![Page 1: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/1.jpg)
Corporate Information 2016
BBVA Colombia
The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency of the issuer.
![Page 2: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/2.jpg)
2
![Page 3: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/3.jpg)
3
1. History
2. Organizational
Structure
3. BBVA in Colombia
4. Main Figures
5. Contact
Index
![Page 4: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/4.jpg)
4
1. History
2. Organizational
Structure
3. BBVA in Colombia
4. Main Figures
5. Contact
Index
![Page 5: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/5.jpg)
1956 1980
Capital Share (1)
1992
Banco Ganadero was set up as private
bank
1996
Banco Ganadero was set up
1998
BBV Acquired
49.15% of the capital
share.
BBV and
Argentaria announced
their merger
70%
30%
BBVA became the
owner of 85.1% of the Shares
BBVA increased
its ownership
to 95.2% of the shares.
BBVA Ganadero changed it’s name
to BBVA Colombia
BBVA merged with
Banco GranAhorrar
BBV acquired 34.70% of the share and merged with Banco Ganadero.
2000 2001 2004 2006
Private
Public
Caja Agraria
Our History
1990
1999 2016
90%
10%
Private
Public 1%
(1) https://www.bbva.com/es/noticias/economia/bbva-colombia-60-anos-historia/
Today’s Capital share
19%
76%
5%
5
![Page 6: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/6.jpg)
6
1. History
2. Organizational
Structure
3. BBVA in Colombia
4. Main Figures
5. Contact
Index
![Page 7: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/7.jpg)
Structure
Chief Executive Officer Óscar Cabrera Izquierdo
Executive VicePresidencies
Corporate & Investment Banking
DAVID REY BORDA
Commercial Network HERNANDO RODRIGUEZ
SANDOVAL
Talent & Culture JOSE ALBERTO HERNANDEZ
MERINO
Engineering JOSE MARIA
JIMENEZ TUÑON
Business Development PEDRO BUITRAGO M
Finance FELIX PEREZ PARRA
Global Risks Management ROCIO PEREZ MIES
Staff
BBVA Reseach JUANA PATRICIA TELLEZ
CORREDOR
Internal Audit FÉLIX ARMANDO CARDONA
LOPEZ
Comunnications MAURICIO FLORES M
Legal & Compliance,/ General Secretary
ULISES CANOSA S
![Page 8: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/8.jpg)
8
1. History
2. Organizational
Structure
3. BBVA in Colombia
4. Main Figures
5. Contact
Index
![Page 9: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/9.jpg)
29%
71%
25%
75%
Participation in Colombia - Assets
We´re focus on the Local Market
(1) Source: Annual report of each bank
100% 78%
22%
57% 43%
PEER 1 PEER 3 PEER 2
Mexico
Spain U.S.A
Turkey
Colombia
Argentina
Peru Chile
Rest of EuroAsia
4%
3%
6%
6%
14%
11%
46%
3%
7%
Net Interest Income Income Participation
TOTAL: 10.997 Mm
TOTAL: € 771 Mm
63%
37%
(2) It doesn´t include Corporative Cente, Figures Dic-16 r
% Colombia in Latin America
9
ASSIGNED PROFIT (2)
Relevant franchise for the Group in South America
100% Focus only in
local market
![Page 10: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/10.jpg)
Our Bank…
ATM’s
1.339
Employees
6.097
Banking Agents
4.755
Branch Offices
527
Note: Include Commercial Branches, Agencies, Service Center, Minibanks, Inhouse
Population Density
1 – 2MM
2 – 4MM 4 – 6MM >6MM
< 1MM
1
Amazonas
113
Bogotá
49
Antioquia
2
Arauca
2
Caquetá
6
Casanare
2
Cauca
26
Atlántico
11
Bolívar
7
Boyacá
8
Cesar
1
Chocó
10
Córdoba
17
C/marca
Guainía
Guaviare
6
La Guajira 7
Magdalena
6
Nariño
8
Norte de Santander
7
Huila
2
Putumayo
5
Quindío
7
Caldas
11
Risaralda
1
San Andrés y Providencia
21
Santander
3
Sucre
9
Tolima
45
Valle del Cauca
Vaupés
1
Vichada
9
Meta
10
![Page 11: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/11.jpg)
An important evolution in our Digital
Sales Ratio
% of sales in Digital Channels
Consumer
CDT Accounts
TC
0.70
1.99 4.40
5.85
2.50
8.35
1.20
9.31
Cotinue working in Digital Experience:
Attraction of digital clients
Retaining digital clients
9.2% 10.3%
9.4%
12.1% 13.6%
15.3% 16.5%
17.3%
16.1%
18.5% 19.7%
21.2%
Mobile Customers Digital Customers
![Page 12: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/12.jpg)
12
1. History
2. Organizational
Structure
3. BBVA in Colombia
4. Main Figures
5. Contact
Index
![Page 13: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/13.jpg)
SME’s and
Commercial
Banking
Retail
Banking
Corporate,
Investment
Banking and
Treasury
Asset
Management
Consumer
Finance
Payment Means
Multi-Line business platform
Lines of business
o High-Income Segment:
Differentiated Service
Expanded Sales
Force
Specialized Services
We´ve a difersified
portfolio to cope with
the economic cycle
![Page 14: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/14.jpg)
Share Evolution
2%
6%
20%
0% 0.1%
5%
0%
21% 21%
15% 16%
26%
1996 2005 2016
5%
8%
13%
6% 5%
9%
6%
12%
14%
2%
8%
14%
1996 2005 2016
Mortgages Consumer
Growing in the Market Share
3%
26%
46%
12%
1% 12%
Consumer Line 2016
Payroll
Loan
Healthcare
Employees
Teachers
Pensioners
Military
Public
Sector
Payroll our Leading
Product…
14
![Page 15: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/15.jpg)
Diversified and Growing Business
13%
43%
44% 45%
35%
20%
1996 2016
24%
52%
24%
2005
Funding Mix
Year-on-year growth by type of deposit
13.5%
10.9%
8.7% 9.7%
11.3%
1996 2000 2005 2010 2016
Checking Accounts
5.1%
7.6% 7.9%
11.0% 10.6%
1996 2000 2005 2010 2016
Saving Accounts
3.4%
6.0%
8.1% 7.3%
13.4%
1996 2000 2005 2010 2016
Term Deposits
We follow the
liquidity
standards of
BASEL III
![Page 16: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/16.jpg)
Stable Equity at consolidated level
BBVA Colombia has a solvency ratios as good
as its peers.
Source: Annual report of each bank
4.5
7.0
4.5
5.9
CET1
Additional
Tier 1
/ Tier 2
Total Capital
Ratio 9%
Total Capital
Ratio 12.9%
13
.57
13
.37
13
.02
12
.72
12
.46
12
.96
13
.16
13
.47
11
.70
12
.20
11
.80
11
.60
13
.59
13
.72
13
.00
14
.40
BBVA Peer 1 Peer 3 Peer 2
![Page 17: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/17.jpg)
Risk Profile
Emisor Cupon Moody´s Fitch
Peer 1 5.125 Ba2 BBB-
Peer 2 5.375 Ba2 BBB-
Peer 2 6.250 Ba2 BBB-
Peer 3 5.875 Ba2 BBB-
BBVA 4.875 Baa3 BBB
We have the best
credit rating on
the market
Debt Rating
Risk premium Default ratio
1.36 1.43
1.65
Dec-14 Dec-15 Dec-16
1.43 1.58
2.02
Dec-14 Dec-15 Dec-16
![Page 18: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/18.jpg)
18
1. History
2. Organizational
Structure
3. BBVA in Colombia
4. Main figures
5. Contact
Index
![Page 19: BBVA Colombia Colombia The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency](https://reader031.vdocuments.site/reader031/viewer/2022021510/5aa2f8ff7f8b9ac67a8dca11/html5/thumbnails/19.jpg)
19
Contact
E-mail: [email protected] Investor Relations Team: Germán Rodríguez Perdomo [email protected] Finance - ALM & Treasury Katherine García Tel 3471600 ext 11286 [email protected] IR – Senior Officer Bogotá, Colombia. BBVA Colombia S.A.
The IR Recognition granted by Bolsa de Valores de Colombia S.A. (the Colombian Stock Exchange) is not a certification of the registered securities or the solvency of the issuer.