1
Electronic Payment ServicesOKDHS Finance Division
Creating Positive Futures for all Oklahomans
2
Electronic Benefits
3
EBT—Electronic Benefits Transfer
SNAP and Day Care (child and adult) No cash benefit available. Can only be used at USDA licensed retailers or OKDHS contracted day care facilities.
EBT vs. EPC
Card Program Cases Persons August Expenditures
EBT SNAP 278,724 608,449 $80,666,205.00
EBT Child Care 35,517 35,517 $12,452,890
EBT Adult Day Care 320 320 $263,558.00
4
EPC—Electronic Payment Card
◦ Debit MasterCard or cash benefit◦ Can be used at any entity that accepts
MasterCard◦ Retailers◦ Bank’s◦ ATM’s
EBT vs. EPC
5
2008—TANF and Child Support
Additional programs added (2008-2011)
◦ Aid to Aged◦ Aid to Blind◦ Aid to Disabled◦ Adoption Subsidy◦ Foster Care◦ Sales Tax Rebate (AABD clients)
Programs on Debit Card/Direct Deposit
6
Debit Card Disbursements
Card Program Cases Persons Dollars per month Debit or DD Aid to Aged 14,436 $418,742
Aid to Blind 329 $11,694 Aid to Disabled 74,191 $2,695,295
TANF 8,499 19,613 $1,644,956 Adoption Sub 13,114 $4,465,637 Foster Care 7,270 $3,090,169
Child Support 118,738 $27,448,569 Totals Monthly 247,691 $39,775,062
7
Request for Proposals Developed
◦ OKDHS Divisions
◦ Federal Agencies
◦ Department of Central Services
Multi-Program document◦ SNAP◦ Day Care◦ Debit Card
Process
8
DCS announces RFP
90-day open period
Bids received and evaluatedCostDemonstration of capabilitiesEfficiencyReferencesServicesTechnical merits
Recommendation made
DCS awards Bid
Process
9
No development cost No cost per case month (CPCM)
Direct Deposit option◦ CPCM is $0.06 each
Debit Card Costs
10
Seventy-three percent opt for card. Security Convenience Availability of funds No bank account
In 2010, The Federal Reserve in Kansas City estimated 31.6 percent of all Oklahoma citizens are unbanked for a variety of reasons. http://www.kansascityfed.org/publicat/research/community/unbanked.bankers.pdf
Card vs. Direct Deposit
11
Aid to Aged, Blind or Disabled 52 %
Adoption Subsidy and Foster Care 71%
Child Support 80.4 %
TANF 96.3 %
Debit Card use by program
12
Client Costs with Debit Card
13
Savings
Postage Materials Fraud Reduction FTE
14
Questions