EL FUTURO ES HOY: la reinvención de los negocios

@josezimmer

This is a connected world

This is an unbalanced world

https://www.youtube.com/watch?v=Up9-C4_8dVo

Globalization/Structural Changes + Mobile Connectivity + Generational Shifts

=

NEW ECONOMIC, BUSINESS & SOCIAL MODELS

On demand retail?

Frictionless

• $1 billion European startup

• Leader in Sweden, Germany, France,

Italy and soon UK and US

• 40% of Swedish online shoppers have

used Klarna

• Conversion rates of 50% on mobile

(compared with 3% without)

Nuevas organizaciones

Un nuevo modelo de negocio

Un nuevo modelo financiero

“Zopa becomes the UK’s first P2P lender to lend £1 billion, and

more than doubled (122%) its loan volumes in July 2015. Zopa

now has a 2% share of the UK unsecured personal loans market

… and it expects to lend in excess of £550 million in 2015, more

than doubling 2014’s total of £265 million.” August 2015

http://thefinanser.co.uk/.a/6a01053620481c970b01b8d140eaf9970c-popup

“BBVA will be a software company” Francisco González, Chairman, BBVA