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June Budget
Sub Total Total % of take home pay
Charitable@ $45.00 1.18%
SAVINGS $0.00 0.00%
College fund@ $0.00
Retirement fund@ $0.00
Emergency fund@ $0.00
UTILITIES $293.00 7.67%
Cable $50.00
Electricity $85.00
Phone $120.00
Water $38.00
Trash $0.00
FOOD $540.00 14.14%
*Groceries@ $400.00
*Restaurants@ $140.00
HOUSING $1,140.00 29.85%
Rent $1,040.00
Storage Unit@ $100.00
Mortgage Portion $0.00
TRANSPORTATION $280.00 7.33%
Suv Gas(PAY PAL)@ $160.00
Traffic Ticket $0.00
Sunfire Gas(PAL PAL)@ $120.00
CLOTHING $60.00 1.57%
*Clothing@ $20.00
$40.00
MEDICAL/HEALTH $72.00 1.89%
Health InsurancePay Check
Chiropractor@ $36.00
Dentist $0.00
OB Appt@ $18.00
Podiatrist CA@
*Medications/Vitamins@ $18.00
PERSONAL $55.00 1.44%LIfe Insurance Pay Check
Item (@ = First Paycheck ) ( *= Envelope Sytem)
*HouseHoldCleaning/Laundry@
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Child Care $0.00
*Toiletries/Cosmetics@ $40.00
*Hair Care@ $0.00
Netflix@ $15.00
School Tuition/Supplies $0.00
Subscriptions Go2myPC@ $0.00
Organizations Dues@ $0.00
Miscellaneous $0.00
Miscellaneous $0.00
RECREATION $200.00 5.24%
*Entertainment *Blow Money@ $200.00
DEBTS $1,134.00 29.69%
Visa@ $62.00
$124.45
$594.00
Student Loan@ $113.55
Car Loan @ $240.00
Expences Subtotal ---------------------------- ---------------------------- ----------------------------
Income Streams
1st Paycheck@ $1,642.00
2nd Paycheck $1,642.00
Babysitting $250.00
Babysitting@ $250.00
Loan Repayment $35.00
Total TAKE HOME PAY $3,819.00Total Expences $3,819.00
Income/Expence Balance $0.00
Cash for Envelopes Err:520
Payed to Irregular IncomeSavings@
Payed to Irregular IncomeSavings
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Allocated Expences
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CASH on June12
FirstPaycheck
SecondPaycheck
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Income Sub Err:520 Err:520Left To save Err:520 Err:520
Momentum: (focused intensity) / (time)x (God) = unstoppable
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WI Trip Budget / Caleb's Wedding
Item/Expence Sub Total Amount Total
Travel $660.00
Gas To and From $354.17 2500
Gas In WI $127.50 900
Hotel To and From $120.00
Oil Change Before / After $58.33
Wedding Expences $230.00
Tux Rental? $70.00Gifts $60.00
Dinner Gift $50.00
Dinner Gift $50.00
Food $500.00
Groceries $100.00
Eating out To and From $200.00 8
Eating out In WI $200.00 8
Extra Blow Money 100
Total $1,490.00
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Calculations
$3.40 24
$3.40 24
$25.00
$25.00
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Debt Snowball
Debt Amount Minimum Mo Payments
Credit Card 1 $5,000 125Student Loan $5,000 115
Vehical Loan $10,000 250
Total $20,000 490
Momentum:((focused intensity)/(time)) x (God) = Unstoppable
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Irregular Income Expences List
Priority Date Due
1 8/1/2010 Trip WI for wedding $0
1 10/30/2010 Upside-Down Sell House Fund -$17
3 11/30/2010 Christmas Trip To WI -$94
4 10/15/2010 USAA Car Insurance -$20
5 10/30/2010 Sunfire State Inspection -$2
5 10/30/2010 SUV State Inspection -$4
5 11/30/2010 Trailer State Inspection -$2
5 11/30/2010 SUV, Sunfire, Trailer, Tax -$9
6 11/30/2010 Christmas Gifts -$24
7 1/3/2011 Medical Bills -$94
7 5/30/2011 Car Repair/Tires -$27
8 12/30/2013 Car Replacement Fund $302
Notes: Once an item is payed out from savings, Remove that item's row
Saving for Irregular IncomeItems
Minimum SavingsRequired/Month
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Amount Sub Totals
$1,490.00 $1,490 $0.00
$5,700.00 $5,400 -$300.00
$1,600.00 $0 -$1,600.00
$375.00 -$375.00
$35.00 -$35.00
$70.00 -$70.00
$30.00 -$30.00
$150.00 -$150.00
$400.00 -$400.00
$1,500.00 -$1,500.00
$300.00 -$300.00
$6,000.00 -$6,000.00
Total Savings $6,890.00
Amount left to save for $9 $10,760.00
Designated Balancein Savings
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Liquidable Item OR Account Value
Checking Account $1,500.00
Savings Labeled (Emergency fund) $1,000.27
Savings (Old Savings Account) $5.95
$5,400.00
PayPal account $140.00
SUV (Depriciating Constantly) $6,113.74 Initial Value $15,000.00
SunFire (Depriciating Constantly) $687.72 Initial Value $8,000.00
Gift Card for 2 nights in BB hotel $180.00
ITUNES Account $25.00
Courts Gift Cards $20.00
Retirement Account One $5,000.00
Retirement Account Two $18,000.00
Total $38,072.69
(Current Assets)
Money Market Savings Account (UpsidDownHome Fund and Irregular Expences)
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