dutchess ulster 12.8

FOR ADVERTISING INFORMATIONCall Tracey Lewis: 518/487-8048 [email protected] or [email protected]

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TREB OF DUTCHESS AND ULSTER COUNTIES, NY

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Pat P Real EstatePatricia Petrosillo 1-845/705-7130

DETAILS ON THIS PROPERTY Page 4RealEstateBook.com

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creo

WAPPINGERS $659,000BEAUTIFUL LARGE CUSTOM HOME on 3.4 beautifully land-scaped private acres on culdesac.This home has everything!!Great mbrSuite w/Jacuzzi,great kit.w/din.area,formal LR&DR,fpl,5/6BR,4bth,FR.to private deck.lg.office w/sep. ent &bth.3car att gar w/sep ent.In-law apt,plum/elec there.Your own pri-vate estate,min to Rt9,Metro North,I-84,Tac.Pkwy.shopping.

HOPEWELL JUNCTION $829,000SPECTACULAR CUSTOM HOME,3 acres,5 BR,4 Baths,LG WalkOut to Patio APARTMENT ON LOWER LEVEL.2 Fireplaces, gor-geous granite kit,surround-sound thru-out.Unilock walkways.Minutes to I-84,Tac.Pkwy.See on www.patprealestate.com call845-705-7130, 298-8939

HOPEWELL JUNCTION $339,000Wonderful home w/many updates.new appliances,new fur-nace,sparkling hardwood floors.Lge familyrm w/fireplace out topeaceful privacy and your own pond for ice skating or whatev-er.Formal diningrm has private deck,great kitchen andbaths.MBR out to private deck overlooking pond.Great location& neighborhood,minutes to shopping,I-84,Tac. Pkwy, Rte9.

HOPEWELL JUNCTION $280,000BEAUTIFUL HOME, immaculate like new condition. Light,Bright. new Kit,appliances,new roof,siding, windows,Bths.Sparkling hdwd flrs thruout.Wonderful new FR w/stoneFP out to private property.Central air.Playrm,office w/FPL.Pool.Beautifully landscaped, lots of evergreens.Just move in,nothing to do.Mins to Hopewell Village,Tac.Pkwy.shopping.

PATRICIA PETROSILLOwww.pa t p r e a l e s t a t e . c om

Full Time Real Estate Broker• Consistently A Multi-Million Producer For 25 Years• Prestigious “Circle of Excellence” Award Winner• Overall Top Producer Sales and Listings• For The Best In The Business When Buying or SellingGive Pat A Call Cell 705-7130• 298-8939 • Fax 296-1106

PAT P REAL ESTATEWappinger Falls • 845-298-8939

Patricia PetrosilloFull Time Real Estate Broker

• International President’s Circle• Circle of Excellence Award• Top Overall Producer• Top Agent Listings Sold

• Top Agent BuyerControlled Sales

• Top Agent Total Listings Sold• Top Agent Listings Taken

www.patprealestate.com * email: [email protected]: (845) 705-7130 • (845)-298-3858 Res: (845)-227-5626

PresentedTo PatriciaPetrosillo

Top Sales AssociatePresident’s Elite Award

FOR PRODUCTIONACHIEVED

GIVE PAT A CALL227-5626

DIRECT 298-3858 • 705-7130

MULTIPLE LISTING SERVICE

HOPEWELL JUNCTION $399,000PERFECT HOME & LOCATION, overlooking golf course.Mintcondition,inside & out.Formal Diningrm & Livingrm4Bedrms,3Baths.Hardwood,ceramic,Great kitchen w/diningarea,out to peaceful deck.Light,bright beautiful home,likebrand new.Beautifully landscaped,Just off Taconic Pkwy.Seewww.patprealestate.com call 845-705-7130 or 298-8939.

WAPPINGERS FALLS $237,500GREAT LOCATION,wonderful family neighborhood.Affordablehome with nicely landscaped privacy.3BR,Office, FR.Hdwdfloors,full dry useable basement,attached garage.Peaceful pri-vate fenced patio and back yard.Minutes to Rte9, shop-ping,conveniences,Metro North,I-84 and Taconic.See onwww.patprealestate.com or call 845-705-7130 or 298-8939

FISHKILL $280,000CONVENIENT RTE 82 LOCATION.Walk to shopping,take busfrom home.Circular drive,fenced property.NEW siding andwindows.Large detached 2car garage.Minutes to village,MetroNorth,I-84 Tac.Pkwy.See www.patprealestate.com , call 845-705-7130 , 845-298-8939 or 298-3858.

www.patprealestate.com

EAST FISHKILL $379,000GREAT HOME & PROPERTY, lots of room.5br,3bth, BR, Bth,landry on 1st flr.Wonderful new granite kitc,formal DR&LR,lg.peacefuloverlooking beautiful property.Great IN-LAWApt.out to patio.2 Separate driveways.Hdwd floors .Lg.storageshed,lg.doghouse w/fenced area.Basketball court. Wonderfulspacious home,great stone work. See www.patprealestate.com

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WAPPINGERS FALLS $350,000LIKE YOUR OWN PARK.Wooded privacy at end ofroad.Lge deck overlooking pool,NEW kit,NEWroof,windows and furnace.Lge familyrm,pelletstove.Great neighborhood,min to I-84,Tac.Pkwy,MetroNorth.See on www.patprealestate.com , call 845-705-7130, 845-298-8939 or 298-3858

ARLINGTON $199,000WONDERFUL WARM VIBES IN THIS GREAT HOME.Hrdwd flrs thruout,French doors to formal DR kit w/dinarea. Lrg foyer.LR out to deck & fenced proper-ty.Greatrm/sunrm.Inground pool from 2 Car detachedgar.Fenced in back,beautifully landscaped. Water/sewer.Quiet street,great location & neighborhood,minutes toMetro North,Rt9,Tac.Pkwy, shopping.

FISHKILL $225,000LOTS OF PRIVACY ON PARKLIKE PROPERTY.3 BRRANCH 2 Baths, walk-out basement,NEW siding andelectric,FIREPLACE.Great Familyroom.WALK to vil-lage.Min to I-84,Metro North.see onwww.patprealestate.com or call 845-705-7130 or 298-8939 or 298-3858.


Full Time Real Estate Broker• Consistently A Multi-Million Producer For 25 Years• Prestigious “Circle of Excellence” Award Winner• Overall Top Producer Sales and Listings• For The Best In The Business When Buying or SellingGive Pat A Call Cell 705-7130• 298-8939 • Fax. 296-1106











DIRECT 298-3858 • 705-7130


WAPPINGERS $499,000HISTORIC STATELY CIRCA 1789 COLONIAL,on 8Acres.Located on prime corner.Perfect for in-homebusiness.servants quarters w/sep ent. original smoke-house, huge walk-up attic,for possible artist studio.Updates within 10 yrs.incl. roof,elec,furnace,kit,butlerspantry. Lrg rms, fence. See on www.patprealestate.com

WAPPINGERS $299,000WONDERFUL HOME AND LOCATION.Lots ofroom.Sparkling hdwd flrs,many extras.Peacefulsunrm,lg. FR w/FP.3/4 bedrooms,3 baths.new furnace &hot water heater,3zone heat,new windows,appliances,gas grill on deck.Central air,water/sewer.Great neigh-borhood,minutes to Rte9,shopping,I-84,Tac.Pkwy.

HYDE PARK $304,000GREAT INVESTMENT FOR IN-HOME BUSINESS OR FORLIVING.Newly renovated,4 Bedroom,2Baths ColonialFarmhouse and small 1 Bedroom,1Bath home.Great 2Acre property.Great location.So many possibilities forthis property.See on my web,www.patprealestate.comor call 845-705-7130 or 298-8939 or 298-3858.


WAPPINGERS $315,000GREAT HOME&LOCATION.Large enough for everyone,over 3000 Sq.Ft.Beautiful NEW oak kit,plus 2nd kit, sepent.in-law apt. Sparkling hdwd, ceramic tile. Wonderfulgreatrm overlooking wooded privacy. Cent. air,cent. vac,FP,4zone heat.2Cargar,nicely landscaped property, minsto Rt9,shopping,Metro North,I-84, Tac.Pkwy.

POUGHKEEPSIE $255,000WONDERFUL NEW HAMBURG HOME in new condi-tion.Walk to river,yacht club.Your own park right nextdoor. What a great place to live..NEW roof, siding, win-dows, furnace.Sparkling hardwood thruout.Great kitchenout to deck.Familyroom,office out to woods,privacy.Walkto Metro North.Great home,great location..

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ON THE COVER

Wappingers $499,000

RealEstateBook.com

HISTORIC STATELY CIRCA 1789 COLONIAL,on 8Acres.Located on prime corner.Perfect for in-homebusiness.servants quarters w/sep ent. original

smokehouse,huge walk-up attic,for possible artiststudio.Updates within 10 yrs.include roof,

electric,furnace,kitchen,butlers pantry.Large rooms,fence.See on www.patprealestate.com or call845-705-7130 or 298-8939 or 298-3858

For additional information on this homeor other listings, contact:

Patricia Petrosillo845-705-7130 or

845-298-3858www.patprealestate.com

PAT P REAL ESTATE

64206.12.8.004:Masthead_Full 6/30/11 10:14 PM Page 1

HOPEWELL JUNCTION $529,000FOR RENT $2700 Gorgeous custom home in upscalearea.MOUNTAIN VIEWS.Gourmet kit,Familyrm w/FPL,5Bedrms,3 Baths.MBR w/Jacuzzi.Hardwd,ceramicfloors, cent.air,French doors,large Bonusroom.Prof land-scaped,brick driveway.Min to I-84,Tac.Pkwy, MetroNorth. W/also rent $2700 mth.

EAST FISHKILLBEAUTIFUL WOODED PRIVACY,great price.3 SEPARATEPARCELS...5.5acres, 3 parcels.. 2.5acres, 1.7acres,1.3acres Great location,Putnam/Dutchess bor-der.Minutes to I-84 and Tac.Pkwy.Call PAT 845-705-7130 for maps and info. See on www.patprealestate.comor call 845-705-7130, 298-8939 or 298-3858.

POUGHKEEPSIE $198,000WONDERFUL FOX HILL. Beautiful Townhome, greatkitchen w/din.area,3br,3bth,livingrm & diningrm out tofenced private patio to parking & garage.CentralAir,appliances,lots of closets.tennis,pool,clubhouse.Minto Metro North, Rt9.See on www.patprealestate.com orcall 845-705-7130, 298-8939 or 298-3858.


Full Time Real Estate Broker• Consistently A Multi-Million Producer For 25 Years• Prestigious “Circle of Excellence” Award Winner• Overall Top Producer Sales and Listings• For The Best In The Business When Buying or SellingGive Pat A Call Cell 705-7130• 298-8939 • Fax. 296-1106











DIRECT 298-3858 • 705-7130


HOPEWELL JUNCTION $325,000EVERYTHING NEW IN THIS BEAUTIFUL 4BR,3BTHSPLIT. new kit,bths,sparkling hardwood,centralair,lg.familyrm,beautifully landscaped property..CallDebbie Cuccia to see 845-797-0681 or 845-298-8939

FISHKILL $259,000WONDERFUL COUNTRY CAPE,BEAUTIFUL NEWKITCHEN & BATH,new windows,sparkling hdwd flrs.formal DR,great sunrm/FR overlooking peaceful, pri-vate, landscaped property.Wood stove,appliances.Light, bright home,great location,minutes to shop-ping,conveniences,Rt9 and Tac.Pkwy.

HYDE PARK $215,000IMMACULATE INSIDE AND OUT.new wideboardfloors,Lg.deck, private yard.Lg Famrmw/wetbar,Ceramic tiled 2car garage.Central Air.Newroof,Anderson windows.Great neighgborhood.See onwww.patprealestate.com or call 845-705-7130 or 298-8939 or 298-3858


WAPPINGERS $295,000FOR RENT $1,800. TOTALLY RENOVATED 3BR, 2BTH,HOME PLUS GREAT RENTAL COTTAGE W/SEP DRIVE.GREAT INVESTMENT OR TO LIVE. HDWD,NEW WIN-DOWS,SIDING, WASHER, DRYER, APPLIANCES,NEWKIT.BTHS,HEATED FAMRM IN BSMT.GREAT PROPER-TY NICELY LANDSCAPED..SO MANY POSSIBILITIES

FISHKILL $259,000BEAUTIFUL LIKE NEW TOWNHOME Great Kitchenw/dinearea, 3br, 3bth, new central air,new furnace, liv-ingrm, diningrm out to private deck & woods,familyrmto patio & privacy, pool, tennic, minutes toshopping, conveniences, rt.9,-84. see onWWW.PATPREALESTATE.COM call 845-705-7130,

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Please Say You Saw It In The Real Estate Book - Vol. 12, No. 8-

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1. Be choosy, but realistic.You may never find the perfect home.

2. Do your homework before looking at homes.Determine exactly what features you want in a home and which are most important to you.

3. Get your finances in order.Examine your credit report & be prepared for down payment or closing cost.

4. Get pre-approved for a mortgage.Talk to a lender NOW – before engaging a REALTOR®.

5. Know your move-in date.When does your lease end?Are you allowed to sublet?How tight is the rental market in your area?

6. Think long-term.Are you looking for a starter home, or something to stay in for a long time?This could influence the type of home you decide to purchase, as well as the type ofmortgage terms that might best suit you.

7. Don’t become “house poor”.Buying the biggest home you can afford may leave no money for maintenance, decor,or renovations. Plus, it may make it hard for you to save money for other financial goals.

8. Don’t take chances.Obtain a professional home inspection and, if possible, a warranty from the seller to coverany defect within the first year.

Shop for Homes Online @

Tips For First TimeHome BuyersContact any top agent advertised in this magazine today.They are the most professional local real estate marketexperts, giving you the utmost confidence inpurchasing your first home.

©2009, NCI ALL RIGHTS RESERVED

Top agents advertise in The Real Estate Book® and are the most professionallocal real estate market experts. Contact one today!

UPDATED DAILYRealEstateBook.com

64206.12.8.006:9406.QXT 6/30/11 10:43 AM Page 1

AMENIA- $450,000A ONCE-IN-A-LIFETIME HOUSE! Breathtaking views fromevery window in this awesome setting. Beautfully &Meticulouslymaintained 2+BR HSE. Endless Panoramic Views from vaultedGreat RM W/2 walls of glass & wrap deck. MBR suiteW/MBTH,Jacuzzi. Also opens to deck. Lower level W/lrg FR &Stone FRPLC,Wet Bar,Walkout Sliders to lawn ,1/2BTH,DEN/3RD BR,2-1/2 Car Heated Gar.Full Time/WKENDHouseClose toAllAreaAmenities ,train,mainRds.INCREDIBLEHOUSE!AME295473 JoyceBrennan 845-721-0908

POUGHKEEPSIE $227,000Pride of Ownership shows throughout this largepristine 4 BR Cape with surprise additional Bonusroom. House has been extremely well maintainedwith many updates. A fantastic value for price!POT285097 Joyce Brennan (845)721-0908.

PAWLING $209,000Super Roomy Renovated two story 4BR Colonialon Whaley Lake. Huge MBR Suite w/MBth, WIC& Adj.Bonus Rm. 1st Floor Suite for privateBR,Office, Inlaw,or Au Pair. Lake Rights & Beach.Located 1 road up from Lake, Swim, Boat & Fish inthis lovely lake. Motor boats allowed. Close to allmajor Hghwys & Metro N. PAW289392 JoyceBrennan (845)721-0908.

CARMEL $123,000Cash buyer or Buyer w/substantial cash required.Some TLC needed for this 3/4 BR Cape set on prettysemi-private property. Spacious home incl. big coun-try kit w/wdstv, Large LR w/frplc,den/BR & BR onmain level, 2 BRS upstairs + older roughed in halfbth upstairs. Refinishable area in walk/out bsmnt.Newer roof, newer siding,extra lrg deck. Loads ofPotential. CAR298655 Joyce Brennan 845-721-0908

BREWSTER $195,000Nice Raised Ranch with great views of PutnamLake. 3Br room & 2 full Baths on oversized lakeview property. Features include hardwood floors onmain level, lower level with great room-style familyroom with brick fireplace and walk out,ingroundpool. All this on nice private lot with lovely bab-bling brook. MLS#288958 Joyce Brennnan(845)721-0908

CARMEL $300,000Perfect home for Large Extended Family or as incomeproducing property. This legal 2 family home boasts 2sep. living areas. Upstairs incl. 3 BRs, updated GraniteEIK W/island, lrg LR/Dr W/brick frplc, Enclosed Sunporch, some hrdwd flring,new windows & doors. LowerLevel Liv. Space incl. 2nd fplc, Kit, 2 BRS, 2 AddtlRms,Separate Entrance, Walk Out to patio.Property islevel & lovely & fronts on side to stream & lake. Closeto Taconic.TLC & Cosmetic work needed. Sold AS IS.CAR291449 Joyce Brennan 845 721-0908

DOVER PLAINS $285,000What a deal! Super 8 years young 4 BR 2.1 BTHColonial. Kit. has center island & tons of oak cabinets.Brkfst Area W/Sliders to 12X16’ Deck W/PanoramicViews! Mstr Suite W/MBth, WIC & 2 Addtl DoubleClosets.Lower Level has walk out w/Slider, Roughed inPlumbing for Bath,High ceilings & great potential formore.Grand 2 story Entry & 9 Ft ceilings. Don’t missthis one!DOV297524 Joyce Brennan 845-721-0908

NEW PALTZ $279.000Investor’s Paradise in College Town. 6+ BR Capefully rented to college students on regular annualbasis.w/another . Rent per room monthly is$620.Landlord pays all utilities & cable. Upgrades& improvements in last 5 yrs includes furnace, hotwater heater, roof, siding. Monthly rent roll is cur-rently $4960. This one’s a winner! NP295428JOYCE BRENNAN 845-721-0908

HOLMES $550,000“Enjoy the views! Fabulous, young, well constructedColonial with great panoramic seasonal views. Huge homeenjoys private setting atop large flat knoll with woodline allaround & lovely rear meadow yard. Gourmet kit. w/island,granite counters, Bkfst AreaW/French Slider to large multi-level Trex Deck. Full, finishable basement features frenchwalk out slider, windows, high ceilings. This is a Must-SeeHouse!” HOM295315 Joyce Brennan 845-721-0908

CARMEL $235,000The perfect lakeside retreat! Serene & private settingfor this wonderful 2 BR 2 level home that sits right atlake’s edge. House boasts hdwd flrs, brick FP, picturewindows to the lake, large walk out FR. Updated,well maintained and loved. This very special home isbeautifully landscaped, & fenced. Perfect for week-end or full time residence. This one is not to bemissed!CAR298344 Joyce Brennan (845)721-0908

HIGHLAND FALLS $305,000Bank approved! Non Nego Short Sale. This Exquisite,impeccable 3 BR Townhouse is in move-in condition.Spacious Rms & Soaring Clngs. Many upgrades inc. 10’Clngs,HDWD Flrs, Custom Cherry Cabinets W/Granitecounter appliances. Lrg MSuite W/Luxury BathW/Soaking Tub private patio w/fabulous mtn & pondviews. Finishable lower level w/walk out.(735 sq. ft. Notincl. in total). for $305,000. Appraised at $360,000. ADream Home! HF287422 Joyce Brennan (845) 721-0908

ELIZAVILLE $185,000Large 4+ Bedroom Cape with in-law style set inlower level with separate walk out entrance. Largespacious rooms hardwood floors, great woodwork,lovely fireplace in Living room. Main Level remod-eled in 03 lower level more recent. Perfect home forextended family. ELZ294521 Joyce Brennan(845)721-0908

Lagrangeville Office1131 Route 55, Lagrangeville NY, 12540

Lagrangeville Office1131 Route 55, Lagrangeville NY, 12540

LICENSED ASSOCIATE BROKERCall Me Directly: 845-905-8731Lagrangeville Office: 845-473-1650www.joycehbrennan.comjoyce.brennan@prudentialserls.com

Joyce has moved to a new office at Prudential

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When You Are READY TO SELL,Top Agents in The Real Estate Book will...

1. Provide a Comparative Market Analysis for yourhome to determine an appropriate sales price.

2. Market your home to the most qualifiedbuyers who find this magazine everywhere locally,and to millions online at RealEstateBook.com.

3. Sell your home as quickly as possible, and at the best price.

4. Negotiate offers and guide you through inspections,contract contingencies & deadlines – making sureyou are prepared and informed at closing.

When You Are READY TO BUY,Top Agents in The Real Estate Book will...

1. Help you select a home and community that’sright for you, and ensure a good investment.

2. Determine an appropriate sales offer.

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Call any Top Agent inThe Real Estate Book® today.


Why Use ATop Agent InThe Real Estate Book®




13208.4.6.010:0300 6/3/10 12:00 PM Page 1

With amazing mountain views, this3BR, 2.5BA, home offers: lowerlevel family room, 10x10 playhouse in yard that could be madeinto a studio or storage area, 3 cargarage w/ heat & electric, totallyupdated windows, floors & appli-ances. Along with a 1.20 acre lotthat can be negotiated in sale ofhome.MLS/ID:20112488 $274,000

This Cottage sits on 119 acreswith beautiful views. It is upgradedand ready to move in. Additionallythere is an old boarding house onthe property and a gigantic barn!This extensive property straddlesthe road. There are ideal spots tobuild a new home and enjoy thelovely mountain views.MLS/ID:20105187 $375,000

Pristine Beauty! Move in ready,colonial home. Fully equippedkitchen with granite countertops,stainless steel appliances andmaple cabinets. Hickory & BrazilianCherry hardwood floors, stone fire-place and jacuzzi tub. Directions:NYS Thruway exit 19 (Kingston) to587 to Albany Ave to Rt. 32 North.Rght onto Ulster Landing Rd. toRght onto Minuet Lane #26MLS/ID:20111618 $330,000

Scenic Cape Home Lots of Land Open HouseSun 7/10/11 12-3pm

On the cul-de-sac of a dead endroad. Sited on 8 acres w/well-mani-cured grounds which incl. a largepond & deep woods. Great deckfor those BBQs, parties or just forthose quiet moments outside.House has an open, easy flowthroughout the first flr. Private mas-ter BR w/corner fplc & sitting area.Full lower level w/pool & ping pongtables for those family fun times.Minutes to Ski Hunter & Windham!MLS/ID:59047 $580,000

Imagine yourself sitting on theporch and sipping lemonade whileenjoying the mountain view fromthis lovely log home! Sited atop ahill, back from the road for privacywith beautiful mountain views fromall 5 acres. 2 BR w/an openkitchen, living rm & dining area. It ismins from State Land, 10 minutesfrom Windham & just 2 1/2 hrsFrom NYC Metropolitan areas.MLS/ID:58992 $219,000

Privately nestled in the woodsclose to the village of Windham.Wainscoting cabinetry, granitecounters, hardwood floors. Diningand living room areas w/ stonefireplace. Upper level features aMaster suite with den; full finishedbasement with wet bar, pool tableand media area. Deck overlooks apond.MLS/ID:58806 $589,000

Beautiful Colonial R&R in the Mountains Adirondack Style Chalet

ULSTER

GREENE

COUNTY

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On 4.5 acres! With fantasticpanoramic views featuring 3BR,2BA, gourmet kitchen, deck withhot tub, custom granite counters,wine fridge, master suite with walkin closet & Jacuzzi. Full basementwith gym, 2 car garage, and 3 baybarn, a one of a kind home.MLS/ID:20112933 $579,000

Lovely 1960’s ContemporaryRanch in Gardiner, w/ easy accessfor hiking, biking and horsebackriding. Featuring 2BR, 1BA, andcarefree maintenance brick exteri-or. Situated on wooded 1.10 acrelot. Interior boasts expansive bathw/ 6’ whirlpool tub & walk in show-er. Gas stone fireplace, Pergofloors & new roof.MLS/ID:20111941 $198,500

This lovely two-bedroom two-bathranch is waiting for you. Fantasticfloor to ceiling stone fireplace.New step-down family room withFrench doors that open to a largedeck for entertaining. Just a shortwalk to NYC bus, post office, CubMarket and the famous Bear Cafeand Bearsville Theater...it’s the‘new’ center of town.MLS/ID:20111943 $279,900

Secluded Colonial Wallkill ValleyRail Trail Conveniance

Sitting on The Bank ofThe Sawkill Stream

From this elegant, custom contem-porary with panoramic reservoirand mountain views. This is one ofthe finest views to come on themarket in recent years - accompa-nied by a superior residence!Located on six private acres ondesirable Dancing Rock Road, thishome has almost 3000 square feetof living space designed for easeof use and gracious entertaining.MLS/ID:20112361 $879,000

A blend of old and new, this lovely1750’s stone house has characterand charm galore. Located on 30acres with a pond, gazebos &wonderful trails. Enjoy casualcountry living. This property isperfect for horse lovers and organ-ic gardening. Features include:screened porch, formal diningroom, fireplace, open living/familyarea, 3 br, 3 ba. A true charmerjust minutes to town!MLS/ID:20112338 $745,000

Grace and charm are evident inthis well located, convenient home.A shed off the detached garage isgreat to store your bikes forriding on shady village streets.Exceptional detail in the woodworkand leaded windows. Beautifullylandscaped property in establishedneighborhood. Find out why prop-erties like this do not last long inthe village.MLS/ID:20112527 $249,000

Watch SeasonsChange....

New PaltzStone House Beautiful Village Gem

ULSTER

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This is the property you have dri-ven by and admired! Overlookinga beautiful pond and lush land-scaping, this gracious contempo-rary welcomes you. MB with pri-vate bath and balcony, FR with fire-place and French doors out to twodecks and a private screened inporch, Spacious eat in kitchen andsitting area, basement on lowerlevel with fireplace.MLS/ID:20112664 $725,000

Nestled on a quiet country road -out of view of neighbors – sits thisabsolutely charming and affordablecontemporary. The most beautifulperennial gardens welcome you asyou approach. Sun filled open floorplan with cathedral ceilings.Raised spacious kitchen area thatoverlooks the living and diningareas.MLS/ID:20112668 $179,000

C. 1867 farmhouse on a pic-turesque country lane. Originalwood floors and old-timey charm.Cook’s kitchen adjoins dining roomwith gas fireplace and access todeck. Spacious living room withbrick wood-burning fireplace.Home office and shaded screenporch. Lovely plantings and a littlestream in back.MLS/ID:20112684 $295,000

Charming & Affordable! Home Sweet HomeGracious Contemporary

Opportunity! Located right onbustling Tinker Street. The propertyconsists of 2 buildings: the original1864 Beekman House, which is now2 commercial storefronts and 2apartments, & the original carriagehouse, which is now three apart-ments. The storefronts have excel-lent visibility, display windows &restrms. All the apartments are occu-pied, with excellent rental history.MLS/ID:20112794 $549,000

In one of Kingston’s sweetestneighborhoods surrounded bybeautifully landscaped perennialgardens. This home provides easyliving and has great flow. An open24’x24’ combination kitchen, diningroom and living area with woodstove make entertaining a delight.Relax on your four season sunporch and enjoy this turn keyhome.MLS/ID:20112877 $318,000

This red-brick mansion-like homew/elegant turn-of-the-century details &all the modern amenities has thegrandeur of a bygone era. Its roomshave huge spaces and volume, theway it once was in the world. And thehouse is beautifully sited w/a long viewof the Hudson River from its oversizedwindows. Stone paths & lush land-scaping to a private koy pond, lendingit the feel of a large estate.MLS/ID:20112861 $584,000

Rare WoodstockCommercial/Multi Family

Lovingly CaredFor Home

Warm and Elegant!

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FABULOUS DREAM HOME Tasteful renovation of a clas-sic 3BR, 3.5 bath Victorian that blends the best of old &new in gracious elegance. Gourmet kit. w/granite coun-tertops, maple cabinets, stainless appliances & entranceto rear deck. MBR suite w/walk-in closet & grand tiledmodern full bath. Beautiful HW floors. Fantastic luxurysuite on 3rd level includes full bath w/Jacuzzi tub, spa-cious walk-in closet & gas FP. Gas FP in the FDR, or inthe 3rd floor suite & large basement w/office and tons ofstorage space. $269,900 #20112457

THE RAREST TREASURE One will feel the immediateembrace of setting & architectural sensibilities w/in thisproperty. Home overlooks the lush valley & mtn. viewsbeyond. Welcomed by a spacious foyer you find your-self drawn toward abundant light emanating from 3 two-story windows lined octagonal LR.1,300 ft. ofmahogany open & screened decking wraps around tothe MBR suite. The kitchen boasts generous counterspace, custom cabinetry & stainless appl. Every roomoffers an unexpected surprise. $695,000 #20112449

SWEET BRICK RANCH located on Rt. 209. Largeinviting LR w/wood burning fireplace. Open DR & kit.w/access to read deck. Deck overlooks acres of“Forever Wild” lands and has views of the CatskillMtns. 2 large BR’s. Bonus office room can work as a3rd BR in a pinch. $135,500 #20112214

METICULOUS 3BR, 2 bath home. Has great finishedoak woodwork, HW flooring, French doors & freshupdates. Great open 1st floor living space. Kit. is flood-ed w/lots of cabinets & storage space great for thecook in the family. Back FR is enhanced w/FP & accessto backyard & pool. Upstairs BR’s all having gleamingwood flooring, walk up attic has just been insulated &finished. The 1st floor FR could easily be used for 4thBR w/its own full bath. $249,900 #20112468

OWN A PIECE OF HISTORY Historically significantcirca 1777 stone residence in uptown Kingston. Thismassive house has 6 spacious & quaint apts.w/many original, antique details which embody thecharacter of Old Stockade structures. Dwellings pos-sess deep windowsills, FP, wide board floors, rough-hewn beams & old-world charm. Sited along a tree-lined street, recent upgrades include new roof andgas-fired boiler. $479,000 #20112330

SPECTACULAR WATERFALLS & VIEWS Incredibleproperty! 3,500 sq. ft. contemporary on 85 glorioussub dividable acres with spectacular mountain and val-ley views. Surrounded by state land, this special prop-erty has a spring fed pond & unbelievable cascadingwaterfalls. The spacious home has 6BR, 6 baths, a hugecooks kit., beamed & cathedral ceilings, HW flrs, flr toceiling brick FP in the MBR & a Jacuzzi. The outdooramenities include a bluestone patio for entertaining & agreat Har-Tru tennis court. $1,990,000 #20112506

QUAINT RANCH 3BR ranch sits on a quiet neighbor-hood road surrounded by myrtle and a seasonalstream that gives you a feeling of tranquility. Home isa real charmer w/a cozy FP to keep you warm,expose the HW floors that exist under the carpets tocomplete your dream house! $214,900 #20102089

HILLSIDE ACRES Fabulous 3BR, 2.5 bath home inUptown Kingston. Lovely upscale split-level. 2 cargarage on over a half acre. Large home including anoffice w/separate outside entrance. Includes a securi-ty system, central A/C & a screened porch off the kit.area. Full wall brick FP in FR. Sliders from the FR goout to the custom flagstone patio. This house is per-fect for all seasons! REDUCED $289,900 #20112594

BRING YOUR KAYAK Waterfront property & year-round views – create your own piece of paradise!Original HW & bluestone floors emphasize the char-acter of this country ranch home. Current MBR & kit.have views of the water. New contemporary woodstove in LR is both practical & elegant. Updatesinclude new roof, new heat & electric service, newplumbing, new bilco doors. $189,000 #20112652

Area Code 845Saugerties 246-3300 • Woodstock 679-9444

Kingston Commercial 339-9999Main Office Kingston 339-1144

Hunter/Tannersville 1-518-589-9444

Check out our virtual Tours atwinmorrisonrealty.com

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Area Code 845Saugerties 246-3300 • Woodstock 679-9444

Kingston Commercial 339-9999Main Office Kingston 339-1144

Hunter/Tannersville 1-518-589-9444

Check out our virtual Tours atwinmorrisonrealty.com

PRICED TO SELL This large, 3BR, 2.5 bath modernhome (2004) is priced to sell. Separate central airunits for up & down stairs, a cozy FP in the LR & afully finished basement. Attached 2-car garage,fenced in yard w/beautiful blue stone patio, great forfamily gatherings. Back yard has beautiful blue stonewall. Convenient to the Rondout Waterfront area.$199,900 #20112866

PRISTINE 1740’S FARMHOUSE Steeped in History,and welcoming guests for 25 years with modernamenities. Large IN-ground POool and deckwithMountain Views, 5 acres of meadow where many,many weddings have joined happy couples for yearsof returning to their favorite respite from city life, inapet friendly atmosphere. You need only to come hereonce to be captivated by the ambiance and free-spirit-ed elegance of the property. $795,000 #20112718

NEW RESIDENCE FEATURES sprawling flr plan withdetached oversized garage. Endless possibilitiesonwhat you can do with this property. Custom homeboasts open flr plan graced w/huge master suite. AnOak kitchen & solid wood finishing’s will prove purequality of building. Enjoy evenings on the fullyscreened sun porch overlooking well manicured yard.Full finished dry basement w/exterioraccess has halfbath & is plumbed for full. $329,900 #20112904

PERFECT BUSINESS LOCATION Great opportunityfor your business. Right across from the bus termi-nal & on the other side you have Dietz Stadium, closeto Holiday Inn, banks, uptown district with all thestores & businesses. 2 miles to the Thruway exit &plenty of parking. $849,000 #20111883

THINKING OF BUILDING? Don’t until you see this2.11 acre lot situated just outside the Village of RedHook. Level w/driveway already in & a partiallycleared site, it is a choice property & location. Owneris anxious & is willing to finance. Call for directions &details! REDUCED $39,900 #20103313

TASTEFULL & ENCHANTING With many spaces forconversation & entertainment. This well maintainedhome boasts 3BR & den w/2 full baths, Kit.,Dining &LR w/FP, Screened Porch, Deck, Ceramic & Woodfloors. Many updates include new windows, newerroof & electric. Nearly invisible during the warmerseasons. Backyard surrounded by woods. It’s hard tobelieve this private home is so centrally located & hasseasonal Mt. & River Views! $285,000 #20112764

PRICED TO SELL With a bunch of upgrades. thisproperty can be delivered vaccant all apts renovatedpriced correctly no low offers. Coin opperated wash-erdryer.Hs a creek in the rear that borders NYS land.$120,000 #20110589

ORIGINAL 1830’S FARMHOUSE Absolutely adorable.3BR, beautiful wide board wood floors, sash win-dows, wood stove. Bright glass enclosed front porchgreat for lounging & entertaining. Short walk to PlatteCove waterfalls. Minutes to the Village of Woodstock& Saugerties. New septic system. Can be a wonderfulweekend retreat or a place to call home! $169,000#20112041

RONDOUT HARBOR One of the best views in RondoutHarbour. Crisp & updated 2 BR, 1.5 bath unit com-plete w/new stainless appliances, wood & tiled floors,new deck, fixtures & many other appointments. Openbalcony w/skylight lets natural ambiance shine.Finished walk-out lower level. Walk to the RondoutCreek & waterfront activities. $280/mo HOA fee givesaccess to pool, clubhouse, ext. maintenance &snow/trash removal. $219,000 #20112913

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518-725-ADKS (2357)EMAIL: [email protected] REALTY

ADKBroker/Owner • Licensed Real Estate Broker

CANADA LAKE Water Front Castle!Extraordinary 4BR 3.5BA, 3 Fireplaces,All the Bells & Whistles! 75Ft SandyLakefront w/Gazebo & Dock! $750,000MLS/ID:220171

115FT SANDY LAKEFRONT E. STONERSelling Furnished Immaculate YearRound 2BR/1BA Deep Private Lotw/Alum.Dock,Out Buildings $339,000MLS/ID:215529

160FT SANDY WATERFRONT StockedPeck Lake Custom 3BR/2BA Home~Fireplace, hot tub,generator,dock,bonusrooms in XL 2 car Garage.$447,000MLS/ID:215501

50FT WATERFRONT LITTLE WOLF-Tupper Lake, Updated Knotty Pine2BR/1BA.City Water/Sewer.Deep wood-ed lot.Dead End w/State land access.MLS/ID:215514

W CAROGA LAKE Private Assoc. AccessSecluded Double Lot Spacious UpdatedAdirondack Home Classic knotty pineinterior, Furnished 3BR/1BA. $115,000

GREAT SACANDAGA 1 Acre Point 422ftSandy Waterfront High & Dry BuildingSite Broadalbin Schools, T/OMayfield.Great Location & ViewsMLS/ID:213475

W.CAROGA LAKE-Updated Year Round3BR/1BA Home-Walk to Lake Access/Dock Area Surveyed XL Lot, HUGEHeated Garage & Workshop. MLS/ID:215713

4+ ACRES ADK PARK! Spotless 3-4BR/2BA Open floor plan,walkout fin-ished basement to fenced area.AwesomeDeck.Garages!Sportsman’s Paradise$159,900 MLS/ID:220474

120FT SANDY LAKEFRONT WCAROGA LAKE 3BR/2BA Year RoundLake House Fireplace,2 Car Garage-Deck& Dock Western Sunset Views $209,000MLS/ID:220286

45+/- ACRES! Western Sunset MtViews.River,Pond,Fields-Sportsman’sParadise- Big 5BR/2BA,Hot Tub, Sauna,Pool Table.Make Your Retreat$124,900MLS/ID:220309

WALK TO RIVER-Central ADKSSalisbury- Furnished 2BR/1BA,BigKitchen w/Laundry,Sunroom,2 Garages,Workshop.LG Surveyed Lot $87,000MLS/ID:216003

LOW TAXES-Northville Lake Placid Trail-ADK Park-Private Deluxe Off the GridHome-Modern Amenities!Benson~StateLand,Lapland Lake~MLS/ID:215503

EXIT 28 NYS THRUWAY-Private 10Acres,Pond, Trails, Barn, Corral, Post& Beam 3Br 1.5BA C-Air,2 cargarage/ workshop Glen - Fonda Schools.

MLS/ID:220205

40 ACRES-3BR 1BA Ranch,Borders StateForest Trails 3 Ponds,Fields.FinishedWalkout Basement.Wood Sauna,In-ground Pool, XL Garage. MLS/ID:214208

HISTORIC RESTORED-POST & BEAM3BR/2BA Open Beams Big Rooms,Hardwood, Tile Edinburg Schools,LowTaxes.Near Sacandaga Lake Access$129,900 MLS#220422

MaryEllenCharles

Your local Guide to the Adirondackswww.ADKSrealty.com

ADK MTN

64206.12.8.014 :0601 6/30/11 11:00 AM Page 1

(845) 279-7700www.century21vjf.com

Visit Us Locally at 973 Route 22,Brewster, NY 10509

Century 21’s # 1 Officein Putnum & Dutchess Counties

Since 1973 Serving Westchester, Putnam & Dutchess Counties NY & Fairfield County, CT

RICH DETAILS $839,000This is a handsome and rare example of a craft-man-style home with a comfortable, open floorplan, abundant light and fantastic east/westviews. 4 bdrms, 4.5 baths, 3400sf on over 3acres. Sweeping views from every window.Large fieldstone patio with outdoor fpl. Luxuryinside and out. (3114299TF) MLS/ID:3114299

PRIVATE RETREAT $739,000Brand new colonial is 98%complete! Beautiful newhomew/4 bdrms, 3.5 baths, incl. legal accessory aptover 2-car gar for guest or au-paire. Formal LR&DR,EIKw/sunny nook, FRw/fpl &wall of windows hasFrnch dr access to open yard. These 7+ acres enjoy

wooded privacy. Only 4miles to Taconic State Parkway,2.8miles to shopping.(3104495JP)MLS/ID:3104495

9 ACRES $695,000Stunning secluded lakefront property. One hourfrom Manhattan with fishing & boating rights.Adjoins 18 acre parcel which can be purchasedas package. Stone country retreat or year roundresidence. Enjoy gorgeous lake views, waterfalls,

private setting. A rare find! (3026527TF)MLS/ID:3026527

MULTI-FAMILY $347,000Great investment property in the village ofPawling. 3 separate apartments. Quiet street,

plenty of parking. Walk to everything.(3017381JP) MLS/ID:3114435

THIS IS THE LIFE! $295,000Move-in-ready end unit has 3 bdrms + den, 3.5baths, LR w/hdwd flrs, fpl & sliders to deck over-looking pond. Tons of room including a finished

LL w/FR & full bath plus walkout to patio.(296525EW) MLS/ID:3110212

VILLAGE VICTORIAN $269,900What could be better than a picturesque Victorianon a charming street only steps from the Villageof Pawling? This beautiful vintage home has 3bdrms, 1 bath, brand new kit w/new SS appli-ances, hdwd flrs thruout first lvl. Upstairs find awalkup fin attic w/skylights, providing add’l

square footage. (3112196EW) MLS/ID:3112196

ONE LEVEL LIVING $319,999 1.3 acres. 3bdrms, 2 full baths. Oversized LR w/fpl, newsliders to deck. New appliances and granite inkitchen. All hrdwd floors upstairs. LL has over-sized sliders, is freshly painted and has new car-pet. Bring the spouse to see the great set upmedia room and 2-car garage! CAC. Nice yardw/shed. (3106875BN) MLS/ID:3106875

WON’T LAST! $59,999One acre Board of Health approved for3 bedroom home. Approvals have just

been updated. (DUT298435BN) MLS/ID:298435

ORIGINAL OWNERS! $299,999Great home on 2.5 park-like acres with views.Updated kitchen, vaulted ceiling in LR & DR, 3bdrms, 2 full baths LL walkout FR. Priced for aquick sale! (DUT297568BN) MLS/ID:3114528

A Fine Homes &Estates Office

DUTCHESS

64206.12.8.015:0100 6/30/11 11:00 AM Page 1

Serino RealtyBBaarrbbaarraa WWiieesstt 845-464-3468

Century 21 Serino Realty4391 Albany Post Rd. • Hyde Park, NY 12538

Office: 845-229-1400 • Fax: 845-229-1408

WONDERFUL COUNTRY LOCATION, first floorunit, ready to move in. New stove, refrigerator,close to shopping, schools, TSP & all majorroads. Commons fee includes Heat & hotwater.$92,000 MLS/ID:298672

OUTSTANDING 1 BR, 1 Bth End Unit, spaciousrooms, 2 walk in closets, some new windows,hardwood floors, privacy, ready for Sonyma orconventional mortgage. HOA fee includes Heat &hot water, walk to stores, close to train & route9. $95,500 MLS/ID:298295

IDEAL LOCATION, Spacious Living room, newkitchen, dining area, 2 BR’s, 1.5 Bth. Close toschools, stores, hospitals, culinary. Ideal for stu-dents, retirees, first time home buyers. $119,900MLS/ID:297651

PLEASANT VALLEY “MOVE IN CONDITION”$135,000 Excellent 2 BR, 2 Bath Condo.Updated kitchen, appliances, dining area, largeLR. Extra large master bedroom, extra largeclosets. LR leads to balcony. MLS/ID:294947

IDEAL FAMILY NEIGHBORHOOD, cul de sac, 3BR, 1 bth spacious home with charm galore,open floor plan, deck overlooking private backyard. Easy commute to train, shopping and allmajor roads. $211,000 MLS/ID:297581

CHARMING COUNTRY RANCH, 3 BR, 1 Bth.Living room w/fireplace, hdwd flrs, CA, knottypine kitchen. In home business possibilities,Gardner’s paradise w/privacy. Gazebo, acrossfrom greenvale farms. $237,900 MLS/ID:298272

QUIET FAMILY NEIGHBORHOOD, spaciousrooms, 3 Br, 2 Bth Split level. Hardwood floors,fireplace in living room, master bath.$239,000MLS/ID:297171

IMMACULATE 3 BEDROOM, 1 Bth brick ranch.New windows, woodsmoke, kitchen recently updat-ed, beautiful hardwood floors, natural woodwork &doors, cedar closets, extra sized propertyw/privacy. Ready to move in. Close to train, hospi-tals, colleges, shopping, all major roads.$244,0006 MLS/ID:298596

WONDERFUL FAMILY LOCATION ON CUL-DE-SAC. 3 Br, 1.5 Bth Split Level. Owners had manyhappy years in their home an dnow time to moveon. Large, spacious rms, FP in LR, hdwd flrs, coun-try kitchen plus dining area, Florida rm overlookingprivate yard. Great home for entertaining. Centralair. Spackenkill Schools. $259,000 MLS/ID:298358

MILLBROOK “BENNETT COMMONS” 2 Br, 2Bth Condo w/new high energy furnace. 2 spa-cious bedrooms, master bath, new appliances inbright & airy kitchen. Fireplace, spacial views,pool, tennis courts. Better than new. $275,000MLS/ID:296839

IMPECCABLE FOUR LEVEL SPLIT. 4 bedrooms,2.5 Baths, fireplace, CA, 3 season porchw/hardwood floors, new furnace, roof, siding,gutters. Walk to stores, minutes to train, and allmajor roads.$299,900 MLS/ID:298931

BEAUTIFUL 4 BR, 3 BTH COLONIAL w/ hard-wood floors, Corian counter tops family roomw/cathedral ceiling, custom fireplace, oak trimthroughout, rocking chair front porch. 2-3 milesto Tsp, close to all. Perfect mother/daughter, oneof a kind. $369,900 MLS/ID:297721

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Please Say You Saw It In The Real Estate Book - Vol. 12, No. 8 -

64206.12.8.017:9406.QXT 6/30/11 10:36 AM Page 1

1. What is your strategy to sell my home as quicklyas possible, and at the best price?

2. Will you advertise my home everywhere locally inThe Real Estate Book® & to millions online atRealEstateBook.com until it sells?

3. What type of reports will you provide me aboutpotential buyer activity & feedback?

4. How many days did it take, on average,for a home to sell? – And, how doesthat compare to the current market?

5. How close to the initial asking priceof the homes you sold were thefinal sales prices?

6. Could you please provide me thenames & phone numbers ofyour three most recent clients?

Call and ask these questions of anyTop Agent in The Real Estate Book®.

They are the most professional localreal estate market experts.

Questions To Ask WhenChoosing A REALTOR®

To Sell Your Home.





13208.4.6.014:0300 6/3/10 12:01 PM Page 1

Venables Realty203 Main StreetNew Paltz, NY 12561

EACH OFFICE INDEPENDENTLY OWNED AND OPERATED

884455--225555--66116633TToollll FFrreeee 880000--442211--00004422

VViissiitt OOuurr WWeebbssiitteeCCeennttuurryy2211vveennaabblleess..ccoomm

LLOYD. MAKE FAMILY MEMORIES! Lovely raised ranch privately set atthe end of Hilltop Rd in the Highland school district. Tastefully land-scaped, blacktop driveway, 2 car garage, Mother-Daughter portential.Screened-in porch overlooking backyard. Establish your family legacy inthis house priced to SELL. Don’t miss the oppurtunity to have it all.MLS/ID:20112194 $229,000

NEW PALTZ. HOME-SWEET-HOME WITH HOME BUSINESS. This home is an unusu-al find- a comfortably sized contemporary, nestled in quiet New Paltz neighborhood innice condition. Remodeled kit is a chef’s delight. The open flr plan, together w/3 popup sky lights, makes this home sparkle. Bsmnt has windows, a walk out & dividers.With a little work, this space would seem appealing for a studio, home business orsimply living space. Trees line the property at the street and the landscaped yard issuperb for a picturesque set of memories. MLS/ID:20112509 $265,000.

LLOYD. MINI-FARM. 1700s barn and carriage house sit upon 8 acres.Water and electric on site. This would be a great mini-farm. It can alsobe purchased as a package with 129-131 Station Rd. A single-familysweet farm house and two family home. Recent survey-complete taxeswill be adjusted. Continue a piece of history here. MLS/ID:20112353$179,000.

LLOYD. CLOSE TO SCHOOLS AND TRANSPORTATION. Worth a LOOK! At amoderate price,this meticulous “Side-by-side Split Level” home has more ameni-ties than we can list. Located on a cul-de-sac, but minutes to NYS Thruway &Train. “Brazilian Cherry” hdwd flrs,Cherry Custom Kit Cabinets, Crown Moulding& Granite Island. Spacious rec rm is an ideal place for anyone to play. Family rmw/wet bar provides an additional relaxing area. MLS/ID:20112486 $329,900.

LLOYD. MORE THAN YOU EXPECT! Located a short distance to IBMmultiple sites and close to Metro North RR, this home might seem like agreat 4 bedroom, 2.5 bathhouse in “like new” condition, but it is more. Itis the Bennington Model only done better! There are 2 walk in closets,study and expanded office/sitting room,full finished basement and muchmore. The 12 x 12 balcony overlooks the backyard. MLS/ID:20112637$339,900.

NEW PALTZ. EXCEPTIONAL! Well cared-for cape 1 mile of SUNY. Veryconvenient for getting into or around New Paltz from this home. Enjoythe bright country kitchen and the relaxed livingroom with brick fireplace.Walls have recently had blown insulation and 14 argon gas efficiency win-dows have been added. Instill this masterpiece in your family’s memoriesforever. MLS/ID:20112444 $247,900.

NEW PALTZ. PRICED TO SELL! Home is bright and cheerful. Very privateproperty yet only 1.5 miles to town and highway. Many updates, cleanand well maintained. Room for Grandma and Grandpa or the extendedfamily. Enjoy the huge front and backyard. Great for entertaining. Newswimming pool and roof. Easy to maintain. Allow these walls to witnessyour metaphorical biography. MLS/ID:20110122 $254,500

LLOYD. ATTENTION BIG BOX STORES! Town of Lloyd indicates that thislot consists of 1.00 acres of undeveloped land and 2.90 acres of wet-land. Prime location for a business to build and thrive. Accept thisstretching canvas of land to act as a realm to paint your architecturalmasterpiece, whether it be residential or commercial. MLS/ID:20112742$175,000.

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Credit scores range between 220 and 800.The higher your score, the easier it isto qualify for a mortgage.

Here is a list of factorsthat determine yourcredit score:

1.HISTORY: Whether you paid on time.

2.DEBT: How much you owe.

3. LONGEVITY: The length of your credit history. The longer, the better.

4. RISK: New credit is considered more risky, even if you pay promptly.

5. TYPE OF CREDIT: It’s usually better to have multiple types of credit,like installment loans, credit cards and a mortgage.

Need to know more?Ask any real estate or lending agent in this magazine.They are the most professional local real estate market experts.

5 Factors That DecideYour Credit Score





13207.13.7.018:64206.6.4.014 6/22/11 12:36 PM Page 1

Roger & SuzanneKuhn Real Estate Agency

Rt. 29 A Caroga Lake 835-205769 E. Main St, Johnstown 762-9553

We Caroga

CANADA LAKE -5.8 GORGEOUSWATERFRONTACRES. OVER 500’BEACH & 2 HOUSES!ONE A YR RNDBEAUTY WITH 4BEDRMS &FIREPLACE LIV RM.2ND HOUSESEASONAL 2BEDROOMS. BOTHIMMACULATE &FURN. LUXURYPROPERTY AT ABARGAIN. 640,000MLS/ID: 220277

W. CANADA LAKE - A SHORT WALKIN LEADS TO THIS LAKE HOUSE WITHBEAUTIFULLY PRIVATE WATER-FRONT. 3 BEDS UP. PRETTY KITCHEN& DIN. ROOM.VERY CLEAN & NICELYFURNISHED.REDUCED 325,000 MLS/ID:215818

SSTTOONNEERR LLAAKKEE -- IF YOU MISS THISYOU’LL HATE YOURSELF IN THE MORN-ING!!! 225’ BEACHFRONT. BARN DESIGNWOOD & STONE EXTERIOR, WITH FULLFRONT SUNDECK OVERLOOKING THISSPARKLING LAKE & MTS. PINE INTERI-OR 3 BED & UNIQUE BATH. STEALINGAT $149,000 MLS/ID:220431

CAROGA LAKE - THIS ADORABLECOTTAGE LOCATED SO CLOSE TOTHE SANDY BEACH IS MINT CONDI-TION! FURNISHED, MODERN &REDUCED. BETTER HURRY! 109,000MLS/ID:21195

CAROGA - WOODSY, RUSTIC PINESSETTING WITH PRIVATE SANDYBEACH. COTTAGE IS COZY WITH BED-ROOM & HUGE LOFT AREA. SLEEPTIGHT HERE. ONLY 90,000 MLS/ID:214927

CAROGA - TOO GORGEOUS! JUST PERFECT! BEST OFTHE BEST SAYS IT ALL! YOUR PRIVATE WATER-FRONT AT END OF DEAD END ROAD. HAPPINESS!350,000 MLS/ID:215780

CAROGA - GREAT CAMP ONE OF CARO-GA’S TRUE WATERFRONT ORIGINALS. 4BDRMS UP. HUGE STONE FPLC LIV. RM.FULL DIN. RM & KIT. ENCLOSED PORCHACROSS FRONT OFFERS SUNSETS &MTS & YOUR FAMILY ON YOUR BEACH.APT. ATT: TO GARAGE FOR GRAM ANDGRAMPS. 250,000 MLS/ID:220216

CAROGA - GREAT STARTER COT-TAGE1 3 BEDROOMS, NICE INTERIOR& GARAGE. DEEDED SANDY BEACHRIGHTS. ASK 50,000 LOW TAXESMLS/ID: 220300

“INCREDIBLE COUNTRY HOME”WITH 125 BEAUTIFUL ACRES. 3 LEV-ELS, 2 FIELD-STONE FIREPLACES.BATHS ON EACH FLOOR. LARGEHEATED GARAGE OR BARN FORYOUR HORSES. STEAL AT 358,000 -MAKE SOME OFFERS. MLS/ID:214522

Visit us at www.rogerandsuekuhnrealty.com

That’s what our sign has said forover 40 years...You will too!!!

64206.12.8.021:0600 6/30/11 10:24 AM Page 1

www.westwoodrealty.com* as per UC MLS residential sold statistics 1993-2010

$485,000- THIS SPACIOUS, LIGHT-FILLED HOME OFFERSMEADOW, MTN & POND VIEWS! MASTER SUITE OVER-LOOKS YOUR VERY OWN FRUIT TREES & GARDEN. DRW/COZY FPLC & FABULOUS SUNROOM OFF LIVINGROOM!MARCIA WEISS,LIC.ASSOC.RE BKR,845-750-0710MLS/ID:20111888

$195,000- CONVENIENTLY LOCATED RANCH FEATURESMANY RECENT IMPROVEMENTS INCUDING WINDOWS,APPLIANCES, REAR DECK, & NEWER BATH W/STYLISH“SUBWAY” TILES. MOVE IN READY! ANN JEAN SEMI-LOF,LIC.ASSOC.RE BKR, 845-679-7321 X107MLS/ID:20110295

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[email protected]

Lisa JoyStaulters

PINE PLAINS - $234,900Custom built Manufactured Home BoastPride of ownership.Large Kitchen,Spa likeretreat including whirlpool bath, doublesink vanity,walkin closet, craftsman oaktreatments through out the home,solid 6panel doors, laundry rm,(full finished walkout basement with cedar and 1/2 bath alsothe propane stubbed in fireplace & sconcelighting. All will be completed by clos-ing.)Nestled on 4.52 acres. Includes aboveground pool and deck for entertainment.QUALIFIED BUYERS! OWNERSRELOCATING Spectacular reduction inprice, was $269,999. Short Sale no reason-able offer refused. 518 744 9511MLS/ID:201114192

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64206.12.8.022:0902.qxt 6/30/11 10:17 AM Page 1

www.westwoodrealty.com* as per UC MLS residential sold statistics 1993-2010

$299,000-Entertain in this 3BR,3BA home w/open plan. Spacious masterbath w/garden tub & sep shower. Fin. LL w/family rm. Lg deck w/half acrelevel yard for play. Motivated Seller! Kathleen Maxwell, Lic Assoc RE Bkr845-430-1054 MLS/ID:20111093

$225,000-Sparkling pool! Brick cape w/new gourmet kitchen, 2 updatedbaths, new roof. Entertain in the huge screened porch opening to fencedyard w/pool & huge deck w/hot tub! Ann Jean Semilof, Lic.Assoc.RE Bkr,845-679-7321,x107 MLS/ID:20110957

$469,000-Walk to town from this 3BR home w/floor to ceiling stone fplcin LR. Master BR w/its own bath & WI closet. Beautiful gardensw/seasonal mtn views, stone walls & koi pond! Rose Koplovitz, Lic.Assoc. RE Bkr 914-388-2250 MLS/ID:20112656

$549,000-Sunny 3BR/2Ba, Woodstock contempo on 15 Acres! Cedarroof, great room w/wood beams & cath ceiling, HW floors, French doors,wdstv, hot tub & spacious deck. Sheri Safier-Winn, Lic.Assoc.RE Bkr,914-466-4576 MLS/ID:20112265 MLS/ID:20112265

$275,000-Nestled streamside, this 3 BR home features open floor plan,LR w/cathedral ceiling, cozy woodstove, light, airy kitchen, & sprawlingdeck overlooking the babbling stream. Sheri Safier-Winn, Lic.Assoc.REBkr,914-466-4576 MLS/ID:20103539

$725,000- Restored 1700's stone Colonial with wideboard floors, rough-hewn beams & stone fireplace. Inground pool & guest house/studio, too!Convenient location - under 2 hrs to NYC. Patricia Curry, Lic RESalesperson, 845-399-6230

$450,000-Spectacular mtn views from this open Woodstock contempow/cath ceilings, HW flrs, glass doors, new kitchen w/cherry cabinets & SSappliances, 2 decks & outdoor hot tub! Sheri Safier-Winn, Lic. Assoc. REBkr 914-466-4576 MLS/ID:20112750

$262,500-TRI-LEVEL TOWNHOUSE W/SKYLIGHTS. MBR SUITE WITHJACUZZI, SEP.SHOWER & W/I CLOSETS. SPACIOUS WALK-OUT LOWERLEVEL HAS REC RM & STORAGE SPACE. NEW GAS FURN. & HWHEATER. Ann Jean Semilof,Lic.Assoc.RE Bkr 845-679-7321,X107MLS/ID:20110864

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