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Everyday Health Plan for flexible benefits

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Page 1: Everyday Health Plan for flexible benefits · PDF fileThe Everyday Health Plan is a health benefit that ... Everyday Health Plan for flexible benefits. Employees ... e transfer the

Everyday Health Plan for flexible benefits

Page 2: Everyday Health Plan for flexible benefits · PDF fileThe Everyday Health Plan is a health benefit that ... Everyday Health Plan for flexible benefits. Employees ... e transfer the
Page 3: Everyday Health Plan for flexible benefits · PDF fileThe Everyday Health Plan is a health benefit that ... Everyday Health Plan for flexible benefits. Employees ... e transfer the

Benefits for your business Benefits for your employees

An easy to manage flexible benefit to keep your employees in work and proactive about their health

The Everyday Health Plan is a health benefit that you can offer to your employees as part of a flexible benefits scheme.

It meets the needs of your multi generational workforce by allowing your employees to change their level of cover at different life events (such as marriage or the birth of a child) as well as during the yearly flex window.

Reduce absence by preventing issues such as stress and musculoskeletal injuries

Employees can claim cash back on their everyday healthcare costs

Enables employees to seek help with a health or wellbeing problem at an early stage

If the GP then writes a private prescription, it can be delivered to their home or work address

Attract and retain employees with this everyday health benefit

Meet the health and wellbeing needs of your multi generational workforce who might be at different life stages and have different lifestyles

Employee engagement is taken care of by our team of worksite marketing specialists, the largest in our industry

No need to wait for a GP appointment with 24/7 access to GP consultations by telephone

Employees can access their plan 24/7 and make their claims online

Everyday Health Plan for flexible benefits

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Employees attend their appointment and keep hold of their receipt

Complete their claim online

We’ll process the claim

We pay the money back into your employees’ bank accounts, usually within a few days

Let us do the work for you

The Everyday Health Plan is easy to set up and manage. All you need to do is tell us which of your employees has selected the benefit and we’ll do the rest.

At each flex window your employees will have the opportunity to engage with our knowledgeable specialists at their place of work at a time that is convenient to them and your business. So you don’t need to worry about take up or promoting the plan.

Our worksite marketing specialist team, the largest in our industry, will develop internal communications strategies that meet your business requirements and help your employees to make the most of this flexible benefit. This will help to ensure your plan runs efficiently and smoothly.

Marketing support

We are committed to helping you promote the Everyday Health Plan to your employees. So as well as face to face worksite visits to introduce and explain how the Everyday Health Plan works, we also provide a range of marketing resources including:

• Posters

• Leaflets

• Emails

• Copy for your flex portal or intranet

• Benefit book copy

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3 4

2

Is the Simply Cash Plan right for you?

The Simply Cash Plan is just what you’d expect;

a simple plan that could put cash back in your pocket.The Simply Cash Plan is:• Great for people who want to stay on top of their health

• Useful for both day to day healthcare and unexpected costs

• A plan you don’t have to be ill to gain benefi t fromHow does the Simply Cash Plan work?

1. You choose your level of cover and monthly payment option

2. Attend your healthcare appointment and get a receipt, just as normal

3. Send us your completed claim form and receipt

4. We transfer the money into your bank account usually within

a few days

Simplyhealth is a trading name of Simplyhealth Access, which is authorised by the Prudential Regulation Authority and regulated

by the Financial Conduct Authority and the Prudential Regulation Authority. Simplyhealth Access is registered and incorporated in

England and Wales, registered no. 183035. Registered offi ce, Hambleden House, Waterloo Court, Andover, Hampshire, SP10 1LQ.

Your calls may be recorded and monitored for training and quality assurance purposes.

Reduced rates for company employees

1509062-FF-CP-FLY-GEN-1115

*Calls to 03 numbers are no more expensive than calling numbers starting with 01 or 02 and are included in free call packages

from landlines and mobiles.Plus, you can manage your plan online with Online Self Service.

Register at www.simplyhealth.co.uk/register

+

Healthcare costs

can quickly add up

Take control and start

claiming cash back today

The Simply Cash Plan is a health cash plan which could help you budget

for the cost of visiting the dentist, optician, physiotherapist and a number

of other healthcare professionals.

Three great reasons why you should choose the Simply Cash Plan today:

100% cash back on dental and optical bills up to annual limits

1

Cash back towards a range of recognised therapies,

including physiotherapy and chiropractic up to annual limits

2

Up to four of your children, under 18 covered for free

3

For more information or to join today call

0330 102 5313*

How it works

The plan works in 4 easy steps:

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When offering your employees this plan you’ll be providing them a wide range of health benefits that will help them to maintain healthy eyes and teeth, a healthy body and a healthy mind.

Some key overall benefits include:

• Up to four children under the age of 18 are covered for free

• Pre-existing conditions covered

• No GP referrals needed

• No qualifying periods for the majority of benefits

Your table of cover - all benefi ts are 100% paybackLevel 1 Level 2 Level 3

Amount that can be claimed back each year

Healthy mind – helping you to address stress and mental health concerns

Face to face counselling Up to 6 sessions

Helpline service, including telephone counselling 24 hours a day

Healthy body - helping you to address musculoskeletal conditions and back pain

Seeing a Physiotherapist, Osteopath, Chiropractor, Acupuncturist or Homeopath

£130 £260 £390

Seeing a Chiropodist, Podiatrist or Refl exologist £50 £100 £150

Discounted gym membership ü ü üHealthy checks - helping you with early diagnosis for potential problems

Speak to a GP 24 hours a day

Private prescription delivery to your home or place of work, when prescribed using ‘Speak to a GP’

ü ü ü

Finding out what’s wrong – appointments with a consultant, plus tests and scans

£200 £300 £400

A health assessment that includes:• BMI and body fat percentage• blood pressure reading• cholesterol or diabetes check• kidney or liver function test

£100 £200 £300

NHS prescription charges 1 item 2 items 3 items

Healthy eyes and teeth - helping you to meet your duty of care needs

Sight tests, glasses and contact lenses £60 £120 £180

Everyday dental treatment – hygienist’s fees, fi llings and more

£60 £120 £180

Dental treatment as a result of an accident £130 £260 £390

Healthy extras - helping you to show your employees you care

Cash amount for each day or night to help towards everyday expenses if you need to stay in hospital (up to 20 days/nights)

£20 £30 £40

Single cash amount if you have a baby or adopt a child (6 month qualifying period)

£100 £200 £300

Services accessible via our myWellbeing platform. Additional services are also available.

European cover - Unless otherwise stated you will receive these benefi ts for stays up to and including 28 days, wherever you are in the European Economic Area (EEA) and Switzerland.

The joining age is from 18 years old up to 69. If anyone on the policy is aged 70 or over they will not be able to increase the level of cover.

FLXB-COMPPD-1215

Features of the Everyday Health Plan

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At Simplyhealth we’ve been helping people access affordable healthcare for over 140 years and now help nearly 3.5 million customers with their health.

We help thousands of businesses of all shapes and sizes to support the health and wellbeing of their employees, including John Lewis Partnership, Royal Mail and Tesco.

We also believe in adopting a partnership approach, which ensures that our health plans run efficiently and smoothly, and this is why our clients stay with us for 10 years on average.

Don’t just take our word for it

Membership take up rates have seen a significant increase in such a short period of time from when the new benefit went live to our colleagues. Membership is currently over 34,000 whereas our previous plan in four years had reached approximately 6,000 members. Therefore take up has exceeded our expectations and we continue to review and develop how we can promote the plan with Simplyhealth to our wide colleague base.

Matt Himsworth - Reward Advisor, Asda

The implementation and launch was a great success, the Simplyhealth team really supported us with communications and promotional materials to ensure it went smoothly and colleagues were engaged from the start.

Charlotte Partridge - Benefit and Reward Policy Manager, Sainsbury’s Supermarkets Ltd

Monthly company paid premiums per person

Level 1 £6.75

Level 2 £13.50

Level 3 £20.25

Monthly cost per employee

Flexible benefits via salary exchange

EmployeeEmployee plus

partner

Level 1 £8.85 £17.70

Level 2 £17.70 £35.40

Level 3 £26.55 £53.10

Employees can add up to four children under the age of 18 for free on all payment types.

This product can be offered with two payment options:

• Company paid – the company pays the premium

• Salary exchange (also known as salary sacrifice) – your employees can use the benefit in exchange for an amount of their salary

Flexing up or down

Your employees can flex their plan up or down and add their partner and children during the flex window, or at a life event such as marriage or the birth of a child.

Company paid Salary exchange

Pricing

About Simplyhealth

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For more information about Simplyhealth, please get in touch

Simplyhealth is a trading name of Simplyhealth Access, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Simplyhealth Access is registered and incorporated in England and Wales, registered no. 183035. Registered office, Hambleden House, Waterloo Court, Andover, Hampshire, SP10 1LQ. Your calls may be recorded and monitored for training and quality assurance purposes.

www.simplyhealth.co.uk/business

0300 100 1188*

[email protected]

@simplyhealthB2B

linkedin.com/company/simplyhealth

youtube.com/simplyhealthUK

1512042-EMP-FLXB-SB-0116

*03 calls cost no more than 01 and 02 calls and are included in free call packages from landlines and mobiles.

We’re here to help your employees and your business