A secured Online Risk Assessment & Compliance (ORAC) Platform to Cut Down Time & Cost for

Financial Transactions Decision Process

Credit Risk EvaluationCredit Risk Evaluation

1. Vendor Risk Evaluation

2. Credit Risk Evaluation

3. Investment Risk Evaluation for PE Fund

4. Start Up Risk Evaluation for VC Fund

5. NPA –Turnaround Risk Evaluation & Restructuring

About Us

B1, CIVN, 3rd Floor, Library Building, VNIT Campus, Nagpur-440010

Website: www.capanalec.com

Email: info@capanalec.com

Ph. No. 0712-2801861/9222299072

ORAC is an initiative of CapAnalec Services India Pvt.Ltd. founded & promoted by the team of experiencedinvestment bankers, software engineers &entrepreneurs (Alumni from IIT, IIM, BITS Pilani,VNIT), with an individual experience of over 18-20years of working in the field of Investment Banking,Fund Management and Merchant Banking,Corporate Banking, Stressed Alternative AssetsResolution with premier Financial Institutions, Banks,Venture Capital Fund & Software Development atvery senior level.

ORAC initiative is supported & funded by Center ofInnovation VNIT Nagpur (CIVN) for development ofSAAS based risk assessment technology platform forMSME & Corporate, Banks, Asset ReconstructionCompanies (ARC) and PE/VC Investment Funds.

McKinsey report on Banking Practices – March 2012states that an estimated 60% of global bankingrevenue growth in next decade will lie in MSMEsegment. More and more banks are finding ways toovercome the difficulties of serving important MSMEsegment. High client acquisition cost & low revenueper client are major hurdles for banks to serve MSME.This has driving banks to switch over to technologicalinnovations that would cut down the cost further andincrease the efficiency of operations to serve MSMEsegment.

ORAC is a unique technological and cloud basedonline platform for MSME & Corporate enabling themto assess & mitigate risk in-house in adherence to theprofessional norms and put the best foot forward forall fund raising transactions.

ORACs Offering to MSME & Corporate

Credit Risk Evaluation (CRE) for MSME & Corporates

You get a secured access to ORAC Vendor RiskDashboard.

We create a Vendor Portfolio for Risk Assessment.You can include 1-100 or even more Vendors at atime.

ORAC team gather financial information fromVendors on behalf of you.

ORAC team validate & make a data entry onplatform.

Risk Assessment in compliance with the banking &,industry best norms for each company.

Derive Risk Score VRE Report of each Vendor andalong with Benchmarking.

You get access to risk score of each vendor and

detailed Vendor Risk Evaluation Report on yourdashboard.

How Does ORAC Work?

As on date only up to 30% or even less MSMEborrowers are covered by credit rating agencies andover 70% of borrowers proposal are being rejected bythe banks in first instance, due to poor representationof financials. ORAC credit risk evaluation module helpMSME to see through the inherent credit risk in theproposal and mitigate it professionally in-house. Itwould not only increase the credit worthiness of theproposal but also a help it get better credit rating andbargain lower interest cost

You get ORAC’s CRE dash board to risk assess your

company credit risk from the banker’s perspective.

Apart from past financials performance credit risk

analysis, ORAC also build future projection as required

by the Bank Instrument. ORAC extensively validates all

the financial, operational, business and management

risk parameter to arrive at Credit Grading in

compliance with Bank and Credit Rating Agencies.

Why ORAC should be part of your in-house Risk Management SupportORAC performs end to end risk assessment and

mitigation right from gathering the financial

information, validating the information and data

entry on the ORAC platform by our analyst. The

whole set of financial information is risk assessed

independently on ORAC platform by an experienced

analyst. Credit Risk Score & Grading of your company

is calculated based on financial, management,

operational & business risk parameter. Your

company is benchmarked against your peer group

competitors to know your company’s financial

strength.

ORAC delivers you, an exhaustive CRE report tosubmit with Bank or Credit Rating Agency for bettercredit standing.

Call Us for Online Demo

0712-2801861