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Retiree Benefits Plan – Choice Effective July 1, 2019
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Effective July 1, 2019
Husky is bringing more flexibility to your Retiree Health Benefits! Effective July 1, 2019, we are
pleased to offer a new Retiree Flex Benefits Plan for permanent Canadian employees and retirees.
Husky values the contribution employees make to its success which is recognized through the Total
Rewards programs.
o Guiding Principles
o Flexibility
The new Retiree Flex Benefits Plan has two components:
1. Supplementary Health Plan
2. Health Care Spending Account (HCSA)
New Retiree Flex Benefits Plan
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Retiree Flex Benefits Plan
How does it work?
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Overview:
• The Supplementary Health Plan has a $2,000 deductible each benefit year.
• This means the first $2,000 of eligible health claims are paid by you.
• Once the $2,000 deductible has been met, all eligible health expenses will start to be
reimbursed through the Supplementary Health Plan.
• The first $2,000 of eligible health claims, which were paid by you (satisfying the deductible),
can be submitted to your HCSA for reimbursement.
• Your HCSA can also be used for expenses not covered under the Supplementary Health Plan.
• HCSA allocations will be made by Husky July 1st
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New Retiree Flex Benefits Plan
How does it work?
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The Retiree Flex Benefits Plan total value is $4,800 per benefit year (July 1 – June 30).
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New Retiree Flex Benefits Plan
How does it work?
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The Retiree Flex Benefits Plan total value is $4,800 per benefit year (July 1 – June 30).
July 1, 2019
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Retiree Flex Benefits Plan Details
How does it work?
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Retiree Flex Benefits Plan Details
How does it work?
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Retiree Flex Benefits Plan Details
How does it work?
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Retiree Flex Benefits Plan Details
How does it work?
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Retiree Flex Benefits Plan Details
How does it work?
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Your HCSA
How does it work?
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Submitting Claims
How does it work?
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Submitting Claims
How does it work?
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Example:
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Choice
Retirees have a one-time opportunity to choose between the current Retiree
Health & Dental Plan or the new Retiree Flex Benefits Plan.
Election must be made between May 17 and June 9, 2019 on the myBenefits
site, or your election form received by the Husky myBenefits Centre, post
marked no later than June 9, 2019,
If you do not make an election, you will remain in the current Retiree Health &
Dental.
What do you need to know?
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Overview
How do the plans compare?
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Overview
How do the plans compare?
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Overview
How do the plans compare?
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Overview
How do the plans compare?
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Considerations
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Additional Information:
• The policy number will remain as 51691 and your employee ID will be your ID # into retirement.
• The Costco Pharmacy program remains in place for both retiree benefit plans.
Considerations:
• At age 65, each province provides Seniors Coverage, through provincial health care.
• Review your previous two year claims history.
• Do you have coverage through another plan?
• Are you comfortable submitting your claims to both plans and monitoring your HCSA
balances?
• Consider the future health needs for you and your eligible dependents.
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Between May 17 and June 9, 2019
Direct access through HuskyNet or visit
www.huskybenefits.com
How to make your election?
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Between May 17 and June 9, 2019
Direct access through HuskyNet or visit
www.huskybenefits.com
How to make your election?
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Between May 17 and June 9, 2019
Direct access through HuskyNet or visit www.huskybenefits.com
How to make your election?
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Current Retiree Benefit Summary
myBenefits site – Learn tab
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Direct Access
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Direct Access
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To view your Health and HCSA coverage and balances:
Download the GroupNet
app today!
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Submitting Claims – Great-West Life
Direct Access
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Submitting Claims - GroupNet
Direct Access
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Direct Access
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Your resources & support:
www.huskybenefts.com
Within the center tile of the myBenefits site:
• Listen to a short video on
• Read the Retiree Flex Benefits Brochure
• View the Plan Comparison and FAQ’s
Call the Husky myBenefits Centre toll-free at 1-855-770-4316
and press option 1. Representatives are available Monday to
Friday from 6 am to 6 pm, MT.
Where can you learn more?
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Husky myBenefits Centre
1-855-770-4316 and press Option 1.
Representatives are available
Monday to Friday from 6 am to 6 pm MT.
Questions?
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Wishing you the best of health!
Thank you!
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