MANAGERS SUMMARY

ENGINEERED TO PERFORM.Powered by the wisdom and experience of an industry dream team.

For over 35 years, TPFG has invested assets using a proprietary investment research and portfolio construction process called Rational Analysis™. TPFG’s time-tested process, including their RiskPro® risk management tool, allows them to collaborate with best-in-class managers to build the most robust model portfolios available in the pre-retirement market. Strategic and Tactical management mandates are carefully allocated for the extensive Strategy PLUS™ suite. Active and Passive styles in underlying funds and ETFs are used by TPFG to build model portfolios suiting any Personal Risk Budget™ and investment style.

Meeder Investment Management has been tactically managing portfolios since 1974. Meeder built their investment philosophy on their dedication to improving investor outcome by making fact-based decisions using their proprietary quantitative process when allocating portfolios. Using their successful model-driven, multi-discipline/multi-factor approach to investing. We are dedicated to improving investor outcomes by keeping clients committed to their investment strategy throughout a full market cycle.

BNY Mellon has evolved in many ways since their founding in 1784, but their commitment to the true innovative spirit of their founder, Alexander Hamilton, remains the same. It’s the driving force behind their legacy of firsts and what continues to push them forward into the future. BNY Mellon offers an unparalleled set of operationally efficient and scalable solutions which enable investment managers to focus on what they do best: managing assets. With over $2.0 trillion in assets under management in 35 countries, BNY is committed to consistently leading, listening and moving with urgency to position themselves and their clients for tomorrow.

Invesco offers a wide range of single-country, regional and global capabilities across major equity, fixed income and alternative asset classes, delivered through a diverse set of investment vehicles. The firm is guided by the belief that the best investment insights come from specialized investment teams with discrete investment perspectives, operating under a disciplined philosophy and process with strong risk oversight. The firm manages over $1.5 trillion in assets and has a broad and deep presence in key markets across the globe, with a local presence in more than 25 countries.

Janus Henderson is a global asset manager with more that 340 investment professionals and expertise across all major asset classes. The firm’s individual, intermediary and institutional clients span the globe, managing over $405 billion in U.S. assets. Janus Henderson is committed to active management, offering clients the opportunity to outperform passive strategies over the course of market cycles. Using insight and originality to take advantage of market inefficiencies, their investment teams are structured in ways that are best suited to their asset classes and operate with an appropriate level of flexibility within a risk-managed environment.

WORLD-CLASS MANAGERS.PRECISION TEAMWORK.Innovative platform taps the intellectual capital of leading investment managers.

Since 1931, Capital Group®, home of American Funds®, has been singularly focused on delivering superior results for long-term investors using high-conviction portfolios, rigorous research and individual accountability. Today, Capital Group manages more than $1.7 trillion in equity and fixed income assets for millions of individual and institutional investors. Capital Group is a private firm that employs more than 7,500 associates in offices around the world. For more than 80 years, their goal has remained the same: to improve people’s lives through successful investing.

J.P. Morgan Asset Management is a leading asset manager for individuals, advisors and institutions. Their investment professionals are located around the world, providing strategies that span the full spectrum of asset classes. As one of the largest asset and wealth managers in the world, with assets under management of $1.9 trillion, JPM provides global market insights and a range of investment capabilities that few other firms can match. Their core principle of acting as a fiduciary is the foundation of their business to offer informed advice and execute strategies to generate excess returns and provide world-class client solutions.

Fidelity® is a privately-owned investment management company that was established in 1946 as a mutual fund company. Fidelity® manages equity, fixed income, and balanced mutual funds for individual investors, businesses, financial advisors, and institutional investors. Fidelity Institutional Asset Management® stands as a long-time leader in managing equity and fixed income portfolios, FIAM® relies on proprietary research, disciplined portfolio management, and a sophisticated trading process to deliver superior long-term results. Fidelity Institutional provides innovative technology and deep expertise to firms, while Fidelity Institutional Asset Management serves consultants and institutional investors. Fidelity® is one of the largest investment management firms in the United States, with over 37 million customers, $10.4 trillion in total customer assets.

In 1924, MFS® launched the first open-end mutual fund in the United States, opening the door to the markets for millions of everyday investors. Since then, we have grown into a full-service, global investment management firm offering fixed income, equity and quantitative solutions to financial advisors, intermediaries and institutional clients around the world. What sets MFS® apart from other managers is our commitment to a single purpose: to create long-term value for clients by allocating capital responsibly. What makes this possible is a powerful investment approach we call Active Intelligence®. That means uncovering what we believe are the best investment opportunities in the market through collective expertise, risk management, and long-term discipline.

PIMCO is one of the world’s premier fixed income investment managers. With the firm’s launch in 1971 in Newport Beach, California, PIMCO introduced investors to a total return approach to fixed income investing. In the nearly 50 years since, PIMCO has worked relentlessly to help millions of investors pursue their objectives – regardless of shifting market conditions. As active investors, their goal is not just to find opportunities, but to create them. To this end, they remain firmly committed to the pursuit of their mission: delivering superior investment returns, solutions and service to our clients.

BlackRock® is a publicly traded asset manager and technology company with an objective to create better financial futures for their clients and the people they serve. Over the past 30 years, BlackRock® has evolved from an eight-person start up to a global company managing well over $7.0 trillion in assets. With a platform of dedicated sustainable investment solutions, BlackRock® advocates for sound corporate governance and sustainable business practices that result in long-term value creation for investors. They pride themselves on their solutions that result from the constant collaboration between their diverse teams.

STRATEGY PLUS MODEL PORTFOLIOS

Target PLUS™ Conservative American Funds® Conservative Focus Conservative Multi PLUS™ Conservative

Target PLUS™ Moderate Conservative American Funds® Moderate Conservative Focus Moderate Conservative

Meeder Moderate Conservative Fidelity Moderate Conservative Multi PLUS™ Moderate Conservative

Target PLUS™ Moderate Index PLUS™ Moderate American Funds® Moderate Focus Moderate

Meeder Moderate Fidelity Moderate Multi PLUS™ Moderate

Target PLUS™ Moderate Growth Index PLUS™ Moderate Growth American Funds® Moderate Growth Focus Moderate Growth

Meeder Moderate Growth Fidelity Moderate Growth Multi PLUS™ Moderate Growth

Target PLUS™ Aggressive Index PLUS™ Aggressive American Funds® Aggressive Focus Aggressive

Focus Aggressive Fidelity Institutional AM® Aggressive Multi PLUS™ Aggressive

CONSERVATIVE

MODERATECONSERVATIVE

MODERATE

MODERATEGROWTH

AGGRESSIVE

PORTFOLIO RISK PROFILETOLERANCE RANGE2RISK BUDGET RANGE1

22 to 43.2 +/-0.00% to +/-12.00%

+/-12.01% to +/-17.67%

+/-17.68% to +/-26.51%

+/-26.52% to +/-35.35%

+/-35.36% to +/-44.20%

43.3 to 53.2

53.3 to 68.7

68.8 to 84.3

84.4 to 100

MODEL PORTFOLIO

1 Risk Budget Range represents the range of possible scores from an investor’s Risk Profiling Questionnaire (RPQ) establishing an investor’s risk profile. The range noted here is based on TPFG’s RPQ. Not all RPQ scores will result in the same ranges as TPFG’s.2 Tolerance Range represents the forward looking statistical probable range of the Model Portfolio’s absolute returns based on the historical performance of the Model’s underlying securities. The range illustrates the upper and lower limits of the Model Portfolio’s risk tolerance as a percent of probable gain or loss. The range is hypothetical and inherently limited given it does not reflect fees, trading in actual accounts, economic or market conditions among other factors impacting TPFG’s decision making. TPFG manages the models within the range of risk however there is no guarantee the range will not be exceeded. All investments contain risk to include the total loss of invested principle. Tolerance Range is generated by RiskPro’s risk profiling software developed by ProTools, LLC, an affiliate of TPFG.

Advisory services provided by The Pacific Financial Group, Inc. (“TPFG”), a Registered Investment Adviser. The information is for informational purposes only and should not be relied on or deemed the provision of tax, legal, accounting or investment advice. Past performance is not a guarantee of future results. All investments contain risks to include the total loss of invested principal. Diversification does not protect against the risk of loss. Investors should review all offering documents and disclosures and should consult their tax, legal or financial professional before investing.

Capital Group® | American Funds® are registered marks of The Capital Group Companies, Inc. BlackRock® is a registered mark of BlackRock, Inc. MFS is a registered mark of MFS Investment Management. JPMorgan is a proprietary mark of JPMorgan Chase & Co. Fidelity Institutional AM® and the Fidelity Investments logo are registered service marks of FMR LLC. PIMCO is a proprietary mark of Pacific Investment Management Company LLC. BNY Mellon is a proprietary mark of The Bank of New York Mellon Corporation. Meeder is a proprietary mark of Meeder Investment Management. Janus Henderson is a registered mark of Janus Henderson Group plc. Invesco is a registered mark of Invesco Ltd. In each instance, the mark is used with permission. No representation is made by The Capital Group Companies, Inc., BlackRock Inc., MFS Investment Management, JPMorgan Chase & Co., FIAM LLC, Pacific Investment Management Company LLC, The Bank of New York Mellon Corporation, Meeder Investment Management, Janus Henderson, or Invesco, or by anyone affiliated with such entities, regarding the advisability of investing in any investment product offered by Pacific Financial Group.

11624 SE 5th St. Suite 100, Bellevue, WA 98005 | Toll Free 800-735-7199 | Sales 866-583-8734 TPFG.com | RiskProAdvisor.com

Fidelity Conservative

6317-NLD-07/06/2021