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BASIXs experience in using
ICTs for promotion ofLivelihood opportunities
Presentation byDr. Sankar Datta
BASIX
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BASIX is a new generation livelihood
promotion institution, established in 1996,working with over 320,000 poor households,
in 50 districts of nine states across Indiawith Rs. 2,213 million loan outstandingand an on-time repayment of 98.2%,
With a team of 2,300 staff
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Mission
To promote a large number of sustainable
livelihoods, including for the rural poor andwomen, through the provision of financialservices and technical assistance in an
integrated manner.
BASIX will strive to yield a competitive rateof return to its investors so as to be able toaccess mainstream capital and human
resources on a continuous basis
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We thinkPoor in a village with no telephone
connections,needs a mobile connection more than
we do in cities flushed with cables
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Why ICT ???
Poor are dispersed, fragmented and aresmall. Therefore supporting theirlivelihood requires: Large number of
Multiple transactions of small amounts Dispersed over a large geography
Providing a large range of services.
Doing this efficiently, with scale, onsustainable basis, (which requires better
decision support, better monitor), needsuse of ICT
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Evolution of MIS in BASIX
FAMIS 2000(Financial Accountingand ManagementInformation System)
DOS based, Single user,Foxpro databaseFirst installation at Raichur
Methodology used is JLGand SHG Group level
Simple InterestDiminishing balances
1997
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Evolution of MIS in BASIX
FAMIS 2000
DOS based, Single user,Foxpro databaseFirst installation at Raichur
Methodology used is JLGand SHG Group level
Simple InterestDiminishing balances
1997
Windows based, Foxprodatabase
Multi userMethodology used is JLG
and SHG Member levelSimple and Compound
InterestDiminishing balances
and Flat Rate
FAMIS PLUS
2001
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Evolution of MIS in BASIX
FAMIS 2000
DOS based, Single user,Foxpro databaseFirst installation at Raichur
Methodology used is JLGand SHG Group level
Simple InterestDiminishing balances
1997
Windows based, Foxprodatabase
Multi userMethodology used is JLG
and SHG Member levelSimple and Compound
InterestDiminishing balances
and Flat Rate
FAMIS PLUS
2001
2001
BANKSOFT
Client Server
TechnologySoftware for Micro
finance and BankingNPA Analysis
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Evolution of MIS in BASIX cont..
2004
DELPHIX
Highly integrated multi user RDBMS applicationsoftware developed on ERP concepts
Core software for BASIX TriadClient-Server Technology
Back end : ORACLE 8i, Front-end: D2k45 Installations across India
High data security100% automation of all business modules
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BASIX IT Products
Main Systems
DELPHIX
Bank Soft
FAMIS PLUS
Network
All Units linkedthrough the net
VSAT in KBSLAB
Sub Systems
BASIX IDIAS VOLAC
Discoverer
BASIX V-CoP
BASIX eMap (GIS)
BIBLIO
BASIX Plan
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Field Hardware
Women LSA Vijayalakshmi using HHD at field
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Technology Integrations
Hand Held Terminal Bio-metric Device
Mobile application for MIS
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Samruddhi Collection card BASIXPM
Devices Used for Automation of
Field Transactions
BASIXiStation BASIXCollect
Fi i i U b ffi
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Finger print capturing at Urban office
External IT-Clientele List
E t l
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Ankuram Sangam Poram,
Aadarsha Welfare Society, CEAD
(9), COVA, GRAM(19), KOUTLA-
B MACS, BASICS Ltd., CARE (2),
Beamacs,Village Origination Society
Ananthpur
ASSEFA,
Sanghamitra,
SNFL, Gramlaya
NBJK, ASSEFA
RGVN, CARE (8), FARR, ADHIKAR,
ANTODAYA, Parivartan, ARASHAD,
GramUtthan
ASSEFA, Intermon
Oxfam Homeo
Society, GSST, SGVS,
SEDT,
KAWAD, SRFS, Jindal
Foundation, SUFS,Manjunathan Trust, NKRDS,
Prawardha, Navchethana
Badlao Foundation, NEEDS, Vedic
Society,JCMB, Janajagaran
Munch , SVJK,Holy cross, Nirdesh
, AVS,NBJK, SSS , VWS, RGVN
Lokaprerana,Sevapranta samikhit
Kendra ,RDSS
RGVN
NGOSP & CSPASSEFA ,
Dosa/Dholpur
ASRA, PRAYAS,
SAMBHAV,
SOPAN, Vardan Trust
VASPS, Sadguru,
BGMS, Krupa
External IT-Clientele List
Total No of
Installations-123
Ankuram Sangam Poram,
Aadarsha Welfare Society,
CEAD (9), COVA,
GRAM(19), KOUTLA-B
MACS, BASICS Ltd.,
CARE (2), Beamacs,
Village Origination Society
Ananthpur
ASSEFA,Sanghamitra,
SNFL,
Gramlaya
NBJK,
ASSEFA
RGVN, CARE (8)
FARR, ADHIKAR
ANTODAYA
ParivartanARASHAD
GramUtthan
ASSEFA, IntermonOxfam Homeo
Society, GSST,
SGVS, SEDT,
KAWAD, SRFS, Jindal
Foundation, SUFS,
Manjunathan Trust, NKRDS,
Prawardha, Navchethana
Badlao Foundation,NEEDS, Vedic Society,
JCMB, Janajagaran
Munch, SVJK, Holy cross,
Nirdesh , AVS,NBJK,
SSS, VWS, RGVN
Lokaprerana, Sevaprantasamikhit Kendra, RDSS
RGVNNGOSP & CSP
ASSEFA ,
Dosa/Dholpur
ASRA, PRAYAS,
SAMBHAV,
SOPAN, VardanTrust
VASPS, Sadguru,
BGMS, Krupa
External
IT-Clientele Listotal Number of
nstallations-123
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Lessons
Selection of the technology: Robust,
Cost effective, has life Select appropriate IT Partners
Proper architecture: Unify Synchronize operations and software
development To develop in-house or outsource
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Lessons
Rigorous pilot testing: review and
refine Good project management and
documentation End user involvement
Seven elements in an IT Intervention
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Seven Elements
of Design of an IT System Hardware
Software Trained HR
Power Backup Data Backup
Supply of support material Connectivity
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We make Microprocessorand MicroFinance work
together for the poor
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Thank you