EQUITYLes Saisons • 4 Place des Saisons92036 Paris La Défense Cedex • FranceTél. : 33 (0)1 42 91 92 00 • Fax : 33 (0)1 42 91 92 50www.equity.fr

EQUITY

Your contacts within Equity

• Yves GARAGNON• Chief Executive Officer

• Julien MEJANE• Product Director, Visual Prism

• Expert in Structured Finance functional topics

• Senior in Corporate Banking

• Christopher DEREUX• Sales Manager

• Christian DUCOURTIEUX• Business Development

Equity Confidential and Proprietary

Agenda

• EQUITY, company profile & references, positioning

• Visual Prism – Demo• General presentation

• Demonstration

• Implementation

• Technology

• Conclusion - Q&A

Equity Confidential and Proprietary

EQUITY in brief

• Founded in 1995

• Software editor

• Specialized in holding & subsidiary management solutions / Credit Management for Structured Finance

• 40 employees

• Technological partnership:

• Head office in Paris - La Défense (France)

Equity Confidential and Proprietary

Our customers

Banking/Insurance

Industry/Energy

Retail/Services

Technology/Media

Our ecosystem – 5 pillars

Holding & subsidiaries

InvestorRelations

Authorization& Sign Mgt

Corporate & StructuredFinance

To ensure the best possible relationships

with institutional investors.

To enable centralized management of bank

account details, authorization delegations and associated signatures.

To provide executive officers, heads of legal, accounting and finance

departments with centralized data for greater

visibility of their group structure.

To bring visibility to portfolios and facilitate day to day operations.

General Counsel, CLO, CFO,Board of Directors

IR DepartmentFront & Middle Office,

Risk, Audit

SLA &Compliance

IT Department, CISO,Senior management

To monitor and consolidate

IT compliance and risks

EQUITYLes Saisons • 4 Place des Saisons92036 Paris La Défense Cedex • FranceTél. : 33 (0)1 42 91 92 00 • Fax : 33 (0)1 42 91 92 50www.equity.fr

Customer’s point of view

Context

• The regulatory and economic environments put increased pressure• To find quickly reliable data

• To deliver added value and particularly in the Risks evaluation

• To create new ways of thinking & analysis axes (profitability, forecasting…)

• Waste of time in Credits Management• Repetitive tasks, no-automated and therefore “time-eater” tasks

• Data burst between different computer systems, sometimes with redundancies and lacking of reliability

• Existing solutions but not adapted• Excel or Access provides a fair and flexible solution on a deal-by-deal approach

nevertheless, it is not suited for portfolio management across various business units and geographical locations

• Central software with too much rigidity or out of time, with no integration of Structured Finance requirements

Equity Confidential and Proprietary

Visual Prism, Credit monitoring optimization

• Customizable reports automated edition• Profitability, statistics, geographical or technological division…

• A dedicated application for your wholly Structured Finance Dpt• Each branch has its own management module

• Detailed information as regards assets, projects, sponsors…

• To refine Risks/profitability assessment• Includes guarantees and structures in the Risks assessment

• Management control tool to calculate profits

• Alerts mechanism• for renewals and overtaking…

• Simulation• Folders versioning and recording

Equity Confidential and Proprietary

EQUITYLes Saisons • 4 Place des Saisons92036 Paris La Défense Cedex • FranceTél. : 33 (0)1 42 91 92 00 • Fax : 33 (0)1 42 91 92 50www.equity.fr

VISUAL PRISM

General Presentation

Visual Prism, functional definition

Project/Asset Third PartiesRisk

Instruments

ProjectFinancial

InstitutionsRisk

ActorsCredits

Alerts Reporting Management

Proposal

What? Who? How?

/Assets /Covenant, Guarantee

Evaluation

Equity Confidential and Proprietary

Integration in your IT system

• To guarantee your data confidentiality

• Installation in your own servers

• To integrate in your system

• To eliminate system redundancies

• To bring reliable and accessible information into one location, one system

• To take advantage of your existing data (Legacy data)

• To focus on ETL

• Dedicated interfaces or API mechanical

• To conserve personalized methods

• Confidential specific calculations (Ex : RoE, RARoC)

• Tools integration

Equity Confidential and Proprietary

Services

• Data ETL• ETL assistance, recovering data

• Plug & Play EQUITY

• Documents migration

• Training• For administrator and user(s)

• Functional and Technical Support• Online help / Hotline

• Collaborative website

• Service• Software update

Equity Confidential and Proprietary

Visual Prism, Integration diagram

Visual Prism, user interface

EQUITYLes Saisons • 4 Place des Saisons92036 Paris La Défense Cedex • FranceTél. : 33 (0)1 42 91 92 00 • Fax : 33 (0)1 42 91 92 50www.equity.fr

VISUAL PRISM

Illustration

EQUITYLes Saisons • 4 Place des Saisons92036 Paris La Défense Cedex • FranceTél. : 33 (0)1 42 91 92 00 • Fax : 33 (0)1 42 91 92 50www.equity.fr

VISUAL PRISM

Implementation

Visual Prism

• Migration accompanying• Technical data conversion

• Repositories and recording cleaning-up

• Integration within existing IT system• Link with actual repositories

• Link with different IT systems

• Automation

• Reporting customization

Equity Confidential and Proprietary

Tools (1)

• Migration documentThis main step lists decisions and actions to be performed by each actors during the

project.

Composition:

• Correspondence table

• Link table (fields)• Field ETL : Y/N (irrelevant data, not very reliable, hardly exploitable )• Field destination• Specific actions (requalification; File format transformation (list towards Y/N); Database creation according requirements)

• To do list control• General controls

• Specific controls

• Migration roadmap

Equity Confidential and Proprietary

Tools (2)

Example of fields link table : Source/Visual Prism

Source Visual Prism Conserved Comments

Number Code Code with 5 numeric symbols

Name

irrelevant data (according to us) Two options :

Do not take (Equity proposal) Find a destination (to be defined)

Usual name Sigle ID ID On 255 symbols alpha-numeric

Nationality Country The nationality is in conformity with the country

Recording No data on DB Legal form Legal form In reference to legal form structure

Equity Confidential and Proprietary

Tools (3)

Legacy System

Comments / To Do : “Nature” and “Type” in Visual Prism are defined from reference tables.

Elements relating to the titles of a society are taken back at the level of the 'Key ' module of the Chip

Society

Visual Prism

From : Shipping Portfolio/ details To : Shipping Portfolio/ Details

Shares

• Mapping table

Equity Confidential and Proprietary

EQUITYLes Saisons • 4 Place des Saisons92036 Paris La Défense Cedex • FranceTél. : 33 (0)1 42 91 92 00 • Fax : 33 (0)1 42 91 92 50www.equity.fr

VISUAL PRISM

Technical architecture

Visual Prism, technologies

• Web application• Accessible via Intranet or Internet

• Easy deployment, only one browser (Internet Explorer) on PC

• Proven technologies• Java / J2EE technology

• Application server : Websphere , DB: Oracle …

• Integration in your IT system• Visual Prism imports existing repositories data (rates currencies)

• Visual Prism can export data

• Installation• ASP mode (with the participation of an hosting actor)

• Directly on your servers

Equity Confidential and Proprietary

Visual Prism, actual architecture

Technical details

• Multi tiers architecture• Presentation layer (aspx + users controls => HTML exit / interface personalization,

style sheet)

• Technical layer (only one link between the interface and data access layer)

• Data access layer (SQL)

• Other layers: Data factory + DAAB ( data generators); Exceptions management (logs, messages…)

• Compatibility multi SGBDR• Market standard tools (Oracle, SQL SERVER, DB2…)

• Use of SQL ANSI

• Standards• Navigation graphic management

• Use of metadata model

• Components specialization

• Style sheets utilization

• XML for import/export data

Equity Confidential and Proprietary

Technical requirements

ConfigurationWe recommend to you to have only one server for web and one server for application server, and to split data server.

Data server> Processor Intel Xeon 3.0 GHz.> Ram 1 Go.> HDD 100 Mo for the application, 4 Go for database.> OS customer choice.> SGBD customer choice, SQL Server 2000 recommended.

Web server and application server> Visual Prism uses CMT (Chip Multithreading) technologies in order to be efficient with multi-core

processor and multi-processors technologies. We recommend you to use a multi-processor server to make easier upgrade with the installation of an additional processor

> Processor Bi Intel Xeon 3.0 GHz> Ram 1 Go> HDD 100 Mo for the SW> OS Windows 2003 Server> Web server IIS 6.0> Application sevrer Framework .net 1.1> Client Navigator 6th generation (IE 6, …)

Equity Confidential and Proprietary