dental insurance protection for you and your family
TRANSCRIPT
Personal indemnity plans for families and individuals,
minimum age 18, no maximum age.
www.starsdental.com/quote
For Agent Use Only
Choice of Multiple Plan Designs
With PrimeStar you can choose from three plan designs to meet your dental health and financial needs.
SELECT ELITE PREMIER
$1,500 or $2000 Annual Benefit Increase Option
For Agent Use Only
PrimeStar Personal Dental Benefits Elite Plan Premier Plan Select Plan
Class A – Preventive: Initial & Periodic Exams (2 per year), Cleanings (2 per year), Fluoride Treatments (to age 16), Sealants (no age limit)
• Benefit Year One 100% 100% 75%• Benefit Year Two 100% 100% 85%• Benefit Year Three and Each Benefit Year Thereafter 100% 100% 100%Deductible - Lifetime per Insured $50 $ 50 $50 Waiting Period None None None
Class B – Basic: X-rays, fillings, Simple Extractions• Benefit Year One 35% 35% 25%• Benefit Year Two 65% 50% 35%• Benefit Year Three and Each Benefit Year Thereafter 80% 65% 50%Deductible - Each Calendar Year per Insured $50/Year $50/Year $50/YearWaiting Period None None None
Class C – Major: Oral Surgery, Endodontics, Periodontics, Crowns, Bridges, Dentures• Benefit Year One 15% 10% 10%• Benefit Year Two 50% 25% 25% • Benefit Year Three and Each Benefit Year Thereafter 50% 50% 50%Deductible - Each Calendar Year per Insured $50/Year $50/Year $50/Year Waiting Period None None None Class D – Orthodontics: Straightening of Teeth (for children under age 19)• Benefit Year Unavailable 0% Unavailable• Benefit Year Two Unavailable 0% Unavailable• Benefit Year Three and Each Benefit Year Thereafter Unavailable 50% UnavailableDeductible NoneWaiting Period 24 Months
Calendar Year Maximum for Classes A, B and C combined $1,000 $1,000 $1000Calendar Year Maximum for Class C - Major Services $500 $500 $500Calendar Year Maximum for Class D $500Lifetime Maximum Per Child for Class D $1,000
*Class B & C Deductible is combined for each calendar year. A maximum of three (3) individual deductibles per family shall apply.
OPTIONAL CALENDAR YEAR MAXIMUM INCREASE $1,500 $1,500 $1,500 or or or $2,000 $2,000 $2,000
For Agent Use Only
Optional Vision Benefit Optional Vision Coverage is available in all three plan
designs.*
SELECT ELITE PREMIER
For Agent Use Only
Optional VisionBenefits*
Optional Vision Benefits Elite Plan Premier Plan Select Plan
Class A - Vision Exams - 1 per year• Benefit - (Waiting Period – None) 100% 85% 85%
Class B - Lenses and Frame - 1 pair every 2 years• Benefit - (Waiting Period – 15 Months) 50% 50% 50%
Class C - Contact Lenses - 1 pair every 2 years (in lieu of frames and lenses)• Benefit - (Waiting Period – 15 Months) 50% 50% 50%
Calendar Year Deductible $50/Year $50/Year $50/YearCalendar Year Maximum for Classes A, B and C $200 $150 $150
PathwayPersonal Dental Plans
* Not Available in Florida, Maryland and South Dakota
For Agent Use Only
PrimeStar Classic Dental Benefits Gold Plan Silver Plan
Class A – Preventive ServicesInitial & Periodic Exams (2/yr.), Cleanings (2/yr), Fluoride Treatments to age 16, Sealants (for all ages)
Benefit LevelDeductible per InsuredWaiting Period
100% NoneNone
80%NoneNone
Class B – Basic ServicesFillings, Oral Surgery, X-Rays, Simple Extractions
Benefit LevelDeductible per InsuredWaiting Period
80% $50/Year*6 Months
80%$50/Year*9 Months
Class C – Major ServicesEndodontics, Periodontics, Crowns, Bridges, Dentures
Benefit LevelDeductible per InsuredWaiting Period
50% $50/Year*
None
50%$50/Year*
None
Calendar Year Maximum Options per Insured for Classes A. B and C Combined$1000$1500$2000
$1000$1500$2000
*Deductible – Class B & C Deductible is combined for each calendar year. A Maximum of 3 individual deductibles per family shall apply.
This plan reimburses at the percentages shown for covered dental expenses based upon Reasonable and Customary (R&C) fees for those covered expenses. Reasonable and Customary means the usual, customary and regular charges for the area where such expenses are incurred.
For Agent Use Only
PrimeStar Classic Optional Vision Benefits (not a stand alone benefit) Plan 1 Plan 2
Class A – Vision Exams – 1 per yearBenefit – (Waiting Period – None) 100% 85%
Class B – Lenses and Frames – 1 pair every 2 yearsBenefit - (Waiting Period – 15 Months) 50% 50%
Class C – Contact Lenses – 1 pair every 2 years (in lieu of frames and lenses)Benefit – (Waiting Period – 15 Months) 50% 50%
Calendar Year DeductibleCalendar Year Maximum for Classes A, B and C
$50/Yr$200
$50/Yr$150
You may select an optional vision benefit – Plan 1 or Plan 2 regardless of the Dental Plan you choose.
Optional Vision Benefits*
* Not Available in Florida, Maryland and South Dakota
For Agent Use Only
Three Convenient Ways to Enroll in the Personal Dental Plans
Online enrollment requires an agent authorization number (AAN). This 8-digit number assigned by Security Life. The ANN is linked to the agents information, which appears on the quote and ensures that the agent gets credit for the enrollment.
ONLINE
For your convenience we accept enrollment by Fax. Complete the enrollment form and fax to our administrative team. (See full instructions, conveniently located on each enrollment form).
FAX
Complete the enrollment form and mail to our office. (See full instructions, conveniently located on each enrollment form)
Request your FREE internet hyperlink for all these products!
http://www.starsdental.com/Quote
http://www.starsdental.com/Classic
http://www.starsdental.com/Platinum
For Agent Use Only
Security Life History/Background
•Founded in 1956
•Home office in Minnetonka, Minnesota
•Administrative office in Schenectady, New York
•50+ Years in Ancillary Products (Dental, Vision, Group Term Life)
•Individual and Group Coverage (2-5000)
Dental and Vision Insurance
For Agent Use Only
Dental Administration
•Systems are SAS70 certified
•Plan Building•Plan Codes•PPO Administration
•Application Processing•Broker/Agent Appointments
•Fulfillment
•Billing
•Commissions
•Renewal Processing
•Claims Processing
Vision Administration
•Application Processing
•Billing/ Collection
•Fulfillment
For Agent Use Only
Contacts
Pre-Sale/Solicitation Questions - 866-847-1120Post-Sale/Administration Questions – 877-862-8949
General Sales Support Questions
Dan Ronayne Director, Account Relations 800-328-4667 x3530 [email protected]
Maggie McClure Account Analyst 800-328-4667 x3498 [email protected]
Administration Support Questions
Colleen Sherin Director of Operations 877-862-8949 x114 [email protected]
Tammy Lindgaard Client Advocate 877-862-8949 x115 [email protected]
www.Starsdental.com
Visit our website where you can:
Download complete brochures/applications forms Marketing Flyers and Materials
Review Frequently Asked QuestionsObtain Administrative forms and contacts
For Agent Use Only