fairfield county business journal 041513

BY JENNIFER BISSELL

[email protected]

Fairfield County employers say they need more H-1B visas to fill job open-ings with highly skilled immigrants,

especially in technology fields.For one Greenwich-based technol-

ogy company, it’s so difficult to find skilled employees in Connecticut that the firm has several international offices to help it meet

its workforce needs. “I’m struggling to find the talent here,”

said Liwen Yaacoby, CEO of TechWuli L.L.C. “A lot of people think offshoring is for the cheaper labor and for money purposes. But that’s not necessarily the case.”

Roughly a dozen Fairfield County busi-ness representatives met at the Stamford Innovation Center April 3 to discuss immi-gration policy and how it could better work in their favor.

An H-1B visa allows a company to hire a foreign employee with advanced skills for six years. A total of 85,000 visas are allotted every year, including 20,000 visas for immi-grants with U.S. college degrees.

The event was held in part by U.S. Rep. Jim Himes, a Greenwich Democrat, who also attended to get a better sense of the business community’s needs and concerns. The mes-sage he received was loud and clear: busi-

BY PATRICK GALLAGHER

[email protected]

IF MORE BANKS FOLLOW Bank of America Corp.’s lead, the “A” in ATM might just become a thing of the past.

After closing nearly 200 of its branches from June 2011 to June 2012 — more than any other bank in the country during that period — the Charlotte juggernaut on April 4 unveiled a next-generation automated teller machine that allows customers to video chat with an actual bank teller.

The banking industry is at a crossroads as interactive ATMs, mobile deposits and other technologies threaten to supplant tell-ers and branches.

The issue is compounded by the grow-ing number of banks and branches in the region. While reports show there are fewer bank branches nationally than prior to the 2008 financial crisis, the opposite is true of Fairfield County.

Thirty-two commercial banks and savings institutions had a combined 409 branches in Fairfield County as of June 30, 2012, according to Federal Deposit Insurance Corp. (FDIC) data.

That represents a 4 percent bump from June 2007, when 32 institutions had 392

FAIRFIELD COUNTY

BUSINESSJOURNAL

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com April 15, 2013 | VOL. 49, No. 15

» Technology, page 6

» Immigration, page 6

COMMUTERS AT A RECENT meet-ing railed against state o� cials for delays to plans to build a new parking garage at the Stam-ford train station … 3

ONE YEAR AFTER CONGRESS ap-proved equity crowdfunding, entrepreneurs and investors are still waiting on the SEC to � nal-ize the new rules … 5

A NORWALK AD-MAN is hoping to boost small and midsize adver-tising agencies and freelancers with a new online lead-genera-tion tool … 9

THE COST OF INPATIENT hospital care rose faster in lower Fair-� eld County than in most U.S. metropolitan areas from 2008 to 2010, a new report � nds … 15

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LEVERAGING IMMIGRATION POLICY

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emploYers saY chaNges Needed to retaiN skilled ForeigN Workers

FROM THE HEART PAGE 13

Robert D. Scinto speaks at an April 9 event in Shelton.

Week of April 15, 2013 • FairField County Business Journal2

BY JENNIFER BISSELL

[email protected]

Community development organiz-ers are hoping to turn Bridgeport’s historic Arcade Mall into an entre-

preneurial hub of creativity.The largely empty 1889 shopping

mall will soon be home to five new arts-oriented businesses supported by CreateHereNow, a pilot economic devel-

Creativity starts bubbling at Bridgeport’s Arcade Mall

opment program to fill vacant storefronts. “We’re really hoping to turn it into

a destination site,” said Eve Liptak, CreateHereNow project manager. “Our top priority is to see businesses start up, grow and become part of the neighbor-hood’s activation.”

With the goal of rebranding Bridgeport as a city of creativity instead of crime, CreateHereNow gives creative entrepreneurs the chance to open up art galleries, cafes, bike repair shops and consignment stores in currently vacant storefronts. Based on a similar program in New Haven, the project allows entre-preneurs to test out their business ideas

rent-free for 90 days with free consulta-tion and business tips along the way.

At the end of the trial period, pro-gram officials work with business own-ers and landlords to negotiate a price on rent. The Bridgeport program is funded by a $60,000 grant from the state Department of Economic and Community Development, with state offi-cials hoping to launch similar initiatives in 19 additional cities.

Since the program was announced in January, more than 60 budding entre-preneurs have sent in applications to be considered for the program. About 10 landlords with multiple vacant properties have also agreed to participate.

“The response we’ve gotten really shows the need for something like this and that creative entrepreneurs can be stakeholders in their city and help revi-talize and change Bridgeport,” Liptak said.

The businesses moving into Arcade Mall, which is about two blocks from the Metro-North Railroad station, are the first five businesses to get started in the pro-gram. Later, businesses are expected to move into storefronts along Main Street, which is also where CreateHereNow has opened up its office.

The businesses set to open later this month at the mall include screen-print-ing studio Paradox Ink, jeweler Made in Bridgeport, event planner Magnacon 7 and two others.

Simultaneously, Ripka’s Bull’s Head Market, a grocery store that isn’t tied to the CreateHereNow initiative, will be opening in the Arcade Mall.

For 10 years Liz Squillace has run Paradox Ink out of a private studio in Bridgeport. But with the promise of free rent, Squillace said the program was what she needed to take her business to the next level and open up a public workshop and retail space.

“The craft is really cool and I’ve been doing it so many years, it’s kind of time,” Squillace said about opening a storefront. “It’s really nice to show other people how to do it, it’s really gratifying.”

Squillace said she isn’t sure how well the business experiment will work, but said that if she can increase her revenue stream by at least $1,000, she’ll stay.

“It’s exciting to see what will happen to Bridgeport as more empty storefronts are activated,” said Squillace, who grew up in Trumbull. “It has so much potential and so much could happen with the arts community working together.”

One of five new businesses to move into Arcade Mall, Liz Squillace of Paradox Ink demonstrates how to do a screen print.

Five new creative businesses are set to move into the historic Arcade Mall in Bridgeport.

STATE FUNDS HELP LURE STARTUPA startup that has developed a low-cost, portable ultrasound system will relo-cate to Trumbull from Ithaca, N.Y., after securing a $1.3 million investment from Connecticut Innovations.

ZetrOZ L.L.C. was co-founded in 2009 by CEO Bryant Guffey, COO JoAnne Guarino and Chief Science Officer George Lewis and launched its first portable ultrasound device, UltrOZ, in the spring of 2011 to treat pain in horses and other animals.

The investment by Connecticut Innovations, a quasi-governmental authority, was announced April 8 and came as part of a $2.6 million Series A funding round conducted by ZetrOZ.

While UltrOZ primarily serves the equine market, ZetrOZ is conduct-ing clinical trials and seeking the approval of the U.S. Food and Drug Administration (FDA) for a portable ultrasound system that would treat pain in human patients.

ZetrOZ is seeking FDA approval for its ZTX system to treat pain resulting from

arthritis, tendonitis, back pain and other musculoskeletal problems, according to Connecticut Innovations. The technol-ogy was developed by Lewis during his PhD studies at Cornell University, where the three co-founders met.

“With an initial staff of 12, the com-pany is a strong addition to the state’s growing medical device community,” said Claire Leonardi, CEO and execu-tive director of Connecticut Innovations, in a prepared statement.

“We’re looking forward to creating new clinical and manufacturing rela-tionships in the region to generate even more jobs and cutting-edge technology,” said Guffey in a prepared statement.

PRATT & WHITNEY TEAMS WITH UCONN

Aerospace giant Pratt & Whitney Co. recently marked the opening of the Additive Manufacturing Innovation Center at the University of Connecticut’s Storrs campus.

Pratt & Whitney, a United Technologies Corp. unit, has already

invested $4.5 million in the center and over the next five years will contribute $3.5 million more.

The facility will be used by Pratt & Whitney engineers and UConn students to help advance research and develop-ment in the field of additive manufac-turing, which is the process of building three-dimensional objects by adding layer upon layer of material.

“Additive manufacturing is com-plementary to traditional methods by enabling new innovation in design, speed and affordability, and is neces-sary to build the next generation of jet engines,” said Paul Adams, COO of Pratt & Whitney, in a statement.

The center features the latest in 3-D manufacturing equipment and rapid prototyping technologies, according to UConn.

GE BUILDS ON OIL AND GAS UNITGeneral Electric Co. Oil and Gas, a world leader in supporting technology and services for the oil and gas industry, agreed to acquire Lufkin Industries Inc.,

a manufacturer of artificial lift technolo-gies for the industry, for $3.3 billion.

GE’s oil and gas unit is its fastest-growing business sector. The acquisition is expected to broaden its artificial lift capabilities and position it for signifi-cant growth, officials say.

In 2012, Lufkin grew 37 percent, posting $1.3 billion in revenue for the year.

GE is headquartered in Fairfield and its oil and gas subsidiary employs about 37,000 workers in more than 1,000 countries. Lufkin, headquartered in Lufkin, Texas, employs about 4,500 workers in more than 40 countries.

Lufkin’s board of directors unani-mously approved the transaction, which is expected to close in the second half of 2013, subject to shareholders’ and regu-latory approval.

Since 2007, GE Oil and Gas has spent $11 billion on acquisitions, including the recent additions of Wellstream Holdings, Dresser Inc. and Well Support.

— Jennifer Bissell and Patrick Gallagher

NEWS IN BRIEF

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013 3

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BY JENNIFER BISSELL

[email protected]

More canopies and displays at the Stamford Transportation Center might be good news, but not the

kind of news several dozen commuters attending an April 4 public meeting were hoping to learn more about.

Since the Connecticut Department of Transportation (DOT) began discussions in early 2012 to replace the current com-muter parking garage — possibly with a new garage farther from the station to make room for private development — very little information has emerged about the controversial plans.

The DOT has been evaluating pro-posals for a new garage, and an official previously told the Business Journal it was aiming to select a developer by the end of 2012.

“It’s all secretive,” said Jim Cameron, chairman of the Connecticut Rail Commuter Council. “They have not sought public comment or shared any ideas. By the time they finally do, it’s a little too late.”

The DOT first sought conceptual pro-posals for the replacement of the original 727-space garage with a new 1,000-space garage in February 2012 and issued a formal request for proposals (RFP) in July.

The state accepted proposals that called for a new garage to be built either on the same footprint as the current struc-ture or within a quarter-mile walking dis-tance of the train. Under the latter option, a developer could use the site of the exist-ing garage to construct a mixed-use build-ing, according to the RFP.

In January, the State Bond Commission approved $40 million for the Stamford Transportation Center project, which includes $35 million for the construction of a garage and $5 million for staff and consultant services.

DOT officials say the cost of repair-ing the garage, built in the 1980s and owned by the state, would be the same as replacing it.

A portion of the garage that was added in 2004 will remain, said Eugene J. Colonese, a DOT rail administrator.

Commuters, expecting to hear more about the garage at the meeting, continu-ously tried to express their frustration to the event’s organizers.

The organizers, in turn, said they had nothing to do with the garage’s develop-ment. Their focus was on $10.5 million in station upgrades to improve overall customer satisfaction.

Information signs with train arrival times will be installed, additional cano-

pies and entrances onto the tracks will be built and a pedestrian overpass to the fifth track for New Haven to New Canaan connections will be constructed.

About $50 million authorized in January by the State Bond Commission will also be spent on a separate proj-ect to replace the pedestrian bridge over Atlantic Street, which was built in 1896.

One DOT official said the station itself could use $100 million in upgrades, but that the team was working with the fund-ing they had. Some audience members

expressed that attention to bikes and upgrades to the bus center would have also been appreciated.

Joshua Lecar, a commuter who is also a part of an organization to promote bike and “people-friendly” transporta-tion, said it was great to have a public meeting about the station upgrades, but said he still wanted to know more about the parking garage.

The DOT has solicited public input by email, but commuters say they want more details about the actual project

and the proposals. David Martin, a member of the

Stamford Board of Finance and a previous Democratic candidate for mayor, agreed.

While Laure Aubuchon, Stamford’s director of economic development, is a member of the state-appointed advisory council for the project, each of the five members is bound by a confidentiality agreement, Martin said.

“We don’t have any input,” he said. “We have a person who is there, but cannot share information anyway.”

Frustrations build over Stamford train station plans


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PERSPECTIVES

NYC METROBusInEss JOuRnALs

Women today occupy about 14 percent of executive-level roles and about 17 percent of

the directorship positions of Fortune 500 firms.

In Connecticut, women earn between 75 and 80 cents for every dollar that a man working in the same position earns, according to multiple estimates.

And while women continue to push for wage equality and the political rhet-oric machine continues to churn, the latter numbers have not changed drasti-cally in a decade, if not longer.

Equal Pay Day passed last week, April 9 to be specific, with little fanfare.

The date is defined as the break-even point, so to speak, for working women.

Congressman Jim Himes, a Greenwich Democrat, wrote in a blog post: “This means that in order to make the same salary in 2012 for working the same job as a man, the average woman needed to continue working until April 9, 2013 — an additional 99 days. This is because, despite recent gains, the aver-age woman still makes only 77 cents for every dollar a man makes working the same job. The wage gap is not much smaller in Connecticut, where a woman makes just 78 percent of what a man makes for doing the same work.”

While laws such as the Lily Ledbetter Fair Pay Act of 2009, which restored women’s right to challenge unfair pay,

represent gains, “it is clear we have more work to do,” Himes wrote.

“That is why I am also pushing for passage of the Paycheck Fairness Act (H.R. 377), sponsored by Congresswoman Rosa DeLauro. This bill allows the vic-tims of gender-based pay discrimina-tion equal claim for civil action as those receiving discriminatory pay based on race. It also expands the basis by which discrimination can be claimed by broad-ening pay comparison methods and protecting employees who discuss pay information with each other from retali-ation by their employer.”

In Connecticut, Gov. Dannel P. Malloy has instructed Commissioners Catherine Smith and Sharon Palmer of the depart-ments of Economic and Community Development and of Labor to study the factors that contribute to the state’s gender wage gap, and to make recommendations for actions to eliminate wage disparity.

“A lifetime of earning less pay not only means a smaller paycheck, but also means a retirement with less security for a woman and her family,” said Lt. Gov. Nancy Wyman in an April 9 statement. “That is a fundamental economic disad-vantage that is clearly unfair and needs to be dealt with so women can better support their families today and retire on equal footing with men.”

Commissioners Smith and Palmer are due to submit recommendations by

October. And then there is Sheryl Sandberg,

COO of Facebook, who takes women to task in her new book, “Lean In,” for not being more assertive in seeking leader-ship roles in their work.

In a March 7 column that appeared in Time magazine, Sandberg wrote, “I believe that if more women lean in, we can change the power structure of our world and expand opportunities. Shared experience forms the basis of empathy and, in turn, can spark the institutional changes we need. More female leader-ship will lead to fairer treatment for all women. We also need men to lean into their families more, especially since research has consistently found that chil-dren with involved and loving fathers have higher levels of psychological well being and better cognitive abilities.

“The hard work of generations before us means that equality is within our reach. We can close the leadership gap now. Each individual’s success can make success a little easier for the next. We can do this — for ourselves, for one another, for our daughters and for our sons. If we push hard now, this next wave can be the last wave. In the future there will be no female leaders. There will just be leaders.”

Let us hope that push occurs on all levels — from the state to the federal government to corporate America — and that Sandberg’s hopes prove fruitful.

HAVE YOUR SAYWe want to hear from you! Have an opinion column, letter to the editor or story idea? Send it to us! Please include your name, home or business address, email and phone number. We reserve the right to edit all submissions and publish them in print or online.EMAIL SUBMISSIONS TO [email protected]

Chiming in on equal pay

Last week, William M. Raveis and Robert D. Scinto provided a fantastic narrative about their respective careers at an April 9 event presented by the Business Journal and Wag magazine.

Neither Raveis nor Scinto had any right to succeed in real estate, and yet look at what they accomplished: Today, they own among the largest and most successful residential and commercial real estate firms in New England.

Each, in his own way, used outside-the-box thinking and a healthy dose of imagination to launch his career — whether that meant paying higher rates than the competition and thereby accept-ing lower margins or taking calculated risks on properties no one else thought would succeed.

At the Business Journal, we strive to celebrate innovators and the crucial

role they play in sparking their company, industry and region to change and to embrace new ways of attacking old prob-lems.

Two months from now, we will honor 40 individuals under the age of 40 for contributions to their businesses and communities.

For that, we’re asking your help, as readers and business leaders in your own right, in choosing the 40 young business leaders who best define the spirit of inno-vation that makes Fairfield County a great place to live and work.

To submit a nomination — perhaps for a co-worker, an employee, a business partner or even for yourself — please visit us online at Westfaironline.com/40-under-40/.

Nominations for the 2013 40 Under 40 Awards, which will be held June 20

at the newly opened Hotel Zero Degrees Norwalk, are due April 19.

Thank you for your help in this endeavor, and as always, thank you for your ongoing support.

— Patrick GallagherBureau Chief

A call for innovators


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West Hartford entrepreneur Adam Alfin has been wearing a tie for more than 20 years.

“And I have always dreaded the tie-tying process and the tie-wearing experi-ence,” he says.

Alfin, admittedly exaggerating a bit about his tie-wearing struggles, said he nonetheless wanted to make it easier for men to fold their shirt collars down over their ties without the tie sticking out the back or getting rumpled in the process.

He and three friends co-founded Parle IV L.L.C. in the beginning of 2012 and have so far come up with three shirt prototypes, each with a unique collar design.

The four, in search of funds to bring their prototypes to market, recently launched a campaign on the popular crowdfunding platform Kickstarter Inc. Through its campaign, the group hopes to secure $185,000 in pledges by April 29.

“We’re really just focusing right now on getting more exposure and getting the word out there in order to drive more traf-fic to our Kickstarter campaign,” Alfin said. “We are in the process of really developing a fundraising strategy that will enable us to raise some funds through venture capi-tal and that’s part of our plan and part of our next step.”

Parle IV is just one of hundreds — if not thousands — of Connecticut companies to solicit funds through Kickstarter and other donation and reward-based crowd-funding platforms.

To date, companies seeking funds through Kickstarter have secured more than $470 million in donations.

However, investors and financial experts say donation-based crowdfunding represents just the tip of the iceberg.

The Jumpstart Our Business Startups (JOBS) Act, signed into law by President Barack Obama April 5, 2012, included a provision that legalized equity- and debt-based crowdfunding.

Under the JOBS Act, companies are now allowed to issue up to $1 million in equity or debt to accredited investors through online crowdfunding portals that meet certain standards.

Experts say the expansion of crowd-funding could yield billions of dollars in new investments in a market where, cur-rently, businesses are limited to pledging rewards in exchange for donations.

The problem? The U.S. Securities and Exchange Commission (SEC), which is under new leadership as of last week with the Senate’s confirmation of Chairman

Mary Jo White, has yet to finalize rules to govern crowdfunding.

The JOBS Act, which was passed with very little opposition from either Democrats or Republicans, has been championed for opening up new doors to up-and-coming businesses in search of financing by easing securities regulations.

However, critics have said the law represents a significant deregulation of the financial services industry and Wall Street, and have questioned whether it goes too far in reversing safeguards that were put in place to protect investors and consumers through the Sarbanes-Oxley Act in 2002 and through the Dodd-Frank Wall Street Reform and Consumer Protection Act.

At a Senate confirmation hearing in

Crowd controliNvestors aWait NeW croWdFuNdiNg regulatioNs

» Crowd, page 8


Fairfield County offices, according to a Business Journal analysis.

Reyno A. Giallongo, chairman and CEO of First County Bank, said the Fairfield County banking market is “abso-lutely” oversaturated.

“You could probably open up the Darien phone book and there would be 25 branches of 15 different banks just in the town of Darien,” Giallongo said. “I couldn’t even tell you how many banks there are in Stamford ... Everybody’s here, so it’s such a good market for banking, but it’s a mature market.”

First County, based in Stamford, has 15 branches in Fairfield County — up from 14 branches in 2007. “We like our branch system a lot, we like brick and mortar a lot,” Giallongo said.

However, he said, First County and others are in the midst of a “rightsizing.”

“Transaction counts are decreasing in the branches,” Giallongo said. “So the bank branches themselves are — I hate to use the term rightsized — but they’re being rightsized for the combination of technology and selling activity going on in the branches these days.”

Giallongo said First County’s branch-es are being restructured to be more cus-tomer service- and selling-oriented, say-ing, for example, “If you walk into one of our branches as a customer and you have a checking account, someone should chat with you about what’s going on in your personal life and talk with you about the need for life insurance.”

Judd Caplain, a national leader of banking and diversified financials in KPMG L.L.P.’s advisory services unit, said

losing a developer who’s been learning and working in the country for six years and hasn’t yet secured a green card. The employee’s wife is unable to work and with the economic scene improving in India, the couple is considering moving back.

“It’s really creating a hardship for this gentleman and his family to stay here,” Leahy said.

Given the current shortage of skilled workers in technology and students coming out of the education system, Himes said he understood the employ-ers’ argument, but added that the policy changes would be hard to sell to some in Congress.

“The barriers that we’re talking about are not solvable overnight,” Himes said. “They’re cultural, they’re aspiration, they’re nothing that’s going to go away overnight.”

Immigration — » From page 1

Technology —» From page 1

nesses want Congress to make it easier to both hire immigrants and for immigrants to become citizens.

Yaacoby said as a startup company she can’t afford the salaries to lure skilled software programmers away from their current jobs. Their skills are too high

in demand and there are not enough of them, she said. Often she’ll work with college students, but the relationship isn’t long term. After they graduate, they may leave the state and in other instances, they too leave for higher-paying jobs.

Offshoring usually comes with the benefit of paying lower wages, but Yaacoby said she doesn’t save any money with the amount of time it takes to man-age and train the employees, often on subjects as simple as American customs.

“The challenge of managing overseas workers is a nightmare,” she said. “It’s not really a money issue.”

Yaacoby and other attendees agreed the long-term solution to the shortage of skilled technology workers lies within the nation’s education system, but that in the short-term, employers needed to be able to hire from abroad. Many said they need to hire more highly skilled immigrants

than they’re currently allowed.“Inventors really don’t discriminate by

country of birth,” said Philip Strassburger, a vice president at Purdue Pharma L.P. in Stamford. “We absolutely rely on being able to get the best around the world. If we can’t get the best inventors they’re going to go somewhere else or the inven-tions are going to take place somewhere else and we’re just not going to be able to compete.”

Other employers expressed frustra-tion over the process of becoming a citi-zen and securing a green card for per-manent residency. Representatives from Pitney Bowes Inc., the Innovation Center and smaller startups noted the stress it causes employees and the cost it has on productivity.

Jennifer Leahy, human resources manager at etouches Inc. in Norwalk, said the company is currently at risk of

Rep. Jim Himes speaks with Fairfield County employers about the lack of skilled American workers in technology.

the shift described by Giallongo is occur-ring nationwide.

“If anything, the banks would like to use their branches more as a store, or sales channel, rather than for processing transactions,” Caplain said.

Regulations such as the Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act, which caps the fees that banks can collect on debit card transactions, have cost banks billions of dollars in lost revenues, Caplain said.

“Since the financial crisis, banks have seen a decline in their top-line revenue,” he said. “Revenues are just not growing, and if they’re growing, it’s very modest growth.”

STRATEGIC SHIFTWebster Bank, based in Waterbury,

is among the region’s banks that have taken steps to reverse that trend of falling revenues.

In his March 15 letter to shareholders, James C. Smith, chairman and CEO of Webster Financial Corp. and banking sub-sidiary Webster Bank, wrote, “Strategic investments in electronic banking, infra-structure and relationship businesses are producing higher revenues, operating leverage and improving returns.”

Over the past two years, Webster has consolidated its branch network by about 10 percent, Smith wrote.

Last year, Webster accelerated the installation of 251 deposit automated, image-capture, touchscreen ATMs.

Deposits at the upgraded ATMs are up more than 40 percent, Smith wrote, while branch deposit transactions fell 8 percent over the same period.

“By enabling customers to shift routine transactions to ATMs and eBanking, we are freeing our branch bank-ers increasingly to provide financial advice rather than transaction assistance,” Smith wrote.

After introducing a “Universal Banker” program and certifying all branch managers as business bank-ers, Webster’s business loan volume grew by 44 percent in 2012.

At First Niagara Bank, which is based in Buffalo and which recently entered

the Fairfield County market through the separate acquisitions of 14 NewAlliance Bank and HSBC Bank USA branches, mobile banking is among the fastest-growing services.

“For our franchise here in New England, lower Fairfield is an extreme-ly important market for us. ... Fourteen branches strong is a great place for us to be,” said Marlene Piche, First Niagara’s retail banking director for the New England region. But, she said, “Mobile banking is a reality.”

Since First Niagara launched its mobile banking application for smartphones in January, 78,000 customers have down-

loaded it, representing 20 percent of the bank’s customer base.

‘EYE-POPPING’ CLOSURESU.S. banks and thrifts closed an esti-

mated 2,200 branches in 2012, a statistic Lindsey R. Pinkham, president and CEO of the Connecticut Bankers Association, called “eye-popping.”

“The role of the branch will be chang-ing, has been changing over the last few years. One of our institutions that I’m aware of actually has a teller-less branch,” Pinkham said, with tellers located at the main office and able to speak with cus-tomers remotely. “How much that takes hold, I don’t know, but obviously the tech-nology is here to do that.”

The closures, however, have yet to reach Fairfield County.

With the exception of mergers and branch acquisitions — such as First Niagara Financial Group’s recent acquisitions — the county’s institutions and their branch counts were mostly unchanged from June 2007 to June 2012, according to FDIC data.

Other changes include Washington Mutual Bank’s 2008 collapse and the sub-sequent sale of its assets to JPMorgan Chase Bank, Wells Fargo Bank’s acquisi-tion of Wachovia Bank and TD Bank’s acquisition of Commerce Bank.

In June 2007, 20 commercial banks and 12 savings institutions had branches in Fairfield County; last year, there were 22 commercial banks and 10 savings insti-tutions with branches.

People’s United Bank, Bank of America and JPMorgan Chase Bank — the county’s three biggest banks by branch count in 2007 — have maintained their positions as the top three banks in Fairfield County by branches.

Since First Niagara launched its mobile banking application in January, 78,000 customers have downloaded the app.


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March, White, a former U.S. attorney in Manhattan, declined to say whether she supported the JOBS Act, but said she would follow Congressional intent with regard to its provisions.

Elizabeth Kulik, co-founder of the crowdfunding platform ProHatch L.L.C., said, “No one is by any means letting their guard down that the possibilities (for abuse) are there. But there’s lots of differ-ent checks and balances.”

ProHatch, which is based in Boston with field offices in New York City and Hartford, is one of the many businesses that sprung up in anticipation of the start of equity-based crowdfunding.

“Where we look at crowdfunding and see tremendous opportunity is all over Main Street,” Kulik said. “You’re talking businesses, you’re talking community development and you’re talking about job creation.”

The company was formed a year and a half ago and is getting ready to launch its first projects later this spring.

Companies that launch campaigns on ProHatch will be required to map out their projects in 30-day phases that align incremental fundraising goals with key business milestones.

ProHatch enables donation-based crowdfunding — where businesses can

seek donations online in exchange for small rewards and status updates — and is preparing to cater to businesses that hope to issue equity and debt through crowd-funding means.

“We think that there’s a real value to doing the donation-reward side,” Kulik said. “Some of the byproducts of that kind of fundraising are really, really valuable in an early-stage enterprise.

“Then there’s the other side ... who are looking at this (the JOBS Act) and saying this is an amazing way to attract new and accredited investors,” she added.

When the company was developing the technology behind its platform, Kulik said accountability was prioritized.

As a result, any business that seeks funds through ProHatch is required to deliver donors — or investors — three pre-scheduled updates on business milestones for each 30-day funding phase.

“For us, that was basic: you don’t give someone money unless they’re going to tell you what they did with it and how it went,” Kulik said.

Ultimately, she said there is evidence to suggest that fraud will be minimal in equity-based crowdfunding.

“If you look to the examples in Australia and Europe where the fraud levels are very low and the success rates are high, a lot of it goes to the regulations,” Kulik said. “But the crowd also smells when things are not correct, and is very vocal.”

Crowd —» From page 5

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Others may have seen an idle manufacturing facility in Stratford’s old U.S. Baird Building, but Two Roads Brewing Company recognized a chance to revitalize a piece of history – and at the same time, create a state-of-the-art brew house. Yet before one drop of beer could flow, the 1911 brick structure would require a total systems overhaul – and a forward-thinking energy strategy.

The Energy Conscious Blueprint Program was there to assist.

Our energy specialists explored various concepts with Two Roads’ management, keying aggressive efficiency targets to whole-building performance. Ultimately, a sophisticated program of advanced manufacturing systems, environmental controls and other energy-saving measures was implement-ed, supported by a generous incentive from the Energy Efficiency Fund.

Today, Two Roads Brewing is beginning a new era of manufacturing with an energy strategy that makes environmental and economic sense, now and for the future. And that’s just the competitive advantage every Connecticut business needs.

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[email protected]

Call it Craigslist for the communica-tions industry.

Advertising industry veteran and Norwalk resident Roger Chiocchi launched RFPalooza.com last June in hopes of providing small ad and mar-keting agencies and freelancers with a source of new business leads.

“I thought it was an interesting busi-ness opportunity because I care about the advertising industry, but particularly small and medium-size agencies that got devastated by the economic downturn,” Chiocchi said. “This is one way to help them find new business and hopefully is a business opportunity for me.”

RFPalooza.com is designed to be a clearinghouse for companies in search of communications services — from graphic design to marketing and pub-lic relations — to post requests for pro-posals (RFPs). Agencies and freelanc-ers are then able to view and respond to the requests, much like government agencies submit requests for projects in search of contractors.

The initial demand and use of the web-site was so great, Chiocchi said he rede-signed and relaunched the site last fall.

He said there are four or five new RFPs added each day, with between 40 and 50 active RFPs at any given time.

“When we first started, there were maybe 10 (requests for proposals) posted there on any given time, and then it caught on after a while,” he said. “So we upgraded the site, got a much more pro-fessional look and now we have about 50 RFPs featured every day and we get about 1,000 unique visitors a month, which is pretty good considering it’s a very niche-oriented site.”

On RFPalooza.com, agencies and freelancers are able to find RFPs in fields that include marketing, branding, web design, social media, public relations, market research and general advertis-ing.

The website caters specifically to small and medium-size agencies with anywhere from a few employees to 30 or 40, Chiocchi said.

In addition to founding RFPalooza.com, Chiocchi — who worked for Young & Rubicam and related Madison Avenue agencies for the better part of 25 years — is a principal of Brandloft L.L.C., a small advertising agency in Norwalk.

“One of the things you do as a small

advertising agency is you always have to be on the lookout for new business,” Chiocchi said.

RFPs represent one continuous source for leads, Chiocchi said.

“About a year ago, I started finding RFPs online and responding to some of them that made sense for our agency,” Chiocchi said. “And then someone told me, ‘Maybe there’s a business there.’”

Chiocchi said everything from the website’s name to its design seek to dif-ferentiate RFPalooza.com from generic online RFP services.

“I wanted to try to give it a little bit of a personality,” he said. “People in the ad business are a little bit more spirited ... I wanted to create a brand for it that had some life to it and sort of expressed the energy of the ad business.”

Posting or responding to RFPs through the website is currently free of charge.

“We’re actually working on trying to make some of it a premium service so it can start paying for itself, and then we’ll add even more people,” Chiocchi said. He said he runs the website with the assistance of a handful of friends who provide assistance for little or no pay.

Ad-a-paloozaNiche site provides leads to ad, marketiNg iNdustries


Watch For Updates

On Our

Local Leader Panel!

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Chick-fil-a Leadercast is a one-day leadership

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inspiration, learning, connecting and more.

ask aNdi BY ANDI GRAY

I’M TRYING TO GET MY SALES FORCE INTO SHAPE. ONE OF MY PEOPLE IS NOT A TIGRESS

AT PROSPECTING. ANOTHER WILL CALL ON EXISTING CONTACTS AND REFERRALS, BUT

IF I SEND HIM TO A NETWORKING EVENT, HE MIGHT LEAVE WITHOUT MAKING ANY

CONTACTS. WE NEED QUALIFIED LEADS AND IT’S TAKING TOO MUCH TIME TO LEARN HOW

TO GET THEM. THOUGHTS OF THE DAY: Make it clear what’s expected. Build a complementa-ry team. Make sure marketing is doing its part to deliver opportunity. Review results and get people into the right jobs.

Lay out expectations from day one. With existing personnel assigned to sales, go over the basics. Develop a weekly report that people have to complete and talk about.

We use an Excel spreadsheet with rows for the activities expected and col-umns for the weeks. Rows include network-ing, cold calling, sales class, intro letters sent, intro calls made, weekly sales lead group, referral meetings and trade shows. We have two rows for each: The first row is to check off if they did the activity and the second row is to record contacts uncovered through those activities. The bottom of the report is where they recap the number of leads identified, qualified, moved into the sales process and closed.

We show this report to prospective salespeople. Existing salespeople review it weekly in our staff meetings. Making it clear what’s expected — and that activity or lack of activity will be visible — helps people who want to be in sales know this is a serious opportunity.

Try to get a mix of people and get them working together. On the team you want some people who are good at opening doors. Others on the team should be good at follow up and closing.

Check on the number of leads that the company produces for the sales-people to follow up on. If it’s very limited, put some more dollars into marketing. Try to reduce the cost of making new con-tacts by investing in programs that will identify warm prospects. Letter and mail campaigns, outside vendors assigned to make calls, booths at trade shows, etc. are all ways to get warm leads for the sales-people to work on.

Take a look at the spreadsheet after it’s been in use for a couple months.Look at who has been effective at vari-ous activities. Make sure you have people assigned to work in the right part of the sales funnel. Someone who’s always going

to networking events but never identify-ing leads either needs training or needs to spend time doing something more pro-ductive. Someone with a lot of leads and very few closes may also need training, or may benefit from being teamed up with a closer to learn how to make things hap-pen more quickly.

Keep in mind that everyone seems to run through hot and cold spells. If some-one has low results for a couple of weeks, don’t panic. Take time to talk about what’s

going on and see if there’s some other activity that can be added to the mix that will lead to more results. Give it another couple weeks to take hold. If a drop in results persists, check to see if it’s a warn-ing sign about the viability of the market the person is calling on. Or, is this person just souring on sales altogether, in which case it may time to make a change.

Your job as manager is to step back from the action and keep an overview of what’s going on. Move people around.

Push up on marketing efforts. Make sure that new activity is flowing steadily through the pipeline. Learn to read the reports to see what’s going on.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535 or via email at [email protected].

Build a tip-top sales team


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Over the past few months, the state’s top leaders have made calls on business lead-ers in Fairfield County focusing primarily on the state’s economy. As part of our Democ-racy Works! initiative to increase public awareness of the most important issues

facing the state, Governor Malloy and the state’s legislative leadership addressed the business community in January and March, respectively. The Business Council would like to thank Purdue Pharma L.P. for their generous support of this initiative.

Governor Malloy specifically addressed the state of the economy in his remarks, and the challenges presented by the lag-ging national economy. In order to buttress economic development in the state, he pointed to key investments made during his administration including financial assistance to keep companies growing in the state, as well as the investments made to deepen Connecticut’s bioscience industry.

While the Governor’s address preceded the release of his fiscal budget, he did ac-knowledge “tough cuts” would have to be made.

ACT II – THE BUDGET AND ECONOMIC GROWTH

The state’s budget proved to be the ma-jor point of discussion at the Business Coun-cil’s 2013 Legislative Leadership Breakfast.

The nation’s slow economic growth in 2011 and 2012 has had serious repercus-sions for Connecticut’s budget and our poli-cy makers. The need to grow our economy while protecting the most vulnerable among us is the most important task facing this Legislature.

The building blocks of economic growth and job creation are directly linked to Con-necticut’s investment in both human and physical infrastructure and its commitment to prudent, transparent fiscal management. For this ‘budget session’ we urge our legis-lators to focus on the priorities of the quality of our workforce, infrastructure investment and fiscal reform at both the state and local levels.

For specifics on the challenges and

Follow us! facebook.com/BusinessFairfield #BCFairfieldCo

Decisions 2013

with Keith Reynolds, Program Director, SpeedUp Fairfield County

What is SpeedUp Fairfield County?SpeedUp is a new program from The Busi-ness Council to help early-stage entrepre-neurial companies. We organize and pro-mote resources, services, and information to fuel growth and create jobs in Fairfield County.

SpeedUp helps small companies assess whether they are of moderate- or high-growth potential. SpeedUp Fairfield Coun-ty provides resources to moderate growth firms, while our Growth Company Advisory Services guides high growth businesses.

SpeedUp Fairfield County and Growth Company Advisory Services work within the Stamford Hub of the Connecticut Inno-vation Ecosystem.

Why SpeedUp Fairfield County?Small businesses are responsible for most of the jobs created in the state. We want to foster that job creation by supporting early-stage and growth companies.

What’s in it for me?• Develop new markets• Conduct customer profiling & lead generation• Refine business models• Gain access to competitive intelligence• Find talent: Employees, internships, re-search projects & partnerships• Access public and private growth financ-ing and capital• Understand targeted Connecticut econom-ic development & Federal SBA programs

Q & A

Who’s eligible?SpeedUp is designed to serve Fairfield County businesses that have 10 – 100 employees and moderate-to-high growth potential. While those companies with the highest growth rates are eligible to participate in our Growth Company Advi-sory Services, a wide range of resources is available to all our applicants.

How to get involvedGo to BusinessFairfield.com.Entrepreneurs, mentors, service provid-ers, and subject matter experts can also participate in the Connecticut Innovation Ecosystem by going to CTnext.com.

choices facing the state, we urge you to read The Business Council’s Legislative Program, “Connecticut’s Challenges and Choices” at www.BusinessFairfield.com.

From l to r Joe McGee, BCFC VP Public Policy and panel mod-erator; Speaker of the House Brendan Sharkey (D-Hamden); House Minority Leader Larry Cafero (R-Norwalk); Senate Minority Leader John McKinney (R- Easton, Fairfield, Newtown and Weston.)

Governor Malloy pre-senting to The Business Council of Fairfield County earlier this year.

From l to r: Joe McGee, BCFC VP Public Policy; Sen. Minority Leader John McKinney; Event Host Alan Must, V.P. State Gov’t. & Legislative Affairs, Purdue Pharma L.P. ; House Minority Leader Larry Cafero, and Speaker of the House Brendan Sharkey

Young Professionals Network

SAVE THE DATES!

MAY 14Leadership Luncheon

with Dale KutnickSenior Vice President,

Executive Programs, GartnerDale joined Gartner in 2005 as se-

nior vice president and director of re-search following the company’s acqui-sition of META Group where he was co-founder, chairman of the board and research director.

He also served as president, CEO and research director of META Group from its inception in 1989 through 2002. Before co-founding META Group, Dale was executive vice president of re-search at Gartner and an executive vice president at Gartner Securities.

MAY 18Stepping Stones Museum for

Children’s 8th Annual Step Out Wine and Food Tasting Event

Join the BCFC’s Young Profession-als Network as we support Stepping Stone’s award-winning educational ex-periences and gather to network and nosh under Stepping Stones’ tented Celebration Courtyard at this adults-only event.

For more details on YPN’s upcom-ing events visit us at businessfairfield.com or contact Eric Mayrhofer at 203-359-3220.

The Young Professionals Network (YPN), a member initiative of the Business Council of Fairfield County, is a peer-based organization of professionals, aged 24 to 39, who work and/or live in Fairfield Coun-ty, Connecticut. Our events bring together invited individuals from all kinds of compa-nies located throughout Fairfield County to network, enrich professional development and to create awareness of the many vol-unteer opportunities in the area



[email protected]

If only Google had been around when William M. Raveis Jr. came into the business. Raveis was 27 years old and working

for Sikorsky Aircraft Corp. when he decid-ed he wanted out of corporate America.

A quick glance at the Fortune 100 told him all he needed to know: “Ninety percent were in real estate, so I said, why don’t I get into real estate?”

There was just one hold-up. “I didn’t know how to do real estate, so

I went to the library looking for, well, how do you run a real estate company? What forms do you use?”

Sitting opposite Raveis in the audito-rium at 3 Corporate Drive in Shelton was Robert D. Scinto, who entered the real estate community as an underdog and an unassuming, hard-working plumber from Bridgeport.

The realization hit Scinto one day while at work on a coal-encrusted boiler. “I looked down into that furnace, and I said, I’ve got to use my imagination. I’ve got to do something different with my life. I can’t do this any longer.”

Today, Raveis and Scinto own, respec-tively, the largest family-owned residential real estate firm in the Northeast and one

of Fairfield County’s largest commercial development firms.

William Raveis Real Estate Inc. is a full-service real estate, mortgage and insur-ance brokerage, based in Shelton, with more than 3,000 associates and 90 offices throughout the Northeast. The company has annual real estate sales of nearly $5.6 billion and a total mortgage volume of $9 billion.

While Raveis was selling homes, Scinto went the commercial route. R.D. Scinto Inc., also in Shelton, owns 32 commer-cial and industrial buildings in Fairfield County comprising more than 2.5 million square feet and worth $250 million, with the company boasting a 98 percent occu-pancy rate.

The two friends, who became acquainted years ago while both were attending city of Bridgeport zoning board meetings, regaled 200 people in atten-dance at an April 9 event presented by the Business Journal and Wag Magazine with stories of how they got into real estate.

The event was moderated by William E. Purcell, president of the Greater Valley Chamber of Commerce, and hosted by R.D. Scinto.

BUILDING ON SOUND PRINCIPLESBoth stressed that a resounding faith

in their principles was the key to their subsequent successes — and their abil-ity to be resilient in the face of economic hardship.

“The bottom line is this: When you consider your business your tenants’ (business), when you don’t consider them your tenants but you consider them your friends and your business partners ... your job is to grow them, to make them successful,” Scinto said.

Scinto said being a landlord is about “always looking out for your tenants or your business partners, for their benefit. Remember, I’m here to serve you ... I need you to succeed. In fact, when I rent space and a guy wants to take more space than he needs, I tell him ‘No. Please don’t take more than you need. Take what you need — I need you to pay rent, I don’t need you to go broke.’”

Scinto described a tenant who once called on him to examine a crack in the marble floor of their leased office space.

“It was 1990 — the worst year of my life,” Scinto said. “I woke up one day and I owed the bank $62.5 million person-ally. I owed vendors about $7 million ... I had 365,000 square feet of empty space and I was losing $500,000 a month in cash, and my real estate was 50 percent underwater.

“That’s the hole I was in,” he said. While the tenant was likely at fault,

Scinto said he paid for the repairs to the flooring at the tenant’s behest.

“Three years later, (he) signed a lease for 87,000 square feet. He never looked up from the paper as he said, ‘I always remember that floor, Bob.’ So that sense of service — you never know when it’s going to come back and help you,” Scinto said.

Raveis credited his success to a belief that empowering one’s employees and recognizing them for their successes and failures is key to growth.

“The public is usually perceived as the customer of the real estate agent, of the company. We reversed that a little bit: our agent is our customer,” Raveis said. “My job is to build their business and to help them become successful with their customers.”

Early in the process of building up William Raveis Real Estate, the company worked to support each of its agents with the infrastructure and resources they needed, Raveis said.

“At the end of the day ... everybody’s connected,” he said. “There’s no one per-son who’s really important. Everybody’s connected. And without the people who work for you, you have nothing — you basi-cally have furniture.”

Building from square oneraveis aNd sciNto oFFer liFe lessoNs

from left: William E. purcell, William M. Raveis Jr. and Robert d. scinto. In the background, the iconic 1936 photograph, Migrant Mother. scinto, whose facility hosted the April 9 event, said photography inspired him to be a compassionate individual. photo by Bob Rozycki


THE LISTYachts and Marinas

Listed alphabetically Yacht Clubs and Marinas Fairfield CountyNext list: April 22

Private Schools

The Belle Haven Club100 Harbor Drive, Greenwich 06830861-5353 • bellehavenclub.com41°00.16N • 73°38.05W1889Private yacht club

Darien Boat Club135 Pear Tree Point Road, Darien 06820655-1927 • [email protected] Late 1940sPrivate yacht club for the citizens of Darien, with boats ranging in size from dinghies to power and sail boats

Indian Harbor Yacht Club710 Steamboat Road, Greenwich 06830 869-2484 • [email protected]°00.40N • 73°37.23W1889Private yacht club on Long Island Sound, sailing and racing, banquet facilities

Pequot Yacht Club 669 Harbor Road, Southport 06890255-5740 • pequotyc.com [email protected] 1920Private yacht club on Long Island Sound

Black Rock Yacht Club80 Grovers Ave., Bridgeport 06605335-0587 • [email protected]°08.780N • 73°13.417W1926Private yacht club at Black Rock Harbor, restaurant and full bar, sailing instruction and racing, swimming and tennis

Dolphin’s Cove Restaurant & Marina421 Seaview Ave., Bridgeport 06607335-3301 • seaviewsundays.com/[email protected] and marina, rental slips, transit docks,dry storage for the winter

Ischoda Yacht Club138 Water St., South Norwalk 06854853-8886 • ischoda.com1886Private yacht club

Riverside Yacht Club 102 Club Road, Riverside 06878 637-1706 • [email protected] 41°01.25N • 73°35.30W1888Private yacht club on Long Island Sound with marina services

Brewer Stratford Marina605 Broad St., Stratford 06615377-4477 • [email protected] Full-service marina on the Housatonic River with 200slips, on-site marine supplies, repair service and brokerage, restaurant, canvas shop, pool

East End Yacht Club104 Bay St., Bridgeport 06607 366-3330 • eeyc.org1912Private yacht club

Miamogue Yacht Club 144 Seaview Ave., Bridgeport 06607334-9882 • miamogue.comPrivate yacht club with social events, racing

Rowayton Yacht Club at Hickory Bluff77 Bluff Ave., Rowayton 06853854-0807 • [email protected] yacht club formed by the residents of Rowayton, Salty Dogs environmental and marine awareness program, junior sailing

Brewer Yacht Haven Marina181 Harbor Drive, Stamford 06902359-4500 • [email protected] Full-service marina with 350 seasonal slips, on-site marine supplies, repair service and brokerage

Echo Bay Marina L.L.C.227 Candlewood Lake Road, Brookfield 06804775-7077 • [email protected] marina located on Candlewood Lake

The Minuteman Yacht ClubP.O. Box 587, Westport, [email protected] yacht club for citizens of Westport, racing,social events

Saugatuck Harbor Yacht Club 6 Great Marsh Road, Westport 06880227-3607 • [email protected] yacht club with 200 members, pool and barbecue area open to transient yachtsmen

Candlewood Yacht Club 7 Shore Drive, New Fairfield [email protected] yacht club on Candlewood Lake

Fayerweather Yacht Club51 Brewster St., Bridgeport 06605576-6796 • [email protected] 41°06.15 N • 73°13.02W1919Private yacht club located at Black Rock Harbor, sailing and fishing

Noroton Yacht ClubP.O. Box 925, 23 Baywater Drive, Darien 06820655-7686 • 655-7763 • [email protected]°02.7N • 073°29.2W1928Private yacht club, beach, clubhouse available for private functions

Shore and Country Club220 Gregory Blvd., Norwalk 06855 838-7507 • [email protected] yacht club, tennis, boating, social events

Captain's Cove Seaport1 Bostwick Ave., Bridgeport 06605 335-1433 • captainscoveseaport.com41°09.40N • 073°12.48W1982Seaport complex at Black Rock Harbor with 350 slips, restaurant, shops, marina facilities and attractions

Greenwich Boat & Yacht ClubP.O. Box 40, Greenwich 06836622-9558 • [email protected] yacht club for the citizens of Greenwich on Greenwich Harbor

Norwalk Cove Marina48 Calf Pasture Beach Road, East Norwalk 06855 838-2326 • norwalkcove.com1957Full-service marina on Long Island Sound, 400 slips, mini-golf, picnic, barbecue area

Sprite Island Yacht ClubShorehaven Road, P.O. Box 1048, East Norwalk 06856866-7879 • spriteisland.com41°05.371N • 73°22.929W1946Private yacht club on Sprite Island in Long Island Sound, camping, swimming

Cedar Marina 86 Bostwick Ave., Bridgeport 06605 335-6262 • [email protected] marina and dredging contractor on Long Island Sound

Halloween Yacht Club10 Seaview Ave., Stamford 06902348-5510 • [email protected]°02.7N • 73°31.3W1926Yacht club open to all with no waiting list, Thursday-night racing

Norwalk Yacht Club10 Nathan Hale Drive, Wilson Point, South Norwalk 06854866-0941 • [email protected]°03.50 • 73°25.481894Private yacht club, programs for racers, cruisers and junior sailors

Stamford Yacht Club97 Ocean Drive West, Stamford 06902 323-3161 • [email protected] 41°01.46N • 073°31.48W1890Private yacht club, sailing and tennis

Cedar Point Yacht Club1 Bluff Point, Westport 06880226-7411 • 226-7412 • cedarpointyc.orgPrivate yacht club on the Saugatuck River, clubhouse with snack bar and separate kitchen facilities, self service bar, grill area, two beaches, fenced playground, parking for 200 cars, slips for 130 racing and cruising sailboats

Housatonic Boat Club51 Shore Road, Stratford 06615 377-9195 • [email protected]°11.05N • 73°07.41W1887Boat club on the Housatonic River behind the Stratford Festival Theater, 70 moorings and 30 slips available for members

Old Greenwich Yacht Club P.O. Box 162, Old Greenwich 06870637-3074 • ogyc.org [email protected] 00.43 N • 73 34.95W1943Yacht club on Long Island Sound, open to residents of Greenwich

Wilson Cove Yacht Club and Marina120 Wilson Ave., Rowayton [email protected] yacht club and marina, cruising and social programs

Listed alphabetically.

NameAddressPhone (Area code 203 unless otherwise noted)WebsiteEmailLatitude and longitude (if available)Year establishedDescription (bold)

Questions or comments, call (914) 694-3600, ext. 3005.Source: Information from yacht club and marina websites. Note: This is a sampling of local yacht clubs and marinas. If you would like to be included on future lists, email [email protected].


SPECIAL REPORT Health Care

Listed alphabetically Yacht Clubs and Marinas Fairfield CountyNext list: April 22

Private Schools

The Belle Haven Club100 Harbor Drive, Greenwich 06830861-5353 • bellehavenclub.com41°00.16N • 73°38.05W1889Private yacht club

Darien Boat Club135 Pear Tree Point Road, Darien 06820655-1927 • [email protected] Late 1940sPrivate yacht club for the citizens of Darien, with boats ranging in size from dinghies to power and sail boats

Indian Harbor Yacht Club710 Steamboat Road, Greenwich 06830 869-2484 • [email protected]°00.40N • 73°37.23W1889Private yacht club on Long Island Sound, sailing and racing, banquet facilities

Pequot Yacht Club 669 Harbor Road, Southport 06890255-5740 • pequotyc.com [email protected] 1920Private yacht club on Long Island Sound

Black Rock Yacht Club80 Grovers Ave., Bridgeport 06605335-0587 • [email protected]°08.780N • 73°13.417W1926Private yacht club at Black Rock Harbor, restaurant and full bar, sailing instruction and racing, swimming and tennis

Dolphin’s Cove Restaurant & Marina421 Seaview Ave., Bridgeport 06607335-3301 • seaviewsundays.com/[email protected] and marina, rental slips, transit docks,dry storage for the winter

Ischoda Yacht Club138 Water St., South Norwalk 06854853-8886 • ischoda.com1886Private yacht club

Riverside Yacht Club 102 Club Road, Riverside 06878 637-1706 • [email protected] 41°01.25N • 73°35.30W1888Private yacht club on Long Island Sound with marina services

Brewer Stratford Marina605 Broad St., Stratford 06615377-4477 • [email protected] Full-service marina on the Housatonic River with 200slips, on-site marine supplies, repair service and brokerage, restaurant, canvas shop, pool

East End Yacht Club104 Bay St., Bridgeport 06607 366-3330 • eeyc.org1912Private yacht club

Miamogue Yacht Club 144 Seaview Ave., Bridgeport 06607334-9882 • miamogue.comPrivate yacht club with social events, racing

Rowayton Yacht Club at Hickory Bluff77 Bluff Ave., Rowayton 06853854-0807 • [email protected] yacht club formed by the residents of Rowayton, Salty Dogs environmental and marine awareness program, junior sailing

Brewer Yacht Haven Marina181 Harbor Drive, Stamford 06902359-4500 • [email protected] Full-service marina with 350 seasonal slips, on-site marine supplies, repair service and brokerage

Echo Bay Marina L.L.C.227 Candlewood Lake Road, Brookfield 06804775-7077 • [email protected] marina located on Candlewood Lake

The Minuteman Yacht ClubP.O. Box 587, Westport, [email protected] yacht club for citizens of Westport, racing,social events

Saugatuck Harbor Yacht Club 6 Great Marsh Road, Westport 06880227-3607 • [email protected] yacht club with 200 members, pool and barbecue area open to transient yachtsmen

Candlewood Yacht Club 7 Shore Drive, New Fairfield [email protected] yacht club on Candlewood Lake

Fayerweather Yacht Club51 Brewster St., Bridgeport 06605576-6796 • [email protected] 41°06.15 N • 73°13.02W1919Private yacht club located at Black Rock Harbor, sailing and fishing

Noroton Yacht ClubP.O. Box 925, 23 Baywater Drive, Darien 06820655-7686 • 655-7763 • [email protected]°02.7N • 073°29.2W1928Private yacht club, beach, clubhouse available for private functions

Shore and Country Club220 Gregory Blvd., Norwalk 06855 838-7507 • [email protected] yacht club, tennis, boating, social events

Captain's Cove Seaport1 Bostwick Ave., Bridgeport 06605 335-1433 • captainscoveseaport.com41°09.40N • 073°12.48W1982Seaport complex at Black Rock Harbor with 350 slips, restaurant, shops, marina facilities and attractions

Greenwich Boat & Yacht ClubP.O. Box 40, Greenwich 06836622-9558 • [email protected] yacht club for the citizens of Greenwich on Greenwich Harbor

Norwalk Cove Marina48 Calf Pasture Beach Road, East Norwalk 06855 838-2326 • norwalkcove.com1957Full-service marina on Long Island Sound, 400 slips, mini-golf, picnic, barbecue area

Sprite Island Yacht ClubShorehaven Road, P.O. Box 1048, East Norwalk 06856866-7879 • spriteisland.com41°05.371N • 73°22.929W1946Private yacht club on Sprite Island in Long Island Sound, camping, swimming

Cedar Marina 86 Bostwick Ave., Bridgeport 06605 335-6262 • [email protected] marina and dredging contractor on Long Island Sound

Halloween Yacht Club10 Seaview Ave., Stamford 06902348-5510 • [email protected]°02.7N • 73°31.3W1926Yacht club open to all with no waiting list, Thursday-night racing

Norwalk Yacht Club10 Nathan Hale Drive, Wilson Point, South Norwalk 06854866-0941 • [email protected]°03.50 • 73°25.481894Private yacht club, programs for racers, cruisers and junior sailors

Stamford Yacht Club97 Ocean Drive West, Stamford 06902 323-3161 • [email protected] 41°01.46N • 073°31.48W1890Private yacht club, sailing and tennis

Cedar Point Yacht Club1 Bluff Point, Westport 06880226-7411 • 226-7412 • cedarpointyc.orgPrivate yacht club on the Saugatuck River, clubhouse with snack bar and separate kitchen facilities, self service bar, grill area, two beaches, fenced playground, parking for 200 cars, slips for 130 racing and cruising sailboats

Housatonic Boat Club51 Shore Road, Stratford 06615 377-9195 • [email protected]°11.05N • 73°07.41W1887Boat club on the Housatonic River behind the Stratford Festival Theater, 70 moorings and 30 slips available for members

Old Greenwich Yacht Club P.O. Box 162, Old Greenwich 06870637-3074 • ogyc.org [email protected] 00.43 N • 73 34.95W1943Yacht club on Long Island Sound, open to residents of Greenwich

Wilson Cove Yacht Club and Marina120 Wilson Ave., Rowayton [email protected] yacht club and marina, cruising and social programs

Listed alphabetically.

NameAddressPhone (Area code 203 unless otherwise noted)WebsiteEmailLatitude and longitude (if available)Year establishedDescription (bold)

Questions or comments, call (914) 694-3600, ext. 3005.Source: Information from yacht club and marina websites. Note: This is a sampling of local yacht clubs and marinas. If you would like to be included on future lists, email [email protected].


[email protected]

Inpatient hospital costs grew at a fast-er rate from 2008 to 2010 in lower Fairfield County than in nearly any

other metropolitan area of the U.S., according to a recent report.

Hospital prices per admission are esti-mated to have risen 8.2 percent to $15,236 in 2010 from $13,016 in 2008 nationwide, according to the March report, “Trends in Inpatient Hospital Prices,” in the American Journal of Managed Care.

Inpatient costs grew at a faster annual rate — 10.8 percent — in the Bridgeport-Norwalk-Stamford labor market, which had the fifth-highest average annual inpa-tient price growth rate of all the metro-politan regions included in the data that were examined.

The data used by authors Jeff Lemieux and Teresa Mulligan were obtained from the MarketScan research databases com-piled by Truven Health Analytics Inc., formerly known as Thomson Reuters Healthcare, and cover about 30 percent of the U.S. under-65 population with pri-vate health insurance.

Both Lemieux and Mulligan are researchers at America’s Health Insurance Plans (AHIP), a national trade association for health plans.

The authors open by stating their interest in getting a better picture of vari-ations in the cost of individual hospital services.

“Despite the keen interest in U.S. health care costs, there is surprisingly lit-tle detailed public information available on one of its key components: transaction prices paid by commercial insurers for inpatient hospital care,” the report states.

“Our goals were to track price levels and changes in the most current period, and to provide detailed benchmark infor-mation for use by managed care plans and hospitals, and to facilitate further study on reasons for changes and varia-tions in hospital prices.”

After adjusting for changes in the

nature and cost of certain treatments due to technological advances and other factors, the report found that prices per admission increased by between 6.2 and 6.8 percent a year from 2008 to 2010.

Karen Ignagni, president and CEO of AHIP, said there needs to be a greater understanding around what drives the cost of health care upward in order for efforts aimed at making health care more affordable to succeed.

“The price of health care services is the major driver of overall health care cost growth,” Ignagni said in a statement following the journal article’s release. “To make health care coverage more afford-able for consumers and employers, there needs to be a much greater focus on the underlying cost of medical care.”

The report draws on 2008 data that includes 49 million people who are under the age of 65 and who were enrolled in

commercial group health insurance and on 2010 data that includes about 45 mil-lion such individuals.

The 2008 data set includes 2.2 million enrollees with at least one hospitaliza-tion, while the 2010 data set includes 1.9 million enrollees with at least one hospi-talization.

The average age of the hospitalized patients, including infants, was approxi-mately 36 years, with the average length of stay about four days.

Areas where the authors observed the highest annual cost growth included spinal fusion, which increased an aver-age of 15.2 percent a year from 2008 to 2010, and bronchitis and asthma treat-ment, which increased an average of 10.3 percent.

The average cost of treatments for simple pneumonia and inflammation of the chest and lungs, for stomach and

digestive system disorders, for nutritional and metabolic disorders, and for circula-tory disorders each increased by more than 9 percent annually from 2008 to 2010.

While Connecticut didn’t crack the list of the top 10 states with the highest average annual inpatient cost growth, the Bridgeport-Norwalk-Stamford region ranked 5th among metropolitan areas with average annual inpatient cost growth of 10.8 percent.

The region was closely followed by the New York City-White Plains, N.Y.-Wayne, N.J. region, where costs averaged annual growth of 10.7 percent.

An AHIP spokeswoman said the authors did not seek to explore why the cost increases varied from procedure to procedure and region to region, only to initiate a discussion on the topic of inpa-tient costs.

Inpatient hospital prices grow sharply in county


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[email protected]

Instead of sending out mass emails or holding more meetings, businesses with employee health and wellness

programs are beginning to embrace technology platforms to encourage their employees to improve and monitor their health.

About 75 percent of businesses that participated in a recent survey reported using technology-related strategies to educate their employees about health benefits and healthy lifestyles.

More than 60 percent of businesses responding to the survey, conduct-ed by human resource organizations WorldAtWork and Buck Consultants L.L.C., reported using games to motivate employ-ees to adopt healthier lifestyles, while 36 percent had used mobile technology and 50 percent had used social media.

More than 360 businesses with a median size of 2,500 employees contrib-uted to the survey.

“With health reform, every organiza-

tion is struggling with complying with new health care regulations, as well as managing the rising cost of health care,” said Betsy Woods Brooks, a principal at Buck’s communication practice in Stamford. “It’s a huge emphasis for our company right now.”

Buck, a subsidiary of Norwalk-based Xerox Corp., is a global human resources and benefits consulting company. In addi-tion to retirement and compensation ser-vices, the group also creates technology platforms for companies to implement their wellness communication strategies.

“(Employers) know they can’t shift costs onto employees anymore,” Brooks said. “So now they’re introducing health and wellness programs that focus on health awareness and preventive care — modifying lifestyles so employees are healthier to reduce long-term costs and absenteeism.”

“But in order to do that, you really need effective communication,” she said.

A crossword puzzle can demystify health care lingo like “copayment” and “coinsurance,” while a mobile application

can store medical policy information and direct communication from an employer, Brooks said.

Brooks said Buck helped Aéropostale Inc., a national clothing retailer, with a workforce of primarily young women, to create a Facebook page for pregnant employees.

The page provided prenatal infor-mation and support to employees and allowed users to post tips and share pho-tos and stories. Brooks said if the page had helped the employer avoid one prema-ture birth, which is often very expensive, the cost of the page would be covered.

Yet not all companies have bought into each kind of technology platform and half of all those that do utilize a platform aren’t sure of its effectiveness, according to the survey. Many have pri-vacy concerns about using social media like Aéropostale did and about a third of respondents said they didn’t think their employees were ready for a technology platform or didn’t see it as a good fit within their organization’s culture.

Most were unsure of their platforms’

effectiveness; however only 10 percent to 20 percent of businesses surveyed had actually attempted to measure its success rate. Of those who did, most said the pro-grams were “somewhat effective.”

Brooks said she was most surprised that companies were not measuring their programs’ return on investment, but said she believes using technology can be very effective.

After creating a first-person game for one company, Buck found a significant increase in employee understanding, based on before-and-after survey results. After completing the game, 55 percent of employees said they understood why their health policy was in place, up from 38 percent. About 62 percent said they understood how their works, up from 35 percent, Brooks said.

“With technology we have new ways to motivate employees,” Brooks said. “It’s more engaging, it’s fun, it’s entertaining, which is so important — to grab employ-ees’ attention — because people are so busy today. You’re really competing with so many messages and distractions.”

Companies using tech, games to keep workers health-savvy

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the life span of the average art gallery might be compared to that of a fi reworks display – great opening, dazzling show and then, a gradual (sometimes swift) fi zzle and fi nally, darkness and disappearance. the empty spaces of failed galleries are all too familiar on many an urban landscape. Flying in the face of this sad history is one of connecticut’s most treasured art spaces – the Flinn gallery, housed on the second fl oor of the greenwich public library.

in 1912, the greenwich society of artists, a group of professional artists related to american impressionism’s cos cob art colony, started the gallery. at that time, robert moff at Bruce of the Bruce museum invited artists to show their work in his home. in 1928, the group established the gallery in the greenwich library at the site of the current saks Fifth avenue.

in 1960, the greenwich library moved to West putnam avenue, and the gallery was located on the third fl oor. that space was later designated as the children’s room and the gallery space was moved to the second fl oor. at that point it was called the hurlbutt gallery, honoring former library director isabelle hurlbutt.

the gallery has been open continually for more than 80 years, closing only during World War ii and when the library underwent extensive renovation and construction of an additional wing designed by internationally renowned architect cesar pelli. this spacious, state-of-the-art gallery is on the second fl oor of the new wing and was renamed the Flinn gallery in recognition of the generous contributors to the capital campaign, stephanie and lawrence Flinn.

a high-ceilinged rectangular space with four moveable walls enabling a completely new look for each of the gallery’s six shows per season, the Flinn has become a desired destination for artists throughout the tristate region and beyond. some well-known artists who have shown here include robert motherwell, set designer tony Walton, Boris chaliapin and those whose works are in the private collections of many greenwich residents. the gallery’s exhibition season runs from september through June, when the gallery lends its space for the summer months to the greenwich art society and the art society of old greenwich.

completely eclectic in its choice of artists, the gallery has embraced wearable art, art through the eyes of children and sculpture, both classic and contemporary, and has featured all media from oil to installation to encaustic and wire. the Flinn continues to follow its mission of being a space open to art in every sense of the word – emerging and emerged.

another amazing facet of the gallery is that it is and always has been a completely volunteer enterprise. its chairmen, curators, selections committee and other staff are all volunteers. only in the past year has the Flinn hired a part-time paid manager-director. each year, more than 11,000 people visit its exhibitions.

all of the artwork is for sale, with commissions from works sold donated to the Friends of greenwich library.

For more, visit fl inngallery.com

Cynthia Whalenexecutive directormember, cultural alliance of Fairfi eld county

Visit FCBuzz.org for more information on events and how to get listed.Presented by:

Cultural Alliance of Fairfi eld County

The mission of the Cultural Alliance of Fair� eld County is to support cultural organizations, artists and creative busi-nesses by providing promotion, services and advocacy.

For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329.For events lists, visit FCBuzz.org.

The Flinn Gallery – a display that won’t fade FCBUZZ Arts &

Culture of Fairfi eld County

EVERYTHING OLD IS NEW AT THE LOCKWOOD-MATHEWS MANSION MUSEUM

GALA WEEKEND OF THEATER

victorian era gadgets and breakthroughs will be on display at the lockwood-mathews mansion museum in Norwalk in “What is it? technologies and discoveries of the victorian era,” which begins april 17 and runs through oct. 6.

the exhibit will engage student and adult audiences in the exploration of mid-to-late 19th century inventions

and discoveries in many diverse areas – communication, transportation, manufacturing, medicine, food and recreation. visitors will view cutting-edge examples of victorian era technology that were precursors of some of today’s, including telegraphs, dictaphones, gas lighting, early telephones, burglar alarms, stock tickers and much more. they will discover items we still see today,

from board games to food such as condensed milk and breakfast cocoa. artifacts on display include loans from connecticut’s mattatuck museum and the museum of american Finance, manhattan, among others. “What is it?” is curated by raechel guest, a smith college graduate with a master’s degree in collection management from delaware’s prestigious Winterthur museum. steven lubar, a history of technology expert, serves as a special adviser. he’s a professor in the departments of american studies, history and history of art and architecture at Brown university.

a national historic landmark since 1971, the lockwood-mathews mansion museum is regarded as one of the earliest and most signifi cant second empire-style country houses in the united states. Built by fi nancier and railroad baron legrand lockwood between 1864 and 1868, the mansion, with its unparalleled gilded age interiors and furniture, illustrates magnifi cently the beauty and splendor of the victorian era. tours for the museum, located in mathews park, and exhibit are off ered Wednesdays through sundays, at noon and at 1, 2 and 3 p.m. admission is $10; $8 for senior citizens and $6 for children age 8 and up. children under age 8 are admitted free. For more, visit lockwoodmathewsmansion.com.

“What Is It?” poster

Theatre Artists Workshop logo

the theatre artists Workshop (taW) in east Norwalk celebrates a big anniversary with a special weekend of performances and recollections, may 10-12.

For 30 years, taW – a group of more than 125 professional actors, writers and directors – has been meeting once a week to showcase new scripts and audition pieces as well as several times a year to share members’ talents with audiences through the annual playwright’s Festival, holiday show, spring fundraisers and classic Night reading series. the 30th anniversary show will present current and past members of taW and feature performances and music from the works of ring lardner Jr., (“m*a*s*h,” “Woman of the Year”), sidney michaels (“the royal Family,” “dylan”) and Jerome kilty (“dear liar).” tributes to director/producer morton dacosta (“the music man”), producer haila stoddard, actor theodore Bikel “(Fiddler on the roof,” “the sound of music”), anne Baxter (“all about

eve”) and phoebe Brand, among others, will be interspersed with great Broadway showstoppers like “people,” “don’t cry for me, argentina,” “one,” “edelweiss” and “76 trombones.” plus, there will be stories from taW members who appeared in the original productions of “Funny girl,” “all that Jazz,” “agnes of god,” “Butterfl ies are Free,” “Benson” and others. hosting the evening will be fi lm critic susan granger and writer/lecturer James mapes. tickets are $25 and reservations are highly recommended. theatre artists Workshop is at 5 gregory Blvd. For more, call 854-6830 or visit taworkshop.org.


Partners

Be part of Fairfi eld County

business history.

Nominate a candidate (perhaps yourself) who fi ts the description of young (under the age of 40), dynamic industry leader who is part of the county’s business growth.

Nomination forms are available on westfaironline.com.

Nomination deadline is April 19. Please act quickly. For more information, call (914) 694-3600, ext. 3031.

2012FAIRFIELD COUNTY

40UNDER40

FAIRFIELD COUNTY

40UNDER40PARTNERS 2013FAIRFIELD COUNTY

40UNDER40It’s the premIerBUSINESS-AWARDeVeNt OF the YeAr

NomiNatioN forms are available oN wEsTFAIRONLINE.COm.

eveNt:

Nominate a candidate (perhaps yourself) who fits the description of young (under the age of 40), dynamic industry leader who is part of the county’s business growth.

June 20

Nomination deadline is April 19. Please act quickly.for more iNformatioN, call Holly DeBartolo at (914) 694-3600, ext. 3006

LAST CHANCE

April 19Deadline for nominations is


THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION.Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY

BUSINESSJOURNAL

Items appearing in the Fairfi eld County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to:Bob Rozyckic/o Westfair Communications Inc.3 Gannett Drive, Suite G7White Plains, N.Y. 10604-3407Phone: (914)694-3600Fax: (914)694-3680

B II Builders L.L.C. Construct a new single-family residence, 4 Westfair Drive, Westport. Esti-mated cost: $400,000. Filed April 1.

Bacal, Judith. Raise a single-family residence above the base fl ood elevation, 1 Baxter Drive, Norwalk. Estimated cost: $70,000. Filed April 3.

Baybrook Remodelers, contrac-tor for Harve Schuster. Perform alterations to an existing single-family residence, 4 Pier Way Landing, Westport. Estimated cost: $10,000. Filed March 25.

Boffi , Dante, contractor for Marc Kinderman. Perform interior additions and renovations at a single-family residence, 90 Fawn St., Stamford. Estimated cost: $168,440. Filed April 3.

Bookless, Meredith. Perform alterations to an existing single-family residence, 41 Chapel St., Greenwich. Estimated cost: $10,000. Filed March 28.

Borise-Flemma Residence. Re-roof an accessory building at an existing single-family residence, 80 Devils Garden Road, Norwalk. Estimated cost: $600. Filed April 3.

Bramble Lane L.L.C. Perform alterations to an existing single-family residence, 48 Bramble Lane, Greenwich. Estimated cost: $900,000. Filed March 28.

Brown, Christopher. Perform interior renovations at an exist-ing single-family residence, 1226 Shippan Ave., Stamford. Estimat-ed cost: $20,000. Filed April 4.

Bruce, Pierce. Construct a new single-family residence. 211 Stadley Rough Road, Danbury. Estimated cost: $100,000. Filed March 26.

Bruno Construction, Stamford, contractor for Fore and Aft L.L.C. Fit-out an existing single-family residence, 56 ½ Roton Ave., Nor-walk. Estimated cost: $20,000. Filed March 27.

ATTACHMENTS-FILED

Bollinger Mobility L.L.C., Stam-ford. $410,675, in favor of An-tonia C. and Stephen I. Gerard, Stamford, by Randolph Lovallo, Ridgefi eld. Property: 120 Viaduct Road, Stamford. Filed April 1.

Fairfi eld Lighting and Design Center Inc. and Frank J. Zemola, Fairfi eld. $289,533.21, in favor of Fairfi eld County Bank, Ridgefi eld, by Matthew C. Mason and Ed-ward Schenkel, Wilton. Property: 36 Black Rock Turnpike, Fairfi eld. Filed March 26.

Fairfi eld Lighting and Design Center Inc. and Frank J. Zemola, Fairfi eld. $1.1 million, in favor of Fairfi eld County Bank, Ridgefi eld, by Matthew C. Mason and Ed-ward Schenkel, Wilton. Property: 356 Fairfi eld Ave., Fairfi eld. Filed March 26.

Kramer Lane Construction L.L.C. and Zbigniew Surowiec, Weston. $38,000, in favor of East Haven Builders Supply, by Bruce L. Elstein, Bridgeport. Property: 39 Kramer Lane, Weston. Filed April 2.

Marini, Attilio, Trumbull. $64,440.03, in favor of Stefani-dis L.L.C., by Kurosh L. Marjani. Property: 20 Prospect Ave., Trum-bull. Filed March 25.

ATTACHMENTS-PARTIAL RELEASE

Eastside Development Associ-ates L.L.C., Stamford. $1.2 million, in favor of The Morganti Group, Danbury, and Thomasson-Stevens L.L.C., Bradenton, Fla. Property: 850 E. Main St., Unit 416, Stam-ford. Filed March 28.

ATTACHMENTS-RELEASED

Barnes,Raymond P., Greenwich. $10,000, in favor of Gault Inc., Westport, by Philip H. Monogan, Waterbury. Property: 35 Shady Lane, Greenwich. Filed March 25.

Durante, Fred N. Jr. General Contractor Inc., Greenwich. $18,000, in favor of the Jack Far-relly Co., by Jay B. Weintraub. Property: 328 and 334 Palmer Hill Road, Greenwich. Filed March 26.

BUILDING PERMITS

COMMERCIAL

115 Main Street Norwalk L.L.C. Perform additions and altera-tions at an existing commercial building, 115 Main St., Norwalk. Estimated cost: $175,000. Filed April 4.

535 Connecticut Avenue L.L.C.Prepare commercial space for new tenant, 535 Connecticut Ave., Norwalk. Estimated cost: $1,000. Filed March 26.

A. Pappajohn, contractor for Yale & Towne SPE L.L.C. Fit-out an existing commercial building for Kayak.com, 7 Market St., Stam-ford. Estimated cost: $2 million. Filed April 3.

AFB Construction Manage-ment, contractor for Trumbull Business Park L.L.C. Fit-out an existing commercial building for Parker Steaks & Scotch, 921 White Plains Road, Trumbull. Estimated cost: $100,000. Filed March 26.

AJS Construction, contractor for 161 Hillside Road L.L.C. Perform interior renovations at an existing commercial building, 161 Hillside Road, Fairfi eld. Estimated cost: $85,000. Filed April 1.

All Season’s Construction L.L.C. contractor for Lexham Riverside L.L.C. Perform alterations to an existing commercial building, 274 Riverside Ave., Westport. Estimat-ed cost: $105,000. Filed April 3.

AP Construction, Stamford, contractor for Four Stamford Pla-za L.L.C. Perform interior reno-vations at an existing commercial building, 107 Elm St., Stamford. Estimated cost: $377,416. Filed April 2.

AZ Corp., North Stonington, contractor for Dominion, city of Bridgeport. New fuel cell park, 1366 Railroad Ave., Bridgeport. Estimated cost: $5.5 million. Filed March 21.

Bisono, Michael, contractor for Bisono Plaza L.L.C. Re-roof an existing commercial building, 127 White St., Danbury. Estimated cost: $7,500. Filed March 28.

BLT Management L.L.C. Stam-ford, contractor for Yale & Towne SPE L.L.C. Lay foundation for a new commercial building, 7 Mar-ket St., Stamford. Estimated cost: $3 million. Filed April 1.

Catamount Construction Inc., contractor for Sugar Hollow As-sociates L.L.C. Fit-out an existing commercial building for Carters, 5 Sugar Hollow Road, Danbury. Estimated cost: $247,024. Filed March 26.

CSI Contractors Inc., contrac-tor for Eton Centers Co. Perform interior renovations at an existing commercial building, 29 Main St., Danbury. Estimated cost: $750,000. Filed March 28.

Eagle Rivet Roof Services Corp., contractor for Fairfi eld University. Re-roof an existing commercial building, Alumni Hall, 1073 N. Benson Road, Fairfi eld. Estimated cost: $562,000. Filed April 3.

East Brook Construction, Stam-ford, contractor for River Bend Center L.L.C. Fit-out an existing commercial building for 11 River Bend Drive South, Stamford. Esti-mated cost: $89,000. Filed April 3.

Echo Construction L.L.C., con-tractor for BLCR Holdings L.L.C. Perform interior renovations at an existing commercial building, 2525 Post Road, Fairfi eld. Esti-mated cost: $20,000. Filed April 1.

Fairfi eld University. Perform interior renovations at an exist-ing commercial building, Walsh Athletic Center, 1073 N. Benson Road, Fairfi eld. Estimated cost: $139,000. Filed April 2.

Fishell Architecture, contractor for Isis Realty. Perform external renovations at an existing com-mercial building, 66 Viaduct Road, Stamford. Estimated cost: $10,000. Filed April 3.

Fitzgerald-Norwalk Awning Co., Norwalk, contractor for PMJ Property Investment L.L.C. Perform external renovations at an existing commercial building, Progressive One Stop Insurance, 180 Main St., Norwalk. Estimated cost: $1,750. Filed April 3.

Genovese, Ernest, contractor for Dominick Boccanfuso. Perform alterations to an existing com-mercial building, 611 Riverside Ave., Westport. Estimated cost: $45,000. Filed April 3.

Gera Danbury L.L.C. Perform interior renovations at an existing commercial building, for Daycare Center, 100 Reserve Road, Dan-bury. Estimated cost: $264,000. Filed March 21.

Jensen’s Inc. Perform interior ren-ovations at an existing commercial building, 22 Christopher Colum-bus Ave., Danbury. Estimated cost: $10,000. Filed March 27.

Matarese Inc. Perform interior renovations at an existing com-mercial building, 2 Winfi eld St., Norwalk. Estimated cost: $17,000. Filed March 26.

Norwalk Hospital. Perform in-terior renovations at an existing commercial building, First fl oor, 34 Maple St., Norwalk. Estimated cost: $23,000. Filed March 28.

O’Leary, Michael, Westport, contractor for Brandman’s Re-alty. Prepare commercial space for new tenant Retail Art Gallery, 173 Main St., Norwalk. Estimated cost: $4,000. Filed March 25.

REsIdEntIAL

132 Water Street Associates. Replace roof at an existing single-family residence, 132 Water St., Norwalk. Estimated cost: $70,000. Filed April 3.

A+ Home Improvements L.L.C., contractor for Guerrinha Pires Albino. Replace roof at an existing single-family residence, 3 Fifth St., Danbury. Estimated cost: $4,900. Filed March 28.

Able Construction. Construct a new single-family residence, 8 Hunting Lane, Westport. Estimat-ed cost: $400,000. Filed March 25.

Able Construction, contrac-tor for Karen and James Tri-carico. Construct a new single-family residence, 5 Twin Circle Drive, Westport. Estimated cost: $50,000. Filed March 28.

American Integrity Restoration, Glastonbury, contractor for Leslie and Ted Vagnone. Replace roof at an existing single-family residence, 14 Leuvine St., Norwalk. Estimat-ed cost: $8,490. Filed April 2.

Astrum Solar Inc., Annapolis Junction, Md., contractor for Da-vid Nassi. Install solar panels at an existing single-family residence, 31 King St., Norwalk. Estimated cost: $24,000. Filed April 3.

B & B Builders L.L.C., Norwalk, contractor for Madeline and Giles Breault. Perform external renova-tions at an existing single-family residence, 34 Couch St., Norwalk. Estimated cost: $12,000. Filed March 25.

Partners

Be part of Fairfi eld County

business history.

Nominate a candidate (perhaps yourself) who fi ts the description of young (under the age of 40), dynamic industry leader who is part of the county’s business growth.

Nomination forms are available on westfaironline.com.

Nomination deadline is April 19. Please act quickly. For more information, call (914) 694-3600, ext. 3031.

2012FAIRFIELD COUNTY

40UNDER40

FAIRFIELD COUNTY

40UNDER40PARTNERS 2013FAIRFIELD COUNTY

40UNDER40It’s the premIerBUSINESS-AWARDeVeNt OF the YeAr

NomiNatioN forms are available oN wEsTFAIRONLINE.COm.

eveNt:

Nominate a candidate (perhaps yourself) who fits the description of young (under the age of 40), dynamic industry leader who is part of the county’s business growth.

June 20

Nomination deadline is April 19. Please act quickly.for more iNformatioN, call Holly DeBartolo at (914) 694-3600, ext. 3006


on the recordVoltage Security Inc., Cupertino, Calif. Filed by Protegrity Corp., Stamford. Plaintiff ’s attorney: Stephen P. McNamara, Stamford. Action: The plaintiff has brought this suit against the defendant for patent infringement, direct or contributory infringement or in-duced infringement on the claims of U.S. Patent No. 8,402,281. The plaintiff has been deprived of sales, incurred additional injury and loss of profits and has filed an injunction to restrain the defen-dant from further infringement. Filed April 1. Case no. 13cv00441.

DEEDS

COMMERCIAL

1261 Pequot Avenue L.L.C., Southport. Seller: Spyglass Asso-ciates L.L.C., Naples, Fla. Prop-erty: 1261 Pequot Ave., Fairfield. Amount: $1.5 million. Filed March 28.

1550 to 1560 Post Road East L.L.C., Stamford. Seller: Maria W. and Luis Carlos Carmona, Stamford. Property: 80 Blue-berry Drive, Stamford. Amount: $575,000. Filed March 27.

16 Custer Street L.L.C., Stamford. Seller: Wieslawa Maria and Edward Szantanek, Stamford. Property: 16 Custer St., Stamford. Amount: $245,000. Filed March 26.

4 Merwin Street L.L.C., Norwalk. Seller: Christopher R. Pederson, Woodway, Wash. Property: 5 Arch St., Norwalk. Amount: $690,000. Filed March 26.

50 Development L.L.C., New Canaan. Seller: Patricia A. Sheehy, Fairfield. Property: Lot A, Map 7542, Fairfield. Amount: $75,000. Filed March 19.

Kardimis Custom Homes L.L.C., Fairfield. Seller: Round Hill Associates L.L.C., Shelton. Property: Lot 1, 960 Mill Hill Terrace, Southport. Amount: $450,000. Filed March 22.

Richard Gracy Builders L.L.C., Southbury. Seller: Tekla Vartelas, Shelton. Property: 8 Russett Road, Sandy Hook. Amount: $105,000. Filed March 28.

Burden, Robert, Norwalk, con-tractor for Gillis Sushile. Replace roof at an existing single-family residence, 35 Splitrock Road, Norwalk. Estimated cost: $5,975. Filed April 2.

Campbell, Robert. Perform ad-ditions and alterations at an ex-isting single-family residence, 97 Washington Post Drive, Wilton. Estimated cost: $180,000. Filed March 26.

Cardona, Margaret and Juan. Perform additions to a single-family residence, 13 Brookwood Drive, Newtown. Estimated cost: $16,000. Filed March 27.

Carmel, Ingegerd and Tord Trust. Perform external renova-tions at an existing single-family residence, 28 Surf Road, West-port. Estimated cost: $10,000. Filed March 26.

CCH Renovations, Wilton, con-tractor for Susan and Michael Safko. Perform additions and alterations at an existing single-family residence, 117 Middle-brook Farm Road, Wilton. Es-timated cost: $197,500. Filed March 20.

COURT CASES

BRIdgEpORt dIstRICt COuRt

Bayer Cropscience Inc. Filed by Sandra Gaedeke, Southington. Plaintiff ’s attorney: Christopher Meisenkothen, New Haven. Action: The plaintiff has brought this suit against the defendants for second-ary exposure to various asbestos-containing products through her husband’s employment as a plant worker. The exposure contributed to the plaintiff ’s contraction of asbestos-related mesothelioma and other asbestos-related pathologies. Filed April 2. Case no. 6034333.

Bridgeport Hospital, Bridgeport. Filed by the estate of Michelle Wel-kes, Sandy Hook. Plaintiff ’s attor-ney: Joel H. Lichtenstein, Bridge-port. Action: The plaintiff has brought this suit of malpractice against the defendant lack of care, treatment and supervision. The plaintiff suffered severe, and pain-ful injuries, which lead to her death while in the care of the defendant. Filed April 4. Case no. 6034411.

Bridgeport Hospital, Bridge-port. Filed by Nancy deMaille, Bridgeport. Plaintiff ’s attorney: Philip F. von Kuhn, Stratford. Ac-tion: The plaintiff has brought this suit against the defendant for negligence in treating the plaintiff in the hospital emergency room by failing to provide the required appropriate and acceptable care, skill and treatment. Filed April 4. Case no. 6034416.

Fred L.L.C., Old Greenwich. Filed by Nina Footwear Corp., New York City. Plaintiff ’s attorney: Ste-ven A. Sugarmann, New Haven. Action: The plaintiff has brought this suit against the defendant for failing to pay for services rendered in the amount of $9,382.59. Filed April 2. Case no. 6034365.

General Electric Co., et al., Gro-ton. Filed by Roger Jolin, Plain-tiff ’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the defendant as a result of being exposed to asbestos or asbestos-related products during his time of employment. The defendant failed to warn the plaintiff of the dangers of working and being exposed to asbestos and asbestos-related products. Filed April 2. Case no. 6034338.

Hall Neighborhood House Inc., Bridgeport. Filed by Bizarre Foods Inc. trading as Trooper Foods, Corona, N.Y. Plaintiff ’s attorney: Joseph A. Maker, Stamford. Ac-tion: The plaintiff has brought this suit against the defendant for failing to pay the balance of $33,278.95 for goods, wares and merchandise on an open account purchased from the plaintiff. Filed April 4. Case no. 6034418.

Ingersoll-Rand Co., et al., Gro-ton. Filed by Roger Jolin, Plain-tiff ’s attorney: Amity L. Arscott, Groton. Action: The plaintiff has brought this suit against the defendant as a result of being exposed to asbestos or asbestos-related products during his time of employment. The defendant failed to warn the plaintiff of the dangers of working and being exposed to asbestos and asbestos-related products. Filed April 2. Case no. 6034335.

Perlin, Martin DR., Southport. Filed by the estate of Margaret Ciambriello, Westport. Plaintiff ’s attorney: Richard H. Raphael, Westport. Action: The plaintiff has brought a malpractice suit against the defendant for the de-terioration of the deceased health after being admitted to hospital and subsequent death from com-plications. Plaintiff claims ex-penses for hospital care, medical care, nursing services, medicines and burial expenses. Filed April 1. Case no. 6034277.

Pinto Pools Inc., Bridgeport. Filed by Nucci Brothers Pool Sup-plies Inc. Plaintiff ’s attorney: Eric M. Gross, Bridgeport. Action: The plaintiff has brought this suit against the defendant for failing to render payment for materials purchased from the plaintiff on open account. The balance due the plaintiff is $16,686.49. Filed April 4. Case no. 6034420.

Road Ready Used Cars Inc., Bridgeport. Filed by Source One Financial Corp., Norwell, Mass. Plaintiff ’s attorney: William J. O’Sullivan, Wethersfield. Plain-tiff ’s attorney: The plaintiff has brought this suit against the de-fendant for taking possession of a vehicle under a security interest and for which the plaintiff claims an interest. The plaintiff filed claims for the possession of the vehicle and damages. Filed April 2. Case no. 6034341.

Wells Fargo Financial Inc. Filed by Anthony Collins, Bridgeport. Plaintiff ’s attorney: Vincent J. Averaimo, Milford. Action: The plaintiff has brought this suit against the defendant for failing to record the plaintiff ’s pay-off of his mortgage in a timely manner. Filed April 3. Case no. 6034377.

dAnBuRy dIstRICt COuRt

Agababaev, Ervin, Danbury. Filed by Christina Metzker, Dan-bury. Plaintiff ’s attorney: Mi-chael McCarroll, Danbury. Ac-tion: The plaintiff has brought this suit against the defendant for negligence and failure to meet the standard of care and causing the plaintiff suffer-ing, which may be permanent in nature. Filed March 28. Case no. 6012049.

stAMfORd dIstRICt COuRt

Boehringer Ingelheim Pharma-ceuticals Inc., et al., Ridgefield. Filed by Walter Grant, Winchester, Tenn. Plaintiff ’s attorney: Marisa A. Belair and Steven J. Errante, New Haven. Action: The plain-tiff has brought this suit against the defendant for product liabil-ity of Paradaxa and its failure to disclose a warning section, which revealed there was no way to re-verse the anticoagulant effects of the medication. Filed March 28. Case no. 6017728.

Metro Wine Distribution Co. Inc., Stamford. Filed by Petite Provence Ltd., Stellenbosch, South Africa. Plaintiff ’s attorney: John P. Regan, Stamford. Action: The plaintiff has brought this suit against the defendant for failing to pay for certain goods purchased from the plaintiff on an open ac-count. The plaintiff provided the goods as ordered by the defen-dant but the amount of $12,984 remains due. Filed April 1. Case no. 6017744.

Shearman & Sterling L.L.P., et al. Filed by Peter Brant, Green-wich. Plaintiff ’s attorneys: David S. Golub and Jonathan M. Levine, Stamford. Action: The plaintiff has brought this suit against the defendant for negligently repre-senting the plaintiff in connection with a multimillion-dollar trans-action, causing the plaintiff the loss of tens of millions of dollars. Filed March 28. Case no. 6017733.

supERIOR COuRt

Branhaven Motors Inc., et al., Branford. Filed by Ana Genoa-Sanchez, Plaintiff ’s attorney: Joanne S. Faulkner, New Haven. Action: The plaintiff has brought this suit against the defendant for violation of the Truth in Lending Act, fraud and violation of the Connecticut Unfair Trade Prac-tices Act. The defendant sold the plaintiff a vehicle that was not fit for the road and refused to reim-burse the plaintiff for any money that she already paid. The plain-tiff claims statutory damages, ac-tual and punitive damages. Filed March 27. Case no. 13cv00418.

Capital Management Services L.P., Buffalo, N.Y. Filed by Geor-gia Davey, Kensington. Plaintiff ’s attorneys: Hailey R. Gallant and Daniel S. Blinn, Rocky Hill. Ac-tion: The plaintiff has brought this suit against the defendant for its repeated violations of the Fair Debt Collections Practices Act and the Connecticut Unfair Prac-tices Act. The plaintiff filed claims for damages incurred in disput-ing the debt. Filed March 29. Case no. 13cv00430.

Consumer Portfolio Services Inc., et al., Irvine, Calif. Filed by Wanda Sweat, New Haven. Plain-tiff ’s attorney: Sergei Lemberg, Stamford. Action: The plaintiff has brought this suit against the defendant for its repeated viola-tions of the Fair Debt Collection Practices Act and invasion of per-sonal privacy by the defendant in its illegal effort to collect a debt. The plaintiff claims statutory damages, actual damages, and pu-nitive damages. Filed March 27. Case no. 13cv00415.

Cuda and Associates L.L.C. Filed by Kelly Phenix, Plaintiff ’s attorney: Joanne S. Faulkner, New Haven. Action: The plain-tiff has brought this suit against the defendant for its repeated violations of the Fair Debt Col-lections practices act and the Connecticut unfair practices act. The plaintiff filed claims for damages incurred in disput-ing the debt. Filed March 28. Case no. 13cv00420.

NRA Groups L.L.C. Filed by Krystal Bailey, Meriden. Plain-tiff ’s attorneys: Hailey R. Gallant and Daniel S. Blinn, Rocky Hill. Action: The plaintiff has brought this suit against the defendant for violation of the Telephone Con-sumer Protection act and the Fair Debt Collections Practices Act by placing automated calls to the plaintiff ’s cell phone in an effort to collect a debt. Filed March 29. Case no. 13cv00429.

Safenet Inc., Belcamp, Md. Filed by Protegrity Corp., Stamford. Plaintiff ’s attorney: Stephen P. McNamara, Stamford. Action: The plaintiff has brought this suit against the defendant for pat-ent infringement and direct or contributory infringement or in-duced infringement on the claims of U.S. Patent No. 8,402,281. The plaintiff has been deprived of sales and has additional injury and loss of profits and filed an in-junction to restrain the defendant from further infringement. Filed April 1. Case no. 13cv00440.

21

on the record

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of April 15, 2013

DAN MCHALE has been named senior project manager for Diversifi ed Project Management. McHale, who previously worked at Rabobank, was responsible for the management of the bank’s construc-tion projects and was head of corporate infrastructure. He holds a bachelor’s de-gree from the United Naval Academy.

BOB TORRA of Stamford has been named vice president and head of the Bank of New Canaan’s business cash management services. Torra previously served as director of the Professionals Preference Program at Fairfi eld County Bank. He holds a Master of Science degree in banking and money management from Adelphi University and a Bachelor of Arts degree in political science from the Ohio

State University. In addition, he is a graduate of the National Defense University and the Command and General Staff Col-lege.

CREDITS, CLIENTS AND AWARDS

BARNUM FINANCIAL GROUP has been recognized as MetLife’s 2012 fi rm of the year. The group, which is headquar-tered in Shelton, was also awarded the highest management honor, the 2012 Individual Distribution Firm of the Year. Bar-num Financial Group provides a range of investment and risk management products and services to more than 160,000 cli-ents.

TFI ENVISION INC., an advertising and branding fi rm in Norwalk recently teamed up with Breyers® and NASCAR to develop the graphics for a special pack for Kroger stores. The Kroger Daytona 500 Breyers special pack combines the com-radery of the NASCAR culture and the togetherness of Breyers ice cream.

THOMAS P. PARRINO of New Canaan, a partner at Nusbaum & Parrino P.C., was selected as the 2013 Lawyer of the Year in the area of family law by Best Lawyers. Parrino holds a bachelor’s degree from the University of Connecticut and a Juris Doctorate degree from the University of Bridgeport.

FRANK ROWELLA JR., managing part-ner at Reynolds & Rowella L.L.P. has re-ceived a Five Star Wealth Manager award in the category of taxation presented by Five Star Professional. This is the second consecutive year that Rowella has been named an award recipient. Reynolds & Rowella is a full-service accounting and fi -nancial services fi rm with offi ces in Ridge-fi eld and New Canaan.

NEWSMAKERS

GAIL E.D. BRATHWAITE has joined BNC Financial Group as executive presi-dent and chief operating offi cer. Brath-waite serves as the head of the deposit and loan operations, information technology, human resources and facilities depart-ments. Most recently, she served as presi-dent and chief executive offi cer for GEDB L.L.C., a consulting company.

ON THE GO

THURSDAY APRIL 18Stamford Chamber of Commerce “April Business After Hours,” 5 to 7:30 p.m., Harbor Point Dental Group, 711 Canal St., Suite 250, Stamford. For information, call 359-4761 or visit stamfordchamber.com.

WEDNESDAY APRIL 24Stamford Chamber of Commerce “Annual State of the City Address,” 11:30 a.m. to 1 p.m., Stamford Marriott Hotel & Spa, 243 Tresser Blvd., Stamford. For information, call 359-4761 or visit stamfordchamber.com.

TUESDAY APRIL 30“Temple Israel Networking Group for individuals in their job search,” 2 p.m., Temple Israel, 14 Coleytown Road, West-port. For information, call 227-1293.

Information for these features has been submitted by the sub-jects or their delegates.


on the recordIgboeli, Chinyere and Samuel Baddoo, Shelton. Seller: Cran-berry Estates L.L.C., Fairfield. Property: 12 Cisco Drive, Shel-ton. Amount: $520,000. Filed March 25.

Ingargiola, Attilio S. and Kyung-A Park, Fairfield. Seller: Deborah and Robert Greenberger, Fair-field. Property: 36 Yarrow Road, Fairfield. Amount: $557,000. Filed March 25.

Jachimowicz, Aldona and Sla-womir, Norwalk. Seller: Brenda A. Parry McCallmon, Huntsville, Ala. Property: 28 Marlin Drive, Norwalk. Amount: $250,000. Filed April 1.

Jagaric, Andrea and Stjepan Spanjol, Greenwich. Seller: The Woodland Ledges L.L.C., Green-wich. Property: 177 Railroad Ave., Unit D, Greenwich. Amount: $1.4 million. Filed March 28.

Jensen, Helen M. and Arthur A., Fairfield. Seller: Althea M. Larkin, Fairfield. Property: 81 Sigwin Drive, Fairfield. Amount: $390,000. Filed March 20.

Jovel, Guadalupe and Jose, Trum-bull. Seller: Viviana Edwards, Carrollton, Texas. Property: 136 Hurd Road, Trumbull. Amount: $235,000. Filed March 27.

Kaur, Gurjit and Mukhtar Singh, Danbury. Seller: Francis J. Blackwell Allen, Danbury. Prop-erty: 66 Briar Ridge Road, Dan-bury. Amount: $340,000. Filed March 25.

Koskinas, Christina L. and Fo-tios, Fairfield. Seller: Jessa J. and James P. Murnin, Fairfield. Prop-erty: 25 Millspaugh Drive, Fair-field. Amount: $311,400. Filed March 22.

Kreuder, Kristin A., Weston. Seller: Bonni M. Hollon and Bar-ry C. Williams, Weston. Property: 44 Blue Spruce Circle, Weston. Amount: $585,000. Filed April 1.

Lalor, Jennifer C. and William P., White Plains, N.Y. Seller: Martha W. DiLillo, Wilton. Prop-erty: 40 Mollbrook Drive, Wilton. Amount: $677,000. Filed April 1.

Lamster, Francine and Freder-ick, Stamford. Seller: Palmer Hill Partners L.L.C., Stamford. Prop-erty: 77 Havemeyer Lane, Unit 60, Stamford. Amount: $1.2 million. Filed March 28.

Selene RMOF II REO Acquisition L.L.C., Wilmington, Del., Peter Delfranco, Fairfield. Property: Lot 2, Map 1516, Fairfield. Amount: $765,216. Filed March 27.

Stone Castle Investments L.L.C., Monroe. Seller: Sisters of the Holy Name of Nazareth USA Inc., Des Plaines, Ill. Property: Mon-roe Turnpike, Parcel A, B and C, Map 3089, Monroe. Amount: $602,500. Filed March 27.

Stone Financing L.L.C., Mel-bourne, Fla. Seller: Colleen A. and Harold H. Shaw, Fairfield. Prop-erty: 25 Meadowcroft Road, Fair-field. Amount: $708,000. Filed March 28.

Vault Commercial L.L.C., Dan-bury. Seller: Federal National Mortgage Association , Wash-ington, D.C. Property: 10 to 12 William St., Danbury. Amount: $165,000. Filed March 25.

QuIt CLAIM

Arsan, Patricia Irene, Danbury. Seller: Thomas H. Koch, New Milford. Property: 9 Fairfield Ave., Danbury. Amount: $60,000. Filed March 27.

Levy, Jennifer L., Jordan B. and Steven, Woodbury. Seller: Flagpole Holdings L.L.C., New-town. Property: 146 Walnut Tree Hill Road, Newtown. Amount: $350,000. Filed April 1.

REsIdEntIAL

7 H L.L.C., Greenwich. Seller: Marie R. Frattalone, Greenwich. Property: 7 Harold Ave., Green-wich. Amount: $420,000. Filed March 25.

Alexander, Michelle T., Dalton, Mass. Seller: Anglea V. Cristiano, Stamford. Property: 103 Doo-little Road, Stamford. Amount: $445,000. Filed March 28.

Anderson, Lisa R. and Kurt M., Norwalk. Seller: Kathleen S. and Rainer Maas Irslinger, Norwalk. Property: 25 Steepletop Road, Norwalk. Amount: $782,500. Filed April 1.

Balamaci, Kathleen, Shelton. Seller: RGR Shelton L.L.C., Fair-field. Property: 134 Kyles Way, Unit 126, Shelton. Amount: $361,900. Filed March 25.

Balestra, Mabel A. and Fed-erico, Greenwich. Seller: Denise Sadokoff, Stamford and Scott Sadokoff, Greenwich. Property: 35 Dunwoodle Place, Greenwich. Amount: $2.04 million. Filed March 28.

Barile, Angela and Patrick Lu-ther, Wilton. Seller: Randi Lynn and Marten Van Pelt, Wilton. Property: 101 Kent Road, Wilton. Amount: $765,000. Filed April 1.

Bartholomew, Kristen M., New Milford. Seller: Susanne and Pe-ter Julian, Palm Beach Gardens, Fla. Property: 55 Mill Plain Road, Unit 34-14, Danbury. Amount: $118,000. Filed March 28.

Bavolacco, Anita L. and Rob-ert F. and Robert F. Sr., Shelton. Seller: Diana B. and Patrick M. Carey, Shelton. Property: 295 Huntington St., Shelton. Amount: $313,000. Filed March 26.

Behr, Brant, Norwalk. Seller: Federal National Mortgage Asso-ciation, Washington, D.C. Prop-erty: 34 Paradiso St., Norwalk. Amount: $175,000. Filed April 1.

Benicewicz, Ashley and Evan Barchi, Danbury. Seller: Barbara and Kenneth Stefenak, Danbury. Property: 11 Mannions Lane, Unit 28, Danbury. Amount: $183,000. Filed March 27.

Binetti, Donna M. and Frank, Brookfield. Seller: Mary Louise Zinser, Danbury. Property: 34A Padanaram Road, Unit 229, Dan-bury. Amount: $80,000. Filed March 26.

Boyle, Maureen C. and Michael F., Sandy Hook. Seller: Barbara A. Lesko, Sandy Hook. Property: 44 Watkins Drive, Sandy Hook. Amount: $363,000. Filed April 1.

Boyne, Lisa, Fairfield. Seller: Alena L. Scarano, Fairfield. Property: 90 Harvester Road, Fairfield. Amount: $220,000. Filed March 25.

Breitling Estate Co. Inc., Wilton. Seller: Marisa and Stephen Aulen-bach, Wilton. Property: 20 Sharp Hill Road, Wilton. Amount: $850,000. Filed April 2.

Brenner, Jillian and Jonathan Yorke, Bridgeport. Seller: Secure Residential L.L.C., Stratford. Property: 45 Brookfield Ave., Fairfield. Amount: $399,000. Filed March 28.

Briggs, Dawn G. and Jonathan S., Newtown. Seller: Linda V. and James W. Lintz, Newtown. Prop-erty: 19 Poorhouse Road, New-town. Amount: $605,000. Filed April 1.

Cavagnaro, Christina L. and William J. III, Stamford. Seller: Greta and Christopher Herbert, Wilton. Property: 349 Mountain Road, Wilton. Amount: $612,000. Filed March 22.

Cevasco, Maria Cristina and Hugo Luis Sandoval, Darien. Seller: Chandra Lynam Habrecht and George A. Habrecht, Shel-ton. Property: 25 Jade Tree Lane, Trumbull. Amount: $375,000. Filed March 28.

Chan, Sai and Simon Chiu, Wil-ton. Seller: Jayne S. and Stephen R. DesLorge, Wilton. Property: 173 Signal Hill Road, Wilton. Amount: $880,000. Filed March 26.

Chang, Hui-Chi, Stamford. Sell-er: Maximilian G. Samo, Stam-ford. Property: 132 Hope St., Unit F, Stamford. Amount: $363,000. Filed March 28.

Chinniah, Anton N., Fairfield. Seller: Patricia A. Sheehy, 92 Cha-tham Road, 92 Chatham Road, Fairfield. Amount: $885,000. Filed March 20.

Choi, Alison Y. and Joseph H. Stagg IV, Stamford. Seller: Mimi G. and W. Robert Hamilton, Wilton. Property: 29 Bittersweet Trail, Wilton. Amount: $693,000. Filed April 1.

Chokshi, Shilpa and Ashish; and Mohanalakshmi Krishnan, Hackettstown, N.J. Seller: Ander-son Ruiz, Norwalk. Property: 18 Prospect Ave., Unit A2, Norwalk. Amount: $72,000. Filed March 28.

Collin, Christine Ann and Da-vid Scott, Fairfield. Seller: Bank of America N.A., Plano, Texas. Property: 464 Round Hill Road, Fairfield. Amount: $480,000. Filed March 22.

Conway, Mimi, New Canaan. Seller: Patricia E. Vollmer, Wilton. Property: 28 Deepwood Road, Wilton. Amount: $930,000. Filed March 28.

Correa, Erin A. and Robert J. Jr., Monroe. Seller: Angie M. Collazo-Castillo and Joel Castillo, Monroe. Property: 655 Mon-roe Turnpike, Monroe. Amount: $280,000. Filed March 26.

Costantini, Lynne and Michael A., Fairfield. Seller: Pamela I. and George D. Baeky, Fairfield. Property: 272 Catamount Road, Fairfield. Amount: $1.04 million. Filed March 21.

Costigan, Shelley D. and Sea-mus, Stamford. Seller: Barholm Associates L.L.C., Stamford. Property: 37 Barholm Ave., Stam-ford. Amount: $625,000. Filed March 28.

Crowley, Nancy and Jeremiah, Norwalk. Seller: Marzanna and Robert Ostazewski, Norwalk. Property: 1 Orlando Place, Nor-walk. Amount: $425,000. Filed March 26.

Daigle, Karma and Keith, Trum-bull. Seller: Vince Lombardo, Stratford. Property: 78 Ran-dall Drive, Trumbull. Amount: $399,900. Filed April 1.

Davis, Kevin P., Norwalk. Seller: Amajette and Reden Gabis, Nor-walk. Property: 3 Vail St., Unit B, Norwalk. Amount: $190,000. Filed March 28.

Decker, Lindsay and Brian, Nor-walk. Seller: Debra A. Morgan, Trumbull. Property: 18 Beers St., Trumbull. Amount: $350,000. Filed April 1.

Dednarczyk, Kinga and Sean M. Dellafera, Woodbury. Seller: Gay A. Santarsiero, Danbury. Prop-erty: 166 Old Brookfield Road, Unit 17-3, Danbury. Amount: $151,000. Filed March 25.

Dooley, Kathryn M. and Gregory P., Greenwich. Seller: Elizabeth Clarke-Jackson and Robert M. Jack-son, Norwalk. Property: 62 Mel-bourne Road, Norwalk. Amount: $433,100. Filed March 27.

Egan, Kimberly A. and Patrick M., Monroe. Seller: Kristin and Bryce Poland, Monroe. Property: 34 Colony Road, Monroe. Amount: $440,000. Filed March 25.

Estep, Erin E. and Joseph E. Provey, Fairfield. Seller: Rob-ert Pierce Onthank Sr., Fairfield. Property: 1257 Jennings Road, Fairfield. Amount: $663,000. Filed March 28.

Evans Walcott, Thalia and James H. Walcott, Norwalk. Seller: Kathryn E. and William P. O’Keefe, Trumbull. Property: 1 Caroline St., Trumbull. Amount: $420,000. Filed April 1.

Farley, Roger J., Stamford. Seller: 333 Broad Street Associates II L.L.C., Stamford. Property: 1 Broad St., Unit 10B, Stamford. Amount: $510,000. Filed March 26.

Fasano, Mark, Southport. Seller: Deutsche Bank National Trust, Coppell, Texas. Property: 156 Bungalow Ave., Fairfield. Amount: $246,750. Filed March 20.

Faucher, Alissa, Westport. Seller: William Mulreed, Fairfield. Prop-erty: 85 Andrassy Ave., Fairfield. Amount: $290,000. Filed March 28.

Filippelli, Rosanna and Franco, Fairfield. Seller: Stone Financ-ing L.L.C., Melbourne, Fla. Seller: 25 Meadowcroft Road, Fairfield. Amount: $708,000. Filed March 28.

Friedman, Karem and Tamir, Stamford. Seller: John T. Moore, Weston. Property: 28 Lake-side Drive, Weston. Amount: $612,000. Filed March 25.

Guzman, Hilda C. Ruben, Stam-ford. Seller: Vincent E. Bradford, Norwalk. Property: 4 Newfield St., Norwalk. Amount: $247,000. Filed March 26.

Halam, Lauren B. and Peter S. Haering, Norwalk. Seller: Lana Patel and Tanvir Alam, Norwalk. Property: 12 Twin Ledge Road, Norwalk. Amount: $515,000. Filed April 1.

Harlan, Laura L. and Theodore R., Norwalk. Seller: Rebecca M. and Benjamin Thompson, St. John’s Wood, United Kingdom. Property: 30 Shadow Lane, Wil-ton. Amount: $1.4 million. Filed March 26.

Heidenrich, Liria and Per F., Stamford. Seller: Eastside Devel-opment Associates L.L.C., Stam-ford. Property: 850 E. Main St., Unit 416, Stamford. Amount: $280,000. Filed March 28.

Hsia, Yuan-Yi and Luke S. Young-blood, Milford. Seller: Maria Mari-ni, Fairfield. Property: 141 Samp Mortar Drive, Fairfield. Amount: $730,000. Filed March 25.

Iannucci, Caitlin and Timothy Jurkowski, Shelton. Seller: Carly and Robert P. Dunford, Shelton. Property: 59 Wheeler St., Shelton. Amount: $292,000. Filed March 25.


on the record


Lee, Julie L. and Jason S., Nor-walk. Seller: Kathleen T. and Brian C. Fitzgerald, Wilton. Property: 160 Westport Road, Wilton. Amount: $659,000. Filed March 26.

Lesko, Barbara A., Newtown. Seller: Mary E. and George L. Wilson Jr., Newtown. Property: 137 Louis Hill Road, Newtown. Amount: $283,000. Filed April 1.

Levesque, Christopher, Trum-bull. Seller: David S. Eisen, New York City. Property: 266 Pine-wood Trail, Trumbull. Amount: $220,000. Filed March 28.

Lobo, Stephen Ashokkumar, Wilton. Seller: Mary A. Holmes, Wilton. Property: 16 Wilton Crest, Wilton. Amount: $351,000. Filed April 1.

Lourenco, Alan A., Albert A. and Dorothy, Newtown. Seller: James Psichopiadas, Newtown. Property: 106 Taunton Hill Road, Newtown. Amount: $900,000. Filed April 1.

Maiya, Carrie and Girish, White Plains, N.Y. Seller: Jessica and Matthew J. Mitchell, Brookfield. Property: 8 Knobb Hill, Norwalk. Amount: $485,000. Filed April 1.

Markwell, Juliana, John and Robert Scott, Pittsburgh, Pa. Seller: Ana Monica Torres Fer-reira and Edgar Torres, Norwalk. Property: 62 Glenrock, Norwalk. Amount: $329,000. Filed April 1.

Marsh, Beth A. and Stephen A. Mock, Stamford. Seller: Nan P. and Paul R. Gordon, Stamford. Property: 933 Westover Road, Stamford. Amount: $1.7 million. Filed March 28.

Marsten, Deborah and Peter, Mount Kisco, N.Y. Seller: Doro-thea M. and Michael K. McGarry, Newtown. Property: 9 New Leb-bon Road, Newtown. Amount: $400,000. Filed March 28.

McDonald/Egan Family L.L.C., Stamford. Seller: Palmer Hill Partners L.L.C., Stamford. Prop-erty: 77 Havemeyer Lane, Unit 58, Stamford. Amount: $1.2 million. Filed March 26.

McIlroy, Deborah J. and W. Da-vid, Fairfield. Seller: Christine A. Benson-Charise and Justin Charise, Westport. Property: 535 West-port Turnpike, Fairfield. Amount: $850,000. Filed March 20.

Mechanic, Barbara and Steven, Floreham Park, N.J. Seller: Ro-salie T. Chiafri, Fairfield. Prop-erty: 33 Hill Farm Road, Fair-field. Amount: $1.1 million. Filed March 26.

Meersman, Laura and Jason, Fairfield. Seller: Michael J. and John M. Szost Jr., Weaverville, N.C. Property: 66 Riverside Drive, Fairfield. Amount: $415,000. Filed March 20.

Megura, Gail R. and Walter, Trumbull. Seller: Jane C. and Christopher O. Ulewicz, Trum-bull. Property: 60 Kent Lane, Trumbull. Amount: $422,500. Filed March 25.

Milligan, Molly McLauglin and Sean Ryan, Greenwich. Seller: Barbara A. and Nigel S. Vass, Stamford. Property: 257 But-ternut Lane, Stamford. Amount: $595,000. Filed March 27.

Moroney, Jennifer, Rye, N.Y. Sell-er: Magdalena and Tomasz J. Gorz-kowicz, Stamford. Property: 55 Clovelly Road, Stamford. Amount: $463,500. Filed March 28.

Mosesian, George Jr., Trumbull. Seller: Cheryl L. Cortina; Doris S. and George Moses Mosessian, Trumbull. Property: 33 Ruth St., Trumbull. Amount: $310,000. Filed March 25.

Mowatt, Laura, Shelton. Seller: Federal National Mortgage Associ-ation, Washington, D.C. Property: 16 Vista Drive, Shelton. Amount: $290,500. Filed March 25.

Mozelak, Kelley and Matthew A., Newtown. Seller: National Residential Nominee Services, Plano, Texas. Property: 5 Winton Farm Road, Newtown. Amount: $700,000. Filed April 2.

Nash, Lauren E. and Timothy D., Danbury. Seller: Dawn G. and Jonathan S. Briggs, Newtown. Property: 31 Pleasant Hill Road, Newtown. Amount: $332,000. Filed April 1.

Obaydi, Amani and Hussam, Riverdale, N.Y. Seller: Bethany and Erik Johnson, Charlotte, N.C. Property: 25 Mortimer Drive, Greenwich. Amount: $600,000. Filed March 26.

Ott, Francis J., Bridgeport. Seller: William P. Loomis Jr., East Haven. Property: 80 Vermont Ave., Fair-field. Amount: $160,000. Filed March 27.

FORECLOSURES

Carvajal, Claudia and Huver. Creditor: Deutsche Bank Nation-al Trust, trustee, Los Angeles, Ca-lif. Property: 44 Valley View Road, Norwalk, Mortgage default. Filed March 27.

Lantell Enterprises L.L.C. Credi-tor: People’s United Bank, Bridge-port. Property: 115 Technol-ogy Drive, Unit B301 and B303, Trumbull, Mortgage default. Filed March 27.

Little, Gloria, et al. Creditor: Ci-tiMortgage Inc., O’Fallon, Mo. Property: 20 Douglas St., Bridge-port, Mortgage default. Filed March 26.

Merrill, Sonya Fulton. Creditor: Wells Fargo Bank N.A., Freder-ick, Md. Property: 6 Burritt Ave., Norwalk, Mortgage default. Filed March 28.

Murphy, Jaime M. and Matthew T., et al. Creditor: Citimortgage, Inc., O’Fallon, Mo. Property: 30 Cornell Road, Danbury, Mort-gage default. Filed March 28.

Trim-Pro Construction L.L.C. Creditor: Bayview Loan Servicing L.L.C., Coral Gables, Fla. Prop-erty: 106 Trowel St., Bridgeport, Mortgage default. Filed March 26.

fORECLOsuREs-COMMIttEE dEEd

Vogel, Diana, Danbury. Seller: Stephanie B. Nickse, Danbury. Property: 1203 Bradford Drive, Danbury. Amount: $210,000. Docket no. DBD cv126009415-S. Filed March 25.

Wells Fargo Bank N.A., Seller: George R. Templee, Shelton. Property: 16 Vista Drive, Shelton. Amount: $263,899.05. Docket no. AAN cv106002397-S. Filed March 25.

JUDGMENTS

550 Realty Associates Inc., Nor-walk. $94,332.49, in favor of Cush-man & Wakefield of Connecticut, Hartford, by Michael C. Jankovsky, Fairfield. Property: 4 Meadow St., Norwalk. Filed April 1.

Abile, Edithia, Stamford. $589.90, in favor of Petro Inc., Melville, N.Y., by Gerald S. Knopf, Stamford. Property: 93 George St., Stamford. Filed April 1.

Acevedo, Dialene, Bridgeport. $4,835.19, in favor of Precision Recovery Analytics Inc., Haw-thorne, N.Y., by Joseph M. Tobin, New Haven. Property: 27 Lincoln Ave., Bridgeport. Filed March 26.

Adams, Walter, Norwalk. $819.63, in favor of Petro Inc., Melville, N.Y., by Gerald S. Knopf, Stamford. Property: 59 Center Ave., Norwalk. Filed March 28.

Ballaro, Anthony, Shelton. $363, in favor of Bridgeport Radiology Associates, Bridgeport, by Jeffrey T. Schuyler, New Britain. Proper-ty: 18 Evelyn Drive, Shelton. Filed March 27.

Betala, Laurel and Marco, Dan-bury. $472.46, in favor of Housa-tonic Valley Radiology, Danbury, by Robert L. Peat, Danbury. Prop-erty: 14 Old Shelter Rock Road, Danbury. Filed March 25.

Burnes, Eugene, Bridgeport. $2,008.68, in favor of Limited Ac-quisitions L.L.C., Houston, Texas, by Holly Nelen, East Hartford. Property: 60 Oakdale St., Bridge-port. Filed March 26.

Chana, Harpreet, Trumbull. $26,666.46, in favor of Razor Capital L.L.C., Bloomington, Minn., by Neil Paul, West Hart-ford. Property: 8 Plumb Creek Road, Trumbull. Filed March 25.

Coates, Virgil, Danbury. $764.27, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Dan-bury. Property: 47 Rowan St., Danbury. Filed March 25.

Coffield, Curtis, Bridgeport. $2,981.60, in favor of Precision Recovery Analytics Inc., Haw-thorne, N.Y., by Joseph M. Tobin, New Haven. Property: 685 Platt St., Bridgeport. Filed March 26.

Conklin, Geraldine, Danbury. $983.49, in favor of Danbury Hos-pital, Danbury, by Robert L. Peat, Danbury. Property: 25 Cleveland St., Danbury. Filed March 25.

Cortese, John N., Newtown. $42,279.66, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 127 Brushy Hill Road, Newtown. Filed March 28.

Dattilo, Francisca, Danbury. $1,027.55, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Prop-erty: 12 Charcoal Ridge Road, Danbury. Filed March 25.

Dupee, John, Norwalk. $13,347.60, in favor of Stamford Postal Employees Federal Credit Union, Stamford, by Charles A. Fiore, Norwalk. Property: 6 Dover St., Norwalk. Filed March 26.

Duque, Nestor, Danbury. $1,198.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 110 W. Wooster St., Danbury. Filed March 27.

Duque, Nestor, Danbury. $4,536.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 110 W. Wooster St., Danbury. Filed March 25.

Duran, Johanna A., Bridgeport. $36,009.54, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Jo-seph M. Tobin, New Haven. Prop-erty: 157 Carnegie Ave., Bridge-port. Filed March 26.

Fernandez, Victor A., Norwalk. $26,086.49, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Jo-seph M. Tobin, New Haven. Prop-erty: 233 Flax Hill Road and 28 Spring Hill Ave., Norwalk. Filed March 26.

Fernandez, Victor A., Norwalk. $22,988.32, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Jo-seph M. Tobin, New Haven. Prop-erty: 233 Flax Hill Road and 28 Spring Hill Ave., Norwalk. Filed March 26.

Gallego, Mariana, Danbury. $948.83, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Prop-erty: 1 to 3 to 5 Barnum Court, Danbury. Filed March 27.

Geils, Nancy, Trumbull. $5,623.06, in favor of Capital One N.A., Richmond, Va., by Holly Nelen, East Hartford. Property: 6 Skating Pond Road, Trumbull. Filed March 28.

Gill, Sandra P., Newtown. $368.10, in favor of May Depart-ment Stores Co., Mason, Ohio, by Holly Nelen, East Hartford. Prop-erty: 10 Maple Drive, Newtown. Filed March 28.

Graney, Robert, Fairfield. $1,848.22, in favor of Equable Ascent Financial L.L.C., North-brook, Ill., by Julie B. Solomon, Albany, N.Y. Property: 39 Bond St., Fairfield. Filed March 20.

Granite, John, Weston. $6,414.24, in favor of Beneficial Connecti-cut Inc., Enfield, by Russell L. London, Newington. Property: 5 Buck Hill Road, Weston. Filed April 3.

Guy, Charles, Danbury. $2,714.44, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 102A Chambers Road, Danbury. Filed March 25.

Jennings, Mary, Westport. $1,859.92, in favor of Barclays Bank Delaware, Wilmington, Del., by Julie B. Solomon, Albany, N.Y. Property: 9 Hickory Drive, Westport. Filed March 27.

Konow, Gary, Danbury. $663.69, in favor of Danbury Emergency Services, Danbury, by Robert L. Peat, Danbury. Property: 6 Dogwood Drive, Danbury. Filed March 25.


on the recordGianopoulos, Constantine, 41 Fishing Trail, Stamford. $21,623.35, trust fund recovery penalty and/or excise taxes im-posed. Filed April 1.

fEdERAL tAX LIEns-RELEAsEd

Callands, Kermit, 51 Schuyler Ave., Apt. 89, Stamford. $2,701.21, tax debt on income earned. Filed March 26.

Callands, Kermit, 1633 Wash-ington Blvd., Apt. C4, Stamford. $10,186.55, tax debt on income earned. Filed March 26.

Callands, Kermit, 16 Burwood Ave., Stamford. $2,954.31, tax debt on income earned. Filed March 26.

Callands, Kermit, 15 Victory St., Apt. 4, Stamford. $15,488.59, tax debt on income earned. Filed March 26.

Callands, Kermit, 51 Schuy-ler Ave., Apt. 8G, Stamford. $11,778.78, tax debt on income earned. Filed March 26.

Classic Graphics Corp., 652 Glenbrook Road, Stamford. $15,373.31, payroll taxes. Filed March 25.

Diaz, Sylvie, 300 Atlantic St., 10th floor, Stamford. $9,355.09, tax debt on income earned. Filed April 1.

Dimowitz, Steven H., 58 Geriak St., Stamford. $42,241.98, tax debt on income earned. Filed March 25.

Gavay-Gesauldi, C. and Carl Gesauldi, 30 Little Brook Lane, Newtown. $7,419.42, tax debt on income earned. Filed April 2.

Groberio, Sheila and Sel-vino, 355 Ruth St., Bridgeport. $5,553.12, tax debt on income earned. Filed March 26.

Hackett, Ashley, 150 South-field Ave., Apt. 1233, Stamford. $13,803.73, tax debt on income earned. Filed March 25.

Huslin, Oral, 270 Graham St., Fairfield. $11,099.20, tax debt on income earned. Filed March 19.

Kyasky, Darshane E., 24 Cedar Hill Road, Shelton. $2,061.56, tax debt on income earned. Filed March 25.

Loschiavo, Carol Ann and An-thony, Fairfield. $736.27, in favor of CT Hand & Upper Extremity Center, Bridgeport, by Karen E. Lahey, Waterbury. Property: 544 Brookside Drive, Fairfield. Filed March 19.

Luther, Ronald M., Westport. $27,159.40, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 112 Imperial Ave., Westport. Filed March 26.

MacIntyre, Donald R., Wilton. $104,522.20, in favor of Abele Tractor & Equipment Co. Inc., Albany, N.Y., by Joseph P. Sargent, Fairfield. Property: 11 Freshwater Lane, Wilton. Filed March 22.

Malik, Asif, Easton. $8,742.01, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 119 Judd Road, Easton. Filed March 22.

Martinez-Barrientos, Gloria P., Norwalk. $17,670.95, in favor of Discover Bank, New Albany, Ohio, by Holly Nelen, East Hart-ford. Property: 2 Knapp St., Apt. B, Norwalk. Filed March 26.

Meehan, Edward T., Stamford. $4,237.83, in favor of FIA Card Services N.A., Wilmington, Del., by Julie B. Solomon, Albany, N.Y. Property: 94 Old Barn Road West, Stamford. Filed March 27.

Mendes, Maria, Danbury. $1,798.80, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 168 Brushy Hill Road, Danbury. Filed March 25.

Mullen, Mary Ann, Green-wich. $2,243, in favor of Georgia Frangis, c/o Hearing, Speech & Language Center, Greenwich, by Georgia Frangis, Greenwich. Property: 71 Byram Road, Green-wich. Filed March 28.

Nelson, Yvonne, Bridgeport. $705.32, in favor of Advanced Radiology Consultants L.L.C., Trumbull, by Richard Terry, Hamden. Property: 128 Robert St., Bridgeport. Filed March 26.

Neunteufel, Herbert, Easton. $16,049.18, in favor of FIA Card Services N.A., Wilmington, Del., by Julie B. Solomon, Albany, N.Y. Property: 15 Hayes St., Easton. Filed March 27.

Pinto, Andrea, Easton. $1,263.32, in favor of Precision Recovery Analytics Inc., Hawthorne, N.Y., by Joseph M. Tobin, New Haven. Property: 12 The Circle, Easton. Filed March 25.

Riith, Robert, Norwalk. $715.90, in favor of Obstetrics and Gyne-cology Associates OBGA, Stam-ford, by Robert L. Peat, Danbury. Property: 124 W. Norwalk Road, Norwalk. Filed March 26.

Riley, Robin D., Newtown. $12,678.22, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 17 Crabapple Lane, Newtown. Filed March 28.

Sabia, Katherine, Monroe. $1,957.41, in favor of Cach L.L.C., Denver, Colo., by Joseph M. To-bin, New Haven. Property: 22 Hemlock Lane, Monroe. Filed March 25.

Saint-Fleur, Josue, Bridgeport. $2,492.80, in favor of Costello & McCormack P.C., Fairfield, by Kieran J. Costella, Fairfield. Prop-erty: 96 Camp Ave., Bridgeport. Filed March 26.

Sapelli, James M., Trumbull. $14,937.99, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Jo-seph M. Tobin, New Haven. Prop-erty: 7 Sanford Ave., Trumbull. Filed March 25.

Sciacca, Thomas P., Danbury. $7,578.23, in favor of Citibank N.A., Sioux Falls, S.D., by Holly Nelen, East Hartford. Property: 14 Scuppo Road, Unit G7, Dan-bury. Filed March 25.

Sengphet, Thonglak, Danbury. $1,761.90, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 3 Moran Ave., Danbury. Filed March 25.

Silva, Virginia, Danbury. $1,848.65, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 3 Oak Trail, Danbury. Filed March 26.

Simmons, Myriam, Weston. $1,764.83, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 34 Trails End Road, Weston. Filed March 27.

Smith, Cawthon, Norwalk. $14,005.76, in favor of Bushwick Metals Inc., Linden, N.J., by Ste-phen A. Sugarmann, New Haven. Property: 43 Fox Run Road, Nor-walk. Filed March 26.

Smith, Dean, Bridgeport. $7,497.94, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 350 Grovers Ave., Bridgeport. Filed March 26.

Turoczi, Kevin, Danbury. $558.29, in favor of Housatonic Valley Radiology, Danbury, by Robert L. Peat, Danbury. Prop-erty: 8 Austin St., Danbury. Filed March 27.

Upshaw, Willie, Fairfield. $7,378.47, in favor of Midland Funding L.L.C., San Diego, Calif., by Holly Nelen, East Hartford. Property: 74 James St., Fairfield. Filed March 22.

Vlahos, John, Monroe. $1,355.65, in favor of Lewin P&H Supply Co., Hartford, by Jeffrey A. Beck-man, Hartford. Property: 420 Moose Hill Road, Monroe. Filed March 26.

Wilson, Angela B., Bridgeport. $472.73, in favor of Advanced Radiology Consultants L.L.C., Trumbull, by Richard Terry, Hamden. Property: 212 Prince St., Bridgeport. Filed March 26.

Worsley, Sandra, Bridgeport. $6,840.89, in favor of Palisades Collection L.L.C., Englewood Cliffs, N.J., by Holly Nelen, East Hartford. Property: 360 Priscilla St., Bridgeport. Filed March 26.

Wrobel, Mariusz M. and W Painting L.L.C., Norwalk. $10,237.60, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 12 Chester St., Norwalk. Filed March 28.

LEASES

Dr. Pamela George, Landlord: ACA Distributors Inc., Fairfield. Property: 325 Reef Road, Suite 101, Fairfield. Term: Five years, commencing Feb. 28, 2013. Filed March 25.

LIENS

fEdERAL tAX LIEns-fILEd

Adams, Colleen H. and David J., 225 Primrose Lane, Fairfield. $46,197.37, tax debt on income earned. Filed March 27.

Biagoni, Sergio, 34 Concord St., Greenwich. $26,443.75, tax debt on income earned and trust fund recovery penalty and/or excise taxes imposed. Filed March 25.

Bicudo, Ricardo, 600 Washing-ton Blvd., Stamford. $84,983.37, tax debt on income earned. Filed April 1.

Bodek, Elizabeth B. and Haim Y., 11 Sea Beech Drive, Stamford. $101,957.61, tax debt on income earned. Filed April 1.

Bremner, Yuki and Brian M., 52 Benjamin St., Old Greenwich. $58,060.10, tax debt on income earned. Filed March 25.

Brown, Ridgely W., 15 Fifth St., Stamford. $205,099.68, tax debt on income earned. Filed March 26.

Carol L. Upright L.L.C., 230 Winton Road, Fairfield. $7,045.61, payroll taxes. Filed March 19.

Catalino, Bonnie and Mark, 121 Towne St., Apt. 217, Stamford. $105,152.42, tax debt on income earned. Filed April 1.

Cawsey, Margaret J. and William W., 28 Fletcher Ave., Greenwich. $60,813.97, tax debt on income earned. Filed March 25.

Cubur, Goldie and Erique, 11 Pepper Ridge Road, Stamford. $64,989.02, tax debt on income earned. Filed March 27.

Czegfedi, Michael, 12 Gaylord Drive South, Wilton. $63,795.40, tax debt on income earned. Filed March 19.

Feliciano, Jose M., 266 Lyons Plain Road, Weston. $158,595.83, tax debt on income earned. Filed April 1.

Harter, Christina M. and John L., 2 Silvermine Ridge, Norwalk. $16,956.11, tax debt on income earned. Filed April 1.

Harter, Christina M. and John L., 2 Silvermine Ridge, Norwalk. $78,146.65, tax debt on income earned. Filed April 1.

Hochreiter, E. Joseph, 6 Sandy Lane, Greenwich. $174,711.12, tax debt on income earned. Filed March 25.

Ianus, Nicolae and Vasilica, 1 Success Ave., Fairfield. $33,412.53, tax debt on income earned. Filed March 19.

Jolon, Jose, 38 Diaz St., First floor, Stamford. $72,387.44, tax debt on income earned. Filed March 25.

Kids Time Pre School and Day Care Inc., 32 Portland Ave., Red-ding. $2,197.13, payroll taxes. Filed March 27.

Lashley, Traci L. and Charles F., 25 Glendenning St., Norwalk. $58,468.87, tax debt on income earned. Filed April 1.

Mathison, Patricia A., 113A Wal-nut Tree Hill Road, Sandy Hook. $15,764.82, tax debt on income earned. Filed March 25.

Miller, Julie Dillon Ripley, 6 McKendry Court, Rowayton. $1.9 million, tax debt on income earned. Filed March 19.

fEdERAL tAX LIEns-pARtIAL RELEAsE

Harrison, Nina L., 28 N. Calvin Road, Weston. $103,056.85, tax debt on income earned. Filed March 27.

Harrison, Nina L. 28 N. Calvin Road, Weston. $104,803.71, tax debt on income earned. Filed March 25.

Miller, Peter F., 21 Point Road, Norwalk. $48,895.12, tax debt on income earned. Filed April 1.

Reiss, Ronald J., 75A Richland Road, Greenwich. $95,251.35, tax debt on income earned. Filed March 26.

fEdERAL tAX LIEns-REfILE nOtICE

Gianopoulos, Constantine, 41 Fishing Trail, Stamford. $20,212.46, trust fund recovery penalty and/or excise taxes im-posed. Filed April 1.





on the record


Lamb, Sheila F. and Graham R., 48 Norton Road, Easton. $90,752.94, tax debt on income earned. Filed March 25.

Lattimore, Patrick A., 5 Wil-son Place, Apt. 3, Danbury. $14,454.56, tax debt on income earned. Filed March 25.

Mattai, Natalie J., 39 Acorn Ave., Bridgeport. $9,187.97, tax debt on income earned. Filed March 26.

Orr, Maple and Lloyd, 80 Webb Ave., Stamford. $18,628.68, tax debt on income earned. Filed March 25.

Road Ready Used Cars Inc., 887 Reservoir Ave., Bridgeport. $31,154.69, payroll taxes. Filed March 26.

Skeeter, Tanya C., 252B Wade St., Bridgeport. $3,718.89, tax debt on income earned. Filed March 19.

Veliz, Catalino, 19 Lee St., Sec-ond floor, Stamford. $4,350.13, tax debt on income earned. Filed April 1.

Veloso, Marcia and Celso, 583 Melville Ave., Fairfield. $4,349.59, tax debt on income earned. Filed March 19.

Veras Walowitz, Magg and M P Walowitz, 45 Peaceful Valley Road, Trumbull. $20,912.29, tax debt on income earned. Filed March 25.

Villeroel, Frank J., 40 Belmont Ave., Shelton. $28,678.45, tax debt on income earned. Filed March 25.

Wilson, Lisa, 146 Weber Ave., Unit 2, Bridgeport. $10,335.60, tax debt on income earned. Filed March 26.

Wilson, Serena L. and Terena, 111 Clermont Ave., Bridgeport. $10,039.43, tax debt on income earned. Filed March 26.

MECHAnIC’s LIEns-fILEd

Callahan Inc., Norwalk. Filed by Norwalk Alf Poperty Inc., Bridgewater, Mass. Property: 73 Strawberry Hill Ave., Norwalk. Amount: $50,191. Filed March 28.

Highland HC L.L.C., Ridgefield. Filed by Premiere Flooring Sys-tems Inc., Ridgefield, by Nicholas Mazzo. Property: 123 to 125 Main St., Newtown. Amount: $11,485. Filed March 28.

Martin, Ilse, Fairfield. Filed by Zenko Inc., Monroe, by Rob-ert Zenko. Property: 93 College Place, Fairfield. Amount: $18,282. Filed March 25.

O’Malley, Beth, Greenwich. Filed by Fiore Screnci, Greenwich. Property: 90 Bowman Drive, Greenwich. Amount: $239,830. Filed March 26.

Pelho, Sergio, Easton. Filed by Charles E. McLevy, Fairfield. Property: 80 High Meadow Road, Easton. Amount: $5,000. Filed March 22.

MECHAnIC’s LIEns-RELEAsEd

Black Rock Associates, Fairfield. Filed by Probuild Co. L.L.C., by Nick Berardis. Property: 525 Tux-nis Hill Cutoff, Fairfield. Amount: $9,526.54. Filed March 22.

O’Halpin, Valerie L. and James J., Stamford. Filed by William Ni-zolek Landscaping of Stamford. Property: 2297 Long Ridge Road, Stamford. Amount: $16,866.22. Filed March 27.

LIS PENDENS

108 Prospect Street L.L.C.; and P & H Construction Group Inc., Stamford. Filed by Christopher G. Winans, Danbury, for Ogden Electrical Service Inc., Danbury. Property: 108 Prospect St., Stam-ford. Action: to foreclose on a me-chanic’s lien. Filed March 27.

12 Havemeyer Owners L.L.C.; and Rona H. and Jeffrey B. Ci-trin, Greenwich. Filed by Joseph J. Cherico, Stamford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 12 Havemeyer Place, Greenwich. Action: to foreclose a delinquent mortgage. Filed March 27.

Ahmed, Kamal, et al., Bridge-port. Filed by Loren M. Bisberg, Farmington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 1533 to 1535 Park Ave., Bridgeport. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $252,000, dated November 2005. Filed March 26.

Albuquerque, Louisa C. and Jo-seph S. Burden, et al., Monroe. Filed by Loren M. Bisberg, Farm-ington, for Connecticut Housing Financial Authority, Bridgeport. Property: 332 Elm St., Monroe. Action: to foreclose a delinquent mortgage in the original principal amount of $269,444, dated Janu-ary 2009. Filed March 28.

Asghar, Waqar and Tahira Samia, et al., Stamford. Filed by Mark A. Sank, Stamford, for Second Fairlawn Condominium Association Inc., Stamford. Prop-erty: 207 Seaton Road, Stamford. Action: to claim a foreclosure. Filed March 25.

Barahona, Augusto a.k.a. Augus-to Parahno, et al., Stamford. Filed by Adrienne Roach, Hartford, for The Bank of New York Mellon, trustee, New York City. Property: 68 Avery St., Stamford. Action: to foreclose a delinquent mortgage in the original principal amount of $558,750, dated April 2006. Filed March 25.

Bernard, David N. and Deme-trios M., et al., Bridgeport. Filed by Douglas Sauvé, Hartford, for U.S. Bank N.A., trustee, Salt Lake City, Utah. Property: 445 Holland Road, Bridgeport. Action: to fore-close a delinquent mortgage in the original principal amount of $296,000, dated April 2007. Filed March 26.

Bodo, Robert, Fairfield. Filed by Erik Loftus, East Hartford, for Homeward Residential Inc., Irvine, Calif. Property: 131 Ros-eville St., Fairfield. Action: to foreclose a delinquent mortgage, dated April 2006. Filed March 20.

Bogan, Steven C., Fairfield. Filed by Loren M. Bisberg, Farmington, for Deutsche Bank National Trust, trustee, Los Angeles, Calif. Prop-erty: 2161 Congress St., Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $808,000, dated Feb-ruary 2007. Filed March 19.

Brown, Joyce and Janet Y. Wil-liams, et al., Stamford. Filed by Kristen Boyle, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 700 Summer St., Unit 8A, Stamford. Action: to fore-close a delinquent mortgage in the original principal amount of $200,800, dated December 2005. Filed March 28.

Canada, Patricia J., et al., Stam-ford. Filed by Richard Lewis, Stamford, for First County Bank, Stamford. Property: 63 Standish Road, Unit 17-C4, Stamford. Ac-tion: to foreclose a delinquent mortgage in the original principal amount of $130,800, dated Janu-ary 2004. Filed March 28.

Carbone, Nicholas D., et al., Danbury. Filed by Adrienne Roach, Hartford, for Wells Fargo Bank N.A., Frederick, Md. Prop-erty: 89 Hospital Ave., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $265,000, dated No-vember 2005. Filed March 28.

Chandler, Ethan Z., et al., Mon-roe. Filed by Douglas Sauvé, Hart-ford, for U.S Bank N.A., trustee, Salt Lake City, Utah. Property: 18 Cascade Circle, Unit 18, Monroe. Action: to foreclose a delinquent mortgage in the original principal amount of $345,230, dated March 2006. Filed March 27.

Charles, Steven A., et al., Nor-walk. Filed by Griffith H. Trow, Stamford, for Clocktower Close Condominium Association Inc., Norwalk. Property: 25 Grand St., Unit 154, Norwalk. Action: to foreclose on unpaid common charges. Filed March 27.

Cobb, Kisha M., et al., Bridge-port. Filed by Loren M. Bisberg, Farmington, for Connecticut Housing Financial Authority, Bridgeport. Property: 23 Sturte-vant Place, Bridgeport. Action: to foreclose a delinquent mortgage in the original principal amount of $165,000, dated October 2003. Filed March 26.

Daignault Donna A. and Patrick A., et al., Newtown. Filed by Jef-frey M. Knickerboxer, Hartford, for HSBC Bank USA N.A., Buf-falo, N.Y. Property: 44Scudder Road, Newtown. Action: to fore-close a delinquent mortgage in the original principal amount of $456,500, dated June 2005. Filed March 28.

Damico, Dominic F. Heirs and/or Beneficiaries, et al., Danbury. Filed by Jo-Ann Sensale, Farm-ington, for JPMorgan Chase Bank N.A., Columbus, Ohio. Property: 14 Cedar St., Danbury. Action: to foreclose a delinquent mortgage in the original principal amount of $140,200, dated April 1999. Filed March 25.

Dasilva, Elizea, et al., Fairfield. Filed, for Federal National Mort-gage Association, Washington, D.C. Property: 1499 Fairfield Woods Road, Fairfield. Action: to foreclose a delinquent mortgage. Filed March 28.

Davis, Barbara and Laurence Sarezky, et al., Bridgeport. Filed by Robert N. Sensale, New Haven, for American Tax Funding L.L.C., Jupiter, Fla. Property: 2675 Park Ave., Unit 21, Bridgeport. Action: to foreclose past due tax liens. Filed March 26.

De Munnynck, Natalie and Yoav Weingenfeld, Greenwich. Filed by Randall J. Carreirra, New Pres-ton, for Lee Seward Plumbing and Heating Inc., New Milford. Prop-erty: 82 Doubling Road, Green-wich. Action: to foreclose on a mechanic’s lien. Filed March 27.

Diiorio, Giuseppe and Salva-tore, Norwalk. Filed by Michael S. Alexander, Hamden, for Glenrock Condominium Association Inc., Norwalk. Property: 29 Glenrock, Norwalk. Action: to foreclose on unpaid common charges. Filed April 1.

Enriquez, Susana and Hector, et al., Danbury. Filed by Adri-enne Roach, Hartford, for Bank of America N.A., Charlotte, N.C. Property: 23 Franklin St., Unit 11, Danbury. Action: to foreclose a delinquent mortgage in the origi-nal principal amount of $140,000, dated June 2005. Filed March 25.

Epondulan, Generoso and Amytis, et al., Stamford. Filed by Karen J. Lucien, Hartford, for GMAC Mortgage L.L.C., Fort Washington, Pa. Property: 224 Seaton Road, Unit 29A1, Stam-ford. Action: to foreclose a delin-quent mortgage in the original principal amount of $254,600, dated June 2005. Filed March 25.

Evans, Dana Lee and William H., et al., Greenwich. Filed by John F. Carberry, Stamford, for Charles R. Lee. Property: 49 Tomac Ave., Greenwich. Action: to foreclose a delinquent mort-gage in the original principal amount of $2.1 million, dated July 2003. Filed March 27.

Fairfield Lighting and Design Center Inc. and Frank J. Zemola, Fairfield. Filed by Matthew C. Ma-son and Edward Schenkel, Wil-ton, for Fairfield County Bank, Ridgefield. Property: 63 and 75 Duca Ave., Fairfield. Action: to foreclose a delinquent mortgage in the original principal amount of $225,000, dated January 2012. Filed March 26.

MORTGAGES

COMMERCIAL

1460 Post Road L.L.C., Fairfield, by John Karageorge. Lender: TD Bank N.A., Wilton. Property: 1460 Post Road, Fairfield. Amount: $550,000. Filed March 22.

16 ½ Main Street L.L.C., Dan-bury, by Giuseppe Lombardo. Lender: First Bank of Greenwich, Cos Cob. Property: 16 and 16 ½ Main St., Danbury. Amount: $8,000,000. Filed March 27.

Greenwich Avenue L.P., Green-wich, by Jeffrey T. Miller. Lender: People’s United Bank, Bridge-port. Property: 70 to 74 and 80 to 86 Greenwich Ave., Green-wich. Amount: $3.7 million. Filed March 25.

Lazaros Realty L.L.C., Norwalk, by Nick Ouzouridis. Lender: Webster Bank, Waterbury. Prop-erty: 317 Strawberry Hill Ave., Norwalk. Amount: $225,000. Filed April 1.

Mortimer Drive L.L.C., Green-wich, by Mark Victor. Lender: Michael E. McPhee, Goshen. Property: 16 Mortimer Drive, Greenwich. Amount: $1.3 mil-lion. Filed March 28.



on the recordCoating compositions. Patent no. 8,410,202 issued to Jin Wu, Pittsford, N.Y.; Lanhui Zhang, Webster, N.Y.; and Lin Ma, Pitts-ford, N.Y. Assigned to Xerox Corp., Norwalk.

Dual optical path image scan-ner for automatic image-qual-ity measurements in an image-production device. Patent no. 8,411,329 issued to Martin Ed-ward Hoover, Rochester, N.Y. As-signed to Xerox Corp., Norwalk.

Image-alignment procedure.Patent no. 8,412,088 issued to Abu Saeed Islam, Rochester, N.Y.;Rakesh Suresh Kulkarni, Webster, N.Y.; and Jack Elliot, Penfi eld, N.Y. Assigned to Xerox Corp.,Norwalk.

Methods, apparatus and sys-tems for controlling a gloss of an image fi xed by warm-pres-sure fi xing. Patent no. 8,412,087 issued to Anthony S. Condello, Webster, N.Y.; and Christo-pher Lynn,Wolcott, N.Y. Assigned to Xerox Corp., Norwalk.

Method and system for auto-matic sharing and custom user interface features in a fl eet of multifunction devices. Patent no. 8,411,304 issued to Wendell L. Kibler, Ontario, N.Y.; Arturo M. Lorenzo, Fairport, N.Y.; Rob-ert J. St. Jacques Jr., Fairport, N.Y.; and Naveen Sharma, Fairport, N.Y. Assigned to Xerox Corp.,Norwalk.

System and method for com-puterized sales optimization. Patent no. 8,412,567 issued to Nick Evevsky, Webster, N.Y. As-signed to Xerox Corp., Norwalk.

System and method for locat-ing products in association with productivity and cost informa-tion. Patent no. 8,412,592 issued to Daniel H. Burnett, Fairport, N.Y. Assigned to Xerox Corp.,Norwalk.

System for controlling integra-tion times of photosensors in an imaging device. Patent no. 8,411,182 issued to Scott L. Te-winkle, Ontario, N.Y. Assigned to Xerox Corp., Norwalk.

Selection of exposure intensity and cleaning fi eld intensity set-points for optimum line width using sensor reading. Patent no. 8,411,324 issued to Paul L. Jacobs, Webster, N.Y.; W. Bradford Wil-lard, Fairport, N.Y.; and Brian R. Conrow, Webster, N.Y. As-signed to Xerox Corp., Norwalk.

Newtown Alf Property L.L.C., Chicago, Ill., by Samuel H. Kovitz. Lender: Bank of America N.A., Charlotte, N.C. Property: Lot 1, Map 7227, Newtown. Amount: $400 million. Filed March 27.

Old Post Offi ce Square L.L.C., Ridgefi eld, by Lajtif Ramadani. Lender: Patriot National Bank, Stamford. Property: 10 to 30 Cen-ter St., Wilton. Amount: $2.2 mil-lion. Filed March 28.

Pilgrim Towers Inc., Stamford, by Joseph McBride. Lender: Stamford Community Devel-opment Program. Property: 25 Washington Court, Stamford. Amount: $33,000. Filed April 1.

Rolling Hills Country Club Inc., Wilton, by Thomas C. Bloch. Lender: Bank of New Canaan, New Canaan. Property: 333 Hurl-butt St., Wilton. Amount: $13.5 million. Filed March 20.

Shelton Auto Body & Repair Inc., Shelton, by John Kopchik Jr. Lender: Webster Bank N.A., Cheshire. Property: 374 Coram Ave., Shelton. Amount: $60,000. Filed March 25.

Stone Castle Investments L.L.C., Monroe, by John M. Kimball. Lender: Newtown Savings Bank, Newtown. Property: Monroe Turnpike, Parcel A, B and C, Map 3089, Monroe. Amount: $600,000. Filed March 27.

TAG Forest L.L.C., Stamford, by John J. DiMenna Jr. Lender: Israel Discount Bank of New York, New York City. Property: 11 Forest St., Stamford. Amount: $9 million. Filed April 1.

COnstRuCtIOn

Adirondack Estates L.L.C. andRiver Ridge Estates L.L.C., Bridgeport, by Michael J. Ros-nick. Lender: Stamford First Bank, Stamford. Property: Lots 9 to 15, Map 1745 and Lots 1 to 8, Parcel A, B1 and B2, Map 1745, Easton. Amount: $3.3 million. Filed April 1.


NEW BUSINESSES

2 Son’s Cleaning Service L.L.C., 73 Washington Terrace, Bridge-port 06604, c/o Mary Brewington. Filed March 18.

3Lakesadvisors.com, Four High Ridge Park, Suite 100, Stamford 06905, c/o Three Lakes Trading Co. Filed March 21.

3Lakesfutures.com, Four High Ridge Park, Suite 100, Stamford 06905, c/o Three Lakes Trading Co. Filed March 21.

Agencia Hispana Express, 159 Stillwater Ave., Stamford 06902, c/o Ofi cina Hispana Corp. Filed March 22.

Andriy Boroday Carpentry, 230 Greenwich Ave., Stamford 06902, c/o Andriy Boroday. Filed March 18.

Babies First Steps, 155 Sherman St., Bridgeport 06608, c/o Miriam Egea. Filed March 18.

Balanced Tree Care L.L.C. d.b.a.Dave Hayner and Associates Ltd., 12 Antler Pine Road, Sandy Hook 06482, c/o Brian Nadriczny. Filed March 18.

Bells Corner Gift Shop/Bou-tique, 26 Bellstown Road, Stam-ford 06906, c/o Jesus Medina. Filed March 22.

Bettswood Property Services L.L.C., 231 Main St., Second fl oor, Stamford 06901, c/o Denise Imbrogno and Daniel J. Colan-dro. Filed March 26.

Block Rock Dry Cleaners and Tailors, 3008 Fairfi eld Ave., Bridgeport 06605, c/o Panagiotis Rallis. Filed March 18.

BT’s Mulchifi er, 60 Appleblossom Lane, Newtown 06470, c/o Robert F. Tulipani. Filed March 18.

Chateau Express, 20 Acosta St., Stamford 06902, c/o CP Trucking L.L.C. Filed March 27.

Chinese Healing Arts Center, 73A Great Plain Road, Danbury 06810, c/o Teying Huang Shih, Tzukuo Shih and Te Ying Huang. Filed March 28.

City harvest Ministries, 499 Washington Ave., Bridgeport 06610, c/o David L. Bradt. Filed March 20.

Colandro and Imbrogno Ma-sonry L.L.C., 231 Main St., Sec-ond fl oor, Stamford 06901, c/o Daniel J. Colandro and Mario Imbrogno. Filed March 26.

Cutting Edge Landscaping, 5 Box-wood Road, Norwalk 06851, c/o William Mallozzi. Filed March 20.

Dandy Foods, 80 Mill Plain Road, Danbury 06813, c/o Danbury Distributors Inc. Filed March 26.

De La Luna Creations, 81 Jockey Hollow Road, Monroe 06468, c/o Diana J. Martinez. Filed March 12.

East Coast Softball, 26 West St., Newtown 06470, c/o John M. and Steve Viciola. Filed March 20.

EB Games 4347, 5065 Main St., Space 111, Trumbull 06611, c/o Michael Nichols. Filed March 14.

Esco Custom, 27 Orange St., Stamford 06902, c/o Jonathan Es-cobar. Filed March 25.

Espinal Express, 10 Clifton Place, Danbury 06810, c/o Gregory Es-pinal. Filed March 25.

Eudoxie Acupuncture, 107 Glen-brook Road, Stamford 06902, c/o Eudoxie Davies. Filed March 22.

Facedog, 466 Garfi eld Ave., Bridgeport 06606, c/o Sueli Soares. Filed March 20.

Filar Realty, 45 Cross Lane, Cos Cob 06807, c/o Radoslaw Filarski. Filed April 1.

Fleet Feet Sports Stamford, 168 Bedford St., Stamford 06901, c/o Stage Two Inc. Filed March 19.

Florida Roof, 20 Mercedes Lane, Stamford 06905, c/o Jesus Bar-rabi. Filed March 18.

Fur to Feathers Pet Sitting Ser-vice L.L.C., 18 Boot Shop Lane, Monroe 06468, c/o Gwen Gangi. Filed March 13.

Galluccico d.b.a. Galluci’s Ca-tering, 14 Brennan Road, New-town 06470, c/o Tony Galucci. Filed March 13.

Gamestop 4243, 5065 Main St., Space 122, Trumbull 06611, c/o Michael Nichols. Filed March 14.

Gamestop 4571, 100 Greyrock Place, Space D132, Stamford 06901, c/o Gamestop Inc. Filed March 21.

Gamestop 4704, 2391 Sum-mer St., Store 3 and 4, Stamford 06905, c/o Gamestop Inc. Filed March 21.

Go Smart Mobile, 10 Green-wich Ave., Greenwich 06830, c/o T-Mobile Northeast L.L.C. Filed March 22.

Go Smart Mobile, 5065 Main St., Space K-2, Trumbull 06611, c/o T-Mobile Northeast L.L.C. Filed March 22.

Go Smart Mobile, 15 Backus Ave., Danbury 06810, c/o T-Mobile Northeast L.L.C. Filed March 25.

Go Smart Mobile, 100 Grey-rock Place, Space E105, Stamford 06901, c/o T-Mobile Northeast L.L.C. Filed March 27.

Greenwave Irrigation, 2225 Res-ervoir Ave., Trumbull 06611, c/o Tim Jagoe. Filed March 12.

PATENTS

Application of porous structured organic fi lms for gas storage. Pat-ent no. 8,410,016 issued to Adrien P. Cote, Clarkson, Calif.; and Mat-thew A. Heuft, Oakville, Calif. As-signed to Xerox Corp., Norwalk.

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Issues & PolIcIes

A Bitter Pill: Hospital Charges vs. Actual Costs

events

CBIA’s Annual Health & Safety Conference

CBIA’s Annual Health & Safety Conference—the largest of its kind in the state—provides

business owners and safety and HR profes-sionals with the essential tools for creating and maintaining a healthy, safe workplace.

Program Highlights

f Preparing for Disaster: Making Order Out of Chaos

f Making Safety a Part of the Company’s DNA

f OSHA Update

f Globally Harmonized Systems: 12-, 24-, 36-Month Compliance Strategies

Date Wednesday, April 24, 2013

Time 8:30 am–3:30 pm

Place The Farmington Club 162 Town Farm Rd., Farmington

Cost CBIA members, $159 nonmembers, $200

➤ Register at cbia.com/events

It’s a problem so big that Time magazine devoted an entire issue to it (“Bitter Pill: Why Medical Bills

Are Killing Us,” March 4, 2013): Hospitals routinely charge more—often 10 times more—than their actual costs for medical services.

It’s also a key issue for Connecticut businesses be-cause of a ruling last fall by the state Workers’ Compen-sation Commission that insurers and employers have to pay the full rates charged by hospitals in settling claims.

Most hospital reimbursement rates for the last two decades have been the result of negotiations—which for the most part has worked well for both employers and hospitals alike. But hospitals would be pleased not to negotiate under the commission’s decision (which is being challenged) because it guarantees higher pay-outs from the already lucrative workers’ compensation business than they would get if they did negotiate.

That’s why the term “actual costs” is used in state workers’ comp law. It was deemed a necessary tool for negotiating hospital fees, for without it, employers had no leverage and would face unreasonably high costs. (Worker’s comp claims comprise less than

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HealtHcare 2014

Healthcare Red Flags: How Lawmakers Impact Rising Costs

With about two months left in the 2013 legisla-tive session it’s a good time to recap the

remaining healthcare related bills under consider-ation. What should be a red flag to Connecticut employers and all healthcare consumers is that legislators are looking at several proposals that will drive up—not reduce—their health insurance costs.

The Insurance Committee approved a number of health benefit mandates, despite the fact that under federal health-care legislation they are certain to increase costs to the state and healthcare consumers alike—especially Connecticut’s small businesses.

Health benefit mandates are services and proce-dures insurers are required to include in a health in-surance plan. Connecticut currently has more than 50 health benefit mandates, which the Department

of Insurance says combine to add approximately 15%-20% to the cost of premiums.

Now, under national healthcare legislation, the state will have to pick up the tab for any new man-

dates that might be passed this session. Because that will mean higher premi-ums and less choice for healthcare consumers, CBIA continues to oppose new health benefit mandates.

The Labor Committee also played a role in the problem of rising healthcare costs.

The committee approved HB 6431, which exempts cooperative arrangements (in which different healthcare providers with no business relationship combine to negotiate rates as a block) from the state’s antitrust laws that are designed to promote fair competition in the marketplace.

Competition is key to driving lower prices and better services, but HB 6431 will make consumers vulner-able by driving up costs and decreasing access.

The Connecticut attorney general also opposes this bill and in testimony to the committee pointed out similar concerns from the Federal Trade Commis-sion (FTC). According to the FTC, this type of mea-sure results in higher costs and decreased access to health care for Connecticut consumers.

The second problematic measure from the Labor Committee is HB 6614, which requires certain Connecticut employers with 250 or more employees to reimburse the state for certain employees and family members who choose to opt-in to the state’s HUSKY program.

➤ Read more at gov.cbia.com

2% of all medical claims, thus the low volume means little leverage.)

Having the tools to negotiate is key, because as Time revealed, hospitals and health care providers offer services at prices that very often bear little relationship to actual costs.

Hospitals arbitrarily set prices based on “the chargemas-ter, the mysterious internal price list for products and ser-vices that every hospital in the U.S. keeps,” says Time.

Fifty percent of workers’ comp payouts are for medical treatment—and of that, a third are payments to hospi-tals. Without a way to check this trend, employers will face even higher increases going forward.

Employers and insurers are now challenging the com-mission’s ruling. State lawmakers also are considering a remedy through SB 1074, which is still a work in progress. That measure is meant to give employers or their insurers the necessary tools to continue negotiat-ing hospital reimbursement rates, starting with actual costs, that are fair to both employers and hospitals.

➤ Read more at gov.cbia.com

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