Credit Repair Letter - Help Me Understand One

Let's face it a credit repair letter is a great way to proactively improve your credit report yourself. There are hundreds of websites online that offer free credit repair letter templates for you to fill out. Or, you can write one yourself. In turn, this letter is sent to the bureaus or the debtors directly to dispute any transaction that may be incorrect on your report. This also includes any records that are correct but do not reflect previous pay-offs or other factors.

Most letters usually include your name, the name of your creditor, your account number, the amount owed, and a statement describing the action in which you want the bureau or debtor to take. It is usually wise to include any additional documentation (such as payment receipt records, court documents, etc.) with your letter. Be as specific as possible so that the organization you send the credit repair letter to can take the appropriate steps to correct your record.

One important thing to remember when using a letter is to send one separate letter for each item you are disputing. A single letter with multiple disputes can cause components to be overlooked by the bureau, forcing you to resend a separate letter to get the item fixed. Also, be sure to check with all three reporting bureaus to make sure the information is correct. If not, you will need to send a letter to all three to get the false information corrected or removed. In addition, make sure you send all letter certified mail with a return receipt.

If you want to get the best credit ever, get approved for your dream home, car and stop collectors from harassing you on a daily bases, then it’s time to take action by signing up for you free Self Credit Repair E-Class by Clicking Here .Once you sign up, you will receive two free gifts: 1-Special Report on Stopping Debt Collectors. 2. Listen to the First Chapter of the Audio Book – Hidden Credit Repair Secrets. Mark Clayborne is Amazon’s best-selling author of “Hidden Credit Repair Secrets” and a credit repair expert with 10 years of experience assisting consumers with credit related issues. He is also the radio host of the show “Who Else Wants Better Credit” on blog talk radio every Tuesday at 7:30PM-PST.