The world's most professional digital options derivatives trading platform

Digital Options Derivatives Trading Platform

Whitepaper V1.1.5Aug 21, 2019

Contents

Foreword Introduction Platform Stable

Currency

Disclaimer

EXcoin is a global digital options trading platformthat features incentivizing bonus, internationalwithdrawal, asset liquidity and universal payment viaVisa and MasterCard.

In 2008, digital options trading made its debut inChicago Board Options Exchange (CBOE), In May 2012,The Cyprus Securities and Exchange Commission (CySec)announced binary options to be classified as financialinstruments and binary options platforms be regulated.Since then, digital options transactions multiplied innumber on a global scale, and claimed its title as thesimplest investment tool with the highest rate-of-return.With the 2017 boom in cryptocurrency, EXcoin wascreated to lead securitization of cryptocurrencies viaprogressive technologies and business model, andestablished itself as the forerunner of digital optionsderivatives trading.

1. Foreword

1.1 Benefits In A Nutshell

As a new investment tool, EXcoin is easy tomaneuver. It has high return, foreseeable risk andshort investment duration.

• Simplicity: pick a product and simply predict whether the price will rise or fall;

• High return: high return on investment, up to 85%;• Foreseeable risk: profit margin and risk are known prior

to making the purchase;• Short investment duration: allow speculation been

made for as short as 1 min, 5 min, 15 min, 30 min or 1 hour into the future. More investment opportunity, more profit.

2.1 Introduction to the EXcoin platform

EXcoin Digital Options Derivatives Trading Platform is the world's first blockchain derivatives exchange to launch digital options trading.

The experienced EXcoin development team holds a successful track record of developing systems for securities, futures,

international financial derivatives, clearance and settlement, risk management, market data, quantified trading, CRM and social media

components, and has an aggregated trading volume of $100+ billion dollars. Thanks to the technical team, EXcoin is growing fast and

steady, providing digital options trading services that span finance to investment training.

EXcoin is a global digital options platform headquartered in Belize, licensed in Estonia. EXcoin dedicates itself to providing secure,

professional, and swift services under regulatory compliance.

EXcoin aims to create an ecosystem of products and services to serve the global market with the long term vision of becoming

the NASDAQ for digital options.

EXcoin system is capable of processing 100,000 transactions per second in synergy with Visa and MasterCard. Partnering with

MetaTrader 4 (MT4), the integrative infrastructure is empowered with artificial intelligence and big data, thereby, immune to

competition.

2.2 EXcoin high performance support

2. Introduction

2.4 EXcoin Liquidity

EXcoin deploys multilayer and multicluster architecture to ensure

system-wide functionality, security, stability and scalability. Users can

continue trading during system upgrades.

EXcoin has the resource from a vast number of sectors and partners,

including major investment and institutional traders who are onboard with

us, offering a secure guarantee on account liquidity and user-friendly

interactive experience.

2.3 EXcoin Security and Stability

2.5 EXcoin Multilingual Support

EXcoin online version supports 40+ languages to ensure easy adoption of

the platform.

2.7 EXcoin

Transaction Interface Preview

2.6 EXcoin User Interface

exists for Web, Mobile Android, Mobile iOS and PC.

Apple end-user

transaction page

Android end-user

transaction page

2.8 EXcoin Business ModelMajority of EXcoin revenue comes from user net profit, as shown below. Other

means are also listed.

Profit method Description

User net profitEXcoin earns 15% of the user’s net profit for 1-minute trades, 17% for 5-minute trades, 18% for 15 or

30-minute trades and 20% from 60-minute trades

Cash withdrawal

feeEXcoin charges fees for withdrawals

Asset online

listing feeEXcoin will list quality digital assets and earn fees accordingly from partners

Global withdrawal

fee

If account balance reaches 50,000 USDEs, EXcoin will facilitate cashing out in fiat currencies across 15

countries

Other revenues Additional earnings by selling/licensing EXcoin proprietary technological resources

2.9 Vision

EXcoin aims to offer more products and services tobecome a leading brand for CFDs and ETFs trading. EXcoinwill empower trading, investment and asset management tobest serve the clients.

EXcoin dedicates to the trading of cryptocurrencies andrelated derivatives. On one hand, EXcoin empowers tradingof futures, CFDs and Forex. On the other hand, EXcoinlaunches various ETFs to enhance liquidity. EXcoin isdetermined to inject vitality into the trillion-dollar financialderivatives market.

3.2 USDE Dividends Policy

USDE, EXcoin platform currency is pegged 1:1 to USDT. USDE is compliant

with ERC20.

USDE can be purchased using fiat currencies via OTC and USDT.

Exchange rate: 1 USDE = 1 USDT

USDE owners can convert USDTs to USDEs.

EXcoin began the issuance of USDE on Mar 1, 2019. USDE enables its

owners to gain dividends from EXcoin business profits.

3.1 EXcoin Issues Stablecoin USDE

3.3 USDE Significance

By tokenomics, EXcoin's USDE represents rights in EXcoin earnings.

EXcoin distributes 50% of profits daily to USDE holders while keeping the

other 50% for corporate purposes. USDE allows EXcoin to grow and expand

at a stable pace.

EXcoin is guided by a win-win philosophy that brings sustainability to

the ecosystem.

3. Platform Stable Currency USDE

3.4 Benefits of Keeping USDE

1 Profit Sharing: provided account balance at the end of a

work day is above 500 USDE, users can enjoy daily dividends

at 0.3%.

2 Global Withdrawal: If account balance is above 50,000

USDE, users can cash out 15 fiat currencies via EXcoin client

portal.

3 Asset Liquidity: USDEs can be used for trading at

EXcoin, therefore, asset liquidity is ensured.

4 Visa and MasterCard: If account balance is above 20,000

USDE, users can apply for EXcoin Visa and MasterCard debit

card for worldwide usage.

EXcoin Global Debit Card

ALL-IN-ONE (AIO) card in the palm of your hand. Global shopping. Worldwide merchants. Enjoythe convenience made possible to you by EXcoin.

EXcoin VISA/MasterCard

1. Co-issued with VISA/MasterCard for use across millions of merchants worldwide.

2. Shopping at 10 million e-commerce sites, 50 million brick-and-mortar stores

3. Payment in CNY and USD.

User

Deposit

USDE

Withdraw

USDE

fiat currency conversion

Cross-border

Remittance

Glo

bal P

rep

aid

C

ard

/Deb

it Card

Online Merchants

Offline Merchants

3.6 USDE Circulation

1. OTC Purchase

2. Dividends

3. Marketing bonuses and commissions

4. Trading

1. Low risk of bubble as demand for USDE in trading is high

2. OTC trading

3. Convertible with over 20 fiat currencies globally

4 Affiliated with Visa and MasterCard

3.5 Ways to Obtain USDEs

3.7 USDE Forex

1. USDE Forex transactions offered by 50+ banks (UK prime brokerage)

2. Leveraged trading of USDE create demand for USDE

3. Risk management of hedge transactions

• Personal trading volume of 20,000 USDT

• Refer 5 different brokers, each broker branch making a net deposit of 20,000 USDT; among them, three are senior miner brokers;

Entitled to a commission of 2.2% of the total trading volume of the direct active trader referees (Level 0).

Level 1Trade Miner

• Upon registration, user becomes an active trader (Level 0) by default.

• Refer 5 users for registration and real-name authentication, and the trading volume of two of them reaches 5,000USDT.

Entitled to a commission of 0.5% of the total trading volume of the direct active trader referees (Level 0).

• Personal trading volume of 10,000 USDT;

• Refer two trade miners• Total trading volume of

direct referees reaches 60,000USDT

• Net deposit of direct referee reaches 5,000USDT

Entitled to a commission of 1.3% of the total trading volume of the direct active trader referees (Level 0).

• Refer 3 different super miner brokers.

Entitled to a commission of 2.5% of the total trading volume of the direct active trader referees (Level 0).

Commissions are paid in USDT

3.8 Broker Commissions: Rewards for Building CommunityBinance, Houbi, OKEx and Fcoin pays commissions at 20-90% against fees at 0.2%, whereas EXcoin commissions are

paid against trading volume at 0.5-2.5%. Such brokerage structure entails highest rate-of-return.

• Personal trading volume of 20,000 USDT;

• Refer 3 node miner brokers, each broker branch making a net deposit of 10,000 USDT and achieving a trading volume of 150, 000 USDT;

Entitled to a commission of 1.8% of the total trading volume of the direct active trader referees (Level 0).

Level 2Node Miner

Level 3Senior Miner

Level 4Super Miner

Level 5Mine Pool

• Suppose an active trader you referred has deposited 5,000 USDT into his account; his daily trading volume is 1,500 USDT:Your daily commission will be 1500 x 1.3% = 19.5 USDT .

• Your monthly commission will be 22 days x 19.5= 429 USDT .• If you refer 10 trade miners like this, your monthly commission will be 4,290

USDT.With an average of 20 trade miners being referred, your monthly commission will be 8,580 USDT .

• This does not include commissions gained from trade miner referees and same-level node miner referees

Node Miner

Consolidated daily:• 1.3% trading volume from active traders (Level 0)• 0.8% trading volume from trade miners (Level 1)Consolidated monthly:• Entitled to an extra 10% of the commission obtained by

referees who become same-level node miners

• Suppose an active trader you referred has deposited 10,000 USDT; his daily trading volume is 3,000 USDT:Your daily commission will be 3000 x 1.8% = 54 USDT;

• Your monthly commission will be 22 days x 54= 1,188 USDT; • If you refer 10 trade miners like this, your monthly commission will be 11,880

USDT;• With an average of 20 trade miners being referred, your monthly commission

will be 23,760 USDT. • This does not include commissions gained from trade miner referees, node

miner referees and same-level senior miner referees.

Senior Miner

Consolidated daily:• 1.8% trading volume from active traders (Level 0)• 1.3% trading volume from trade miners (Level 1)• 0.5% trading volume from node miners (Level 2)Consolidated monthly:• Entitled to an extra 10% of the commission obtained by

referees who become same-level senior miners

• Suppose 3 senior miner broker branches you referred each completes a daily trading volume of 50,000 USDT, making a total of 150,000 USDT:

• Your monthly trading volume will be 22 days x 150,000 = 3,300,000 USDT;Your monthly commission will be 0.4% x 3,300,000 = 13,200 USDT ;

• This does not include commissions gained from active trader referees, trade miner referees, node miner referees and same-level super miner referees under your broker tree. The average monthly commission of super miners is no less than 50,000 USDT.

Super Miner

Consolidated daily:• 2.2% trading volume from active traders (Level 0)• 1.7% trading volume from trade miners (Level 1)• 0.9% trading volume from node miners (Level 2)• 0.4% trading volume from senior miners (Level 3)Consolidated monthly:• Entitled to an extra 10% of the commission obtained by

referees who become same-level super miners

• Suppose you help more traders become super miners, each super miner broker branch has an average trading volume = 15,000,000 USDT ;

• Your average monthly commission will be above 300,000 USDT.

Mine Pool

Consolidated daily:• 2.5% trading volume from active traders (Level 0)• 2.0% trading volume from trade miners (Level 1)• 1.2% trading volume from node miners (Level 2)• 0.7% trading volume from senior miners (Level 3)• 0.3% trading volume from super miners (Level 4)Consolidated monthly:• Entitled to an extra 10% of the commission obtained by

referees who become same-level mine pools

1. During the campaign, by depositing USDE, users can enjoy a daily return up to 0.3%. Dividends is calculated on a daily basis

except Saturdays, Sundays, holidays and market-close.

2. During the campaign, asset evaluation of USDE will be conducted each day after market closes to calculate dividends. Users will

receive the dividends in the form of automatic settlement into their account on the same day.

3. During the campaign, if there are withdrawals or transfers made within 30 days from the date of USDE deposit, 6% handling fee

will be charged. This fee does not apply for actions after 30 days.

4. During the campaign, account holders of stable coin USDE can freely perform digital option transactions on EXcoin, as well as

partaking in other EXcoin campaigns and promotions, in order to achieve asset liquidity and maximize revenue.

5. If maximum phase 1 quota for USDE dividends is reached, the system will bar further USDE deposit. When that happens, USDT

can no longer be exchanged for USDE, but not vice versa. Accounts that have participated in the campaign can continue to enjoy the

benefits of the campaign, until all USDE are withdrawn from the user’s account, or until the end of campaign, whichever comes first.

3.9 USDE Dividends Campaign Rules

4.1 Risk Disclaimer

This whitepaper is for the purpose of sharing information only and does not constitute an opinion to buy or sell EXcoin shares or

securities. Similar opinions or price discussions shall be conducted per reliable terms in compliance of applicable securities and other

laws. Above information does not constitute investment decision or specific suggestions. This whitepaper does not constitute any

advice, intent or persuasion for securities and investments. This whitepaper does not offer to buy or sell nor invite any form of

security transactions , therefore, it does not constitute an agreement or promise.

EXcoin states that the intended users of EXcoin shall clearly understand the risks associated with the platform. Investors should

acknowledge and accept the risks, and are solely responsible for any or all consequences from trading on the platform.

EXcoin will not be responsible for any direct and indirect losses including:

1 Economic losses resulting from wrong speculations

2 Losses resulting from misunderstanding, negligence and inaccurate information

3 Losses from trading any cryptocurrency and their consequences

4．Disclaimer

EXcoin stablecoin USDE is a cryptocurrency and does not impart any ownership or control rights. In other words, possessing

USDE does not represent ownership of EXcoin and/or its applications. USDE does not grant anyone the rights to partake or control

EXcoin business activities and/or its applications.

Security: In the past, there have been cases where cryptocurrency exchanges stopped working due to security issues. We

handle our security with utmost care. However there is no 100% guarantee because of force majeure etc. Despite so, we promise

to do our best.

Competition: We realize cryptocurrency derivatives trading may be highly competitive as thousands of rival companies are

operating in the same arena. We welcome such challenge and promise to make best effort to prevail against such competition.

4.2 Risk Disclosure

4.3 Conclusion

EXcoin has a unique positioning to create an ecosystem of products and services aimed at sustainable long-term growth in

digital assets trading. We strive to be more secure, efficient and trustworthy as a market leader.

MONEY TALKS, WE ARE LISTENING

byEXcoin