Euler Hermes At-A-GlanceCredit Insurance Overview

How Does Credit Insurance Work?

Credit insurance covers the risk of non-payment when a business offers credit to a customer.

Why Trade Credit Insurance?

Each time you grant credit to your customers, your company is exposed to the risk of non-payment. Credit insurance makes sure your invoices will be paid and allows you to reliably manage the commercial and political risks of trade. This can ultimately help your business avoid catastrophic losses and safely grow sales.

How Can Credit Insurance Benefit YOUR Business?When your receivables are insured, your company can:

◾ Grow sales safely, domestically and abroad, to new and existing customers

◾ Protect your business from risk of customer default and catastrophic loss

◾ Reduce bad-debt reserves

◾ Obtain greater access to funding and secure better finance options

◾ Expand export markets and offer competitive terms overseas

Learn more, visit us at www.eulerhermes.us

““

There are few types of

insurance in business that

in addition to providing

protection and peace

of mind, also allow

you to transfer risk for

measurable future gains

that can pay for premium

cost many times over.

Trade credit insurance is

firmly embedded

in our business operations.

Euler Hermes Customer,Jim Tucker, President & COO,Tucker Company Worldwide, Inc.

Euler Hermes North America Insurance Company 800 Red Brook Blvd, Owings Mills, MD 21117 1-877-883-3224 | www.eulerhermes.us

What Makes Euler Hermes Unique?

A partnership with Euler Hermes is more than just a credit insurance policy. We deliver a multi-purpose strategic tool designed to meet the changing needs of your business.

Experience you can trust ◾ Incorporated in 1893, Euler Hermes is North America’s largest and oldest provider of trade credit solutions

◾ Over 40 million companies monitored in our proprietary risk database

◾ Backed by Allianz, one of the world’s leading financial services providers

Security with a global leader◾ More than $1 Trillion covered trade

transactions globally

◾ 34% market share worldwide and 37% US market share

◾ 120+ agents with feet on the ground in 50 US states and all major Canadian provinces

◾ Worldwide presence in over 52 countries and 6 continents

◾ Insure 52,000+ clients in more than 100 countries

◾ AA- financial rating by Standard & Poor’s and A+ by A.M. Best Company

Service you can rely on ◾ 85,000 claims paid each year

◾ 20,000 credit requests processed each day

◾ Over 85% of credit limit requests processed in less than 48 hours

◾ In-house customer care team handling more than 53,000 customer inquiries per year

◾ 200,000 debt collections handled in 130 countries per year

◾ Simple policy management with our on-line policy administration system, EOLIS

Knowledge to steer your business. Through our worldwide research team, you gain access to actionable economic intelligence, strategic forecasting, and market-specific risk analysis. Armed with this knowledge, you can confidently extend more credit to your customers and expand sales to new prospects.

Financial peace of mind. Our comprehensive risk monitoring process provides advance warning of potential threats, helping you avoid loss before it occurs. As added protection, if a default does arise we pay when your customer does not.

Global reach, local approach. With feet on the ground in 50 US states and a dedicated underwriting team for each client, we believe in the power of personalized service. This, combined with more than 125 years of worldwide expertise, means we provide a solid foundation to support your business goals.

Comprehensive credit function support. When you work with Euler Hermes, our team becomes an extension of your team. Our industry specialists conduct in-depth credit analysis and ongoing account monitoring to strengthen your credit management procedures.

Tailored tools and resources. Our online policy administration system, EOLIS, simplifies policy management and provides instant, secure access to policy information and fast coverage decisions.

International collection services. We provide the full scope of receivables management services. Our dedicated claims and collections units handle claims quickly and efficiently to take the worry out of managing unexpected default.

Contact us today to learn more about how Euler Hermes can help your business, visit us at www.eulerhermes.us.