Homeowners insurance rates ?I think I m losing it !! LOL - I asked my insurance agent (state farm) yesterdayy what my homeowners insurance rate would be if I RAISED my deductible from 1000 to 2000 dollars (in effort to save some money on the insurance costs) - they reply back that it would INCREASE the premium by about 20 bucks !! Am I crazy or is this incorrect? Shouldn t it go Down !!?? LOL... In fact I will just copy in e

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