Why one needs a credit card

To buy stuff off credit from retail stores

To book air tickets, hotels and resorts.

Purchasing stuff online from online stores.

To get a good credit score and applying for loans.

Features of a good credit card

A good card should offer more than the basic discover card credit cards.

It should offer you cash back rewards and discounts.

It should have a low APR percentage and low service charges.

One of the most imperative things is to have a low percentage of interest.

Cards for students

Students can benefit from credit cards too.

This will help them build a good credit score for the future.

It would also groom them for future credit card usage.

They will learn how banks and credit cards work through personal experiences.

Discover Credit Cards

These are one of the best cards by ValuePlus Financial

You get instant approval by just applying online.

Low percentage of APR and no service charges.

Cash back and other rewards.