The mind governed by the flesh is death, but the mind
governed by the Spirit is life and peace.
Romans 8:5-6
20
How do I change my
beliefs?
21
Stop ItIT!
22
“We demolish arguments and every pretension that sets itself
up against the knowledge of God and we take every thought captive and make it obedient to
Christ.”
2 Corinthians 10:5
23
Switch
IT
24
I am bad with money
I will always be poor
Money is evil
We could
never giveI always mess up with money
It’s wrong to make money
I have to fend for myself
If they really knew me…
I’ll always have debt
God doesn’t care
I’ll be happy when…
TRUTH
25
3 Core Areas of Truth
26
Who Is God? Good Father
ProviderOwns Everything
King
27
Who Am I? Created in God’s Image
God’s ChildManager
Citizen of Heaven
28
What Is Money?Created to Flow
A Tool, Not the GoalA Magnifier
29
30
“Death and life are in the power of the tongue, and those who love it will eat
its fruit.”
Proverbs 18:12
Example
Lie: God doesn’t care about me
Truth: God cares about the tinniest sparrow that is worth less than a penny, so how much more does he care for me! Luke 12:24
32
33
Do not be conformed to the pattern of this world,
but be transformed by the renewing of your mind.
Romans 12:2
Exercise• Ask God what lies you are
believing about God, You, and Money. • Write those on a piece of paper. • Now, ask God for fighting verses
for each of those.
35
36
Plans
Genesis 1:27-30
God creates and provides
We manage that provision
39
Steward in the Bible:“The steward was a freeman, had full
charge of his master's affairs and could use them to his own advantage if he chose, was fully accountable to his
master and had to render an account when called upon. If unfaithful he was
usually discharged at once.”
40
A great steward uses their resources in the best
interest of the Master.
41
Lack of Planning
Leads To: Stress, overspending, not giving, not saving,
debt…
42
Why Don’t We Plan?
43
Income – Outflow =
Zero
44
3 Keys
to Stick to a Plan
45
1. Save for everything
46
SAVING >
spending
47
48
2. Say No to Spending
49
It’s Less About NOT Spending Money
& More About
Directing the Flow of Impact
50
3. Be Flexible
51
Don’t Max Out Your Lifestyle
52
Bring God In to your monthly plans!
53
Sticking to a plan is about consistency and discipline over
time.
54
No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for
those who have been trained by it.
Hebrews 12:11
55
Personalities & Planning
56
God has created each of us with a
unique way of seeing and
managing our resources.
57
58
3
Question
s
59
1. How do I get to where I want to
go? 2. How do other
people fit in?3. How do I handle
my money?
60
How do I get to where I want to
go? Floater vs.
Planner
61
Step 1 Step 2 Step 3 Step 4
Planner
Start
End
62
FloaterStart
End
63
How do other people fit in?
Practical first vs. Emotional first
64
Practical first
65
Emotional first
66
How do I handle my
money?Carefree Spender
vs. Tightwad
67
68
69
3 Keys
to Thrive!
70
1. Value Your Differences
71
72
73
2. Put Others First
“Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves, not looking to your own interests but each of you to the interests of the others.”
Philippians 2:3-5
“In your relationships with one another, have the same mindset as Christ Jesus.”
Philippians 2:3-5
76
1) God, what are you doing?
2) God, what do other people
need?
77
3. Live in Community
78
79
Focus
80
81
“Just a little bit more…”
82
Two Trees
83
Tree # 1Genesis 2:9
84
“Now the Lord God had planted a garden in the east, in Eden; and there he put the man he
had formed. The Lord God made all kinds of trees grow out of the
ground – trees that were pleasing to the eye and good for
food.”Genesis 2:9
85
Tree # 2Genesis 3:6
86
“When the woman saw that the fruit of the tree was good for food and pleasing to the eye, and also desirable for gaining
wisdom, she took some and ate it.”
Genesis 3:6
87
What was the difference?
88
“Just a Little Bit More…”
89
Discontentment
Discontentment is all about
SATISFACTION
Discontentment = Greed + Envy
"Greed is a bottomless pit which exhausts the person
in an endless effort to satisfy the need without
ever reaching satisfaction." Erich Fromm
93
Contentment:
Joyfully satisfied in the place and provision God
has us.
94
How do we learn the secret of
contentment?
95
Contentment can be found as we know God’s heart for us.
96
Lord, you alone are my portion and my cup; you make my lot
secure. The boundary lines have fallen for me in pleasant places;
surely I have a delightful inheritance.
Psalm 16:6
97
We Can Be Content As We Know There Is Something Better
98
99
Contentment is worked out through
Thankfulness.
100
101
Contentment is sustained as we GUARD
OUR HEARTS.
102
Keep your heart with all vigilance, for from it flow the springs of life.
Proverbs 4:23
103
104
Debt Doesn’t Have to Be
Normal
105
1. Choose to be Content2. Emergency fund3. Live on a Plan4. Trust God to provide
Ways to Stay Out of Debt
106
Debt Snowball
107
Contentment is galvanized as we learn the power of Giving!
108
Start with the Tithe
Tithing is giving God the first and best, and
trusting him with the rest
GIVING STARTS WITH THE TITHE…
BUT IT’S NOT THE ULTIMATE GOAL
“But this I say: He who sows sparingly will also reap sparingly, and he who
sows bountifully will also reap bountifully. So let each one give as he
purposes in his heart, not grudgingly or of necessity; for God loves a cheerful
giver.”
2 Corinthians 9:6-11
112
Willing to go on an adventure!
113
114
Giving allows us to have a
greater impact!
115
No Life
116
1,450 Miles
117
30 Million People
118
Average American spends $1,000 on debt each month (or just wasted
spending)
119
What could YOU do?
$4,500 One rescue operation with IJM
$35 Sponsor one orphan with World Vision
$1 Provide clean water for 1 person through Living Water Intl.
$1,000 Each Month2.5 Women rescued
28 Orphans sponsored12,000 People given clean
water
What Could This Class Do If YOU Were
Financially Free?
$80,000 Each Month 213 Women rescued
2,285 Orphans sponsored960,000 People given clean
water (Djibouti)
What Could Our Church Do If WeWere
Financially Free?
$1,500,000 Each Month 4,000 Women rescued
43,000 Orphans sponsored
18 Million People given clean water (Mauritania,
Turkmenistan, Somalia)
126
What’s the end
goal?
127
Do not worry then saying, ‘What will we eat? Or ‘What will we drink?’ or ‘What will we wear
for clothing?’…
Matthew 6:31
128
For the Gentiles eagerly seek all these things; for your heavenly
Father knows you need all these things…
Matthew 6:32
129
But seek FIRST His Kingdom and His righteousness, and all these