Save Now for the Future• The sooner you start saving, the more money that you will have put away for retirement and future large purchases/expenses.

• Investing in your future isn’t always about bonds and stocks – it can be about a car that will last several years, or something that will appreciate in value.

Insurance Doesn’t Cover Everything

0Know what you will and won’t have to pay for if something happens to where you need to use your insurance.

0Keeping money in a “rainy day fund” will help you to cover these costs without being too stressed out about them.

0You never want to be in a situation where you think that something is covered by insurance, but it turns out not to be.

Don’t Spend Past Your Means

0Only spent what you make each month.

0You never want to incur any debts.

0 Jameson Van Houten and Stonegate Financial Group encourage paying off one’s credit card balance in full every moth.

0 That way, you avoid having to pay interest and getting into debt.

Call us for more information!