digital africa, an oxymoron? think again!
DESCRIPTION
At Stream11 shared few facts and learnings from Sub Saharan Africa; how this part of the world is leading digital practices in banking, mobile and innovation.Banks have evolved from brick (branch) to bit (online) banking, but future belongs to virtual banking, where we can carry digitized form of money and pay anyone, at anytime instantaneously. Most of Sub Saharan markets are doing Mobile Commerce (M-PESA) for last couple of years.Mobile as primary device, world will take another 3 years, where as Sub Saharan markets its always been primary and the only mode. Digital innovation in Sub Saharan Africa is not driven by lifestyle, its about life and about livelihood. for questions @gauravtwitsTRANSCRIPT
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Digital doesn’t exist in Africa
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Singapore
Jakarta
kuala lumpur
ShanghaiNew Delhi
Mumbai
Sydney
Nairobi
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It’s not about technology it’s about technology’s immersion into everyday life. And that’s enabling Africa to grow in a totally different direction
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UNBANKED
UNWIRED
UNRESTRAINED
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Kenya
43Banks
1000Branches1500
ATMs
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M-Pesa
World'scommercial mobile money transfer system.
25000 M-Pesa agents.
18 millionusers
person-to-person US$
366.783 million per month.
More transactions domestically than western union does globally
1st
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World'scommercial mobile money transfer system.
1st
M-Pesa
A bank account in partnership with Equity bank
M-Kesho
International Money Transfer Service
Western Union and M-pesa International money transfer service
A ticketing service allowing one to buy tickets on their mobile phone
M-Ticketing
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UNBANKED
UNWIRED
UNRESTRAINED
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mobilepenetration
50% 55%use mobileto access internet
18 - 24
13 - 17
under 13over 35
over 35
agegender
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5/10
percentage of highly engaged users online
are african countries
Morocco
51%Egypt
56%Tanzania
42%South Africa
51%
Turkey
51%Saudia Arabia
56%UAE
42%China
51%
Kenya
51%
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WESTERNEUROPE
More subscribers than
547.5 million 20% yoy
5/10
percentage of highly engaged users online
are african countries
Morocco
51%Egypt
56%Tanzania
42%South Africa
51%
Turkey
51%Saudia Arabia
56%UAE
42%China
51%
Kenya
51%
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UNBANKED
UNWIRED
UNRESTRAINED
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MOBILE PHONE SERVICE FOR RURAL USERS WITHOUT A HANDSET
MOVIRTU
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EMAIL AND SMS FOR THE UNCONNECTED IN AFRICA
ETXT
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STORIES OF INNOVATION FROM THE DEVELOPING WORLD
UFAHARI
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CONNECTING FARMERS TO REAL-TIME PRICE INFORMATION
M-FARM
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CROWD SOURCED MAPPINGMADE IN AFRICA
USHAHIDI
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USING SMS FOR HIV CONTROL
SMS FOR HEALTH CARE
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THANK YOU
Gaurav Singh@gauravtwits