TRAILING PERIOD RETURNS
Human Resources, Inc. 401(k) Plan Fund List
FOR THE PERIOD ENDING APRIL 30, 2020
Fund Name SYMBOL YTD1
Year3
Year5
Year10
YearCategoryMorningstar
NetGross
Expense Ratios*
ODVYX Diversified Emerging Mkts -10.45% 2.64%-16.56%Invesco Oppenheimer Developing Market 2.06% 3.71% 0.81%1.00%
Morningstar EM GR USD -17.40% -12.16% 0.57% 0.22% 2.14%
VTIAX Foreign Large Blend -12.29% -0.74%-18.23%Vanguard Total Int'l Stock Index Admiral -0.12% 3.03% 0.11%0.11%
Morningstar Gbl Mkts xUS GR USD -17.74% -11.13% 0.18% 1.01% 3.93%
RERGX Foreign Large Growth -7.60% 2.15%-15.43%American Funds EuroPacific Growth R6 2.11% 5.02% 0.49%0.49%
Morningstar Gbl Mkts xUS GR USD -17.74% -11.13% 0.18% 1.01% 3.93%
VSMAX Small Blend -15.16% 0.96%-19.82%Vanguard Small Cap Index Admiral 3.56% 8.74% 0.05%0.05%
Morningstar US Small Cap TR USD -21.62% -17.50% -1.33% 2.31% 7.84%
VSGAX Small Growth -5.04% 7.69%-11.73%Vanguard Small Cap Growth Index Admir 6.81% 10.59% 0.07%0.07%
Morningstar US Small Growth TR USD -9.66% -6.21% 7.89% 7.30% 10.96%
VSIAX Small Value -23.35% -4.71%-26.45%Vanguard Small Cap Value Index Admiral 0.62% 6.82% 0.07%0.07%
Morningstar US Small Val TR USD -30.45% -28.78% -9.32% -2.53% 5.11%
VIMAX Mid-Cap Blend -8.09% 3.91%-15.02%Vanguard Mid Cap Index Admiral 4.95% 9.94% 0.05%0.05%
Morningstar US Mid Cap TR USD -16.24% -9.41% 4.10% 5.48% 10.32%
JMGRX Mid-Cap Growth -4.51% 10.51%-13.28%Janus Henderson Enterprise I 10.05% 12.90% 0.68%0.75%
Morningstar US Mid Core TR USD -17.56% -10.77% 2.61% 4.48% 10.36%
ACMVX Mid-Cap Value -12.87% -0.91%-19.69%American Century Mid Cap Value 3.77% 8.70% 0.72%0.98%
Morningstar US Mid Val TR USD -27.54% -21.88% -3.93% 1.86% 7.92%
PRDGX Large Blend -0.22% 8.92%-10.92%T. Rowe Price Dividend Growth 9.14% 11.26% 0.53%0.64%
Morningstar US Large Cap TR USD -7.23% 3.70% 10.46% 9.97% 12.08%
SVSPX Large Blend 0.91% 5.19%-9.14%SSgA SP 500 Index 6.74% 10.39% 0.09%0.20%
Morningstar US Large Cap TR USD -7.23% 3.70% 10.46% 9.97% 12.08%
VFTAX Large Blend 2.48% 10.44%-9.18%Vanguard FTSE Social Index Admiral 9.81% 12.28% 0.14%0.14%
Morningstar US Large Cap TR USD -7.23% 3.70% 10.46% 9.97% 12.08%
VTSAX Large Blend -1.13% 8.01%-10.38%Vanguard Total Stock Market Index Admi 8.31% 11.29% 0.04%0.04%
Morningstar US Large Cap TR USD -7.23% 3.70% 10.46% 9.97% 12.08%
PRWAX Large Growth 11.67% 16.72%-0.22%T. Rowe Price New American Growth 13.87% 14.44% 0.68%0.79%
Morningstar US Large Growth TR USD 2.01% 13.32% 17.69% 14.02% 14.83%
JVAYX Large Value -15.66% -0.08%-22.45%JP Morgan Value Advantage R6 2.60% 8.47% 0.63%0.64%
Morningstar US Large Val TR USD -17.00% -7.99% 3.59% 5.51% 8.74%
PHAYX High Yield Bond -4.64% 1.35%-9.03%Putnam High Yield Advantage Y 2.55% 5.11% 0.63%0.77%
N/A N/A N/A N/A N/A N/AN/A N/A
PIMIX Multisector Bond -1.86% 2.45%-5.59%PIMCO Income Inst'l. 3.88% 7.25% 1.05%1.05%
Morningstar US Core Bd TR Hdg USD 4.91% 10.73% 5.13% 3.76% 3.89%
VBIRX Short-Term Bond 6.13% 3.17%3.07%Vanguard Short-Term Bond Index Admira 2.36% 2.16% 0.07%0.07%
Morningstar US 1-5Y Core Bd TR USD 3.00% 6.35% 3.30% 2.49% 2.45%
VSGDX Short Government 5.41% 2.81%2.68%Vanguard Short-Term Fed Admiral 2.07% 1.84% 0.10%0.10%
Morningstar US 1-5Y Tsy&Gv Bd TR USD 3.86% 6.80% 3.24% 2.30% 2.02%
VAIPX Inflation-Protected Bond 9.06% 3.98%4.33%Vanguard Inflation Protected Securities A 2.93% 3.39% 0.10%0.10%
Morningstar US TIPS TR USD 4.37% 9.07% 4.10% 3.03% 3.44%
VBILX Intermediate Core Bond 11.73% 5.53%5.35%Vanguard Intermediate-Term Bond Index 4.15% 4.93% 0.07%0.07%
Morningstar US Core Bd TR Hdg USD 4.91% 10.73% 5.13% 3.76% 3.89%
VMFXX Money Market 1.75% 1.65%0.39%Vanguard Federal Money Market 1.09% 0.55% 0.11%0.11%
Morningstar Cash TR USD 0.41% 1.78% 1.70% 1.11% 0.58%
VMIAX Natural Resources -10.79% -0.78%-16.94%Vanguard Materials Index Admiral 2.04% 6.60% 0.10%0.10%
Morningstar Gbl Upstm Nat Res TR USD -21.20% -17.13% -0.30% -0.37% 0.59%
VGSLX Real Estate -9.08% 1.31%-17.37%Vanguard Real Estate Index Admiral 3.46% 8.07% 0.12%0.12%
Morningstar US Real Estate TR USD -17.81% -10.28% 1.37% 3.36% 7.84%
VTXVX Target-Date 2015 3.36% 4.95%-2.83%Vanguard Target Retirement 2015 4.39% 6.41% 0.13%0.13%
Morningstar Lifetime Mod 2015 TR USD -3.42% 3.12% 5.10% 4.41% 6.26%
VTWNX Target-Date 2020 1.62% 5.01%-5.13%Vanguard Target Retirement 2020 4.65% 6.90% 0.13%0.13%
Morningstar Lifetime Mod 2020 TR USD -4.23% 2.71% 5.30% 4.64% 6.71%
VTTVX Target-Date 2025 0.50% 5.09%-6.60%Vanguard Target Retirement 2025 4.84% 7.26% 0.13%0.13%
Morningstar Lifetime Mod 2025 TR USD -5.66% 1.57% 5.33% 4.81% 7.16%
VTHRX Target-Date 2030 -0.59% 5.05%-7.90%Vanguard Target Retirement 2030 4.91% 7.55% 0.14%0.14%
Morningstar Lifetime Mod 2030 TR USD -7.89% -0.48% 5.10% 4.83% 7.51%
VTTHX Target-Date 2035 -1.76% 4.97%-9.19%Vanguard Target Retirement 2035 4.97% 7.83% 0.14%0.14%
Morningstar Lifetime Mod 2035 TR USD -10.60% -3.14% 4.58% 4.65% 7.63%
VFORX Target-Date 2040 -2.91% 4.88%-10.48%Vanguard Target Retirement 2040 4.98% 8.01% 0.14%0.14%
Morningstar Lifetime Mod 2040 TR USD -12.85% -5.42% 4.01% 4.38% 7.56%
VTIVX Target-Date 2045 -4.02% 4.64%-11.66%Vanguard Target Retirement 2045 4.91% 7.97% 0.15%0.15%
Morningstar Lifetime Mod 2045 TR USD -14.19% -6.80% 3.58% 4.13% 7.41%
VFIFX Target-Date 2050 -3.98% 4.65%-11.64%Vanguard Target Retirement 2050 4.91% 7.98% 0.15%0.15%
Morningstar Lifetime Mod 2050 TR USD -14.71% -7.36% 3.35% 3.96% 7.27%
VFFVX Target-Date 2055 -4.02% 4.64%-11.69%Vanguard Target Retirement 2055 4.87% --- 0.15%0.15%
Morningstar Lifetime Mod 2055 TR USD -14.91% -7.60% 3.23% 3.85% 7.14%
VLXVX Target-Date 2060+ -4.12% --- -11.77%Vanguard Target Retirement 2065 --- --- 0.15%0.15%
Morningstar Lifetime Mod 2060 TR USD -15.04% -7.78% 3.12% 3.74% 7.03%
VTTSX Target-Date 2060+ -4.02% 4.63%-11.69%Vanguard Target Retirement 2060 4.87% --- 0.15%0.15%
Morningstar Lifetime Mod 2060 TR USD -15.04% -7.78% 3.12% 3.74% 7.03%
VTINX Target-Date Retirement 4.12% 4.56%-1.84%Vanguard Target Retirement Income 3.95% 5.22% 0.12%0.12%
Morningstar Lifetime Mod Incm TR USD -3.33% 2.04% 4.08% 3.58% 4.97%
FATIX Technology 19.98% 20.26%1.86%Fidelity Advisor Technology I 19.18% 16.75% 0.57%0.76%
Morningstar US Technology TR USD 0.15% 15.15% 19.99% 17.98% 15.99%
FIUIX Utilities -2.55% 5.39%-12.33%Fidelity Telecom & Utilities 5.92% 10.03% 0.51%0.75%
Morningstar US Utilities TR USD -11.33% -0.73% 6.88% 8.94% 10.63%
Investment returns do not include participant level administration and asset fees. These charges, if included, would reduce total return.
Performance data is provided by Morningstar. For more information including a prospectus and investment glossary, please visit www.slavic401k.com. Calendar-year results for 2020 are based on
preliminary data and may not reflect dividends and capital gains that have not yet been reported to Morningstar. Also, performance data may reflect a different share class of the identical mutual
fund to demonstrate longer term performance.
The cost of investing in a particular fund can easily be estimated by multiplying the gross expense ratio by $1000. For example, a fund with a gross expense ratio of 0.65% will cost the participant
$6.50 on annual basis for each $1000 invested in the fund. An index fund with an expense ratio of 0.05% will cost $0.50 per $1000 invested.
The index funds used for benchmarking are the Vanguard 500 Index Fund and the Vanguard Total Bond Market index fund unadjusted for fees.
Portfolio Allocation
SLAVIC MANAGED OPTIONS
*Certain mutual fund companies pay the Broker of Record or the 401(k) Record-Keeper fees based upon assets in their funds. These fees are called 12b-1, Shareholder Subsidy or Sub TA fees.
Slavic’s policy is to credit back these fees to participants owning the funds at the time payment is received. The gross expense ratio displayed does not reflect the credit which reduces the actual
expenses of the fund. In addition some funds may waive a portion of their expense ratio. These waivers are also not reflected on the gross expense ratio.
0.11% 6.88% 6.68%SMF Aggressive Portfolio Managed AggressiveN/A -8.08% 0.36% 0.36%8.40%
0.17% 5.18% 5.00%SMF Moderate Portfolio Managed ModerateN/A -6.33% 0.37% 0.37%6.12%
1.45% 3.40% 3.06%SMF Conservative Portfolio Managed ConservativeN/A -2.73% 0.36% 0.36%3.62%
Growth
American Century Mid Cap Value InvACMVX
96.64
Investment Aproach
Overall Rating MorningStar Category Net Assets$1,036,959,989.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
3.36
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
-0.91%
10 Yr
-12.87%-19.69%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Zimmer Biome1.2. Northern Trust3. Emerson Electr
4.5.
Edison InternatioChubb Ltd
LowHigh
Top 5 Managers Start Date
1.2.3.4.
Kevin ToneyN/AN/AN/A
NAV13.69
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
1.149.04
20.55
-17.07%
4 5LowHigh
08/29/2008
5. N/A
%124 funds 114 funds
3.77% 8.70%
Expense Ratios
0.98% 0.72%
Total Return as of 04/30/2020
Foreign Stock
American Funds Europacific Growth RERGX
90.67
Investment Aproach
Overall Rating MorningStar Category Net Assets$32,701,183,736.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
9.23
0.09
0.01
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
2.15%
10 Yr
-7.60%-15.43%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
AIA Group Ltd1.2. ASML Holding3. Reliance Indust
4.5.
Daiichi Sankyo CNintendo Co Ltd
AverageAverage
Top 5 Managers Start Date
1.2.3.4.
Jonathan KnowlesSung LeeNicholas GraceJesper Lyckeus
NAV46.98
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
5.3213.3214.7
-12.77%
2 3AverageAverage
06/01/200606/01/200206/01/200206/01/2004
5. Noriko Chen 2020-01-06
%125 funds 109 funds
2.11% 5.02%
Expense Ratios
0.49% 0.49%
Total Return as of 04/30/2020
Specialty - Technology
Fidelity Advisor® Technology IFATIX
97.19
Investment Aproach
Overall Rating MorningStar Category Net Assets$383,750,907.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
2.2
0
0.61
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
20.26%
10 Yr
19.98%1.86%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Apple Inc1.2. Microsoft Corp3. Adobe Inc
4.5.
Mastercard Inc AFacebook Inc A
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Nidhi GuptaN/AN/AN/A
NAV65.55
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
02.277.7
-2.66%
4 4Average
Above Average
07/15/2018
5. N/A
%90 funds 78 funds
19.18% 16.75%
Expense Ratios
0.76% 0.57%
Total Return as of 04/30/2020
Specialty - Utility
Fidelity® Telecom and UtilitiesFIUIX
98.01
Investment Aproach
Overall Rating MorningStar Category Net Assets$474,676,487.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.99
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
5.39%
10 Yr
-2.55%-12.33%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Verizon Comm1.2. AT&T Inc3. NextEra Energ
4.5.
Dominion EnergExelon Corp
Below AverageAverage
Top 5 Managers Start Date
1.2.3.4.
Douglas SimmonsN/AN/AN/A
NAV24.06
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
000
-14.53%
3 3Below Average
Average
09/30/2005
5. N/A
%25 funds 22 funds
5.92% 10.03%
Expense Ratios
0.75% 0.51%
Total Return as of 04/30/2020
Diversified Emerging Markets
Invesco Oppenheimer Developing MarODVYX
90.28
Investment Aproach
Overall Rating MorningStar Category Net Assets$8,072,378,129.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
3.04
0.72
5.95
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
2.64%
10 Yr
-10.45%-16.56%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Alibaba Group 1.2. Master China S3. Taiwan Semico
4.5.
Kering SATencent Holding
Below AverageHigh
Top 5 Managers Start Date
1.2.3.4.
Justin LeverenzN/AN/AN/A
NAV38.05
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
4.725.9324.29
-13.21%
4 4Below Average
High
05/01/2007
5. N/A
%250 funds 213 funds
2.06% 3.71%
Expense Ratios
1.00% 0.81%
Total Return as of 04/30/2020
Growth
Janus Henderson Enterprise IJMGRX
94.15
Investment Aproach
Overall Rating MorningStar Category Net Assets$2,953,532,692.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
5.61
0
0.24
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
10.51%
10 Yr
-4.51%-13.28%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Constellation S1.2. NICE Ltd AD3. Aon PLC
4.5.
Crown Castle IntGlobal Payments
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Philip Cody WheaN/AN/AN/A
NAV123.6
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
06.85
13.04
-13.69%
3 4Average
Above Average
07/01/2016
5. N/A
%186 funds 169 funds
10.05% 12.90%
Expense Ratios
0.75% 0.68%
Total Return as of 04/30/2020
Growth and Income
JPMorgan Value Advantage R6JVAYX
96.48
Investment Aproach
Overall Rating MorningStar Category Net Assets$2,066,775,995.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
3.51
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
-0.08%
10 Yr
-15.66%-22.45%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Bank of Americ1.2. Johnson & Joh3. Verizon Comm
4.5.
Berkshire HathawPNC Financial Se
Above AverageAverage
Top 5 Managers Start Date
1.2.3.4.
Jonathan SimonN/AN/AN/A
NAV28.91
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
1.318.8229.8
-19.56%
2 2Above Average
Average
02/28/2005
5. N/A
%371 funds 327 funds
2.60% 8.47%
Expense Ratios
0.64% 0.63%
Total Return as of 04/30/2020
Multisector Bond
PIMCO Income InstlPIMIX
0.86
Investment Aproach
Overall Rating MorningStar Category Net Assets$29,597,961,486.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
5.6
92.99
0.56
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
2.45%
10 Yr
-1.86%-5.59%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Irs Usd 3.000001.2. Irs Jpy 0.45000 3. Irs Eur 0.00000
4.5.
5 Year Treasury Federal National
Below AverageHigh
Top 5 Managers Start Date
1.2.3.4.
Alfred MurataN/AN/AN/A
NAV11.15
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
00.120.11
-6.34%
4 5Below Average
High
03/15/2013
5. N/A
%85 funds 71 funds
3.88% 7.25%
Expense Ratios
1.05% 1.05%
Total Return as of 04/30/2020
Corporate Bond - High Yield
Putnam High Yield YPHAYX
1.39
Investment Aproach
Overall Rating MorningStar Category Net Assets$111,513,285.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
6.13
92.5
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
1.35%
10 Yr
-4.64%-9.03%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
CCO Holdings,1.2. Ally Financial I3. Sprint Corporat
4.5.
Community HealTempo Acquisiti
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Paul ScanlonN/AN/AN/A
NAV5.56
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
00
0.18
-9.10%
3 3Average
Above Average
12/31/2002
5. N/A
%197 funds 171 funds
2.55% 5.11%
Expense Ratios
0.77% 0.63%
Total Return as of 04/30/2020
Growth
State Street S&P 500 Index NSVSPX
98.26
Investment Aproach
Overall Rating MorningStar Category Net Assets$722,851,919.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.74
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
5.19%
10 Yr
0.91%-9.14%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Microsoft Corp1.2. Apple Inc3. Amazon.com I
4.5.
Facebook Inc AE-mini S&P 500
HighAverage
Top 5 Managers Start Date
1.2.3.4.
Michael FeehilyN/AN/AN/A
NAV210.5
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.079.48
13.51
-9.07%
2 3High
Average
12/19/2016
5. N/A
%449 funds 392 funds
6.74% 10.39%
Expense Ratios
0.20% 0.09%
Total Return as of 04/30/2020
Equity-Income
T. Rowe Price Dividend GrowthPRDGX
96.02
Investment Aproach
Overall Rating MorningStar Category Net Assets$4,858,804,227.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
3.98
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
8.92%
10 Yr
-0.22%-10.92%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Microsoft Corp1.2. Apple Inc3. Visa Inc Class
4.5.
JPMorgan Chase Danaher Corp
LowAbove Average
Top 5 Managers Start Date
1.2.3.4.
Thomas HuberN/AN/AN/A
NAV47.34
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.337.56
16.01
-11.07%
5 5Low
Above Average
03/31/2000
5. N/A
%449 funds 392 funds
9.14% 11.26%
Expense Ratios
0.64% 0.53%
Total Return as of 04/30/2020
Growth
T. Rowe Price New America GrowthPRWAX
96.4
Investment Aproach
Overall Rating MorningStar Category Net Assets$2,039,953,702.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
3.48
0
0.12
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
16.72%
10 Yr
11.67%-0.22%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Amazon.com I1.2. Microsoft Corp3. Apple Inc
4.5.
UnitedHealth GrFacebook Inc A
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Justin WhiteN/AN/AN/A
NAV54.65
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
1.2317.23
6.3
-3.19%
4 4Average
Above Average
04/01/2016
5. N/A
%396 funds 361 funds
13.87% 14.44%
Expense Ratios
0.79% 0.68%
Total Return as of 04/30/2020
Money Mkt - Government
Vanguard Federal Money Market InveVMFXX
0
Investment Aproach
Overall Rating MorningStar Category Net Assets$91,673,381,031.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
68.8
31.2
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
1.65%
10 Yr
1.75%0.39%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
SUMITOMO 1.2. United States T3. United States T
4.5.
United States TreUnited States Tre
N/AN/A
Top 5 Managers Start Date
1.2.3.4.
John LaniusN/AN/AN/A
NAV1
Sector Weightings
1.2.3.
000
0.25%
0 0N/AN/A
12/28/2007
5. N/A
%0 funds 0 funds
1.09% 0.55%
Expense Ratios
0.11% 0.11%
Total Return as of 04/30/2020
Growth
Vanguard FTSE Social Index AdmiralVFTAX
99.46
Investment Aproach
Overall Rating MorningStar Category Net Assets$1,815,659,900.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.54
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
10.44%
10 Yr
2.48%-9.18%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Microsoft Corp1.2. Apple Inc3. Amazon.com I
4.5.
Facebook Inc AAlphabet Inc Cla
AverageHigh
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV27.49
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.111.2513.84
-9.39%
5 5Average
High
12/22/2015
5. N/A
%449 funds 392 funds
9.81% 12.28%
Expense Ratios
0.14% 0.14%
Total Return as of 04/30/2020
Government Bond - Treasury
Vanguard Inflation-Protected Secs AdVAIPX
0
Investment Aproach
Overall Rating MorningStar Category Net Assets$7,269,897,724.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.03
99.97
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
3.98%
10 Yr
9.06%4.33%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
United States T1.2. United States T3. United States T
4.5.
United States TreUnited States Tre
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Gemma Wright-CN/AN/AN/A
NAV26.99
Sector Weightings
1.2.3.
000
2.20%
4 4Average
Above Average
08/19/2011
5. N/A
%56 funds 52 funds
2.93% 3.39%
Expense Ratios
0.10% 0.10%
Total Return as of 04/30/2020
Income
Vanguard Interm-Term Bond Index AdVBILX
0
Investment Aproach
Overall Rating MorningStar Category Net Assets$8,566,934,380.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.41
99.59
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
5.53%
10 Yr
11.73%5.35%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
United States T1.2. United States T3. United States T
4.5.
United States TreUnited States Tre
HighHigh
Top 5 Managers Start Date
1.2.3.4.
Joshua BarrickmanN/AN/AN/A
NAV12.34
Sector Weightings
1.2.3.
000
2.69%
5 5HighHigh
04/25/2008
5. N/A
%131 funds 117 funds
4.15% 4.93%
Expense Ratios
0.07% 0.07%
Total Return as of 04/30/2020
Specialty - Unaligned
Vanguard Materials Index AdmiralVMIAX
99.81
Investment Aproach
Overall Rating MorningStar Category Net Assets$206,262,328.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.19
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
-0.78%
10 Yr
-10.79%-16.94%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Linde PLC1.2. Air Products & 3. Ecolab Inc
4.5.
Sherwin-WilliamsNewmont Corp
Below AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV56.52
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
82.9514.51
0
-11.13%
4 4Below AverageAbove Average
08/31/2015
5. N/A
%53 funds 49 funds
2.04% 6.60%
Expense Ratios
0.10% 0.10%
Total Return as of 04/30/2020
Growth
Vanguard Mid Cap Index AdmiralVIMAX
99.96
Investment Aproach
Overall Rating MorningStar Category Net Assets$17,503,199,048.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.03
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
3.91%
10 Yr
-8.09%-15.02%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Newmont Corp1.2. Centene Corp3. SBA Communi
4.5.
Digital Realty TruWEC Energy Gr
Below AverageHigh
Top 5 Managers Start Date
1.2.3.4.
Michael JohnsonN/AN/AN/A
NAV186.6
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
4.5911
11.46
-14.81%
4 4Below Average
High
04/27/2016
5. N/A
%145 funds 120 funds
4.95% 9.94%
Expense Ratios
0.05% 0.05%
Total Return as of 04/30/2020
Specialty - Real Estate
Vanguard Real Estate Index AdmiralVGSLX
99.07
Investment Aproach
Overall Rating MorningStar Category Net Assets$8,529,937,253.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.92
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
1.31%
10 Yr
-9.08%-17.37%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Real 1.2. American Towe3. Crown Castle I
4.5.
Prologis IncEquinix Inc
Above AverageAverage
Top 5 Managers Start Date
1.2.3.4.
Walter NejmanN/AN/AN/A
NAV107.9
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
00
0.01
-18.33%
3 3Above Average
Average
05/25/2016
5. N/A
%80 funds 72 funds
3.46% 8.07%
Expense Ratios
0.12% 0.12%
Total Return as of 04/30/2020
Income
Vanguard Short-Term Bond Index AdVBIRX
0
Investment Aproach
Overall Rating MorningStar Category Net Assets$7,900,559,700.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.67
99.33
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
3.17%
10 Yr
6.13%3.07%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
United States T1.2. United States T3. United States T
4.5.
United States TreUnited States Tre
Below AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Joshua BarrickmanN/AN/AN/A
NAV10.82
Sector Weightings
1.2.3.
000
2.11%
5 5Below AverageAbove Average
02/22/2013
5. N/A
%146 funds 132 funds
2.36% 2.16%
Expense Ratios
0.07% 0.07%
Total Return as of 04/30/2020
Government Bond - General
Vanguard Short-Term Federal AdmVSGDX
0
Investment Aproach
Overall Rating MorningStar Category Net Assets$2,517,254,790.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
3.86
96.14
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
2.81%
10 Yr
5.41%2.68%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Federal Nation1.2. Resolution Fun3. Federal Nation
4.5.
Federal Home LoFederal National
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Brian QuigleyN/AN/AN/A
NAV10.94
Sector Weightings
1.2.3.
000
1.92%
4 5Average
Above Average
01/02/2015
5. N/A
%44 funds 43 funds
2.07% 1.84%
Expense Ratios
0.10% 0.10%
Total Return as of 04/30/2020
Small Company
Vanguard Small Cap Growth Index AdVSGAX
97.76
Investment Aproach
Overall Rating MorningStar Category Net Assets$4,675,638,312.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
2.24
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
7.83%
10 Yr
-5.04%-11.73%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
DocuSign Inc1.2. Tyler Technolo3. West Pharmace
4.5.
Teladoc Health ITeledyne Techno
AverageAverage
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV61.58
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.258.754.21
-11.42%
3 3AverageAverage
04/27/2016
5. N/A
%184 funds 171 funds
6.94% 10.71%
Expense Ratios
0.07% 0.07%
Total Return as of 04/30/2020
Small Company
Vanguard Small Cap Index AdmVSMAX
99.95
Investment Aproach
Overall Rating MorningStar Category Net Assets$14,587,840,708.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.05
0
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
0.96%
10 Yr
-15.16%-19.82%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
DocuSign Inc1.2. Leidos Holding3. Steris PLC
4.5.
Atmos Energy CTyler Technologi
Below AverageHigh
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV63.41
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.859.79
13.23
-18.16%
5 4Below Average
High
04/27/2016
5. N/A
%225 funds 199 funds
3.56% 8.74%
Expense Ratios
0.05% 0.05%
Total Return as of 04/30/2020
Small Company
Vanguard Small Cap Value Index AdmVSIAX
98.31
Investment Aproach
Overall Rating MorningStar Category Net Assets$4,526,740,322.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.67
0
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
-4.71%
10 Yr
-23.35%-26.45%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Leidos Holding1.2. Atmos Energy 3. IDEX Corp
4.5.
Booz Allen HamiMedical Propertie
Below AverageHigh
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV43.15
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
5.2210.3621.31
-23.86%
4 4Below Average
High
04/27/2016
5. N/A
%133 funds 126 funds
0.62% 6.82%
Expense Ratios
0.07% 0.07%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2015 InvVTXVX
35.69
Investment Aproach
Overall Rating MorningStar Category Net Assets$6,979,932,824.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
2.7
61.6
0.01
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.95%
10 Yr
3.36%-2.83%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total IVanguard Shrt-T
Below AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV14.75
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
1.513.625.5
-3.47%
4 5Below AverageAbove Average
02/22/2013
5. N/A
%30 funds 23 funds
4.39% 6.41%
Expense Ratios
0.13% 0.13%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2020 InvVTWNX
49.65
Investment Aproach
Overall Rating MorningStar Category Net Assets$14,328,471,468.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
2.25
48.1
0.01
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
5.01%
10 Yr
1.62%-5.13%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total IVanguard Shrt-T
AverageHigh
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV30.86
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.115.037.65
-5.34%
4 4Average
High
02/22/2013
5. N/A
%50 funds 40 funds
4.65% 6.90%
Expense Ratios
0.13% 0.13%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2025 InvVTTVX
59.51
Investment Aproach
Overall Rating MorningStar Category Net Assets$19,850,310,273.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.74
38.75
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
5.09%
10 Yr
0.50%-6.60%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV18.53
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.536.039.17
-6.60%
4 4Average
Above Average
02/22/2013
5. N/A
%52 funds 43 funds
4.84% 7.26%
Expense Ratios
0.13% 0.13%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2030 InvVTHRX
66.89
Investment Aproach
Overall Rating MorningStar Category Net Assets$17,672,541,545.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.68
31.42
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
5.05%
10 Yr
-0.59%-7.90%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV33.57
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.846.78
10.31
-7.67%
4 4Average
Above Average
02/22/2013
5. N/A
%52 funds 42 funds
4.91% 7.55%
Expense Ratios
0.14% 0.14%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2035 InvVTTHX
74.27
Investment Aproach
Overall Rating MorningStar Category Net Assets$16,605,407,405.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.63
24.07
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.97%
10 Yr
-1.76%-9.19%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV20.45
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.167.53
11.45
-8.75%
4 4Average
Above Average
02/22/2013
5. N/A
%51 funds 42 funds
4.97% 7.83%
Expense Ratios
0.14% 0.14%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2040 InvVFORX
81.65
Investment Aproach
Overall Rating MorningStar Category Net Assets$12,981,788,164.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.59
16.73
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.88%
10 Yr
-2.91%-10.48%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV35.03
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.468.28
12.57
-9.79%
4 4Average
Above Average
02/22/2013
5. N/A
%52 funds 42 funds
4.98% 8.01%
Expense Ratios
0.14% 0.14%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2045 InvVTIVX
88.77
Investment Aproach
Overall Rating MorningStar Category Net Assets$11,799,327,980.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.51
9.7
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.64%
10 Yr
-4.02%-11.66%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV21.82
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.769
13.67
-10.76%
4 4Average
Above Average
02/22/2013
5. N/A
%51 funds 42 funds
4.91% 7.97%
Expense Ratios
0.15% 0.15%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2050 InvVFIFX
88.5
Investment Aproach
Overall Rating MorningStar Category Net Assets$8,851,992,934.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.6
9.87
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.65%
10 Yr
-3.98%-11.64%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV35.14
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.758.97
13.63
-10.72%
4 4Average
Above Average
02/22/2013
5. N/A
%52 funds 42 funds
4.91% 7.98%
Expense Ratios
0.15% 0.15%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2055 InvVFFVX
88.36
Investment Aproach
Overall Rating MorningStar Category Net Assets$4,807,607,013.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.75
9.87
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.64%
10 Yr
-4.02%-11.69%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV38.14
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.758.96
13.61
-10.78%
4 4Average
Above Average
02/22/2013
5. N/A
%50 funds 40 funds
4.87% N/A
Expense Ratios
0.15% 0.15%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2060 InvVTTSX
88.27
Investment Aproach
Overall Rating MorningStar Category Net Assets$2,176,136,884.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.84
9.87
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.63%
10 Yr
-4.02%-11.69%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
Below AverageAverage
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV33.7
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.768.95
13.61
-10.78%
4 3Below Average
Average
02/22/2013
5. N/A
%39 funds 17 funds
4.87% N/A
Expense Ratios
0.15% 0.15%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement 2065 InvVLXVX
88.72
Investment Aproach
Overall Rating MorningStar Category Net Assets$274,151,871.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.38
9.87
0.02
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
0.00%
10 Yr
-4.12%-11.77%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Total
4.5.
Vanguard Total I
N/AN/A
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV21.22
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
3.778.99
13.67
-10.88%
0 0N/AN/A
07/12/2017
5. N/A
%0 funds 0 funds
N/A N/A
Expense Ratios
0.15% 0.15%
Total Return as of 04/30/2020
Asset Allocation
Vanguard Target Retirement Income IVTINX
29.89
Investment Aproach
Overall Rating MorningStar Category Net Assets$7,868,529,167.50
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
2.89
67.19
0.01
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
4.56%
10 Yr
4.12%-1.84%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Vanguard Total1.2. Vanguard Total3. Vanguard Shrt-
4.5.
Vanguard Total IVanguard Total I
Below AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
William ColemanN/AN/AN/A
NAV13.74
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
1.283.034.62
-2.60%
4 5Below AverageAbove Average
02/22/2013
5. N/A
%38 funds 34 funds
3.95% 5.22%
Expense Ratios
0.12% 0.12%
Total Return as of 04/30/2020
Foreign Stock
Vanguard Total Intl Stock Index AdmirVTIAX
97.91
Investment Aproach
Overall Rating MorningStar Category Net Assets$29,508,283,645.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
1.89
0.15
0.06
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
-0.74%
10 Yr
-12.29%-18.23%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Alibaba Group 1.2. Nestle SA3. Tencent Holdin
4.5.
Roche Holding ATaiwan Semicond
AverageAverage
Top 5 Managers Start Date
1.2.3.4.
Christine FranquinN/AN/AN/A
NAV24.36
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
7.1110.3717.5
-15.42%
3 3AverageAverage
11/30/2017
5. N/A
%223 funds 174 funds
-0.12% 3.03%
Expense Ratios
0.11% 0.11%
Total Return as of 04/30/2020
Growth
Vanguard Total Stock Mkt Idx AdmVTSAX
99.07
Investment Aproach
Overall Rating MorningStar Category Net Assets$98,518,459,625.00
Gross Net
Equity Style Fixed-Income Style
Trailing-Period Performance
Composition
Cash
Stocks
Bonds
Other
0.89
0.04
0
Risk and Return Profile
YTD 3 Mo 1 Yr 5 Yr3 Yr
8.01%
10 Yr
-1.13%-10.38%
Morningstar 3Yr 5Yr
RatingRiskReturn
Top 5 Holdings
Microsoft Corp1.2. Apple Inc3. Amazon.com I
4.5.
Facebook Inc AAlphabet Inc A
AverageAbove Average
Top 5 Managers Start Date
1.2.3.4.
Walter NejmanN/AN/AN/A
NAV71.07
Sector Weightings
Information Econo1.2.3.
Service EconomyManufacturing Econ
2.229.74
13.64
-10.31%
3 3Average
Above Average
04/27/2016
5. N/A
%449 funds 392 funds
8.31% 11.29%
Expense Ratios
0.04% 0.04%
Total Return as of 04/30/2020
These are summary Morningstar descriptions. Log onto www.morningstar.com for complete Morningstar information. Log onto www.slavic401k to download a fund prospectus. The Morningstar performance data does not include participant level administration and asset fees. These charges, if included, would reduce total return.
The Morningstar Rating TM, commonly called the “star rating”, is a quantitative measure of both performance and risk. Each month, Morningstar scores funds with similar investment strategies on risk and return over 3, 5, or 10 years, using the amount of variation in a fund’s performance as a measure of risk. All funds with at least a 3-year history are ranked in a “category”. Morningstar categories are assigned to a fund based on the underlying securities a fund has invested in over the past 3 years. Funds with scores in the top 10% of each category receive 5-stars (highest); the next 22.5% receive 4-stars (above average); the next 35% receive 3-stars (average); the next 22.5% receive 2-stars (below average); and the bottom 10% receive 1-star (lowest). Past performance is no guarantee of future results.
Important Notice
All Morningstar data is © 2020 by Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Morningstar ratings are applicable to the portfolio only and reflect historical risk-adjusted performance as of APRIL 30, 2020. Although gathered from reliable sources, the information is not represented or warranted by Morningstar to be accurate, correct, complete or timely.
There are no guarantees as to future performance of any mutual fund. Investment in common stocks and other equity securities is particularly subject to the risks of changing economic, stock market, industry, and company conditions and the risks inherent in the fund managers ability to anticipate such changes that can adversely affect the value of a fund’s holdings. In the case of debt securities, security values usually change when interest rates change. Generally, when interest rates go up, the value of a debt security goes down and when interest rates go down, the value of the debt security goes up. Past performance is not a guarantee of future results. Investment return and principal value will fluctuate so that when redeemed, an investor’s shares may be worth more or less than their original cost. Read the prospectus carefully before investing. Funds that fall under the Morningstar Category of “Specialty” investments are concentrated in certain sectors of the markets and generally have a higher risk than the overall stock market. These investments are only available as a small portion of your overall portfolio. Do not exceed 10% of your total assets in any one of these funds or 30% in any combination. Conservative investors closer to retirement should not invest in Specialty funds without professional guidance.
The key to balancing the risk/reward relationship of your overall portfolio is a well-diversified strategy. The Investor Qualification Worksheet in your Enrollment Guide will help you determine your risk profile. You may also speak with your Registered Investment Advisor. visit www.slavic401k.com or call 1-800-356-3009 to speak with a representative.
Account trades are cleared through Mid Atlantic or Fidelity. Slavic pays 4 basis points to trade through these networks, which is included in the Slavic asset fee and not assessed as an additional fee to participants. If your plan utilizes the Fidelity trading platform, Fidelity retains 25% of any shareholder servicing and sub TA fees paid by the funds. That portion is not reimbursed back to plan participants; however, 75% is reimbursed. If your plan utilizes the Mid Atlantic trading platform, Mid Atlantic retains 10% of any shareholder servicing and sub TA fees paid by the funds. That portion is not reimbursed back to plan participants; however, 90% is reimbursed. Most fund options do not pay these types of fees and participants are not affected accordingly.
The cumulative effect of fees and expenses can substantially reduce the growth of your retirement savings. Visit the Department of Labor’s web site for an example showing the long-term effect of fees and expenses at http://www.dol.gov/ebsa/publications/401k. Fees and expenses are only one of many factors to consider when you decide to invest in an option. You may also want to think about whether an investment in a particular option, along with your other investments, will help you achieve your financial goals.