Figure 1. Younger Women Are Most Likely to Be Uninsured Part-Year

2030 30

22 16 13 14 18 17 15 13 11

12

21 18

1210

712

23 1912 10

7

0

20

40

60

80 Uninsured part-yearUninsured all year

Men Women

Source: Analysis of the 2004 Medical Expenditure Panel Survey by S. Glied and B. Mahato for The Commonwealth Fund.

3226

51

2620

4841

34 36

2723

18

Percent of adults ages 19–64

Figure 2. Uninsured Women Are Less Likely to Work Full-Time Than Uninsured Men

Source: Analysis of the March 2005 Current Population Survey by S. Glied and B. Mahato for The Commonwealth Fund.

Distribution of uninsured adults ages 19–64 by work status

Not working18%

Part-time13%

Full-time69%

Not working35%

Part-time22%

Full-time43%

Uninsured Men Uninsured Women

4052

2411

0

20

40

60

80

Men Women

Spouse's J ob

Own J ob

Figure 3. Women Are More Likely to Have Employer-Sponsored Insurance Through Their Spouses

Source: Analysis of the March 2005 Current Population Survey by S. Glied and B. Mahato for The Commonwealth Fund.

Percent of adults ages 19–64 by insurance source

63 64

Figure 4. Women Under Age 65 Are More Likely Than Mento Take Prescription Medicines on a Regular Basis

* Difference between men and women is significant at p < 0.05 or better.Source: The Commonwealth Fund Biennial Health Insurance Survey (2005).

Percent of adults who take prescription medicines on a regular basis

85

60

30

14

44

89*

69*

50*

40*

60*

0

20

40

60

80

100

Total 19–29 30–49 50–64 65+

Men Women

50

2619

32

4233

0

20

40

60

80

Total Men Women

>5% of income spent on out-of-pocket expenses

>10% of income spent on out-of-pocket expenses

Figure 5. Percent of Income Spent onFamily Out-of-Pocket Costs and Premiums

^ Employer-sponsored or individual insurance.Source: The Commonwealth Fund Biennial Health Insurance Survey (2005).

_

_

Percent of adults ages 19–64 who are privately insured^

49

2330

68*

33*

43*

0

20

40

60

80

Total Insured continuously Uninsured^̂

Men Women

Figure 6. Women Are More Likely Than Mento Have Cost-Related Access Barriers

* Difference between men and women is significant at p < 0.05 or better.^ Did not fill a prescription; did not see a specialist when needed; skipped recommended medical test, treatment, or follow-up;had a medical problem but did not visit doctor or clinic.^^ Uninsured combines currently uninsured and currently insured but had a time uninsured in the past 12 months.Source: The Commonwealth Fund Biennial Health Insurance Survey (2005).

Percent of adults ages 19–64 who have difficulty accessing health care^

1813 15

20

30

43*

27*24*21*30*

0

20

40

60

80

Did not fill a

prescription

Did not see

specialist when

needed

Skipped

medical test,

treatment, or

follow-up

Had medical

problem, did

not see doctor

or clinic

Any of the four

access

problems

Men Women

Figure 7. Women Are More Likely Than Mento Have Access Problems in Past Year Because of Cost

* Difference between men and women is significant at p < 0.05 or better.Source: The Commonwealth Fund Biennial Health Insurance Survey (2005).

Percent of adults ages 19–64 reporting the following problemsin past year because of cost

48

2229

56*

31*38*

0

20

40

60

80

Total Insured continuously Uninsured^̂

Men Women

Figure 8. Women Are More Likely Than Mento Have Medical Bill Problems

* Difference between men and women is significant at p < 0.05 or better.^ Problems paying medical bills, contacted by a collection agency for unpaid medical bills, had to change way oflife to pay medical bills, or has outstanding medical bills.^^ Uninsured combines currently uninsured and currently insured but had a time uninsured in the past 12 months.Source: The Commonwealth Fund Biennial Health Insurance Survey (2005).

Percent of adults ages 19–64 who have medical bill problems^

1910 12

18

2938*

24*15*16*

26*

0

20

40

60

80

Not able to pay

medical bills

Contacted by

collection

agency^

Had to change

way of life to

pay medical

bills

Medical

bills/debt being

paid off over

time

Any medical bill

problem or

outstanding

debt

Men Women

Figure 9. Medical Bill Problems in Past Year

* Difference between men and women is significant at p < 0.05 or better.^ Includes only those individuals who had a bill sent to a collection agency when they were unable to pay it.Source: The Commonwealth Fund Biennial Health Insurance Survey (2005).

Percent of adults ages 19–64 reporting the following problems in past year