SME Cut Down on Interest Cost on Debt (WC,Term Loan, LC)

Is your interest cost is very high?

Is it because interest rate charged by the bank is high?

If your Loan is less than Rs.500 lakhs, do you know that it is rated

interenally by the bank?

If your loan is more than Rs.500 lakhs and yet is not rated by

Credit Rating Agency till now, do you know that you are paying

100-150 basis point higher on interest rate (i.e. 1%-1.5% more)

You could cut down interest rate by 1-1.5% if get rated today.

Get Credit Rating for the Company

If your debt exposure is not rated by Credit Rating Agency(CRA), you may be possibly

considered as Risky Loan with bank need to provide for 100-150% of Loan value. Getting

your company rated, will reduce the provisioning and hence your interest rate substantially.

Credit Rating Enhancement

Long terms vendors if could not deliver on time due to their financial incapability,

production line completely goes haywire due to non delivery of the items on time.

It time to check proactively the credit risk of the existing vendors.

SME Performance Rating

Get performance rating for NSIC Loan scheme. You could avail an concessional loans required

for the operations at concessional fees from the Credit Rating Agencies

We have a solution

Predictive Credit Risk Grading (PCRG) Advisory Report:

For First Time Credit Rating from CRA

Existing Credit Rating Enhancement

SME Perfromance Rating for NSIC Scheme

PCRG is an independent report by an experienced financial & credit analyst

to delivers a complete 360 degree financial credit risk assessment to manage

and enahnce credit rating and save financial cost by negoatiating best interest rate with bank

* Channel Partner to Accredeted Credit Rating Agency

SpeedGrading

www.capanalec.com