E-bank Implementation 

Case of e-bank IS Meridian Bank- Technical overview -

Radomirović Branislav, dipl.ing. IT manager

 Kranj, October 2003. year

Incorporated 199145 Branch officesUSD 11 mil. Of Cash Equity100% Private96% Foreign ShareholdersOver 12,000 business clientsOver 40,000 personal accountsBank with “MAJOR” authorityRanked as A class Bank according to the NBS (www.nbs.yu)

e-bank® – bank in which you do not have to go, the bank will come to you, bank that is always close to you;e-bank® – bank that instantaneously executes orders of its clients;e-bank® – bank that works 24 hours a day, 7 days a week, 365 days a year;

e-bank

FIRST ON-LINE BANK IN SERBIA

e-bank premises

e-bank® – standard services Information on balance,Statement generation and issuing,Payments,Multiple accounts handling,Reconciliation and pre

reconciliation tools

e-bank® – information on all Bank’s new services

e-bank® services

e-bank

S.W.I.F.T. Visa

RTGS

Euro pay

Small and Medium Enterprise

Home user

Mobile userCorporation

INFOSTAN

EDB

TELEKOM

MOBTEL

ACH

Concept of modern communications between Meridian Bank and clients via Service Centre

Communication’s channels

Windows 2000 Advanced Server (AD, MSMQ, IPSEC, VPN, QoS, COM+)

Microsoft .NET (XML, SOAP, CLR, iBank FX)

MS Internet Information Server 5.0

MS Exchange Server 2000

MS Operations Manager 2002

CISCO AVVID (CCM, CISCO IPCC, Cisco IPIVR, Cisco Dial-out, IOS WAP GW)

MS SQL Server 2000

PC (FX, WEB, EMAIL)

MOBILE (WAP, SMS)

PHONE (FAX, IVR, CALL CENTER)

ATM(WEB)

Architecture of the system

Microsoft .NET + CISCO AVVID

.NET technology with XML in the e-bank

Conceptual design of the e-bank system

Web

WAP

Email

Fax

SMS

FX

Voice

Channels

Adapter

RDBMS

T/ P

Host

Bank’s IS

XSL

Dispatcher

Dispatcher

Dispatcher

MQ

Logging

Reporting

Rules

Profiling

Scheduling

iBank™ System

Dispatcher

XML

XSL

SOAP

IIS

RDBMSAny Dispatcher

...

Data Set

Object logicAdapter

Adapter

Business logic layer Data layer

Data sharing with XML

XMLXML

Data Set

Win FormsUAC

Data Set

Web FormsIE, NSC

Data Set

WML CardsGSM

Presentation layer

Data flow with XML

Communication equipment

SiSi

Data

BS

Server

IPSEC VPNINTERNET

WAP GWSERVER FARM

PIX

I-ROUTER V-ROUTER

PSTN/ISDN

AS

SMSC

BILLPROVIDER

MERIDIANBANK

Service center

Cisco Router 1720 (VPN option)

The next generation browsers will be use industrial standards such as XML, XML Schema, SOPA to support next generation of software for new devices who will come. Software developers such as Microsoft, IBM, Oracle will in future present to the market great amount of software products who will be based upon XML and similar technology.

XML changing the future

Next generation of devices for e-bank

Meridian Bank goals !

Data & transaction securityData & transaction securityData & transaction securityData & transaction security

Saves time and moneySaves time and moneySaves time and moneySaves time and money

New customers & new servicesNew customers & new servicesNew customers & new servicesNew customers & new services

Regular reports & analysisRegular reports & analysisRegular reports & analysisRegular reports & analysis

Futoški put 42-4421000 Novi Sad, Jugoslavija

Tel.:+381 (0) 21 401-999 Fax:+381 (0) 21 402-099 Tlx: 14487 meba ns

S.W.I.F.T. Code: MEBA YU 22

www.bankmeridian.come-mail: meba@bankmeridian.com

Thanks for Your attention !

Meridian Bank A.D. Novi Sad