Presentation InformationCopyright Today & Tomorrow Pty Ltd 2014 – All rights reserved
Financial Spectrum
Client Disturb
Full Planning
Funding Financial
Goals
Retirement Planning
Tools
Special Modules
Reporting Utilities
Presentation Control Centre
Client Disturb
Family Protection
Retirement
DemonstrateIncome Loss
Two Motivating
Questions to Ask
Full Planning
Client & Family Details
Entering Asset &
Liabilities
Income & Potential
Future Earnings
Budget & Cost of Living
Assessment of Risk Needs
Funding for Pre-
Retirement Goals
Planning for Retirement
Years
Investment Concepts
& Calculators
Savings
Education Funding
Gearing Strategies
Historic Volatility
Comparrisons
Mortgage & Loan Options
Retirement Planning
Single Retirement
Joint Retirement
TTR Strategies
Account Based
Pension
Aged Pension
Calculator
Presentation Control Centre
Story Board Presentations
VideoPresentations
PowerPoint Presentations
Web Site Connections
Research Material &
Forms
Help Files & Documentation
Interactive Data Collection Leads
to Client ownership and..
Interactive Data Collection Leads
to Client ownership and..
Self discovery of protection needs.
Interactive Data Collection Leads to Client ownership and..
Self discovery of protection needs.
The need to plan for future goals.
Interactive Data Collection Leads to Client ownership and..
Self discovery of protection needs.
The need to plan for future goals.
The importance of retirement planning.
Interactive Data Collection Leads to Client ownership and..
Self discovery of protection needs.
The need to plan for future goals.
The importance of retirement planning.
The Benefits of Debt reduction.
Asset Business SMSF
Inv Property Acc/Pension Inheritance
A Sample of some of the many Data Collection Screens
Assessment of “Risk” for Both Clients
Income Protection
Life Insurance
Trauma Cover
TPD
Funding for Future Goals (with option to include any asset).
Joint Retirement Planning Strategies (with option to include or downsize any asset).
Funding Financial
Goals
Basic Financial Goals Calculator Comprehensive Financial Goals calculator for detailed
planning.
Quickly demonstrate retirement strategies for a single person.
Demonstrate retirement strategies for a couple.
Demonstrate the Benefits of TTR strategies for an individual or the combined benefits for a couple.
Demonstrate Account Based Pension Benefits
Aged Pension Calculator
Special Modules
Gearing Strategies
Volatility Demonstrators
Mortgage & Loan Calculator
Australian Income Tax Calculator
Gearing Strategie
s
Start
Client’s Current Income
Current Asset &
Mortgage
Determine Prudent
Borrowing Level
Recommended
InvestmentGearing
Mortgage
Gearing
Debt Recycling
Summary of Chosen Strategy/ies
Summary Graphs
Step 1 – Enter Full details of Client’s income.
Step 2 – Enter current non-tax effective P&I mortgage.
Step 3 – Establish prudent level of borrowing.
Step 4 – Recommend one or more investments.
Option to discuss straight gearing option.
Option to discuss Mortgage Gearing strategy.
Option to discuss Debt Recycling strategies.
Compare any of the three strategies over any period.
Graphically illustrate and/or compare different strategies.
Volatility Demonstra
tors
Monthly or Yearly
Mixed Portfolio
Category Compariso
ns
Please NoteThe Volatility
demonstrators have been designed to run on indices provided by the dealer or user, indices included are samples
only.
Graphically illustrate past performance over any period.
Graphically illustrate past performance of mixed portfolios.
Graphically compare performance of different investments.
Mortgage & Loan
Calculator
Monthly or Yearly
Mixed Portfolio
Category Compariso
ns
Base Mortgage Calculations
Redraw Options
Additional Repayments
Income Tax Calculator with current ATO documentation.
Family Details – (Single – Married – Couple – with/without Children.
Sample of the some of the additional questions.
The Extra Questions button enables a lot of additional information to be collected and these include questions that help the adviser understand their client/s and their thoughts.
Interactively demonstrate income and future potential.
Demonstrate potential future Life Path.
Quick Client Disturb and “Risk” evaluation.
This module also enables the Adviser to do quite in-depth retirement planning when the sub-menus are used.
Demonstrate how periods off work affect long term savings.
Plenty of opportunity to ask powerful and motivating questions (e.g. Risk & Investment section).
Reporting Utilities
Creating Reports
& S.O.A’s.
DocMapMerge Manager
Extensive Library of Microsoft WordTM templates provided.
DocMap a library of preformatted documents for report production.
Merge Fields for Report & SOA modification and template preparation.
Storyboard Presentations
Power Point Presentations
Videos
Other Programs
Link to Websites
Store & View Research Material
Standard Forms
Financial Spectrum Has been designed to act as
a presentation control center and these are some of the common items an Adviser
may want to have quick access to.
Click to return to
prime menu.
Story Board Presentations
VideoPresentations
Click to go to sub menu or
section.
Click This Button to
Begin
Research Material &
Forms
Help Files & Documentation
Return to Beginning
Previous Slide
Back to Beginning of Section
Next Slide
End of Presentation.
Financial Spectrum is a fully interactive Client facing program that has been designed from over 40 years of field experience and input from a wide range of Advisers. The following power point has been provided to illustrate the many areas that Financial Spectrum includes. In the following slides the buttons below navigate the viewer through this static presentation.
For more information or to arrange an online demonstration please call61 (0)8 9452 7422
OrEmail [email protected]