Copyright © 2010 Peel, Inc. The Outlook - November 2010 1
The ouTlooknovember 2010 volume i1 issue xi
OUTLOOKThe
news for the residents of The Dominion
DominionBirthdays
Send your Birthday announcements to
NovemBer 3rd
Happy 2nd Birthday
Hildie villagomez!
FINANCIAL FOCUSBe Prepared for Return of Estate Tax
There’sneverreallyabadtimetodoestateplanning.Butinthemonthsahead,youmayhaveanextraincentivetolookatyourestateplans.Why?Becausechangesarecomingtoestatetaxlaws—soyou’llwanttobeready. Changeisnothingnewintheworldofestatetaxes,whichhavebeeninastateoffluxforyears.Asthelawnowstands,thereisnofederalestatetaxin2010.Then,in2011,theestatetaxisscheduledtoreturn,withanexemptionamountof$1millionandatoprateof55percent.Yet,thesefiguresarehighlylikelytochange;ultimately,wemayseeareturntowhatexistedin2009:a$3.5millionor$5millionexemptionandatoprateof45percent. Ofcourse,yoursusceptibilitytotheestatetaxwilldependonthesizeofyourestate.Butnomatterwhatyourlevelofassets,you’llwanttohaveyourestateplansinorder.Firstofall,youalmostcertainlyneedawill.You’llalsoneedtomakesureyou’venamedtheproperbeneficiariesinallyourlegaldocuments. Now,let’sreturntotheestatetaxissue.Specifically,howcanyouhelpreduceanypotentialestatetaxburdenyourheirsmayface?Herearesomeideastoconsider:
•TakeAdvantageofYourExemptionsYouandyourspouseeachreceiveanexemptionfromthefederalestatetax.Asmentionedabove,thisexemptioncouldbeanywherefrom$1millionto$5million,startingin2011.Tomaximizetheseexemptions,youmaywanttocreateacreditsheltertrust.Inanutshell,here’showitworks:Whenyoudie,youfundacreditsheltertrustwithassetsequalinvaluetoyouravailableexemption; ifyouhaveotherassets,youcan leave themtoyour spouse, freeofestatetaxes.Yoursurvivingspousecandrawincomefromthetrust’sassetswhileheorsheisalive.Uponhisorherdeath,thetrustdispersestheassetstoyourchildrenorotherbeneficiaries,takingadvantageofyouroriginalestatetaxexemption.Yourspouse’sestatewillalsodisperseassetstobeneficiaries,usinghisorherexemptiontoreduceoravoidestatetaxes.
•UseLifeInsuranceIfyouowneda$1milliondollarlifeinsurancepolicy,anditwassubjecttoanestatetaxrateof55percent,yourbeneficiarieswouldreceiveadeathbenefitofjust$450,000.Butifyouestablishedanirrevocablelifeinsurancetrust(ILIT)withanewinsurancepolicy,thetrustwouldownthepolicyanddistributetheproceedstothebeneficiariesyou’vechosen.ByusinganILIT,you’dkeepthelifeinsuranceoutofyourtaxableestate.
(Continued on Page 2)
2 The Outlook - November 2010 Copyright © 2010 Peel, Inc.
The ouTlook
EMERGENCY NUMBERSEMERGENCY...............................................................911Fire...................................................................................... 911Ambulance.......................................................................... 911PoliceDept–Non-Emergency............................210-207-7273FireDept–Non-Emergency...............................210-207-7744
DOMINION SECURItYChiefofSecurity.................................................210-268-9932MainGate...............................210-698-2997or210-698-2998NorthGate..............................210-698-7812or210-698-1224AutomatedService..............................................210-698-9744
CItYCityCustomerService.........................................210-207-6400SolidWaste(Trash).............................................210-207-6428
OthER NUMBERSCedarElmPostalOffice......................................210-641-0278
NEwSLEttER PUBLIShERPeel,Inc..............................................................512-263-9181Advertising........................................... [email protected]
IMPORtANt NUMBERS
MISSION StAtEMENtTheOutlook,ForTheDominion
ThemissionofTheOutlookistoprovideTheDominionCommunitywithonesourceoflocalnewscontentthatiswrittenbyDominionresidents.Ourgoalistohelpbuildthecommunitybyconnectinglocalbusinesseswithresidentsandresidentswithrelevantneighborhoodinformation.
"Be the community."
ARtICLE INFO TheOutlookismailedmonthlytoallDominionresidents.Residents, community groups, churches, etc. arewelcometo include information about their organizations in thenewsletter. Personal news for the Stork Report,TeenageJob Seekers, recipes, special celebrations, and birthdayannouncementsarealsowelcome.
Tosubmitanarticle forTheOutlookpleaseemail it [email protected]. The deadline is the 20th of themonthpriortotheissue.
•Givegenerously.Youcangiveupto$13,000peryeartoasmanyindividualsasyoulikewithoutincurringgifttaxes.Andthemoreyougive,theloweryourtaxableestate.Youcanalsoreduceyourestatebymakinggiftstocharitableorganizations.
Keepinmindthatestateplanningcanbecomplex.Youwillneedto work with your legal and tax advisors before establishing anytype of trust or other estate-planning mechanism. And with theloomingreturnoftheestatetax,there’snotimelikethepresenttogetstarted.
Financial Focus -(Continued from Cover Page)
--- San Antonio ---Alamo Heights
Cross Mountain RanchMountain Lodge
Olmos ParkRivermist
SpringwoodStage Run
The DominionWildhorse
Publishing Community Newsletters Since 1991
Copyright © 2010 Peel, Inc. The Outlook - November 2010 �
The ouTlook
TMI Admission Open House
Discover the advantages of a
private school education.
RSVP Online RSVP Online for Free!
Nov. 6, 20108:45 a.m. – Noon
www.TMIEpiscopal.org
Watch your children succeed.
Enable them with a private school education.
TMI – The Episcopal School of Texas admits students of any race, color, and national or ethnic origin.
CO-ED | GRADES 6-12 | COLLEGE PREP
HealtH Briefs
(Continued on Page 4)
DON’t StRESS OvER tEStS
Lots of children experienceanxietyovertests,butthey-andtheirparents - candealwith itthrough the right attitude andtaking care of their physicalhealth,saidaBaylorCollegeofMedicinepsychiatryprofessor.
Kids should understand thatnervousness about a test is anormalfeeling,saidDr.MeganMooney, adjunct assistantprofessor of psychiatry andbehavioral sciences at BCM.They can deal with it by
practicingrelaxationtechniqueslikedeepbreathingandlearningtostopnegativethoughtswhentheyfirstcreepup.
Parents’canhelpeaseanxietybynotplacingtoomuchpressureon their children. Mooneyurges parents to talk aboutthe importance of kids beingprepared and doing their best,ratherthanfocusingongrades.
Students of all ages mustalso take care of their physicalhealth at exam time by eatingwell and getting enough sleep.Older students also can help
ease their anxietybycreatingascheduleforthemselvesassoonas they receive their syllabus.They should find an optimalstudyingenvironment,whetherit’saquietlibraryorsomewheretheycanhavemusicplaying.
hEALthY DIEt hELPS DIABEtICS REDUCE
hEARt DISEASE RISkThe relationship between
diabetesandheartdiseaseshouldnot be ignored, according toan expert at Baylor College ofMedicine.
“Cardiovasculardiseaseistheleadingcauseofdeathinpatientswithdiabetes,anddiabetesistheleading cause of heart diseasein America,” said Dr. AlanGarber, professor of medicineinthesectionofendocrinologyatBCM.
To r educe th e r i s k o fcardiovascular disease, patientswith diabetes must maintainan exceptionally low level ofLDL cholesterol, the “bad”cholesterol, and a lower targetbloodpressure.
� The Outlook - November 2010 Copyright © 2010 Peel, Inc.
The ouTlook
BUSINESS FORMSNEWSLETTERS
FLYERSENVELOPES
LETTERHEADSNCR SNAP APART
FORMSRUBBER STAMPSBUSINESS CARDS
1-888-687-6444 ext. 24Solving all your printing needs.
ENERGETIC SALES REPRESENTATIVES
WANTED FOR WORKING FROM HOME, EARNING EXTRA INCOME, AND
SELLING ADS IN YOUR NEWSLETTER
WANTED
VISIT WWW.PEELINC.COM/JOBS.PHP FOR MORE INFORMATION
888-687-6444 www.PEELinc.com
REWARDCOMMISSION BASED INCOME
BY PEEL INC.
Health Briefs - (Continued from Page 3)
Todothis,theymustincorporateahearthealthydietwiththeirdiabetesdietoflowcalories and sugars. A heart healthy dietincludesreducingsaturatedfats.Medicationcan also be used to help control diabetes,cholesterolandbloodpressure.
“Diet and exercise help, but statindrugsshouldbeusedtohelpcontrolhighcholesterol,andmedicationforhighbloodpressureshouldalsobetaken,”saidGarber.
Garberrecommendscheckingwithyourphysicianbeforestartinganexerciseroutineandworking closelywith thephysician todevelopatreatmentplan.
Recipe of the MonthINGREDIENtS:•3eggs •1Cgranulatedsugar•3/4Cflour •2/3Cpumpkin•2tsp.cinnamon•1tsp.lemonjuice•1tsp.ginger •1tsp.bakingpowder•½tsp.nutmeg •½tsp.salt•Powderedsugar•1Cfinelychoppednuts
Beat eggs on high speed for 5 min.;gradually beat in sugar. Stir in pumpkinandlemonjuice.Stirtogetherflour,bakingpowder, cinnamon, ginger, nutmeg, andsalt.Foldinpumpkin.Spreadingreasedand
floured15x10x1”pan.Topwithnuts.Bakeat375°for15min.Turnoutontowelsprinkledwithpowderedsugar.Startingatnarrowend.rolltowelandcaketogether.Cool.Unroll.
FILLING:•1Cpowderedsugar•2-3oz.pkg.creamcheese•4Tmargarine•½tsp.vanilla.
Beatuntilsmooth.Spreadovercake.Rollandchill.
Pumpkin Cake Roll
Copyright © 2010 Peel, Inc. The Outlook - November 2010 �
The ouTlook
DISCLAIMER:ArticlesandadsinthisnewsletterexpresstheopinionsoftheirauthorsanddonotnecessarilyreflecttheopinionsofPeel,Inc.oritsemployees.Peel,Inc.isnotresponsiblefortheaccuracyofanyfactsstatedinarticlessubmittedbyothers.Thepublisheralsoassumesnoresponsibilityfortheadvertisingcontentwiththispublication.Allwarrantiesandrepresentationsmadeintheadvertisingcontentaresolelythatoftheadvertiserandanysuchclaimsregardingitscontentshouldbetakenupwiththeadvertiser.*Thepublisherassumesnoliabilitywithregardtoitsadvertisersformisprintsorfailuretoplaceadvertisinginthispublicationexceptfortheactualcostofsuchadvertising.*Althougheveryeffortistakentoavoidmistakesand/ormisprints,thepublisherassumesnoresponsibilityforanyerrorsofinformationortypographicalmistakes,except as limited to the cost of advertising as stated above or in the case ofmisinformation,aprintedretraction/correction.* Under no circumstances shall the publisher be held liable for incidental orconsequentialdamages, inconvenience, lossofbusinessorservices,oranyotherliabilitiesfromfailuretopublish,orfromfailuretopublishinatimelymanner,exceptaslimitedtoliabilitiesstatedabove.
TheOutlookisaprivatepublicationpublishedbyPeel,Inc.Itisnotsanctionedbyanyhomeownersassociationororganization,norisitsubjecttotheapprovalofanyhomeownersassociationororganization,norisitintended,norimpliedtoreplaceanypublicationthatmaybepublishedbyoronbehalfofanyhomeownersassociationororganization. Atno timewill any sourcebe allowed touseTheOutlookcontents,orloansaidcontents,toothersinanyway,shapeorform,norinanymedia,website,print,film,e-mail,electrostaticcopy, fax,oretc. for thepurposeofsolicitation,commercialuse,oranyuseforprofit,politicalcampaigns,or other self amplification, under penalty of law without written or expressedpermissionfromPeel,Inc.TheinformationinthenewsletterisexclusivelyfortheprivateuseofPeel,Inc.
FOR SALE:1856VintageSteinwayGrandPiano-ParlorGrandRestoredandMeticulouslyMaintained.OriginalRosewoodArtcase-SteinwayStyle1,7’2”Ivorykeys,simplybeautiful!Itisanexcellentinvestmentthatbecomesmorevaluableeachyear!ToseeinTheDominioncall:210-231-0746
PERSONAL CLASSIFIED
DominionReal Estate
Stats
Source – San Antonio Board of realtorsPrepared by matthew resnick (All information provided
by mLS & other sources buyer should independently verify same before relying thereon.
New housing Starts Surged 10.5% In August to the highest
Level Since Spring!Date range (year to date)
January 1st 2010 – October 19th 2010
63 Houses Sold:PricerangeLow$290,000
PricerangeHigh$2,700,000Medianpricerange$609,500
SoldPricepersq.ft.Low$96.05SoldPricepersq.ft.High$394.96
8 House Pending:ListPriceLow$592,780
ListPriceHigh$1,100,000MedianPriceRange$768,200Pricepersq.ft.Low$119.41Pricepersq.ft.High$270.38
100 Homes Active for Sale:ListPricerangeLow$299,000
ListPricerangeHigh$4,999,000Medianpricerange$812,450Pricepersq.ft.Low$97.93
Pricepersq.ft.High$500.91
12 Lots Sold:SoldPriceLow$51,000
SoldPriceHigh$400,000MedianPricepersq.ft.$9.35
0 Lots Pending
42 Lots Active For Sale:ListPricerangeLow$75,000
ListPricerangeHigh$499,500Medianpricerange$175,000MedianPricepersq.ft.$9.25
Health Briefs - (Continued from Page 3)
NOT AVAILABLE ONLINE
� The Outlook - November 2010 Copyright © 2010 Peel, Inc.
The ouTlook
San Antionio Offi ce | Shelby Ruff | 210.692.4319 | [email protected]
Solar Community works with communities and
HOA’s to create Solar Group Purchase Programs
in order to pull together the power of numbers to
decrease your system cost. Combined with the
CPS Energy Solar Rebate program and the 30%
Federal Tax Credit, the Solar Group Purchase
Program can help drive down the price of your
system even further. Contact us to see how
purchasing solar with your neighbors is good for
your wallet and good for the planet.
WHY GO SOLAR?
. com
Copyright © 2010 Peel, Inc. The Outlook - November 2010 �
The ouTlook
November Texas Events
Texas Events has been published with the permission of the Texas department of Transportation. All events are taken in part from the Texas events Calendar. All dates for events were correct at the time of publication and are subject to change.
14—SAN ANTONIO:Rock‘n’RollMarathon&Half-MarathonThismarathonfeaturesmultiplemusicalbandsalongthecourseasparticipantspasshistoricmissionsonthewaytothefinishlineattheAlamodome.http://san-antonio.competitor.com
19-21—NEW BRAUNFELS: Weihnachtsmarkt(GermanChristmasMarket)Browseandbuyuniquedecorations,specialtyitems,gifts,antiquesandmore.Anall-daytearoomserveshomemadeGermanfare.ReservationsarerequiredforthepreviewgalaonNov.18orthebreakfastwithSantaonNov.20.CivicCenter,380S.SeguinAve.www.sophienburg.org830/629-1572
19-21, 26-28—FREDERICKSBURG: TradeDaysShopmorethan350vendorsinsixbarns,acresofantiques,biergarten,livemusicandmore.Hwy.290E.,acrossfromWildseedFarms.E-mail:[email protected]/990-4900
20—HONDO:Christmas inGod’sCountry Includes food, arts& crafts vendors, music, lighted night parade and children’sactivities.DowntownHondo,18thStreet.www.hondochamber.com830/426-3037
20—KERRVILLE:HolidayLightedParade&CourthouseLightingThis festival of live music, crafts, games, a parade and morecelebratesthebeginningoftheholidayseason.Downtown,100blockofEarlGarrett.www.kerrvilletx.gov830/792-8395
22-Jan. 6—SAN ANTONIO:LighttheWayOnemilliontwinklinglightsilluminatethenightskyattheUniversityofIncarnateWordtocelebratetheholidayseasoninstyle.www.uiw.edu
26—SAN ANTONIO: Ford Holiday River Parade & LightingCeremonyOntheFridayafterThanksgiving,theswitchisthrownandabout122,000twinklinglightsformamagicalcanopyovertheRiverWalk.Thenaspectacularone-hourparadebegins,featuringdecorated,illuminatedfloatswithcelebrities,bandsandlavishlycostumes.www.thesanantonioriverwalk.com210/227-4262
26-27—BOERNE: Dickens on Main Includes food and drinkbooths,costumedshopkeepers,wassail,arts&crafts,caroling,Santa,liveentertainmentandmore.HistoricDowntownBoerne.830/249-7277
26-27—FREDERICKSBURG:GiftsFromtheHeartArts&CraftsShowExplorecraftsfromtheTexas.St.Joseph’sHalle,212W.SanAntonioSt.E-mail:[email protected]/456-4273
26-27—KERRVILLE:KerrMarketDaywww.kerrmarketdays.org830/792-4655
26-28—FREDERICKSBURG:ThePeddlerShowThisone-of-a-kindshoppingexperienceoffersanarrayofhotfashions,trendyjewelry,stylishhomefurnishings,uniquegiftitems,gourmetfoodsandmore.GillespieCountyFairgrounds,Hwy.16South.www.peddlershow.com512/358-1000
26-Jan. 1—FREDERICKSBURG AREA:Texas RegionalChristmasLightingTrailComehometothefortheholidaystothecommunitiesofBoerne,Burnet,DrippingSprings,Fredericksburg,JohnsonCity,Llano,MarbleFallsandNewBraunfels.Includeslightingdisplays,pageantsandfestivitiesofallkinds.www.tex-fest.com830/997-8515or866/839-3378
26-Jan. 2—FREDERICKSBURG: EisbahnOutdoor ice-skatingevent benefits the Heritage School and the Cystic FibrosisFoundation.Marktplatz,cornerofW.MainandN.Adamsstreets.www.skateinfred.com830/997-6597
27—BANDERA: Country Christmas Ball Kick off the holidayseasonwithaneventreminiscentofanold-fashioneddinnerandbarndance.FarmCountryClub.E-mail:[email protected]/589-7226
27—NEW BRAUNFELS: Saturday Market Days at the ElksVendors offer unique gifts, handcrafted wood items, jewelry,clothing,mosaiccrossesandmore.Elksparkinglot,353S.SeguinSt.830/822-1099
27-Dec. 19—SAN ANTONIO:HolidayBoatCarolingMorethan175choralgroupsfloatalongtheSanAntonioRiverspreadingholidayjoy.RiverWalk.210/227-4262
� The Outlook - November 2010 Copyright © 2010 Peel, Inc.
The ouTlook PRSRT STDU.S. POSTAGE
PAIDPEEL, INC.
DM
Peel, Inc.308 Meadowlark St SouthLakeway, TX 78734www.PEELinc.com
The Dominion Commons | 4 Dominion Drive, Building 2 | San Antonio, Texas 78257 | KuperRealty.com
Matthew A. Resnick, gri
REALTOR®
210.849.8837 [email protected]
TexasHomesSA.com
Exceptional Service with Results!2009 Top Listing Agent -
L GNew Listing! $595,000Wellington built 2-story custom home. Kitchen w/gas cooking, granite, sep din &
sep study, gamerm, media rm, plus detached Casita w/half bath. MLS#860425
The Dominion $1,075,000Beautiful 6,565± sf est w/4BR/4FB/2HB. 3 liv, formal study, gamerm, 4 gas fps. Mstr suite down w/dual baths. High ceilings, elevator,
home a true masterpiece. Electronic gate to private yd w/fenced pool & spa. MLS#802016
UNDER
CONTRACT
The Dominion $1,499,999Soaring ceilings & Grand Opera staircase greets you. 6 bedrooms, 2 apartments,
garage. Resort lifestyle. Marble, granite, & wood thru-out plus many custom details. MLS#844796
SOLD
Outdoor Living! $529,000Award winning Toll Brothers home! Popular
media rm, gamerm, computer area, 3 liv areas, & plenty of strg. Gourmet kit w/custom cbnts, SS appl, gas cooking & granite cntrs. Many upgrades. Lrg yd w/rm for pool. MLS#847783
New Price! $875,000
custom wood moldings, chandelier & 2-story
Wet bar, study, sep din. Lrg, open gourmet kit. Mstr suite down. 4 bdrms & gamerm up. Private pool/spa. Exercise rm. MLS#848877
