Energy Efficiency in Buildings

Ecuador

1/8

Real State Market

500 Builders

800 Real state projects

70.000 Units in offer

Projects in all economy segments

34%

$ 644Quito

45%

Costa País

US$ 3.000’000.000 45%

28%

27%

50.000 Units of satisfied demand

$ 1.900 millons in mortgages credits

Sales per year

2/8

Quito capital city

280 Builders

35% Houses and 65% buildings

Projects of social interest and private interest

20.500 Units of

satisfied demand

$ 860 millons in

mortgages credits

505 Projects

3/8

5% Down payment

20 years term

Buildings of Social Interest

9% anual rate

millons in mortgages credits

95% Bank loan

4,87% nominal rate

4,13% subsidized rate

38%

Alliance Goverment and

Bank$6.000 Bonus –

up to $40.000

$100

$260 millions - 2017

4/8

Banco Pichincha is leader in Ecuador in mortgages credits for buildings of housing

5/8

All new solutions in buildings focus on Energy Efficiency and are seeking:

• Commitment of the goverment and the key actors• Security• Low carbon economy• Infraestructures resistant to the climate change• Sustentable operations in the productive process• Innovative technologies of constructions• Territorial sort• Handling of residuals• New systems of transport• Social Innovation through education (populations should

be responsible for the 50% of the climate change.

6/8

• Small buildings

• Open areas for ligth

• Green places for amusement

• Comunal systems of ventilation

• Handling of black, white &

rain waters – 80%

• Thrifty ligths - 98%

• Electrical iron kitchens – 95%

• Water solar systems – 25%

• Ecological painting - 30%

Goverment and the organisms of control approve and execute it

Ciudad Jardin

7/8

New solutions with vision on Energy Efficiency

Divino Niño

8/8

We Need to work in new international or regional programs for:

• Incentives for builders

• Deductions in taxes

• New lines of green financing

• New constructive technologies

Banco Pichincha and Ecuador commits to work in EE

Green valley

Harmony Town

Thanks