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Axcess Insurance Services Group Inc., 318 White Oak St., Hampshire IL 60140
www.aisgi.com [email protected] 847-683-2525
INSURANCE INSIGHT
As the days grow short this time of year, crimes of
opportunity increase. Deterrents as simple as better
lighting can ensure your business is not a victim.
A substantial increase in street crime occurs after
the end of Daylight Savings Time (which began Nov.
3 this year), according to an analysis of crime
patterns by economists at the University of Virginia.
“Our results suggest that robbery rates will actually
increase by 7 percent overall,” economist Jennifer
Doleac told Shanka Vedantam in a recent report on
National Public Radio. “And this effect will be driven
by about a 27 percent increase in robbery during
the sunset hour that is affected.”
Crimes of opportunity – like robbery and burglary –
can be deterred simply by brightening your
Let there be light in the season of darkness
Vigilance improves safety, prevents deaths around forklifts
Forklifts, also known as powered
industrial trucks, are used in
numerous work settings, primarily
to move materials. Each year in
the United States, nearly 100
workers are killed and another
20,000 are seriously injured in
forklift-related incidents,
according to the Bureau of Labor
Statistics.
Forklift overturns are the leading
cause of fatalities involving
forklifts; they represent about 25
percent of all forklift-related
deaths. In non-fatal forklift-
Season’s Greetings!
The staff here at Axcess Insurance
Services Group wishes you happy holidays
and a safe winter. Here’s to a prosperous
new year!
Tyler Woosley
company’s exterior. Ensure exterior lighting is
adequate, and install motion detector and decoy lights.
If exterior lighting is on a timer, don’t forget to adjust
the timer to accommodate the change in daylight
throughout the year. December sunsets come as early
as 4:19 p.m. in northern Illinois.
Create an end-of-day checklist for staff to lock doors,
windows, garages and sheds, and activate lights when
leaving the premises. Also, perform routine tasks and
clean up the exterior of your property regularly.
related incidents, pedestrians
struck by a forklift were most
common.
Limit your business risk by
ensuring every employee who
operates a forklift is trained and
Newsletter December 2013
Volume 2, I ssue 1
licensed. Require safety training
for those who work around and
near forklifts, too.
Know the weight capacity of the lift
and never allow handling of
heavier loads.
Limit forklift speeds and require
operators to sound the horn at
cross aisles and other locations
where vision is obstructed.
Encourage managers to observe
working areas and reinforce proper
operation and training on a daily
basis.
If one of your new year’s resolutions is to create an
emergency plan for your business, congratulations!
Protecting the business assets – its people and
property – is an effective use of management’s
time that pays big dividends in a disaster.
1. Meet with me, your insurance agent, to
review your current coverage. Know what you have
and what it covers.
2. Plan what actions the company would need
to take in the event the building is unusable.
5 ways to improve emergency planning for less than $500
When the mercury drops, your
tire pressure might, too.
Seasonal climatic changes result
in air pressure losses on the
order of 1 psi for every 10
degree F decrease in the ambient
temperature, according to the
National Highway Traffic Safety
Administration.
Under-inflated tires decrease gas
mileage and increase accidents,
Lower temps can contribute to blowouts
Page 2
Insurance Insight
3. Create an inventory of equipment, including
computer hardware and software. Review your
computer anti-virus software and firewalls. Update as
necessary.
4. Haven’t had your furnace checked and
maintained for the season yet? Do it now. Also, install
or test fire extinguishers and smoke alarms.
5. Already have a plan? Just as business changes
over time, so do preparedness needs. Review the plan.
The information contained herein is for advertising purposes only and in no way alters, modifies or extends the terms, coverages, conditions and exclusions contained in your policy. For a thorough explanation of insurance coverage, exclusions or limitations, please refer to the actual policy.
Axcess Insurance Services Group 318 White Oak St., Suite #4
Hampshire, IL 60140
We’re on the Web! Visit us as www.aisgi.com
318 White Oak St., Suite #4
Hampshire, IL 60140
Phone: 847-683-2525
Fax: 877-787-7026
Email: [email protected]
On the web: www.weiserins.com
yet surveys show most drivers
check inflation pressure far too
infrequently. Only 1 in 4 drivers
bother to check tire pressure
even once a month.
Beyond proper inflation, making
sure your tires are properly
balanced, aligned and
periodically rotated to ensure
even wear and maximum life will
help minimize their risk of
failure.
