر کیا اثراتمرتب ہوءے ہیں ؟
Any monetary anitation facil
م کے مالی فواءد
Any commentsegards to the c
ه ، خامی کی
s sewerage syسسٹم بہتر ہوا ہے ۔
Any monetary ewerage facilوءی مالی فواءد ؟
rrigation
How far is the km)? ی دور ہے ؟
What is the mohe new schem
قہ کار ہے ؟
How much timfrom facility toت صرف ہوتا ہے
Are there any c
How much cha
جاتے ہیں ؟
What is the resmaintenance/o حالت میں رکھنے
کیا ذمہ داری ہے
eficiary Assessm
yrights © 2014 A
ان صحت اور حفظ م
benefits due tlities?
وں سے کسی قسم
s/shortcomingcurrent schem
سے کوءی تبصر
ystem is impro اب سیوریج سس
benefits due tities? م
کے باعث کو
ابپاشی
irrigation fac کھیتوں سے کتنی
ode of water trme?
سانی کا کیا طریقہ
me is consumeo the fields کالنے میں کتنا وقت
conveyance lo
ا ہے ؟
arges are paid
چارجز ادا کءے
sponsibility ofoperation of th
برقرار اور چالوے گھرانے کی ک
ment Survey, Ph
APEX Islamabad
کے افراد کی صح
to these new
ی ان نءی سہولتو
gs/suggestionsmes?
کیم کے حوالے س تجویز ؟
oved now?
to these new ے سیوریج سسٹم
ility from youکی سہولت اپکے
ransportation
م کے تحت اب رس
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osses?
سم کا نقصان ہوتا
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ت کیلءے کتنے چ
f HH in the he irrigation fa
ی کی سہولت کو کیلء
ase - II
Office
گھرانے ک 3.
صفاءی کی ؟
1.2.3.
s with
موجوده سکنشاندہی یا
1.2.3.
کیا
اس نء
ur fields ابپاشی ک
under
نءی سکیم
water سہولت
گھنٹ )?
کیا کسی قس
ty
اس سہولت
1.2.3.4.
acility اپباشی
1.2.3.4.
__________
______________________________
______________________________
Unlined watLined waterPipes Other: ____
No نہیں Yes Losses in tim___گھنٹے __Losses in ar____ :نقصان Productivity/field )_________Rs./hour __Rs./field __Rs./crop ___Rs./month _None Cleaning ofOperation oOther _____
____________
____________________________________
____________________________________
__|__|
tercourse r course
____________
__|__|
If yes .ہاں me صان_____hrs. rea irrigated ________ y loss صان
فیلڈ /crop ___ ________ گھنٹہ__ وپے فی کھیت__ وپے فی فصل_______ فی ماه
کوءی نہیں f channels ءیof facility ھنا___دیگر _____
Page 8
________
________ ________ ________
________ ________ ________
__
_
__
اگر ہاں صورت میں نقص
القے میں
پیداواری نقص : (فصل
_روپے فی گ _______ر ______رو _روپے ف
کھالوں کی صفاءہولت کو چالو رکھ___
87 of 126
وقت کی ص :
سیراب عال
(Rs. روپے
سہ
Final Repo
Q 234. Wth
؟
Q 235. Osہ
Q 236. W
C
1
2
3
4
W
C
1
2
3
4
Q 237. Aos
ں ؟
Q 238. If
Q 239. Ifه ں
C
1
2
3
ort - User/Bene
Copy
What is the adhis scheme?
س قدر اڄافہ ہوا ؟
Overall increascheme مجموعیوپے .Rs) اضافہ
What were the
Crops صل
What are the c
Crops فصل
Are value addeorchards addedcheme? جیسا کہ
یں داخل ہوءے ہیں ؟
f no value add
وجوہات کیا ہیں ؟
f value added due to th (عالوه واضح کریں
Crops فصل
eficiary Assessm
yrights © 2014 A
dition in yield
ث پیداوار میں کس
se in HH incoے کی امدن میں م
(سال year/رو
e crop practice
فص
rop practices
ed crops like vd in the systemیلیو ایڈڈ فصلیں جوغیره اس نظام می
ded crops adde
نہیں بڑھی ، تو و
crops added; hese crops و
ment Survey, Ph
APEX Islamabad
d/productivity
س سکیم کے باعث
ome due to thisکے باعث گھرانے
es before this s
after this sche
vegetables, flom after this اس سکیم کے وی، پھول ، باغات و
ed; reasons?
ویلیو ایڈڈ فصل ن
list crop and iے والی امدنی کو
ase - II
Office
due to
اس
1.
2.
s اس سکیم ک
scheme?
Yie
eme? ؟
Yie
owers,
کیاسبزیاں ،
اگر کوءی
1.2.3.
incremental inی وجہ سے بڑھنے
Inc
Yield __ کھیت Rs. روپے/cro__________
یقے کیا تھے ۔؟
eld
کا کیا طریقہ ہے ؟
eld یداوار
1. Yes 2. No
______________________________
ncome (over tت بناءیں اور انکی
cremental inc
پیداوار /crop___________op صل____________
ے فصل کے طری
پیداوار
یم کے بعد فصل ک
پید
ہاں نہیں
____________________________________
traditional crop ، تو انکی فہرست
come نی
Page 8
p فصل /fi____________ field/فص____
اس سے پہلے
اس سکی
________ ________ ________
ps ں کےفصلیں بڑھی ہیں
Yea /اضافی امدن
88 of 126
field _
کھیت _
رواءتی فصلوں ?اگر ویلو ایڈڈ ف
ar سال
Final Repo
4
Q 240. W
؟
Q 241. Aی
Q 242. Are
L
Q 243. Tbت ./
Q 244. Inaہ
Q 245. Hg
ء ؟
Q 246. Hpmث
Q 247. H
Q 248. H
Q 249. Are
ort - User/Bene
Copy
What is the me
طریقے کیا ہیں ؟
Availability of پانی کی دستیابی
Any commentsegards to the c
خامی کی نشاندہی
Link Roads/Br
Time saved/dabetter/faster tra کو وقت کی بچت/day دن)
ncome enhancapproach to: اضافہ
Has this facilitgoods/commod
میں در امدی اشیایں کم ہوءی ہیں ؟
Has this facilitproduce exportmarkets? ں کی رساءی کے باعثمدنی برھی ہے ؟
Has this facilit
Has this facilit
Any commentsegards to the c
خامی کی نشاندہی
eficiary Assessm
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ethod of irriga
ابپاشی کے
f irrigation wa
s/shortcomingcurrent schem
کوءی تبصره ، خ
ridges ل
ay by family mansportation کے سبب خاندان
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سے اپکے گاوں م کی قیمتی
ty increased thted from the v
سے اپکے کھیتوںوسرے گاؤں تک
ام
ty improved th
بہتر کی ہے
ty improved:
ے
s/shortcomingcurrent schem
کوءی تبصره ، خ
ment Survey, Ph
APEX Islamabad
ation?
ater? یلءے
gs/suggestionsmes?
کے حوالے سے
طہ سڑکیں ۔۔۔۔۔۔ پل
members due t رفتار
hrs)ٹرانسپورٹ ک
month) due to رساءی کے باعث
e price of ed into your vi
سہولت کی وجہ س
he income fromvillage to outs سہولت کی وجہ سی بر امدات کی دو
he approach to
ہولت نے رساءی
ت نے بہتر کیا ہے
gs/suggestionsmes?
کیم کے حوالے ک
ase - II
Office
1.2.
3.4.
ابپاشی کی 1.2.
s with
اس سکیم کیا تجویز
1.2.3.
رابط
to تیز
s گھنٹے
better بہتر ر
1.2.3.4.5.
illages?
کیا اس س
1.2.
m farm ide کیا اس
پیداوار ی
1.2.
o:
کیا اس سہ
1.2.3.4.5.
اس سہولت
s with
موجوده سک
1.2.3.
Flood irrigaFurrow irrig ابپاشی Syphon irrigOther: ____On demandOn turn
______________________________
Markets: __Other villagWork placeFarm: _____Due to decrcost:______
باعث کے _ Yes No نہیں
Yes No نہیں
Emergency Education inHealth facilGovernmenOthers: ___1. Social c
جول کو2. Quality3. Quality4. None o
بھی نہیں______________________________
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y of relations y of life کوof the above کو ب____________________________________
Page 8
سیالبی ابپاشی نالیوں کے ذریعے
ساءیفن ابپاش _____دیگ
________ ________ ________
_______ _________دیگر________کام کی_________ port
خراجات میں کمی
ہنگامی مراکز تک تعلیمی اداروں تکحت کی سہولت تک سرکاری دفاتر تک
________دیگرctions
معیار کو معیار زندگی ک
سے کسی
________ ________ ________
89 of 126
ہل سے بنی
_ ____
ٹرانسپورٹ اخ
صح
___ سماجی
تعلقات کے م
درج باال میں سے
Q 2
Final Repo
S
Q 250. Imd
ں
Q 251. D
Q 252. D
Q 253. D
Q 254. Is۔
Q 255. Is۔
Q 256. E
Q 257. A
Q 258. If
Q 259. Are
ی ؟
Appoi
260. Was thcomm
ہا ہے
ort - User/Bene
Copy
Soling سولنگ
mprovement idust.
راد کی صحت میں
Decrease in co
Decrease in lau
Decrease in tra
می
s there properطہ بندوبست ہے ۔
s it functionin ہے ۔
Effects on HH
Any decrease i
f No effect on
ں ، تو وجہ ؟
Any commentsegards to the c
تبصره ، خامی کینشاندہی یا تجویز
intment of Co
he HH involvmunity activist
کبھی بھی شامل رہ
eficiary Assessm
yrights © 2014 A
س
in HH membe
ے گھرانے کے افر
ost of treating
ت میں کمی
undry charges
راجات میں کمی
ansport mainte
اخراجات میں کم
r street lighten الءٹس کا باضابط
ng properly? ہا
cleanliness
ات
in number of a
ی کمی
n HH cleanline
کوءی اثرات نہیں
s/shortcomingcurrent schem
والے سے کوءی ت ن
SE
ommunity Act
ved in any way[volunteer]
نتخب کرنے مینکب
ment Survey, Ph
APEX Islamabad
ers’ health due
کمی کی وجہ سے
illnesses
جہ کے اخراجات
s/costs
ی دھالءی کے اخر
enance costs
ٹ کی مرمت کے
ning in your arالقے میں سٹریٹ
ضابطہ کام کر رہ
ی صفاءی پر اثر
accidents
ی تعداد میں کوءی
ess; reasons?
ں کی صفاءی پر
gs/suggestionsmes?
وده سکیم کے حو
ECTION X. S
ivist
y in the selecti
ی کا سرگرم رکنمن
ase - II
Office
یا تجویز
e to less
گرد میں ک بہتری
1.2.
عالج معالج
1.2.
کپڑوں کی
1.2.
ٹرانسپورٹ
1.
2.چت
rea? کیا اپکے عال
1.2.
کیا یہ با ض 1.2.
گھرانے کی
1.
2.
حادثات کی
1.2.
اگر گھروں
1.2.3.
s with
موجو
1.2.3.
SOCIAL MO
ion of
پکے گھرکمیونٹی
Yes No نہیں
No نہیں Yes. If yes, Rs)بچت وپے
No نہیں Yes. If yes, (Rs. روپے/m
No
Yes .Rs)مجمعی بچ ے
Yes No نہیں
Yes No نہیں
Yes __________No نہیں
Yes No نہیں
______________________________
______________________________
OBILIZATIO
کیا آپ
1. Ye2. No
ہاں
overall savingmonth/.رو مہینہ
overall savingmonth مہینہ): __
نہیں
If yes, o ہاں .ہینہmonth/روپے
ہاں
ہاں
ٹے hrs ہاں ;___________
ہاں
____________________________________
____________________________________
ON
es اںo نہیں
Page 9
gs مجموعیم ): _________
gs جموعی بچت_________
overall saving________ :(مہی
گھنٹے /day
________ ________ ________
________ ________ ________
ہا
90 of 126
اگر ہاں تو م __
اگر ہاں تو مج
gs اگر ہاں تو___
:saved دن
Q 2
Q 2
Q 2
Q 2
Q 2
Q 2
Q 2
Q 2
Q 2
Q 2
Final Repo
261. Has thcomm
ثر ہوا
262. Has an
263. Has an
ہے؟
264. Impac(e.g. b
سی (صلہ
265. Has thbecau
ے اثر و
266. Any cCO
سم کا
Forma
267. Was th
مل
268. Was thforme
ے؟
269. Was thCO?
ہے؟
270. Is the
ort - User/Bene
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he HH been afmunity activist
ے کبھی بھی متاث
ny member of
ے؟
ny relative/kn
ا سرگرم کارکن ہ
ct of selection better motivati
کے افراد پر اثر (حوصنے کے لئے
here been any se of the is a c
پ کےمیں گھر کے
comments/sho
الے سے کسی قس
ation of Cos
he HH involv
ندہی کرنے مینشام
he HH involved?
میں شامل رہا ہے
he HH activel
ل کرنے مینملوث
HH involved
ہے؟
eficiary Assessm
yrights © 2014 A
ffected in any
ہونے کی وجہ سے
f the HH is a c
سرگرم کارکن ہے
nown person is
شخص کمیونٹیکا
of communityion to join and
کی وجہ سےگھرکانمیں شرکت کرنے
increase in thcommunity ac
وجہ سے کیا آپ
rtcomings/sug
وبہ بندی کے حوا
ved in identifyi
ضرورت کی نشان
ved in floating
ے چاہیے کے خیالم
ly involved in
شکیل کے لئےقائل
in managing
کرنے میں ملوث
ment Survey, Ph
APEX Islamabad
way by the se
ی کا سرگرم رکن ہ
community ac
ی فرد کمیونٹیکا س
s a community
دار /جاننے واال
y activist on Hd participate in
ٹ منتخب ہونے ک شامل ہونے اور
he HH influencctivist
کٹوسٹ ہونے کی ے
ggestions with
وں موجوده منصو
ing the need t
بناتے جانے کی ض
the idea that
ی او بناتے جانے
n convincing o
تش کو سی او کی
CO affairs?
ے امور کو منظم ک
ase - II
Office
election of
گھرکمیونٹی پکے
ctivist
پکے گھر کا کوئی
y activist.
پ کا کوءی رشتہ
HH members n CO activitie
کمیونٹی ایکٹوسٹی سرگرمیوں میں
ی وغیره)
ce in the CO
کمیونٹی ایک ومیںخ میناضافہ ہوا ہے
h regards to th
سی او کی کوتاہیو ره / تجاویز؟
to form a CO?
پ کا گھرسی او ب
a CO should b
پ کا گھر ایک سی
others to form
گھرانہ دوسروں
گھرانہسی ا وکے
کیا آپہے
Advant
Disadv
کیا آپ
1. Ye2. No
کیا آپ
1. Ye2. No
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افزائی
1. __2. __3. __
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2. No
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1. __2. __3. __
?
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be
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a
کیایہ
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کیایہ
1. Ye2. No
tages/Benefits
1. ______2. ______3. ______
vantages ت
1. ______2. ______3. ______
es اںo نہیں
es اںo نہیں
____________________________________
es ہاں
o نہیں
____________________________________
es اںo نہیں
es اںo نہیں
es اںo نہیں
es اںo نہیں
Page 9
s فواءد
____________________________________
نقصانات
____________________________________ ہا
ہا
____________________________________
____________________________________
ہا
ہا
ہا
ہا
91 of 126
______ ______ ______
______ ______ ______
_____ _____ _____
_____ _____ _____
Q 2
Q 2
Q 2
Q 2
Q 2
Final Repo
271. Does t
272. Is the
273. Is the comm
یوں کو
274. Is the propo
ے؟
275. Any ccurren
ز؟
ort - User/Bene
Copy
the HH partic
کرتا ہے؟
HH actively i
HH involved munity projects
طرح کی سرگرمی
HH involved sals?
ری میں ملوث ہے
comments/shont scheme?
خا میاں / تجاویز
eficiary Assessm
yrights © 2014 A
ipate in CO m
سوں میں شرکت ک
involved in CO
ونمینفعالہے؟
in promoting s?
ی منصوبوں کی ط
in developing
ر تجاویز کی تیار
rtcomings/sug
ے کسی تبصرے /
ment Survey, Ph
APEX Islamabad
meetings regul
کے اجالس COے
O activities?
ی جاری سرگرمیو
CO activities
یبچت اور کمیونٹی ث ہے؟
g schemes and
کی ترقی میں اور
ggestions with
کے حوالے سے
ase - II
Office
larly?
سے گھرانہباقاعدگی
گھرانہسی ا و کی
s like savings
گھرانہسی ا و کیغ دینے میں ملوث
d in preparing
گھرانہمنصوبوں
h regards to th
وده منصوبہ بندی
کیایہ
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کیایہ
1. Ye2. No
and
کیایہفروغ
1. Ye2. No
کیایہ
1. Ye2. No
he
موجو
1. __2. __3. __
es اںo نہیں
es ہاں o نہیں
es ہاں o نہیں
es اںo نہیں
____________________________________
Page 9
ہا
ہا
____________________________________
92 of 126
_____ _____ ____
Final Repo
ort - User/Bene
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eficiary Assessm
yrights © 2014 A
ment Survey, Ph
APEX Islamabad
Fo
ase - II
Office
ocus Gro
oup Disc
cussion Q
Page 9
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private compaonsulting firm
akistan
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APEX Islamabad
any “APEX Cm to collect i
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May, 2014
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280-0397/9
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Q 2.
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Q 4.
Q 5.
Q 6.
Q 7.
Q 8.
Q 9.
Q 10.
Q 11.
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ent survey. I hde 25 to 30 min
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Date (Day/Mن، مہینہ ، سال )Name of Vill گاؤں کا نام Name of Uniین کونسل کا نام Tehsil تحصیل District ضلع Total No. of نوں کی کل تعدادTotal Villageؤں کی کل ابادی Average HH کی اوسط ابادی Main Occupaے کا بنیادی پیشہ
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95 of 126
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Final Repo
Q 12.
Q 13.
Q 14.
Q 15.
Q 16.
Q 17.
Q 18.
Q 19.
Q 20.
Q 21.
Q 22.
ort - User/Bene
Copy
How many shرز ہیں ( تعداد) Type of Shopکانوں کی اقسام
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Page 9
__|__|__ Grocery/house استعمال کی اشیاAgriculture suetc اجناس وغیره Services دماتetc کٹریشن وغیرهOthers _______________
یونٹی ارگناءزیشن
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96 of 126
ehold items یلو
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ale
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Final Repo
Q 23. Q 24.
Q 25.
Q 26.
Q 27.
Q 28.
Q 29.
Ask the nلے جاءیں ۔Q 30.
Q 31.
Q 32.
Q 33.
Q 34.
Q 35.
ort - User/Bene
Copy
کا حسہ ہے ۔ If Yes, ho Is the VO
ا حسہ ہے ؟ Are mem
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ناءزیشن کی کرتے ہیں ؟
If No, participatiت کی وجہ ؟
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next questionکے سواالت پر چل Does the m
the villabearers?
پ کی حامل یدار رکھتی ہیں ؟
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قاعدگی سے ہوتی ہیں ؟
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واتین ارکان رگرمی سے ہوتی ہیں ؟
Is this COجسٹرڈ ہے ؟
Amount oاد ( روپے)
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سے کوءی وی کow many و کتنی further part oی او ایل ایس او کا
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ase - II
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Yes ہاں No نہیں
Yes ہاں No نہیں
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Page 9
__|__|__
ج دعوت نہیں دیo say in the de فیصلہ سازr well off mem ارکان کی طunity memberر دیگر کمیونٹی
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گاؤں میںاگر
lity:
97 of 126
انہیں د ecision making
mbers of the C
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ng خیال کرتے
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Final Repo
Q 36.
Q 37.
Q 38.
Q 39.
Q 40.
Q 41.
Q 42.
Q 43.
Q 44.
Q 45.
Q 46.
Q 47.
Q 48.
Q 49.
Q 50.
Q 51.
Q 52.
Q 53.
ort - User/Bene
Copy
صول کءے ح ( فیصد )
Repaymenی طرف سے ی کا شیڈول
Is the mmicrofina
و فنانس تک ساءی ہے ؟
Is this COض دیتی ہے ؟
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Credit Intے سود (%)رح(فیصد )
No of borوں کی تعداد
Repaymenی کا شیڈول
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If “yes’ preparing
ی تیاری میں ک ہوءے ؟
Did womplans? شرکت کی ؟
Is there anی گءی ؟
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eficiary Assessm
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طرف سے وصگءےسودکی شرnt schedule ofراہم کرنیوالے کی
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کی تیاریوں میں ش
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APEX Islamabad
ے والے کی ط گf CO to credit ن کیلءے قرڄ فر
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____________
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of training rovider
تربیت فراہم کرنے
Page 9
males |__|__ ____________
____________
____________
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98 of 126
Tot__|__
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Final Repo
Q 54.
Q 55.
Q 56.
Q 57. Toیں
Q 58. Is ماه ؟
Q 59. WCL
ول ؟
Q 60. Is of
اتہ ؟
Q 61. If ام
Q 62. Is co
ے ؟
Q 63. Sath
ے ؟
Q 64. Anویز
Q 65.
Q 66.
Q 67.
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What typeکی گءی ؟
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otal savings oکی مجموعی بچتیں
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Who and how LF funds? ف فنڈ کے وصوون اور کتنے ہیںthere any ba
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his CO کے حوالے سے
طمینان کی سطح
ny suggestionی کی کوءی تجاو
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پر وصول کی گءءے وسیلے Types of Intسیلوں کی اقسام (Description
Name of Intervention
eficiary Assessm
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e of training w کی تربیت فراہم ک
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ایف کے نام پر
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۔ کمیونٹی سطح گterventions وس
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ment Survey, Ph
APEX Islamabad
was provided? کس قسم
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011 سے گاؤں 201
Providing th
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99 of 126
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Q 68.
Q 69.
Q 70.
Q 71. Q 72.
Q 73.
Q 74.
Q 75.
Q 76.
Q 77.
Q 78.
Q 79.
Q 80.
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ے والے ادارے
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Q 81.
Q 82.
Q 83.
Q 84.
Q 85.
Q 86.
Q 87.
Q 88.
Q 89.
Q 90.
Q 91.
Q 92.
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Final Repo
Q 93.
Q 94.
Q 95.
Q 96.
Q 97.
Q 98.
Q 99.
Q 100.
Q 101.
Q 102.
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In your opinprofitable? منافع بخش ہیں ؟
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02 of 126
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Q 103.
Q 104.
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Degree of Poمال کی نوعیت
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ost Skills Trainے بعد اسکے استعم
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udi Pak Tow
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May, 2014
onsulting P
ness Center,
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عارف
stan (ACP)”,
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Q 2.
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گ فرم کے طور پے جاءزه سروے ک
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ن ، مہینہ ، سال
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ین کونسل کا نام
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ی مجموعی تعداد
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ted as consultt survey.
ے کیلءے کنسلٹنگ ہونے والوں کے
e consisting ofous time.
ں کہ اس عمل کیس 25قت میں سے
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06 of 126
اے سی پی
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Final Repo
Q 7.
Q 8.
Q 9.
Q 10.
Q 11.
Q 12.
Q 13.
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Q 14.
Q 15.
Q 16.
Q 17.
Q 18.
Q 19.
Q 20.
ort - User/Bene
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How do youdevelopmen
ر ترقی کو کس سان بناتے ہو ؟
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حالی اور مواقع ل کرتے ہو ؟ ۔
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ی اور اگاہی کا کار کیا ہے ۔؟
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ت فراہم کرتے ہو؟
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u facilitate ident of livelihoo
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Final Repo
Q 21.
Q 22.
Q 23.
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How is youimplantatio
ربہ کیسا ہے ؟
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ment Survey, Ph
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Final Repo
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Ana
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alysis Ta
ment Survey, Ph
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Page 1
AnnQuestion
10 of 126
nex V: nnaire
Final Repo
List of
Table 1:
Table 2:
Table 3:
Table 4:
Table 5:
Table 6:
Table 7:
Table 8:
Table 9:
Table 10
Table 11
Table 12
Table 13
Table 14
Table 15
Table 16
Table 17
Table 18
Table 19
Table 20
Table 21
Table 22
Table 23
Table 24
Table 25
Table 26
Table 27
Table 28
Table 29
Table 30
Table 31
Table 32
Table 33
Table 34
ort - User/Bene
Copy
f Table(s)
Intervention
Summary o
Comparison
Summary C
Average Ho
Gender Wis
Gender Wis
Income, Ex
Average An
0: Income, E
1: Changes in
2: Compariso
3: Average A
4: Average A
5: Average A
6: Average A
7: Average S
8:Average A
9: Gender W
0: Gender W
1: Types of A
2: Average A
3: Participati
4: Mode of S
5: Degree of
6: Livelihood
7: Average W
8: Gender W
9: LEP Interv
0: Type of Pr
1: Which of t
2: How Profi
3: Gender-wi
4: Gender W
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)
n Wise Samp
of Household
n of Samples
Comparison o
ousehold Siz
se Responden
se Responden
xpenditures, a
nnual Income
Expenditure a
n Average A
ons of Avera
Annual Hous
Annual house
Annual Expen
Annual Savin
Saving of Ho
Annual Saving
Wise Poverty S
Wise Poverty S
Assets ............Annual Incom
ion of PO and
Selection for
f Usefulness o
d Enhanceme
Wage Compe
Wise Wage Co
vention helpe
rofitable Lin
the Linkages
itable are the
ise distributi
Wise Micro Cr
ment Survey, Ph
APEX Islamabad
ple Size ........d Sample Siz
s by Using Po
of Samples b
ze ....................nts .................nts Coverage
and Savings
e of Househo
and Savings
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age Househol
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old .................Profiles Loa
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............ 17
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........... 24
........... 24
........... 24
........... 24
........... 24
............ 25
............ 25
............ 25
............ 25
............ 27
............ 29
Final Repo
Table 35
Table 36
Table 37
Table 38
Table 39
Table 40
Table 41
Table 42
Table 43
Table 44
Table 45
Table 46
Table 47
Table 48
Table 49
Table 50
Table 51
Table 52
Table 53
Table 54
Table 55
Table 56
Table 57
Table 58
Table 59
Table 60
Table 61
Table 62
Table 63
Table 64
Table 65
Table 66
Table 67
Table 68
Table 69
ort - User/Bene
Copy
5: Education
6: Occupatio
7: Gender wi
8: Overall an
9: Duration O
0: Utilization
1: Associatio
2: Gender wi
3: Gender W
4: Gender W
5: Gender W
6: Satisfactio
7: Gender W
8: Gender W
9: Gender W
0: Gender W
1: Gender W
2: Women D
3: Women H
4: Do the HH
5: Awarenes
6: Responde
7: ...................8: Province
9: Average A
0: Average A
1: District wi
2: Province w
3: Average M
4: Average M
5: Average M
6: Average M
7: Average M
8: Average M
9: District-W
eficiary Assessm
yrights © 2014 A
al Qualificat
on prior to be
ise Average L
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n of Credit ....on between F
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ment Survey, Ph
APEX Islamabad
tion of micro
enefiting from
Loan Size ....Loan Size ....terest Rate, A
.......................Future of bus
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12 of 126
............ 30
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........... 43
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........... 44
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........... 46
........... 46
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...........115
...........116
...........116
........... 117
........... 117
........... 117
........... 117
...........118
...........118
...........118
...........118
Final Repo
Table 70
Table 71
Table 72
Table 73
Table 74
Table 75
Table 76
Table 77
Table 78
Table 79
Table 80
List of
Figure 1
Figure 2
Figure 3
Figure 4
Figure 5
Figure 6
Figure 7
Figure 8
Figure 9
Figure 1
Figure 1
Figure 1
Figure 1
Figure 1
Figure 1
Figure 1
Figure 1
Figure 1
Figure 1
Figure 2
Figure 2
Figure 2
Figure 2
ort - User/Bene
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0: Status The
1: District-w
2: Gender Di
3: District wi
4: Actual cre
5: Future of E
6: Mode of w
7: District-W
8: District-W
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2: Sample Co
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5:Poverty Sco
6:Poverty Sco
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9: Age Distrib
10: Age and G
11: Poverty S
12: Microcred
13: Poverty S
14:overall sa
15:Degree of
16:Distributio
17:Distributio
18:Distributio
19: Poverty S
20: Distributi
21:Degree of
22: The Frequ
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APEX Islamabad
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Final Repo
Figure 2
Figure 2
Figure 2
Figure 2
Figure 2
Figure 2
Figure 3
Figure 3
Figure 3
Figure 3
Figure 3
Figure 3
ort - User/Bene
Copy
24: Awarenes
25: Poverty S
26: Gender D
27: Degree of
28: Responde
29: Loan Size
30: Microcred
31: District-W
32: Satisfacti
33:Distributio
34: Degree O
35: Degree of
eficiary Assessm
yrights © 2014 A
ss of women
Scores of Sam
Distribution R
f Satisfaction
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dit Beneficia
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ment Survey, Ph
APEX Islamabad
n of HH abou
mple Benefic
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n About Asse
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Office
ut... .................ciaries across
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age Age (Yea
neficiaries (P
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positive effe
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istricts ..........ars) ................Per Day) ........heme Across
ct on HH me
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Final Repo
Balochistan KPK Punjab Sindh Total
Poverty
Average
0
10
20
30
40
50
60
70
80
90
ort - User/Bene
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Extremely PooPoor (0-1
#
14 4
7 28 26
35
Scores of Sam
F
Annual Inco
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Tabor/Ultra 11)
Chron(
% #
40.0 37
20.0 34 22.9 28 17.1 37 100 136
mple Benefici
Figure 26: Pov
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Crops
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ment Survey, Ph
APEX Islamabad
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%
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25.0 420.6 527.2 3100 1
iaries across
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Table 59: A
Sources
oor/Ultra Poo
oor (19‐23)
on‐poor (35‐5
ase - II
Office
ince Wise Povransitory Poor
(19-23) # %
47 25.4
46 24.9 55 29.7 37 20.0 85 100
Districts
of Sample Be
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Average Ann
r (0‐11) Chr
Tra
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verty Score CTransitory
Vulnerable (24# %
133 24
164 30163 3084 15544 10
eneficiaries a
nual Income
Mean
120,382 1,778 96,759 53,554 27,768 48,826
133,587 105,451
ronically Poor
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Transito(3
% #
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across Distric
(12‐18)
rable (24‐34)
00)
Page 1
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% #
19.3 9
33.7 828.6 1918.4 9100 46
ts
Std. Deviat
146,23613,834 74,607 65,499 34,333 50,073 92,168 98,537
15 of 126
Non-poor (51-100) # %
0 19.2
3 17.7 96 41.9 9 21.2 68 100
tion
6
Final Repo
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Other
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E
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Daob/Service (goial Benefits/G
r Sources of ITo
Annual Exp
Expenditure f
C
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Fuel and Util
Tran
E
al Functions (family
Oth
Total
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aily Labour ovt. or privat
Grants (Zakancome in any
otal Income
enditure on D
T
from differen
Food
Clothing
Rent/Mainten
lities (electric
nsport/Travel
Health
Education
(different anngatherings et
her Expenses
l Expenditure
Table 61: DiTotal
Income (Before)
Mean 272,284
99,072 213,554 294,227 162,757 243,880 150,433 166,306 147,112 217,950 205,956 212,269 201,587 249,214 297,250 176,882 136,216 169,314 119,361 214,627 223,000
ment Survey, Ph
APEX Islamabad
te or both) t, BISP etc.)y (Lump Sum
Different Hea
Table 60: Av
nt Sources
nance
city , gas)
l
niversaries ortc)
e
istrict wise InTotal
Income (After) Mean296,743117,440211,700329,729172,098299,537167,881193,047185,974263,076276,118280,836252,332340,141341,649246,488206,168201,886150,242289,652267,740
ase - II
Office
m)
ads
erage Annua
r
ncome, ExpenTotal
Expenditur(Before)
Mean152,9116,4187,1250,8154,8249,1149,8160,7101,7106,8178,9121,7107,3241,6295,2215,7138,7134,1103,5223,5192,5
105,387243,240 28,732
105,590
al Expenditur
Mean
91,967
10,178
20,479
19,607
14,057
17,275
15,552
14,260
17,623
173,103
nditure and S
re To
Expen(AfM
999443179839838126810713733862947707319670231702797131503531530
re
Saving Profileotal nditure fter)
(
ean216,458127,823196,831254,094168,650309,405159,388188,147138,152115,906216,997160,564149,823299,421356,306234,555125,292132,720120,167307,193222,822
Page 1
64,256 197,70849,334
124,420
Std. Deviat
65,729
7,481
27,071
29,759
13,234
21,357
16,507
20,742
37,631
118,704
e Saving
(Before)
Mean 32,731 57,500 93,345
115,502 61,823 63,031 79,306 63,143 72,962
136,018 80,126 81,614
114,614 87,422 71,282 39,273 36,473 67,344
113,333 70,607 68,610
16 of 126
8
0
tion
4
Saving (After)
Mean54,72159,25078,665
107,37058,08779,78850,96456,62373,318
151,79884,17792,813
107,19095,46567,94461,87352,807
121,562113,333108,756
96,667
Final Repo
BalochistKPK Punjab Sindh
Average
Income
M
M
Average
a
b
c
a & b a & c
* Statisti
Average
Househ
Categor
PoorHouseho
Non-poHouseho
ort - User/Bene
Copy
TT
In(B
Man
Monthly Inc
Statistics
N
Mean
Mode
Monthly Inc
Tab
Av
Average HH
Average HH
ChCh
cally significa
Monthly Inc
hold
ries
Score
Range
r olds
0-11
12-18
19-23
oor olds
24-34
35-50
51-10
eficiary Assessm
yrights © 2014 A
Table 62: ProTotal come efore)
I(
Mean 225,669 217,727 193,358 211,678
come of Hous
TableAverage H
(Phas
97
18,29
10,0
come of Hous
ble 64: Avera
Pha
verage HH In
Income-beforII
H Income-afterII
hange in Averahange in Avera
antly different
come using P
Table 65
e
es C
Extreme
8 Chr
3 Tra
4 Transi
0 Trans
00
ment Survey, Ph
APEX Islamabad
ovince wise InTotal
Income (After) Mean
236,830 246,177 248,826263,777
sehold
e 63: AverageHH Income
se-I)
70
98.29
000
sehold using P
age Monthly I
ases
come (Phase-
re the IntervenI) r the InterventI) age Income (%age Income (%
t at 95% confi
overty status
: Average Mo
Categories
ely Poor/Ultra
ronically Poor
ansitory Poor
itory Vulnerab
sitory non-poo
Non-poor
Total
ase - II
Office
ncome, ExpeTotal
Expenditure (Before)
Mean 165,55202,05143,80188,91
e Monthly IncAverage Hthe Interve
18
Poverty statu
Income of Ho
I)
ntion (Phase-
tion (Phase-
%) %)
dence level
s
onthly Incom
AverIn
(Ph
Poor 9
r 11
11
ble 14
or 19
44
18
nditure and STota
Expend(AfteMea
55 152 206 19 2
come of HousHH Income-be
ention (Phase
2,000
8,362.48
10,000
us
ousehold usinPoor Ho
(0-2
11,6
17,1
14,2
48.22.
me using Pove
rage HH ncome hase-I)
In
9,489
1,630
1,980
4,871
9,636
4,061
8,298
Saving Profilal diture er)
S(B
an M197,617 218,981 179,759224,842
sehold fore -II)
Averthe In
ng Poverty staousehold 23)
606
191
261
.12
.87
erty statusAverage HH
ncome-before Intervention(Phase-II)
8,986
11,308
23,067
14,742
17,334
24,851
18,362
Page 1
le Saving Before)
Mean 70,494 93,264 85,780 84,434
rage HH Incomntervention (P
2,000
20,630.78
20,000
atus Non-Poor H
(24-10
20,98
18,61
22,01
-11.24.87
H the
n
AverIncome
Inter(Pha
11
14
14
17
20
29
20
17 of 126
Saving (After)
Mean 69,476 84,103 99,85186,454
me-after Phase-II)
8
ousehold 00)
87
16
10
29 7
rage HH e-after the rvention ase-II)
1,571
4,046
4,928
7,241
0,723
9,292
0,631
Final Repo
Average
ExpenStat
M
M
Average
a
b
c
a & b a & c
* Statisti
Average
Househ
Categor
PoorHouseho
Non-poHouseho
Social M
ort - User/Bene
Copy
Monthly Exp
nditure tistics
N
Mean
Mode
Monthly of H
A
Average
Average HH
ChCh
cally significa
Monthly Exp
hold
ries
Score
Range
r olds
0-11
12-18
19-23
oor olds
24-34
35-50
51-10
Mobilization –Table 69: D
District Musa Khel
Loralai Jhal MagsiKohistan
eficiary Assessm
yrights © 2014 A
penditure of
Table 66
Average HH (Phas
97
1227
900
Household us
Table 67: A
P
Average HH E
HH Expendit(P
H Expenditure
hange in Averhange in Aver
antly different
penditure usi
Table 68: A
e
es C
Extremel
8 Chro
3 Tra
4 Transit
0 Trans
0 N
– Sample DistDistrict-Wise
l
i
ment Survey, Ph
APEX Islamabad
Household
6: Average M
Expenditure se-I)
70
79.18
00
sing Poverty
Average Mont
Phases
Expenditure (P
ture -before thPhase-II) e -after the Int
II) rage Expenditrage Expendit
t at 95% confi
ing Poverty s
Average Mont
Categories
ly Poor/Ultra P
onically Poor
ansitory Poor
tory Vulnerab
sitory non-poo
Non-poor
Total
tribution acroDistribution
No. of Res1111
ase - II
Office
Monthly ExpeAverage H
before th(P
14
status
thly of House
Phase-I)
he Intervention
tervention (Ph
ture (%) ture (%)
dence level
status
thly Expendit
AveraExpe
(Ph
Poor 8,
9,
10
ble 11
or 13
18
12
oss districts n Of The Samspondents8 9 9 8
enditure of HoHH Expendituhe InterventioPhase-II)
2,000
4,845.71
8,000
hold using PoPoor
n
hase-
ture using Po
age HH
enditure ase-I)
E
990
825
0,043
,628
,111
,870
2,279
mple (Social M
ousehold ure-on
Averafter th
overty statusr Household (0-23)
9,858
11,165
18,180
13.25 84.41
overty status Average HH Expenditure -
before the Intervention (Phase-II)
9,517
11,457
11,263
13,122
14,945
19,515
14,846
Mobilization C%5665
Page 1
rage HH Expehe Interventio
II)
2,000
18,783.36
8,000
Non-P
Household
13,2
15,6
18,9
18.042.7
AveraExpen
afteInterv(Pha
13,
24,
14,
15,
18,
23,
18,
Component) %
18 of 126
enditure -on (Phase-
6
Poor d (24-100)
252
643
914
04 72
age HH nditure -er the vention ase-II)
,095
,614
,413
,218
,430
,864
,783
Final Repo
Gender W
ort - User/Bene
Copy
Shangla Bannu Thatta Layyah Multan
D G Khan Sanghar
Badin Tharparkar
Ghottki Total
Wise CoveraFigure
eficiary Assessm
yrights © 2014 A
r
ge of Assets Te 27: Gender
ment Survey, Ph
APEX Islamabad
3113311311
33
Transfered Distribution
ase - II
Office
79 9 86 8 87 9 9
34
Respondents
s in of Asset T
11661111551166
10
Transfer com
Page 1
1 1 1 1 0
mponent
19 of 126
Final Repo
LEP - De
LEP - O
Distri
MusaKLoral
KohistShangBannThatLayya
MuzafarMultaSangh
Tota
Microcre
DiM
H
RT
G
ort - User/Bene
Copy
egree of Satis
verall Distrib
icts #
Khel 27 lai 28 tan 28 gla 56 nu 26 ta 28 ah 28 rgarh 56 an 28 har 28 al 333
edit - DistrictTab
istrict Name Muzafargarh
Multan Sanghar
Hyderabad Karachi
Rawalpindi Tharparkar
Ghottki Sialkot
Gujranwala Swabi
eficiary Assessm
yrights © 2014 A
sfaction AbouFigure 28: D
bution Of SamTable 70: S
% G
8.11 8.41 8.41 16.82 7.81 8.41 8.41 16.82 8.41 8.41
100.00
t-wise distribble 71: Distric
ment Survey, Ph
APEX Islamabad
ut Assets AcrDegree of Sati
mple - LEP Status The O
Goats/sheep
√ √ √ √ √ √ √ √ √ √
bution of samct-wise distrib
Beneficia11
9
1
ase - II
Office
ross Districtsisfaction Abo
Overall DistribM
Female Calf
DoC
√ √ √ √
ple Microcrebution of sam
ary Phase-1 162 163
91
13
out Assets Acr
bution Of SamMajor assets tronkey Cart
CyclCar
√ √
√ √√ √ √ √
edit Beneficiample Microcr
ross Districts
mple - LEP ansferred le rt
Poultry units
√ √
√
√
aries edit Beneficia
Benefici
Page 1
s
Sewing machine
√ √ √ √
√
√
aries iary Phase-1I
51 33 17 16 34 34 16 17 66 50
20 of 126
Grocery items
√ √ √ √ √ √ √ √ √ √
I
Final Repo
District-
Gender D
District w
0.00
10.00
20.00
30.00
40.00
50.00
60.00
70.00
80.00
90.00
100.00
ort - User/Bene
Copy
Total
wise gender w
Figure
Distribution
D
M
R
T
G
wise Average
District
100.00%
%
%
%
%
%
%
%
%
%
%
%
eficiary Assessm
yrights © 2014 A
wise Microcr
29: Respond
of Microcred
Table 72: District Name
Muzafargarh
Multan
Sanghar
Hyderabad
Karachi
Rawalpindi
Tharparkar
Ghottki
Sialkot
Gujranwala
Total
e Loan Size a
Table 73: D
t Name
%100.00%100.
Male
ment Survey, Ph
APEX Islamabad
4
redit Benefici
dent-beneficia
dit Beneficiar
Gender Distre
nd Interest R
District wise A
C
9.10% 11
.00%
90.90%
Female
ase - II
Office
429
iaries
ary Statistics
ries
ribution of M
Rate
Average LoaAverage
Credit Amoun(PKR)
1.80%
28.00%
88.20%
72.0
- Gender Dis
Microcredit BeMale%
14.4
3.4
8.9
.7
6.2
5.5
11.0
5.5
24.7
19.9
100
an Size and In
nt AveraPerio
R
%
45.10%48.
0%
54.90%5
stribution (Ph
eneficiaries
nterest Rateage Payback od (Months,
Rounded)
.50%
64.70%
51.50%
35.30
Page 1
334
hase II)
Female%
16.0
14.9
2.1
8.0
13.3
13.8
.0
4.8
16.0
11.2
100
Interest RRoun
%
93.80%
30.50%
6.20%
6
21 of 126
%
Rate (%, nded)
50%
9.50%
Final Repo
Loan Siz
Actual c
Distr
Muzafa
Mul
Sang
Hyder
Kar
Rawa
0
10
20
30
40
50
60
70
<
ort - User/Bene
Copy
Muzafa
Mul
Sang
Hyder
Kara
Rawal
Tharp
Gho
Sial
Gujran
ze distributio
redit utilizati
T
ricts
argarh
ltan
ghar
rabad
achi
lpindi
38
18
9
12
4
3
<= 20000 2
eficiary Assessm
yrights © 2014 A
argarh
ltan
ghar
rabad
achi
lpindi
parkar
ottki
lkot
nwala
n of microcre
Figure 30: L
ion, its benefi
Table 74: Act
Frequency /Percentage
# % # % # % # % # % #
8
6
2
74
20001 ‐ 30000
ment Survey, Ph
APEX Islamabad
edit across di
Loan Size dist
fits, and furth
tual credit utWas cr
for thpu
Yes50 98 33 10017 10016 10034 10033
18
4
0 30001 ‐ 4
ase - II
Office
19,706
23,788
25,235
34,375
31,382
25,676
12,225
15,588
26,879
26,700
istricts
ribution of m
her credit
ilization, its bredit utilized e intended
urpose? No 1 2 0 0 0 0 0 0 0 0 1
111
111
5
0000 4000
microcredit ac
benefits, and
Was thbeneficia
Yes 51 100 32 97 16
94.10 16 100 33
97.10 30
16 16
12
6
01 – 50000
11
11
12
10
12
12
12
11
12
11
cross districts
further cred
he credit al or not?
No 0 0 1 3 1
5.90 0 0 1
2.90 4
16
1
50001 ‐ 6000
Page 1
2
2
2
2
2
2
2
2
1
1
s
it
Would youavail furthe
Yes 16
31.40 11
33.30 1
5.90 14
87.50 8
23.50 21
15
41
10
00 60001 ‐
22 of 126
21
21
22
22
21
21
21
25
8
9
u like to er credit?
No 35
68.60 22
66.70 16
94.10 2
12.50 26
76.50 11
16
28
6
70000
Final Repo
Tharp
Gho
Sial
Gujra
To
Micro C
Dist
Muzafa
Mul
Sang
Hyder
Kara
Rawal
Tharp
Gho
Sial
Gujran
Tot
Microcre
Drinking
ort - User/Bene
Copy
parkar
ottki
lkot
anwala
tal
redit: Future
rict F/P
argarh
ltan
ghar
rabad
achi
lpindi
arkar
ottki
kot
nwala
tal
edit Beneficia
g Water - Dis
eficiary Assessm
yrights © 2014 A
% # % # % # % # % # %
e of Enterpris
Table 75: F
Frequency Percentage
# % # % # % # % # % # % # % # % # % # % # %
aries - Avera
Figure 31:
strict-Wise Ti
ment Survey, Ph
APEX Islamabad
97.1015
93.8016
94.1066 10050 100330
98.80
se after full r
Future of EntHow will
Businesbecomesuppor
2345.1
1339.4
1588.2
16100.0
2058.8
175011
68.82
11.821
31.88
16146
43.7
ge Age (Year
Microcredit
ime Saved By
ase - II
Office
2.901
6.20 1
5.90 0
0.000 0 4
1.20
repayment of
terprise afterthe business
ss has e self-rting
F
10
40
20 6 00
080 7 0
80
80
80
6 6 70
rs)
t Beneficiarie
y Beneficiarie
88.2013
81.20 17100 56
84.8044 88 308
92.20
f credit
r full repaymerun after ful
Further crediis needed
28 54.90
19 57.60
2 11.80
0 0
1235.30
15 44.10
4 25 14
82.40 42
63.6039
78.00 175
52.40
es - Average A
es (Per Day)
11.803
18.80 00
10 15.20
6 12 26
7.80
ent of creditll repayment
it Busines
5
5
6
5
4
6
3
Age (Years)
Page 1
65.60 0 0 16
94.10 29
44.60 40 80
156 47.30
of credit?
s will close
0 0 1 3 0 0 0 0 2
5.90 2
5.90 1
6.20 1
5.90 3
4.50 3
6.00 13
3.90
23 of 126
34.4015 100 1
5.90 36
55.4010 20 174
52.70
Total
51 100 33
100.00 17 100 16 100 34100 34 10016 100 17100 66 10050 100 334 100
Final Repo
Satisfact
Figure 3
Mode of
Table 76
Time sa
Dis
1
2
3
4
5
6
7
8
9
10
Percentage of Beneficiaries
ort - User/Bene
Copy
tion Of Benef
3: Satisfactio
f water transp
6: Mode of wa
District
Bannu Layyah Total
aved/day by
strict
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
00%
La
Extreme
eficiary Assessm
yrights © 2014 A
Figure 32: D
ficiaries Abou
on Of Benefic
portation und
ater transpor
family mem
Time saved/
80.00%
17.10%
2.90%
akkimarwat
ely satisfied
ment Survey, Ph
APEX Islamabad
District-Wise T
ut Water Sch
ciaries About
der the new s
rtation underMode of wat
mbers due to
Table 77: D/day by famil
64
24
10
B
Very satisf
ase - II
Office
Time Saved B
heme Across D
Water Schem
cheme
r the new scheter transportat
Lined WatNo. of Ben
412
o better/faste
District-Wise Tly members d
4.90%
4.30%
0.80%
Bannu
fied Som
By Beneficiar
Districts
me Across Di
eme tion under the ter Course neficiaries 4 8 2
er transport
Time-Savingdue to better/
10.50
57.90
31.60
Layy
mewhat satisfi
ries (Per Day
istricts
new scheme
tation (Hour
/faster transp
0%
0%
0%
yah
ed
Page 1
)
%
1882
100
rs/Day)
portation
24 of 126
%
8 2 0
Total
Final Repo
LakkMarw
Layya
Tota
Soling - D
Health -
Health -
FeeNo FRs. Rs. Rs. 2Rs. 5
Degree O
ort - User/Bene
Copy
ki wat
# %
ah # %
al # %
Distribution
Figure 34:
- District-Wis
District Musa KhelJhal MagsiKohistan
D G Khan Total
- Fee Charge
e Fee 10 15 25 50
Of Satisfactio
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
eficiary Assessm
yrights © 2014 A
1 31
52.50 6
31.60 37
47.40
of responden
:Distribution
se Distributio
Table 7
l i
d from Benef
TableD
MusakKhel99% 0% 0% 1% 0%
on About Hea
Figure 35: D
100%
Lakkim
ment Survey, Ph
APEX Islamabad
2 23 393
15.8026
33.30
nts about posi
n of responden
on Of Sample
8: District-Wi
ficiaries - Hea
e 79: Fee ChaDistrict-wise l
alth Across D
egree Of Sati
%
marwatYes
ase - II
Office
(Hours/D35
8.55
26.310
12.8
itive effect on
nts about pos
e -
ise Distributio
# 83 83 84 83 333
alth
arged from Bepercentage o
Jhal Magsi61% 7%
28% 4% 0%
Districts
isfaction Abo
91%
9%
Bannus No
Day)
0
30 2080 5
n HH membe
sitive effect on
on Of Sample
eneficiaries - Hof beneficiarie
K
out Health Ac
4 0 04
21.10 4
5.10
ers
n HH membe
- Health
2222
Health es
Kohistan 21% 2% 0% 0% 76%
cross District
97%
3%
Layyah
Page 1
6 0 0 1
5.30 1
1.30
ers - Soling
% 24.90 24.90 25.20 24.90 100
D G K74%23%0%1%2%
ts
25 of 126
59 10019 100 78100
Khan % % % % %
Final Repo
Educatio
Table 80
Degree o
1
2
3
4
5
6
7
8
9
10
ort - User/Bene
Copy
on - District-W
0: District-WiDistri
MusakJhalmaKohist
HyderaKarac
Tota
of satisfaction
F
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
1.80
18.2
60.0
16.4
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
00%
Musa
ExtreSome
eficiary Assessm
yrights © 2014 A
Wise Compos
ise Compositict
khel agsi tan
abad chi al
n about educa
igure 36: De
2.40%9.60%
41.00%
Musakhel
Extremely s
0% 5.
20%
53
00%
33
40%
6.
akhel Jhal
emely satisfiedewhat dissatisfi
ment Survey, Ph
APEX Islamabad
sition Of Sam
ion Of Samp
ation across d
egree of satis
26.5
33.7
36.1
Jhalm
satisfied
40% 7
.20%
6
.30%
2
30% 1
lmagsi Ko
Vied V
ase - II
Office
mple
le - Educatio#
55 111 56 55 56 333
districts
sfaction abou
50%
70%
10%
magsi
Very satisfi
7.10%
66.10%
23.20%
1.80%
ohistan H
Very satisfiedVery dissatisfied
n
ut education a
63.10%
25.00%
9.50%
Kohistan
ied Som
50.90%
49.10%
Hyderabad
d
%16.533.316.816.516.8100
across distric
1.2
39.
45.
D.G
mewhat satisf
21.40%
62.50%
16.10%
Karachi O
Somewhat sExtremely d
Page 1
% 50 30 80 50 80 0
cts
20%
.80%
.80%
G.Khan
fied
15.30%
50.50%
27.60%
5.10%
Overall Sample
satisfiedissatisfied
26 of 126
e