Economic and Management Sciences

Grade 9

WAMARK PUBLISHERS

Head, heart and hand seriesYvette Gietl

TYPE

(NPO)

e.g. Church

e.g. Mercedes

e.g. Lawyers

e.g. Eskom

e.g. Franchise

PUBLIC (Ltd)

Alongside the enriched EMS 8 and 9 workbooks, we also have condensed versions. This table will explain the differences and benefits of each.

ENRICHED EMS WORKBOOKS CONDENSED EMS WORKBOOKS

Revision Topics and Activities * *Enrichment Topics and Activities * *Tear - out Activities 22 23 11 13 Set out in SUBJECTS namely: Economics, Financial Literacy and Entrepreneurship

* *Set out Term 1 – 4 in TOPICS as per CAPS * *Price incl. VAT R 160 R 160 R 120 R 120

ENRICHED VERSION VS CONDENSED VERSION

This version suits schools with 3 or more lessons allocated to EMS per cycle. The topics covered will prepare learners for grade 10.Include CAPS

This version suits schools with very limited time i.e. have fewer than 3 lessons per cycle or have allocated more time to Accounting.CAPS only

THE ECONOMY

PAGELEARNER SUPPORT MATERIAL

ECONOMIC AND MANAGEMENT SCIENCES GRADE 9

INDEXPAGEACTIVITY ASSESSMENT

NUMBER

1

2

3

4

5

6

8

9

7

10

LEARNER SUPPORT MATERIAL PAGE ACTIVITY FINANCIAL LITERACY

ENTREPRENEURSHIP

PAGE

11

12

15

19

20

21

22

13

14

23

18

16

17

CASH AND CREDIT PURCHASES

CASH

ATM CARDS

ELECTRONIC TRANSFER (EFT)

Cash Payments are made directlyfrom o ne bank account to another bank account.

105

CHEQUES

106

1.4 ELECTRONIC FUNDS TRANSFER - (EFT POS)Electronic Funds Transfer Point of Sale (EFT-POS) allows you to use your bank card at the till to transfer funds immediately from your account to the seller’s account.

The cashier swipes the card through the machine, punches in the amount owing and the machine prints out a slip in duplicate.

You as the customer signs the slip, hands the copy to the seller and you keep the original for your records. At the moment a slip is being printed, the money is being transferred.

STOP AND DEBIT ORDERS

ADVANTAGES OF PAYING CASH

107

CREDIT

CREDIT CARDS

three party credit card

two party credit cards

108

INSTALMENT A EEMENTS

109

110

https://www.youtube.com/watch?v=4tokZfVKTto

Credit Bureau

11:16

111

https://www.youtube.com/watch?v=S-vQ785wvA0

Topic: NCA

6:29

Has your cheque been

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pt mled ,in•r ,1 :;o!id M,H;,, ot ,·t•I­"'' (\\111d1 h,·lp,- ,lisgui,1• anyin.,r'..;:s lt•tt \lVt•r i1S ," rt•!,;11lt of theV. .,�hi n½ r'l•JCC-.-.l.

■ lhl' n,11111' c I the J',l\ l't', or ,1nwu11Lp,l� 11'l1•, i.c ,,fkn •.,ntt1•1· 111 ild,lfN,·nt font In the n•st t>I thech1',Jllt!

■ lhl 11<1111t· l>I thl• 1>.1y1•1·, ,,nd tlwilllll'Unt p,1y,1bl,•, j.., ol lL'll wnllt'llma dillL•r,•nt colour tl' th,1t on there,t of tlw d1cq111•.

Fr.1ud,1l'rs t ,u,1II} bl'I \ .ilid I lll'qu1, hy rnt,'rl�rtms thl'lll in lhL• p1,,1 - on tlwi: 1•:ay t,� lhl• 1111<-nd,·d rt•ciri,·11I. If }�'u mL·,t p,>st ,1 ch«JllL', �L•nd it l•) re-;.;• blt·n·d 11•,111

Here are some other tips to prevent your cheque being intercepted: ■ ,\hkt ,u·c lh,1t dw,p11•s ''-'Ill

thrnu)!h thl' ;�1.1il ,Ht' c1l•.-,,1y,,rl''' ,-.1, 111,1dl' p,1v, .. bl1• lll a ,;pc

ril'k p,'l'S<'ll arn.l dr,n!v m,\lkt·d ':-J0t tr.1n,fer<1hle'.

■ I),, r11l USC st ,1ples ()f r,ipndip,tn ,1lt.Hh th, d1C'quc 10 a ldl1'r. rt·;,1 very gnod \, ii)' oi Jlt·llin� ,1 lhidtt, ,1 d1,que in,-i.:k •he l'll\'t'lupt•u�t•i;,.'<'d quc1l1tv l'll\l'lop,·,.

■ h1�11, •h,11 c-;1,•q1Jt•.., an m:id1·nut l'lllJ'<'l'I\· 10 tlw mil n,rnll' (nutiPit1 I�) 1,f thl' p,1yn:.

• !\:e;:l'r ll'tH (' sp .. ll(' ... \\ her ' t"'\ltclll'Ords ,111d ru mh1•p.,, ,111 h1• 1dl-:1•d "hen \\'I iling t•ut ,1 d!L'cjll•' Dr�w.i linc thmu);h unu�l'• I ..,p,1<·1·.

,'More lnfcinnaiion.:· � = ·:-.

l l••'!.rni,11 1011 ,u;.plird by Sr,: th Mritan llmk1rg Risi\ tn!orn\1hon Gen'.re (SAS�:Ct

112

https://www.youtube.com/watch?v=dTiXnj1v2C8

11:59

Topic: Debt Counselling

DUE DATE:

ACTUAL MARK%

LEVEL

WORKSHEET

PRIOR 1 JUNE 2007 FROM 1 JUNE 2007

TOTAL : 30.ASSESSMENT : 1

113

114

DUE DATE:

ACTUAL MARK

LEVEL

TOTAL : 30

WORKSHEET

% ASSESSMENT : 1

115

116

117

118

Free Budgeting Tool

https://www.oldmutual.co.za/personal/financial-planning/tools-and-calculators/budget-tool

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