espen einnfintech og psd2 norges bank - 29. mai 2019 … · 2019. 6. 11. · h2 ventures 2018...

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Erfaringer fra en markedsaktør Norges Bank - 29. Mai 2019 Espen Einn FinTech og PSD2

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Page 1: Espen EinnFinTech og PSD2 Norges Bank - 29. Mai 2019 … · 2019. 6. 11. · H2 VENTURES 2018 Leading Global Fintech Innovators National Winner NORDIC STARTUP AWARDS 2018 NO V 12.30

Erfaringer fra en markedsaktør

Norges Bank - 29. Mai 2019

Espen Einn

FinTech og PSD2

Page 2: Espen EinnFinTech og PSD2 Norges Bank - 29. Mai 2019 … · 2019. 6. 11. · H2 VENTURES 2018 Leading Global Fintech Innovators National Winner NORDIC STARTUP AWARDS 2018 NO V 12.30

Om Payr

Our mission is to improve people’s financial lives & help businesses save money

AI powered transaction platform

Payr

Payment app & card

Subscription comparison

Personal finance management

Page 3: Espen EinnFinTech og PSD2 Norges Bank - 29. Mai 2019 … · 2019. 6. 11. · H2 VENTURES 2018 Leading Global Fintech Innovators National Winner NORDIC STARTUP AWARDS 2018 NO V 12.30

Nøkkeltall

80 000 app installs, 40 000 registered users, 15 000 monthly active users.

400 000 payments made at a total of 1 billion NOK in client revenue.

Over 700 orders from since we launched the new app in February.

22 supply partners including major banks, insurance companies and telcos.

Page 4: Espen EinnFinTech og PSD2 Norges Bank - 29. Mai 2019 … · 2019. 6. 11. · H2 VENTURES 2018 Leading Global Fintech Innovators National Winner NORDIC STARTUP AWARDS 2018 NO V 12.30

Reisen

January 2016

“The scaleup era” - Cash generation“The software development era” - High cash burn

Payr is born Payr 1.0First version of app is launched

Fintech Top 100Payr named among the

100 most innovative fintechs in the world

Net cash generation

Net

neg

ativ

e Ca

sh fl

owN

et p

ositi

ve C

ash

flow

June 2017

June 2018

January 2018

Payr 2.0 PSD2 Dashboard ready for testing

Payr 3.0 New payments

backend

Nordic startup awardsPayr won Best Fintech and Startup of the year

May 2020

Payr 4.0 is launched

February 2019

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Erfaringer med PSD2

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Open banking banking

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Takk for meg! Espen Einn, CEO+47 410 25 [email protected]