dental insurance protection for you and your family

15
Dental Insurance Protection For You And Your Family

Upload: briana-stanley

Post on 02-Jan-2016

215 views

Category:

Documents


0 download

TRANSCRIPT

Dental Insurance Protection For You And

Your Family

Personal indemnity plans for families and individuals,

minimum age 18, no maximum age.

www.starsdental.com/quote

For Agent Use Only

Choice of Multiple Plan Designs

With PrimeStar you can choose from three plan designs to meet your dental health and financial needs.

SELECT ELITE PREMIER

$1,500 or $2000 Annual Benefit Increase Option

For Agent Use Only

PrimeStar Personal Dental Benefits Elite Plan Premier Plan Select Plan

Class A – Preventive: Initial & Periodic Exams (2 per year), Cleanings (2 per year), Fluoride Treatments (to age 16), Sealants (no age limit)

• Benefit Year One 100% 100% 75%• Benefit Year Two 100% 100% 85%• Benefit Year Three and Each Benefit Year Thereafter 100% 100% 100%Deductible - Lifetime per Insured $50 $ 50 $50 Waiting Period None None None

Class B – Basic: X-rays, fillings, Simple Extractions• Benefit Year One 35% 35% 25%• Benefit Year Two 65% 50% 35%• Benefit Year Three and Each Benefit Year Thereafter 80% 65% 50%Deductible - Each Calendar Year per Insured $50/Year $50/Year $50/YearWaiting Period None None None

Class C – Major: Oral Surgery, Endodontics, Periodontics, Crowns, Bridges, Dentures• Benefit Year One 15% 10% 10%• Benefit Year Two 50% 25% 25% • Benefit Year Three and Each Benefit Year Thereafter 50% 50% 50%Deductible - Each Calendar Year per Insured $50/Year $50/Year $50/Year Waiting Period None None None Class D – Orthodontics: Straightening of Teeth (for children under age 19)• Benefit Year Unavailable 0% Unavailable• Benefit Year Two Unavailable 0% Unavailable• Benefit Year Three and Each Benefit Year Thereafter Unavailable 50% UnavailableDeductible NoneWaiting Period 24 Months

Calendar Year Maximum for Classes A, B and C combined $1,000 $1,000 $1000Calendar Year Maximum for Class C - Major Services $500 $500 $500Calendar Year Maximum for Class D $500Lifetime Maximum Per Child for Class D $1,000

*Class B & C Deductible is combined for each calendar year. A maximum of three (3) individual deductibles per family shall apply.

OPTIONAL CALENDAR YEAR MAXIMUM INCREASE $1,500 $1,500 $1,500 or or or $2,000 $2,000 $2,000

For Agent Use Only

Optional Vision Benefit Optional Vision Coverage is available in all three plan

designs.*

SELECT ELITE PREMIER

For Agent Use Only

Optional VisionBenefits*

Optional Vision Benefits Elite Plan Premier Plan Select Plan

Class A - Vision Exams - 1 per year• Benefit - (Waiting Period – None) 100% 85% 85%

Class B - Lenses and Frame - 1 pair every 2 years• Benefit - (Waiting Period – 15 Months) 50% 50% 50%

Class C - Contact Lenses - 1 pair every 2 years (in lieu of frames and lenses)• Benefit - (Waiting Period – 15 Months) 50% 50% 50%

Calendar Year Deductible $50/Year $50/Year $50/YearCalendar Year Maximum for Classes A, B and C $200 $150 $150

PathwayPersonal Dental Plans

* Not Available in Florida, Maryland and South Dakota

For Agent Use Only

Traditional waiting period plans.

www.starsdental.com/classic

For Agent Use Only

PrimeStar Classic Dental Benefits Gold Plan Silver Plan

Class A – Preventive ServicesInitial & Periodic Exams (2/yr.), Cleanings (2/yr), Fluoride Treatments to age 16, Sealants (for all ages)

Benefit LevelDeductible per InsuredWaiting Period

100% NoneNone

80%NoneNone

Class B – Basic ServicesFillings, Oral Surgery, X-Rays, Simple Extractions

Benefit LevelDeductible per InsuredWaiting Period

80% $50/Year*6 Months

80%$50/Year*9 Months

Class C – Major ServicesEndodontics, Periodontics, Crowns, Bridges, Dentures

Benefit LevelDeductible per InsuredWaiting Period

50% $50/Year*

None

50%$50/Year*

None

Calendar Year Maximum Options per Insured for Classes A. B and C Combined$1000$1500$2000

$1000$1500$2000

*Deductible – Class B & C Deductible is combined for each calendar year. A Maximum of 3 individual deductibles per family shall apply.

This plan reimburses at the percentages shown for covered dental expenses based upon Reasonable and Customary (R&C) fees for those covered expenses. Reasonable and Customary means the usual, customary and regular charges for the area where such expenses are incurred.

For Agent Use Only

PrimeStar Classic Optional Vision Benefits (not a stand alone benefit) Plan 1 Plan 2

Class A – Vision Exams – 1 per yearBenefit – (Waiting Period – None) 100% 85%

Class B – Lenses and Frames – 1 pair every 2 yearsBenefit - (Waiting Period – 15 Months) 50% 50%

Class C – Contact Lenses – 1 pair every 2 years (in lieu of frames and lenses)Benefit – (Waiting Period – 15 Months) 50% 50%

Calendar Year DeductibleCalendar Year Maximum for Classes A, B and C

$50/Yr$200

$50/Yr$150

You may select an optional vision benefit – Plan 1 or Plan 2 regardless of the Dental Plan you choose.

Optional Vision Benefits*

* Not Available in Florida, Maryland and South Dakota

For Agent Use Only

A personal plan designed for the needs of seniors.

www.starsdental.com/platinum

For Agent Use Only

Three Convenient Ways to Enroll in the Personal Dental Plans

Online enrollment requires an agent authorization number (AAN). This 8-digit number assigned by Security Life. The ANN is linked to the agents information, which appears on the quote and ensures that the agent gets credit for the enrollment.

ONLINE

For your convenience we accept enrollment by Fax. Complete the enrollment form and fax to our administrative team. (See full instructions, conveniently located on each enrollment form).

FAX

Complete the enrollment form and mail to our office. (See full instructions, conveniently located on each enrollment form)

MAIL

Request your FREE internet hyperlink for all these products!

http://www.starsdental.com/Quote

http://www.starsdental.com/Classic

http://www.starsdental.com/Platinum

For Agent Use Only

Security Life History/Background

•Founded in 1956

•Home office in Minnetonka, Minnesota

•Administrative office in Schenectady, New York

•50+ Years in Ancillary Products (Dental, Vision, Group Term Life)

•Individual and Group Coverage (2-5000)

Dental and Vision Insurance

For Agent Use Only

Dental Administration

•Systems are SAS70 certified

•Plan Building•Plan Codes•PPO Administration

•Application Processing•Broker/Agent Appointments

•Fulfillment

•Billing

•Commissions

•Renewal Processing

•Claims Processing

Vision Administration

•Application Processing

•Billing/ Collection

•Fulfillment

For Agent Use Only

Contacts

Pre-Sale/Solicitation Questions - 866-847-1120Post-Sale/Administration Questions – 877-862-8949

General Sales Support Questions

Dan Ronayne Director, Account Relations 800-328-4667 x3530 [email protected]

Maggie McClure Account Analyst 800-328-4667 x3498 [email protected]

Administration Support Questions

Colleen Sherin Director of Operations 877-862-8949 x114 [email protected]

Tammy Lindgaard Client Advocate 877-862-8949 x115 [email protected]

www.Starsdental.com

Visit our website where you can:

Download complete brochures/applications forms Marketing Flyers and Materials

Review Frequently Asked QuestionsObtain Administrative forms and contacts

For Agent Use Only

We Welcome the OpportunityTo Serve You

Questions???Call 866-847-1120

For Agent Use Only