www.HasslefreeCashflowInvesting.com
Cash Management StrategiesFor Real Estate Investors
David Campbell Hassle-Free Cashflow Investing
Patrick DonohoeLife Insurance [email protected]
www.ParadigmLife.net
David Campbell - FounderHassle-Free Cashflow Investing
Former high school band director Self-made multi-millionaire
Real Estate investor / developer / brokerFinancial educator / author / speaker
Houses, condo-conversion, multi-family, winery, resort, office, retail, medical office, production home building
Faculty Member: Investor Summit at Sea with Robert & Kim Kiyosaki
www.HasslefreeCashflowInvesting.com
Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
Patrick DonohoeOwner - Paradigm Life Infinite Banking / Annuities Host of Infinite Banking Radio and Podcastwww.ParadigmLife.net
DisclaimerThis is not legal, tax or investment advice.
This is education only with no guarantee of accuracy.
No agency or fiduciary relationship created as a result of this presentation.
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Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal
or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
www.HasslefreeCashflowInvesting.com www.ParadigmLife.net
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Investor Summit At Sea FacultyRobert & Kim Kiyosaki
Rich Dad Advisors Ken McElroy, Garret Sutton, Tom Wheelright
the “Real Estate Guys”Patrick Donohoe & David Campbell
Open My Mind To A New
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Using cash value life insurance as a system for cash management.
The Infinite Banking Concept
Become Your Own Bank
Paradigm Life makes no representation as to the actual tax status of the PUA rider, insurance, and any benefits received or any premiums paid. Neither Paradigm Life nor its representatives give legal or tax advice or interpretation. Please contact your legal or tax advisor for such advice. As a result of the important nature of financial decisions, you are urged to visit www.paradigmlife.net to review a full list of disclosures pertaining to our products and services.
What is cash value life insurance?
•Policy owners pays premiums to life company•Life company invests the premiums for profits•Profits are shared with whole life policy owners•Like a “credit union”
•Legalized / statistical “pyramid scheme”•Uses premiums for operations•Uses new & existing premiums to pay death benefits•Most people stop paying before they collect•Insurance on insurance *derivatives*
Why cash value life insurance?Storing Liquid Capital
Cash Reserves that generate high rates of interest while being liquidLiquidity while waiting for opportunities OR preparing for contingent liabilities
Tax AdvantagesGrowth is tax freeInterest might be tax deductibleDeath benefit passes income tax free (potential to be estate tax free)
ArbitrageEarnings are higher than cost of policy loan
Death BenefitProfitable because most people don’t pay till they die
Asset ProtectionActs like a trust prior to lawsuit (state specific)Grantor / Beneficiary / Trustee
PrivacyNot on tax returnNeed a court order to view values
Teaching vehicle for younger generationActs as a credit line for my children
Shelter net worth for financial aid benefitsCash value NOT counted as part of net worth 9
STEP 1: Buy policy
STEP 2: Policy creates cash value
STEP 3: Borrow against cash value•Invest •Repay loan•REPEAT
STEP 4: Die
HOW do I use cash value life insurance?
Having your money in THREE places at the same time
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The MAGIC trick...
Having your money in THREE places at the same time
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Insurance Cash Value Growth
Policy Loan Investment or Personal Purchase
Death BenefitFinancing Transfer of Wealth for HeirsSpend your assets late in life
The MAGIC trick...
Q&A
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www.HasslefreeCashflowInvesting.com www.ParadigmLife.net
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How do I learn more?FREE REPORTS
David Campbell Hassle-Free Cashflow Investing
Patrick DonohoeLife Insurance [email protected]
www.ParadigmLife.net
