curriculum vitae - eco1.upm.edu.my

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CURRICULUM VITAE

PROF. DR. MOHAMAD FAZLI SABRI Department of Resource Management and Consumer Studies Faculty of Human Ecology Universiti Putra Malaysia 43400 Serdang Selangor Field of Specialization: Consumer Finance Citation Index:

H-Index (Scopus) 8 H-Index (Google) 18 Researchgate 21

Office: 603 – 89467051 Fax: 603 – 8943 5385 E-mail: [email protected], [email protected]

B. Education and Academic Qualification

Degree Class/Achievement Thesis University/Institution

Awarded Year

Ph.D Doctor of Human Development and Family Studies

Specialization: Consumer Finance

Pathways to financial success: Determinants of financial literacy and financial well-being among young adults

Iowa State University 2011

Master Master of Consumer Science Socialization and adolescents’ financial behavior

Universiti Putra Malaysia 2002

Bachelor Bachelor Science of Human Development

Major: Resource Management and Consumer Studies

Penglibatan Masyarakat dalam

Program Jiran Muda

Universiti Pertanian Malaysia

1998

Certified Financial Planner

Financial Planning Association of Malaysia

2014

Shariah Registered Financial Planner Malaysian Financial Planning Council

2015

mailto:[email protected]

mailto:[email protected]

2

Sijil Kemahiran Malaysia – Perancangan Kewangan (Tahap 3-5) Jabatan Pembangunan Kemahiran, Kementerian

Sumber Manusia

2017

C. Administrative Duties and Other Relevant Appointments

International

No Position Organization/Institution Year/ Duration

1. Editorial Board Member

Global Journal of Economics and Finance 2017-Ongoing


Journal of Consumer Sciences 2017-Ongoing


Malaysian Journal of Consumser and Family Economics (MACFEA)

2016-Ongoing


International Journal Series in Multidisplinary Reserach (IJSMR)

2015-Ongoing


International Journal of Humanities and Social Science Review (IJHSSR)

2015-Ongoing


Asian Women (Research Institute of Asian Women) 2014-Ongoing


Asian Journal of Management Sciences & Education (AJMSE)

2014-Ongoing


Journal of Business and Economic Policy 2014-Ongoing


Asian Social Science 2014-Ongoing


Jurnla Ilmu Keluarga & Konsumen (Journal of Family and of Consumer Sciences

2014-Ongoing


International Journal of Marketing Studies 2012-Ongoing

12. Reviewer Journal of Business & Economics 2015-Ongoing 13. Reviewer International Journal of Education and Training 2015-2017 14. Reviewer Contemporary Economics 2015-2017 15. Reviewer International Journal of Business and Social Research 2014-Ongoing 16. Member Research & Working Committee (Child and Youth

Finance International) 2013-Ongoing

National

No Position Organization/Institution Year/

Duration 1. National Council Malaysian Financial Planning Council (MFPC)

Chairman of Examination Board 2017-2021 (4Years)

2. Exco Member Malaysian Consumer and Family Economics Association (MACFEA)

2012-2020 (8 years)

3. Advisory Board Jurnal Teknikal dan Sains Sosial (JTSS), Jabatan Pengajian Politeknik, Kementerian Pendidikan Malaysia

2004-Ongoing

4. Subject Matter Expert

Wilra Education Sdn. Bhd. 2014-Ongoing

5. Exco Wacana Intelektual, Majlis Dakwah Negara 2013-2015 6. Task Force Member

(Jawatankuasa Pemandu)

Program Intelektual Institute for Youth Research (IYRES) – Institut Penyelidikan Pembangunan Belia Malaysia & Jabatan Belia & Sukan Negara

2014-Ongoing

3

7. Think Tank Institute for Youth Research (IYRES) – Institut Penyelidikan Pembangunan Belia Malaysia

2014-2018

8. Member My Finance Coach Working Group 2014-Ongoing 9. Editor-in-Chief Journal of Wealth Management & Financial Planning

(Malaysian Financial Planning Council) 2013-Ongoing

10. Board Member Research and Education (Malaysian Financial Planning Council)

2013-2017 (4 years)


Financial First Magazine (Malaysian Financial Planning Council)

2013-2017 (4 years)

12. Honourary Secretary

Malaysian Consumer and Family Economics Association (MACFEA)

2006-2007 (1 year)

13. Honourary Secretary

Malaysian Consumer and Family Economics Association (MACFEA)

2004-2006 (2 years)

D. Academic Awards and Recognitions

No Award/Recognition Organization Awarded Date Level 1. Best Video on talk entitled “Financial

Empowerment in the Digital Economy” | Virtual Conference “World Summit on Management Sciences”. Best Award (Video)

SciTech 21st-22nd September

2020

International

2. The 20th Kuala Lumpur International Business, Economics and Law Conference | “Mediating Effect of Debt Behavior on Financial Strain of Malaysian Employees” (International) Best Paper (Accounting)

KLIBEL, IUKL 21st – 22nd December

2019

International

3. The 2nd International Seminar on Family and Consumer Issues in Asia (ISFCI) “Challenging Family in Digital Era” (International) Best Paper (Consumer

Faculty of Human Ecology, IPB 5th – 6th June 2019

International

4. SAS International Best Academic Award 2019 in Economics and Management | Scholars Academic and Scientific Society (International) Best Academician Award

Scholars Academic and Scientific Society

9th June 2019

International

5. Smart FLC | Invention, Innovation & Design Exposition (IIDEX) 2019, Universiti Teknologi MARA (Silver Medal)

Universiti Teknologi MARA 10-15 September

2019

National

6. Anugerah Tokoh Akademik Paling Cemerlang 2017

Faculty of Human Ecology 26 January 2018

Faculty

7. Anugerah Penerbitan Makalah Paling Banyak 2017

Faculty of Human Ecology 26 January 2018

Faculty

8. Anugerah Penyelidik Cemerlang 2017 Faculty of Human Ecology 26 January 2018

Faculty

4

9. Anugerah Jaringan 5 Bintang 2017 Faculty of Human Ecology 26 January 2018

Faculty

10. Anugerah Jabatan Cemerlang 2017 Faculty of Human Ecology 26 January 2018

Faculty

11. Anugerah Penyelidik Cemerlang 2016 Faculty of Human Ecology 26 January 2018

Faculty

12. Finalist Product Category Anugerah Inovasi Negara

Ministry of Science, Technology & Innovation

16 October

2017

National

13. Anugerah Jaringan Industri dan Komuniti Berimpak Tinggi 2016 Projek Komuniti Berimpak Tinggi 2016

Universiti Putra Malaysia 2016 Universiti

14. Gold Medal Smart Women Invest Now (SWIN)

Pameran Rekacipta, Penyelidikan dan Inovasi, UPM

15-16 Nov 2016

Universiti

15. Finalist MOSTI Commercialization Year (MCY 2016)

Ministry of Science, Technology & Innovation

17 Nov 2016

National

16. Gold Medal & Special Award Smart Money Kit: Bright Kids Smart Money 2016 International Invention Innovation Competition in Canada (iCAN 2016)

Toronto International Society of Innovation and Advanced Skills (TISIAS)

27 August 2016

International

17. Silver Medal Kit Bijak Wang (Commercialization Category) Pecipta 2015 – The International Conference and Exposition on Inventions by Institutions of Higher Learning

Ministry of Higher Education & Universiti Pendidikan Sultan Idris

6 Dec. 2015

National

18. WIPO MEDAL for Creativity Smart Money Kit

World Intellectual Property Organization (WIPO)

10 Sept. 2015

International

19. Gold Winner (Copyright Category) Anugerah Harta Intelek Negara 2015 Profesor Bijak Wang

MyIPO – Akademi Harta Intelek & KPDNKK

10 Sept. 2015

National

20. Sijil Penghargaan Perkhidmatan Cemerlang

Universiti Putra Malaysia 2015 University



22. Invention for Children Order of Merit (Division 33) 2014 World Inventor Award Festival, WIAF Smart Money Kit: Bright Kids Smart Money

Korea Invention News (KINEWS) Mugunghwa Hall-Seoul Garden Hotel, Seoul Korea

13 Dec. 2014

International

23. Anugerah Fellowship Dekan 2013 – Kategori: Penerbitan NCIJ

Faculty of Human Ecology 4 Dec. 2014

Faculty

24. Anugerah Fellowship Dekan 2013 – Kategori: Inovasi

Faculty of Human Ecology 4 Dec. 2014

Faculty

25. Gold Medal Smart Money Kit: Bright Kids Smart Money

Pameran Rekacipta dan Inovasi, UPM

30 Sept. – 1 Oct.

2014

Universiti

5


The 2nd International Innovation, Design and Articulation Universiti Teknologi Mara, Perlis

16-19 Sept. 2014

International

27. Best Award Satellite Event A Smart Money Kit: Bright Kids Smart Money

The 2nd International Innovation, Design and Articulation Universiti Teknologi Mara, Perlis

16-19 Sept. 2014

International


Conference, Competition, Exhibiton 2014 Politeknik Malaysia

24-25 June 2014

National

29. Silver Medal Smart Money Kit: Bright Kids Smart Money

Commercial Potential Award (CPA) Finalist

International Research, Invention and Innovation Exhibition –IIUM

11-13 June 2014

International


International Invention, Innovation and Technology Exhibition (ITEX) - Malaysian Invention & Design Society (MINDS)

8-10 May 2014

International

31. Special Award (KASS Best Invention) Smart Money Kit: Bright Kids Smart Money

International Invention, Innovation and Technology Exhibition (ITEX) - KASS (The IP Experts)

8-10 May 2014

International

32. Silver Medal Kit Bijak Wang: Anak Bijak Cerdik Duit

Malaysian Technology Expo - Malaysia Association of Research Scientists (MARS)

20-22 Feb. 2014

National



34. Bronze Medal Kit Bijak Wang: Anak Bijak Cerdik Duit

4th Exposition on Islamic Innovation 2013 (I- Inova2013) – Universiti Sains Islam Malaysia (USIM)

25-27 Oct. 2013

National

35. Best Paper Award MACFEA 17th National Seminar

Malaysian Consumer & Family Economics Association (MACFEA)

2013 National

36. 1 Gold Medal, 2 Silver Medals, 1 Bronze Medal Pameran Rekacipta, Penyelidikan & Inovasi Malaysia

Research Management Center, UPM

2012 University



38. Best Paper Award MACFEA 16th National Seminar

Malaysian Consumer & Family Economics Association (MACFEA)

2012 National

39. Best Poster Award AKEPT Young Researcher Circles Conference

Higher Education Ledaership Academy (AKEPT), Ministry of Higher Education

2011 National

6

40. Graduate College Research Excellence Award

Graduate School, Iowa State University

2011 University

41. Profesional Advancement Grant Iowa State University 2010 University 42. Gold Medal

Pameran Rekacipta Penyelidikan & Inovasi (PRPI)

Faculty of Human Ecology, UPM

2009 Faculty

43. Bronze Medal Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


2008 University

44. Finalist (Best Poster Award) American Council on Consumer Interests Conference

American Council on Consumer Interests

2008 International

45. 2008 ACCI Conference Student Scholarhsip

American Council on Consumer Interests

2008 International

46. Profesional Advancement Grant Iowa State University 2008 University 47. Sijil Penghargaan Perkhidmatan

Cemerlang Universiti Putra Malaysia 2007 University


Fakulti Ekologi Manusia 2007 Faculty

49. 1 Silver Medal, 1 Bronze Medal Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


2007 University

50. Research Assistant and Administrative Assistant –Graduate Assistantship

Department of Human Development and Family Studies, Iowa State University

2007- 2008

University

51. 1 Gold Medal, 4 Silver Medals, 7 Bronze Medals Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


2006 University









56. 2 Silver Medals, 3 Bronze Medals Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


2005 University



58. Excellent Service Award Faculty of Human Ecology 2004 Faculty 59. Anugerah Pensyarah Harapan Faculty of Human Ecology 2004 Faculty 60. Sijil Penghargaan Perkhidmatan

Cemerlang Universiti Putra Malaysia 2003 University

61. 2 Bronze Medals Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


2003 University

62. Excellent Service Award Universiti Putra Malaysia 2002 University 63. 1 Silver Medal

Pameran Rekacipta Penyelidikan & Inovasi (PRPI)


2002 University

7

E. Copyright and Trademark

No Award/Recognition Organization Awarded Date Level 1. Cap Dagangan “Kit Bijak Wang”

2013059511 Kelas 41 Perbadanan Harta Intelek Malaysia (Intellectual Property Corporation of Malaysia)

18 May 2015

National

2. Cap Dagangan “Kit Bijak Wang” 2013059510 Kelas 16

Perbadanan Harta Intelek Malaysia (Intellectual Property Corporation of Malaysia)

29 May 2015

National

3. Hak Cipta Ikon “Adam” CRAR2014000315

Perbadanan Harta Intelek Malaysia (Intellectual Property Corporation of Malaysia

2 July 2014

National

4. Hak Cipta Ikon “Balan” CRAR2014000317


2 July 2014

National

5. Hak Cipta Ikon “Cindy” CRAR2014000318


2 July 2014

National

6. Hak Cipta Ikon “Dina” CRAR2014000316


2 July 2014

National

7. Hak Cipta “Kad Keperluan & Kehendak” CRLY2014000319


2 July 2014

National

8. Hak Cipta “Catatan Wang Saku Saya” CRLY2014000320


2 July 2014

National

9. Hak Cipta “Ekspedisi ABCD” CRLY2014000321


2 July 2014

National

10. Hak Cipta “Professor Bijak Wang” CRLY2014000322


2 July 2014

National

F. RESEARCH AND CONSULTANCY

Research Activities

Principal Investigator

No Title Role (Main/Co- researcher)

Sponsor/Grant & Amount

(RM)

Period (year)

Status (Completed/

Ongoing) 1. Determinants of Financial

Empowerment among Millennial University Students? Cross Country Evidence


Institut Sains Sosial &

Manajemen STIAMI / RM15,000

Mac 2020- Sept. 2021

(18 months)

Ongoing

2. Development of Financial Vulnerability Model for Malaysian and Indonesian Civil Servants Towards Achieving Financial Sustainability


Asian Association for Consumer

Interest & Marketing (AACIM) |

Jan-Dec 2021 (24 months)

Ongoing

8

RM10,000

3. Determinants of Financial Empowerment among Millennial University Students? Cross Country Evidence


Matching Grant UPM / RM10,000

Jun 2020- December. 2021 (18 months)

Ongoing

4. Determinants of financial wellbeing among B40 households


KPT (LRGS-MRUN)|

RM250,000.00

Feb 2019 – Jan 2022

(36 months)

Ongoing

5. The influence of personal finance and psychological factors on financial health among Malaysia millennial youth


Geran Putra UPM |

RM49,560

2018-2020 (24 months)

Ongoing

6. Customer satisfaction at veterinary clinic in Malaysia


Geran Putra UPM |

RM13,600

2018-2020 (24 months)

Completed

7. Determinants of the voluntary private retirements fund saving intentions in Malaysia


Geran Putra UPM |

RM23,250

2018-2020 (24 months)

Completed

8. FIMM nationwide survey on unit trust scheme (UTS) and private retirement scheme (PRS)


FIMM | RM107,625.00

March – Aug 2019 (6 months)

Completed

9. Financial capability and financial planning advisory services in Malaysia


Capital Market Development

Fund (CMDF)-MFPC |

RM90,000

2019 (12 months)

Completed

10. Determinants of Debt Management Programme Dropped Out Probability Among Agensi Kaunseling & Pengurusan Kredit Debt Management Programme Participant


Geran Putra UPM RM18,200

2017 (24 months)

Completed

11. Financial Capability and Financial Planning Advisory Services in Malaysia


Capital Market Development Fund (CMDF)

RM115,000

2017 (12 months)

Completed

12. Development of a Financial Vulnerability Model for Malaysian Households Towards Achieving Financial Sustainability


FRGS RM52,000

2016-2018 (24 months)

Completed

9

13. Kajian Status Ekonomi Bumiputera WP Labuan


Perbadanan Labuan

RM18,800

July-Okt. 2016 (4 months)

Completed

14. Employee Climate Survey: Agensi Kaunseling dan Pengurusan Kredit


AKPK RM3,000

July-Sept. 2016 (3 months)

Completed

15. Adik Bijak cerdik Duit: Menerapkan Budaya Kewangan Bijak Bermula Daripada Usia Awal


KTP RM40,180

2016-2018 (24 months)

Completed

16. Tahap Pendayaupayaan Kepenggunaan dalam Kalangan Ketua Isirumah Wanita dan Impak Terhadap Sosioekonomi serta Psikpsosial


MACFEA, RM52,250

2015 -2017 (24 months)

Completed

17. Kajian Corak Pendapatan dan Perbelanjaan Isirumah di Wilayah Persekutuan Kuala Lumpur dan Putrajaya: Tolakan Perbelanjaan Dalam Zakat Pendapatan


PPZ-MAIWP, RM20,000

2015 (3 months)

Completed

18. The Effect of Financial Literacy, Saving Behavior and Self-Control Mechanism on Financial Security among Single Women Household in Peninsular Malaysia


Geran UPM (GP- IPS)

RM14,500

2014 (2 Years)

Completed

19. The Impact of Financial Capability Program Initiative on the Financial


Geran UPM (GP- IPS)

2014 (2 Years)

Completed

10

20. Well-Being of Medical Practitioners in Malaysia

RM14,400

21. Market Validation Research of Smart Money Kit


Putra Science Park, UPM

(Dana Innohub) RM99,500

2014-2015 (2 Years)

Completed

22. Penilaian 1 Malaysia Discount Card (1MDC) di bawah Projek NBOS KPDNKK


KPDNKK RM168,300

2014 (1 Year)

Ongoing

23. Modal Permulaan Pembangunan Dana Teknologi Komersil : Pembangunan Projek Kit Bijak Wang: Anak Bijak Cerdik Duit


PSP RM16,460.00

2014 (6 months)

Completed

24. Modal Permulaan Pembangunan Dana Teknologi Komersil : Pembangunan Projek Kit Bijak Wang: Anak Bijak Cerdik Duit


PSP RM24,600

2013 (6 months)

Completed

25. Financial Security and Retirement Confidence among Working Women


RUGS (Initiative 2) RM50,000

2012-2014 (2 Years)

Completed

26. Development of Financial Capability Typology of Young Executives


FRGS RM40,000

2012-2014 (2 Years)

Completed

27. Financial Literacy, Competency and Socialization of School Age Children


ERGS RM65,200

2012-2014 (2 Years)

Completed

28. Consumer Socialization Study Principal Investigator

MACFEA RM70,000

2012-2013 (1 Year)

Completed

29. Personal Financial Wellness and Workplace Productivity


RUGS (UPM) RM80,000

2006-2008 (2 Years)

Completed

30. Fenomena Kemuflisan Di Kalangan Eksekutif Muda Sektor Awam


MOHE RM30,000

2007 (1 Year)

Completed

31. Kajian Keteguhan Kewangan Di Kalangan Belia


Institut Penyelidikan Pembangunan Belia Malaysia RM23,000

2006 (1 Year)

Completed

32. Financial Literacy, Attitude and Practices Among University Students


IRPA RM143,200

2005-2007 (2 Years)

Completed

33. Kajian Sosialisasi dan Tingkahlaku Kewangan Remaja


FEM RM5,000

2002 (1 Year)

Completed

11

Co-Researcher

No Title Role (Main/Co- researcher)


(RM)

Period (year)

Status (Completed/

Ongoing) 1. Mortgage and Non-Mortgage Debt

Influences on Malaysian Consumers Financial Strain

Co-researcher Geran Putra UPM RM50,000

4 Dec. 2017-4 Dec. 2019

(24 months)

Ongoing

2. Perancangan Kewangan untuk Kesejahteraan Hidup Ahli Sukan Profesional

Co-researcher Geran Putra UPM RM50,000

15 Nov. 2017- 15 Nov. 2019 (24 months)

Ongoing

3. Kajian Impak Sukan Sea Ke-29 Kuala Lumpur 2017

Co-researcher Ministry of Finance

RM600,000

May-Dec 2017 (8 months)

Ongoing

4. Feasibility of Flexible Affordable IBS Housing for Young Staters in Malaysia

Co-researcher FRGS RM41,000

2017-2019 Ongoing

5. Faktor Penentu Kesejahteraan Kewangan Dalam Kalangan Pengguna Kedai Rakat 1Malaysia (KR1M)

Co-researcher MACFEA RM5,000

April 2017- April 2018

(12 months)

Completed

6. Developing Neighborhood Criteria for Reducing Fear of Crime among Public Housing Residents in Malaysia Metropolitan Cities


2016-2018 Ongoing

7. Development of a Job Productivity Model for Service Sector Employees: Integration of Personal Finance-Related and Job Related Factors


2015-2017 Ongoing

8. Kajian Tingkahlaku Pembelian Dalam Kalangan Pengguna Baru

Co-researcher MACFEA RM31,920

2014-2014 Ongoing

9. Indeks Belia Malaysia 2015 Co-researcher Institute for Youth Research (IYRES)

RM633,650

2014-2015 Ongoing

10. The Emergence of The New Consumer Co-reseracher MACFEA RM190,000

2014 (1 Year)

Ongoing

11. Penilaian Impak Program di bawah Bahagian Gerakan Kepenggunaan UPM

Co-researcher KPDNKK RM185,000

2014 (1 Year)

Ongoing

12. Penilaian Konsumerisme kalangan Masyarakat Pribumi di Sabah dan Sarawak


2014 (1 Year)

Ongoing

13. Obesity and Youth Quality of Life and WellBeing: A Comparative School Age, University and Young Working Youth in Klang Valley

Co-researcher RUGS RM60,490

2013-2015 (2 Years)

Ongoing

14. Developing a Predictive Model on Gold Investment Behaviour among Income Earners

Co-reseacher FRGS RM67,000

2013-2015 (2 Years)

Ongoing

15. Conceptualizing Marital Investment Model of urban Dual-Earner Couples

Co-reseacher FRGS RM67,500

2013-2015 (2 Years)

Ongoing

12

16. Wasteful Spending towards Financial Stability among Malaysian Urban Consumers

Co-reseacher Geran Putra- Inisiatif

Berkumpulan RM67,000

2013-2015 (2 Years)

Ongoing

17. Dependent Children and Aged Parents: The Economic and Financial Well-Being of Sandwiched Generation

Co-researcher RUGS RM49,200

2012-2013 (2 Year)

Completed

18. Financial Stress, Potential Suicide and Financial Stability among Employees

Co-researcher RUGS (Initiative 6) RM13,940

2012-2013 (2 Year)

Completed

19. Integrating Financial Management Strategies and Physical Health in Influencing Personal Financial Health


2012-2013 (2 Year)

Completed

20. Kajian Ke atas Individu Islam Berstatus Bangkrap dan Cadangan Penyelesaian Hutang


2012-2013 (2 Years)

Ongoing

21. Exploring Dominant and Contending Consumer Ideologies Among Malaysians for Consumer Education Initiatives.

Co-researcher ERGS RM70,000

Project No:

2012-2013 (2 Years)

Completed

22. Program Kajian dan Penyelidikan Program-Program Kepenggunaan Kementerian Perdagangan Dalam Negeri, Koperasi Dan Kepenggunaan (Vot: 6376400)


2012-2013 (1 Year)

Completed

23. Program Kesepaduan Sosial Negara (PKSN): Project 4: Sub-Project B

Co-researcher LRGS, MOSTI RM220,000

2012-2013 (1 Year)

Completed

24. Developing a Multiattribute-Based Profile of Personal Financial Risk


2011-2012 (2 Years)

Completed

25. Poverty among Elderly Poor Women: Case Study of Amanah Ikhtiar

Co-researcher UNESCO RM80,000

2011 (1 Year)

Completed

26. Old Age Economic Security among Amanah Ikhtiar Members

Co-researcher ERGS RM50,000

2011 (1 Year)

Completed

27. Pelaburan Modal Insan dalam Kalangan Isirumah Berpendapatan Rendah

Co-researcher PERMATA RM175,000

2011 (1 Year)

Completed

28. Smart Investing Project Co-researcher FINRA ISU

2010-2011 (2 Years)

Completed

29. Financial Capabilities among Iowa State University College Students

Co-researcher ISU 2009-2010 (2 Years)

Completed

30. Persepsi dan Amalan Nilai Budaya Belia Malaysia Menuju Wawasan 2020

Co-researcher MOHE RM30,000

2007 (1 Year)

Completed

31. Assistance to Adult Children By Older Parents

Co-researcher Collaboration with Virginia

Polytechnic Institute & State

University

2005-2006 (2 Years)

Completed

13

32. Elderly and High Rise Housing Cities in Malaysia

Co-researcher IRPA RM141,500

2004-2006 (2 Years)

Completed

33. Sikap Dan Amalan Golongan Melayu Bandar Terhadap Pencapaian Wawasan 2020


2003-2005 (2 Years)

Completed

34. Tahap Pengetahuan, Sikap dan Amalan Penggunaan Kredit Di Kalangan Pengguna Di Malaysia


2003-2005 (2 Years)

Completed

35. Isu Pengguna Di Pasaran : Persepsi, Sikap dan Tanggungjawab

Co-researcher KPDNHEP & MACFEA RM11,200

2005 (3 months)

Completed

36. Kajian Kenaikan Harga Bahan Bakar dan Barangan di Pasaran : Persepsi dan Kesan Ke atas Pengguna

Co-researcher KPDNHEP & MACFEA RM49,000

2005 (3 months)

Completed

37. Kajian Keperluan Akademik Mahasiswa UPM

Co-researcher UPM RM15,000

2003 (1 Year)

Completed

38. Kajian Tinjauan Mahasiswa Luar Kampus


2003 (1 Year)

Completed

39. Kajian Pola Interaksi di Kalangan Mahasiswa di Institusi Pengajian Tinggi: Kajian Tinjauan di UPM


2002 (1 Year)

Completed

40. Study On Future Market Potential For Products Of Women Extension Group

Co-researcher JICA RM65,300

2002 (1 Year)

Completed

41. Kajian Tingkahlaku Kewangan Dan Pengetahuan Mengenai Pinjaman Pendidikan Di Kalangan Pelajar

Co-researcher FEM RM10,000

2001 (1 Year)

Completed

14

Consultancy Activities

No Name of Project/Program Role (Lead/ Associate

Consultant)


(RM)

Period (year)

Status (Completed/

Ongoing) 1. Consumer Satisfaction Survey 2017 Lead

Consultant Tenaga Cable

Industries, Sdn. Bhd.

RM24,000

2017 (3 months)

Completed

2. Kajian Trend Permintaan Pembiayaan Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) di IPTA dan IPTS

Associate Consultant

PTPTN RM137,491.45

Dec. 2017 – Jan. 2018

(6 months)

Ongoing

3. Consumer Satisfaction Survey 2016 Lead Consultant

Tenaga Cable Industries, Sdn.

Bhd. RM24,000

2016 (3 months)

Completed

4. Kajian Pembangunan Pelan Strategik Keselamatan Barang Pengguna


KPDNKK RM99,936.80

Nov. 2016 – Apr. 2017 (6 months)

Ongoing

5. Modul Pendidikan Pengguna Associate Consultant

MACFEA RM24,000

2016 (24 months)

Ongoing



Bhd. RM24,000

2015 (3 months)

Completed



Bhd. RM24,000

2014 (3 months)

Completed

8. Impact Assessment on Financial Capability Programme for 1AZAM Pacticipants


Collaboration with Bank Negara

Malaysia

2013 (1 year)

Completed

9. Survey to Gauge Level of Awareness on Credit Counseling & Debt Management Agency and Its Services

Lead Consultant

Agensi Kaunseling & Pengurusan

Kredit RM12,000

2013 (1 year)

Completed



Bhd. RM24,000

2013 (4 months)

Completed

11. Impact Assessment on Pengurusan Wang Ringgit Anda (POWER!) Programme

Lead Consultant

Bank Negara Malaysia

RM10,000

2013 (1 months)

Completed

12. Penilaian Program Kepenggunaan KPDNKK 2013


KPDNKK RM180,000

2013 (1 Year)

Completed

13. Financial Empowerment Program for Mature Women (Training Need Analysis)


Citi-Tsao Foundation-UPM

USD110,000

2012-2013 (2 Year)

Completed

14. Anugerah Syarikat Mesra Pengguna 2007 Associate Consultant

KPDNHEP & MACFEA

2007 (1 Year)

Completed

15

RM30,000 15. Anugerah Syarikat Mesra Pengguna

2006 Lead

Consultant KPDNHEP MACFEA RM14,000

2006 (1 Year)

Completed

16. Kajian Kesetiaan Pelanggan Pusat Zakat Selangor


Lembaga Zakat Selangor

RM10,000

2006 (1 Year)

Completed

17. Persepsi Mahasiswa Terhadap Buku Penyata Dan Perancangan Kewangan Keluarga


BNM RM5,000

2006 (4 months)

Completed

18. Impact Evaluation of Home Care Programme


NGO-Usiamas RM15,000

2006 (3 months)

Completed

19. Anugerah Syarikat Mesra Pengguna Malaysia 2005


KPDNHEP & MACFEA RM10,000

2005 (1 Year)

Completed

20. Kajian Pola Penggunaan Telefon Bimbit dan SMS


KPDNHEP & MACFEA RM2,000

2005 (3 months)

Completed

21. Kajian The Pre-Project Assessment of E-Keluarga

Asscociate Consultant

LPPKN RM15,000

2003 (1 Year)

Completed

G. PUBLICATIONS

CITED JOURNAL

No Description Year

1. Eugene, C.X.A., Stephanie, H.W.C., Mohamad Fazli, S., & Norazlyn,

K.B. (2021). Go loud or go home? How power distance belief influences the effect of brand prominence on status consumption. Journal of Retailing and Consumer Services, 58 - Online Published 6th September 2020. (WOS/Q2)

2021

2. Emielia, M.A., Mohamad Fazli, S., Norhariani, M.N., Puteri Azaziah, M.R., & Radduan, Y., & Rushita, W. (2021). Determinants of pet owner’s loyalty using modified SERVQUAL. Management Science Letters, 11(4): 1245-1252. DOI: 10.5267/j.msl.2020.11.0014 (Scopus/Q2) (Senior & Correspondence author)

2021

3. Chong, K.F., Mohamad Fazli, S., Amirah Shazana, M., Husniyah, A.R., & Laily, P. (2021). The Influence of Financial Literacy, Self-Efficacy and Self-Coping on Financial Behaviour of Emerging Adults. Journal of Asian Finance, Economics and Business, 8(3):905-915. DOI: 10.13106/jafeb2021.vol8.no.3.0905 (Scopus/Q3) (Senior & Correspondence author)

2021

4. Mohamad Fazli, S., Thinagaran, M.D., Nik Suffian, J., Husniyah, A.R., Rushita, W., & Megawati, S. (2021). Determinants of life satisfaction among Female-Headed Households in Malaysia?

2021

16

International Journal of Business and Society, 22(1): 276-295.

5. Lee, M.P., Mohamad Fazli, S., & Husniyah, A.R. (2021). Determinants of Financial Vulnerability among Civil Servants in Peninsular Malaysia, Malaysian Journal of Consumer and Family Economics – Accepted

2021

6. Mohamad Fazli, S., Husniyah, A.R., Rushita, W., Nurul Fardini, Z., Amirah Shazana, M., & T.Syahrul, R. (2020). The Mediating Effect of Money Attitude on Association between Financial Literacy, Financial Behavior and Financial Vulnerability. International Journal of Academic Research in Business and Social Sciences, 10(15):340-358.

2020

7. Husniyah, A.R., Mohamad Fazli, S., Fatin Farwizah, M.R., Mohd. Amim, O., & Amirah Shazana, M. (2020). Personal, Financial and Job-Related Factors Affecting Malaysian Employees’ Presenteeism in the Service Sector. International Journal of Academic Research in Business and Social Sciences, 10(16):250-277.

2020

8. Amirah, S.M., Mohamad Fazli, S., & Husniyah, A.R. (2020). The influence of financial attitude, financial behaviour and self-belief towards financial vulnerability among public employees in Malaysia. Malaysian Journal of Consumers and Family Economics, 25: 175-193. (Scopus/Q4)

2020

9. Husniyah, A.R., Amirah, S.M., Mohamad Fazli, S., Mohd. Amim, O., & Roziah, M.R. (2020). Psychological factors contributing towards financial problem among civil service sector employees. Malaysian Journal of Consumers and Family Economics, 25(1): 148-171. (Scopus/Q4)

2020

10. Mohamad Fazli, S., &. Eugene, C.X.A. (2020). Untangling financial stress and negative workplace productivity: A serial mediation model. Journal of Workplace Behavioral Health, 35(4): 211-231

DOI: 10.1080/15555240.2020.1833737. (Scopus/Q3) (Senior & Correspondence author)

2020

11. Nuradibah, M., Mohamad Fazli, S., & Catherine, S.F.H. (2020). Financial Capability and Differences in Age and Ethnicity. The Journal of Asian Finance, Economics and Business, 7(10):1081-1091

2020

12. Mohamad Fazli, S., Nuradibah, M., Catherine, S.F.H., Mervin. A., & Rushita, W. (2020). Effects of Gender and Income on Malaysians’ Financial Capability. Malaysian Journal of Consumers and Family Economics, 24: 124-152. (Scopus/Q4)

2020

13. Siti Shazwani,A., Nik Ahmad Suffian, B., Mohamad Fazli, S., Abdul Razak, A.R., & Saifuzzaman, I. (2020). IQ and governance contribute to entrepreneurship, but in different ways. Journal of Social, Political and Economic Studies, 45(3-4) Fall/Winter issue, 230-259.

2020

14. Marzieh, Z., Mohamad Fazli, S., & Rusita, W. (2020). Consumer attitude towards online shopping: An empirical study among Malaysian college students. Journal of Theoretical and Applied Information Technology, 98(9):1490-1513. (Scopus/Q3) (Correspondence

2020

17

author)

15. Eugene, C.X.A., & Mohamad Fazli, S., &. (2020). Single mothers’ subjective well-being: Empirical evidence from Malaysia. Health Care for Women International, (Online Published). DOI: 10.1080/07399332.2020.1744148, (SSCI/Q3 &)

2020

16. Mohamad Fazli, S., Gudmunson, C., Griesdorn, T., & Luke, D. (2020). Influence of family financial socialization on academic success in college. Journal of Financial Counseling and Planning, 31(2): 267-283 (Scopus/Q3). (Correspondence author)

2020

17. Megawati, S., Nadia, E.P., Lilik, N.Y., & Mohamad Fazli, S. (2020). Enhancing customer retention using customer relationship management approach in car loan business. Cogent Business and Management, Vol: 7:1, 1-17, DOI: 10.1080/23311975.2020.1738200, (ESCI & Scopus/Q3)

2020

18. Mohamad Fazli, S., Rushita, W., & Husniyah, A.R. (2020). The influence of money attitude, financial practices, self-efficacy and emotion coping on employees’ financial well-being. Management Science Letters, Vol: 10:4, 889-900, DOI: 10.5267/j.msl.2019.10.007 (Scopus/Q4) (Senior & Correspondence author)

2020

19. Megawati, S., Hanum, R.N., Bagus, S., & Mohamad Fazli, S. (2020). A general structural equation model of the emotions and repurchase intention in modern retail. Management Science Letters, Vol: 10:4, 801-814, DOI: 10.5267/j.msl.2019.10.017 (Scopus/Q4)

2020

20. Radduan, Y., & Mohamad Fazli, S. (2019). Age differences on the intention to save in a voluntary retirement fund. International Journal of Recent Technology and Engineering, 8(3)(S2): 776-785. (Scopus/Q4) (Senior author)

2019

21. Husniyah, A.R., Mohd. Amim, O., Mohamad Fazli,S., Roziah, M., & Amirah Shazana, M. (2019). Financial stress predictors for civil service sector employees. Malaysian Journal of Consumer and Family Economics, 22(S2): 137-151. (Scopus/Q4)

2019

22. Rumaya, J., Siti Nor, Y., Nur Aqilah, M.A., & Mohamad Fazli, S. (2019). Marital commitment as a function of marital satisfaction, marital investment and marital alternatives among working women in Malaysia. Pertanika Journal of Social Sciences and Humanities, 27(S1):61-76. (Scopus/Q3)

2019

23. Mohamad Fazli, S., & Norjumaaton, F.R., & Rushita, W. (2019). The media effect of intention in the pro-environmental workplace (PEW) behavior of Malaysian public employees. Management Science Letters, Vol: 9(10):1567-1576, DOI: 10.5267/j.msl.2019.3.008 (Scopus/Q4) (Senior & Correspondence author)

2019

24. Mohamad Fazli, S., & Rushita, W. (2019). The influence of gender and ethnicity on young adults’ participation in financial education programme. Journal of Management and Sustainability, 9(1): 159-170. (Senior & Correspondence author)

2019

18

25. Mohamad Fazli, S., & Eugene, C.X.A. (2019). Financial literacy and related outcomes: The Role of financial information medium. International Journal of Business and Society, 20(1), 286-298, doi:10.1080/14697680902878105(Scopus/Q3)(Senior author)

2019

26. Mei Kei, L., Suhaily, O., Laily, P., & Mohamad Fazli, S. (2019). Enhancing consumer online engagement through consumer involvement: A case of airline and hospitality services in Malaysia. Management Science Letters, Vol: 9:795-808, DOI: 10.5267/j.msl.2019.3.008 (Scopus/Q4)

2019

27. Norjumaaton, F.A.R., & Mohamad Fazli, S., (2019). Pro-environmental workplace intention behaviour in the Malaysian public organization. Asian Social Sciences, 15(4): 60-68 (Senior author)

2019

28. Abdullah N., Fazli S.M., Arif A.M.M. (2019). The relationship between attitude towards money, financial literacy and debt management with young worker’s financial well-being. Pertanika Journal of Social Sciences and Humanities, 27(1), 361 – 387, (Scopus/Q3) (Senior author)

2019

29. Yuliandi, S, Sabri, M.F, Rahim, H.A., Osman, S. (2018). The mediation effect of self-coping mechanism between financial strains and financial security of single mothers in Malaysia. Malaysian Journal of Consumer and Family Economics, 103 – 123, (Scopus/ Q3) (Senior author)

2018

30. Nuradibah, M., Mohamad Fazli, S., Catherine, S.F.H. & Thinagaran, M.D, O. (2018). Profile and differences in financial literacy: Empirical evidence. Malaysian Journal of Consumers and Family Economics, 21: 164-185, (Scopus/Q3) (Senior & Correspondence author)

2018

31. Radduan, Y., & Mohamad Fazli, S., Husniyah, A.R., & Zuroni, MJ. (2018). Examining the behavioural intention to save in a voluntary retirement fund in Malaysia. Malaysian Journal of Consumers and Family Economics, 21: 78-100, (Scopus/Q3) (Senior author)

2018

32. Lee, M.P., & Mohamad Fazli, S. (2017). Financial knowledge, financial management praCtices, financial pressure and financial stability among single female headed household in Malaysia. Malaysian Journal of Consumers and Family Economic, 20:131-14 (Senior author)

2017

33. Mohamad. Fazli, S., Nuraini, A., Merzieh, Z., & Siti Yuliandi, A. (2017). Moderation effect of gender on financial literacy, money attitude, financial strains and financial capability. Malaysian Journal of Consumers and Family Economic, 20:83-101. (Senior author)

2017

34. Mohamad. Fazli, S., Thinagaran, M.D., Lee, M.P., Nornadia Liz, Z., Rozita, W., & Nurhayatul Nia, R. (2017). Does The Bijak Wang (Smart Money) program benefit schoolgoing children? Malaysian Journal of Consumers and Family Economic, 20 (Special Edition): 122-142. (Senior & Correspondence author)

2017

19

35. Radduan, Y., & Mohamad Fazli, S. (2017). Determinants of Retirement Savings. Malaysian Journal of Consumers and Family Economic, 20 (Special Edition): 167-182, (Scopus/Q3) (Senior author)

2017

36. Husniyah A.R., Mohamad Fazli, S., Norhasmah, S., Mohd. Amim, O., Norhafifah, S. & Fatin Farwizah, M.R (2017). Financial practices and physical health influencing financial health of Malaysian employees. Malaysian Journal of Consumers and Family Economic, 20 (Special Edition): 1-20 (Scopus/Q3)

2017

37. Mohamad Fazli, S., & Thinagaran, M.D. (2017). The Financial Status, Financial Problems and Personal Well-Being of Urban Poor Youths. International Journal of Academic Research in Business and Social Sciences. 7(8): 665-672 (Senior & Correspondence author)

2017

38. Mohamad. Fazli, S., & Lee, M.P. (2017). How Financially Literate is Today’s Youth? International Journal of Asian Social Science, 7(10): 803-817 (Senior & Correspondence author)

2017

39. Teo, T.J., & Mohamad. Fazli, S. (2016). Factors affecting retirement confidence among women in Peninsular Malaysia government sectors. Malaysian Journal of Consumers and Family Economic, 19: 53-68, (Scopus/Q3) (Senior & Correspondence author)

2016

40. Siti Yuliandi,A., Mohamad. Fazli, S., Husniyah, A.R., & Syuhaily, O. (2016). Mediating effect of self-coping mechanisms on associations between financial practices and financial security of female-headed households. Malaysian Journal of Consumers and Family Economic, 19: 143-160, (Scopus/Q3) (Senior author)

2016

41. Ahmad Fauzi, A.R., Husniyah, A.R., Mohamad. Fazli, S., Mohd. Amim, O., & Roziah, M.R. (2016). Gold investment intention among urban public sector employees in Malaysia. Malaysian Journal of Consumers and Family Economic, 19: 101-114, (Scopus/Q3)

2016

42. Mohd. Fazli, S. (2015). Review of the book Culture and gender in leadership: Perspective from the Middle East and Asia, by J. Rajasekar & Loo, S.B.). Asian Women, 31(1): 107-112.

DOI: 10.14431/aw.2015.03.31.1.107 (Scopus/Q3) (Senior & Correspondence author)

2015

43. Nuradibah, M., Husniyah, A.R., Mohd. Fazli, S., & Mansor, A.T. (2015). Financial well-being among public employees in Malaysia: A preliminary study. Asian Social Science, 11(18): 49-54 (Scopus/Q3)

2015

44. Leila, F., Laily, P. & Mohd. Fazli, S. (2015). An exploratory study of personal financial well-being determinants: Examining the moderating effect of Gender. Asian Social Science, 11(4): 33-42, DOI: 10.5539/ass.v11n4p33 (Scopus/Q3)

2015

45. Mohd. Fazli, S., & Nurul Farhana, Z. (2015). The influence of financial literacy, money attitude, financial strain and financial capability on young employees’ financial well-being. Pertanika Journal of Social Sciences & Humanities, 23(4): 827-848. (Scopus/Q3) (Senior & Correspondence author)

2015

https://doi.org/10.14431/aw.2015.03.31.1.107

20

46. Hira, T.K., Mohamad Fazli, S., & Loibl, C. (2015). Not a black and

European-Americans question: How are investor behavior and perceptions related to race and ethnicity? Malaysian Journal of Consumers and Family Econonomic, 18: 114-129. (Scopus/Q3) (Senior & Correspondence author)

2015

47.

Gudmunson, C. Zuiker, V.S., Katras, M.J., & Mohd. Fazli, S. (2015). Enhancing Personal and Family Finance Courses using Case Studies. College Student Journal , 49(3): 321-330

2015

48. Nuradibah M., Husniyah, A.R., Mohd. Fazli, S., & Mansor, A.T. (2015). Using Dollahite’s ABCD-XYZ resource management model of crisis or stress as a framework for understanding financial well being. International Journal of Humanities and Social Science, 5(4): 219-228

2015

49. Mohd. Fazli, S., Teo, T.J., Mohd. Amim, O., & Husniyah, A.R. (2015). Financial literacy, financial management practices & retirement confidence among working women in government agencies: A Mediation Model. The Journal of Developing Areas, 49(6): 406-412. (Senior & Correspondence author)

2015

50. Mohd. Fazli, S., & Teo, T.J. (2014). The influence of financial literacy, saving behavior, and financial management on retirement confidence among working women in public sector. Asian Social Science, 14(14): 40-51 (Senior & Correspondence author)

2014

51. Siti Yuliandi, A., & Mohd. Fazli, S. (2014). Understanding Financial Security from Consumer’s: A Review of Literature. International Journal of Humanities and Social Science, 4(12): 110-117 (Senior & Correspondence author)

2014

52. Mohd. Fazli, S., & Leila, F. (2014). Toward a framework of financial wellness determinants: Investigating the moderating effect of religion. Australian Journal of Basic and Applied Sciences, 8(9): 275-281 (Senior & Correspondence author)

2014

53. Nurul Farhana, Z., & Mohd. Fazli, S. (2013). Review of Financial Capability Studies. International Journal of Humanities and Social Science, 3(9): 197-203 (Senior Author)

2013

54. Hira, T.K., Mohd. Fazli, S., & Loibl, C. (2013). Financial socialization’s impact on investment behavior and household net worth. International Journal of Consumer Studies, 37: 29-35, DOI: 10.1111/ijcs.12003 (Scopus/ Q2) (Senior & Correspondence author)

2013

55. Mohd. Fazli, S., Leila, F., Jariah, M., & Laily, P. (2013). Determinants of employees’ financial well-being: The moderation effect of work sectors. Malaysian Journal of Consumers and Family and Econonomic, 16: 91-106, (Scopus/ Q3) (Senior author)

2013

56. Mohd.Fazli, S., & Leila, F. (2013). Estimating a Model of Subjective Financial Well-Being among College Students. International Journal of Humanities and Social Science, 2(18): 191-199 (Senior Author)

2013

21

57. Leila, F., Mohamad Fazli, S., & Laily, P. (2012). Assessment a model of

financial satisfaction predictors: Examining the mediate effect of financial behaviour and financial strain. World Applied Sciences Journal, 20(2): 190-197, DOI: 10.5829/idosi.wasj.2012.20.02.1832, (Scopus/Q2) (Senior & Correspondence author)

2012

58. Masud, J., Mohd. Fazli, S., & Haron, S.A. (2012). Ethnic differences in financial practices of Malaysian elderly. Malaysian Journal of Consumers and Family and Econonomic, 15: 54-70. (Scopus/Q3)

2012

59. Mohd. Fazli, S., MacDonald, M., & Masud, J. (2012). Determinants of college students’ financial behavior and financial problem. Archives Des Sciences Journal, 65(7): 268-277(ISI: IF-0.474) (Senior & Correspondence author)

2012

60. Falahati, L., & Mohd. Fazli, S. (2012). Pathway to financial behavior and financial strain: A mediating effect of financial literacy and financial skills. Archives Des Sciences Journal, 65(2): 258-267 (ISI: IF-0.474) (Senior & Correspondence author)

2012

61. Mohd. Fazli, S., Cook, C.C., Shelley, M., Hira, T.K., Garasky. S., & Swanson, P. (2012). The relation of early childhood consumer experience, financial socialization and financial knowledge with the perceived financial well-being. Asia Life Sciences, 21(2): 537-563 (ISI: IF-0.259) (Senior & Correspondence author)

2012

62. Mohd. Fazli, S., MacDonald, M., Hira, T.K., & Jariah, M. (2010). Childhood consumer experience and the financial literacy of college students in Malaysia. Family and Consumer Sciences Research Journal, 38(4): 455-467, DOI: 10.1111/j.1552-3934.2010.00038.x (Scopus/Q3) (Senior & Correspondence author)

2010

63. Narges, D., Laily, P., Mohd. Fazli, S., Jariah, M. (2010). Effects of financial wellness on the relationship between financial problem and workplace productivity. World Applied Sciences Journal, 10(8): 871-878

2010

64. Paim, L., Sabri, M.F., Masud, J., Jamaluddin, A. (2008). Penggunaan Telefon Selular di Malaysia. Malaysian Journal of Consumer and Family Economics, 11(1): 1 – 14 (Scopus)

2008

NON CITED JOURNAL

22

No Description Year

1. Kamaljeet, K., Syuhaily, O., Elistina, A.B., & Mohamad Fazli, S. (2020).

Development of Theoretical Framework for Adoption of Omni-Channel Retailing by Omni-Shoppers for Fashion Apparels: UTAUT2 and The Role of Personal Innovatiness, Brand Image and Fashion Involvement. International Journal of Business, Economics and Law, 21(2):90-100.

2020

2. Nuraini, A., Mohamad Fazli, S., Syuhaily, O., & Ahmad Hariza, H. (2020). Relationship between Child-Rearing Practices and Financial Strain on Association with Parental Investment. Malaysian Journal of Human Ecology, 1:101-109.

2020

3. Chong, K.F., Mohamad Fazli, S., Nor Aini, M., Rushita, W., & Majid, A.Z.A (2020). Determinant of Financial Vulnerability among Young Employees in Malaysia. Journal of Critical Reviews, 7(15): 3097-3107

2020

4. Irwan Syah, M.Y., Mohamad Fazli, S., Rushita, W., & Ahmad Zuhairi, A.M. (2020). The impact of an economic challenge on health through driving posture among elderly taxi drivers in Malaysia. Journal of Critical Reviews, 7(12): 3823-3830.

2020

5. Ogunleye, K.C., Mohamad Fazli, S., Shamsul Azahari, Z.B. & Oladipo, K.S. (2020). Factors Influencing Financial Well-Being among Employees in an Organization in Nigeria, Jurnal Pengguna Malaysia, 34: 45-64.

2020

6. Mohamad Fazli, S., T. Syahrul, R., & Rusitha, W. (2020). Financial Management, Savings and Investment Behavior and Financial Well-Being of Working Women in the Public Sector. Majalah Ilmiah Bijak, 17(2):135-153. (Senior author)

2020

7. Mohamad Fazli, S., Rusitha, W., Nurhayatul Nira, R., & Thingara, M.D. (2019). The impact of Smart Money Kit on children’s financial knowledge, attitude and behavior. ESTEEM Journal of Social Sciences and Humanities, 3(Nov): 48-59. (Senior author)

2019

8. Mohamad Fazli, S., Nuraini, A., Hunsiyah, A.R., Radduan, Y., Mohd. Amim, O., & Ahmad Hariza, H. (2019). Predicting debt burden status among Malaysia civil servants. Journal of Emerging Economices & Islamic Research, 7(3): 1-11. (Senior author)

2019

9. Norjumaaton, F.R., Mohamad Fazli, S., & Norzalina, Z. (2019). Tahap Pengetahuan, Niat dan Tingkah Laku Hijau dalam kalangan Penjawat Awam di Wilayah Persekutuan Putrajaya (Level of Knowledge, Intention and Green Behavior among Cvil Servants in Putrajaya). Jurnal Pengguna Malaysia, 32: 36-41. (Senior author)

2019

10. Radduan, Y., Mohamad Fazli, S., Husniyah, A.R., & Zuroni, M.J. (2019). The Role of Perceived Behavioural Control as Mediator on Financial Incentives towards Saving in a Voluntary Retirement Fund, Advances in Business Research International Journal, 5(1):144-156. (Senior author)

2019

23

11. Ogunleye, K.C., Mohamad Fazli, S., & Shamsul Azahari, Z.B. (2019).

Financial Well-Being of Nigerian Family in Ikeja Lagos State Nigeria, Shanlax International Journal of Management, 7(1): 1-8. (Senior author)

2019

12. Rajna, A., & Mohamad Fazli, S. (2019). The impact of a financial capability program on the financial well-being of medical practitioners. Shanlax International Journal of Management, 6(4): 18-23. (Senior author)

2019

13. Husniyah, A.R., Amirah Shazana, M., Mohamad Fazli, S., & Mohd. Amim, O. Mediating effect of debt behavior on financial strain of Malaysian employees. South East Asia Journal of Contemporary Business, Economics and Law, 20(1): 28-32.

2019

14. Mohd. Haziman, A.G., Laily, P., & Mohamad Fazli, S. (2018). Tahap kepuasan ke atas pendapatan, perbelanjaan, simpanan dan pemilikan harta isi rumah dalam kalangan penjawat awam di Putrajaya (Level of satisfaction on income, expenses, savings and ownership of household property among civil servants in Putrajaya). Jurnal Pengguna Malaysia, 30: 81-102. (Senior author)

2018

15. Mohamad Fazli, S., Nuraini, A., Thinagaran. M.D., & Othman, C.J. (2018). Tingkah laku pengurusan kewangan, masalah kewangan, kesejahteraan hidup dan program sokongan pengguna di Wilayah Persekutuan Labuan (Financial management behavior, financial problems, well-being and consumer support programs in the Federal Territory of Labuan). Jurnal Pengguna Malaysia, 30: 103-121 (Senior author)

2018

16. Mohamad Fazli, S., Thinagaran, M.D., & Nurhayatul Nira, R. (2018). Smart Money Kit: An innovative learning tool for kids. The International Journal of Humanities and Social Sciences, 6(8): 30-36 (Senior author)

2018

17. Nuradibah, M., Thinagaran, M.D., Mohamad Fazli, S., & Catherine, S.F.H. (2018). A preliminary evaluation of financial literacy in Malaysia. Journal of Wealth Management & Financial Planning, 5: 3-16

2018

18. Siti Yuliandi, A., Mohamad Fazli, S., Husniyah, A.R., & Syuhaily, 0. (2018). Self-Coping mechanism of single mothers to achieve financial security in life. International Journal for Studies on Children, Women, Elderly and Disabled, 3 (January): 91-102 (Senior author)

2018

19. Norhadizah, M.K., Elistina, A.B., Norhasmah, S., & Mohamad Fazli, S. (2018). The concept of social capital in disaster management. Journal of Islamic, Social, Economic and Development, 12 (June), 25-35

2018

20. Husniyah, A.R., Mohd. Amim, O., Mohamad Fazli, S., & Zuroni, M.J. (2018). Influential predictors for financial adequacy among Malaysian public sector in employees. Australian Journal of Business Science Design & Literature, 11(1): 1-14

2018

24

21. Mohamad. Fazli, S., Laily, P., & Nuraini, A. (2017). Keperluan

penyemakan semula zakat pendapatan. Journal of Muslim Affairs, 3(2): 39-50 (Senior author)

2017

22. Mohamad Fazli, S., Lee, M.P (2017). Financial knowledge and financial practices of youth: Gender & ethnicity differences. The Open Journal of Economic & Finance, 1: 47-53 (Senior & Correspondence author)

2017

23. Norashiken, I., Mohamad Fazli, S., & Shamsul Azahari, Z.B. (2017). Pola perbelanjaan dan tingkah laku pembelian dalam kalangan pengguna Kedai Rakyat 1Malaysia (KR1M) (The spending patterns and buying behaviors among consumers of Kedai Rakyat 1Malaysia (KR1M)), Jurnal Pengguna Malaysia, 28 (Jun):69-91 (Senior author)

2017

24. Norlela, Z., Husniyah A.R., & Mohamad Fazli, S. (2017). Kesejahteraan kewangan dalam kalangan ibu tungal di Negeri Sembilan (Financial well-being amongst the mothers in Negeri Sembilan). Jurnal Pengguna Malaysia, 29 (Disember), 38-50

2017

25. Nornadia Liz, Z., Mohamad Fazli, S., Husniyah, A.R. (2017). Penilaian impak program pendidikan kewangan dalam kalangan peserta program bijak wang (Impact assessment of financial education programs among smart money program participants). Jurnal Pengguna Malaysia, 29 (Disember), 18-37 (Senior author)

2017

26. Othman, C.J., Mohamad Fazli, S., Ismi, A.I., & Turiman, S. (2017). Comparison of students’ perception towards the effectiveness, early reaction, and acceptance of knowledge and skills during the ‘skuad jelajah motivasi pendidikan dan kepenggunaan’ programme. Journal of Education & Social Sciences, 8(1): 18-25 (Correspondence author)

2017

27. Norhadizah, M.K., Elistina, A.B., Norhasmah, S., & Mohamad Fazli, S. (2017). Consumer Protection in the Aviation Industry in Malaysia. Jurnal Pengguna Malaysia, 28:92-105

2017

28. Obilaonu, C.C., & Mohamad Fazli, S. (2017). The Financial well-being of Nigerian Students in Universiti Putra Malaysia. Journal of Education & Social Sciences, 6(2): 287-294 (Senior author)

2017

29. Nuraini, A. & Mohamad Fazli, S. (2017). Malaysian Consumer Spending Patterns During Festive Season. The International Journal of Humanities & Social Studies, 5(5): 224-229 (Senior author)

2017

30. Thinagaran, M., & Mohamad Fazli, S. (2017). The financial status and factors affecting personal well-being among urban poor in Kuala Lumpur. Malaysian Journal of Social Sciences and Humanities, 2(1): 21-39 (Senior author)

2017

31. Lee, M.P., & Mohamad. Fazli, S. (2017). Review of financial vulnerability studies. Archives of Business Research, 5(2): 127-134 (Senior author)

2017

32. Siti Yuliandi,A., Mohamad. Fazli, S., Husniyah, A.R., & Syuhaily, O. 2017

25

(2017). Factors predicting financial security of female-headed households. Journal of Emerging Economies and Islamic Research, 5(1): 18-30 (Senior & Correspondence author)

33. Mazlan, I., Mohamad Ibrani Sharimin, A.A., Ahmad Hariza, H., & Mohd.

Fazli, S. (2016). Kesan pendidikan keselamatan jalan raya terhadap tingkahlaku berencana pengguna jalan raya dalam kalangan kanak-kanak (The impact of road safety education on behavioral planning of road users among children). Jurnal Pengguna Malaysia, 26: 18-35

2016

34. Mohd. Fazli, S., Ahmad Hariza, H., Ismi Arif, I. & Nuraini, A. (2016). Penilaian tahap penerimaan dan persepsi program Kad Diskaun 1 Malaysia (1MDC) (Appreciation level of acceptance and perception of 1 Malaysia Discount Card program (1MDC)). Jurnal Pengguna Malaysia, 26: 36-53 (Senior author)

2016

35. Zulfamy, M.U., & Mohd. Fazli, S. (2016). Kebaikan, kelemahan dan isu semasa E-Dagang (Benefits, weaknesses and issues during E-Commerce). Jurnal Pengguna Malaysia, 26: 65-79 (Senior author)

2016

36. Othman, C.J., Mohd. Fazli, S., Ismi Arif, I., Turiman, S., Ahmad Hariza, H., & Soaib, A. (2016). Tahap penerimaan dan pengaplikasian pengetahuan dan kemahiran peserta terhadap program kepenggunaan KPDNKK (The level of acceptance and application of participants' knowledge and skills towards the KPDNKK consumerism program). Jurnal Pengguna Malaysia, 26: 80-93

2016

37. Nuraini, A., & Mohd. Fazli, S. (2016). Faktor peramal pengurusan hutang dalam kalangan pekerja muda (Debt management predictor factor among young workers). International Journal of Education & Training, 2(2): 1-19 (Senior author)

2016

38. Mohd. Fazli, S., & Siti Farra, Z.A. (2016). Measuring the impact of POWER! Programme. Saudi Journal of Business and Management Studies, 1(1): 26-31 (Senior & Correspondence author)

2016

39. Rozita, W., Mohd. Fazli, S., & Nurhayatul, N.R. (2016). Money literacy, shopping and puchasing patterns among primary school students in Malaysia. Journal of Education and Human Development , 5(1): March, 1-17 (Senior author)

2016

40. Yashota, N., Laily, P., Mohd. Fazli, S., & Husniyah, A.R. (2016). Financial ratios and the probabilistic prediction of bankruptcy among Malaysian civil servants. Journal of Emerging Economics and Islamic Research, 4(2): 1-13

2016

41. Yashota, N., Laily, P., Mohd. Fazli, S., & Husniyah, A.R. (2016). Predictors of bankruptcy probability among Malaysian civil servants: Examining the subjective measurement. Journal of Emerging Economics and Islamic Research, 4(1): 1-12

2016

42. Bahare, F., Ahmad Hariza, H., Husniyah, A.R. & Mohd. Fazli, S. (2015). Relationship between background characteristics and neighborhood satisfaction of Iranian homeowners in Kuala

2015

26

Lumpur, Malaysia. Research on Humanities & Social Sciences, 5(5): 48-53

43. Siti Yuliandi, A., & Mohamad. Fazli, S. (2015). Financial security of

female-headed households: A preliminary study. Asian Journal of Social Sciences & Humanities, 4(4): 68-77 (Senior author)

2015

44. Mohd. Fazli, S., & Siti Yuliandi, A. (2015). Financial Security among Working Women. Jurnal Pengguna Malaysia , 24: 113-130 (Senior author)

2015

45. Rajna, A., & Mohamad Fazli, S. (2015). Financial management practices of medical practitioners in the private and public medical service in Malaysia. International Review of Management & Business Research, 4(4): 1105-1117 (Senior author)

2015

46. Sarjit, S,G., Ahmad Tarmizi, T., Mohd. Fazli, S., Abdul Hakim, M., Puvaneswaran, K., & Ismi,A.I. (2015). The consumerism issues of the native communities of Sabah. Jurnal Pengguna Malaysia , 25: 1-9

2015

47. Yussyafiqah, Y., Mohamad Fazli, S., & Siti Yuliandi, A. (2015). Determinants of debt management among young employees in the central region of peninsular Malaysia. Malaysian Journal of Youth Studies, 12 (June):139-156 (Senior author)

2015

48. Bahare, F., Ahmad Hariza, H., Husniyah, A.R. & Mohd. Fazli, S. (2015). Relationship between background characteristics and housing satisfaction of Iranian homeowners in Kuala Lumpur, Malaysia. Journal of Educational, Health and Community Psychology, 4(2): 72-80

2015

49. Mohd. Fazli, S. (2014). The development of consumer protection policies in Malaysia. International Journal of Business and Social Research, 4(6): 98-108 (Senior & Correspondence author)

2014

50. Mohd. Fazli, S. & Teo. T.J. (2014). The effects of financial literacy, financial management and saving motives on financial well-being among working women. Journal of Wealth Management & Financial Planning, 1: 20-32 (Senior author)

2014

51. Mohd. Fazli, S., Siti Yuliandi, A., & NurFairani, A. (2014). Awareness among Malaysian public on Credit Counselling and Debt Management Agency (CCDM) and Its Services. Jurnal Pengguna Malaysia, 22: 69-84 (Senior author)

2014

52. Husniyah, A.R., & Mohd. Fazli, S. (2014). Malaysian public sector employees' financial preparedness and implemented financial plan. Journal of Wealth Management & Financial Planning, 1: 33-42

2014

53. Mohd. Fazli, S., & Leila, F. (2013). Predictors of financial well-being among Malaysian employees: Examining the mediate effect of financial stress. Journal of Emerging Economies and Islamic Research, 1(3): 1-16. (Senior author)

2013

54. Nuraini, A., Mohd. Fazli, S., Husniyah, A.R., Mohd. Amim, O., Afida Mastura, M.A., & Nurul Farhana, Z. (2013). Pengurusan kewangan

2013

27

dakam kalangan pekerja muda. Jurnal Pengguna Malaysia, 21: 14-31 (Senior author)

55. Nurul ‘Alyaa, A.M., Mohamad Fazli, S., Ahmad Hariza, H., Husniyah,

A.R., & Mohd. Amim, O. (2013). Literasi, sosialisasi, tingkahlaku dan kompetensi kewangan dalam kalangan kanak-kanak. Jurnal Pengguna Malaysia, 21: 1-13 (Senior author)

2013

56. Nurul Farhana, Z., Mohamad Fazli, S., Husniyah, A.R., Mohd. Amim, O., Afida Mastura, M.A. & Nuraini, A. (2013). Determinants of financial capability among young employees in Malaysia. Malaysian Journal of Youth Studies, 9: 1-22 (Senior & Correspondence author)

2013

57. Teo, T.J., Mohamad Fazli, S., Husniyah, A.R., Mohd. Amim, O., & Afida Mastura, M.A. (2013). The influence of financial knowledge, financial management practices, and self-esteem on money management skills of young adults. Malaysian Journal of Youth Studies, 9: 23-27 (Senior author)

2013

58. Leila, F., Laily, P. & Mohd. Fazli, S. (2013). An exploratory model of personal financial well-being among Malaysian youth: A Gender Perspective. Asia Life Sciences, 22(2): 687-698 (ISI: IF-0.259)

2013

59. Mohd. Fazli, S., Cook, C.C., & Gudmunson, C. (2012). Financial well-being of Malaysian college students. Asian Education and Development Studies, 2: 153-170 (Senior & Correspondence author)

2012

60. Husniyah, A.R., Mohd. Fazli, S., Zuroni, M.J., Elistina, A.B., NurAtika, A., & Kanmani, S. (2012). Debt load, financial practices, and locus control effects’ on worker’s financial well-being. International Journal of Social Policy and Society, 9: 6-26.

2012

61. Kanmani, S., Mohd. Fazli, S., & Husniyah, A.R. (2012). Jangkaan pelaburan bagi belia Institusi Pengajian Tinggi (Investment expectations for youth institutions of higher education). Malaysian Journal of Youth Studies, 7: 105-124

2012

62. Mohd. Fazli, S., Ahmad Hariza, H & Mohd. Amim, O. (2011). Pengetahuan dan pengalaman berkaitan penggunaan kredit di kalangan pegawai muda sektor awam (Knowledge and experience regarding credit utilization among public sector youth officials). Malaysian Journal of Youth Studies, 5: 63-73 (Senior author)

2011

63. Mohd. Fazli, S. (2011). Review of college students’ financial knowledge and literacy studies. Jurnal Pengguna Malaysia, 17: 70-79 (Senior author)

2011

64. Mohd. Fazli, S. (2011). Consumers’ knowledge, attitudes and adoption of electronic banking technologies. Jurnal Pengguna Malaysia, 17: 22-33 (Senior author)

2011

65. Mohd. Fazli, S., & MacDonald, M. (2010). Savings behavior and financial problems among college students: The role of financial literacy in Malaysia. Cross-Cultural Communication, 6(3): 103-110

2010

28

66. Mohd. Fazli, S., & Mumtazah, O. (2010). Financial literacy: Research, education, and policy implication. Jurnal Pengguna Malaysia, 14: 53-71

2010

67. Mohd. Fazli, S., Husniyah, A.R., & Syuhaily, O. (2009). Tingahkahlaku penggunaan kredit sewa beli di kalangan pengguna di Malaysia. Jurnal Pengguna Malaysia, 12: 33-45

2009

68. Naimah, M.S., Mumtazah, O., Laily, P., Nurizan, Y., & Mohamad Fazli, S. (2008). Tingkahlaku pembelian pengguna semasa kenaikan harga barangan di Malaysia. Jurnal Pengguna Malaysia, 10: 45-63

2008

69. Ahmad Hariza, H., Mohd. Fazli, S., Mohd. Amim, O., Shamsul Azahari, Z.B., Askiah, J., & Husniyah, A.R. (2008). Fear for safety and fear of crime among elderly living in high rise housing in urban Malaysia. Social Welfare Journal, 32: 1-18

2008

70. Mohd. Fazli, S., Ahmad Hariza, H., Mohd. Amim, O., Shamsul A.Z.B., Askiah, J., & Husniyah, A.R. (2007). Status sosio-ekonomi warga tua yang menghuni rumah pangsa di Malaysia (The socio-economic status of the elderly who live the flats in Malaysia). Malaysian Journal of Social Policy and Society, 4: 81-96

2007

71. Mohd. Fazli, S., and Teoh, Y.Y. (2006). Tahap keprihatinan alam sekitar dan amalan kepenggunaan hijau (The level of environmental concern and green consumer practice). Pertanika Journal of Social Science and Humanities, 14(2): 95-109

2006

72. Mohd. Fazli, S., Celia, R.H., Goh, L.A. (2006). Attitudes, values and belief towards money: Gender and working sector comparison. Pertanika Journal of Social Science and Humanities, 14(2): 121-130

2006

73. Mohd.Fazli, S., Nurizan,Y., Mumtazah, O., Aziah,H., Naimah, S., & Bukryman, S. (2006). Status sosio-ekonomi isi rumah melayu bandar (Socio-economic status of malay households). Malaysian Journal of Consumers and Family Economic, 9: 11-15

2006

74. Husniyah, A.R., Mohd. Fazli, S., Bukryman, S., Ahmad Hariza, H., & Mohd. Amim, O. (2006). Tingkahlaku pengguna di Malaysia terhadap pinjaman pendidikan (Consumer behavior in Malaysia on education loans). Malaysian Journal of Consumers and Family Economics, 9: 33-46

2006

75. Mumtazah, O. Loh, Laily, P., & Mohd. Fazli, S. (2006). Kajian kenaikan harga bahan bakar: Persepsi dan kesan ke atas pengguna (Review of fuel price increases: Perceptions and impact on consumers). Jurnal Pengguna Malaysia, 8: 29-43

2006

76. Mohd. Fazli, S., Mumtazah, O. Loh, F.K (2006). Pembelian secara talian: Sikap, amalan dan masalah pengguna (Online purchases: User attitudes, practices, and problems). Jurnal Pengguna Malaysia, 8: 81-95

2006

77. Laily, P., Mohd. Fazli, S., Jariah, M., & Askiah, J. (2006). Perbelanjaan telefon selular di kalangan pengguna Malaysia (Mobile phone expenses among Malaysian consumers). Jurnal Pengguna Malaysia, 8: 96-115

2006

29

78. Husniyah, A. R., Syuhaily O., M. Fazli, S., M. Amim, O., & Ahmad

Hariza, H. (2005). Gelagat perancangan kewangan keluarga di Malaysia (Behavior of family financial planning in Malaysia). Malaysian Journal of Consumers and Family Economics, 8: 27-39

2005

79. Husniyah, A. R., Mohd. Fazli, S. & Ahmad Hariza, H. (2005). Perancangan dan amalan penggunaan kad kredit bagi pengguna di Malaysia (Planning and practice of credit card usage for users in Malaysia). Malaysian Journal of Consumers and Family Economics, 8: 62-75

2005

80. Jariah, M., & Mohd. Fazli, S. (2005). Financial behavior of college students: Gender comparison. Malaysian Journal of Consumers and Family Economics, 8: 51-60

2005

81. Mohd. Fazli, S., and Loo, Y.C. (2005). Tahap kepuasan dan kecenderungan pembayaran balik pinjaman PTPTN (The level of satisfaction and tendency of PTPTN loan repayment). Jurnal Pengguna Malaysia, 7: 14-31

2005

82. Mohd. Fazli, S., and Norli Hazrina, M.N. (2005). Program mikro-kredit Ar-Rahnu: Pengetahuan, sikap dan amalan pengguna (Ar-Rahnu micro-credit program: User knowledge, attitude and practice). Jurnal Pengguna Malaysia, 6: 87-104

2005

83. Mohd. Fazli, S., and Jariah, M. (2005). Consumer socialization of adolescents in Malaysia. Malaysian Journal of Social Policy and Society, 1: 81-96

2005

84. Mohd. Fazli S., Ahmad Hariza H., Husniyah A.R., and Mohd. Amim O. (2004). Sikap dan amalan peminjam pinjaman perumahan di Sabah dan Sarawak (The attitude and practice of housing loan borrowers in Sabah and Sarawak). Malaysian Journal of Consumers and Family Economics, 7: 89-101

2004

85. Mohd. Fazli S., and Jariah, M. (2004). Peranan ibu bapa terhadap pembentukan tingkahlaku penggunaan remaja (Parental role towards the formation of adolescent behavior behaviors). Journal of Malaysian Family Studies, 1: 1-11

2004

86. Mohd. Fazli S., Jariah M., Laily P., and Sharifah Azizah H. (2003). Penggunaan media massa dan pengaruh terhadap remaja (The use of mass media and influence on adolescents). Malaysian Journal of Consumers and Family Economics,6:50-61

2003

87. Jariah M., Laily P., Zumilah Z., Sharifah Azizah H., and Mohd. Fazli S. (2003). Food purchasing behaviour of metropolitan consumers. Malaysian Journal of Consumers and Family Economics, Vol:6: 1-10

2003

88. Mohd. Fazli, S., and Jariah, M. (2003). Tingkahlaku dan masalah kewangan mahasiswa (Students behavior and financial problems). Jurnal Pengguna Malaysia, Vol:5: 33-48

2003

89. Mohd. Fazli, S., and Jariah, M. (2002). Sosialisasi kewangan di kalangan remaja (Sosialisasi kewangan di kalangan remaja). Malaysian Journal of Consumers and Family Economics, 5: 21-31

2002

30

90. Mohd. Fazli S., and Jariah M. (2002). Sosialisasi pengguna remaja

(Socialization of teenage users). Jurnal Pengguna Malaysia, Vol:4: 1-19

2002

BOOKS

No Description Year

1. Laily, P., Sharifah Azizah, H., Mohamad Fazli, S., & Shamsul Azahari,

Z.B., (2019). Kos Saraan Anak Sejak Lahir hingga 6 Tahun Isi Rumah B40 dan M40. Penerbit UPM

2019

2. Mohamad Fazli, S. and Nurhayatul Nira, R. (2019). Money Tales: Aisyah, Adam and Friends. Penerbit UPM

2019

3. Mohamad Fazli, S. and Nurhayatul Nira, R. (2019). Early Financial Education for Children. Penerbit UPM

2019

4. Mohamad Fazli, S. and Nurhayatul Nira, R. (2018). Buku Pendidikan Awal Kewangan Kanak-Kanak (Early Childhood Financial Education Book). Penerbit UPM

2018

5. Mohamad Fazli, S. and Nurhayatul Nira, R. (2018). Kisah Wang: Aisyah, Adam dan Rakan-Rakan (Money Tale: Aisyah, Adam and Friends). Penerbit UPM

2018

6. Mohamad Fazli, S., Husniyah, A.R., & Mohd. Amim, O. (2015). Retirement Confidence and Financial Security among Working Women. Lambert Academic Publishing

2015

7. Mohamad Fazli, S., Jariah, M., Zumilah, Z., Maisarah, A., & Nurul ‘Alyaa, A.M.. (2014). Memahami Sosialisasi Pengguna Malaysia: Bersediakah Menjadi Negara Maju (Understanding Socialization of Malaysian Consumers: Willing To Become a Developed Country). Persatuan Ekonomi Pengguna dan Keluarga Malaysia

2014

8. Mohamad Fazli, S. and Nurhayatul Nira, R. (2014). 10 Smart Ways to Smart Money with Daniel & Dynas. Buku Prima Sdn. Bhd

2014

9. Mohamad Fazli, S. and Nurhayatul Nira, R. (2014). Guide Book: Bright Kids Smart Money-Managing Money is Easy as ABCD. Bijak Wang Enterprise

2014

10. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). 10 Amalan Bijak Wang Bersama Daniel & Dynas (10 Wise Money Practices With Daniel & Dynas). Buku Prima Sdn. Bhd

2013

11. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). Buku Panduan: Anak Bijak Cerdik Duit (Guidebook: The Cognitive Wisdom of Money). Bijak Wang Enterprise

2013

31

12. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). Anak Bijak Cerdit Duit: Panduan untuk Mengasah Kemahiran Pengurusan Kewangan Kanak-Kanak Semudah ABCD (Smart Kid Savings: A Guide to Hiring Children's Financial Management Skills as Easy as ABCD). Awan Metro Sdn. Bhd

2013

13. Mohamad Fazli, S. and Nurhayatul Nira, R. (2013). Adik Bijak Cerdik Duit: Buku Latihan Pengukuhan (Smart Kid Savings: Strengthening Training Book. Awan. Metro Sdn. Bhd

2013

14. Nurizan, Y., Mumtazah, O., Naimah, S., Aziah, H., Mohd. Fazli, S., and Bukryman, S. (2007). Wawasan 2020: Berjayakah Golongan Melayu Bandar Menyahut Cabarannya (Vision 2020: The Urban Malay Town Will Follow The Challenge). Universiti Putra Malaysia, Serdang

2007

15. Mohd. Fazli, S., Mohd. Amim, O., Jariah, M., and Laily, P. (2006). Perancangan Kewangan Mahasiswa (Student Financial Planning). Gems Publishing, Sdn. Bhd., Petaling Jaya

2006

16. Mohd. Amim, O., Mohd. Fazli, S., Jariah, M., and Laily, P. (2006). Wang: Kenapa Perlu Diurus (Money: Why Need To Be Managed). Gems Publishing, Sdn. Bhd., Petaling Jaya

2006

17. Jariah, M., Zumilah, Z., Laily, P., Sharifah Azizah, H., and Mohd. Fazli, S. (2003). A Study on Consumer Preferences for Locally Produced Food Products. Universiti Putra Malaysia

2003

CHAPTER (S) IN BOOK

No Description Year

1. Mohamad Fazli, S., & Ahmad Hariza, H. (2020). Pengenalan. Mohamad

Fazli, S., & Ahmad Hariza, H. (Ed.). Realiti & Cabaran Ketua Isi Rumah Ibu Tunggal di Malaysia. Penerbit UPM (pp.1-9).

2020

2. Ahmad Hariza, H., & Mohamad Fazli, S. (2020). Personaliti Ketua Isi Rumah Ibu Tunggal. Mohamad Fazli, S., & Ahmad Hariza, H. (Ed.). Realiti & Cabaran Ketua Isi Rumah Ibu Tunggal di Malaysia. Penerbit UPM (pp.37-44).

2020

3. Ahmad Hariza, H., & Mohamad Fazli, S. (2020). Sosialisasi Pengguna Ketua Isi Rumah Ibu Tunggal. Mohamad Fazli, S., & Ahmad Hariza, H. (Ed.). Realiti & Cabaran Ketua Isi Rumah Ibu Tunggal di Malaysia. Penerbit UPM (pp.63-78).

2020

4. Mohamad Fazli, S., & Thinagaran M.D.. (2020). Keupayaan Kewangan Ketua Isi Rumah Ibu Tunggal. Mohamad Fazli, S., & Ahmad Hariza, H. (Ed.). Realiti & Cabaran Ketua Isi Rumah Ibu Tunggal di Malaysia. Penerbit UPM (pp.97-111).

2020

5. Mohamad Fazli, S., & Thinagaran M.D.. (2020). Kerentanan Kewangan Ketua Isi Rumah Ibu Tunggal. Mohamad Fazli, S., & Ahmad Hariza, H. (Ed.). Realiti & Cabaran Ketua Isi Rumah Ibu Tunggal

2020

32

di Malaysia. Penerbit UPM (pp.112-124).

6. Mohamad Fazli, S., & Rushita, W. (2020). Understanding Pro-Environmental Behavior (PEB) in the Workplace: A Systematic Review. In Ujang, S., Fandy, T., Gancar, C.P., & Mohamad Fazli, S. (Ed.). Green Consumer & Marketing, PT Penerbit IPB Press (pp.1-50).

2020

7. Mohd. Fazli, S. (2020). The Financial Status and Financial Vulnerability of Single Female Headed Households in Malaysia. In Grishma, K. (Ed.). Women Empowerment: Challenges and Strategies, Booksclinic Publishing (pp.105-129).

2020

8. Mokhtar, A., Husniyah, A.R., Sabri, M.F., & Abu Talib, M. Financial Well-Bing among Public Employees in Malaysia: A Preliminary Study. In Viasta Hus (Ed.). Current Research in Education and Social Studies, Vol(3), Book Publisher International (pp.106-114).

2020

9. Mohd. Fazli, S., & Ahmad Hariza, H. (2017). Introduction. Mohd. Fazli, S., & Ahmad Hariza, H. (Ed.) Consumers in the New Millenium,. Penerbit UPM (pp.1-14)

2017

10. Mohd. Fazli, S., & Nurul Farhana, Z. (2017). Financial Strain and Financial Capability of Malaysian Young Employees. In Mohd. Fazli, S., & Ahmad Hariza, H. (Ed.). Consumers in the New Millenium, Penerbit UPM (pp.15-36).

2017

11. Husniyah, A.R., Ahmad Fauzi, A.R., Mohd. Fazli, S., Mohd. Amim, O., & Roziah, A.R. (2017). Malaysian Employees’ Gold Investment Behaviour. in Mohd. Fazli, S., & Ahmad Hariza, H. (Editor) Consumers in the New Millenium,. Penerbit UPM (pp.60-75).

2017

12. Ahmad Fauzi Abdul Wahab, Husniyah Abd. Rahim, Mohd Amim Hj. Othman, & M. Fazli Sabri, (2017). Financial risk tolerance as a predictor for malaysian employees' gold lnvestment behavior in. Bilgin, M.H., Danis, H., Demir, E., Can, U. (Eds.) Regional Studies on Economic Growth, Financial Economics and Management, Istanbul: Springer International Publishing

2017

13. Nuraini, A., & Mohd. Fazli, S. (2017). Keperluan menyemak semula pengiraan zakat pendapatan secara tolakan (The need to revise the calculation of income zakat by deduction), in Haslinda, A. (Ed.). Isu Keluarga dan Pengurusan Sumber Alaf Baru, Penerbit UPM (pp.105-128)

2017

14. Norliana, M.N., Husniyah, A.R., Mohd. Fazli, S. & Mohd. Amim, O. (2017). Sikap materialistik dalam kalangan pengguna di empat bandaraya di Malaysia (Materialistic attitude among consumers in four cities in Malaysia). in Haslinda, A. (Ed.). Isu Keluarga dan Pengurusan Sumber Alaf Baru, Penerbit UPM Penerbit UPM (pp.97-111)

2017

15. Mohd. Fazli, S. (2016). Beban Hutang Implikasi Kepada Kebajikan Isi Rumah dan Ekonomi Negara (Debt burden implies the welfare of households and the economy of the country), in Nor Hartini, S., & Mohamad Azhar, H (Eds). Hutang Isi Rumah Malaysia :

2016

33

Cabaran dan Penyelesaian Penerbit IKIM (pp.105-128)

16. Mohd. Fazli, S. & Nurul Farhana, Z. (2015). Financial Well-Being among Young Employees in Malaysia., in Zeynep Copur (Ed) Behavioral Finance and Investment Strategic: Decision Making in the Final Industry. IGI Global (pp. 229-243)

2015

17. Jariah, M. Mohd. Fazli, S. Sharifah Azizah, H. (2013). Pengguna Luar Bandar (Rural users), in Zumilah, Z., Elistina, A.B., & Nur Rashidah, Z. (Eds). Malaysia Negara Maju: Realiti dan Cabaran Persatuan Ekonomi Pengguna dann Keluarga Malaysia (MACFEA)

2013

18. Jariah, M., Husniyah A.R., Mohd. Fazli, S., & Laily, P. (2011). Financial Well-Being of Youth., Hazita, H., Bahiyah, A.H., & Zarina, O. (Eds). Malaysian Youth in the Global World: Issues and Challenges, Universiti Kebangsaan Malaysia

2011

19. Mohd. Fazli, S., and Jariah, M. (2009). Literasi dan kesejahteraan kewangan dalam kalangan belia (Literacy and financial well-being among youth), in Norbaya, A., Haslinda, A., Abd. Halim, S., Sarjit, S.G., & Dzuhailmi, D. (Eds). Pembangunan Belia Abad Ke-21: Isu dan Cabaran. Universiti Putra Malaysia

2009

20. Mumtazah, O., Nurizan, Y., Bukryman, S., Aziah, H., Mohd. Fazli, S., and Naimah, S. (2007). Kesediaan dan penerimaan masyarakat melayu bandar terhadap isu globalisasi dan TMK (The willingness and acceptance of the Malay community on globalization and TMK issues)., Norizan, A.R., Zaini, A., Norwati, M.Y., and Habibah, A. (Eds). Ke Arah Pembangunan E-Malaysia: Isu dan Cabaran, Universiti Kebangsaan Malaysia

2007

21. Mohd. Fazli, S., and Jariah, M. (2005). Kewangan pengguna: Isu dan cabaran (User finance: Issues and challenges)., in Nurizan, Y., Mohd. Amim, O., and Sharifah, A.H., (Eds). Pengguna Dalam Pembangunan, Universiti Putra Malaysia

2005

Proceeding (s)

i. International

Ahmad Fauzi, A.W., Husniyah, A.R., Mohamad Fazli, S., & Mohamad Amim, O. (2017). Financial Risk Tolerance as a Predictor for Malaysian Employees’ Gold Investment Behavior. Regional Studies on

34

Economic Growth, Financial Economics and Management. Proceedings of the 19th Eurasia Business and Economics Society Conference (pp.63-78).

Mohd. Fazli, S., & Thinagaran, M. (2016). The Financial Status, Financial Problems and Personal Well- Being of Urban Poor Youths. Proceedings of the 3rd International Conference on Youth 2016 (ICYOUTH 2016) (pp. 220-226).

Mohd. Fazli, S. (2015). The Determinants of Young Employees’ Financial Well Being. Proceedings of the Regional Seminar on Emerging Needs and Well-Being: Measures and Indicators (pp. 24-35).

Mohd. Fazli, S., Teo, T.J., Husniyah, A.R., & Mohd. Amim, O. (2015). Financial Literacy, Financial Management Practices & Retirement Confidence among Working Women in Government Agencies: A Mediation Model. Proceedings of the Australasian Conference on Business and Social Sciences 2015 (pp. 602-609).

Husniyah, A.R., Mohd. Amim, O., & Mohd. Fazli, S. (2015). Influential Predictors for Financial Adequacy among Malaysian Public Sector Employees. Proceedings of the Australasian Conference on Business and Social Sciences 2015 (pp. 532-541).

Mohd. Amim, O., Husniyah, A.R., & Mohd. Fazli, S. (2015). Differences in Financial Information and Financial Status among Malaysian Bankrupts. Proceedings of the Australasian Conference on Business and Social Sciences 2015 (pp. 525-531).

Siti Yuliandi, A., & Mohamad Fazli, S. (2013). Perception toward Applying Zakat Fund and Religiosity among Zakat Recipients in University Putra Malaysia. World Universities’ Islamic Philanthropic Conference. (pp. 1-13)

Mohamad Fazli,S., Nurul Farhana, Z., Husniyah, A.R., & Mohd. Amim, O. (2013). Determinants of Financial Well-Being among Young Employees in Malaysia. International Conference on Youth. (pp. 314)

Jariah, M., Sharifah Azizah, H., Zumilah, Z., Mohamad Fazli, S., Siti Farra Zillah, A., & Norisma Aiza, I. (2012). Measuring Women Empowerment: Case Study of Amanah Ikhtiar Malaysia. International Conference on Gender Empowerment. (pp. 38)

Mohamad Fazli, S., Christine, C. C., Steve, G., Mack, C. S. (2012). A Conceptual Model of Perceived Financial Well-Being: Early Childhood Consumer Experience, Financial Socialisation and Financial Knowledge Pathways. International Federation of Home Economics. (pp. 38)

Mohamad Fazli, S., Maurice M., Tahira, K.H., & Jariah, M. (2012). Childhood Consumer Experience and The Financial Literacy of College Students. International Federation of Home Economics. (pp. 38)

Narges, D., Laily, P., Mohd. Fazli, S., & Jariah, M. (2010). Determinants of financial wellness among Malaysian workers. The Malaysia-Indonesia International Conference on Economics, Management and Accounting.

Narges, D., Laily, P., Jariah, M., & Mohd. Fazli, S. (2010). Financial problems and job productivity among Employees in Malaysia. The Malaysia-Indonesia International Conference on Economics, Management and Accounting.

Laily, P., Jariah, M., & Mohd. Fazli, S. (2010). Old age saving among public and private sector employees in Malaysia. South Asian Conference Ageing: Improving well-being in late life.

Mohamad Fazli, S., Maurice. M., Jariah, M. & Chistine, C.C. (2010). Knowledge and skills of financial at risk young adults in Malaysia. Association of Financial Counseling and Planning Education Proceeeding, 2010. (pp. 12)

35

Jariah, M., Mohamad Fazli, S., & Laily, P. (2010). Testing of Malaysian Financial Well-Being Scale.. Association of Financial Counseling and Planning Education Proceeeding. (pp. 15)

Jeanna, H., Mohamad Fazli, S., & Douglas, B. (2008). Evaluation of a Web-Supported Personal Finance Course for College Students. Association of Financial Counseling and Planning Education Proceeeding, (pp. 300-301)

Mohamad Fazli, S., Karen, L.A., Jariah, M., & Laily, P. (2008). Personal Financial Wellness and Workplace Productivity. Consumer Interest Annual Proceeding, Volume 54. (pp. 189-192)

Mohamad Fazli, S., Jariah, M., Maurice, M., Tahira, K.H., & Laily, P. (2008). Financial Behavior and Problems among University Students in Malaysia: Research and Education Implication. Consumer Interest Annual Proceeding, Volume 54. (pp. 166-170)

Mohamad Fazli, S., Jariah, M., Maurice, M., & Laily, P. (2008). Financial Well-Being among College Students in Malaysia: Needs for Financial Education. Consumer Interest Annual Proceeding, Volume 54. (pp. 181-184)

Leila, F., Jariah, M., Mohd. Fazli, S., & Laily, P. (2008). Gender Difference in Financial Well-Being among College Students. The 6th International Conference on Gender Studies (SAMA 6).

Jariah, M., Mohd. Fazli, S., Laily, P., & Husniyah, A.R. (2008). Financial Well-Being among Youth in Selangor. International Conference on Youth Research 2008.

Jariah, M., Mohd. Fazli, S., Laily, P., & Husniyah, A.R. (2008). Perceived Financial Adequacy and Academic Achievement among College Students. International Conference on Youth Research 2008.

Mohd. Fazli. S., Jariah, M., Laily, P., Mohd Amim, O., & Nurkhalila, N. (2007). Financial Literacy among Students in Malaysia. The Seventh Biennial ACFEA Confererence 2007.

Zaimah, R., Jariah, M., Laily, P., & Mohd. Fazli, S. (2007). Financial Security Perception of University Students in Malaysia. The Seventh Biennial ACFEA Confererence 2007.

Laily, P., Jariah, M., Mohd. Fazli, S., & Sharifah, A.H. (2007). Consumers’ Tolerance on Food Price Increase. The Seventh Biennial ACFEA Confererence 2007.

Naimah,M.S., Nurizan,Y., Mumtazah,O., Aziah, H., & Mohd Fazli, S. (2007). Life Satisfaction Among Public Sector Employee In Peninsular Malaysia. 3rd International Consumer Sciences Research Conference. 27-29 June 2007 at the Jordanstown campus of the University of Ulster, Northern Ireland.

Mumtazah, O., Nurizan, Y., Naimah, M.S., Aziah,H., & Mohd Fazli Sabri. (2007). Factors Affecting Subjective Material Satisfaction Of Urban Malays In Peninsula Malaysia. 3rd International Consumer Sciences Research Conference. 27-29 June 2007 at the Jordanstown campus of the University of Ulster, Northern Ireland.

Mohamad Fazli, S., & Jariah, M. (2006). Sources of Income Among University Students in Malaysia. Consumer Interest Annual Proceeding, Volume 52 (2006). (pp. 462-464)

Mohd. Fazli S., Jariah M., & Laily P. (2005). Consumer Socialization Among College Student in Malaysia. Consumer Interest Annual Proceeding, Volume 51 (2005). (pp. 251-254)

Mumtazah, O., Nurizan, Y., Mohd. Fazli, S., Naimah, S., Aziah,H., & Amini,A.A. (2005). Malaysian Consumers Awareness on Impacts of Globalization and Information Communication Technology (ICT). Asian Consumer & Family Economic Association Proceedings. The 6th Biennial Conference, Sacramento, CA USA, November 3-5, 2005. (pp. 280)

36

ii. National Proceedings

Radduan, Y., & Mohamad Fazli, S., (2017). The 5 Pillars of the Social Security System for the Aged Malaysian. The 6th International Conference on Public Policy & Social Science, 2017. (pp. 362-384).

Mohamad Fazli, S., Ahmad Hariza, H., Ismi Arif, I., Turiman, S., Soaib., & Nuraini, A. (2015). Penilaian Kad Diskaun 1 Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 488-494).

Siti Yuliandi, A., & Mohamad Fazli, S. (2015). Financial Problems, Financial Practices & Financial Well- Being among Lower Income Earners in Kuala Lumpur. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 565-575).

Yashota, N., Laily, P., Husniyah, A.R., & Mohamad Fazli, S. (2015). The Associations of Financial Management Practices & Asset Ownership on Bankruptcy Probability among Civil Servants in Putrajaya, Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 552-559).

Nuraini, A., Mohamad Fazli, S., Ismi Arif, I., Ahmad Hariza, H., Turiman, S., & Soaib, A. (2015). Penerimaan Kad Diskaun 1 Siswa (KDS1M) Dalam Kalangan Mahasiswa Di Seluruh Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 705-710).

Shamsul Azahari, Z.B., Ahmad Hariza, H., Mohamad Fazli, S., Mohd. Amim, O., Normaziah, Z., & Farhan, M.A. (2015). Tingkahlaku Pembelian Dalam Kalangan Pengguna Baru Di Malaysia Dan Perbandingannya Dengan Negara Maju. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 426-446).

Ahmad Fauzi, A.W., Husniyah, A.R., Mohamad Fazli, S., & Mohd. Amim, O. (2015). Gold Investment Orientation among Malaysian Public Sector Employees. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 488-494).

Ahmad Hariza H, Farhan, M.A., Sharifah Azizah, H., Mohamad Fazli, S., Shamsul Azahari, Z.B., Mohd. Amim, O., & Normaziah, Z. (2015). Aspirasi Intrinsik Dan Ekstrinsik Dalam Kalangan Pengguna Malaysia. Seminar Kebangsaan MACFEA Ke-19, 2015. (pp. 457-463).

Mohamad Fazli, S., Ismi Arif, I., Turiman, S., Soaib, A., Aminuddin, H., Norhasni, Z.A., Maslina, M.S., & Tan, J.L. (2014). Penilaian Impak Progam Kepenggunaan KPDNKK. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 57-60).

Sukjeet, K.S., Laily, P., Mohamad Fazli, S., & Syuhaily, O. (2014). Status Consumption among Working Women in Malaysia. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 71-74).

Teo, T.J., Mohamad Fazli, S., Husniyah, A.R., Shamsul Azahari, Z.B., Mohd. Amim, O., Abdul Hafiz, A.R. (2014). The Effects of Financial Literay, Financial Management and Saving Motives on Retirement Confidence among Working Women. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 83-87).

Nurul ‘Alyaa Adillah, M., Mohamad Fazli, S., Ahmad Hariza, H., Husniyah, A.R., & Mohd. Amim, O. (2014). Faktor-Faktor yang Mempengaruhi Kompetensi Kewangan Kanak-Kanak. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 88-92).

Nuraini, A., Mohamad Fazli, S., Husniyah, A.R., & Mohd. Amim, O., Afida Mastura, M.A., & Nurul Farhana, Z. (2014). Pengurusan Hutang dalam kalangan Eksekutif Muda. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 93-96).

Nuradibah, M., Husniyah, A.R., Mohamad Fazli, S., & Mansor, A.T. (2014). Financial Stress and Financial Wellbeing among Employees. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 97-99).

Nurul Farhana, Z., Mohamad Fazli, S., & Husniyah, A.R. (2014). Re. Seminar Kebangsaan MACFEA Ke-18, 2014. (pp. 100-103).

37

Mohamad Fazli, S., Leila, F., Jariah, M., & Laily, P. (2012). Determinants of Employees’ Financial Well- Being: The Moderation Effect of Working Sector. Seminar Kebangsaan MACFEA Ke-16, 2012. (pp. 181- 192)

Leila, F., Laily, P., & Mohamad Fazli, S. (2012). An Exploratory Model of Personal Financial Well-Being among Malaysian Youth: A Gender Perspective. Seminar Kebangsaan MACFEA Ke-16, 2012. (pp. 193- 203)

Kanmani, S., Husniyah, A.R., Zuroni, M.J., Elistina, A.B., & Mohamad Fazli, S. (2012). Amalan Pengurusan Risiko Kredit dan Kepuasan Pengurusan Risiko dalam kalangan Pekerja Sektor Awam. Seminar Kebangsaan MACFEA Ke-16, 2012. (pp. 118-126)

Mohamad Fazli, S., Christine, C.C., Mack, S., Tahira, K. H., Steve, G., & Patricia, M.S. (2011). Perceived Financial Well-Being: Early Childhood Consumer Experience, Financial Socialization and Financial Knowledge Pathways. AKEPT Young Researchers Conference and Exhibition. (pp. 247)

Mohamad Fazli, S., Maurice, M., Tahira, K.H., & Jariah, M. (2011). Childhood Consumer Experience and the Financial Literacy of College Students in Malaysia. AKEPT Young Researchers Conference and Exhibition. (pp. 162)

Narges, D., Laily, P., Mohd. Fazli, S., & Jariah, M. (2010). The Roles of Financial Literacy and Behavior in Explaining Workplace Productivity. Seminar Kebangsaan MACFEA Ke-14, 2010

Jariah, M., Laily, P., & Mohd. Fazli, S. (2010). Financial Well-Being among Malaysian Employees. Seminar Kebangsaan MACFEA Ke-14, 2010

Ahmad Hariza, H., Eddy Azwan, S., Mohd. Fazli, S., & Mohd. Amim, O. (2010). Kajian Fenomena Kemuflisan di Kalangan Pegawai Muda Sektor Awam. Seminar Kebangsaan MACFEA Ke-14, 2010

Mohd. Fazli, S., Ahmad Hariza, H., Shamsul Azahari, Z.B., Mohd Amim, O., Askiah, J., & Husniyah, A.R. (2006). Persepsi Warga Tua Rumah Pangsa Terhadap Kecukupan Pendapatan. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006. (pp. 27)

Ahmad Hariza, H., Mohd. Fazli, S., Mohd Amim, O., Shamsul Azahari, Z.B., Askiah, J., & Husniyah, A.R. (2006). Fear of Crime and For Safety Among Malaysian Urban Elderly Living in High Rise Housing. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006 (pp. 25)

Askiah, J., Ahmad Hariza, H., Husniyah, A.R. Shamsul Azahari, Z.B., Mohd. Fazli, S., & Mohd Amim, O. (2006). Aktiviti Warga Tua Yang Menghuni Rumah Pangsa di Bandar Metropolitan. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006 (pp. 25)

Shamsul Azahari, Z.B., Ahmad Hariza, H., Mohd. Fazli, S., Mohd Amim, O., Askiah, J., & Husniyah, A.R. (2006). Persepsi Kesihatan Di Kalangan Warga Tua Yang Menghuni Rumah Pangsa Di Malaysia. National Conference on Ageing & National Development : Improving Quality of Later Life, 2006. (pp. 29)

Mohd. Fazli, S., Laily, P., Mumtazah, O., Jariah, M., & Nurizan, Y. (2006). Isu Di Pasaran : Sikap Dan Persepsi Pengguna. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-22)

Mohd. Fazli, S., Ahmad Hariza, H., Mohd Amim, O., Shamsul Azahari, Z.B., Askiah, J., & Husniyah, A.R. (2006). Status Sosio-Ekonomi Di Kalangan Warga Tua Yang Menghuni Rumah Pangsa Di Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp 1-16)

Mumtazah, O., Laily, P., & Mohd. Fazli, S. (2006). Kajian Kenaikan Harga Bahan Bakar: Persepsi dan Kesan Ke Atas Pengguna. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-14)

38

Laily, P., Mohd. Fazli, S., Jariah, M., & Askiah, J. (2006). Perbelanjaan Telefon Selular di Kalangan Pengguna Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-20)

Ahmad Hariza, H., Mohd Fazli, S., Mohd Amim, O., ShamsulAzahari, Z.B., & Askiah, J. (2006). Impact of Housing Design on Independence for Elderly Living in High Rise Housing in Urban Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-14)

Shamsul Azahari, Z.B., Ahmad Hariza, H., Mohd. Fazli, S., Mohd Amim, O., Askiah, J., & Husniyah, A.R. (2006). Status Kesihatan di Kalangan Warga Tua yang Menghuni Rumah Pangsa i Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-14)

Naimah, M.S., Mumtazah, O., Laily., P., Nurizan, Y., & Mohd. Fazli, S. ( 2006). Tingkah Laku Pembelian Pengguna Semasa Kenaikan Harga Barangan Di Malaysia. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-19)

Askiah, J., Ahmad Hariza, H., Husniyah, A.R., Shamsul Azahari, Z.B., Mohd. Fazli, S., & Mohd Amim, O. (2006). Interaksi Sosial Dan Penggunaan Kemudahan Awam Di Kalangan Warga Tua Yang Menghuni Rumah Pangsa Di Bandar Metropolitan. Seminar Kebangsaan MACFEA Ke-11, 2006. (pp. 1-16)

Bukryman, S., Nurizan, Y., Mumtazah, O., Mohd. Fazli, S., Aziah, H., & Naimah, S. (2006). Cabaran Kakitangan Kerajaan di Era Globalisasi dan Teknologi Komunikasi Maklumat (ICT). Seminar Kebangsaan Komunikasi Ketiga 2006. Anjuran Fakulti Komunikasi dan Bahasa Moden, Universiti Utara Malaysia

Mumtazah, O., Nurizan, Y., Mohd. Fazli, S., Naimah, S., Aziah,H., Bukryman, & S., Amini,A.A. (2005). Persediaan Masyarakat Melayu Bandar Terhadap Isu Globalisasi dan ICT. Seminar Kebangsaan “Ke Arah Pembangunan E-Malaysia: Merapatkan Jurang Komuniti Dengan Teknologi Maklumat”

Mohamad Fazli, S., Nurizan,Y., Mumtazah. O., Aziah, H., Naimah, S., Amini, A.A. & Hanni, A. (2005). Status Sosioekonomi Isirumah Melayu Bandar Ke Arah Pencapaian Wawasan 2020. Seminar Kebangsaan MACFEA Ke-10, 2005 (pp. 16-27)

Husniyah, A.R., Mohamad Fazli, S., Bukryman, S., Mohd. Amim, O., & Ahmad Hariza, H. (2005). Tingkahlaku Pengguna Di Malaysia Terhadap Pinjaman Pendidikan. Seminar Kebangsaan MACFEA Ke- 10, 2005

Mohd. Fazli, S., and Shahril, M.S. (2004). Tahap Pengetahuan & Amalan Merancang Serta Mengawal Perbelanjaan Isi Rumah Sektor Kerajaan. Seminar Kebangsaan MACFEA Ke-9, 2004. (pp. 431-446)

Mohd. Fazli, S., Syuhaily, O., Husniyah, A.R., Mohd. Amim, O., and Ahmad Hariza, H. (2004). Tingkahlaku Penggunaan Kredit Sewa Beli di Kalangan Pengguna di Malaysia. Seminar Kebangsaan MACFEA Ke-9, 2004. (pp. 93-108)

Mohd. Fazli S., Jariah M., Laily P., and Sharifah Azizah H. (2003). Penggunaan Media Massa dan Pengaruh Terhadap Remaja. Conference in Conjuction with The Public Institutions of Higher Learning R & D Exposition 2003. (pp. 199-204) Jariah M., Laily P., Mumtazah O., Afida Mastura M.A., Aziah H., Husniyah A.R., Mohd. Amim O., Mohamad Fazli S., and Zuroni M.J. (2003). Financial Behaviour of University Students Receiving PTPTN: Policy Implication. Conference in Conjuction with The Public Institutions of Higher Learning R & D Exposition 2003. (pp. 141-142)

Jariah M., Laily P., Zumilah Z., Sharifah Azizah H., and Mohamad Fazli, S. (2003). Consumer Preferences for Locally Produced Food. Conference in Conjuction with The Public Institutions of Higher Learning R & D Exposition 2003. (pp. 165-166)

Mohamad Fazli, S. (2002). Sosialisasi dan Tingkahlaku Kewangan Remaja. Creating New Frontiers of Innovative Research

39

MEDIA ARTICLE/INTERVIEW No Description Year

1. Ringan Beban Rentan Bandar / KOSMO (Ruangan: Lokal), 25 April

2021

2021

2. Ada 8,000 Mata Wang Kripto Di Dunia / Sinar Harian, P.3, 22 April 2021

2021

3. Elak Sengsara Selepas Raya / Rancangan Biz Malaysia (RTM), 21 April 2021

2021

4. Ramadan Bulan Tingkatkan Ekonomi Diri dan Keluarga / KOSMO (Ruangan K2), P.22, 14 April 2021

2021

5. The Long Climb Up the Food Chain for Fresh Grads / Malaysia NOW, 3 April 2021

2021

6. Siapa yang Jadi Sasaran Scammer / Utusan Malaysia (Ruangan Seri: Psikologi). P.22, 13 Mac 2021

2021

7. Perancangan Teliti Persaraan Pastikan Hari Tua Lebih Selesa / Berita Harian (Ruangan: Nasional), P.7, 11 Mac 2021

2021

8. Golongan Muda Muflis Awal? / DagangNews, 11 Mac 2021 2021

9. Utamakan Dana Tabung Kecemasan / Sinar Harian (Ruangan Nasional), P.2, 28 Februari 2021

2021

10. MyDigital Jana Peluang Ekonomi Lebih Besar, RTM, 19 February 2021

2021

11. Elak Perbelanjaan sia-sia I-Sinar/ Berita Harian (Ruangan Nasional), 15 Februari 2021

2021

12. Urus Duit i-Sinar: Apa Patut Jadi Keutamaan? Astro Awani, 13 Februari 2021

2021

13. Karenah Birokrasi Punca Pinjaman Wang Harm Jadi Pilihan / Sinar Harian (Laporan Khas, P.3), 11 Februari 2021

2021

14. PKP Bersasar Langkah Bendung Civid-19 / Contynews 12 Tengah Hari RTM, 29 Januari 2021

2021

15. Lebih Baik Diberikan Baucar Makanan / (Ruangan Nasional), Sinar Harian, 28 Januari 2021

2021

16. Permai Beri Sinar Baharu kepada Rakyat / Sinar Harian, P.10, 20 Januari 2021

2021

17. Darurat Pulihkan Keyakikan Pelabur Asing / (Ruangan Nasional), Sinar Harian, 16 January 2021

2021

18. Malaysia still has no Covid-19 Blueprint / The Malaysian Reserve, 14th January 2021

2021

40

19. Jangan Gelap Mata dengan Wang i-Sinar/ (Ruangan Negara), Kosmo,

14th January 2021

2021

20. Jangan Biar i-Sinar jadi i-Geram/ Dagangnews.com, 8th January 2021 2021

21. 4 Langkah Asas Pengurusan Risiko / Nanyang Siang Pau, 5th January 2021

2021

22. Investment Scam on the Rise/ The Malaysian Reserve, 4th January 2021

2021

23. “Readiness in Facing a New Norms Era of Financial Challenges”, Serdang Sun (P.46-48), Issue 21

2020

24. Pengeluaran Akaun 1 KWSP / Buletin PERTIWI, 17 November 2020 2020

25. Usah Guna Wang i-Sinar Jadi Modal Perniagaan/ Berita Harian Online, 17 November 2020

2020

26. Tingkatkan Caruman KWSP Bila Ekonomi Pulih / Sinar Harian (Segmen: Nasional, P.4), 12 November 2020

2020

27. Manfaatkan Belanjawan 2021 / Utusan Malaysia (Segmen: Gaya Wanita, P.21), 9 November 2020

2020

28. Guna Wang Bantuan Dengan Bijak / BERNAMA TV (Segmen Cucuk Duit Bersama Tawfiq Isa), 9 November 2020

2020

29. Persediaan Asas Rakyat Untuk Sama-sama Mendukung Belanjawan 2021/ Radio KLfm, 4 November 2020

2020

30. Keluar Akaun 1 KWSP: MTUC Sokong, Pakar Ekonomi Bantah/ Sinar Harian (Ruangan Nasional), 31 Oktober 2020

2020

31. Bajet dan Pelaksanaan / Selamat Pagi Malaysia, 31 Oktober 2020

2020

32. Pengurusan Risiko Rakyat Malaysia Membimbangkan/ Kosmo, Seksyen Varia (K2), P.22, 28 Oktober 2020

2020

33. Ibu Bapa Perancang Kewangan Terbaik Anak | Berita Harian, Ruangan Nasional, P.3.

2020

34. Kebiasaan Bahari Pengurusan Kewangan Pasca COVID-19 | Tribun Putra, Isu 101 (P.4, Expert Point of View)

2020

35. Jangan Panik, Urus Hutang Sewajarnya / Utusan Malaysia, Seksyen Laporan Ekonomi, 1 Oktober 2020

2020

36. Rancangan Bicara Khas: KITA PRIHATIN / RTM Seremban (NEGERIfm), 28 September 2020

2020

37. Manfaatkan Kelebihan Teknologi Kewangan/ Kosmo, Seksyen Varia (K2), P.22, 23 September 2020

2020

38. Penjajahan Minda Miskin / BERNAMA TV (Segmen Cucuk Duit 2020

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Bersama Tawfiq Isa), 27 Ogos 2020

39. Merdekakan Hidup kita daripada Belenggu Hutang / Kosmo, Seksyen Varia (K2), P.22, 26 Ogos 2020

2020

40. 75 Peratus Rakyat Malaysia Tiada Simpanan RM1,000/ Kosmo, 23 Ogos 2020

2020

41. Jana Pendapatan Dengan Kerja lebih Fleksible / Kosmo, Seksyen Varia (K2), P.22, 12 Ogos 2020

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42. Pengurusan Kewangan PKP / Radio IKIM, 4 Ogos 2020

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43. Panduan Menghadapi Pascamoratorium / Kosmo, Seksyen Varia (K2), P.22, 29 July 2020

2020

44. Kes Muflis Dijangka Naik Enam Peratus / Sinar Harian, Laporan Khas, 20 July 2020

2020

45. Kewangan Rakyat Di Tahap Kritial / Utusan Malaysia, 20 July 2020 2020

46. Pendapatan RM2,150 Dianggap Miskin Bandar/ Sinar Harian, P.5, 8th June 2020

2020

47. Simpan Dahulu Sebelum Belanja: Teknik Mudah Menyimpan/ BERNAMA (Ruangan: Tinta Minda), 22nd June 2020

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48. Kerajaan Digesa Laksanakan Moratorium Bersasar/ Sinar Harian (Ruangan Nasional: Muka Hadapan), 15th June 2020

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49. Rancang Perbelanjaan: Kelebihan, Panduan dan Teknik/ Laman Sesawang Agensi Kaunseling & Pengurusan Kredit (AKPK), 3rd June 2020

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50. Rancang Perbelanjaan: Kelebihan, Panduan dan Teknik/ BERNAMA (Ruangan: Tinta Minda), 29th May 2020

2020

51. Teknik Mudah Menyimpan/ Laman Sesawang Agensi Kaunseling & Pengurusan Kredit (AKPK), 27th May 2020

2020

52. Covid-19 Jadikan Rakyat Tidak Boros/ Sinar Harian (Ruangan: Laporan Khas, P.2), 23rd May 2020

2020

53. Sembang Santai Raya / Bicara Pengembangan 5.0 (ExtenT 5.0) anjuran UCTC UPM, 21st May 2020

2020

54. Kesejahteraan Kewangan Isi Rumah Pasca PKP / Siri Wacana Covid-19 UPM, 20th May 2020

2020

55. Financial Literacy for the Better Future / Forum Pengguna Online anjuran MPP dan GPS, UPM, 16th May 2020

2020

56. Bukan Masa “Bulan Madu” (Ruangan Akademia, P.28-29) / Harian Metro, 27th April 2020

2020

57. Bijak Mengurus Wang (BMW) Era COVID-19/ Alumni Talk, Pusat 2020

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Alumni UPM – 28th April 2020

58. Mengurus Kewangan Diri & Keluarga Era “New Normal” COVID-19 (Segmen: Anggun) / Terengganu FM – 23rd April 2020

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59. Kesedaran Rakyat Miliki Dana Kecemasan Masih Kurang (Ruangan Dari Kaca Mata, P.10)/Berita Harian, 18th April 2020

2020

60. Kenapa Kerajaan Perlu Bantu B40? Sinar Harian (Ruangan: Analisis Berita, P.12), 3rd April 2020

2020

61. Siswa Belanja Sakan/ Harian Metro (Ruangan Akademia, P.29), 16th March 2020

2020

62. Strengthening the Safety Nest/ New Straits Times (Online), 26th February 2020

2020

63. Growth of the Gig Economy / New Straits Times (Online), 26th February 2020

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64. Pelabur Teragak-Agak Ketidaktentuan Politik Boleh Jejas Pertumbuhan Ekonomi Negara / Harian Metro (P.6) 25th February 2020

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65. Politik Tidak Stabil Jejas Ekonomi Negara / Harian Metro (Online), 24th February 2020

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66. Menuju Ke Arah Ekonomi Digital/ Berita Harian (Ruangan Varsiti, P.3), 23rd January 2020

2020

67. Rancang Bajet Tahun Baharu / Selamat Pagi Malaysia (Segmen Kopi Panas), 18th December 2019

2019

68. Liat Bayar Hutang / Astro Prima (Segmen Currhat), 16th December 2019

2019

69. “Agriculture is a Core Business of UPM”, Serdang Sun (P.4-7), Issue 20

2019

70. Rumah Pertama / Astro Prima (Segmen Mingguan Wanita), 4th December 2019

2019

71. Ke Arah Masyarakat Berpendidikan Tinggi- Bersediakah Malaysia? /Bernama TV (Segmen Ruang Bicara) 29th October 2019

2019

72. Ibu Bapa Perlu Ubah Persepsi / Sinar Harian (Nasional, P.3), 15th October 2019

2019

73. MEB Sudah Hilang Fokus / Sinar Harian (Nasional, P.14), 2nd October 2019

2019

74. Bijak Mengurus Aliran Tunai / Kosmo (K2, P.30), 28th September 2019

2019

75. Keperluan Dana Persaraan / Kosmo (K2, P.30), 14th September 2019

76. Rancang Persaraan / Harian Metro (P.27), 10h September 2019 2019

43

77. Perbelanjaan Rakyat Malaysia / Astro Prima (Segmen Mingguan

Wanita), 3rd September 2019

2019

78. Perancangan Harta Pusaka / Kosmo (K2, P.30), 24th August 2019

2019

79. Keliru Aset atau Liabiliti / RTM (Segmen Biz Malaysia), 20th August 2019

2019

80. Gaji RM3,800 Sebulan Tidak Cukup Tampung Kehidupan di Bandar / Sinar Harian (Nasional, P.6), 19th August 2019

2019

81. Kos Pendidikan Dijangka Meningkat / Kosmo (K2, P.30), 10th August 2019

2019

82. Pengurusan Kewangan Peribadi Jadikan Kursus Wajib / Berita Harian (Varisiti, P.3), 1st August 2019

2019

83. Kira Baki Faedah Menerusi Peraturan 78 / Kosmo (K2, P.30), 27th July 2019

2019

84. Hutang / Astro Prima (Segmen Mingguan Wanita), 26th July 2019 2019

85. Peraturan 72 Bantu Ganda Keuntungan Pelaburan / Kosmo (K2, P.30), 13rd July 2019

2019

86. Kos Pendidikan Tinggi Dijangka Naik / Sinar Harian (Laporan Khas, P.9), 24th June 2019

2019

87. Melahirkan Generasi Celik Kewangan/ Kosmo (K2, P.30), 15th June 2019

2019

88. Jangan Berhutang Untuk Sambut Aidilfitri/ Kosmo (Panorama-Wawancara Minggu Ini), 2nd June 2019

2019

89. Bijak Belanja Musim Perayaan / Kosmo (K2, P.30), 25th May 2019 2019

90. Bajet Raya / TV Al-Hijrah (Segmen Assalamualaikum), 21st May 2019 2019

91. Implikasi Beban Hutang Pengguna / Kosmo (K2, P.30), 11th May 2019 2019

92. Tangguhkan Berbelanja / Kosmo (K2, P.30), 27th April 2019

2019

93. Prospek Pelaburan Wanita / Selamat Pagi Malaysia (Segmen Kopi Panas), 24th April 2019

2019

94. Tabiat Pelaburan Wanita / Kosmo (K2, P.30), 13th April 2019

2019

95. Insurans perjalanan satu kewajipan / Kosmo (K2, P.30), 23rd March 2019

2019

96. Rujuk termometer kewangan anda / Kosmo (K2, P.30), 9th March 2019

2019

97. CTOS bukan senarai hitam / Kosmo (K2, P.30), 23rd February 2019

2019

44

98. Kaji polisi muflis langkah tepat / Utusan Malaysia (Dalam Negeri, P.7), 22nd February 2019

2019

99. CCRIS rekod aktiviti peminjam / Kosmo (K2, P.30), 9th February 2019

2019

100. Keperluan skim perlindungan diri / Kosmo (K2, P.30), 12th January 2019

2019

101. Beban kewangan rutin hujung tahun / Berita Harian (Isu, P.11), 24th Dec 2018

2018

102. Urus belanja sekolah / RTM - Selamat Pagi Malaysia (Segmen Kopi Panas) 18th Dec 2018

2018

103. Urus perbelanjaan sekolah / Kosmo (K2, P.30), 15th Dec 2018

2018

104. Memahami pelan jualan langsung / Kosmo (K2, P.30), 1st Dec 2018

2018

105. Debt programmes should target PTPTN borrowers / The Malaysian Reserve (Online), 13th November 2018

2018

106. Mengurus percutian keluarga / Kosmo (K2, P.36), 10th Nov 2018

2018

107. “His Royal Highness the Chancellor and UPM is inseparabe”, Serdang Sun (Royal Issue, P.22-27), Vol.10, Issue 18-19, 10th Nov 2018

2018

108. Bajet 2019: Penjagaan TASKA / Berita Harian (P.8), 4th November 2018

2018

109. Komen tengah hari: Bajet 2019 / Astro Awani, 3rd November 2018

2018

110. Penyediaan TASKA: Kepuasan wanita bekerja termasuk penjagaan anak / Berita Harian Online, 3rd November 2018

2018

111. Belanjawan 2019: Hadiah buat golongan B40 / Sinar Harian Online, 3rd November 2019

2018

112. Bajet 2019: Siapa perlu berkorban / Studio Malam, Channel W, Unifi TV, Ch.634, 1st November 2018

2018

113. Menjelang bajet 2019 – M40 usah dilupa / Harian Metro (P.22), 29th October 2018

2018

114. Basic need – Focus on M40 too / New Straits Times (P.5), 29th October 2018

2018

115. 2019 budget: Don’t Forget the Middle Income Group, says Academician, New Straits Times Online, 28th October 2018

2018

116. Malaysians lack personal financial literacy to save money, says survey / The Malaysian Reserve Online, 28th October 2018

2018

117. Bajet 2019: M40 sepatutnta turut mendapat perhatian / Berita Harian Online, 28th October 2018

2018

45

118. Peranan penasihat kewangan bertauliah / Kosmo (K2, P.36), 27th October 2018

2018

119. Daftar pemandu e-hailing / Berita Harian (P.9), 24 October 2018

2018

120. 5 langkah perancangan kewangan / Kosmo (K2, P.36), 13th October 2018

2018

121. Ulasan buku – Didik generasi muda urus kewangan secara bijak / Berita Harian, 11th October 2018

2018

122. Segmen duniaku buku / Radio IKIM, 4th October 2018

2018

123. ASB pilihan pelaburan bijak / Kosmo (K2, P.36), 22nd September 2018

2018

124. Pandai hutang, pandailah bayar / Berita Harian Online, 21st September 2018

2018

125. 5 langkah perancangan kewangan / Kosmo (K2, P.36), 8th September 2018

2018

126. Dulu, kini dan selamanya teknik menyimpan / Kosmo (K2, P.36), 25th August 2018

2018

127. PTPTN Repayment Suspension Must Be a Short-Term Measure / NST (News-Nation Section, P.10), 17th August 2018

2018

128. Panduan membeli rumah Pertama / Kosmo (K2, P.36), 11th August 2018

2018

129. Pilih Kerja / RTM- Selamat Pagi Malaysia, 31st July 2018 2018 130. Asas pertimbangan sebelum melabur / Kosmo (K2, P.36), 28th July

2018

2018

131. Istimewanya melabur dalam unit amanah / Kosmo (K2, P.36), 21st July 2018

2018

132. Pengguna rancak berbelanja selepas GST sifar / Sinar Harian Online (Nasional), 14th July 2018

2018

133. Kad Debit: Kelebihan vs. Kelemahan / Kosmo (Jurnal Ekonomi, P.38), 14th July 2018

2018

134. Gelombang sistem bayaran tanpa tunai / Kosmo (Jurnal Ekonomi, P.38), 14th July 2018

2018

135. Tiga kaedah bayar hutang / Kosmo (Jurnal Ekonomi, P.38), 7th July 2018

2018

136. Cara mengurus hutang / Kosmo (Jurnal Ekonomi, P.38), 30th June 2018

2018

137. When food and clothing are the priorities for each Hari Raya / The Malaysian Reserve (Online), 26th June 2018

2018

138. Where did all the “Duit Raya” Go? / Malaysian Digest (Online), 26th 2018

46

June 2018

139. Mana Perginya duit raya anak?, Sarawak Voice (Online) Front Desk (Online) / MyNewsHub (Online), 26th June 208

2018

140. Kemana hilangnya duit raya anak anda?/ Free Malaysia Today (Online), 26th June 2018

2018

141. Skim persaraan swasta: Pelaburan hari tua / Kosmo (Jurnal Ekonomi, P.38), 23rd June 2018

2018

142. Sikap boros punca pokai selepas raya / Berita Harian (ISU, P.11), 15th June 2018

2018

143. Cadang Konsep 5:1:1 / Harian Metro (Ruangan Nuansa, N32), 4th June 2018

2018

144. Gold investment is increasingly falling / Nanyang Siang Pau (Business News, A9), 4th June 2018

2018

145. Besederhanalah membuat persiapan menyambut Aidilfitri / Kosmo (Jurnal Ekonomi, P.38), 2nd June 2018

2018

146. Fahami kredit atau hutang pengguna / Kosmo (Jurnal Ekonomi, P.38), 12th May 2018

2018

147. Simpanan emas sebagai strategi pelaburan / Kosmo (Jurnal Ekonomi, P.38), 2nd May 2018

2018

148. Kelebihan, kelemahan pembiayaan semula / Kosmo (Jurnal Ekonomi, P.38), 21st April 2018

2018

149. Financial illiteracy besets Malaysians / The Malaysian Reserve (Economy Section), 11th April 2018

2018

150. Penyenaraian peminjam PTPTN dalam CCRIS: Hukuman atau Pendidikan? / Nanyang Siang Pau (Business Opinion, A13), 9th April 2018

2018

151. Bijak melabur, wang selamat / Kosmo (Jurnal Ekonomi, P.38), 7th April 2018

2018

152. Penyenaraian Peminjam PTPTN dalam CCRIS: Hukuman atau Pendidikan? / Kosmo (Jurnal Ekonomi, P.38), 17th March 2018

2018

153. Berbelanjalah Dengan Bijak / Harian Metro (Nuansa, N29,N30-N31), 19th February 2018

2018

154. Bahana Kad Kredit / RTM- Segmen BualBiz, Biz Malaysia, 9th February 2018

2018

155. Skim Cepat Kaya /RTM - Selamat Pagi Malaysia (Segmen Kopi Panas), 1st February 2018

2018

156. Kos sara hidup dan pemilikan rumah golongan muda / Laporan Khas Radio IKIM, 18th January 2018

2018

47

157. Skim cepat kaya indah khabar dari rupa / Kosmo (Ruangan K2, P.24),

17th January 2018

2018

158. Trend berbelanja melebihi kemampuan di kalangan anak muda / Program PM Live Astro Ria, 16th January 2018

2018

159. Rokok 50: Perlu kajian teliti / Sinar Harian (P.11), 27th October2017

2017

160. Public still duped by get rick quick scams / Malaysian Insight, 25th October 2017

2017

161. Public still falling prey to get-rich-quick scams / Borneo Post Online, 25th October 2017

2017

162. Skim cepat kaya: Mengapa masih terpedaya / Sinar Harian Online, 25th Oktober 2017

2017

163. Ukurlah baju di badan sendiri / Sinar Harian Online, 24th Oktober 2017

2017

164. Menjelang Bajet 2017, apa pengguna perlu, mahu dan patut dapat? / RTM (Suara Kita Hak Kita), 16th Oktober 2017

2017

165. Geran permudah pembiayaan pendidika / Utusan Malaysia (Ruangan Rencana, .10), 19th September 2017

2017

166. Pendidikan kewangan bantu rakyat malaysia hadapi krisis kewangan / Kosmo Ruangan GEN-K), 14th August 2017

2017

167. Didik anak menabung duit raya / Berita Harian (Ruangan Aura (Keibubapaan, B5), 20th June 2017

2017

168. Jangan ikut emosi raya ketika berbelanja / Sinar Harian, 14th June 2017

2017

169. Rambang mata / Harian Metro, 14th June 2017

2017

170. Jangan ikut emosi raya ketika berbelanja / Bernama (Laporan Khas), 14th June 2017

2017

171. Spend wisely and don’t succumb to temptations during raya / Bernama (Special Report), 14th June 2017

2017

172. Wanita perlu didedah ilmu pelaburan / Berita Harian (Ruangan Wanita), 4th June 2017

2017

173. Naik pengangkutan awam lebih jimat / Utusan Malaysia (Laporan Khas: P.11), 3rd June 2017

2017

174. Kajian: Hampir 60% warga kota terbeban kos sara hidup / Malaysiakini, 30th May 2017

2017

175. Financial education solves the debt problem among Malaysia / Nanyang Siang Pau Business News, P.A6), 8th May 2017

2017

176. Penharuh FOREX terhadap pelajar IPT / Utusan Malaysia (Laporan 2017

48

Khas, P.10-11), 22nd April 2017

177. Hutang isi rumah meningkat / TV Capital (Rancangan Persoalan), 11th April 2017

2017

178. 9 Tip untuk memulakan perniagaan/ Majalah Maskulin (Tip Bisnes), April 2017

2017

179. Skim piramid tindas ahli bawahan / Utusan Malaysia (Laporan Khas, P.10-11), 1st April 2017

2017

180. Jujur manfaat wang BR1M / Harian Metro (Tinta Biz, P.42), 20th March 2017

2017

181. Sanggup hutang demi hidup bergaya / Berita Harian (Ruangan Isu, P.20), 23rd February 2017

2017

182. Hidup bergaya bawa mudarat / Berita Harian (BH Online-BH Plus), 23rd February 2017

2017

183. Shopping / Selamat Pagi Malaysia (Segmen Cuit-Cuit), 11th February 2017

2017

184. Bijak wang sejak awal usia / Berita Harian (Ruangan: Keibubapaan, P.B8), 7th Feb 2017

2017

185. Tanggungjawab penerima BR1M / Nanyang Siang Pau (Business News, A8), 30th January 2017

2017

186. Making children money savvy / The EDGE Financial Daily, 20th January 2017

2017

187. Bimbang muflis usia muda, UPM didik komuniti bijak urus wang / Malaymail Online, 17th January 2017

2017

188. Making children money savvy / Borneo Bulletin, 17th January 2017

2017

189. Segera urus hutang sebelum diisytihar muflis / Kosmo (Ruangan Analsis Kosmo, P.12), 16th January 2017

2017

190. Didik urus wang /Selamat Pagi Malaysia (Segmen Cuit-Cuit), 14th January 2017

2017

191. Didik urus duit / Harian Metro (Ruangan Hati, P.15-16), 11th January 2017

2017

192. Jadilah pengguna bijak / Sinar Harian (Ruangan Fokus Hari Ini, P.40), 7th January 2017

2017

193. Tahun baru, tabung baharu / RTM (Segmen: Suara Kita Hak Kita), 2nd January 2017

2017

194. Melahirkan komuniti bijak wang / Sinar Harian (Ruangan Kampus, P.7), 21st December 2016

2017

195. Hello 2017! strategi bajet kendiri / Majalah Wanita (Ruangan Laporan Khas, P.88-90), December 2016

2016

196. Akaun emas legakan pencarum KWSP / KOSMO (Ruangan K2-ISU, P.24), 13th December 2016

2016

49

197. Penambahbaikan skim KWSP sediakan faedah persaraan kepada

Pencarum / BERNAMA (Ruangan Rencana), 24th November 2016

2016

198. EPF announces better retirement benefit / Malay Mail Online, 24th November 2016

2016

199. EPF gold account boon for those in late 50s / BERNAMA, 24th November 2016

2016

200. Isu minyak masak – pantau berkala/ Harian Metro (Ruangan Setempat, P.22), 15th November 2016

2016

201. Orang kita liat bayar punca hutang / Berita Harian (Ruangan Dari Kaca Mata, P.10), 15th November 2016

2016

202. Mahasiswa perlu bijak urus pinjaman / Utusan Malaysia (Ruangan Rencana, P.11), 14th November 2016

2016

203. Masalah kurang bekalan tak sepatutnya berlaku / Harian Metro (Ruangan Setempat, P.11), 24th Oct 2016

2016

204. Cadangan kurangkan kos operasi JPM rugikan rakyat / Berita Harian, P.11, 21st Oct 2016

2016

205. Pengangguran graduan perlu dipandang serius / Harian Metro (Ruangan Setempat, P.21), 17th Oct 2016

2016

206. Kelebihan simpanan emas / Sinar Harian (Ruangan Isu Minggu Ini, P.3), 16th Oct 2016

2016

207. UPM raih empat anugerah reka cipta inovasi di kanada / Utusan Malaysia (Ruangan Dalam Negeri, P.10), 21st September 2016

2016

208. UPM wins two gold awards in innovation competition in Canada / The Sun Daily, 21st September 2016

2016

209. Sedia pekerjaan – Kerajan perlu beri fokus pada bajet 2017 / Harian Metro (Ruangan Setempat, P. 29), 19th September 2016

2016

210. Kit bijak wang: Anak bijak cerdik duit / Radio Nasional FM (Segmen Kreatif dan Inovasi), 17th September 2016

2016

211. Sukuk vs. Bon / Majalah Al-Islam (Ruangan Perspektif), September 2016

2016

212. Elak buat pinjaman, hutang baru / (Ruangan: Fokus, P.3), 24th August 2016

2016

213. Easy access to personal loans, credit cards causing household debt to balloon- economist / Bernama (General News), 18th August 2016

2016

214. Pinjaman peribadi, kad kredit punca hutang isi rumah meningkat / Bernama (Umum), 17th August 2016

2016

215. Promoting financial literacy / The Star (P.12), 8th August 2016

2016

50

216. Beraya usah sampai papa / Harian Metro (Ruangan Hati, P.22), 5th July 2016

2016

217. Persiapan raya, jualan murah dan wanita / Bernama (Ruangan Rencana), 3rd July 2016

2016

218. belanja dua kali ganda sambut Raya / Berita Harian (Ruangan Ehwal Pengguna, P.22), 27th June 2016

2016

219. Pelajari kesilapan si “kaki” shopping / Utusan Malaysia (Ruangan Mega: P.6), 15th June 2016

2016

220. Bazar ramadhan perangkap pembaziran / Berita Harian (Ruangan Wanita: P.41), 6th June 2016

2016

221. Kawal perbelanjaan secara berhemah / Sinar Harian (Ruangan Rencana: P3), 29th May 2016

2016

222. Banyak pertimbangan sebelum berhenti kerja/ Harian Metro (Ruangan Setempat:P.36), 24th May 2016

2016

223. The case for financial education in schools / The EDGE Malaysia, 25th April 2016

2016

224. Kahwin, hutang & cerai- kurang disiplin tambah hutang / Harian Metro (Ruangan Setempat: P.10-11), 27th March 2016

2016

225. Perlu amal perlu faham / Majalah Al-Islam (Bil.504), February 2016 2016 226. Gaji Dua Kali Sebulan / Berita Harian (Ruangan Famili, P.12-13), 22nd

February 2016

2016

227. Pertambahan pekerja asing wujudkan risiko “Budaya Baharu” / Bernama (Ruangan Perspektif Isu Terkini), The Malaysian Insider, 15th February 2016

2016

228. Gempur kegiatan Along / Harian Metro (Ruangan Setempat, P.39), 12th February 2016

2016

229. BR1M: Sejauh mana kesan kepada pengguna / Buletin Astro Awani, 29th January 2016

2016

230. Ubah cara agih BR1M / Harian Metro (Ruangan Setempat, P.10), 29th January 2016

2016

231. Ambil kira sensitiviti rakyat / Harian Metro (Ruangan Setempat, P.19), 26th January 2016

2016

232. Remaja boros, Segmen Cuit-Cuit: Selamat Pagi Malaysia / RTM1, 16th January 2016

2016

233. Ponteng sekolah ubati sebelum parah / KOSMO (Ruangan K2, P.24), 13th January 2016

2016

234. Perbelanjaan persekolahan anak, Radio IKIM, 28th December 2015 2016 235. Kit interaktif didik kanak-kanak urus wang / KOSMO (Ruangan 2015

51

Infiniti, P.34), 16th December 2015

236. Bijak belanja, kawal nafsu / Berita Harian (Ruangan Famili, P.12-13), 23rd November 2015

2015

237. Bukti kita diiktiraf UNESCO / Harian Metro (Ruangan Setempat, P.20), 13th November 2015

2015

238. Waspada pinjaman perkahwinan / Berita Harian (Ruangan Famili, P.12-13), 12th November 2015

2015

239. Bajet 2016 eratkan kasih anak kepada ibu bapa / Kosmo (Ruangan Negara, P.11), 29th October 2015

2015

240. Kaji Keberkesanan pemberian BR1M / Kosmo (Ruangan K2, P.24), 28th October 2015

2015

241. Kebajikan B40 / Harian Metro (Ruangan Setempat, P.20), 24th October 2015

2015

242. Bajet 2016: Kerajaan terus konsisten bela kebajikan rakyat “2016 budget will help relieve rakyat's financial burden, say academics” / Bernama (Ruangan perspektif isu terkini), 24th October 2015

2015

243. Peruntukan RM1.5 bilion bukti kerajaan prihatin “RM1.5 bln allocation proves govt sensistive to plight of B40 group” / Bernama (Ruangan Berita Am), 23rd October 2015

2015

244. Kaji semula keberkesanan BR1M / Bernama (Ruangan Perspektof Isu Terkini), 23rd October 2015

2015

245. Pengurusan perbelanjaan secara bijak susukan kenaikan kadar tol / Buletin Astro Awani, 16th October 2015

2015

246. Fahami dan fikir dahulu sebelum berhutang / Majalah Harmoni (Ruangan Bijak Wang, P.77), 1st -31st October 2015

2015

247. Jadi pengguna bijak / Sinar Harian (Ruangan Fokus, P.3), 28th September 2015

2015

248. Sindrom gaji cukup-cukup makan – belia miskin bandar / Harian Metro (Setempat, P.6), 23rd August 2015

2015

249. Generasi muda perlu ambil perlindungan insurans, elak risiko “Spend money on insurance instead of luxury cars and goods, youth told” / Bernama (Ruangan Perspektif Isu Terkini), 17th August 2015

2015

250. Mampukah anda membeli rumah? / Majalah Harmoni (Ruangan Bijak Wang, P.76), 15th -31st August 2015

2015

251. Urus kewangan dengan bijak, berbelanja ikut kemampuan “Live Within Your Means to Avoid Indebtedness, Academic Tells Consumers” / Bernama, 13th August 2015

2015

252. Belia patut cipta peluang baru / Utusan Borneo (Ruangan Ekonomi, P.32), 4th August 2015

2015

52

253. Kawal sifat “Shopaholic” / Harian Metro (Ruangan Hati, P.18), 4th August 2015

2015

254. Bahaya gaji awal menjelang hari raya / Majalah Harmoni (Ruangan Bijak Wang, P.108), 1st -15th August 2015

2015

255. Rombakan gusarkan pelabur asing / Sinar Harian (Ruangan Bisnes, P.18), 29th July2015

2015

256. Raya pasca GST / Majalah Wanita (P. 95), August 2015

2015

257. Tradisi memberi duit raya pupuk amalan menabung It is The Thought That Counts, Not the Content of Duit Raya Conten / Bernama, 18th July 2015

2015

258. Tidak perlu berhutang untuk sambut raya, ahli akademik No Reason to Incur Debts to Celebrate Hari Raya, Says Academic / Bernama Borneo Post Online,7th July 2015

2015

259. Kaji akta pembaziran makanan secara terperinci, ahli Akademik Carry Out Detailed Study on Proposed Food Waste Legislation, Suggests Academic / Bernama , 1st July 2015

2015

260. Kit bijak wang didik amalan menabung / Majalah Ibu Anak (Ruangan Pecah Buntu, P.86-87), July 2015

2015

261. Elak terpengaruh perang harga raya / Majalah Harmoni (Ruangan Bijak Wang, P.108) 15th -31st Julai 2015

2015

262. Waspada ketagihan “Shopaholic” / Majalah Harmoni (Ruangan Bijak Wang, P.78), 15th -30th June 2015

2015

263. MLM jalan mudah jadi jutawan / Berita Harian (Ruangan Famili, P.13), 4th June 2015

2015

264. Karnival dari 2 perspektif / Sinar Harian (Ruangan Fokus Semasa, P.2), 1st June 2015

2015

265. Kit bijak wang untuk kanak-kanak / Sinar Harian (Ruangan Bisnes, P.16), 23rd May 2015

2015

266. Big sale muslihat di pusat beli-belah / Majalah Harmoni (Ruangan Bijak Wang, P.76), 15th -31st May 2015

2015

267. Menjadi “New Customer” GST /, Majalah Harmoni (Ruangan Bijak Wang, P.83), 1st -15th May 2015

2015

268. UPM perkenal kit bijak wang: Anak bijak cerdik duit / Majalah Kuntum (Ruangan Buletin Kuntum, P.2), April 2015

2015

269. Kanak-kanak bijak wang / Selamat Pagi Malaysia (TV1), 30th April 2015

2015

270. 66% wanita bakal bersara miskin / Wanita (P.98-99), May 2015

2015

271. Kaki shopping / Rancangan Feminin (RTM1), 23rd April 2015 2015

53

272. Kad debit pilihan popular / Majalah Harmoni (Ruangan Bijak Wang,

P.76), 15th -31st April 2015

2015

273. Jimat dengan DIY / Majalah Harmoni (Ruangan Bijak Wang, P.78), 1st -15th April 2015

2015

274. Sedia belanjawan keluarga / Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.4), 12th April 2015

2015

275. Anak bijak cerdik wang / TV Al-Hijrah (Rancangan Assalamualaikum), 6th April 2015

2015

276. Subur cilik tabiat menabung / Harian Metro (Ruangan Hati, P.18-19), 25th Mac 2015

2015

277. Kad debit alternatif ganti tunai / Sinar Harian (Ruangan Bisnes, P.18), 18th March 2015

2015

278. Berjimat dengan freezer food / Majalah Harmoni (Ruangan Bijak Wang, P.80), 15th -31st March 2015

2015

279. Elak miskin selepas bersara / Majalah Harmoni (Ruangan Bijak Wang, P.78), 1st -15th March 2015

2015

280. Berbaloikah pelaburan unit amanah? / Majalah Harmoni (Ruangan Bijak Wang, P.76), 15th -28th February 2015

2015

281. Sokonglah kereta keluaran tempatan/ Sinar Harian (Ruangan Fokus Semasa, P.3), 2nd February 2015

2015

282. Bahagian atau sengsara – nilai pelaburan anda menentukannya / Majalah Al-Islam (Ruangan Bicara, P. 66-69), February 2015

2015

283. Masa untuk membuat pelaburan masa depan / Majalah Harmoni (Ruangan Bijak Wang, P.78), 15th -30th January 2015

2015

284. GST: Rakyat perlu berdisiplin dalam berbelanja / Utusan Malaysia (Ruangan Bisnes, P.19), 9th January 2015

2015

285. Elak miskin pada hari tua / Harian Metro (P.H18), 6th January 2015 2015 286. Emas sebagai pelaburan / Majalah Harmoni (Ruangan Pengurusan

Kewangan, P.78), 1st -15th January 2015

287. UPM innovation to foster financial management practices in kids / QS NEWS2WOWU (P.18), A Quarterly Newsletter for Universities by QS Asia, 2014

2014

288. Rakyat makin memahami / Utusan Malaysia (Ruangan Dalam Negeri, P. 20),28th December 2014

2014

289. Bajet belanja sekolah anak / Berita Harian (Ruangan Famili, P.10), 22nd December 2014

2014

290. Review kewangan 2014 anda / Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78), 15th –31st December 2014

2014

291. Kos sara hidup tinggi punca kurang kuasa beli / Sinar Harian 2014

54

(Ruangan Fokus Bisnes, P. 6), 8th December 2014

292. Kewangan Isi Rumah, Kuasa di tangan Wanita? / Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78), 1st -15th December 2014

2014

293. Cabaran mengurus bajet tahun 2015 / Radio IKIM, 3rd December 2014

2014

294. Semakin ramai wanita muda sekarang ini dibebani hutang / Utusan Sarawak Online, 27th November 2014

2014

295. Lebih ramai wanita berhutang / Berita Harian (Ruangan Famili, P.6-7), 20th November 2014

2014

296. Empat pakej cuti bajet / Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78), 15th -30th November 2014

2014

297. Seawal 12 tahun sudah berhutang / Radio 24 Bernama, 11th November 2014

2014

298. Rancang percutian ikut kemampuan / Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.4), 2nd November 2014

2014

299. Lambakan pinjaman mudah punca muflis / Suara Pelindung Pengguna (Lembaga Pelindung dan Kebajikan Pengguna Malaysia), Edisi October/November 2014

2014

300. Jurang si kaya, si miskin / Sinar Harian (Online), 31st Oct 2014

2014

301. Didik anak urus wang sejak kecil / Harian Metro (P.24), 30th Oct 2014

2014

302. Pendidikan awal pengurusan kewangan / Bernama/Sinar Harian, 29th Oct 2014

2014

303. Kanak-kanak sudah pandai berhutang (Learning to be Indebted from Young, Bernama / Sinar Harian, 28th Oct 2014

2014

304. Baik & buruk pembiayaan semula / Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78), 1st -15th Oct 2014

2014

305. Lambakan pinjaman mudah lonjak muflis,Harian Metro (Ruangan Setempat, P.61), 26th Sept 2014

2014

306. 4 kebaikan praktis Delayed Gratification, Majalah Harmoni (Ruangan Pengurusan Kewangan, P.78), 1st -15th Sep2014

2014

307. Solusi hutang raya, Majalah Harmoni (Ruangan Pengurusan Kewangan, P.76),1st -15th August 2014

2014

308. Berbelanja secara berhemah, Sinar Harian (Ruangan Isi Hangat Minggu Ini, P.3), 20th July 2014

2014

309. Kit bijak wang: Platform lahirkan generasi bijak urus wang, Majalah Harmoni (P.74), 15th -30th May 2014

2014

310. Ketahui aspek pembelian rumah, Sinar Harian (Ruangan Isi Hangat 2014

55

Minggu Ini, P.4), 11th May 2014

311. Orang ramai makin sedar pentingnya insurans, Sinar Harian, 31st March 2014

2014

312. Pemberian BR1M: Adakah satu keperluan atau kehendak – BR1M dari lensa wanita, The Malaysian Observer/ mobTV.my , 12th March 2014

2014

313. Belia kurang pengetahuan kewangan / Utusan Malaysia (Ruangan Bisnes, P. 17), 3rd March 2014

2014

314. Urus wang anak / RTM TV1 (Live), 27th February 2014 2014 315. Bijak urus wang / Berita Harian (Ruangan Famili), 27th February 2014

2014

316. Perlu tahu asas pelaburan / Sinar Harian,16th February 2014

2014

317. Money matters, a child’s play / The Star, 26th January 2014

2014

318. Semakin ramai terbeban hutang / Sinar Harian, 11th January 2014

2014

319. Pendidikan kewangan – anak bijak cerdik duit / Sinar Harian (Ruangan Kampus), 8th January 2014,

2014

320. Helping kids get smart about money / Personal Money Magazine (Issue 149), January 2014

2014

321. Belajar urus duit / Berita Harian, 24th Dec 2013

2014

322. Nilai mata wang jatuh / Sinar Harian, 20th Dec 2013

2014

323. UPM perkenal kit didik urus wang cara Islam / Harian Metro, 13th Dec 2013

2013

324. UPM lancar kit bijak wang / Berita Harian, 13th Dec 2013

2013

325. UPM bangunkan kit pendidikan kewangan kanak-kanak / Utusan Malaysia, 13th Dec 2013

2013

326. Kit bijak wang: Anak bijak cerdik duit / Malaysia Hari Ini (MHI), 13th Dec 2013

2013

327. Kit bijak wang: Anak bijak cerdik duit / Sidang Media, 12th Dec 2013

2013

328. Berbelanja boros menjelang musim perayaan / Astro Awani, 22nd July 2013

2013

329. Jadi tempat lepak orang muda / Harian Metro, 15th Oct2012

2012

330. Biar papa asal bergaya / Astro Awani, 9th August 2012

2012

331. Punca orang ramai terjebak dalam hutang / Astro Awani, 24th August 2012

2012

332. Kesan kenaikan gaji dalam kalangan pekerja swasta/ Astro Awani, 18th Dec 2012

2012

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