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FLEWFLEWFamily Law Education for WomenFamily Law Education for Women
A LEGAL INFORMATION WORKSHOP PRESENTED
BY:
Ginny SantosProject ManagerFLEW (Family Law Education for Women)
T 416 961 8101 x 302 [email protected]
Your feedback
is important
to me.
Rules about marriage
Who can marry? Age: How old do you have to be? Gender: Can women marry women? Religion: Can people from different
religions marry? Polygamy: How many spouses can you
have Family ties: Can you marry your relatives? Citizenship: Can you marry a visitor?
WORKSHOP OUTLINEWORKSHOP OUTLINE Introduction to FLEW Introduction to FLEW
Legal OverviewLegal Overview
ResourcesResources
WHAT IS FLEW?WHAT IS FLEW?
WHAT IS FLEW?WHAT IS FLEW? Provincial public legal education (“PLE”) Provincial public legal education (“PLE”)
projectproject Funded by the government of OntarioFunded by the government of Ontario FLEW’s goal is to provide accessible FLEW’s goal is to provide accessible
information to women in Ontario to assist information to women in Ontario to assist them in understanding their family law them in understanding their family law rights and how they can exercise themrights and how they can exercise them
particular emphasis on reaching women particular emphasis on reaching women who are vulnerable and isolatedwho are vulnerable and isolated
WHY WOMEN?WHY WOMEN?Women continue to be disproportionately Women continue to be disproportionately
impacted by family breakdown:impacted by family breakdown: One to two women are murdered by a current or
former partner each week in Canada. More women are single parentMore women are single parent Women more likely to have significant decline in Women more likely to have significant decline in
std of living after separationstd of living after separation Women more likely to experience violence at the Women more likely to experience violence at the
hands of their intimate partnerhands of their intimate partner
Materials are attempt to recognize this Materials are attempt to recognize this increased vulnerability and needincreased vulnerability and need
Anyone is welcome to use our materialsAnyone is welcome to use our materials
WHAT FLEW IS WHAT FLEW IS NOTNOT
Materials are not a substitute for Materials are not a substitute for individual legal advice and representationindividual legal advice and representation
They are a They are a startingstarting place for women place for women They are not self-help toolsThey are not self-help tools FLEW is FLEW is notnot a direct service agency and a direct service agency and
cannot provide individual legal advice or cannot provide individual legal advice or representationrepresentation
WHO IS FLEW?WHO IS FLEW?
FLEW IS....FLEW IS.... A project that is currently directed by A project that is currently directed by
an Advisory Council of 5 community an Advisory Council of 5 community agenciesagencies
Has recently moved into second Has recently moved into second stage of project, focused on outreach stage of project, focused on outreach and distributionand distribution
FLEW ADVISORY COUNCILFLEW ADVISORY COUNCIL Canadian Council of Muslim Women Canadian Council of Muslim Women
(CCMW)(CCMW) Community Legal Education Ontario (CLEO)Community Legal Education Ontario (CLEO) Metropolitan Action Committee on Violence Metropolitan Action Committee on Violence
Against Women and Children (METRAC)Against Women and Children (METRAC) Springtide ResourcesSpringtide Resources YWCA TorontoYWCA Toronto
WHERE DID FLEW WHERE DID FLEW COME FROM?COME FROM?
BORN FROM COMMUNITY BORN FROM COMMUNITY ADVOCACYADVOCACY
evolved from the advocacy efforts of evolved from the advocacy efforts of the No Religious Arbitration Coalition the No Religious Arbitration Coalition
NRAC came together to advocate NRAC came together to advocate against the use of religious arbitration against the use of religious arbitration in family law in Ontario in family law in Ontario
their work highlighted the need for their work highlighted the need for widespread public family law education widespread public family law education and outreach across the province and outreach across the province
HOW CAN FLEW HOW CAN FLEW HELP?HELP?
FLEW LIBRARYFLEW LIBRARYFLEW has developed a large library of FLEW has developed a large library of public legal education materials for public legal education materials for women, to assist them in understanding women, to assist them in understanding their rights under Ontario family law.their rights under Ontario family law.
Two “streams” of materials:Two “streams” of materials:
1.1. Core materialsCore materials
2.2. Specialized materialsSpecialized materials
CORE FLEW MATERIALSCORE FLEW MATERIALS
1.1. Alternative Dispute Resolution Alternative Dispute Resolution
& Family Law& Family Law
2.2. Child Protection & Family LawChild Protection & Family Law
3.3. Child SupportChild Support
4.4. Criminal and Family LawCriminal and Family Law
5.5. Custody and AccessCustody and Access
6.6. Family Law for Immigrant, Family Law for Immigrant,
Refugee and Non-Status Refugee and Non-Status
WomenWomen
7.7. Domestic ContractsDomestic Contracts
8.8. Family Law ArbitrationFamily Law Arbitration
9.9. Finding Help with your Finding Help with your
Family Law ProblemFamily Law Problem
10.10. How Property is Divided How Property is Divided
in Family Lawin Family Law
11.11. Marriage and Divorce Marriage and Divorce
12.12. Spousal SupportSpousal Support
FLEW CORE MATERIALS, FLEW CORE MATERIALS, CONT’D.CONT’D.
Materials are available in 13 languages: Materials are available in 13 languages:
English, French, Arabic, Chinese English, French, Arabic, Chinese
(Simplified and Traditional), Farsi, Somali, (Simplified and Traditional), Farsi, Somali,
Spanish, Punjabi, Urdu and Tamil.Spanish, Punjabi, Urdu and Tamil.
BRAND NEW!: BRAND NEW!: Russian and KoreanRussian and Korean
SPECIALIZED MATERIALSSPECIALIZED MATERIALS Funded partnerships with community agencies to Funded partnerships with community agencies to
adapt core materials for specific communities of adapt core materials for specific communities of womenwomen
Target audiences for these materials: Target audiences for these materials: Aboriginal womenAboriginal women Jewish women*Jewish women* Muslim women*Muslim women* Christian women*Christian women* Immigrant domestic caregiversImmigrant domestic caregivers Francophone women Francophone women
ALTERNATIVE FORMATSALTERNATIVE FORMATS
FLEW materials are available in multiple FLEW materials are available in multiple formats to increase their accessibility for formats to increase their accessibility for women with disabilities and Deaf women:women with disabilities and Deaf women:
Large printLarge print BrailleBraille Audio CDs – with text and audio filesAudio CDs – with text and audio files DVDs of materials in ASL DVDs of materials in ASL
HOW TO ORDER MATERIALSHOW TO ORDER MATERIALS All of the FLEW materials can be viewed and All of the FLEW materials can be viewed and
downloaded from our website at downloaded from our website at www.onefamilylaw.ca
Can order hard copies Can order hard copies free of chargefree of charge
Order on-line or via telephoneOrder on-line or via telephone 416 326 5300 (Toronto)416 326 5300 (Toronto)
1 800 668 9938 (free across Canada)1 800 668 9938 (free across Canada)
416 325 3408 (TTY)416 325 3408 (TTY)
1 800 268 7095 (TTY) 1 800 268 7095 (TTY)
www.onefamilylaw.cawww.onefamilylaw.ca
SUBSTANTIVE LAW SUBSTANTIVE LAW REVIEWREVIEW
1.1. Domestic ContractsDomestic Contracts
2.2. Criminal and Family LawCriminal and Family Law
3.3. Custody and AccessCustody and Access
4.4. Alternative Dispute ResolutionAlternative Dispute Resolution
5.5. Moving and Travelling after Moving and Travelling after separationseparation
6.6. ResourcesResources
DomesticDomestic ContractsContracts
Types of Domestic ContractsTypes of Domestic Contracts
•CohabitationCohabitation AgreementsAgreements•MarriageMarriage ContractsContracts•SeparationSeparation AgreementsAgreements
Cohabitation AgreementsCohabitation Agreements
•How couple wants to organize financesHow couple wants to organize finances
•What will be done in the event of What will be done in the event of separation (property, spousal support)separation (property, spousal support)
•Cannot say anything about custody and Cannot say anything about custody and access of childrenaccess of children
•Important for common-law couplesImportant for common-law couples
Marriage ContractsMarriage Contracts
= Pre-nuptial agreements= Pre-nuptial agreements
•Same as cohabitation agreementsSame as cohabitation agreements•Can say how assets and debts are Can say how assets and debts are divided, including the value of the divided, including the value of the matrimonial home.matrimonial home.
•Married spouses have equal rights to Married spouses have equal rights to live in the matrimonial home. Marriage live in the matrimonial home. Marriage contracts cannot change these rights.contracts cannot change these rights.
Separation AgreementsSeparation Agreements
•For married and common-law couplesFor married and common-law couples
•Can address custody and access issuesCan address custody and access issues
•Faster than going to courtFaster than going to court
Enforcement of domestic Enforcement of domestic contractscontracts
•Can be filed with the courtCan be filed with the court•The court will enforce the contractThe court will enforce the contract
•Do not sign a contract without legal Do not sign a contract without legal adviceadvice
•The FRO will enforce support clausesThe FRO will enforce support clauses•Contracts are NOT reviewed by the Contracts are NOT reviewed by the courtcourt
Changing domestic Changing domestic contractscontracts
•A woman can challenge the contract in A woman can challenge the contract in court if she can show:court if she can show:
•Her partner was not honest about his Her partner was not honest about his financesfinances•She was pressured into signingShe was pressured into signing•The agreement is extremely unfairThe agreement is extremely unfair
•Courts are more likely to change Courts are more likely to change sections on spousal support than sections on spousal support than other parts of the contractother parts of the contract
CRIMINAL AND CRIMINAL AND FAMILY LAWFAMILY LAW
o What kinds of abuse are illegal?What kinds of abuse are illegal?o What legal options are available What legal options are available to women to protect themselves?to women to protect themselves?
WHAT KINDS OF ABUSE ARE WHAT KINDS OF ABUSE ARE ILLEGAL?ILLEGAL?
Stalking / criminal harassmentStalking / criminal harassment
AssaultAssault
Sexual assaultSexual assault
NOTE: Emotional abuse is NOTE: Emotional abuse is notnot a crime a crime
in Canadain Canada
STALKING / CRIMINAL STALKING / CRIMINAL HARASSMENTHARASSMENT
StalkingStalking is when an abuser does things is when an abuser does things to scare his victim. Common stalking to scare his victim. Common stalking behaviours include: behaviours include: Monitoring and followingMonitoring and following Sending giftsSending gifts vandalismvandalism Trying to contact victim or send messages Trying to contact victim or send messages
to victimto victim Threatens victim or her familyThreatens victim or her family
ASSAULTASSAULTAssaultAssault: when one person applies force : when one person applies force to another person, or attempts or to another person, or attempts or threatens to apply force to another threatens to apply force to another person. person.
Assault can include: Assault can include: verbal threats of violenceverbal threats of violence slapping slapping shovingshoving kickingkicking punching punching stabbing stabbing
SEXUAL ASSAULTSEXUAL ASSAULT
Sexual assaultSexual assault is a sexual act or is a sexual act or touch that victim does not consent touch that victim does not consent to. Sexual assault can include: to. Sexual assault can include: an unwanted kiss an unwanted kiss a sexual touch a sexual touch forced penetration forced penetration forcing victim to do any of these things forcing victim to do any of these things
or other sexual acts by using threatsor other sexual acts by using threats
LEGAL REMEDIESLEGAL REMEDIES
1.1. Family court restraining ordersFamily court restraining orders
2.2. Terms of releaseTerms of release
3.3. Peace bondPeace bond
I. FAMILY COURT RESTRAINING I. FAMILY COURT RESTRAINING ORDERSORDERS
Available to spouses (including common Available to spouses (including common law) and former spouseslaw) and former spouses
NEW! NEW! Now available to women in dating Now available to women in dating relationships as long as they cohabited relationships as long as they cohabited “at some point”“at some point”
Applicant must persuade judge that she Applicant must persuade judge that she has reasonable fear for her safetyhas reasonable fear for her safety
Order can restrict partner from Order can restrict partner from contacting or attempting to contact her contacting or attempting to contact her and her family, and ordering him to and her family, and ordering him to stay a certain distance away from herstay a certain distance away from her
order may be for a specified period of order may be for a specified period of time or indefinitetime or indefinite
EMERGENCY ORDERSEMERGENCY ORDERS In emergency circumstances, victim can seek a In emergency circumstances, victim can seek a
temporary restraining order on an temporary restraining order on an ex parteex parte basis basis
ex parteex parte means she is asking the court to grant means she is asking the court to grant the order without notice to the respondentthe order without notice to the respondent
to ensure that she has some protection in place to ensure that she has some protection in place beforebefore the usual court process begins the usual court process begins
Test is a high risk of Test is a high risk of immediateimmediate harm harm
BREACH OF RESTRAINING BREACH OF RESTRAINING ORDER ORDER
NEW! NEW! Breach of a restraining order Breach of a restraining order is a criminal offenceis a criminal offence
Violations should be reported to the Violations should be reported to the policepolice
if a woman want to change terms of if a woman want to change terms of existing RO, she must bring an existing RO, she must bring an application to the courtapplication to the court
II. TERMS OF RELEASEII. TERMS OF RELEASE
Where abuser charged with criminal Where abuser charged with criminal offence, he may be released by the offence, he may be released by the police or held for a bail hearing police or held for a bail hearing
At this hearing, the court will decide At this hearing, the court will decide if he should be held in jail until his if he should be held in jail until his trial or allowed out. This is called trial or allowed out. This is called granting granting bailbail..
Accused must usually follow strict Accused must usually follow strict conditions. These are called conditions. These are called terms terms of release, of release, or bail conditions. or bail conditions.
COMMON TERMS OF COMMON TERMS OF RELEASERELEASE
• Terms of release almost always say that an Terms of release almost always say that an abuser must stay away from his victimabuser must stay away from his victim
• Often the terms of release also say that the Often the terms of release also say that the abuser:abuser:
must be home by a certain timemust be home by a certain time is not allowed to consume alcohol or drugsis not allowed to consume alcohol or drugs is not allowed to own or have firearmsis not allowed to own or have firearms must live in a certain placemust live in a certain place must report regularly to the policemust report regularly to the police may have access to the children only through a court may have access to the children only through a court
orderorder
MORE POINTS ABOUT TERMS MORE POINTS ABOUT TERMS OF RELEASE:OF RELEASE:
Terms usually last until charges have Terms usually last until charges have been dealt withbeen dealt with
If accused violates terms of release, If accused violates terms of release, he may be charged with new criminal he may be charged with new criminal offenceoffence
If accused repeatedly violates terms, If accused repeatedly violates terms, court may revoke bail and keep him court may revoke bail and keep him in jail until the trialin jail until the trial
III. PEACE BONDIII. PEACE BOND If someone has been threatened or assaulted, If someone has been threatened or assaulted,
they can apply to court for a peace bondthey can apply to court for a peace bond Can also apply for peace bond if abuser Can also apply for peace bond if abuser
vandalizes victim’s propertyvandalizes victim’s property Peace bond can tell abuser to stay away from Peace bond can tell abuser to stay away from
victim, her property and her family for victim, her property and her family for up to up to one yearone year
Peace bond is Peace bond is notnot a criminal offence, a criminal offence, butbut breach of peace bond breach of peace bond isis
WHY USE A PEACE BOND?WHY USE A PEACE BOND? If woman is not able to bring If woman is not able to bring
application to family court (never application to family court (never lived with abuser)lived with abuser)
If she does not want to involve If she does not want to involve police, or if she told police but police, or if she told police but they did not lay a criminal chargethey did not lay a criminal charge
HOW TO GET A PEACE HOW TO GET A PEACE BONDBOND
Go to see local Justice of the PeaceGo to see local Justice of the Peace Must swear to tell truth, then explain Must swear to tell truth, then explain
why you are afraid of abuserwhy you are afraid of abuser Abuser will have notice of application Abuser will have notice of application
and will be invited to replyand will be invited to reply Usually a hearingUsually a hearing
AFTER HEARINGAFTER HEARING If JP believes woman has good reason to be afraid, If JP believes woman has good reason to be afraid,
she will order abuser to sign a peace bond. PB can she will order abuser to sign a peace bond. PB can last for up to one year.last for up to one year.
If JP does not believe woman, or believes that both If JP does not believe woman, or believes that both people are responsible for the situation, she may people are responsible for the situation, she may ask both of them to sign a ask both of them to sign a mutual peace bondmutual peace bond
Some abusers use mutual peace bonds as way of Some abusers use mutual peace bonds as way of controlling and harassing victims – will trick her controlling and harassing victims – will trick her into getting too close so that he can call police and into getting too close so that he can call police and have her charged.have her charged.
CUSTODY AND CUSTODY AND ACCESSACCESS
o DefinitionsDefinitionso Different arrangementsDifferent arrangementso Best interests of the childBest interests of the child
CUSTODY AND ACCESSCUSTODY AND ACCESS Both parents have right to make decisions Both parents have right to make decisions
about child’s care and upbringingabout child’s care and upbringing
parents can reach an agreement between parents can reach an agreement between themselves to resolve these issuesthemselves to resolve these issues
alternatively, either one can apply to the alternatively, either one can apply to the court for an order for court for an order for custody custody and/orand/or access access
CUSTODYCUSTODYcustodycustody = = decision-making decision-making responsibilityresponsibility
(right to make decisions about the (right to make decisions about the child’s health, education, religious child’s health, education, religious upbringing, etc.) upbringing, etc.)
Custody does not mean Custody does not mean residencyresidency
TYPES OF CUSTODY TYPES OF CUSTODY ARRANGEMENTSARRANGEMENTS
1.1. Sole custodySole custody
2.2. Joint custodyJoint custody
3.3. Split or shared custodySplit or shared custody
Drawing activityDrawing activity
SOLE CUSTODYSOLE CUSTODY
Custodial parent has right to make Custodial parent has right to make decisions independentlydecisions independently
Other parent usually has right to Other parent usually has right to information; may have right to be consultedinformation; may have right to be consulted
Custodial parent often has Custodial parent often has primary primary residencyresidency
JOINT CUSTODYJOINT CUSTODY parents make all major decisions togetherparents make all major decisions together
Joint custody does not automatically mean Joint custody does not automatically mean equal residencyequal residency
parents must be able to put child’s interests parents must be able to put child’s interests firstfirst
not appropriate where there has been history not appropriate where there has been history of abuse, intimidation or where parents are of abuse, intimidation or where parents are unable to communicate with each otherunable to communicate with each other
SHARED OR SPLIT CUSTODYSHARED OR SPLIT CUSTODY
Shared:Shared: where child spends at least where child spends at least 40 % of time with each parent40 % of time with each parent
Split: Split: where children are split where children are split between parental householdsbetween parental households
These arrangements impact on These arrangements impact on calculation of child supportcalculation of child support
ACCESSACCESS right of the child to spend time with right of the child to spend time with
non-custodial parent and right of non-custodial parent and right of that parent to spend time with childthat parent to spend time with child
Access parents usually have the Access parents usually have the right to information about the child’s right to information about the child’s health, welfare and education health, welfare and education
ACCESS SCHEDULESACCESS SCHEDULES access will almost always be grantedaccess will almost always be granted access can be broadly worded or access can be broadly worded or
may be set out in detailed schedulemay be set out in detailed schedule if child is very young, or there has if child is very young, or there has
not been much access, may use not been much access, may use graduated access schedule graduated access schedule
ACCESS, CONT’D.ACCESS, CONT’D. veryvery rare for access to be denied rare for access to be denied
outrightoutright
if courts persuaded there is a serious if courts persuaded there is a serious risk of harm, may order access to be risk of harm, may order access to be supervisedsupervised by designated third by designated third party or at a supervised access party or at a supervised access centrecentre
BEST INTERESTS OF THE CHILDBEST INTERESTS OF THE CHILD For all aspects of custody and access, the only For all aspects of custody and access, the only
legal consideration is the legal consideration is the best interests of the best interests of the childchild
““Best interests” Best interests” is a legal test that requires is a legal test that requires the court to consider a number of factors, the court to consider a number of factors, including:including:
ties between the child and the person seeking ties between the child and the person seeking custody/access;custody/access;
the child’s views and preferences;the child’s views and preferences; the ability of each person to provide for the child;the ability of each person to provide for the child; the ability of each person to act as a parent; the ability of each person to act as a parent; Courts are Courts are requiredrequired to take into account any history of to take into account any history of
abuse, including abuse directed at a spouse or any abuse, including abuse directed at a spouse or any other member of the householdother member of the household
DEALING WITH FAMILY LAW
ISSUES:A “Menu” of Dispute Resolution Options
FAMILY BREAKDOWN
When couples separate, they will have to deal with several legal issues, for example:
•how to care for children – where they will live; how much time they will spend with each parent; how important decisions about their care will be made• financial support• how to divide property• ending the marriage
DISPUTE RESOLUTION OPTIONS
• Informal arrangements• Alternative Dispute Resolution (ADR)
1. negotiation2. mediation3. arbitration4.collaborative family law
• Litigation
INFORMAL ARRANGEMENTS
• When a couple separates, they can decide how to care for their children, how to divide their property etc. on their own
• Many couples make these decisions, without talking to a lawyer or taking any formal legal steps
ALTERNATIVE DISPUTE RESOLUTION
(ADR)• “Alternative” to going to
court (litigation) – less formal form of dispute resolution
• ADR is voluntary – people cannot be forced to participate
ADVANTAGES OF ADR• Parties have more control over
case• Parties choose method of ADR
that suits their family • ADR may be faster and
cheaper than a court case• ADR may be less upsetting or
damaging than going to court
WHEN ADR MAY NOT BE APPROPRIATE
• There is a history of domestic abuse
• There is a significant power differential between the parties
• The couple is not able to work cooperatively
• The couple is not able to communicate
FORMS OF ADR:1. Negotiation2. Mediation3. Arbitration4. Collaborative family law
NEGOTIATIONCan be very informalParties talk to each other and reach an agreement
More commonly, parties negotiate through their lawyers
If parties reach an agreement, terms of agreement will be set out in writing for parties to sign – “separation agreement”
If the agreement is not in writing, it will be difficult to enforce.
MEDIATION Role of mediator is to help couple reach an
agreement on the issues in dispute Mediators are trained in dealing with conflict –
may be social worker, psychologist or lawyer must be neutral– can’t favour one side May suggest ways to resolve conflict, but can't
give legal advice and or impose terms Mediation is voluntary – parties can leave at
any point before agreement is reached
ARBITRATION Couple hires third person to resolve
conflict – “Arbitrator” Arbitrators can decide custody, support,
access and how to divide property – but cannot grant a divorce or an annulment
Arbitrator’s decision is binding Unlike mediation, once process begins,
parties cannot walk away Arbitrator must use only Canadian or
Ontario family law Difficult to overturn arbitrator’s decision
COLLABORATIVE FAMILY LAW
each person must have a lawyer parties and their lawyers work together to resolve the
issues through a series of meetings Parties must be committed to process and agree that they
will not litigate, or use threat of litigation, to pressure the other side
if process beaks down, each person must hire new lawyer to represent them in court
Collaborative family law is often faster and more relaxed than litigation – may be less expensive
usually only works where people respect each other and work together to solve their problems
LITIGATIONIf a couple is not able to reach an agreement themselves, and if ADR has not worked or is not appropriate, then either one of them can apply to the court for an order to deal with the outstanding issues
Moving and TravelingMoving and Traveling
Read case scenarios and Read case scenarios and refer to FLEW bookletsrefer to FLEW booklets
KEY RESOURCESKEY RESOURCESFor legal assistance and For legal assistance and informationinformation
WHERE TO GO FOR LEGAL WHERE TO GO FOR LEGAL ASSISTANCE?ASSISTANCE?
1.1. Legal Aid Ontario Legal Aid Ontario Certificate to retain private bar lawyerCertificate to retain private bar lawyer 2 hour DV consultation2 hour DV consultation Duty counsel in courtsDuty counsel in courts Family Law Information Centres (FLIC)Family Law Information Centres (FLIC)
2.2. LSUC’s Lawyer Referral Service LSUC’s Lawyer Referral Service regular line: 1-900-565-4577 regular line: 1-900-565-4577 emergency line: 1 (800) 268-8326 emergency line: 1 (800) 268-8326
WHERE TO GO FOR LEGAL WHERE TO GO FOR LEGAL INFORMATION?INFORMATION?
FLEW: FLEW: www.onefamilylaw.ca
CLEO: CLEO: www.cleo.on.ca
NFF: NFF: www.neighboursfriendsandfamilies.ca
Ministry of Attorney General (Ministry of Attorney General (www.attorneygeneral.jus.gov.on.ca))
Ontario Women’s Justice Network (Ontario Women’s Justice Network (http://www.owjn.org/))
Department of Justice (Department of Justice (http://www.justice.gc.cahttp://www.justice.gc.ca))
FLEWFLEWc/o YWCA Torontoc/o YWCA Toronto80 Woodlawn Ave East80 Woodlawn Ave EastToronto, OntarioToronto, OntarioM4T 1C1M4T 1C1