Download - Mohsin Pt 1
8/3/2019 Mohsin Pt 1
http://slidepdf.com/reader/full/mohsin-pt-1 1/4
A Project report Submitted to Bangalore University, Bangalore
in partial fulfillment of the requirements for the award of the degree of
Submitted by
MOHSIN KHAN
Reg. No. 091RC18013
UNDER THE ESTEEMED GUIDANCE OF
Dr. Madhusudan Zalki.
#70, 2nd Main Road, 3rd Cross, Kanaka Nagar, Nagawara,
BANGALORE ± 560 032
2009 ± 12
BACHELOR OF BUSINESS MANAGEMENT
A STUDY ON ASSET ALLOCATION & FUND
PERFORMANCE IN HDFC LIFE, BANGALORE
8/3/2019 Mohsin Pt 1
http://slidepdf.com/reader/full/mohsin-pt-1 3/4
ACKNOWLEDGEMENTS
It is a pleasure to acknowledge many people who knowingly & unwittingly helped me, to
complete my project. First of all let me praise God and my parents for all the blessings,
which carried me through all these years.
I am particularly indebted to Dr. V.B. Padmanabhan, UG Dean of college, which inculcated in
me utmost respect for human values and groomed me up in the field of management to
take on the challenges of the competitive world.
I would also like to express my immense gratitude towards Dr. Madhusudan Zalki and all
the lecturers (importantly Prof. J. Shanti Sunil) and non-teaching staff for providing the
invaluable knowledge, guidance, encouragement extended
during the completion of this project.
I also would like to express my regards to Mr. Ajay, Sr. Recruitment Consultant from
HDFC SLIC LTD., Bangalore and Mr. Sreenivasulu. A for their constant encouragement and
support.
Last but not the least; I am grateful to my parents, all my friends and all my well wishers for
their moral support and encouragement during the
entire period of time.
Date :
Place : Bangalore
(MOHSIN KHAN)
8/3/2019 Mohsin Pt 1
http://slidepdf.com/reader/full/mohsin-pt-1 4/4
Executive Summary
Asset Allocation and Fund Performance is based on the professional management of various
securities and assets in order to meet specified investment goals for the benefit of the investors.
Asset Allocation and Fund Management is performed by Fund managers and they are the people
responsible for the better Fund Performance. Fund managers are those who predict the market
trends and invest the money in various portfolios which is the asset allocation. The study will be
conducted to assist the fund managers about the fund in which the fund manager have to invest
in and bring out a better performance in the Funds. A literature survey will be made on the asset
allocation and fund performance. The asset allocation and fund performance in a renowned
insurance company will be studied. Details of 10 different fund investments of the firm will bestudied. Out of the 10 funds, two funds will be studied in detail, compared and the best fund to
invest in will be found out based on various criterions like index return, fund return for the
investor in long run and short term. Calculations will be made for the returns to identify the
percentage growth of stock price. A study on growth rate in insurance premium receipts will be
made and will be reported. Major problems faced by the fund management will be studied and
the risks will be found out. Also a study will be made on the sector wise growth or fall of the
stocks which are moving in and out of the selected funds. Suggestions will be given on the future
investments in selected sectors. Analysis of the decisions taken by the fund manager in the past
will be done and the analysis report will be utilized to judge the decision made by the fund
manager.