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Credit Report Guide (CRG) A Comprehensive Educational Manual of Credit Report

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Page 1: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

Credit Report Guide(CRG) A Comprehensive Educational

Manual of Credit Report

Page 2: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment
Page 3: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

The Saudi Credit Bureau (SIMAH) is committed to protecting the rights of all consumers, realizing their direct interests and spreading the credit culture in Saudi market. SIMAH pays special attention to the health, accuracy and comprehensiveness of credit information collected from all credit providers in the banking sector, financial institutions, telecommunication entities, government agencies and all other related firms.

SIMAH takes into account preserving consumers’ rights by protecting their credit data, transforming them into information systems to ensure the confidentiality of their sharing as stipulated in the Credit information Law and its Implementing Regulations. Credit information are then provided to members in the form of credit reports designed according to the best international standards and specifications that meet the requirements for the exchange of credit information.

Pursuant to its strategic objective of disseminating credit culture in order to promote the outcomes of financial inclusion, preserve consumer's rights. Apply KYC Principles and contribute to the enrichment financial contents, SIMAH presents this comprehensive easy read Credit Report Guide (CRG). This guide enables an individual consumer to view the contents and key components of his/her credit report and explain all its parts.

The CRG aims at helping consumers understand their credit reports and ensure their accuracy, validity and confidentiality, whether current or historical credit instruments.

Page 4: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

4

................................6............................7

........................8......................9

....10................11

......................................12...................................14

.........................16................................17

.................................18.................................................20

...................................21............................................22

................................................24.......................................25

A. Personal Information B. Credit Report SummaryC. Active Products Summary D. Default Products Summary E. Guaranteed Default Products Summary F. Bouncing Cheques SummaryG. Products DetailsH. Previous EnquiriesI. Enforcement Judgment J. Member Narratives K. Personal NarrativesL. AddressesM. Contact Numbers N. OccupationsO. DisclaimerP. Payment Status

Credit Report Components

Credit report contains 16 Sections: Page No.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

:

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Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

A B

C

D

E

F

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

I

J

K

L

M

N

O

P

With You

FOR YOU

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

G

H

Page 5: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

With You

FOR YOU

Page 6: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

6

1st Section Personal Information

This section contains personal information, which was entered to SIMAH system by the consumer when he/she registered in SIMAH services or when a member enquired on consumer credit report. The consumer can update any information by contacting SIMAH directly. This section contains the following:

● Consumer Name: Full name.

● Gender: Male or Female.

● Marital Status: Single - Divorced - Married - Widower/ Widow.

● ID Number: National ID / Iqama.

● ID Expiry Date: Expiry date of ID or Iqama.

● Issuing Authority: City of issuing the consumer ID.

● Nationality: Consumer nationality.

● Date of Birth: Consumer’s date of birth.

● Mobile Number: Consumer mobile number.

● Employment Sector: Employment type of sector (government or private).

● Employer Name: Name of employment.

● Occupation: The job Title of consumer.

● Salary: Salary amount.

● Residency: City of consumer accommodation.

● Last Reported: Date of loading consumer personal information.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

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Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

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Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

Page 7: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

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ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

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Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

2nd Section Credit Report Summary

This section provides consumer with a summary of the most important information in his/her credit report:

● First Issue Date: Issue date of first credit product (Loan, Telecom service, Credit Card).

● Active Credit Product: Number of active credit products (the contract between consumer and credit provider is still valid).

● Total Limits: Total amount of credit product (value of the active credit products or the credit limit of telecom service) such as loan, telecom services, credit card…etc.

● Total Liabilities: Total obligations of credit products that consumer is committed to pay to credit provider.

● Total Guaranteed Limits: Total amount of credit products guaranteed by the consumer for another party (the value of the guaranteed credit products).

● Total Guaranteed Liabilities: The total obligations of credit products guaranteed by the consumer for another party.

● Default Product: Number of default products, that the consumer fails to pay within 180 days (6 months). (Invoice or Installment).

● Total Default: Total amount of default products, that the consumer fails to pay within 180 days (6 months).

● Outstanding Default: The remaining amount of default products value that has not been paid.

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Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

Page 8: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

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Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

3rd Section Active Products Summary

This section gives the consumer summary information on active credit product, where the contract between consumer and credit provider is still valid.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

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:

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:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

● Product Type: Credit product Type or service (Loan, Telecom Service, Credit Card…etc).

● Creditor: Credit provider name.

● Account Number: Number of credit product account or the contract number according to credit provider.

● Installment Amount: The amount of installment that is agreed upon between consumer and credit provider or invoice amount (monthly, quarterly, or yearly).

● Credit Limit: Total amount of credit product value that is granted to the consumer by the credit provider.

● Outstanding Balance: Remaining amount of credit product obligations (Credit Card, Loan, Telecom invoice).

● Last Reported: Date of loading the information in this section.

● Payment Status: Status of the last payment (Current or Overdue).

Page 9: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

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Page 1Out of 3

:

:

:

:

:

:

:

:

:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

:

:

:

:

:

:

:

:

:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

4th Section Default Products Summary

This section gives the consumer information on default credit product, where the contract between consumer and credit provider is still valid, however the consumer fails to pay within 180 days (6 months).

● Product Type: Credit product Type or service (Loan, Telecom Service, Credit Card…etc).

● Creditor: Credit provider name.

● Account Number: Number of credit product account according to credit provider or contract number.

● Date Reported: Date of loading this product as a default product (when consumer fails to pay within 180 days (6 months).

● Total Default Amount: Total amount of the default product.

● Outstanding Default: Remaining amount of the default product obligations (Credit Card, Loan, Telecom invoice).

● Default Status: Status of the default payment (Fully Paid, Not paid, Partially Paid, or Negotiated Settlement).

● Settlement Date: Date of settlement or the date of default amount payment.

Page 10: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

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Page 1Out of 3

:

:

:

:

:

:

:

:

:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

5th Section Guaranteed Default Product Summary

This section gives the consumer summary information on guaranteed default product, that is guaranteed by the consumer for another party, who fails to pay within 180 days (6 months).

● Product Type: Credit product Type or service (Loan, Telecom Service, Credit Card…etc).

● Creditor: Credit provider name.

● Account Number: Number of credit product account according to credit provider or contract number.

● Date Reported: Date of loading this product as a default product (when consumer fails to pay within 180 days (6 months).

● Total Default Amount: Total amount of the default product.

● Outstanding Default: Remaining amount of the default product obligations (Credit Card, Loan, Telecom invoice).

● Default Status: Status of the default payment (Fully Paid, Not paid, Partially Paid, or Negotiated Settlement).

● Settlement Date: The date of settlement or the date of default amount payment.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

:

:

:

:

:

:

:

:

:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

Page 11: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

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Page 1Out of 3

:

:

:

:

:

:

:

:

:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

6th Section Bouncing Cheques Summary

This section includes information on bouncing cheques that has been registered by bank against the consumer.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 1Out of 3

:

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:

:

:

:

:

:

:

:

:

:

:

:

:

Product Type Creditor Account Number

Installment Amount Credit Limit Outstanding

Balance Last Reported Payment Status

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

472,309.00

175,000.00

3,988.00

42,309.00

15,000.00

5,000.00

20,000.00

5000.00

1,000.00

16/6/2011

6/7/2012

14/12/2013

Current

Overdue

Current

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Product Type Creditor Account Number Date Reported Total Defualt

AmountOutstanding

Default Default Status Settlement Date

Loan

Credit Card

Mobile No.

*****

*****

*****

0000759****

0000759****

0000759****

16/6/2011

6/7/2012

14/12/2013

42,309.00

15,000.00

5,000.00

0.00

5,000.00

1,000.00

Fully Paid

*****

*****

4/9/2013

Settlement DateCheque Status Outstanding

BalanceCheque AmountDate ReportedCheque

Number BankCheck Bounce Reason

Registered20,000.0042,309.0016/5/20110000759*********

* reason

6/7/2011Fully Paid0.0015,000.006/6/20110000759*********

* reason

14/12/2013Fully Paid0.0023,988.0014/11/20130000759*********

* reason

PersonalInformation

Active Products Summary

Default Products Summary

Guaranteed Default Product

Summary

Bounced Cheques Summary

Credit Report Summary

Customer Name

Gender

Marital Status

ID Number

ID Expiry Date

Issuing Authority

Nationality

Date of Birth

Mobile Number

Employment Sector

Employer Name

Occupation

Salary

Residency

Last Reported

First Issue Date

Active Credit Products

Total Limits

Total Liabilities

Total Guaranteed Limits

Total Guaranteed Liabilities

Default Product

Total Default

Outstanding Default

12/08/2016

5

13,500.00

12.111.00

0.00

0.00

2

10.000.00

0.00

:

:

:

:

:

:

:

:

:

Mohammed Mohammed

Male

Single

10********

12/08/2016

Riyadh

Saudi

00/0/0000

05*******

Privite

********* Company

Manager

20,000

RIYADH

12/08/2016

● Check Bounce Reason: cause of registering the cheque as a bounced.

● Bank: Bank name that registered the cheque as bouncing cheque.

● Cheque Number: Account number or cheque number according to the bank.

● Date Reported: Date of loading cheque information by the bank.

● Cheque Amount: Total amount of cheque.

● Outstanding Balance: Due amount of cheque that has not been paid.

● Cheque Status: Payment status of the cheque amount (Registered/ fully paid).

● Settlement Date: Date of settlement or payment due date of cheque amount.

Page 12: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

12

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

● Account Number: Number of credit product account according to the credit provider or number of the contract between the consumer and credit provider.

● Date of Issuance: Date of the contract between the consumer and credit provider.

● Credit Limit: Total amount of credit product value.

● Installment Number: Number of installments if the product is scheduled in monthly, quarterly, or yearly basis.

● Installment Amount: Total amount of installment.

● Payment Frequency: Type of payment (Monthly, Quarterly, Yearly…etc).

● Type of Guarantee: Type of guarantee if there (Cash, Guarantor, Mortgage).

● Expiry Date: Expecting Date of closing the agreement between the consumer and credit provider based on the contract.

● Outstanding Balance: Remaining amount of credit product obligations (Credit Card, Loan, Telecom invoice).

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

7th Section Products Details

This section give detailed information on all credit products that has been granted to the consumer:

Page 13: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

13

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

● Past Due Balance: Last due amount.

● Last Amount Paid: Last amount that has been paid.

● Last Payment Date: Date of last payment.

● Next Due Date: Upcoming of due date payment.

● As Of Date: Date of loading information in this section.

● Salary Assignment: Is the credit product was granted based on the salary or not.

● Closed Date: Date of closing contract between consumer and credit provider.

● Payment Status: Summary of payment status during the last two years (24 months) using different icons as following:

Current (committed to pay):Customer is committed to pay due amount.

30 days overdue:Customer exceeds 30 days to pay due amount.

60 days overdue:Customer exceeds 60 days to pay due amount.

90 days overdue:Customer exceeds 90 days to pay due amount.

120 days overdue:Customer exceeds 120 days to pay due amount.

150 days overdue:Customer exceeds 150 days to pay due amount.

180 days overdue:Customer delay to pay due amount within 180 days.

Due amount is fully paid:customer pays the due amount.

Default Product:Customer fails to pay due amount and exceed-ing 180 days.

New Product:Customer has a new credit product.

Product has not been Utilized:Customer doesn’t utilize the credit product.

Closed Product:Agreement between customer and credit pro-vider is closed.

Not Updated:If there is a technical issue and credit provider couldn’t update the information.

Installment is Deferred:Installment is postponed based on agreement between customer and credit provider.

Page 14: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

14

8th Section Previous Enquiries

This section contains all enquiries that credit providers have done on customer’s credit report over the past two years.

● Enquiry Date: Date credit provider inquired on consumer’s credit report.

● Enquirer: Credit provider name.

● Enquiry Reference: Enquiry reference number.

● Product Type: Product type that the consumer requested.

● Amount Applied For: Total amount of credit product value.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 2Out of 3

Amount Applied ForProduct TypeEnquiry ReferenceEnquirerEnquiry Date

0.0

0.0

0.0

Mobile

Loan

Credit Card

101********

101********

101********

*****

*****

*****

19/8/2015

19/8/2015

19/8/2015

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Account Number Date of Issuance Credit limit Installment Number Installment Amount Payment Frequency Type of Guarantee Expiry Date

30***** 25/12/2014 10,300.00 24 700 Monthly Cash 25/12/2014

Outstanding Balance Past Due Balance Last Amount Paid Last payment Date Next Due Date As Of Date Salary Assignment Closed Date

10,300.00 0.00 0.00 25/12/2014 25/12/2014 25/12/2014 No

Default

D Q CFD

Product Details

XXXXXX

XXXXXX

XXXXXX

XXXXXX

XXXXXX

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Payment Status Summary

Loan

Credit Card

Telephone No.

Mobile No.

Real Estate

Active Product

Default Product

Closed Product

Active Product

Suspend Product

D MFN

D

PreviousEnquiries

InterferencePrejudiceDecisionBlacklist

Page 15: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

InterferencePrejudiceDecisionBlacklist

Page 16: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

16

9th Section Enforcement Judgment

This section contains information on enforcement judgment, if any.

● Execution Date: Date of issuing enforcement judgment from the court.

● Resolution Number: Resolution Number according to the court.

● City: Where the court is located.

● Court Name: Name of court.

● Legal Case Number: Reference number of the information according to the court.

● Date Loaded: Date of loading the information by the court.

● Claimed Amount: Total amount that court has issued against the consumer.

● Outstanding Balance: Remaining amount of the claimed amount that has not been paid.

● Status: Payment status (Executed/ Not Executed) .

● Settlement Date: Date of settlement or payment due date of claimed amount.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

Page 17: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

17

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

10th Section Member Narrative

Members (credit providers) can add their narratives on the consumer’s credit information.

● Date loaded: Date of loading the Narrative by SIMAH member (Credit provider)

● Narrative Type: Type of Narrative (General, Update).

● Reported by: Member who loaded the Narrat ive.

● Narrative Text: Narrative text as provided by member

Page 18: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

18

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

11th Section Personal Narrative

Consumer has the right to add his/her personal narrative on the information in the credit report according to Credit Information Law.

● Date Loaded: Date of loading the Narrative by consumer.

● Narrative Type: Type of Narrative (General, Personal Narrative).

● Narrative Text: Narrative text as provided by consumer.

Page 19: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment
Page 20: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

20

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

● Address Type: Home/ Postal.

● First Address / Second Address: If consumer has more than one address.

● P. O. Box: No. of postal address.

● City: City of consumer accommodation.

● Postal Code: Code number of postal.

● Country: Country of consumer accommodation.

● Last Reported: Date of loading address information.

12th Section Addresses

This section contains general information on consumer’s addresses, which has been loaded to SIMAH system by the credit providers.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

Page 21: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

21

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

13th Section Contact Number

This section contains consumer’s contact numbers information, which has been loaded to SIMAH system by the credit providers.

● Phone Type: Home / Mobile / Office.

● Country Code: Code number of the country where the consumer lives.

● Area Code: Code of phone or mobile number (011/012/054).

● Phone Number: Consumer phone number.

● Extension: Extension of phone number.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

Page 22: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

22

● Sector: Employment type of sector (Government or Private).

● Employer: Name of employment.

● Occupation: Job Title.

● Salary: Salary as loaded by credit provider.

● Employment Hiring Date: Date of joining.

● Employment End Date: Contract termination date.

● Last Reported: Date of loading occupation information.

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

14th Section Occupations

This section contains information on consumer’s Occupations both current and previous.

Since 2002

Page 23: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

Since 2002

Page 24: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

24

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

15th Section Disclaimer

This section contains statement from SIMAH clarifies that information in the credit report has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH). No liability (in contract with the client or otherwise whatsoever) attaches to SIMAH with Respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. In addition, statement clarifies that information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Page 25: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

25

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

ID Number: 01 x x x x x x x x17/11/201509:25:27

Page 3Out of 3

This information has been collected from various sources and does not represent the opinion of Saudi Credit Bureau (SIMAH).No Liability (in a contract with the client or otherwise whatsoever) attaches to SIMAH with respect to collecting or supplying the information or any use made of it and whether in relation to its accuracy or completeness or any other matter whatsoever. The information is supplied on a confidential basis to you and not for the use of any other party except of any person on whose behalf you have sought the information.

Last Reported CountryPostal CodeCityP.O.BoxSecond AddressFirst AddressAddress type

6/5/2007

6/5/2007

6/5/2007

KSA

KSA

KSA

0

0

0

Al Baha

Al Baha

Al Baha

0

0

0

0

0

0

0

0

0

Postal

Postal

Postal

ExtensionPhone NumberArea CodeCountry CodePhone Type

4***21******

41*****

05********

011

011

011

966

966

966

Office

Home

Mobile

Last ReportedEmployment End DateEmployment Hiring DateSalaryOccupationEmployerSector

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

6/5/2007

7,000

7,000

7,000

Designer

Designer

Designer

*****

*****

*****

Governmental

Private

Governmental

Execution Judgment

Date Loaded

01/01/2017

01/01/2017

General

Update

STC

STC

******

******

Narrative Type Reported by Narrative Text

Member Narrative

Personal Narrative

Addresses

ContactNumbers

Occupations

Disclaimer

Default

Q

Default Deferred Payment

C

M

D

30 days overdue

N New Product

60 days overdue

120 days overdue

Current

Fully paid No Update Provided

90 days overdue

150 days overdue No Transactions

180 days overdue Closed Product

F

Date Loaded

01/01/2017

01/01/2017

General

Personal Narrative

******

******

Narrative Type Narrative Text

Execution Date

01/01/2017

02/01/2017

X1255

X8551

Riyadh

Jeddah

Third Circuit - Jeddah

Third Circuit - Jeddah

MOJ12-22057571635-300

MOJ12-22057571635-300

2/11/2016

15/05/2016

20,000.00

10,000.00

20,000.00

0.00

Not Executed

Executed 15/05/2016

ResolutionNumber Court Name Legal Case Number Date Loaded Outstanding

BalanceClaimed AmountCity Status Settlement

Date

16th Section Payment Status

At the end of credit report a description of each icon of payment status for the past two years (24 months), which has been mentioned in the last part of each product details. Customer can find a description of payment status icon in section 7 of this guide.

Page 26: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

About the information in the Credit Report

Dear customer, if you have any comment on the information in your credit report, you have the right to file a dispute through one of SIMAH channels. SIMAH helps to check the information with the credit provider and provide you with results during 30 days.

Contact Us

Page 27: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

Contact Us

Page 28: Credit Report Guide (CRG) · E.Marital Status Guaranteed Default Products Summary F. Bouncing Cheques Summary G. Products Details H. Previous Enquiries I.20,000.00 Enforcement Judgment

Saudi Credit Bureau, SIMAH, a Closed Joint Stock Company, Capital SR 200,000,000 Paid in Full - C.R 1010171047- Membership No.115731, Tel : 920000046,Fax No. +966112188797 P.O Box 8859 Riyadh 11492- National Address: Riyadh, Al Shuhada, Building No. 2596, Unit No. 1, Additional No. 7347, Zip Code 13241.

Under the Supervision and Regulation of SAMA with a License No. 2 / 37. www.simah.com

Kingdom of Saudi ArabiaP.O.Box 8859 Riyadh 11492 | Tel: +966920000046 Email: [email protected] | Website: www.simah.com