evaluating risk and return of assets and liabilities of financial institution
TRANSCRIPT
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Prepared By,
KrishnaKumar SN
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Evaluating Risk and Return of Assets and Liabilities of Financial Institution
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Introduction
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Types of Risks
Business RiskNon-business RiskFinancial Risk
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Types of Financial Risks
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Introduction
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Types of Investment Products in HDFC
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Meaning of Liquidity
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Formula for Current Ratio
2015 = 00.4 or 4%2014 = 00.6 or 6%
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Formula for Quick Ratio
2015 = 12.66%2014 = 8.60%
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Formula for Dividend Payout Ratio
2015 = 22.73%2014 = 22.05%
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Formula for Retention Ratio
2015 = 88%2014 = 89.14%
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Formula for Dividend Per Share
2015 = nil2014 = nil
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Formula for Operating Profit
2015 = 75.91%2014 = 65.13%
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Formula for Net Profit Ratio
2015 = 21.09%2014 = 20.54%
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Formula for Return on Assets
2015 = 251.962014 = 184.10
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Formula for Return on Capital Employed
2015 = 10.85%2014 = 11.16%
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Formula for Total Assets Turnover Ratio
2015 = 0.09 or 9%2014 = 0.09 or 9%
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Formula for Total Debt to Total Capital Ratio
2015 = 7.13%2014 = 8.13%
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Formula for Interest Coverage Ratio
2015 = 53.86%2014 = 55.09%
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Formula for Cash Deposit RatioCDR = Cash in hand+balance
with RBI Total deposit2015 = 6.41%2014 = 6.03%
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Formula for Credit Deposit RatioCredit – Deposit= Total Advances
Ratio Total Deposits2015 = 85.50%2014 = 84.84%
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Formula for Investment Deposit RatioInvestment Deposit = Total
Investments Ratio Total Deposits
2015 = 34.73%2014 = 34.76%
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