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TRANSCRIPT
12 FEBRUARY 2018
Fahad Al-Bader, SmartWealth - NBK Capital
Innovations in Investment Management: The Use of Technology to Drive Best-In-Class Solutions
22
INTRODUCTION TO NBK CAPITAL SMARTWEALTH
§ Digital Investment Service by NBK Capital
§ Digital investment service that offers investors
solutions for long-term investment savings
§ Third Party Partners:
§ Investment Advisor: Deutsche Asset Management
§ Risk Advisor: Oxford Risk
§ Global, Liquid, Multi Assets Model Portfolios
§ Based on diversified portfolios of global equities,
fixed income, commodities and real estate baskets
1) Technology and The Second Machine Age
44
WHAT ARE THE DRIVERS TO HUMAN DEVELOPMENT?
Source: Ian Moris.
55
THE SECOND MACHINE AGE
Source: The Second Machine Age; Amazon.
Industrial Revolution Digital Revolution
Steam Engine Mechanical Innovation
Electrical Innovation Chemical Innovation
Storage Networks
Automation Analytics
The First Machine Age The Second Machine Age
2) Innovation Applications in Financial Services
77
FINANCIAL SERVICES INNOVATION CLUSTERS
Source: WEF.
88
THE EVOLUTION OF PAYMENTS
Before After
99
THE EVOLUTION OF BANKING
Before After
After
1010
FINTECH COMPANIES TRANSFORMING FINANCIAL SERVICES
Source: Morgan Stanley.
Technology
1111
FINTECH’S VALUE PROPOSITION TO CUSTOMERS
Availability Efficiency
Accessibility Efficacy
3) Solutions for Investors and Investment Management
1313
THE EVOLUTION OF TRANSACTIONS AND TRADING
Before After
1414
THE HISTORY & EVOLUTION OF FINANCIAL INNOVATION
Source: SEI.
1515
THE HISTORY & EVOLUTION OF FINANCIAL INNOVATION
Source: SEI.
1616
WHAT ARE TODAY’S PAIN POINTS FOR INVESTORS?
DiversificationAccessibility /
Advice / BrokerageTransparency
Predictability of Performance
Efficiency Control
1717
WHAT ARE INVESTORS LOOKING FOR TODAY?
Source: Casey Quirk, Booz&Co.
Investors Demand Custom Solutions
2017E
4.2
0.8
1.2
0.6
2012
2.8
0.6
0.6
0.3
Outsourced CIO
Target-date retirement funds
Liability-driven investing
Multi-asset class solutions
+50%
Global solutions revenue, In EUR tn
1.31.6
Technology Evolves Client Interaction and Advice DeliveryHNW client user of mobile devices
Access Account Info
56%
76%
Conduct Research
45%
70%
Pay Bills
35%
56%
Conduct Trades
26%
42%
SmartphoneTablet
1818
THE EMERGENCE OF DIGITAL INVESTMENT SERVICES
Modern Servicing
Execution
Advice
1919
WHY INVESTORS ARE RESORTING TO DIGITAL INVESTMENT SOLUTIONS
Convenience• Digital portals for monitoring
and management• Paperless onboarding• Limited investor engagement
Effective Savings Solution• Diversified investment
portfolios• Efficient and effective
structures• Accessible investment
solutions
Platform Architecture•Integration with independent
advisors•Enables tailored solutions•Leading technology and
security
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