Page#
Contents
DOMESTIC BANKING
S.#
0203
04-06
08-0909-1011-13
07-08Articles in Safe Deposit & Safe Deposit Lockers
A. RemittancesB. BillsC. Project Finance/Advances/UBL Business LineD. Sale / Purchase of Securities, Custody of
E. GuaranteesF. Local Trade BusinessG. Miscellaneous Charges
32
Bank Charges for Government Business
INTERNATIONAL BANKING
A. ImportsB. Exports 33-34C. Remittances 35-36D. Miscellaneous 36
UBL Signature - Priority Banking 15-16
17-18
Branchless Banking 19-21
Communication Charges - General 37
Consumer Banking 23-29
31-36
Description
01.
02.
03.
04.
05.
06.
07.
01
Important Notes08. 37
DOMESTIC BANKING
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DOMESTIC BANKING
DOMESTIC BANKING
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(Charges are to be recovered from thePresenter)
Particulars ChargesA. REMITTANCES
SCGL Code
d) Cash Withdrawals (Charges are to be recovered from the Beneficiary)
i) Within City ii) Intercity
Free0.20%, Min. Rs. 350/-
e) Cheque Deposit
1) Cashier's Cheque/Corporate Bankers Cheque - CBC a) Issuance of Cashier's Cheque / CBC - 54200100 1009
Rs. 500/- (flat)
Rs. 200/- (flat)
Rs.300/- (flat)
Through AccountThrough Cash: (For non account holder)Up to Rs.100KAbove Rs.100K
Same as 1(a) above54200100 1009
1010
1011
54200150
54200120 b) Cancellation of Cashier's Cheque /CBC c) Issuance of Duplicate Cashier's Cheque /CBC d) Issuance of instrument for payment of fees/dues in favor of Educational Institution HEC/Board etc.
Rs. 300/- (flat)
0.50% of fee / dues orRs.25/- per instrumentwhichever is less.
2) Inter Branch Online Transactions-Both Within City & Intercity
1006
a) Cash Deposits (Charges are to be recovered from the Depositor) i) Within City ii) Intercity b) Online Funds Transfer
Free0.10%, Min. Rs. 300/-
54203670
(Charges are to be recovered from the remitter) i) Within City ii) Intercity
Free0.10%, Min. Rs. 300/-
c) Inter Bank Funds Transfer - IBFT via Branches and Contact Centre (through 1 Link within Pakistan only; charges are to be recovered from the remitter)
Rs. 300/- (flat)
i) Same branch (within City) ii) Different branch (Intercity)
Free 0.10%, Min. Rs.300/-
Rs. 250/- (flat)6) Duplicate SDR / TDR / FDR Issuance Charges
5420015054200300
10101109
4) DD/MT/PO Cancellation Charges5) Issuance of SDR (Security Deposit Receipt)
Rs. 500/- (flat)
(Complete waiver on issuance of SDRamounting Rs. 50,000/- and above on thediscretion of the Branch Manager).
Through Account Rs. 300/- (flat)Through Cash Rs. 500/- (flat)
54200400 1111
5420045054200450
10121013 b) Refund in Lieu of Lost Rupee Travelers
ChequesRs. 500/- per application0.10%, Min. Rs. 150/-
7) Rupee Travelers Cheques a) Issuance of Rupee Travelers Cheques
54200240 1007
a) Within Cityb) Intercity
3) Inter Branch (A/c to A/c) Foreign Currency Funds Transfer
USDGBPEUROAED
Free5/-3/-4/-
20/-SAR 20/-
54200110 1009
54200250
54203680 1008
54200200 1007
Note:Where Online system is down, remittance may be sent by other means but Inter Branch OnlineTransactions charges will be recoveredSee Page 12 & 13 for waivers on Business Partner and Business Partner Plus Account.ISB/Rwp, Chenab Nagar (Rabwah)/Chiniot and Khusab/Jahurabad are to be treated as twin cities & allCharges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.
54200280 1015
-
DOMESTIC BANKING
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SCChargesParticulars GL
Code
In case urgent collection of Local cheque of Rs. 0.500 mln and below, additional charges ofRs. 200/- per collection and above Rs 0.500 mln, additional charge of Rs 300/- per collection isto be recovered.Postage / Courier charges are to be recovered on collection / realization of each instrument(whether clean or documentary). However, in case where party has deposited more than 1cheque instrument on particular date to be collected /drawn on the same branch of the bank,postage / courier charges are to be recovered once only.Collecting agent's charges, if the collecting bank is other than the bank, will also be recovered.Communication charges will be recoverd, if fate of the instrument is asked for by telephone.No charges, if branch is situated within a radius of 25 Km as it will be treated as a local branchor within catchment area of NIFT if clearing is handled as a local clearing.OBC charges only to be collected where cheques are physically lodged in collection.
Note:
ii) Returning charges for documentary / clean collections from drawer account in case the instruments are returned unpaid
54 paisas per Rs. 1,000/-per day plus Bank’scommission @10/- paisaper Rs. 100/-
d) Mark-up shall be applied as under on bills purchased / negotiated:
i) If retired upto 21st day from the date of purchase
ii) If retired during next 210 days
52700430 -
54 paisas per Rs.1,000/-per day on actual finance.
Rupee account - Rs.500/-per transaction F.C.Account - USD 10/- pertransaction
e) Storage charges 54206300 -i) Free, if cleared within 3days of its receipt by thebranch.ii) Rs. 2/- per packet perday, Min Rs.100/-
2) Purchase of Bills:a) Documentary other than those drawn against Letter of Credit
54206300 -
c) i) Returning charges for documentary /clean collections from payee account in case the instruments are returned unpaid
Rupee Account - Rs.500/-per transactionFCY A/c USD 10/- pertransaction
52700430
54206300 -
-
b) Other cheques / demand instruments(like Dividend Warrants)
0.40%, Min Rs. 500/- plusmark-up from the date of purchase to the date of payment.(Plus CommunicationCharges)0.60%, Min Rs.250/-(Plus CommunicationCharges)
online transactions should be treated as within city.The Inter Branch (account to account) Foreign Currency Funds Transfer facility is available in all CBSbranches.In addition to above, commission/service charges, courier/postage / fax charges will also be recoveredaccording to prescribed tariff (wherever applicable)In addition to the charges above, all applicable Government levies will also be recovered.Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.
For Inter Branch Online transaction, OBC charges would not apply.
1) Clean (including cheques / dividend warrants/ Bank Drafts/ beyond NIFT/ OBC Centers/ APC etc). Intercity Clearing Charges
0.25%, Min. Rs. 250/- 54201450 1014Max Rs. 10,000/-
B. BILLS
Rs. 300/- (flat) 54203660 1089
Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
DOMESTIC BANKING
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On case to case basis asper agreement with theparty. Plus FED charge tobe recovered
Particulars Charges
C. i) PROJECT FINANCE /ADVANCESFollowing charges may be recovered in additionto interest / markup / return on investment1) Fee and charges in respect of Project Financing
a) Project evaluation / Appraisal fee 54202000 2001
c) Legal documentation fee for Trade Related / Project Finance
On case to case basis asper agreement with theparty. Plus FED charge tobe recovered
57800600 -
b) Commitment fee (on undisbursed balance) from the date of sanction to the date of disbursement (on fund based commitment only)
On case to case basis asper agreement with theparty. Plus FED charge tobe recovered
54202050 2002
d) Trusteeship fee (to be recovered by the lead bank in case of consortium financing)
On case to case basis asper agreement with theparty. Plus FED charge tobe recovered
54202100 2003
e) Restructuring and Re-scheduling fee On case to case basis asper agreement with theparty. Plus FED charge tobe recovered
54202150 2004
f ) Restructuring and Re-scheduling fee for SAM related projects
On case to case basis asper agreement with theparty. Plus FED charge tobe recovered
54202150 2006
At Actual2) Evaluation charges of property for security Purpose
54202000 2005
54202200 20073) Non-Refundable Processing Fee for SME / Commercial Advances including Funded and Non-Funded Facilities
Upto Rs. 1 mIn Fresh/ enhancement/renewal CA Rs. 5,000/-0.7% of facilities amount,whichever is higher.
Above Rs.1 mIn and upto Rs.100 mln Fresh/ enhancement/renewal CA Rs. 7,500 or0.05% of facilities amount,whichever is higher.
Above Rs. 100 mln Negotiable with subject to aminimum of Rs. 50,000/-
ii) Outside the above limits 54202250 2010
4) For finance against pledge / hypothecation:
a) Godown Rent At Actual 54202250 2008
b) Godown staff salaries of Godown Keepers / Chowkidar.
54202250 2009
c) Godown Inspection Charges Shall be credited to Bank'sIncome Account
54202250 2010
i) Within municipal limits or within a radius of 10 kilometers from the branch
Rs.200/-Rs.500/-Rs.1,000/-Rs. 2,000/-
54202250 2010
Stock Value Upto Rs.1 mlnStock Value Above Rs.1 mln to 5 mlnStock Value Above Rs.5 mln to 10 mlnStock Value Above Rs.10 mln
At Actual
Plus actual conveyancecharges(Max. one visit per month)T.A. & D.A. as per rules.Applicable to staff only inaddition to charges at ‘‘c(i)’’above
SCGLCode
DOMESTIC BANKING
05
Particulars Charges
iii) Seasonal lending (cotton, rice etc.)Stock Value Upto Rs.5 mlnStock Value Above Rs.5 mln
Rs.300/-Rs.500/-Plus T.A. & D.A. as perrules. Applicable to staff only
d) Delivery Charges i) If a Godown Keeper is not posted, conveyance charges will be recoveredii) Directors search / charge search / local credit report / independent stocks verification / independent credit report / assets valuation
At Actual
57800700
e) CIB Report
f) Other Incidental Expenses:Insurance Premium, Legal Charges etc.
g) Handling charges on marking of lien on Govt. Securitiesh) Marking of lien on securities issued by UBL for other banks
At Actual
Rs.500/- (flat) per customer
Rs.500/- (flat) per customer
57800500
54202300
54202300
Rs.100/- (flat)Rs. 300/- (flat)
5) Other Charges on Advancesa) For the Issuance of NOC on the request of customers for creating additional/ pari-passu charge/second charge on their fixed assets for acquiring further project finance, finances from other banks/financial institutions.
Rs.10,000/- (flat) pertransaction
57800500
iii) Rs.3,000/- for all NonFarm limits (Fresh /Renewals / Enhancements)
ii) Rs.2,000/- for FreshFarm /Enhancements oflimits exceeding Rs.1 mln
Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
b) For the Issuance of NOC on the request of customers for creating charge on their current assets.
Rs.10,000/- (flat) pertransaction
57800500
6-a) Redemption of charge fee to be recovered from the party when bank officers are called before Registrar for redemption for the mortgage.
Rs.2,500/- (flat) perproperty
57800500
b) Vacation of Charges Rs.1,000/- per property 578005007-a) Registration with SECP & Lawyer's charges for both Private & Public limited companies where charge on current or fixed assets is registered
Actual plus Rs. 1,000/- percase
57800500
b) Registration of charge at Registrar's office. For Partnership/Proprietorship firms/ individual finances exceeding Rs.0.500 (M) for mortgage at registrar of Property office
Actual plus Rs. 1,000/- percase
57800500
8) Agri Proposal Processing Fee on Booking of New Customers/Fresh Facility or Enhancing the Limit
i) Rs.1 000/- for FreshFarm Loans/Enhancementsof limits up to Rs.1 mln
54202200
SCGLCode
54202250
57800700
2022 (Form Credit / Loan), 2023 (Non Form Credit / Loan)
i) For Individualii) For Corporate Entities
2010
2013
2014
2015
2016
2017
2018
20192020
2021
20222033
2011
2012
DOMESTIC BANKING
06
Particulars Charges
C. ii) UBL BUSINESSLINE
542022001) Processing Charges
5) Late Payment Charges - Businessline 2% on outstanding principal,if not specified.
6) Property Insurance As specified in the loandocuments, or actual (maxof 3%) if not specified
54205550
9) Pre-payment Penalty (Full Payoff) As per the loan documents,Less than 1 yr: 8%, 1-3 yrs:5%, 3-20, yrs: 3% if notspecified
54205550
11) Refund CCs Regular CC charge as perpage no. 2, Item No. 1 (a)will apply for all consumerrefunds.
54200100
12) Line Renewal Charges - Businessline As per the loan documents,or @ 0.05% of credit line orRs. 5,000/- whichever ishigher if not specified
54202200
7) Life Insurance Optional. As per the ratequoted by the InsuranceCompany.
As per the loan documents,or Max 6 monthlyinstallments. Penaltycharges apply on amountexceeding Rs. 50,000/-or 6 monthly installments.8% for Year 1, 5% for Year 2,3% in Year 3 & onwards ifnot specified
542055508) Partial Payoff
10) Default due to lack of funds on standing instructions
As per the loan documents,or Rs. 2,000/- if notspecified
54208050
Note:These Charges are quoted by the vendor & are subject to change.In addition to above, commission/service charges courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Govt. levies will also be recovered including FED.
SCGLCode
As per the loan documents,or Rs. 5,000/-(non-refundable),if not specified, Plus FEDCharge
As per the loan documents,or Rs. 4,000/- (non-refundable),if not specified
542022002) Appraisal Charges
3) Legal Charges As per the loan documents,or Rs. 4,000/- (non-refundable),if not specified
57800600
As per the loan documents,or Rs. 5,000/- (non-refundable),if not specified
542022004) Income Estimation Charges
3006
3009
-
-
3008
-
-
-
3007
-
-
--
-
DOMESTIC BANKING
Code
D ). SALE AND PURCHASE OF SECURITIES, SAFE CUSTODY ARTICLES IN SAFE DEPOSIT AND SAFE DEPOSIT LOCKERS
Particulars Charges
07
2) Sale and purchase of shares and securities
Free - A/c CreditSame as Cashier's Cheque(Ref page No.1,( 1-a )
54202750 -1) Refund to unsuccessful applicants for IPOsa) For A/c holderb) For non A/c holder
3) Shares and securities held in safe custody (to recovered on quarterly basis)
Rs. 500/- flat per transactionRs. 850/- flat per transaction
5420805054208050
--
No NIFT charges if MICRcodes are on the DividendWarrant otherwise Rs.10/-each
0.25% upto Rs.10,000/-ofthe paid-up or face valueMin Rs.50/- and 0.125 % onamount exceedingRs.10,000/- Min Rs.100/-
5) Withdrawal fee on Govt. Securities Rs.10/- per scrip, Min. Rs.75/- 54208050 -
13) Lockers
4) Withdrawal fee on shares and securities held in safe custody (to be recovered at the time of withdrawal)
54208050 -
6) Charges for collection of interest / return / dividend 0.30% on amount of interest/return dividend collected/paid Min Rs.20/- plus out ofpocket expenses Rs.8,000/-
54208050 -
12) Articles in safe deposit - Envelopes 54208050 -
8) NIFT charges on the Dividend Warrant7) Stop payment Charges per Dividend Warrant Rs.150/- flat 54208050 -
Commission @ 1.0% oftotal amount of successfulapplications plus out pocketexpenses, Min. Rs.25,000/-(subject to negotiation ofrate based on volume ofbusiness)
9) Handling charges for conversion / renewal / consolidation or sub-division of Govt. securities
10) Public flotation of shares / Modaraba Certificates / Offer for sale of shares / Disinvestment / Term Finance Certificates
11) Issue of Right shares
Rs.20/- per scrip 54208050
54208050
-
-
54208050 -Commission @ 0.50% onaggregate amount ofsuccessful applications,plus out of pocket expenses,Min. Rs.20,000/- (subject tonegotiation of rate based onvolume of business)
SCGL
i) Boxes & Packages Rs. 5/- flat per 100 cubic inches orany part thereof with aminimum of Rs. 400/- perquarter.ii) Envelopes Rs. 3/- flat per25 square inches or any partthereof with a minimum ofRs. 400/- per quarter.
b) Late payment charges (plus over due yearly rent)
*Late payment charges will be recovered onceannually after rent is overdue for more than 30 days
c) Breaking Charges
14) Investor Portfolio Securities (IPS) Account - Domestic Clients
a) Custodial Chargesb) Transaction Charges (Sale & Purchase)c) Security Movement/Transfer Charges
10%* of the applicableannual locker rent every year
Rs 3,500/- (flat) per Lockeror at actual, whichever ishigher
FreeFreeFree
54205500
54208050 1020
1019
54202600 -
54208050
54202850
-
1017
Safe deposit lockers fee to be recovered in advance at the commencementof the period
3,000/- 3,500/- 4,000/- 5,000/-
a)Annual feeKey Deposit (One time only)
Small2,500/- 3,500/- 5,500/- 7,500/-
Medium Large Extra Large
DOMESTIC BANKING
Particulars Charges
15) Investor Portfolio Securities (IPS) Account - International Clients (SCRA) a) Custodial Charges Upto Rs.100/- mln - 0.05%
p.a. per issueAbove Rs.100/- mln 0.025%p.a. per issue
54202600 -
08
b) Primary Market Participation Fee c) IPS Statement
d) Security Movement/Transfer Charges
5 bps per transactionQuarterly Free:On Demand Rs. 100/- perstatementRs. 500/- per transaction
54202600 -
54203000 -
5420260054202600 -
-
Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
E. GUARANTEES1) Guarantee issued to shipping companies in lieu of Bills of Lading / Endorsement of Airway Bills,2) Guarantees secured by cash margin / lien over deposits3) Consortium / Syndicate Guarantees
Rs.1,500/- (flat) 54203000
31501020
54203150
SGT
MO2 /MO3
-
0.50% per quarter or partthereof, Min. Rs.500/-As per Term Sheetapplicable for the entireSyndicate members
5) a) Back to Back guarantees including issued against counter guarantee of Foreign correspondent bank and Performance Bonds, Bid Bonds, Advance Payment Min USD 100 Guarantees, etc.
As per Other Guarantees,Clause 4, above(commission subjectnegotiations with clientsand correspondentarrangements)Min USD 100
54203150 BGC
6) Amendment 54203150 BGCRs.1,200/- per amendment(flat) or commission at ratespecified above if amendmentinvolves increase in amountor extension in period. Incaseof back to back Guarantee:USD 75 or commission at ratesspecified under item 5 (a) and(b) above, if amendmentinvolves increase in amountor extension in period.
4) Other Guarantees Where total volume of guarantees being issued on behalf of customer during a calendar year is:
(a) Upto Rs.25 mln
(b) Rs.50 mln
(c) Rs.100 mln
(d) Over Rs.100 mln
(Quarter will start from thedate of issuance ofGuarantee)
0.50% per quarter or partthereof0.40% per quarter or partthereof0.35% per quarter or partthereofNegotiable (see note below)Minimum CommissionRs.2,000/- per annum perGuarantee or Rs.600/- perquarter wherever Guaranteevalidity is less than one year.Charges may be waivedagainst 100% cash kept inMargin Account
b) Counter Guarantee issued by us for guarantee issuance abroad
54203150 BGCAs per Other Guarantees,Clause 4, above (commissionsubject to negotiations withclients and correspondentarrangements) Min. 100USD
SCGLCode
d) IPS Statement Quarterly Free On DemandRs. 100/- per statement
54203150 BGC
DOMESTIC BANKING
09
Particulars Charges
7) Service charges for handling claims lodged by beneficiary
a) Guarantees issued at customer's request within Pakistanb) Guarantees issued at request of foreign banks / back to backc) Guarantees issued by banks abroad at our request
Rs 1,800/- (flat)
USD 120 (flat)
USD 120 (flat)
54203150 BGC
Note:The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority.In addition to above, commission/service charges courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
F. LOCAL TRADE BUSINESS1) Local Imports LC a) Inland Letters of Credit issuance
b) Inland LC Amendment charges
Upto 0.4% per quarter orpart thereof Min Rs. 2,200/-
54206000
54206050
LOC
AMCRs.1,500/- (flat) pertransaction plus commissionas per item a) above ifincrease in amount.
SCGLCode
57800400 SWFc) Swift Charges i) LC Issuance
Min. Rs.1,000/- or actualwhichever is higher
Min. Rs.2,000/- or actualwhichever is higher
ii) Amendment Issuance
Rs.350/- per duplicateadviceRs.1,000/- per certificateRs.2,000/- plus swiftcharges Rs.1,000/- flat &communication charges
54206100 LCN
e) Duplicate Advices
f) FED invoice certificateg) Inland LC Cancelation Charges
2) Local Import Bills a) Sight Bills
i) Collection charges for Inland LC / Restricted LC & Handling of Inland Import Documents against PAD Bill (Sight Bill)
Rs. 1,500/- (flat) per bill 54206750 HDC
ii) Retirement of Bills60 paisa per Rs.1,000/- perday from the date ofnegotiation Plus Bankcommission @ 0.25%on the PAD amount(net of margin) created
• If retired within 3 days from the date of lodgment in PAD
54206850 XCB
b) Usance Bills
i) Collection Charges 0.40% per bill Min. Rs.1,500/- 54206400 RT1
• If retired after 3 days from date of lodgment in PAD
65 paisa per Rs. 1,000/-per day from the date ofnegotiation plus Bank’scommission @ 0.25% onthe PAD amount created
54206000 LECii) If bill matures after expiry of LC Charges under b) i) plusdelivery of documentsagainst acceptancecommission @ 0.10% permonth on bill amountrealization from the date ofexpiry of LC
e) Handling of Inland LC Documents with Discrepancies
54206850 DEC
d) Inland LC Documents Returned Unpaid HDC54207650Rs. 3,000/- (flat) plus swiftcharge Rs. 1,000/- flat &Comminication charges
Rs. 3,000/- (flat) plus swiftcharge Rs. 1,000/- flat& Comminication charges
Payment commission;Rs.600/- (flat)
c) Payment of Bill drawn under Inland LC 54207650 POC
57800500 -
54206850 -
DOMESTIC BANKING
10
i) Above, mark-down for every 15 days from the date of purchase till the date of maturityii) If discounted later on, marked down rate to be obtained from treasury through business
Particulars Charges
f) Issuance of Business Performance Certificate of Previous Years at the Customer’s Request
Rs.3,000/- (flat) percertificate
-
54206550 ELCAs per FIG arrangement
Rs.1,200/- (flat)Rs.800/- (flat)Rs.150/- (flat)
a) In Land Export LC Advisingi) LC Advisingii) LC Amendment Advisingiii) Postage/Courier Charges for LC & Amendment Advising
54206450 ADC
iv) Inland LC Confirmation charges
5780020054206450 ADA
COU
0.40%, Min Rs 1,000/-b) Collection of Documentary Bills drawn under inland
3
Rs. 250/- per duplicateadvise
d) Duplicate Advices
Rs. 1,000/- (flat) per bill
Rs. 500/- (flat) per bill willbe charged by theforwarding branchRs. 150/-
ii) Collection charges for inland LC / restricted LCiii) If negotiation is restricted to some other bank
iv) Postage/Courier Charges for LCs & Amendments Advising
57800200 COU/CO1
c) Documentary bills drawn against Inland Letter of Credit Sight bills
i) Negotiating End 52600330 EMUCommission @ 0.50% MinRs. 1,000/- Plus markup asper DAC or approved byGroup / Business Headfrom date of Negotiation tillrealization. (Regular Billperiod / tenor may bedefined 07 days or 12 dayswhichever agreed by allstakeholders)
0.90%, Min Rs 1,000/-
SCGLCode
Rs. 1,000/- per certificatee) FED Invoice Certificatef) Negotiation of documents drawn under Inland sight Letter of Credit. If proceeds not realized / credited to our customer's account within agreed period ( i.e. 7 days / 12 days) then overdue mark-up is applicable to customer
52600330 EMUIf Realized after agreedperiod / tenor as mentionedabove then overdueMarkup @60 ps per Rs.1,000/- per day to becharged or as per DAC(if mentioned) or approvedby concerned Group/Business Head.
g) Documentary collection (drawn against LC) 0.4% Min Rs. 500/- Pluscommunication charges
h) Documentary collectiion other than those drawn against LC)
0.4% Min Rs. 500/- Pluscommunication chargesMark-up rate@ 60 paisaper Rs. 1,000/- per day to becharged
i) Negotiation (Usance) (Delayed Realization) If payment of inland/local bills realized within 03 days, no mark-up to be charged. Incase proceeds not realized/credited to our customer A/c within 03 days from the date of the maturity till its adjustment than mark-up is applicable to our customer's NICF facility or as per special approval by the competent authority In case of no NICF facility is available to the than mark-up will be charged
52600330 EMU
j) Export LC Cancellation 54206450 CANRs.1,500/- plus swift chargeRs. 1,000/- flat &communication charges
54206850 SCH
54206850
54201200 -
54201200 -
54201200 -
54206850 -
54206850 -
54206600 -
54206600 -
Note:In case forced PAD is created due to non payment on maturity against DA LC, commission @ 0.50%is to be charged (once only) on the amount (net of margin) for which FPAD is created in addition tomark-up @ 60 paisa PTPD (or as revised from time to time) from the date of maturity till the date ofpayment.
DOMESTIC BANKING
11
Particulars Charges
4) Handling charges for issuance of Student Exchange Remittance permit and maintenance of record for subsequent remittances
Rs. 300/- per instance 54203600 -
5) Issuance of Balance/Account maintenance certificate on customer's request
Rs. 300/- per certificate 54203500 1027
6) Charges for same day collection/clearing cheque greater than Rs. 500 k through NIFT
Rs. 500/- (flat) per instrument 54203650 1030
SCGLCode
9) Cost of Issuance of all Currency Cheque Booksa) MICRb) NON - MICR
Rs. 7/- per leafRs. 15/- per leaf
5420375054203750
10031079
Note:UBL First Minor Account Cheque Book (25Leaves) is Free and subsequent ones will becharged
G. Miscellaneous1) a) Delivery of Statement of account (Mandatory) Free
Rs. 35/- per statement 54203500 1005
Rs.500/- per cheque 54203550 1026
3) 3rd Party Funds Transfer through Pakistan Real Time Interbank Settlement Mechanism (PRISM/ RTGS) System
2) Issuance of SBP/ NBP cheques / Special Clearingb) Duplicate/On-Demand Statement of Account
- -
- -
Charges negotiable from case to case basis under approval of relevant Business Head/ Division Head.In addition to the charges above all applicable Government levies will also be recovered.
8) Charges for cheque return unpaid PKR 400/-USD 5/-GBP 3/-EUR 4/-AED 20/-SAR 20/-
54203700 1032/1033
For PKR. A/c - Rs. 300/-(flat) per instruction*
54202650 10047) Stop payment charges of Cheque /TT/RTC/ PO/DD
The Bank reserves the right to change different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authorityIn addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable government levies will also be recovered
Rs. 220/-Per Transaction Charges (PKR)
Rs. 330/-Rs. 550/-Rs. 220/-Rs. 330/-
Transaction Time WindowsDays
Monday to Friday
Saturday
9:00 am to 1:30 pm1:30 am to 3:00 pm3:00 am to 4:00 pm
9:00 am to 11:30 am11:30 am to 12:30 pm
1001
1002
SAR 2,000/-20/- Plus FED
Business Partner
USD
LCY Current A/c
EUROAEDGBP
50/- (including FED)50/- (including FED)
10,000/-25,000/-
500/-400/-
2,000/-300/-
*Charges per Month
Business Partner Plus
5/- Plus FED4/- Plus FED
20/- Plus FED3/- Plus FED
FCY CASA & FCY Uniflex
Monthly Average Balance
10) Minimum Balance/Service charges where the amount of deposits are below the required balance
54203800 -
USD 10/- per instruction*GBP 6/- per instruction*EURO 7/- per instruction*AED 35/- per instruction*SAR 35/- per instruction*
*one instruction may include advice for series/multiple instructions
DOMESTIC BANKING
Particulars Charges
12
11) a) Salary & Pension disbursement charges.**
b) Pay Partner-Salary (and other) disbursement.
** No charges to be recovered from Govt. and Semi Govt. Organizations and their employees / retired employees.
Rs.75/- from remittingorganization’s main accountunder agreement per monthwhere salary / pension iscredited.
Min. Rs. 75/- per transaction(or as per contractual terms)
54203850
54208620 1081
1034
13)
*1 locker free (any size) for 1st year, subject to availability in the branch where account resides. Waiver to be reviewed by Branch Manager at the end of each banking cycle.
ServicesWaiver Per Month Applicable On Overnight / Avg. Balance of Rs. 250,000/- & above
BUSINESS PARTNER WAIVER GRID(For Individual, Sole Proprietorship, Partnership & Government Accounts only)
Waiver (see note below)Issuance of MTIssuance of CC/CBCCancellation of P.O/CC/CBC/DD or MTDuplicate CC/CBCDebit / ATM Card Annual FeeClean Bills for Collection/Intercity Clearing
Issuance of Cheque BooksCheque Return Unpaid from Payee AccountOnline IBTS Transactions-Country WideLocker RentIssuance of Rupee Travelers Cheque(Annual average balance can be used for seasonal accounts)
Free*Free
Free
Free
55
5
5
55
1 Cheque Book of 50 leaves Free
* Exemption to :
12) Photocopy of a paid cheque returned to customer
Within 1 yearAbove 1 year
Rs. 200/-Rs. 1,000/-
Charges perCheque} 54203900 1036
i)ii)iii)
iv)v)vi)vii)viii)ix)
x)xi)xii)xiii)xiv)xv)
SCGLCode
54203900 1037-1038
Note:Waiver per month applicable on overnight / average monthly balance when the request is made.This grid is applicable on Current Account /Business Partner balance of Rs. 250 k & aboveabove, on case to case on Branch Manager's discretion.First time collection charges free for Business Partners customers having balance of Rs. 250 Kand above (after proceeds from collection are realized).Minimum Balance /Services charge as per point No.10 above will be levied for nonmaintenance of balance.
StudentsMustahiqueen of ZakatEmployees of Govt/Semi-Govt institutions for salary and pension purpose, including widows /children of deceased employees eligible for family pension / benevolent fund grant etc.UBL Basic Banking Account (UBL BBA) holders.Accounts related with Zakat Collection & DisbursementUnclaimed deposits after maturity of ten years.Earthquake affected areas (BPRD Letter No. 28 of October 10, 2008)All UBL Staff Accounts wherein salary are Credited.All singly operated accounts of retired staff of the bank wherein pension, benevolent grant,medical bills reimbursed.Dormant AccountsUBL First Minor Saving AccountsSchool Management Committee A/cs. (Only for Sindh - BPRD Circular No. 02 of Jan 25, 2010)UBL e Transaction Accounts for OMNI Agents.UBL Wiz CardsAll regular PLS Saving Accounts
DOMESTIC BANKING
13
Note: For Business Partner Plus monthly average balance is Rs.25 K. Minimum Balance/Services charge as per point No.10 above will be levied for non maintenance of balance.
Particulars Charges
14)
Transaction limit charges are applicable on any withdrawal above the threshold ofthree debit transactions in one calendar month (No charges on credit transaction)
23) Transactional Charges on UBL UniFlex PLS A/c & UBL FCY UniFlex A/c 1357
54204500 -Rs. 250/- per verification24) Charges for verification of account balance to third party based on customer's consent (Exemption for: Students applying for visa to proceed for Foreign Education)
Debit / ATM Card Annual Fee
Cheque Book
Services
Issuance of Cashiers Cheque/CBC
Over the Counter Cash Deposit
Clean Bill For Collection/Intercity Clearing
Cancellation of CC /CBCCheque Returned Unpaid From Payee's Account
Duplicate Cashier’s Cheque/ CBCDuplicate Account StatementIssuance of RTC
FreeFreeFreeFree
FreeFreeFree
FreeFreeFree
WavierInter Branch Online Transactions-Country Wide Free
BUSINESS PARTNER PLUS
Rs.1,200/- payable by Agentsplus Rs.500/- service charges
15) Charges on Encashment / Collection of profit coupons for certificates issued by other banks
Rs.300/- per trip 54208050
Rs. 150/- per certificate 5420450022) Statement of Profit Earned & WHT / Zakat Deduction
Maximum of two depositsand two withdrawaltransactions (cash or clearing)per month are allowed free ofcharge on UBL BBA accountholders. However, anytransactions (cash & clearing)in a calendar month afterthose mentioned above willbe charged a flat fee ofRs.50/- in addition to regularcharges for services as perSOC.
b) Foreign Report
c) If requested by Banks/DFIs.
18) Emigration Certificate19) Proprietorship Certificate20) No Objection Certificate (NOC)
Rs.150/- per certificateRs.150/- per certificateRs.150/- per certificate
5420410054204100
Actual Foreign Agentscharges equivalent in Pak.Rupees Plus Rs. 600/-service chargesFree
17) Standing instructions fee to be recovered in addition to the usual charges on remittance, if any
Rs.200/-per attempt 54204050
54204100
16) Credit information report including credit report on Foreign Supplier / Buyers
a) Within City Report
21) UBL Basic Banking Account Transaction Charges
54204150
Note:Electronic Banking / Cash Management UBL provides Electronic Banking & Cash ManagementServices. Fees and other charges to be recovered on a case to case basis.In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
-
1042
1040
1064 -1075
SCGLCode
UBL Go Green SMS Alert Free
54208050
-
-
-
- -
104010401041-1941
54201450
Rupees per transactionUBL UniFlex PLS A/c
USD A/cEURO A/cAED A/cGBP A/c
ParticularsRs.100/-
USD 5/-EURO 4/-AED 20/-GBP 3/-
UBL FCY UniFlex A/c:
14
PRIORITY BANKING
UBL SIGNATURE - PRIORITY BANKING
15
Particulars Charges
16
1) Issuance of Cashier's Cheque
2) DD / MT / PO / Cashier's Cheque Cancellation Charges
3) Inter Branch Online Transactions - IBTS
Free
Free
A. UBL Signature — Priority Banking
10) Stop payment charges for DD / RTC / Cashier's Cheque
11) Issuance of all Currency Cheque Books12) Charges for Cheque return unpaid
14) Priority Banking Lounge Charges (Applicable in case the monthly average balance is less than Rs. 1 Mln (For Current A/c) and Rs. 2 Mln (For Saving A/c). Equivalent amount of required balance and charge applicable for FCY account).
13) Net Banking Charges
Free
FreeFree
FreePKR 1,000/-USD 10/-EURO 8/-GBP 7/-AED 35/-SAR 35/-
1303 -1304
54204300
15) Shapes Health Club Usage Charges
SCGLCode
* Shapes Health Club alliance locations may change from time to time without prior notice.
Extra visits will be charged@ Rs.1,000/-, per visit percustomer
Note:
- -
- -
- -
- -- -
- -
a) Basic Member, 12 visits per month - Free
b) Any /All /combined Supplementary Card Holders, 4 visits per month - Free
a) Membership/Annual Fee b) Airport Lounge Visit Fee
5) Stop payment of cheque drawn
6) Lockers Annual Fee & Key Deposit
9) Signature Priority Pass Fee
Free
Free
7) Consumer Products Application Processing Charges
Free
FreeUSD 35/- per visit
8) a) Signature Debit Master Card(with basic ATM withdrawal insurancecoverage)
b) Value added ATM withdrawal insurance coverage (optional)
Free
Rs. 1,000/- per annum
- -
- -
- -
- -
- -064074
a) Cash/Cheque Deposit & Account to Account Transfer
i) Within Cityii) Intercity
FreeFree
b) Cash Withdrawali) Within Cityii) Intercity
FreeFree
4) Bills Collection a) Clean (including cheques / dividend warrants / Bank Drafts/ beyond NIFT/ OBC Centers /APC etc). b) Intercity Clearing Charges
Free
- -- -
- -- -
- -
Free
Extra visits will be charged@ Rs.1,000/-, per visit percustomer
54204300 1305
Apart from this, all banking service charges will be levied as per current SOC.In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
UBL SIGNATURE - PRIORITY BANKING
-
BANK CHARGES FOR GOVERNMENT BUSINESS
17
BANK CHARGES FORGOVERNMENT BUSINESS
BANK CHARGES FOR GOVERNMENT BUSINESS
18
1) Cash / reimbursable loans / barters expressed in U.S. Dollar or any other foreign currency including L/Cs under A.C.U. / arrangement Less than
Rs.250,000/- and above
A. IMPORT
Particulars Charges
1/16% (0.0625%) of thevalue of the Letter of Credit.3/8% (0.375%) irrespectiveof the value of the Letter ofCredit.
-54206000
54206000 -2) Non-reimbursable Letters of Credit under barter / aid / loans / authorization to pay
1/8% (0.125%) of the valueof the Letter of Credit.
BRANCHLESS BANKING
*All mentioned amounts in PKR Fee are inclusive of all Taxes.
Note:The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority. As per clarification given by the SBPForeign Exchange Department 6734/ FEP.9 (126-242)-95 dated 19-12-95 it is advised that in thecase of letter of credit or for that matter "Authorization to pay" opened by the Department of theFederal or Provincial Governments whether routed through State Bank of Pakistan or not Lettersof Credit commission is to be charged at the rates given in Para 37
Chapter XIII of Foreign Exchange manual (8th Edition-2002). However for Letters of Credit"Authorization to pay" opened by other public sector agencies in Federal/Provincial Governmentincluding autonomous, semi autonomous bodies e.g., K.E.S.C. Limited, WAPDA, PTCL, etc., thecommission is to be charged from the openers by the banks as per their own schedule of charges.
In addition to above, commission/service charges, courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
SCGLCode
Account Opening at UBL Omni DukaanInitial Deposit requirementMinimum Balance requirement
Minimum Balance charges
Fee For Account Holders*
FreeRs. 100/-
Rs. 15/-
Rs. 100/-
Slab Start Slab End Customer Fee (Rs.)
UBL Omni Money Transfer
Cash Withdrawal
Slab Start Slab End
1
2,5014,0016,0018,001
10,001
1,001
13,001
60/-120/-170-230/-290/-350/-400/-450/-
1,0002,5004,0006,0008,000
10,00013,00015,000
1501
2,5014,0017,00110,00115,00120,001
5002,5004,0007,00010,00015,00020,00025,000
Customer Fee (Rs.)3/-6/-
21/-41/-64/-94/-
131/-169/-
Service Fee at UBL Omni Dukaan*
Utility Bill PaymentMobile Voucher PurchaseMobile Top upCash Deposit(Within A/c opening area)
FreeFreeFree
Free
Cash Deposit(outside account opening area)
Slab Start1
1,0012,5014,0016,0018,00110,00113,00115,00120,001
Slab End1,0002,5004,0006,0008,00010,00013,00015,00020,00025,000+
Customer Fee (Rs.)48/-96/-
136/-184/-232/-280/-320/-360/-408/-456/-
BRANCHLESS BANKING
19
BRANCHLESS BANKING
BRANCHLESS BANKING
Particulars Charges
20
SCGLCode
Omni Semi Annual
Omni Monthly Rs. 150/-
Rs. 500/-
Package SubscriptionPackage Type Customer Fee (Rs.)
30
180
Validity (In Days)
1. UBL Omni A/c to Omni A/c Fund Transfer.2. View Bill.
3. Balance Inquiry.
Free Transaction
UBL Omni ATM CardCard Name Issuance/Replacement Fee (Non Refundable)
UBL Omni ATM Card 250/-Daily Withdrawal Limit**
40,000/-
20,000 408/-15,000 360/-13,000 320/-
8,000 232/-
Slab Start Slab EndA/c to Person Transfer UBL Omni A/c
to A/c TransferCustomer Fee (Rs.) Customer Fee (Rs.)
11,0012,5014,0016,0018,00110,00113,00115,001
1,0002,5004,0006,000
10,000
48/-96/-
136/-184/-
280/-
42/-84/-
119/-161/-203/-245/-280/-315/-360/-
20,001 25,000 456/- 405/-
Money Transfer From Omni Account (SMS & Omni Mobile App)
N/A
Non Financial Transaction and other Services
Transaction TypeBalance EnquiryView BillAccount Number Enquiry
Customer Fee (Rs.)
Bill Nick AdditionPayee nick aditionDeletion of Bill NickDeletion of Payee NickHelpDisplaying of last transactionsListing of bill NicksListing of payee Nicks
Omni Moble App
N/A
5/-
FreeFreeFreeFreeFreeFreeFreeFree
*All mentioned amounts in PKR, Fee are inclusive of all Taxes.**Account limits will supersede.
5/-
SMS5/-
FreeFreeFreeFreeFreeFreeFreeFreeFree
Transaction TypeCustomer Fee (Rs.)
Omni Moble App
Other Financial Transactions
Bill PaymentsVoucher PurchaseMobile Top UpLoading amount from linked UBL accountUnloading amount to linked UBL account
FreeFreeFreeFreeFree
SMSFreeFreeFreeFreeFree
BRANCHLESS BANKING
21
Initial Deposit Cheque Only
Cheque Clearing Charges
Particulars Charges
Transaction FeeDoor step cheque through net banking Rs. 150/- per transaction (FED Included)Inter-Bank Fund Transfer Rs. 150/- per transaction
B. UBL eTransaction AccountNetbanking monthly subscription fee is waived on E-Transaction A/c subject to maintenanceof required balance;
Monthly Service Charges Rs. 50/- (FED Included) When average balance is below Rs. 10,000/-
C. UBL NRP Direct Accounts
0.6% of the initial deposit or USD 16whichever is lower0.6% of the initial deposit or USD 7whichever is higher
International Mailing Charges
Monthly Service ChargesWhen Monthly Avg balance is belowRs. 50,000
Rs. 50/- (FED Included)
D. UBL Click N Bank (eNRP) Accounts Monthly Service Charges
Rs.50/- (FED included)USD 5/-
When monthly Average balancea. PKR A/c is below Rs. 30,000/-b. USD A/c is below USD 500/-
Rs. 2,500/-
A.UBL Netbanking
UBL Netbanking
Monthly Transaction Limit Monthly Subscription Fee
Bronze Upto Rs. 5,000/- Rs. 25/-Rs. 45/-Rs. 75/-Rs. 150/-
Upto Rs. 50,000/-Upto Rs. 100,000/-Upto Rs. 500,000/-
SilverGoldPlatinum
Basic Free (View only) Rs.0/-Package Name
Premium Upto Rs. 1,000,000/- Rs. 300/-
Rs. 75/-
Free
Free
Free
Rs. 150/-
Rs. 75/-
Free
Free
Less than 15,000
15,000 - 29,999
30,000 – 49,999
50,000 and Above
3 Months Average Balance PremiumBronze Silver Gold Platinum
Rs. 25/-
Free
Free
Free
Rs. 45/-
Free
Free
Free
Rs. 300/-
Rs. 300/-
Rs. 150/-
Free
Note:In addition to above, commission/service charges, courier/postage / fax charges will also be recoveredaccording to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
22
CONSUMER BANKING
23
CONSUMER BANKING
CONSUMER BANKING
24
Rs. 1,000/- per annum -
Rs.100/-(Free for UBL Wiz InternetCard & ACCA Card)
Particulars Charges
A. ATM / DEBIT CARD1) General Debit / Prepaid Card Charges
FreeFree
c) Wiz Refund Charge 54204950 -
Re-Load Fee ii) Value added ATM withdrawal insurance
Rs. 100/-
b)i) From Branchii) From UBL ATM (From Wiz Card to Wiz Card & From A/c to Wiz Card)iii) From UBL Net banking (From A/c to Wiz Card)
Rs.15/-Rs.15/-
a) Switch Transaction FeeWithdrawals on 1 Link ATMs other than UBLWithdrawals on other Switches
i)ii)
Free
c) Balance InquiryRs. 5/- per transactionRs. 50/- per transaction
Within Pakistan from Non 1 Link ATMsFrom Outside Pakistan
Freed) Internet Usage
Activation ChargesPer Session Charges 54204420 1085
For Local - Incase of Low Balance andExcess Over LimitFor International - Incase of Low Balanceand Excess Over Limit
Rs. 5/-
Rs. 35/-
e) Charge on Declined POS Transaction
f) Funds Transfer through ATM Within UBL Rs. 50/- pertransaction.Outside UBL Rs. 100/- pertransaction.
3.5% of transaction amount
3% of transaction amountb) International Usage Charges
ATM Withdrawal
POS & Internet Purchase
i)
ii)
i)ii)
i)ii)
i)
ii)
Note:No joining fee. Annual fee to be recovered in advance. No refund on account closureIn addition to above, commission/service charges, courier/postage /fax charges will also be recoveredaccording to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval from relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
SCGLCode
Free
54204950 -i) Free on deposit ofRs. 10,000/- & aboveii) Rs. 100/- for deposit ofless than Rs.10,000/-
b)
Rs. 250/- per card
Rs. 1,000/- per annum
54204750 1046c)
Value added ATM withdrawal insurancecoverage (optional)Card Replacement Fee (upon request)
3) UBL Wiz Prepaid Visa Debit Cardsa) i) Card Issuance (One time fee) (with basic ATM withdrawal insurance coverage)
2. UBL MegaWallet Debit Card & UBL First - Pocket Money Debit Card
(with basic ATM Withdrawal Insurance Coverage)
a) Annual ChargesSupplementary
250/-Free
Basic500/-Free
UBL MegaWallet Card/Proprietary CardUBL First Pocket Money Card
Card Type
54204800 106754204830 1068
54204850 1051
54204850 1052
54204830 1071
- -
54204410 1083-1084
54204750 1044-1046
- -
- -
-
----
--
a) Purchase in Currency other than USD and PKRb) Purchase in USD and PKR
54200230 1149
1049
CONSUMER BANKING
Particulars Charges
25
Rs. 1,000/- per annum
Rs. 1,000/-Rs. 500/-
i) Basicii) Supplementary
b) Value added ATM withdrawal insurance coverage (optional)
1059
c) Card Replacement Fee (upon request) Rs. 250/- per card
4) UBL Premium Debit Master Carda) Annual Fee
(with basic ATM withdrawal insurance coverage)
Value added ATM withdrawal insurance(optional)
5) UBL Pardes Cardsa) i) Card Issuance (with basic ATM withdrawal insurance coverage)
Re-Load
c) Balance InquiryWithin Pakistan from non 1 Link ATMs
d) Cancellation / Card Replacement Charge (upon request)
Free
Rs. 1,000/- per annum
Free
Rs. 5/-Rs. 100/-
ii)
iii)
i)
Rs. 15/-Rs. 15/-
b) Switch Transaction Fee Withdrawals on 1 Link ATMs other than UBL Withdrawals on other switches
C. UBL DRIVE (CAR FINANCING)
a) SMS Alert Chargesi) Basic Service
ii) Premium Service
54204570 -
B. UBL GO GREEN
Monthly Charges of Rs.100/-*(For first 150 SMS)Re. 0.5 per SMS thereafter
4) Late Payment Charges 54205500 3016
3) Pre - Payment Charges (Full Payoff) As per the loan documents,or 8% of principal outstandingif not specified
-54205550
2) Vehicle Evaluation Charges As per the loan documents,or Rs. 5,000/- if not specified
-
As per the loan documents,or Rs. 6,000/- (non-Refundable)if not specified Plus FEDCharge
-1) Application Processing Charges
6) Repossessed Vehicle Evaluation Charges Rs. 1,000/-
*Mandatory monthly deduction irrespective of number of SMS
Freeb) e-Statement i) Statement of Account through E-mail
i) Membership Fee
ii) Merchant Setup Fee (one time)iii) Discount Rateiv) Refund/Charge Back Processing
c) Internet Merchant AcquiringRs. 50,000/- per merchantper annumRs. 40,000/-3.50% per transaction0.78% per transaction
-
Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
5) Vehicle Re-Possession Charges Actual incurred by thebank up to a maximum ofRs. 75,000/-
As per the loan document,Rs. 1,000/- if not specified
SCGLCode
Monthly Charges of Rs.50/-*(For first 50 SMS) Re. 1 perSMS thereafter
54204750
106054204750- -
54204750 1061
- -
54204750 -
- -
54204750 -54204750 -54204750 -
54204950 -
54204570 -
- -
54205500 -
54205500 -
54202200
-
54302350 -
54302350
54302400 -54300150 -54302650 -
CONSUMER BANKING
26
Particulars Charges
7) Monthly Warehouse Charges -57800800
8) Auction Charges Rs. 5,000/- -57800800
As per the loan documents,or Rs. 5,000/- per vehicle,if not specified
Note:All regular Branch Banking charges will be applied for the transaction through branchesIn addition to the above, commission / service charges, courier / postage / fax charges will alsobe recovered according to prescribed tariff (wherever applicable)In addition to the charges above, all applicable Govt. levies will also be recovered.All rates are subject to change.
SCGLCode
-
9) Insurance Charges As per the rate quoted bythe Insurance Company
10) Legal Stamping Charges At Actual 57800600
3) Annual Charges (Renewal fee) As per the loan documents,or Rs. 2,000/- if not specified
54202200 3002Rs. 5,000/-2) Processing Fee for Lien Marked 54202200 3026
As per the loan documents,or Salaried Rs. 3,000/- &SEB/ SEP Rs. 4,000/- if notspecified
D. i) UBL CASHLINE1) Processing Fee 54202200 3001/
3023/3024/3025
As per the loan documents,or 5 % of the remainingoutstanding amount if notspecified
E. UBL MONEY1) Pre-payment Penalty
2) Late Payment Charges
3) Partial Payoff Option Fee
54205550 -
54205550
54205550
3016
-
As per the loan documents,or Rs,1,000/- per installmentif not specifiedAs per the loan documents,or 5% of the amount beingprincipal if not specified
3) Partial Payoff Fee As per the loan documents,or 5 % of the amount beingreduced from outstandingprincipal if not specified
54202200 -
4) Late Payment Charges 54205500 -
As per the loan documents,or 8% of remainingoutstanding principalamount if not specified
As per the loan documents,or Rs. 1,000/- per installmentif not specified
As per the loan documents,or Rs. 1,000/-or 10% whichever is higher, if not specified
Rs. 2,000/-8) Limit Enhancement Fee 54202200 3029
6) Insurance Charges (Credit Protector)
7) Legal Stamping Charges
0.2% of total monthlyoutstandingAt Actual
3004
54202200 -
5) Late Payment Fee 54202200 3003
Rs. 1,000/- per annum4) Value added ATM Withdrawal Insurance Coverage (optional)
2) Pre-payment Penalty 54202200 -
Upto Rs. 3,000/- 54202200 30191) Processing FeeD. ii) UBL CASH PLUS
57800800 3018
54202200 -
54202200
CONSUMER BANKING
27
Particulars Charges
As per the loan documents,or Rs. 4,000/- (non-refundable),if not specified
As per the loan documents,or Rs. 4,000/- (non-refundable),if not specified
-58700600
F. UBL ADDRESSAs per the loan documents,or Rs. 5,000/- (non-refundable),if not specified, Plus FEDCharge
3017542022001) Processing Charges
3) Legal Charges
-542022002) Appraisal Charges
Note:These Charges are quoted by the vendor & are subject to change.In addition to above, commission/service charges courier/postage / fax charges will alsobe recovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head /Divisional Head.In addition to the charges above, all applicable Govt. levies will also be recoveredincluding FED.
SCGLCode
4) Late Payment Charges 301654205500As per the loan documents,or Rs. 1,000/- per installment,if not specified
5) Property Insurance As specified in the loandocuments, or actual(max of 3%) if not specified
8) Pre-payment Penalty (Full Payoff) As per the loan documents,Less than 1 yr: 8%, 1-3 yrs:5%, 3-20, yrs: 3% if notspecified
-54205550
6) Life Insurance -Optional. As per the ratequoted by the InsuranceCompany.
As per the loan documents,or Max 6 monthlyinstallments. Penalty chargesapply on amount exceedingRs. 50,000/- or 6 monthlyinstallments. 8% for Year 1,5% for Year 2, 3% in Year 3& onwards if not specified
-542055507) Partial Payoff
10) Default due to lack of funds on standing instructions
As per the loan documents,or Rs. 2,000/- if not specified
54208050 -
11) Refund CCs Regular CC charge as perpage no. 2, Item No. 1 (a)will apply for all consumerrefunds.
54200100 -
G.CREDIT CARDAnnual Membership Fee(with basic ATM withdrawal insurance coverage)
1)
Chip Maintenance Fee2)
Annual Supplementary Card Fee (with basicATM withdrawal insurance coverage)
3)
Rs. 1,500/- (Silver)Rs. 3,000/- (Gold)Rs. 4,000/- (Platinum)
Rs. 250/- per annum
Rs. 500/- (Silver)Rs. 750/- (Gold)Rs. 2,000/- (Platinum)
-54205500
54205500
4) a) Platinum Upgrade Fee from Gold and Silver-Basicb) Platinum Upgrade Fee from Gold and Silver-Supplementary
Rs. 2,000/-
Rs. 1,000/-
543005505430060054300650
---
54301750 -
54300550 -
54300750 -
54300650 -
54300650 -
54300650 -
CONSUMER BANKING
Code
13) Minimum Monthly Payment
6) APR - Retail Transaction7) APR - Cash Advance8) APR - BTF9) APR - Lite Installment Plan10) APR - Lien Marked Credit Card11) Processing Fee for Lien marked Credit Card12) Legal Stamping Charges (For lien marked credit cards only)
Particulars Charges
28
SCGL
Free
Rs. 250/- per transactionor 2% of transactionamount (whichever ishigher)
5% of the installmentoutstanding balance orRs.1,000/- (whichever ishigher)
Up to 39%Up to 39%Up to 24%0 % - 39%Up to 33%Rs. 5,000/-At Actual
15) Late Payment Fee
16) Over Limit Fee
17) Credit Guardian - Optional
10% of the minimumbalance due or Rs. 1,000/-(whichever is higher)
2% of the over limit amountor Rs. 1,000/- (whichever is higher)
0.79% of the monthlyoutstanding balance
5% of the outstandingbalance or Rs. 200/-(whichever is higher)
4% of the amount withdrawnor Rs. 750/-(whichever is higher)
14) Cash Advance Fee
-
21) Booking Charges - Balance Transfer (Open)
22) Booking Charges - Lite Installment Plan
23) Cancellation Charges - Lite Installment Plan
24) Direct Debit Failure Fee Rs. 500/-
19) Child Education Plan Plan A- Rs. 49/- per childper monthPlan B - Rs. 98/- per childper monthPlan C - Rs.125/- per childper month
20) a) Hospital Cash Plan - Executive 21-35 years: Rs. 220/-per month36-50 years: Rs. 360/-per month51-60 years: Rs. 824/-per monthEach Child 1-20 years:Rs. 215/- per month
b) Hospital Cash Plan - Deluxe 21-35 years: Rs. 320/-per month36-50 years: Rs. 529/-per month51-60 years: Rs.1,200/-per monthEach Child 1-20 years:Rs. 300/- per month
18) Family Security Plan Plan A - Rs. 63/- per monthPlan B - Rs. 105/- per monthPlan C - Rs. 210/- per monthPlan D - Rs. 315/- per month
5) Value added ATM withdrawal insurance coverage (optional)
Rs. 1,000/- per annum - -
54301450 -
-
T41805000 -
543013005430135054301400
543010005430105054301100
54300850
54300950
54302150 -
54302200 -
54302200 -
54302200 -
54302200 -
54302200 -
54302200 -
- -
54301150
54301250
54301150 -
54302300 -
526009005260093052600960
SilverGold
Platinum
SilverGold
Platinum
SilverGold
Platinum
SilverGold
Platinum
SilverGold
Platinum
CONSUMER BANKING
Particulars Charges
29
25) a) Card Replacement Fee-Silver & Gold b) Card Replacement Fee Platinum
Rs. 500/-Rs. 1,000/-
26) UBL PSO Auto Credit Card Conversion Fee (for Basic and Supplementary Cards)
Rs. 500/- per card
27) Utility Bill Payment
28) Limit Enhancement Fee
Up to Rs. 35/- pertransaction or Rs. 350/- perannum (per utility company)Rs. 2,000/-
Up to 3.5% of thetransaction amount
30) VISA/ MasterCard Arbitration Charges for Disputed Transactions31) Refund CCs
33) Global Customer Assistance Service - Fee a) Lost & Stolen Card b) Emergency Card Replacement - VISA Gold & Platinum c) Emergency Card Replacement - VISA Classic d) Emergency Cash Disbursement e) Emergency Service Request Denied or Fulfilled by Issuer or Cancelled f) Cardholder Inquiry Service / VISA Assistance Centre
USD 35/- per requestUSD 250/- per request
USD 225/- per request
USD 175/- per requestUSD 50/- per request
USD 7.50/- per request
USD 500/- or equivalent
Regular CC Charge as perpage no.2, Item No. 1 (a)will apply for all consumerrefund
Note:Markup will be charged on unpaid principal amount.In addition to above, commission / service charges, courier/postage/ fax charges will also berecovered according to prescribed tariff (wherever applicable).In addition to the charges above, all applicable Government levies will also be recovered.
SCGLCode
29) Foreign Transaction Charges
34) Shapes Visit charges (For Platinum Credit cards only)
a) Primary Customers, charges will be applicable from 13th visit onwards in a month
b) Supplementary Customers, charges will be applicable from 5th visit onwards in a month
Rs. 1,000/-
Rs. 1,000/-
H. GENERAL CONSUMER BANKING CHARGES
1) Duplicate Statement
2) Cheque Return Charges3) Collection on Customer Call4) UBL Airport Lounge Charges (Karachi Airport)
Rs. 35/- per statement(not applicable on creditcard)
Rs. 400/- per chequeRs. 250/- per pickupRs. 800/-*
*Exceptions apply for Gold and Platinum Customers
a) Membership/Annual Fee b) Airport Lounge Visit Fee
32) Platinum Priority Pass FeeFreeUSD 35/- per visit
54301450 -
54301900 -
54302500543025505430260054300200
70502500 -
- -
-
54300500 -
54301450 -
54300500 -
54203700 -
54202250 -
SilverGold
Platinum
BLANK
30
INTERNATIONL BANKING
INTERNATIONL BANKING
31
INTERNATIONAL BANKING
Transfer commission willbe charged as applicablein case of fresh Letter ofCredit
Particulars Charges
A. IMPORTS1) Cash Letters of Credit: a) Issuance of Letter of Credit Upto 0.40% for 1st Qtr or
part thereof, Upto 0.25%,for subsequent Qtr,Min Rs. 2,200/-
32
SCGLCode
12) Mark-up & commission in case of import bills under Import L/Cs
3) Transfer Commission-Commission on account of change in the beneficiary / country of advising
-
2) Revalidation commission Revalidation Commissionto be charged from the datesubsequent to the date ofexpiry of LC at ratesapplicable in case ofopening of fresh LC.
AMC54206050
4) a) Non reimbursable L/C under Barter Aid / Loans and Authorization to pay
1.0% on 1st Qtr and 0.30%for each subsequent Qtr orpart thereof,Min. Rs.1,500/-
-
b) L/C, L/G under "Suppliers / Buyers Credit" Pay As You Earn Scheme (PAYES) and deferred payment L/Cs for period over one year c) In case of L/G undertaking to be issued favoring any bank for providing forward cover exchange risk under Suppliers / Buyers Credit behalf of applicant
Commission @ 0.40% perQtr or part thereof,Min. Rs.2,500/-Commission @ 1.6% perannum,Min. Rs.2,000/-
--
-
d) L/C cancellation charges Rs. 2,000/- plus swiftcharges Rs. 1000/- flat &communication charge (atactual)
LCN54206100
6) Issuance of Certificate regarding opening of L/C or registration of contract to another bank for booking of forward exchange at importer’s request
Rs.1,000/- per application(flat)
-
5) Registration of contract with SBP in respect of Private Foreign Currency Loans obtained by borrowers in Pakistan from Foreign Lenders
Handling chargesRs.7,500/- (flat)
-
7) Bills are drawn at a Usance under the Letter of Credit other than Pay As You Earn Scheme and Supplier / Buyer Credit and Deferred Payment Letters of Credit on yearly
a) Rs.1,500/-per bill (flat) HDCLEC
5420675054206000
b) Extra Commission@ 0.10% per month or partthereof from any periodbeyond the L/C validity tillmaturity of the bill.
8) Contract registration for import on annual volume basis
11) Import documents received directly / indirectly from the supplier to the applicant / bank with / without registration of contract and the payment made there against.
0.40%, (flat),Min Rs.2,500/- (flat)
9) L/C Amendment
10) Contract Amendment Min. Rs. 1,500/- (flat)Rs.1,500/-(flat) Plusservice charges @ 18/-paisa per Rs .100/-Min, Rs 2,000/- swiftCharges Rs.1,000/-
CRC
AMC
CRC
HDCRTCSWS
Rs. 1,200/- per amendment(flat) or commission at ratesspecified under items 1 and 4(a) above, if amendmentincrease in amount orextension in period ofshipment.
54206200
54206050
54206200
542067505420640057800400
LOC54206000
NoteIn case forced PAD is created due to non payment on maturity against DA LC, commission @ 0.50%is to be charged (once only) on the amount (net of margin) for which FPAD is created in addition tomark-up @ 60 paisa PTPD (or as revised from time to time) from the date of maturity till the date ofpayment.
54206000
54206000
54206000
54203150
54206150
54208800
INTERNATIONAL BANKING
HDC
SCCode
RTC
RTC
-
DEC
HDC
-
---
ELC
ADC-
ADCADC
ADAADA
-
33
USD 70/- or equivalent plusswift charges Rs. 1,000/- flat& comminication charges(FED will be applicable)
Particulars Charges
17) Handling of discrepant documents under Import L/Cs
B. EXPORTS
54206850
GL
iii) If retired during next 15 days after the period mentioned in (i) and (ii) aboveiv) If retired during next 190 days after the period mentioned in item (i) (ii) and (iii) above
13) Import bills returned unpaid
14) a) Collections
30 paisas per Rs.100/-
40 paisas per Rs.100/-
15) Service charges on retirement of Import bills under L/c's / Contracts
Rs.1,500/- (flat), percollection
Handing charges USD100/- (flat) plus couriercharges Rs. 2,000/-
16) Reimbursement charges (payable to Reimbursement Bank)
At Actual
a) Opened by us where Fx conversion forward is done by us b) Opened by us where Fx conversion / forward is done by other banks
@ 15 paisa per Rs.100/-Min. Rs.1,500/-@ 18 paisa per Rs.100/-Min. Rs.1,800/-
a) Mark-up in case of Import bills under Import Letters of Credit
54 paisas per Rs.1,000/-per day from the date ofnegotiation till the date ofretirement (on the amountfor which PAD is created)
b) In addition to mark-up as per (12) (a), Bank’s commission on the amount (net of margin) for which PAD is created, as under:
i) If retired within 10 days from the date of lodgment
No Commission
ii) If retired during 15 days subsequent to the period at item (i) above
25 paisas per Rs.100/-
Rs. 1,500/- (flat), plusservice charges @15 paisaper Rs.100/-,Min Rs 1,500/- plus swiftcharges Rs. 1,000/-
b) Import against advance payment to suppliers
54206750
54206750
57800500
54206400
54206400
52700430
542067505420640057800400
18) Issuance of freight certificate for Imports on FOB basis19) Extension in maturity of Usance Bills under LC / Bank Contract20) Expense Recovery Protest/ Legal Charges
22) Duplicate advice issuance
23) FED invoice certificate24) Issuance of business performance certificate of previous years at the customer request
Rs 1,200/- per certificate
1,500/- (flat) per bill
Actual + USD 25
Rs.1,000/- per certificateRs.3,000/- per certificate
Rs.350/- per duplicateadvice
21) Handling of Imports Documents against PAD Bills (Sight Bills)
Rs. 1,500/- (flat)
54206750
54206750
f) Reimbursement payment to other local from non-resident rupee A/c
Rs.500/-(flat)
0.25% per quarter or partthereof, Min. Rs.300/-Rs.1,300/-(flat)
d) Confirmation
e) Transfer of Export L/Cs
Rs.200/- (flat)1) Processing charges for Export Registration
Rs.1,000/- (flat)USD 30 (flat)0.30%, Min. Rs.250/-
2) Letter of Credit
b) Amendment Advising (i) Beneficiary in Pakistan (ii) Beneficiary outside Pakistan
c) Negotiation of bills against L/C issued under barter / remittance from SBP (rupee bill)
Rs.1,800/- (flat)USD 60 (flat)
a) Advising (i) Beneficiary in Pakistan (ii) Beneficiary outside Pakistan
54206550
54206550
5420645054206450
5420645054206450
52700430
54206850
5420685054206420
54206600
-
-
-
--
-
-
INTERNATIONAL BANKING
Rs. 80/- (flat) per transaction
Particulars Charges
3) Advance Payment
34
0.15% Min Rs. 400/-Rs. 200/- (flat)As per prevailing SBPregulations (as and whenthe shipment is effected).
a) Service charges b) Commission c) Export Development Surcharge
5420785054206650
4) EDS handling charges 54206750
6) Collections a) Clean cheques / Drafts / FTCs b) Documentary (on which bank does not earn any exchange difference)
Rs.100/-Rs. 200/- per collection (flat)
7) Duty Drawback Claim
8) Service charges against export documents sent for collection basis where payment cover is already received to our Foreign Currency A/c
13 paisas per Rs.100/-
0.25% of the amount of claim,Min. Rs. 250/- per case
54206850
54206600/54206850
9) NOC Issued Document transferred against Export document10) Freight Subsidy
Rs. 500/- per bill
Rs. 400/- per case
54206600
41400700
11) Research & Development Surcharge - R&D handling charges
0.25% of the amount of claim,Min Rs. 250/- per case
54206600
Rs.1,000/- per certificateRs. 2,000/- per certificate
12) Any Certificate issued in current Financial year including withholding tax certificate
54206600
a) Originalb) Duplicate
13) Trade Development Authority Registration certificate verification
14) Duplicate advice issuance
Rs. 200/- per certificate
Rs.300/- per duplicateadvice
54206600
15) a) Negotiation of documents drawn under sight Letter of Credit (Delayed Realization) If proceeds not realized / credited to our customer's a/c within 12 days than mark-up is applicable to customer. NICF facility will be charged for any delay beyond
b) Negotiation (Usance) (Delayed Realization) If payment of Foreign / Local Bills realized within 03 days, no mark-up to be charged. Incase proceeds not realized/credited to our a/c within 03 days from the date of the maturity till its adjustment than mark-up is applicable to our customer's NICF facility or as per special approval by the competent authority. In case of no NICF facility is available to the customer than mark-up will be charged
Mark-up rate @ 54 paisaper Rs.1,000/- per day tobe charged
Mark-up rate @ 54 paisaper Rs.1,000/- per day tobe charged
52600330
52600330
Rs.1,000/- per certificate17) FED invoice certificate 54206600
Rs.1,500/- plus swiftcharges Rs. 1000/- flat &communication charges
18) Export LC Cancellation 54206450
5) If the documents are sent to other banks for negotiation under restricted Letter of Credit
Rs. 400/-(flat)
Rs.2,500/- per certificate16) Issuance of business performance certificate of previous years at the customer request
54206600
40244023
HCH
-
-
ESC/SCH
EBC
-
-
-
-
-
EMU
EMU
EBC
CAN
-
-
SCGLCode
Note:The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority.In addition to above, commission/service charges, recovery of courier/postage / fax charges willalso be recovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
41800800 EDS
54206600
54206800
INTERNATIONAL BANKING
35
Particulars Charges
C. REMITTANCES
1) Outward a) Foreign Travelers Cheques 1% of the amount of
travelers cheques sold,Min. Rs. 400/-
54207500 4001
b) i) Remittance abroad through Foreign Currency Account
Commission @ 0.25% perUS$ 1,000 or part thereof,Min.USD 10, Max.USD 100
54207550 4002
ii) Remittance against surrender of Foreign Currency notes or cash deposited in Foreign Currency A/c within 15 days from the date of such deposit
Commission mentionedunder (b)(i)above, plusservice charges @ 0.25%to be recovered Min Rs.200/-
iii) Foreign Currency cash deposited in CFC A/c for realization of Export proceeds
iv) Collection for Foreign Currency A/c
In addition to commissionmentioned at (b) (i) above,plus service [email protected]% to be charged incase of realization of Exportproceeds against cashdeposited in FCY A/c
0.6%, Min USD 7, Max USD 15 v) A/c to A/c Funds Transfer of Foreign Exchange Companies in Foreign Currency A/c (having same title of A/c) within UBL Branches (Locally)
Commission @ USD 1 per1,000/-or part thereof,Min. USD 8, Max. USD 75
c) Remittance abroad other than through Foreign Currency A/c
i) Students (for education purpose) Rs. 200/-
54207570 4003
iii) FDD / FTT cancellation charges against Export
ii) Commission against issuance of FMT/ FDD / TC From FC Account (Not applicable on advance payment Imports) iii) Commission against issuance of MT/FDD against Export
d) i) FDD / FTT cancellation charges ii) Under general permission or specific approval of SBP
e) i) Issuance of duplicate FDD ii) Issuance of duplicate FDD under Export
@ 15 paisas per Rs.100/-,Min. Rs. 400/-
@ 15 paisas per Rs.100/-,Min. Rs. 500/-
Rs. 500/- per itemRs.250/-
Rs.500/- per cancellation
Rs.400/Rs.500/- (flat)
54207750 4010
54207700 4013
2) Inward a) Home Remittance Free - -
SCGLCode
c) Commission charges on payment of Inward Foreign Remittance/Swift Transfer received in Foreign Currency (Charges code SHA/BEN/OUR) and cover through our various Nostros.These charges are to be recovered only when TT buying rate is applied.
Favoring UBL Customers@ 0.15%, of remittanceproceeds Min Rs. 500/-& Max Rs. 2,000/-Beneficiaries with otherlocal banks flat charges@ Rs.1,000/-
54207850 -
Free, if the proceeds arecredited to an A/c withUBL. In other cases, flatcharges @ Rs.500/-
b) Others
Flat charges Rs. 500/-only on Out-Bound Exportproceeds in FCY only
19) Export Proceeds Transfer 54206600 EBC
54207550 4004
54206760 4005
54200240 4006
54207600 4007
54207660 4008
54202450 -
54207750 4011
54207750 4012
54207700 4014
54207850 -
SCCode
Note:In addition to above, commission/service charges, courier/postage / fax charges will also berecovered according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head / Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered
Particulars Charges
ii) Cheque/Draft/FTCs Returned unpaid iii) Postage
Rs. 400/- (flat)Rs. 200/- (flat)
36
-54203710-57800200
D. MISCELLANEOUS
1) Correspondent Banking charges At Actual -54208000
GL
e) Clean Collection-Using Foreign Correspondent arrangements i) Collection for Foreign Currency A/c or Rupee A/c
0.6%, Min USD 7, MaxUSD 15 or EquivalentRupees per collection (inAddition to foreignBank charges)
5420760054207550
--
b) Negotiation (Usance) -52600301If payment Foreign/Localbills realized within 3 days,no markup to be charged.Incase proceeds notrealized/credited to ouraccount within 3 daysfrom the date of maturitythen markup to be chargedfrom the date of maturity tillits adjustment @ applicableto our Customer's NICFfacility or as per specialapproval by the competentauthority. Incase of no NICFfacility is available to thecustomer then markup@54 paisa per Rs.1,000/-per day to be charged.
d) Inward cheques expressed in Foreign Currency drawn on Foreign Currency A/c received from local / upcountry bank's branches for payment in Pak Rupees after conversion at authorised dealers buying TT clean rates
0.15%, Min. Rs.400/- 54207850 -
3) Inward collection received relating to Foreign Currency A/c from abroad or local banks / branches and where the payment is demanded in Foreign Currency
6) Credit check at customer's request Rs.300/-
2) Foreign bills sent for collection returned unpaid Rs.500/- (flat) -54203700
-54206850
USD 5 per USD 1,000 orpart there of and Max.USD 15
-54203700
4) Inward Foreign Currency cheque, received from local branches, upcountry branches or local banks for payment in Pak Rupees (convert the relevant Foreign Currency at the TT Buying rate)
Commission @ 0.10%,Min. Rs.200/-
-54203700
5) Issuance of proceeds certificate beyond one year Rs.500/- (flat) per certificate -54206850
7) Service charges for verification of test / signature and mail L/Cs
Rs.500/- per instance -54206850
8) Standing instructions charge in Foreign Currency A/c
USD 5 per transaction -54206850
9) a) Negotiation of documents drawn under sight letter of credit
-52600301If proceeds not realized /credited to our customer'saccount within 12 days thenmarkup @ applicable to ourcustomer NICF facility to becharged for any delaybeyond 12 days. Incase noNICF facility to the customerthen mark up @ 54 paisa perRs. 1,000/- per day to becharged.
INTERNATIONAL BANKING