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Q UEEN A NNE S C OUNTY P UBLIC S CHOOLS E MPLOYEE BENEFITS H ANDBOOK

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Page 1: EMPLOYEE BENEFITS HANDBOOK · 2017. 6. 27. · Marriage Marriage Certificate Divorce Divorce Decree Legal Separation Separation Agreement where the terms of the agreement permit a

QUEEN ANNE’S COUNTY

PUBLIC SCHOOLS

EMPLOYEE BENEFITS

HANDBOOK

Page 2: EMPLOYEE BENEFITS HANDBOOK · 2017. 6. 27. · Marriage Marriage Certificate Divorce Divorce Decree Legal Separation Separation Agreement where the terms of the agreement permit a
Page 3: EMPLOYEE BENEFITS HANDBOOK · 2017. 6. 27. · Marriage Marriage Certificate Divorce Divorce Decree Legal Separation Separation Agreement where the terms of the agreement permit a

QUEEN ANNE’S COUNTY PUBLIC SCHOOLS

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Note: This summary of available benefits is not intended to be all-inclusive. Benefits are subject to change as deemed necessary by the board.

BENEFITS OVERVIEW

Benefit Who is

Eligible Who Pays

Eligibility

Begins Benefit Highlights

Health Insurance Full-Time Employees QACPS &

Employee

First working day

of the following

month of initial

employment.

EPO or PPO coverage available through

Carefirst Blue Cross Blue Shield. Benefits

may be pro-rated for employees who

work less than 100% of position.

Vacation All Full-Time 12

month employees QACPS 100% Upon Employment

1.25 days per month up to 15 days per

year

Sick Leave All Full-Time 10 & 12

month employees QACPS 100% Upon Employment

10 month – 10 sick days per year 12 month – 12 sick days per year

Emergency Leave for

Personal Reasons

All Full-Time 10 & 12

month employees QACPS 100% Upon Employment

Each employee receives three (3)

emergency leave for personal reasons per

year

Life Insurance Full-Time Employees QACPS 100% Upon Employment 1st year of employment - $42,000

to 5th year of employment - $50,000

Supplemental Life

Insurance Full-Time Employees Employee 100% Upon Employment Select in increments of $10,000

Voluntary Disability

Insurance Full-Time Employees Employee 100% Upon Employment

5 year plan-14,30,90 day elimination To age 65 plan-14,30,90 day elimination

Maryland State

Retirement System Full-Time Employees

7% Employee

Contribution

depending on

date of hire

Upon Employment Mandatory enrollment for members

eligible to be enrolled in the State

Retirement System.

Family Medical Leave

Act (FMLA)

Full-Time Employees

who have been

employed for 1 year

and have worked at

least 1,250 hours

during the past 12

months

N/A Upon Employment

Family and Medical Leaves of Absence

provide position guarantee and protection

of benefits. Eligibility for leave dependent

upon length of service hours worked per

year and reason for leave.

Worker’s

Compensation All Employees QACPS 100% Upon Employment

Hospital, physician care and compensation

for job-incurred accident or illness

governed by law.

Jury Duty Full-Time Employees QACPS 100% Upon Employment

Employees called for jury duty may be

absent without loss of pay subject to

verification of actual days served

(Verification to be provided by Clerk of

Court.)

Optional Benefits Full-Time Employees Employee 100% Upon Employment

Employees may elect to have payroll

deduction for several optional benefits

such as U.S. Savings bonds, Blood Bank,

State Employees Credit Union, & United

Way. QACPS does not contribute to the

cost of these plans. Employees may elect to enroll in Flexible

Spending Accounts or 403(b) plans with

QACPS approved vendors.

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Listed below are the healthcare rates* for the 2017-2018 plan year effective September 1,

2017 through August 31, 2018. Both Carefirst plans include medical, dental, vision and

prescription benefits.

BENEFIT RATES

Plan Type

Total

Annual Cost

Employee + Employ-er

Total

Monthly

Cost

Employee + Employer

Employer

Contribu-

tion Per

Pay

Employee

Contribution

Per Pay

Carefirst EPO

Individual $6,984.84 $582.07 $268.65 $0.00

Parent & Child $10,921.20 $910.10 $378.04 $42.00

Subscriber & Spouse $16,132.92 $1,344.41 $558.45 $62.05

Family $17,830.20 $1,485.85 $617.19 $68.58

Carefirst PPO

Individual $7,642.92 $636.91 $249.86 $44.09

Parent & Child $14,481.36 $1,206.78 $445.58 $111.40

Subscriber & Spouse $19,965.24 $1,663.77 $537.53 $230.37

Family $22,024.68 $1,835.39 $592.97 $254.13

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BENEFITS ENROLLMENT

Employees have the opportunity to make changes to their benefit elections during the

annual open enrollment period that is typically held each year in June. Any changes made

during open enrollment will be effective for the new plan year that runs September 1st -

August 31st. After open enrollment, employees cannot make changes to benefit elections

unless they experience a qualified and documented lifestyle change such a marriage, birth of

a child, loss of spouse’s employment, etc…

How to Enroll in Benefits

Login to Plan Source

Follow the instructions on the screen to review your

options and make your selections.

After you click “Finish” to save your elections, review

and print a confirmation statement for your records.

If you need to make changes you can log back in to the

system anytime during the Open Enrollment period.

How to access Plan Source

Go to hr.qacps.org, click on Benefits, then on Plan Source

User ID = Your first initial, first six letters of last name, last 4 digits

of your social security number

Example for “Jane Doe” with SSN = 123456789 would be jdoe6789

Default Password = Your date of birth yyyymmdd

You will be prompted to change your password after logging in for the first time. Be sure to make

a note of a your new password for future access to Plan Source. Your password will be reset

every year to the default password on June 1st for open enrollment.

New Hires

Your open enrollment

period will be the first 30

days of employment.

Your benefits coverage

will begin on the 1st of

the month after your

hire date.

Questions?

Contact our Benefits Specialist in the Human Resources Department or help with online enrollment.

Contact: Theresa Steinhice

Office Hours: Monday – Friday, 8:30am – 4:30pm

Phone: (410) 758-2403, ext. 227

Email: [email protected]

Address: 202 Chesterfield Ave, Centreville, MD 21617

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CHANGING YOUR BENEFITS

Employees can only make changes to benefit elections

during the annual open enrollment period unless you

experience a qualified lifestyle change that results in the

gain or loss of coverage by you, your spouse or a

dependent. If you experience such a change please

provide a written request to the Benefits Specialist in

Human Resources along with the required

documentation within 30 days of the event. Below is a

list of qualifying lifestyle changes that may allow you to

make changes to your benefit elections:

Effective Date of Coverage

Benefit changes take effect the 1st of the month following receipt of the proper documenta-

tion. The effective date for births and adoptions will be made retroactive to the actual date

of the birth / adoption.

Lifestyle Change / Event Documentation Required

Marriage Marriage Certificate

Divorce Divorce Decree

Legal Separation Separation Agreement where the terms of the

agreement permit a change in coverage

Birth or Adoption Birth certificate or adoption papers

Change in employment status from

part-time to full-time or vice versa No documentation required - HR will confirm

Your child loses eligibility for

dependent coverage No documentation required

Your spouse gains or loses coverage

under another plan Letter from spouse’s employer verifying the change

You go on or return from a leave of

absence No documentation required - HR will confirm

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QACPS is a member of the Eastern Shore of Maryland Educational Consortium (ESMEC) which give you the option of two

medical plans using the CareFirst BlueCross BlueShield Preferred Provider Network. The Preferred Provider Network gives

you access to a quality network of practitioners and hospitals within Maryland. The BlueCard® PPO program provides

access to a national network. With both plans there is no need to enroll with a primary care physician and you do not have

to get permission to see a specialist.

If an in-network specialist is not available to provide services, the in-network physician may refer you to an out-of-network

specialist. In-network benefits will apply if the referring in-network physician reports the referral and receives approval

through the Referral Service Unit. Whenever in-network benefits are applied to an out-of-network, non-participating

provider, you will still be responsible for any balance remaining after Plan payment.

EXCLUSIVE PROVIDER OPTION (EPO)

IN-NETWORK OUT-OF-NETWORK

You choose a network practitioner, special-

ist or hospital You have low out-of-pocket costs

BENEFITS ARE NOT COVERED OUT-OF-

NETWORK, YOU MUST USE AN IN-NETWORK

PROVIDER.

You are responsible for: per visit copayments

PREFERRED PROVIDER OPTION (PPO)

Using a Preferred Provider network practitioner will keep your out-of-pocket costs to a minimum and you won’t have to file

a claim form. You will pay more out of your own pocket when you use practitioners who do not belong to the Preferred

Provider Network. You may be required to pay a deductible and a greater portion of the cost of medical treatment. You

may also need to file a claim.

In Network benefits are provided when you use Preferred Providers. In-network providers must render all services.

IN-NETWORK OUT-OF-NETWORK

You choose a network practitioner,

specialist or hospital You have lower out-of-pocket costs

You choose any practitioner, specialist or hospital You have higher out-of-pocket costs

Participating Provider Non-participating Provider

You are responsible for: per visit copayments

You are responsible for: deductibles coinsurance

You are responsible for: direct payment to provider for provider’s

total charge. (your actual liability equals

the difference between plan payment and

provider’s billed charges) Plan payment will be sent to you excluding

deductible and coinsurance based on plan’s

“allowed benefit”.

To find participating Preferred Providers in Maryland Call the Preferred Provider Hotline 1-800-235-5160 or reach us on the World Wide

Web at: http://www.carefirst.com

To find participating BlueCard PPO healthcare providers outside of Maryland, Call BlueCard Access at: 1-800-810-BLUE (2583) OR Reach

us on the World Wide Web at: http://www.bluecares.com/bluecard

HEALTHCARE PLANS

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EPO & PPO PLAN COMPARISON

This summary is for comparison purposes only and does not create rights not given through the benefits contract.

“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.

Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty

nursing; home health care; hospice services; artificial insemination and invitro fertilization.

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EPO & PPO PLAN COMPARISON

This summary is for comparison purposes only and does not create rights not given through the benefits contract.

“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.

Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty

nursing; home health care; hospice services; artificial insemination and invitro fertilization.

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EPO & PPO PLAN COMPARISON

This summary is for comparison purposes only and does not create rights not given through the benefits contract.

“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.

Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty

nursing; home health care; hospice services; artificial insemination and invitro fertilization.

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EPO & PPO PLAN COMPARISON

This summary is for comparison purposes only and does not create rights not given through the benefits contract.

“AB”= ALLOWED BENEFIT ** Non-Participating providers can bill you up to total charges.

Certain outpatient services require approval to begin or continue outpatient treatment including outpatient rehabilitative services; private duty

nursing; home health care; hospice services; artificial insemination and invitro fertilization.

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DENTAL

CareFirst BlueCross BlueShield (CareFirst)

Preferred Dental (PPO) offers the freedom to select

any dentist along with the opportunity to reduce out-of-

pocket costs by visiting a Preferred dental provider. This coverage is available with any CareFirst medical plan or as a

freestanding plan.

Advantages:

Large network of Preferred dental providers throughout Maryland, Virginia, and

Washington, D.C.

More than 140,000 participating dentists nationwide

A variety of Preferred dental plans to fit members' needs and the company's budget

Dental coverage includes:

- Preventive care such as cleanings and X-rays

- Basic services such as fillings and extractions

- Major surgical services including oral surgery and root canal therapy

- Major restorative services including dentures and fixed bridges and crowns

No claim forms to file when visiting a Preferred dental provider

Preferred dental providers accept CareFirst's allowed benefit as payment in full for covered

services

Members are only responsible for deductibles and coinsurance when using a Preferred dental

provider

Groups can purchase dental coverage with medical insurance or as a freestanding policy

Nationwide emergency coverage

Additional Features:

Orthodontia coverage - An optional orthodontia benefit is available for groups with two or

more employees

Out-of-network care - Members have the option of seeing any dentist and still receive

coverage. However, they may have to file their own claim forms and pay higher out-of-

pocket costs

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DENTAL BENEFIT SUMMARY

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VISION

Blue Vision Plus Professional vision services including routine eye examinations, eyeglasses and contact

lenses offered by CareFirst BCBS, through the Davis Vision, Inc. national network of

providers.

Your Benefits At-A-Glance:

Routine eye examination at any Davis Vision participating location

Complete coverage for lenses and frames when choosing from Davis Vision's "Exclusive Col-

lection" of frames (approximately 270 frames)

Allowance for non-Davis frames

Complete coverage for contact lenses when choosing from contact lenses provided by Davis

Vision (in lieu of eyeglasses)

Discounts on laser eye surgery

Discounts on lens treatments such as scratch resistant coating, and progressive lenses

Out-of-network benefits offering complete freedom of choice to select any vision care pro-

vider in U.S.

Large regional and national network of optometrists, ophthalmologists and opticians

No claim form to file when using a Davis Vision provider

Go to www.davisvision.com where you can login to find

more information on the benefits available to you, search

the provider directory, and learn how to access care in

and out of the network.

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VISION BENEFIT SUMMARY

In Network Routine Exam $0 copay

Materials Copay $40 ($20 for frames / $20 for lenses)

Benefit Description Plan Payment

Frames & Eyeglass Lenses

Free Frame Collection (Fashion and Designer) Approximately 100 frames covered in full, after the $20 frame copay.

Davis Upgrade Frame (Premier) Member pays the $20 frame copy and an additional $20 upgrade copay

Non-Davis Frames Plan pays $45 Wholesale (up to $170 retail equivalent) allowance, after the $20 frame copay.

Single Eyeglass Lenses Covered in full, after the $20 lens copay

Bifocal Eyeglass Lenses Covered in full — with lines, after the $20 lens copay

Trifocal Eyeglass Lenses Covered in full — with lines after the $20 lens copay

Lenticular Eyeglass Lenses (cataract) Covered in full, after the $20 lens copay

Contacts

Medically Necessary “Specialty” Contacts Covered in full with prior approval

Routine Contacts

After the $40 material copay Single vision $97 allowance Bifocal: $127 allowance Disposable 4 boxes covered in full with exam if Davis vision, otherwise allowance ap-plies

Mail-order Contacts Lens 1-2-3 program and Options discount

Additional Contacts 10% discount from Dr. office or use Lens 1-2-3 mail-order discount

OTHER IN-NETWORK VISION DISCOUNTS Standard Plan S

Tinting Covered in full

Poly carbonate lenses for kids, monocular and high prescriptions Covered in full

Progressive Lenses Member pays additional $50

Premium Progressive Lenses Member pays additional $90

Scratch Resistant Coating Member pays additional $20

Glare Resistant Treatment Member pays additional $35

Premium Glare Resistant Member pays additional $48

Transition Lenses Member pays additional $65

Laser Vision Correction Up to 25% off allowed benefit or 5% off adver-

tised special

IN-N

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RK

US

ING

DA

VIS

VIS

ION

PR

OV

IDE

R

IN-NETWORK

DISCOUNTS

This is an abridged list of

discounts. Your Davis

Vision provider can

provide information on

other discounts available.

Out-of-Network Routine Exam Member submits claims to Davis Plan Pays $36 Allowed Benefit, you pay balance

Benefit Description Plan Payment

Frames & Eyeglass Lenses

Frames Plan Pays $30 Allowed Benefit, you pay balance

Single Eyeglass Lenses Plan Pays $42 Allowed Benefit, you pay balance

Bifocal Eyeglass Lenses Plan Pays $67 Allowed Benefit, you pay balance

Trifocal Eyeglass Lenses Plan Pays $90 Allowed Benefit, you pay balance

Lenticular Eyeglass Lenses (cataract) Plan Pays $157 Allowed Benefit, you pay balance

Contacts including disposable

Medically Necessary “Specialty” Contacts Plan Pays $285 Allowed Benefit, you pay balance

Conventional Contacts Plan Pays $71 Allowed Benefit, you pay balance

Conventional Bifocal Contacts Plan Pays $97 Allowed Benefit, you pay balance

This summary is for comparison purposes only and does not create rights not given through the benefits contract.

OU

T-O

F-N

ET

WO

RK

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FLEXIBLE SPENDING ACCOUNTS

Medical Flexible Spending Account

Helps you pay for healthcare expenses not covered or only partially covered by your health,

dental or vision insurance (like co-pays, orthodontics, glasses/contacts, prescriptions, etc…)

Account can be used to pay expenses for you or any of your qualified dependents

Funds in the account are available on the first day of the plan year or your effective date

Your full election amount is available on the first day of the plan year and access to those

funds is simple and easy with the FSA debit card which works like a regular Mastercard®

You can elect to defer up to $2,6,00 per year

Dependent Care Flexible Spending Account

Helps you pay for certain dependent care expenses allowing you and your spouse (if

applicable) to work such as daycare, before/after care, summer camp, etc...

Childcare expenses are eligible for children through age 12

Disabled or elder daycare expenses are eligible, regardless of age

Funds in this account are accrued and you will be reimbursed via direct-deposit to a savings

or checking account which you designate upon enrollment as claims are approved

You can elect to defer up to $5,000 per year

To enroll, you’ll need to plan ahead and base your election amount on

anticipated, predictable expenses not covered by other insurance or ben-

efit plans. An online worksheet is available on the HR website or

[email protected] to help you determine the right

amount. Keep in mind, this is a “Use it or Lose it” account. You may

roll over up to $500 to the next plan year without losing it. If you have

any additional funds left in your FSA that cannot be rolled over, you will

lose them at the end of the plan year.

For a listing of eligible medical and dependent care expenses and answers to

Frequently Asked Questions, visit [email protected].

Flexible Spending Accounts (FSA) allow you to pay for certain medical and/or dependent care

expenses with pre-tax dollars. The two types of FSA’s available are Medical and Dependent

Care. When you elect to participate in a FSA, you will designate a specific amount of dollars

to be deducted from your gross earnings (before tax) each pay period. By contributing pre-

tax, you will lower your taxable income and increase your spendable income. You can stretch

your income and save about $30 for every $100 spent you elect to defer*.

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LIFE INSURANCE

For all full-time employees, QACPS pays the premium cost of tem life insurance coverage

starting at $42,000 for the 1st year and increasing in increments of $2,000 until it reaches

$50,000 the 5th year of employment and beyond. The coverage is effective the first of the

month following employment unless hired on the first of the month.

Employees have the option to purchase supplemental life. This is a term life insurance that can

be purchased in increments of $10,000 up to 3 times your salary not to exceed $200,000.

Supplemental Life

Life Insurance

How to Enroll in Supplemental Life

Complete the enrollment form and the Evidence of Insurability form found on the

Human Resources website and submit to the Benefits Specialist.

Employees can enroll in this plan at any time throughout the year.

Once enrolled, changes to the coverage amount can only be made during Open

Enrollment.

Age* Premium Rate

Under 30 .031

30 - 34 .041

35 - 39 .062

40 - 44 .103

45 - 49 .185

50 - 54 .278

55 - 59 .401

60 - 64 .607

65 - 69 .978

70 and over 3.188

Rate Chart (Cost per Month per $1,000 of Coverage)

* The rate is based on your age at the start of the plan’s current policy year. Any future rate changes due to age will be

effective on the first date of the new plan year following the date you enter a new age bracket.

How to Use This Chart

To determine your monthly cost:

1.) Select the total amount of supplemental

coverage you want.

2.) Divide by 1,000

3.) Multiple the rate shown on the chart for your age.

Example

Ann Smith is 35 and applies for $20,000 of coverage:

$20,000 divided by 1,000 = 20

20 x $.062 = $1.24

Her monthly premium for $20,000 of Supplemental Life

coverage is $1.24.

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DISABILITY PLANS

Disability QACPS offers employees the opportunity to apply for Voluntary

Disability Insurance from Standard Insurance Company. We offer

both Long Term (LTD) and Short Term (STD) insurance with sev-

eral elimination periods. This coverage pays a benefit in the event

that you cannot work because of injury or illness. This benefit re-

places a portion of your monthly income, providing funds directly

to you. It is designed to begin after you have been disabled for a

specified waiting period, known as the elimination period. The

monthly benefit is 60% of your insured predisability earnings, re-

duced by deductible income from other sources, and not to ex-

ceed a maximum monthly benefit of $5,000.

The monthly plans rates are as follows:

Long Term Disability

14 Day Elimination - .977 per $100 of covered payroll

30 Day Elimination - .790 per $100 of covered payroll

60 Day Elimination - .592 per $100 of covered payroll

90 Day Elimination - .526 per $100 of covered payroll

Short Term Disability

14 Day Elimination - .837 per $100 of covered payroll

30 Day Elimination - .649 per $100 of covered payroll

You can only enroll in or change this benefit election during the

initial or annual open enrollment period.

To calculate your rate:*

____________ / 26 = ____________ / 100 = ____________ X ____________ = $____________

Annual Salary Salary per Pay Rate Above Cost per Pay

* Note: Your cost may change if your salary changes within the benefits plan year.

Enrollment in the plan also allows you to take advantage of the Employee Assistance Program and

WorkLife Services. More details on these programs can be found on the Human Resources website.

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RETIREMENT PLANS

403 (b) Tax Sheltered Annuity

The 403(b) Plan is a voluntary retirement plan that allows full-time employees to save for

retirement through pre-tax payroll deductions. Below is a list of approved vendors you may

choose from:

Maryland State Retirement System

All employees working 500 hours or more in a school year must

enroll in the Maryland State Retirement and Pension System.

Currently, employees contribute 7% of their annual salary.

Benefits include a death benefit which provides payment of 100%

of annual salary to one’s designated beneficiary, plus disability

and service retirement. For more details on the plan visit the

Maryland Retirement website at www.sra.state.md.us.

Vendor Name Vendor Representative

VALIC

1304 Concourse Dr., Suite 150

Linthicum, MD 21090

Phone: 800.892.5558 ext. 89244

Fax: 866.440.3062

Ryan Grossman

Email: [email protected]

Phone: 443-994-5508 Fax: 866-440-3062

Logan Grossman

Email: [email protected]

Phone: 410-991-5022 Fax: 844-715-4946

AXA EQUITABLE

AXA Advixors, LLC

6200 Old Dobbin Ln., Suite 100

Columbia, MD 21045

Matthew Misiaszek

Phone: 410.309.3634 Fax: 410.312.3157

Email: [email protected]

SULLIVAN FINANCIAL, LLC

1563 Post Rd., Suite 3D

PO Box 462

Chester, MD 21619

Bob Sullivan, Registered Representative

Phone: 410.820.0394 Cell: 410.829.2206

Fax: 410.820.0395

Email: [email protected]

VOYA

416 Goldsborough St, Suite C

Easton, MD 21601

Joe Opalski, Registered Representative

Phone: 410.820.7852

Email: [email protected]

MET LIFE RESOURCES

6700 Alexander Bell Dr., Suite 115

Columbia, MD 21046

Alan Becke

Phone: 443.957.6145

Cell: 410.924.1690

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ADDITIONAL BENEFITS

The Board will pay the yearly membership fee for employees who elect to join the Delmarva

Blood Bank. Employees must fulfill their yearly blood or cash donation as required by the Blood

Bank. Visit www.delmarvablood.org for details.

All employees are eligible to participate in the purchase of Savings Bonds. This allows you to save

for the future with bonds. There is no minimum amount per pay and the minimum bond is $50.00.

U.S. Savings Bonds

The United Way of Queen Anne’s County supports 24 agencies benefiting 10,000 Queen Anne’s

County residents. When many contribute a little, big things happen! You can elect to have any

whole dollar amount deducted from your paycheck which will go to the United Way or the

specific agency of your choice.

United Way

All employees are eligible to participate in the Holiday Savings Club. This allows you to save any

whole dollar amount per pay in an account for the Holidays. The year starts with the first pay in

November and checks are disbursed the following October. This is a great way to save for your

holiday shopping.

Holiday Savings Club

All employees are covered by Worker’s Compensation under the Employee’s Worker’s

Compensation Guidelines for injuries occurring while performing normal work duties.

Worker’s Compensation

Blood Bank

Your CareFirst ID card entitles you to discounts on alternative therapies and health and wellness

programs such as chiropractic, acupuncture, massage, yoga, Pilates, tai chi, qi gong, guided imagery,

nutritional counseling, and fitness centers. Additionally, the program offers discounts on Weight

Watchers® Online, Jenny Craig®, mail order contacts, laser vision correction, hearing aids, and

eldercare referrals. Since this program is in addition to your medical plan, rather than a benefit,

there are no claim forms, referrals or paperwork to complete. We see this as a way for our

members to tap into health and wellness practitioners at discounted rates. To find out more, visit

www.carefirst.com/options. Additional discounts are also available through BlueCross

BlueShield at www.blue-365.com.

Carefirst Options Discount Program

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LEAVE BENEFITS

All eligible 12-month employees accrue annual leave (vacation) on a monthly basis of 1.25

days per month from July 1 through June 30 of each fiscal year. Employees can carry over 20

annual leave days from one fiscal year to the next.

Annual Leave

A sick leave allowance of 12 days for 12 month employees and 10 days for 10 month

employees is credited at the beginning of each fiscal year. Up to seven (7) days of sick leave

can be used for family illness as stated in appropriate negotiated agreements. Employees can

accumulate an unlimited number of sick days.

Sick Leave

Employees called for jury duty may be absent without loss of pay subject to verification of

actual days served. (Verification to be provided by Clerk of the Court)

Jury Duty

All full-time employees who have been employed for one (1) year and have worked twelve

hundred fifty hours (1,250) during the past 12 months are eligible for Family Medical leave

under the Federal Family and Medical Leave Act. This allows an employee that meets the

specific criteria to take up to 12 weeks off to care for an ill family member or for them-

selves.

Family Medical Leave of Absence (FMLA)

All full time benefited employees are allotted three (3) emergency leave for personal

reasons to be used to take care of matters which cannot be handled outside of regular

duty hours. Unused emergency leave for personal reasons convert to sick leave at the

beginning of the following fiscal year.

Emergency Leave for Personal Reasons

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PROVIDER CONTACTS

Provider Phone Website

Carefirst BlueCross BlueShield 877.691.5856 www.carefirst.com

Carefirst Dental 866.891.2802 www.carefirst.com

Davis Vision 800.783.5602 www.davisvision.com

Express Scripts 855.778.1435 www.express-scripts.com

The Standard (Disability Insurance) 800.378.4667 www.standard.com

The Standard (Life Insurance) 800.378.4667 www.prudential.com

Flexible Benefits Administrator (Flexible

Spending Accounts) 800.437.3539

www.benefitscard@flex-

benefits.com

Maryland Retirement System 410.625.5555 www.sra.state.md.us

Employee Assistance Program 800.327.2251

If you have questions about your benefit coverage or claims please contact the vendor directly.

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Contact: Regarding:

PAYROLL

Payroll Specialist: Karen Colley

Phone: 410.758.2403 ext. 119 or 153

Fax: 410.758.8205

Email: [email protected]

Website: www.qacps.org Depts > Financial Services

Payroll

Direct Deposit Changes

Changes to tax withholding amounts

Wage Garnishments

BENEFITS

Benefits Specialist: Theresa Steinhice

Phone: 410.758.2403 ext. 227

Fax: 410.758.8203

Email: [email protected]

Website: www.qacps.org Depts > HR > Benefits

Health Insurance Eligibility

Status changes affecting benefits

Flexible Spending Accounts

COBRA

Disability & FMLA

Life Insurance

Change of Beneficiaries

Worker’s Compensation

Retirement Estimates

Unemployment

Holiday Savings Club

Employment Verifications

Change of Address

EMPLOYEE SERVICES

HR Assistant: Sarah Hause

Phone: 410.758.2403 ext. 118

Fax: 410.758.8203

Email: [email protected]

Website: www.qacps.org Depts > HR

Leave of Absence

Central Call / Substitute Teachers

ADP & E-Time Professional (Timeclock)

ID Badge Replacement

CERTIFICATION AND PROFESSIONAL DEVELOPMENT

Certification Specialist: Debbie Siachos

Phone: 410.758.2403 ext. 196

Fax: 410.758.8203

Email: [email protected]

Website: www.qacps.org Depts > HR

Recruitment & Staffing

Certification and Licensure

Course Reimbursement

University Partnerships and Direct-billing Programs

National Board Certification

CONTACTS

Central Office Address: 202 Chesterfield Ave., Centreville, MD 21617

Phone number: 410.758.2403 or toll free 800.336.7775 Office Hours: Mon-Fri 8:30am—4:30pm