www.bankersdigest.com

Fidelity Bank, New Orleans, Names Ferris President and Chief Executive OfficerFidelity Bank, New Orleans, LA, an-nounced the appointment of Chris Fer-ris as president/ CEO, ef-fective immediately. Ferris joined Fidelity Bank in October 2014 and last served as chief of retail and small busi-ness banking and chief operations officer. Prior to joining Fidelity, he served at BB&T over-seeing retail and small business banking units for the state of Mary-land. He has 18 years of bank management and leadership experience. Katie Andry Crosby, chairperson of Fidelity Bank’s board of directors, said, “Today’s announcement is the

Leavell Is EVP/COO, Centennial, Lubbock

Leavell

Ferris

RETIREMENT: Reflections on 30 Years of Publishing Bankers DigestFeature..............................................3

In This Issue...

Published weekly on Mondays except fifth Mondays

January 15, 2018 Volume 152, No.3

Centennial BANK, Lubbock, TX, an-nounced the recent hiring of Wyatt

Leavell as ex-ecutive vice president and chief opera-tions officer. With extensive experience in banking op-erations, fi-nance, and team leader-ship span-ning nearly 15

years, he will oversee the bank’s daily operations, facilities, and retail bank-ing. Leavell will serve on the bank’s board of directors as well as the ex-ecutive leadership team. Gregg Appel, president/CEO of Cen-tennial BANK, made the announce-ment. Leavell earned a bachelor’s de-gree in finance from Texas Christian University and an MBA degree from Texas Tech University. Since 2003, Leavell has been building experience in finance, management, and leader-ship roles which include mortgage lender, loan officer, and operations. In addition to his banking credentials, Leavell has experience in residential construction. In the community, Leavell serves as president and secretary of the Helen Jones Volunteer Center Educational Endowment Q

culmination of the board of direc-tors’ robust and long-term succes-

sion planning process. Chris’ leadership and management skills and his broad banking expe-rience will prove to be a valuable asset as the CEO of Fidelity Bank, our mortgage division NOLA Lending Group and our wholly owned subsidiary Homestead Title Company. Chris was instrumental in de-veloping our mission and core values ....”

Ferris will assume responsibility for the overall direction and administra-tion of programs, products, and ser-vices provided by Fidelity Bank Q

We are pleased to announce that on January 5, IBAT Marketing Inc., Austin, TX, acquired Bankers Digest. Under the terms of the agreement, Bonnie and R. Gilbert (Gib) Black-man Jr., owner and publishers since 1988, will continue to produce the magazine through the month of Janu-ary; all existing advertising agree-ments and subscription contracts will be honored at existing rates. Bankers Digest has published weekly since 1942 and currently has subscrib-ers in numerous states, including Texas, Oklahoma, Arizona, Louisiana, Arkansas, New Mexico, Mississippi, and others. “We are thrilled to find a suitable partner in IBAT Marketing, Inc. to con-tinue publishing Bankers Digest,” said Bonnie Blackman. “We are confident

that our subscribers and advertisers will continue to enjoy the outstand-ing service they have come to expect throughout the years and anticipate the transition to IBAT Marketing will be virtually seamless,” she added. “We are dedicated to maintaining Bankers Digest’s content elements that have made it one of the most reliable and widely read publications throughout the Southwest,” said IBAT’s CEO Chris Williston. IBAT has given its assurance that the publica-tion will not be a vehicle to promote IBAT or its subsidiaries but rather a publication devoted to all banking news and open to all advertisers—exactly the way it currently is. Banks in the Southwest region, are encour-aged to continue sending their news to bankersdigest@bankersdigest.com Q

Bankers Digest Announces Sale to IBAT

Page 2 BANKERS DIGEST January 15, 2018

P E O P L E TEXAS

Community B&T, Waco Promotes Banik and Jennings to Executive Vice President and Holloman to Senior VP

Bankers Digest®

Established 1942A Weekly Bank News Magazine

(USPS 041180)Published weekly on Monday except fifth Mondays

at 9516 Bill Browne Lane, Dallas, Texas 75243Copyright 2017 Bankers Digest®

BONNIE JAMISON BLACKMAN, Publisher/EditorR. GILBERT BLACKMAN JR., Managing Editor

P. O. BOx 743006Dallas, Texas 75374-3006

Phone 214/221-4544Fax 214/221-4546

E-mail: bankersdigest@bankersdigest.comwebsite: www.bankersdigest.com

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Opinions expressed by writers of bylined articles are not necessarily those of Bankers Digest. We make no representations or war-ranties for information, products, or services contained in any advertisement in this maga-zine or on our website. Editorial guidelines may be obtained upon request. Articles and photos may be submitted to above address.

Periodical postage paid at Dallas, TexasPOSTMASTER: Send address changes to Bankers Digest®, P.O. Box 743006, Dallas,

Texas 75374--3006

Banik

Community Bank & Trust, Waco, has announced the promotions of Darrin

Banik to execu-tive vice president and chief opera-tions officer and cashier, Thad Jen-nings to executive vice president and trust officer, and Jeff Holloman to senior vice presi-dent and chief fi-nancial officer.

Banik joined Community Bank & Trust in 2003. Prior to joining, he had 16 years banking experience with West Bank & Trust. He rose through the ranks to senior vice president in January 2012. He graduated from Bay-lor University with a BBA degree with a double major in finance and man-agement. He is also a 2002 graduate of Southwestern Graduate School of

In This Issue...Reflections on 30 Years of Publishing Bankers Digest Feature..............................................3

Newswatch................................6&8

Charter Activity..............................9

Classified.......................................10

Banking at SMU. Banik is a Fourth Degree Knights of

Columbus mem-ber, past Faithful Navigator, and current Faithful Purser. He grad-uated from the Leadership Waco Class XXIX. Jennings joined Commu-nity Bank & Trust

in October 2000. Prior to joining the bank, he served eight years with Texas National Bank and its successor. He was promoted to senior vice president in 2011. Jennings graduated cum laude from Abilene Christian University with a BBA degree in accounting. He is also a licensed CPA, a graduate of the TBA Trust School, and the Cannon Ad-

vanced Trust In-vestments School. He currently serves as chair of the TBA Wealth Management & Trust Administra-tive Council. Jennings has served with the McLennan County

Dispute Resolution Center and is a board member, past chair & longtime volunteer at Lake Air Little League as coach, league president & treasurer. Holloman returned to Community Bank & Trust in May 2016 as vice presi-dent. He previously worked part-time for the bank from 1993-1995 while at-tending Baylor University. He received a BBA degree in ac-counting from Baylor University in December 1995. He is also a licensed CPA. Prior to returning to the bank, Hol-loman was with Fashion Glass & Mir-ror, LLC, based in Dallas, as CFO Q

Jennings

Holloman

IBC Bank Promotes Ortega To Vice President in McAllenIBC Bank-McAllen has announced the promotion of John Michael “Mike”

Ortega to vice president of com-mercial lending. Ortega joined IBC Bank in 2015 with 25-plus years experience in real estate invest-ments, includ-ing management, leasing, analysis, lending, and fi-

nancing in Laredo and San Antonio. A South Texas native, Ortega re-ceived a BA degree in finance and in-vestments from St. Mary’s University in San Antonio Q

Ortega

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January 15, 2018 BANKERS DIGEST Page 3

F E A T U R E

ByBonnie J. Blackman

Dallas, Texas

R E T I R E M E N T

Reflections on 30 Years of Publishing Bankers Digest

(continued on Page 9)

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When Robert Pinson hired me as edi-tor of Bankers Digest in 1976, I never dreamed that the interests of com-munity bankers would consume the

rest of my pro-fessional life. My husband Gib and I are grateful for the 30 years we’ve spent serving you as publishers, and I for the 12 years spent learning the business be-

fore we bought it in 1988. We believe you are some of the best people in the world. You care about your communities and prove it not only by investing in your customers, but also by doing service projects and educational pro-grams that make a difference; some of them we’ve shown in Bankers Digest. You serve the banking industry honor-ably, and you always paid the bills! Mr. Pinson’s father, Robert S. Pinson started Bankers Digest in 1942 after los-ing his textbook publishing business during the Depression. His reason for choosing banking as his market was that his good friend had started the successful Insurance Record magazine, and Pinson the elder believed cor-rectly that Texas banking was ripe for a similar publication. From the begin-ning, he focused on people in the in-dustry because he said, “People will always be interested in people.” His philosophy has proved true for more than 75 years, and we believe IBAT is the right group to carry it into the fu-ture. Needless to say, the publishing busi-ness has changed dramatically, since 1942. When I joined the business, the owners, Robert M. and Rosemary Pin-son, were still using a printer who set type with hot lead on a linotype ma-chine just as Robert’s father had done

since 1942. An incredulous banker friend once asked him, “Where are you doing that, Pinson, in your garage?” By the time Gib and I bought the magazine in 1988, the Pinson’s had already upgraded to photographic printing, but we moved overnight to a computerized process on a very early Apple Macintosh computer. Although the production was a step more ad-vanced, we could only see about a quarter of a page of the magazine at a time on the monitor. We spent the first few years scrolling around on a

tiny screen to create the pages. To-day’s big color screens were still more than a decade away Because of that early exposure to Benjamin Franklin-era printing meth-ods, I can literally visualize leading (the number of thin strips of lead an 18th century printer would have slipped between lines to increase space). That was just one of the unique things I learned in my early days at “The Digest.” Another was Mr. Pinson’s fre-

Bonnie and Gib Blackman

Page 4 BANKERS DIGEST January 15, 2018

P E O P L E TEXAS

AmTex Banker Clifford Wesley Miller Jr. Dies at 80

Miller

Clifford (Cliff) Wesley Miller Jr., age 80 of Point Blank, TX, died on Decem-

ber 23, 2017. Mill-er was a retired bank executive who served the majority of his ca-reer with affiliates of Amtex Banc-shares Inc, based in Orange. Miller was born August 31, 1937,

in Black Mountain, KY. After being dis-charged from the US Army in 1958, he was waiting to transfer to Fort Bliss in El Paso to work as an electronics in-structor. However, he ran across an ad looking for “financial employees,” and he figured there could be no harm in at least inquiring about the position. After several tests and interviews, he was hired for the job and never looked back. He began his financial career work-ing with Southwestern Investment Company in El Paso and moved on to finance operations focusing on collec-tions and approving auto contracts. From 1972 to 1982, he held numer-ous banking positions throughout El Paso area. In 1985, he joined Amtex Bancshares Inc., a three-bank holding company headquartered in Orange. He began working at Bridge City State Bank, Bridge City, then transferred to Peoples State Bank, Shepherd, in 1987 as president/CEO and later chairman of the board. He was serving as chair-man when he retired in December 2013. In lieu of flowers donations may be made to the Houston Food Bank, The Salvation Army or the Wounded War-rior Project Q

Texas Bank and Trust Chairman Rog-ers Pope has announced two promo-

tions. Jeff Wyatt has been promoted to senior vice president and chief information officer (CIO). Wyatt joined the bank in May 2017 as assistant chief information

officer. Prior to that time, he served Coastal States Bank as an IT systems consultant and previously served Coastal as its CIO and information security officer from 2004 until mov-ing to Dallas in 2012. He holds a BS degree in industrial and systems en-gineering from Georgia Tech and a MS degree in information security and as-surance from Western Governors Uni-versity. He is a Certified Information Systems Security Professional (CIS-SP), a Certified Ethical Hacker, and a Certified Computer Hacking Forensic Investigator. Abigail Duty has been promoted to assistant vice president in the Tyler branch at 2323 W. Grande Blvd.

Wyatt

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Wyatt Named Senior VP, Duty Assistant VP Texas Bank and Trust, Longview and Tyler

Duty has worked as a business de-velopment officer in the Tyler branch for over nine years. She has assisted in growing the bank’s presence in the Tyler community and has played a sig-nificant role in the implementation and maintenance of the Tyler Student Board of Directors. Duty graduated with a BBA degree in finance with high honors from The University of Texas at Austin. She also studied European Finance and Cross Cultural Communications in Paris, France. She is currently a member of the Junior League of Tyler and is a Life Member of the Tyler Area Chamber of Commerce Q

Kunalic Named AVP/Lender, American Nation SaginawKenan Kunalic has joined American Nation Bank, Ardmore, OK, as assist ant vice president and loan officer at the Saginaw Banking Center. Kunalic, born in Bosnia, spent most of his teenage years in Germany. He ultimately ended up settling in Fort Worth and attending Texas Wesleyan University. Kunalic has spent his entire work-

ing career in banking, mostly working in lending and serving consumers and small businesses in the greater Fort Worth area Q

SEND NEWS OF YOUR BANK!email

bankersdigest@bankersdigest.com

January 15, 2018 BANKERS DIGEST Page 5

P E O P L E

Republic Bank of Arizona, Phoenix, has announced that Greg Barrett, a

longtime com-mercial banker, has joined the team as a vice president and c o m m e r c i a l banking officer. “I’ve known Greg for several years and am confident he will be a great

fit for our team as he is passionate about providing first class, personal service to his clients,” said Amy Lou Blunt, the bank’s chief credit officer. “He’s connected to the community and is eager to help local businesses succeed.” Barrett joins Republic Bank of Ari-zona with over 30 years of banking industry experience. Much of his ca-reer has been as a commercial lender where he specializes in working with mid-sized businesses. Having spent most of his life in the Phoenix area, Barrett received a BS degree in business management from Arizona State University and is a graduate from Pacific Coast School of Banking in Seattle, WA Q

Banking Commissioner Mick Thomp-son earned his own thirty-year pen for service to the state of Oklahoma, and he presented longev-ity awards to addi-tional employees of the Oklahoma State Banking De-partment. The follow-ing individuals were recognized in 2017 and pre-sented with lon-gevity lapel pins for continued ser-vice to the State of Oklahoma:

Thirty Years: Wayne Arbuthnot, assistant deputy commissioner;

Roger Brock, senior examiner;Doyle Jones, senior examiner;Angela Morris, ad-ministrative assis-tant;Mick Thompson, vommissioner; and Randy Willard, se-nior examiner.Twenty Years:Laurie Ridgway, se-

nior examiner Q

Kathleen McClung of Mountain View has joined Stone Bank in Mountain View as a customer service represen-tative. She has held several customer service positions and is a graduate of the University of Arkansas at Little Rock. Stone Bank has offices in Mountain View, Harrison, White Hall, and Little Rock Q

Barrett left to right: Mick Thompson, Randy Wil-lard, Wayne Arbuthnot, Roger Brock, Laurie Ridgway, Angela Morris, Doyle Jones

Veteran Lender Barrett Is VP/CBO at Republic Bank

McClung Joins Stone Bank, Mountain View, as CSR

Banking Department Employees Honored for Longevity

ARKANSAS

OKLAHOMAARIZONA

First State, Oklahoma City, Adds Fuget to Mortgage TeamAubree Williams405-778-6572awilliams@thefirstsb.com

The First State Bank adds Scott Fuget to its mortgage team

The First State Bank, Oklahoma City, has announced the addition of Scott Fuget as mortgage loan originator. He will be located at the NW Expressway office. Fuget has 21 years of experience in

the sales and financial industry work-ing as a mortgage loan originator, cer-tified mortgage mobile closing agent, customer relations manager, business development and asset-REO manager. Since 2012, Fuget has volunteered for the Secret Home Make Over orga-nization rehabbing, furnishing, deco-rating, and cleaning homes for fami-lies in need. Founded in 1902 in Canute, The First State Bank is Oklahoma’s oldest active state-chartered bank specializ-ing in small- and middle-market lend-ing. The bank has total assets over $280,000,000 and has three full-service banking centers located in Oklahoma City, Midwest City, and Canute, as well a mortgage loan office in Tulsa Q

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Page 6 BANKERS DIGEST January 15, 2018

P E O P L E

James “Jim” Lyons of First National Bank of Louisiana has been elected

president of the Louisiana Bankers Education Coun-cil. Lyons succeeds Adam Johnston of First Guaranty Bank in Bossier City. Johnston will serve as immedi-ate past president on the LBEC exec-

utive council for the next year.

Other council members elected:• President-Elect Stephen David, Jr., of Hancock Whitney Bank in Baton Rouge,• Secretary/Treasurer Kendra Palmer of Business First Bank in Shreveport,• Education Chairman Tony Haring of Franklin State Bank in Winnsboro.Councilmen at Large:• Jennifer Boggs of Gulf Coast Bank in Baton Rouge,• Mallie Bowers of First Federal Bank in Lake Charles,• Chad Burgess of Citizens National Bank in Bossier City,• Kate Copes of Tensas State Bank in Tallulah,

• Emily Creech of First Guaranty Bank in Hammond,• Hunter Creed of Investar Bank in Baton Rouge,• Jake Guidry of Business First Bank in Lafayette,• Robbin Hardee of Metairie Bank,• Blaine Hodges of Community Bank of Louisiana in Mansfield, and• Kathryn Richard of Bank of Zachary Q

Gulf Coast Bank & Trust Company, New Orleans, in December 2017 an-nounced the acquisition of American Business Lending Inc., a Dallas, TX-based SBA lender. Gulf Coast Bank retained American Business Lending’s staff and management team, merg-ing operations of American Business Lending with its Gulf Coast SBA Lend-ing business headquartered in Dallas. Moving forward, the combined ven-ture will be referred to as Gulf Coast SBA Lending. The announcement was made by Guy T. Williams, president/CEO, Gulf Coast Bank & Trust Com-pany. American Business Lending, now Gulf Coast SBA Lending, was founded in Dallas in 2006 as a non-bank SBA 7(a) lender. Over the past 11 years, it provided loans to numerous small businesses across the country. Gulf Coast SBA Lending is a na-tional lender, offering SBA 7(a), SBA 504, and USDA B&I loans ranging up to $5,000,000 and more to small businesses in a variety of industries. Gulf Coast SBA Lending was formed earlier in 2017 when Gulf Coast Bank acquired Dallas-based CapitalSpring SBLC and consolidated all of its SBA lending activity in the Dallas head-quarters. With the addition of Ameri-can Business Lending, Gulf Coast SBA Lending now services nearly $300 mil-lion of SBA 7(a) and 504 loans. Gulf Coast Bank & Trust Company was founded in 1883 and is a fixture in the Southern Gulf Coast business community. With over $1.6 billion in assets, the bank serves its busi-ness and personal banking customers through its branches, mortgage offic-es, trust investment offices, and busi-ness credit offices. It also offers fac-toring and business credit nationally through Gulf Coast Business Credit. Gulf Coast Bank & Trust Company has 19 branch locations across South-east LA and more than 30 mortgage lenders located throughout East Ba-ton Rouge, Jefferson, Livingston, Or-leans, St. Bernard, St. Tammany, and Tangipahoa parishes in LA as well as Orange and Sarasota counties in FL Q

LOUISIANAN E W S W A T C H

Louisiana Bankers Education Council Elects Lyons President, David President-Elect, and other Members

Gulf Coast Bank & Trust Co Acquires Dallas SBA Lender

Lyons

Hoang Joins Investar, Baton Rouge, as Mortgage LenderInvestar Bank, Baton Rouge, recently hired Kim Hoang as a mortgage loan officer and vice president to serve the Baton Rouge and New Orleans markets. Hoang has nearly 20 years’ experience specializing in mortgage lending and has knowledge of busi-ness banking. Hoang joins Investar from Home Bank where she served as a mortgage banker. Hoang is bilingual and provides support for the Vietnamese commu-nity in various ways. She assists with translation for financial education and banking services in her community, as well as helping new immigrants with their English Q

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Page 8 BANKERS DIGEST January 15, 2018

N E W S W A T C H TEXAS

Texas Banking Commissioner Charles G. Cooper announced that Sage Capi-tal Bank, Gonzales, (formerly Sage Capital Bank, N. A.) has completed its conversion to a Texas state-chartered bank from a national charter. The new charter was effective December 29, 2017. The bank will operate under the name of Sage Capital Bank. Sage Capital Bank will enter the state banking system with $363 mil-lion in assets and is a wholly-owned subsidiary of ANB Bancshares Inc., Gonzales. The bank’s chairman of the board of directors is Norman L. Burns and its president/CEO is Joseph M. Rankin III. Chartered in 1984 as the Ameri-can National Bank, Sage Capital Bank was founded by a group of Gonzales business and community leaders to serve the banking and credit needs of the immediate community. The bank began to expand in 1995, opening its first branch location in Lockhart. Today, the bank operates additional offices in Cedar Park, Luling, New Braunfels, San Marcos, Shiner, and Spring Branch. Commissioner Cooper noted, “This conversion is another indicator of the strength of the state banking system.” Q

Charles T. Cross, CEO, Cornerstone Bank, Eureka Springs, announced the bank recently purchased 2.20 acres of land in Cassville, MO, at the intersec-tion of Hwy. 37 and Hwy. 76/86 for its initial entry into the MO market. The bank acquired the property with the intent of building a full-service bank-ing facility in the future. Once built, it will be the bank’s first location outside of AR and will allow for future expan-sion opportunities in Southwest MO. Cross stated, “We are very pleased to have completed the property ac-quisition in Cassville which will pave the way for our future entry into that market. Cassville and the Southwest Missouri market is one that we have admired for some time, and we are thrilled to be afforded the opportu-nity to bring our brand of community banking to the citizens of Barry Coun-ty. We believe this location is an excel-lent spot to begin our expansion into Southwest Missouri.” Cornerstone Bank has been one of the AR’s fastest growing banks in re-cent years. The bank reports $250 mil-lion in assets and six banking offices in five NW markets: Eureka Springs, Holiday Island, Berryville, Huntsville, and Harrison Q

Relyance Bank of Pine Bluff said in De-cember that it will acquire Heartland Bank branches in Bryant, Fordyce, and Sheridan, and take on certain deposit accounts at Heartland locations in Little Rock, according to Lance Turner at arkansasbusiness.com. Relyance is buying branches at 4937 Hwy. 5 N. in Bryant, 610 W. Fourth St. in Fordyce, and 108 S. Main St. in Sheridan. In Little Rock, it is taking on deposits at Heartland offices at 5100 Kavanaugh Blvd. and 1 Information Way, Ste. 300. It will assign those de-posits to the Relyance branch at 1801 N. Fillmore St. in Little Rock. The deal is subject to regulatory ap-proval and other conditions and is ex-pected to close in the first quarter of 2018. After the acquisition, Relyance will have nearly $950 million in total assets. In August 2017, Simmons Bank of Pine Bluff purchased the capital stock of Heartland Bank, which it had pre-viously held as collateral for “certain indebtedness” of Heartland’s parent company, Rock Bancshares Inc. In De-cember Simmons received regulatory approval to merge the Heartland char-ter into Simmons Bank. The acquisition of Heartland’s Sa-line County deposits will bump Rely-ance’s deposit market share above Simmons’ in that county, but far be-hind deposits of First Security Bank, Bank of the Ozarks, Regions Bank, and Arvest Bank. Neither Simmons nor Relyance cur-rently has branches in Dallas (Fordyce) or Grant (Sheridan) counties. “Heartland Bank is a good fit for our geographic market areas,” Chuck Morgan, president/CEO of Relyance Bank said in a news release. “The ac-quisition provides us with the oppor-tunity to offer more convenience and better serve our Relyance customers in central and south Arkansas, and the Bryant, Fordyce and Sheridan branch-es allow us to expand into strategi-cally important communities...” Relyance Bank operated locations in Hot Springs, Hot Springs Village, Little Rock, Pine Bluff, Redfield, Star City, and White Hall prior to the deal Q

Sage Capital Bank, N. A., Converts to State Charter

ARKANSASCornerstone, Eureka Springs, Buys Land in Cassville, MO

Relyance to Buy Heartland Branches and Some Deposits

January 15, 2018 BANKERS DIGEST Page 9

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LouisianaBRANCHES The OFFICE OF FINANCIAL IN-STITUTIONS has approved/filed an application by Union Savings & Loan Association (a state-chartered mutual savings and loan association), New Orleans, for a branch at 8384 Jefferson Hwy., Harahan. The OFI has filed an application by IBERIABANK, Lafayette, for a branch at 4011 Canal St., New Orleans.MERGERS AND ACQUISITIONS The OFI has approved an applica-tion by Lakeside Bank, Lake Charles, to engage in a statutory share ex-change with Lakeside Bancshares Inc., whereby Lakeside Bancshares Inc. will become a one-bank holding company. The OFI has approved an applica-tion by Metairie Bank & Trust Compa-ny, Metairie, to engage in a statutory share exchange with MBT Bancshares Inc., whereby MBT Bancshares Inc. will become a one-bank holding company. The OFI has approved an applica-tion for a proposed merger of Minden Bancorp. Inc., Minden, with and into Business First Bancshares Inc., Baton Rouge, and immediately thereafter, to merge MBL Bank, Minden, with and into Business First Bank, Baton Rouge, under the title Business First Bank. The OFI has filed an application for a proposed merger of Gibraltar Private Bank & Trust Company (a federal sav-ings association) Coral Gables, with and into IBERIABANK, Lafayette.TexasCHARTERS The TEXAS DEPARTMENT OF BANKING has reported an applica-tion by Sage Capital Bank, N. A., Gon-zales to convert to a state bank char-ter, as Sage Capital Bank, was effective December 29, 2017.BRANCHES The OFFICE OF THE COMP-TROLLER OF THE CURRENCY has approved applications by JPMor-gan Bank, N. A., Columbus, OH, for branches: SWC Legacy Dr. and Com-

munication Pkwy., Plano; NWC of Woodall Rodgers Fwy. and N. Pearl St., Dallas; NEC Serene Hills Dr. and W. SH 71, Lakeway; received applications for branches: SWC I-45 and Loop 336, Conroe; SWC Grand Parkway & Dis-covery Creek Blvd., Spring; and SEC FM 407 and McMakin Rd., Lantana. The FEDERAL RESERVE BANK OF DALLAS has received an applica-tion by PlainsCapital Bank, Dallas, for a branch at 3388 Old Spanish Trail, Houston. The FRBD has received an applica-tion by Frost Bank, San Antonio, for a branch at 201 NE 28th St., Fort Worth.MERGERS AND ACQUISITIONS The FRBD has received an appli-cation by BancAffiliated Inc., Arlington, to become a bank holding company through the acquisition of 100% of Affil-iated Bank, Bedford, (the resulting insti-tution from the conversion of Affiliated Bank to a commercial bank charter). The FRBD has received a retro-active notice of change in control by Roy Thomas Pitcock Jr., Graham; Me-dora Jacqueline Pitcock Eubank, Fort Worth; the Melissa Pitcock Trust, Gra-ham; and Angela Allison Pitcock Ad-ams, Aledo, (together known as the Pitcock Family Group, a group acting in concert), to acquire and retain 10% or more of the outstanding shares and thereby control of Graham Savings Fi-nancial Corp., which controls Graham

Savings and Loan SSB, both of Graham. The FRBD has received an applica-tion by The 2013 Monte Hulse Family Irrevocable Trust I, Waco, to acquire up to 30% of FCT Bancshares Inc., Waco, and thereby indirectly, First Na-tional Bank of Central Texas, Waco Q

quent scissors search. At least once a day, he would shout from his office, “Rooooosemary, I can’t find my scis-sors.” Rosemary, of course, paid no at-tention, and he knew it; but a few min-utes later he would call out, “You can stop looking. I found them.” And Mrs. Pinson would roll her eyes. When Mr. Pinson, or anyone else, made a mistake, his worst criticism was usually a heartfelt, “Bad Cat!” Stories of his misadventures at re-gional bank meetings abound. My fa-vorite was one that occurred at a golf tournament during a bank district meeting in Amarillo, TX, in the 70s. He had stepped up to the tee in front of his foursome when he realized he had been standing in a bed of fire ants. He considered the situation briefly then, without inhibition, stripped off his one-piece leisure suit to get rid of the ants and brought the tournament to a halt. Even many years later when bankers would hear Bob Pinson’s name mentioned, someone would in-

RETIREMENT (continued from Page 3)

(continued on Page 12)

F E A T U R E

Page 10 BANKERS DIGEST January 15, 2018

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stable candidates with lending management success. Leave big city hectic lifestyle. See website. Mark Mitchell, Lone Star Search, 972-335-9009. lonestarsearch.net.

LOAN OFFICER – VICE PRESIDENT, Mexia, TX. Farmers State Bank is seeking an experienced loan officer to grow an existing loan portfolio, develop new loan and deposit rela-tionships, and offer guidance and support to junior associates. Send resume to employment@fsbtexas.net

DIRECTOR/MANAGER- PRIVATE CHURCH LOAN AND INVESTMENT FUND. A $90 million private loan fund for churches is seeking a new Director/Manager. The ideal candi-date will have a Bachelor’s degree from an accredited university, with an emphasis on finance, account-ing or business. Any experience in loans to churches would be a plus. A general understanding of the As-semblies of God church structure is strongly preferred. Work history should show evidence of successful management of a commercial real estate loan portfolio that includes underwriting, originating, clos-ing and managing commercial real estate loans, experience manag-ing commercial construction loans, knowledge of general commercial banking, and work experience at a management level. Knowledge of

Advertising rates are $45.00 for the first 30 words; $10.00 for each ad-ditional 10 words per insertion. Ads which use a Bankers Digest box num-ber for forwarding responses will be charged $5.00 additional per insertion for postage and handling. Ads run on Bankers Digest website for the duration of the advertising agreement at no ad-ditional charge.

Mail responses to Box Number c/o Bankers Digest, P. O. Box 743006, Dal-las, TX 75374-3006. Phone: 214/221-4544. E-mail responses to: bankersdigest@bankersdigest.com, Box Number in subject line.

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COMPLIANCE MANAGER. DALLAS. Must have MSB, commercial, con-sumer and mortgage compliance experience. Must have knowledge of all banking regulations. Please call or send resume to Kevin@Babi-ch.com 214-515-7606.

SR COMMERCIAL LENDER - MARKET PRESIDENT needed for growing Regional Bank. Must have 5-10 years experience and current production in Collin, Dal-las or Tarrant Counties. Prefer a lender with leadership experi-ence that can build and grow a lending team. Send resume to An-thony Potenti at apotenti@babi-ch.com or call 214-515-7609.

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January 15, 2018 BANKERS DIGEST Page 11

C L A S S I F I E D the structure and ratios pertaining to managing a healthy bank balance sheet would be a plus. Mail resume to P.O. Box 838 Waxahachie, TX 75168-0838 or email to loanfund@northtexas.ag.

BANK PRESIDENT/LENDER: Small independent Community Bank lo-cated near Tyler and Longview, TX, looking for an energetic individual to manage and grow the Bank. Degree required along with a minimum 10 years experience in all areas of bank-ing with emphasis in commercial and real estate lending and regulatory interaction. Formal credit training a plus. Excellent benefit package. Please reply in confidence by send-ing resume and salary requirements to bankersdigest@bankersdigest.com, subject line Box D-1, Bankers Digest. Equal Opportunity/Affirma-tive Action Employer.

MORTGAGE LOAN ORIGINATOR. East Texas Community Bank look-ing for mortgage loan originators to help grow mortgage production in a few East Texas communities. Previ-ous mortgage loan originating expe-rience required. Please call or send resume to johnmills@mybankcsb.com, 903-581-8100.

PRESIDENT/CEO: First Texas Bank $635 million bank with 8 locations headquartered in Georgetown. Po-sition available due to succession purposes. Email resume and salary requirements to Human Resources at klong@firsttexasbank.com. First Texas Bank is an equal opportunity/affirmative action employer.

$400 MM East Texas bank would like to ESTABLISH A PRESENCE IN THE METROPLEX. Looking for an energetic, credit trained com-mercial lender currently employed in the Dallas/Ft. Worth market that would like the opportunity to build and grow their own team of bank-ers. Will start with an LPO and then build a full service location around the right individual and their team. Longer term plans would be to stra-tegically add additional locations. Reply in confidence with resume and salary history/requirements to bankersdigest@bankersdigest.com,

subject line Box J-1. Equal Oppor-tunity/Affirmative Action Employer.

VICE PRESIDENT CONSUMER LENDING OFFICER. MINIMUM QUALIFICATIONS: This position re-quires a minimum of five years of Consumer Lending experience and a Bachelor’s Degree in Finance or related field. Excellent communica-tion and human relation skills also required. Applicant should be sea-soned in consumer and retail lend-ing, marketing, and management. ESSENTIAL FUNCTIONS: To make all types of direct consumer and Home Equity loans which are con-sistent in quality to satisfy Bank standards for safety and profit-ability; to promote good customer relations; and to seek and develop quality new business including prof-itable depository accounts. Position is responsible for the sound exten-sion or denial of credit to customers seeking loans on a direct basis and is accountable for the terms extend-ed on such credit. This position is guided by the Bank’s policies, pro-cedures, and lending limits. Must actively participate in Customer Service First sales and service cul-ture, support the values of the or-ganization and follow established company policies and procedures.Please apply online at www.ffin.com or contact Ksenia Higley, Khig-ley@ffin.com, 325-627-7226. Quali-

fied applicants will receive con-sideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or pro-tected veteran status.

LOAN OFFICER, Pittsburg, TX. First National Bank of Gilmer is seek-ing an experienced loan officer to grow an existing loan portfolio and develop new loan and deposit rela-tionships. Minimum Requirements include: a business degree, lending experience, bilingual a plus. Full benefit package available. Salary commensurate with qualifications. Please send resume to Jessica Gar-land at jgarland@fnbgilmer.com.

BRANCH CEO/LENDER – Ready to run your own location? Indepen-dent Community Bank looking for energetic individual to manage and grow branch located in the Beau-mont-Lumberton-Silsbee area. De-gree required along with minimum 10 years experience in all areas of banking with emphasis in commer-cial and real estate lending. For-mal credit training a plus. Prefer individual currently working in the area. Excellent benefit package. Please reply in confidence by send-ing resume and salary requirements to Box J-2, Bankers Digest. Equal Opportunity/Affirmative Action Em-ployer

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Page 12 BANKERS DIGEST January 15, 2018

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variably recall, “Oh, yeah, he was the fellow who took off his clothes at that Amarillo golf tournament!” It’s hard to say what the most dra-matic change in Southwestern bank-ing has been during my career, but a few stand out: In the early 80s, there were so many new bank charter ap-plications and approvals, that we needed a working card file to keep up. The Comptroller of the Currency at the time, Robert L. Clarke, had a generous policy of approving new bank charters, and there were plenty of hopefuls who started them (There were close to 2,000 unit banks in Texas alone in the early 80s vs roughly 425 in the state today.) only to see them crumble in the catastrophic failures of the late 80s and early 90s. Moreover, branch banking, legalized in TX in 1988, and now the dramatic consolidation of community banks all over our cover-age area are creating a new normal in our industry. Frankly, we miss the tales of country bankers making loans with mules as collateral. Regardless of its printing process, the editorial philosophy of Bankers Di-gest has not changed from 1942 to this day. We reorganized the content and updated the layout, but the focus on people in Southwest banking remains the mainstay. The IBAT team assures us they intend to keep it going. We have the satisfying sense that the people at IBAT value Southwest community bankers as much as we do, and that they will continue to provide news of the industry in the states of our coverage area with the same em-phasis on great people and great com-munity banks. Now, on to retirement Q

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