February 2013

IMFOWomen in Local Government

MBD Credit Solutions Women's Forum

Discussion Points

About MBD Credit Solutions

MBD Credit Solutions is the leading independent provider of credit management solutions in Southern Africa, specifically focusing on the collection of accounts receivables encompassing the entire credit cycle using call centre based and legal collections.

MBD Credit Solutions Clients

Telecommunications

Retail

Commercial

Subscription Services

Financial Services

Public Sector

Value Chain

Hosting & Administration

of Accounts

Call Centre Setup

Pre Legal Collections

Legal Collections

DebtAcquisition /

Restructuring

ARM – Account Receivables Management

Pre Billing Services

Provincial Debt Breakdown

Approximately R77 billionBased on AG Report 01 Aug 2012 / Latest Annual Reports

Name of Region Total Municipalities Total Debt

‘000

Eastern Cape 45 5 441 619

Free State 24 6 433 483

Gauteng 12 35 443 516

KwaZulu Natal 61 9 926 151

Limpopo 30 3 338 085

Mpumalanga 21 3 689 466

Northern Cape 32 1 531 457

North West 23 5 491 770

Western Cape 30 7 873 202

Municipality Challenges

I’m not denyin’ the women are foolish: God Almighty made ‘em to match the MEN!

GEORGE ELLIOT

For I cannot think that God Almighty ever made them (women) so delicate, so glorious creatures;

And furnished them with such charms, so agreeable and so delightful to mankind; with souls capable of the same accomplishments as men: and all, to be only stewards of our houses, cooks and slaves.

DANIEL DEFOE on the Education of Women

General Challenges

Many barriers still prevent the progress of women:

Business Challenges

Ways women stunt their careers

What Women Want

“What women want in the workplace” by Sylvia Ann Hewlett

Association with people they respect 82%

Be themselves at work 79%

Flexible work arrangements 64%

Collaborate with others, as part of team 61%

Give back to society 56%

Recognition 51%

Financial rewards 42%

The Possibilities

• Based on McKinsey research:

– Meaning: put your strengths to work for an inspiring purpose– Managing Energy: protect it, replace it, don’t waste it– Positive Outlook: resilience, constructive view, broad

horizons– Connecting: build strong relationships, develop your sense of

belonging– Engaging: express yourself, show confidence, be proud of

being self reliant, collaborate.

Networking Matters

• People with strong networks enjoy more promotions, higher pay

• Men build broader , shallower networks: wider range of resources

• Women build narrower, deeper networks

• Are the colleagues you are close to influential enough?

• Women seldom reciprocate; Men understand that you must “give before you get”

• Awkward relationships between female and male colleagues

Options

Having a sponsor or mentor improves your sense of belonging - A sponsor can open doors to opportunities

Women who promote their own interests: ”aggressive or uncooperative”

Provide and ask for help on a regular basis

Forge connections through interests outside of work

“Make it personal” – others will accept you more easily if they see your human side

Take ownership of personal development

Why a Women’s Forum

Close

“Make time to care as it manifests your humanity. Treat everyone with equal dignity as we share a

common destiny. Strive for independence as it sets you free. Live your life to the full, as you only live

once.”

Dr Susan Vosloo, Mother, Businesswomen

IMPROVING YOUR REVENUE IS OUR BUSINESS