core banking

SRSOFCOREBANKINGSOLUTIONWITHeBANKINGFACILITY

SOFTWAREREQUIREMENTSPECIFICATIONS

OF

ACOREBANKINGSOLUTIONWITHeBANKINGSOLUTION

JagannathdasRath6thSem,ComputerScience&Engineering

SiliconInstituteofTechnology,[email protected]

919937186386

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1.Introduction

ThisSoftwareRequirementsSpecification(SRS)specifiestherequirementsoftheCoreBankingSolution(CBS)andeBankingSolution(EBS),whichwillbeusedintheBanks.Thisdocumentwillbeusedbythecustomertoensureallspecificationsarecorrectandverifiedbythesoftwareengineertodesignthesystem.

1.1Purpose

ThisSoftwareRequirementsSpecification(SRS)specifiestherequirementsoftheCoreBankingSolution(CBS)andeBankingSolution(EBS), whichwill beusedin theBanksandby itscustomers.Thisdocumentwillbeusedbythecustomertoensureallspecificationsarecorrectandverifiedbythesoftwareengineertodesignthesystem.

1.2DocumentConventions

MainSectionTitle:Font:NimbusRoman:Bold:Size:12SubSectionTitle:Font:NimbusRoman:Bold:Size:12OtherTextmatter:Font:NimbusNewRoman:Size:12

1.3IntendedAudienceandReadingSuggestions

ThisSRSwouldbeusedbythefollowingpersons:

BankEmployees : Theywouldbe using theCoreBankingSolution to perform thevariousbankingfunctionalities.

BankCustomers:TheywouldbeusingtheeBankingSolutiontoviewtheiraccountdetails.

ResearchStudents:Researchstudentsareadvisedtoreadallthesectionsofthisdocumenttogetanoverallideaoftheworkflowandtechnicalitiesofthesoftware.

Testers:Itcanbeusedasadocumentationtoknowtheinterfaces.

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1.4ScopeoftheDevelopmentProject

As competition has intensified and customer needs have also increased, so too have thechallengesfacedbybanks.Thepressureonmarginshasincreased,oftendrivenbynewmarketentrantswithlowercostbases,andtheavalancheofnewregulationsandcomplianceseemstogatherpacedaily.Customersdemandaccesstotheirfinancialinformationregardlessoftheirlocationorthetimeofday,andiftheircurrentfinancialinstitutioncantprovideittheycanalwaysgotosomeoneelsewhocan.

Ofteninstalleddecadesago,legacycorebankingsystemsjustcantcopeitmaybeimpossibletosupportthelatestproductsandwhenitis,theprocessiscomplex,timeconsumingandexpensive.Justkeepingthesesystemsrunningcanoftenconsumemorethan70%oftheITbudgetleavinglittlemoneytogainadvantageovercompetitors.

Gaininginsightintocustomerneedscanbeextremelydifficult,involvingthecollationofalargeamountofdatafromdisparatesystemsheldindifferentformats.Andbythetimethedataiscollecteditisoftentoolatethecustomersneedshavemovedon.

Wecanseelongqueuesofcustomersinabankeverynowandthen.Thisqueueisthefinalresultoftheslowprocessingspeed(DuetomanualentriesornoninteractiveSoftware)oftheBank.So,ahighlyinteractiveanduserfriendlysolutionshouldbedeveloped.With the implementation of Core Banking Solution(CBS), the customers status has beenchangedfromBranchCustomers'to"BankCustomers".ItisimmaterialwithwhichbranchoftheBankthecustomerdealswith.WhenheisaCBSbranchcustomer,allthebankingfacilitiesareextendedthroughmultiplebranchesconnectedunderCBS.ThecustomercanwalkintoanyoftheCBSbranches(neednotnecessarilyhisownbranch)forthebankingneedssuchasCashdeposit,Cashwithdrawal,Chequedeposit,Transferoffunds,etc.

Forthesmoothworkingofthebank,theCoreBankingSolutionneedstobedesignedinsuchawaythat,alltheoperationsthatwerepreviouslyperformedwithdifficultiesareperformedeasilyinthissystem.Forthecustomersaninternetsolutionisthemostappropriateoneasalmostallcustomershaveaccesstoit.

Theprojectismainlybasedontheideaofdevelopinganopensourcebankingsolutionwhichwouldreplacetheexistingcostlierbankingsolutions.Alltheoperationsthatarecarriedoutinthebankmanually(likenewaccountregistration,deposit,withdrawal,chequebookissueetc.)wouldbeperformedautomaticallyandeasilybytheCoreBankingSolution.Thiswouldalso enable the banks to reduce their annual budget on software expenditures by a greater

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percentage.Therewouldjustbenoneedtospendhundredsofcroresonthebankingsoftwareanymore,astheprojectwouldbedevelopedonOpenSourceLicensebasedTechnologies.Itcouldalsobemodifiedbyagroupofexpertsasperrequirementsandatanytime.TheconceptofCentralizedBankingistakenintoaccountinthissolution.AwellinterfacedGUIwouldbeusedforconnectingtothemaindatabaseserverforupdatingandretrievingthedataofthecustomers.It would also deal with the Employees of the Bank, their registration, removal , managerallotment,etc

TheeBankingSolutiondealswiththecustomers.Itwouldfacilitatethecustomerstoperforma widerangeof functions likecheckblocking, fund transfer, chequebookrequest,viewingaccountstatementetcovertheinternet.Thiswouldreducetheirpainstogotothebankeachforeachandeverything.TheCustomerwouldnomorebeconsideredasthe'CustomeroftheBranch'butshallbeconsideredas'CustomeroftheBankNoGeographicalLimits'.

1.5Definitions,Acronyms,andAbbreviations

Bank :Aplacewherethecustomersdepositmoneyforsafekeeping.BankEmployee :Theemployeesofthebankwhoperformthebankingoperations.BankCustomer :Thepeoplewhohaveanaccountinthebank.CBS :CoreBankingSolutionEBS :eBankingSolutionUser :ThepersonwhowillbeusingtheProduct(CBSorEBS)

1.6References

www.redhat.comwww.mysql.comwww.php.netswww.apache.orgwww.gtk.orgwww.linuxheadquarters.com

BooksReferred:

PHP5UnleashedByJohnCoggeshall,SamsPublishing,ApacheServer2BibleByMohammedJ.Kabir,HungryMindsPublishing,SamsTeachYourselfPHP,MySQLandApacheAllinOneByJulieC.Meloni,SamsPublishingMySQLBuildingUserInterfaces,ByMatthewStucky,NewRidersPublishing

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TheDefinitiveGuidetoMySQL,SecondEdition,ByMichaelKofler,Apress

1.7OverviewofDocument

Thefirst sectionofSRSgivesabrief ideaonCoreBankingSolution(CBS)andeBankingSolution(EBS).Thissectionalsoprovidesthereferenceinformationforfurtherstudy,designandimplementationoftheproduct.

The second section provides an overall description of the application, product functions,operating environment, design and implementation constraints, assumptions and data inputsrequired.

The third section gives description of the external interfaces like user interface, hardwareinterface,communicationinterfaceandsoftwareinterface.

The fourth section provides a detailed description of the system features. The subsectionsdescribethefeaturesinmuchmoredetail.

Thefifthsectiongivesdetailsofnonfunctionalrequirementssuchasperformancerequirements,securityrequirements,safetyrequirementsetc.

2.OverallDescription

2.1ProductPerspective

Our Product consists mainly of two parts i.e. the Core Banking Solution (CBS) and theeBankingSolution(EBS).

The CBS would deal with the internal banking functions like new account registration,withdrawal,deposit,accountclosureetc.TheEBSwouldbeexclusivelyforthecustomers,whocouldaccessitfromanywherehavinganinternetconnection.TheCBSusesawellinterfacedGUIwhereastheEBSuseswelldesignedWebFormsforspecificactionsrequiredbytheusers.Both of themconnect to a main database server for storing and retrieving the data of thecustomers.

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2.2ProductFunctions

MAINFUNCTIONSOFTHECBS LoginSystemoftheCBS NewGeneralAccountCreation NewCustomerRegistration UpdateCustomerInfo&AccountInfo CloseGeneralAccount DisplayAccountInfo GeneralAccountTransaction(GeneralAccount&LoanAccountTransaction) LoanAccountTransaction NewLoanAccountCreation LoanAccountClosing ChequeBookStockEntry,Issue,Blocking,StatusInquiry PassBookIssue PassBookInfo UpdateBranchInfo AddUserToCBSUserList RemoveuserFromCBSUserList SuperAdministratorCreation AdministratorCreation AdministratorRemoval NewBankEmployeeRegistration RemoveBankEmployee NewBranchRegistration AssigningManagerstodifferentBranches AddNewAccountType AddNewLoanAccountType ModifyInterestRate(GeneralAccount) DisplayBranchInformation DisplayEmployeeInformation LogoutSystem(CBS)

MAINFUNCTIONSOFTHEEBS LoginSystemofEBS ViewingtheAccountsLinkedwithanUserId

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ViewingtheTransactionSummaryofanAccount FundTransferAmongOwnAccounts ChequeBookOrderingSystem ChequeBookBlockingSystem UpdatingPersonalProfile ChangeUserPassword ChangeTransactionPassword LogoutSystem(EBS)

2.3UserClassesandCharacteristics

BANKEMPLOYEE:TheBankEmployeeswouldbethesoleusersoftheCBS.TheywouldalsousetheEBSfortheirpersonalaccountsinthatBank

BANKCUSTOMERS:ThecustomerswouldusetheEBS.

RESEARCHSTUDENTS:ResearchstudentsneedtogetacquaintedwithcharacteristicsofboththeCBSaswellasEBS,beforetheycansuggestanynewenhancementstothem.Theyshouldhaveenoughunderstandingofthisproductsoastoidentifyshortcomingsinit.Moreeverinthisprojectacertaintaskwouldbeaccomplishedbydifferentwaysindifferentplaces.ThiswouldbedoneinordertoputforthanarrayofoptionsbeforetheStudentswhowouldbeaspiringtodosomethingsimilar.

OPENSOURCECOMMUNITY:TheOpenSourceCommunitywouldbeamajoruserclassofthisproduct.Theuserscouldgothroughthedocumentforaddingextrafunctionalitiestotheproduct.

2.4OperatingEnvironment

Thisproductisdevelopedmainlyusingopensourcetechnologieslikeapache,php,gtk+etc.So,weareusingtheLinuxFedoraCore4OperatingSystemfordevelopingthisproduct.

SoftwareRequirements

Frontend :GTK+2.8.20,GCC4.0.0,PHP5.20,Glade2.10.1(ForCBS)Backend :MySql4.17WebServer :Apache2.2Platformused :FedoraCore4Linux

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HardwareRequirementsPentiumIV1.7GHzclassorbetterprocessor128MBormoreRAM(256recommended)Atleast500MBHardiskspace.

NetworkRequirementsTheprojectneedsInternettofullydemonstrateitscapabilities.Aminimumof5KBpscontinuousconnectionisrequiredforshowinganyimprovementbroughtforthbytheproduct.A64KBpsconnectionisrecommended.

2.5DesignandImplementationConstraints Enhancementstothesecurityfeaturesmightleadtoperformanceoverhead. Recommendedbandwidthis64KBps CentralServershouldbeonlineroundtheclock

2.6UserDocumentation

Afterthecompletionoftheproject,awelldocumentedusermanualwillbeprovided.

2.7AssumptionsandDependencies

Wehavemadethefollowingassumptions:TheCBSwillbeconnectedtotheinternetduringtheworkinghoursofthebank.Themainserverwouldnevergooffline.

2.8OverviewofDataRequirements

Theproductiscompletelydataoriented.

InCBS,theuserswouldinputthevariousdetailsofthetransactionscustomers,employeesetcforupdating,processingorretrievalofdata.

TheCBSwouldstore,updateordeletethedatafromthedatabaseaspertheinstructionsgivenanddisplayanacknowledgingmessagetotheuser.

InEBS, theuserswouldinput lessamountofdata(like,onlywhenupdatingtheirpersonalprofileorrequestingforachequebook).Requestingfortheinformationwouldbethemajortask

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theywoulddo,inEBS.

TheoutputoftheEBSwouldbe:Iftheuserhadrequestedforinformationthenitwouldbedisplayedbeforehim/herandiftheuserhadmodifiedanydata,thenthesamewillbeupdated.

2.9GeneralConstraints,Assumptions,Dependencies,Guidelines

NotApplicable

3.ExternalInterfaceRequirements

3.1UserInterfaces

CBS:

Itwillmainlyconsistoftheloginscreenwhichwouldaskfortheusernameandpasswordoftheuser.Onsuccessfulverification,itwouldtransfertheusertothemainpageofCBS.Inthemainpage,therewouldbewelldesignedmenusandsubmenus(aswellasbuttons)forperformingaspecificaction.

Onclickingonthedesiredbuttonormenuitem,theuserwillbeshowntherespectivescreen.Theuserwouldthenentertherequireddataforprocessingandpressthe 'ConfirmorDone'button,afterwhichtheprocessingwouldbedoneandtheuserwouldbereturnedtothemainpage.

TherewouldalsobeaLogoffbuttonwhichwouldhelptheusertoendhissessionwiththeCBSandhewillbetransferredbacktotheLoginscreen.

EBS:

ThefirstpageofEBSwouldbealoginscreenwhichwouldaskfortheusernameandpasswordofthecustomerandonsuccessfulverificationwouldtransfertheusertothemainpagewheretheuserwouldbeabletoseeallhis/herlinkedaccounts.

TheuserwouldthenbeabletousethedifferentfunctionalitiesoftheEBSbyclickingonvariouslinksthatareprovidedoneachpage.

Therewouldbealogoutlink,pressingwhich,theuserwouldbeloggedoftheEBSimmediately.

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3.2HardwareInterfaces

NotApplicable

3.3SoftwareInterfaces

TheproductisimplementedintheLinuxOperatingSystemEnvironment(FedoraCore4).

TheGUIoftheCBSwouldbedesignedusingtheGTK+toolkit.TheconceptsofGladewillbeusedduringtheprogramming(LikeuseofLookup_widget(),signalfunctionsetc)

TheinterfaceoftheEBSwouldbedesignedusingPHP5.

3.4CommunicationsInterfaces

Thisproductusesaninternetconnectiontoconnecttothemaindatabaseserverofthebank.

4.SystemFeatures

4.1LOGIN4.1.1DESCRIPTION&PRIORITY

ThisfeaturewillbeusedtoLOGINintotheCBS(onlypermitteduserscanusetheCBS).ItisdoneinordertopreventanymisuseofCBS

4.1.2STIMULUS/RESPONSESEQUENCESWhentheusergivesthecorrectusernameandpasswordcombination,he/sheistransferredtothemainscreenorthemainpage.

4.1.3FUNCTIONALREQUIREMENTS

Purpose

Tocheckthecredibilityofanuserandtopreventanymisuseoftheproduct

Inputs

Theinputwillbeusernameandpasswordcombination

Output

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Theuserwillbetransferredtothemainpageonsuccessfulvalidationandwillbealertedifthevalidationisunsuccessful

4.2NEWCUSTOMERREGISTRATION4.2.1DESCRIPTION&PRIORITY

ItspurposeistocreateanewcustomeroftheBank.ACustomermustberegisteredbeforehe/shecancreateanynewaccountsinanyofthebranches.

4.2.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield(customerdetails),theregistrationtakesplaceandthesuccessmessageisdisplayed.


Purpose

Toregisteranewcustomer

Inputs

Therequireddataforregistrationofanewcustomerinthebank(LikeName,Address,

Designationetc)

Output

ASuccessMessagebedisplayedonsuccessfulregistrationorelseanerrormessagewillbedisplayed.

4.3NEWGENERALACCOUNTCREATION4.3.1DESCRIPTION&PRIORITY

Itspurposeistocreateanewaccountofacustomer.4.3.2STIMULUS/RESPONSESEQUENCES

Onsuccessfulvalidationofeachdatafield,theregistrationtakesplaceandtheaccountnumberisdisplayed.


Purpose

Tocreateanewaccountforthecustomer

Inputs

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Therequireddataforregistrationofanewaccount(JointAccountDetails,Balance,

AccountTypeetc)inthebank

Output

AccountNumber&PassBookNumberwillbedisplayedonsuccessfulregistrationorelseerrormessagewillbedisplayed.

4.4UPDATINGCUSTOMERINFORMATION4.4.1DESCRIPTION&PRIORITY

ToupdateandchangetheCustomerprofile4.4.2STIMULUS/RESPONSESEQUENCES

Onsuccessfulvalidationofeachdatafield,theupdationproceduretakesplace4.4.3FUNCTIONALREQUIREMENTS

Purpose

ToupdatetheCustomerprofile

Inputs

Therequireddataforupdatingtheinformationofacustomerwouldbegiven

Output

Eitherasuccessfulacknowledgmentisdisplayedorelseanerrormessageisdisplayed.

4.5UPDATINGACCOUNTINFORMATION4.5.1DESCRIPTION&PRIORITY

ToupdateandchangecertainfeaturesofanAccountlikeOverdraftStatus,Overdraft Limit,OperationModeetc.

4.5.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,theupdationproceduretoccurs


Purpose

ToupdateandchangetheselectedAccountDetails

Inputs

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TherequireddataforupdatingtheinformationofanAccountwouldbegiven

Output


4.6ACCOUNTCLOSINGSYSTEM4.6.1DESCRIPTION&PRIORITY

Itspurposeistoclosetheaccountofacustomer.4.6.2STIMULUS/RESPONSESEQUENCES

Onsuccessfulvalidationofeachdatafield,theclosingproceduretakesplaceandthe accountisclosed


Purpose

Toclosetheaccountofacustomer.

Inputs

Therequireddataforclosinganaccountinthebanki.e.theAccountNumber

Output


4.7VIEWDETAILSOFANACCOUNT4.7.1DESCRIPTION&PRIORITY

Thisfeaturewouldbeusedtoviewthedetailsofa anAccount(customerinfoand accountinfo).

4.7.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheAccountNumber,therespectivedetailsaredisplayed


Purpose

Toviewthedetailsofanaccount.

Inputs

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Therequireddataforviewingtheinformationofanaccounti.e.AccountNumber

Output

Onsuccessfulverification,thedetailsoftherespectiveentitiesaredisplayedorelseanerrormessageisdisplayed.

4.8GENERALACCOUNTTRANSACTION4.8.1DESCRIPTION&PRIORITY

Itwouldbeusedfrequentlyanditwouldperformthedifferenttransactionfunctionslikewithdrawal,deposit(cash,chequeordraft),fundtransferofaGeneralAccount.

4.8.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,thetransactiontakesplace.


Purpose

To performthedifferenttransactionfunctionsinageneralaccountlikewithdrawal,

deposit(ofcash,chequeordraft),fundtransfer,loantransaction.

Inputs

The required data for performing the specific transaction operation like Account

Number,Amount,Instrumenttype,InstrumentNumber,InstrumentDate,Instrument

bank,InstrumentPayableAtetc.

Output

Thesuccessmessageis displayedif thetransactionwassuccessfulorelseanerror messageisdisplayed.

4.9LOANACCOUNTTRANSACTION4.9.1DESCRIPTION&PRIORITY

ItwouldbeusedfordepositingtheLoanEMIsofaLoanAccount.4.9.2STIMULUS/RESPONSESEQUENCES

Onsuccessfulvalidationofeachdatafield,thetransactiontakesplace.4.9.3FUNCTIONALREQUIREMENTS

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Purpose

ItwouldbeusedfordepositingtheLoanEMIsofaLoanAccount.

Inputs

The required data for performing the specific transaction operation like Account

Number,Amountetc.

Output

Thesuccessmessageis displayedif thetransactionwassuccessfulorelseanerror messageisdisplayed.

4.10NEWLOANACCOUNTCREATION4.10.1DESCRIPTION&PRIORITY

Itspurposeistocreateanewloanaccountofacustomer.4.10.2STIMULUS/RESPONSESEQUENCES

Onsuccessfulvalidationofeachdatafield,theregistrationtakesplaceandtheaccountnumberisdisplayed.


Purpose

Tocreateanewloanaccountforthecustomer

Inputs

Therequireddataforregistrationofanewloanaccountinthebanki.e.CustomerId,

LoanType,LoanAmount,Periodetc.

Output

LoanAccountNumber,PassBookNumber,LoanStartingDate,No.ofEMIs,EMI Amount willbedisplayedonsuccessfulregistrationorelseerrormessagewillbe displayed.

4.11LOANACCOUNTCLOSINGSYSTEM4.11.1DESCRIPTION&PRIORITY

Itspurposeistoclosetheloanaccountofacustomer.

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4.11.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofthestandingduesetc.,theclosingproceduretakesplaceandtheaccountisclosed


Purpose

Toclosetheloanaccountofacustomer.

Inputs

TheLoanAccountNumberisprovidedbytheUser

Output


4.12CHEQUEBOOKSTOCKENTRY4.12.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedforenteringchequebooksintothestockoftheBankBranch.AchequebookcanonlybeissuedtoacustomerifitispresentintheStock.

4.12.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,therequiredinformationisdisplayed.


Purpose

Toenterachequebookintothestockofthebankinordertomakeitavailabletothe

customers.

Inputs

TheFirstLeafnumberoftheChequeBooktobeenteredintothestock

Output

Thedetailsi.e.TheFirstLeafnumberandLastLeafnumberisdisplayediftheopeartionissuccessfulorelsethefailuremessageisdisplayed.

4.13CHEQUEBOOKISSUE4.13.1DESCRIPTION&PRIORITYEGURU10388 16


ThisfeaturewouldbeusedforissuingachequebooktotheCustomer4.13.2STIMULUS/RESPONSESEQUENCES

Onsuccessfulvalidationofeachdatafield,therequiredinformationisdisplayed.4.13.3FUNCTIONALREQUIREMENTS

Purpose

Toissueanewchequebooktothecustomer

Inputs

TheAccountNumberofthecustomer

Output

IftherearechequebooksavailableinthestockthenasuccessmessageisissuedorelseamessageisdisplayedthatanOrderhasbeenplacedfortheChequeBook

4.14CHEQUEBLOCKING4.14.1DESCRIPTION&PRIORITY

Thisfeaturewouldbeusedforblockingachequeleaftopreventanymisuse,ifitis misplaced.

4.14.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,theblockingofthechequeisdone.


Purpose

ToblockachequeleafifitisUnused

Inputs

TheChequeLeafNumbertobeBlocked

Output

IfthechequeleafnumberisBlockedorNotAllottedorEncashedthenacorrespondingerrormessageisdisplayedorelseasuccessmessageisdisplayed.

4.15CHEQUESTATUS4.15.1DESCRIPTION&PRIORITY

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Thisfeaturewouldbeusedforgettinginformationaboutthestatusofachequeleaf(i.e.whetheritisUnused,Blocked,EncashedorNotAllotted)

4.15.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheChequeLeafNumberthedetailsaredisplayed


Purpose

ToviewthedetailsofaChequeLeaf

Inputs

TheChequeLeafNumberwhosedetailsaretobetobeviewed

Output

Ifthechequeleafnumberisavalidonethenthedetailsaredisplayedorelseanerrormessageisdisplayed.

4.16PASSBOOKISSUE4.16.1DESCRIPTION&PRIORITY

Thisfeaturewouldbeusedforissuinganewpassbookoracontinuationpassbooktoacustomer(bothforaGeneralAccountoraLoanAccount).

4.16.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheAccountNumber,therequiredactionisperformed.


Purpose

Toissueanewpassbookoracontinuationpassbooktothecustomer

Inputs

TherequireddataforperformingthespecificoperationsareAccountNumber,Account

Typeetc.

Output

IftheAccountNumberisvalidthenthesuccessmessageisdisplayedorelseanerror messageisdisplayed.

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4.17PASSBOOKINFORMATION4.17.1DESCRIPTION&PRIORITY

Thisfeaturewouldbeusedforviewingtheinformationofapassbook4.17.2STIMULUS/RESPONSESEQUENCES

OnsuccessfulvalidationofthePassBookNumber,thedetailsaredisplayed.4.17.3FUNCTIONALREQUIREMENTS

Purpose

TodisplaythedetailsofaPassBook

Inputs

ThePassbooknumberofthecustomer.

Output

IfthePassBooknumberisvalidthenthedetailsaredisplayedorelseanerrormessageisdisplayed.

4.18UPDATINGBRANCHINFORMATION4.18.1DESCRIPTION&PRIORITY

Toupdateandchangetheinformationrelatedtoaspecificbranch.Respectivebranch administratorswouldbeabletochangeonlytheinformationrelatingtotheirbranch.

4.18.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,theupdatingproceduretakesplace


Purpose

Toupdateandchangetheinformationrelatedtoaspecificbranch.

Inputs

Therequiredfieldofthebranchwhichistobeupdated(BranchName,Address,City,

State,Pin, Telephone ) is to be selected from a list and the corresponding new

informationistobegiven

Output

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4.19ADDUSERTOCBSUSERLIST4.19.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheAdministratorforaddingacertainbankemployeetotheCBSUsersListi.e.givinghim/herpermissiontousetheCBS

4.19.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheUseridorEmployeeSerialNumberthedetailsofthe Employeeisdisplayedandthentheuserisaskedfortheconfirmation.Onconfirming,theEmployeeisaddedtotheCBSUserList.


Purpose

ToaddanemployeetotheCBSUsersList

Inputs

TheUserIdorEmployeeSerialNumberoftheEmployee.

Output

Onsuccessfulvalidationofthedataasuccessmessageisdisplayedorelseanerror messageisdisplayed.

4.20REMOVEUSERFROMCBSUSERLIST4.20.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheAdministratorforremovingacertainbankemployee(whoisalreadyintheCBSUserList)fromtheCBSUsersListi.e.restraininghim/herfromusingthCBS

4.20.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheUserIdorEmployeeSerialNumberthedetailsoftheuseris displayed then theuser is thenaskedfor theconfirmation . Onconfirming , the EmployeeisremovedfromtheCBSUserList.


Purpose

ToremoveanemployeefromtheCBSUsersList

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Inputs


Output


4.21SUPERADMINISTRATORCREATION4.21.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratorforchangingthecurrentSuperAdministrator(TheuserwhohasthehighestPrivileges)

4.21.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheUserIdandEmployeeSerialNumberthedetailsoftheEmployeeisdisplayedandthentheuserisaskedfortheconfirmation.Onconfirming,theEmployeeisaddedtotheCBSUserListasanSuperAdministrator


Purpose

ToaddanemployeeasanSuperAdministratorinCBSUsersList

Inputs

TheUserIdandEmployeeSerialNumberoftheEmployee.

Output

Onsuccessfulvalidationofthedataasuccessmessageisdisplayedorelseanerror

messageisdisplayed.

4.22ADMINISTRATORCREATION4.22.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratorforaddingaBankEmployeeasanAdministrator(TheuserwhohasthehighestPrivilegesinacertainbranchofthe Bank)totheCBSUserList

4.22.2STIMULUS/RESPONSESEQUENCES

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OnsuccessfulvalidationoftheUserIdorEmployeeSerialNumberthedetailsofthe Employeeisdisplayedandthentheuserisaskedfortheconfirmation.Onconfirming,theEmployeeisaddedtotheCBSUserListasanAdministrator


Purpose

ToaddanemployeeasanAdministratorinCBSUsersList

Inputs


Output


4.23ADMINISTRATORREMOVAL4.23.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratorforremovingaBankEmployee(whoisanAdministrator)fromtheCBSUserList

4.23.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheUserIdorEmployeeSerialNumberthedetailsofthe Employeeisdisplayedandthentheuserisaskedfortheconfirmation.Onconfirming,theEmployeeisremovedfromtheCBSUserList


Purpose

Toremoveanemployee(whoisanAdministrator)fromtheCBSUsersList

Inputs


Output

Onsuccessfulvalidationofthedataasuccessmessageisdisplayedorelseanerror

messageisdisplayed.

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4.24NEWEMPLOYEEREGISTRATION4.24.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortoregisteranew employee of theBank.

4.24.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,theregistrationtakesplaceandtheemployeenumberisdisplayed.


Purpose

Toregisteranewemployeeinthebank

Inputs

Therequireddata for registrationof a newemployee(Name, Address, Telephone,

Mobile,Email,UserId,Password,AccountNumberetc)aretobegivenbytheuser.

Output

EmployeeRegistrationNumberwillbedisplayedonsuccessfulregistrationorelseerrormessagewillbedisplayed.

4.25EMPLOYEEREMOVAL4.25.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortoremoveaBankEmployeefromthedatabase

4.25.2STIMULUS/RESPONSESEQUENCESIftheemployeeserialnumberisvalidthenitischeckedwhetherhe/shewasaManager.Ifyes,thentheEmployeeSerialNumberofthepersonwhowillbereplacinghim/herasaManagerisaskedandthentheremovalprocesstakesplace.


Purpose

Toremoverabankemployeefromthedatabase.

Inputs

TheEmployeeSerialnumberoftheemployeewhoistoberemoved

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Output

Onsuccessfulvalidationineachstep,theSuccessMessageisdisplayedoranerror messageisdisplayed..

4.26NEWBRANCHREGISTRATION4.26.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortoregisteranewbranchofthebank.

4.26.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,thenewbranchisregistered


Purpose

Toregisteranewbranchofthebank.

Inputs

Therequireddataneededfor theregistrationofanewbranchof thebank.(Name,

Address,City,State,Pin,Telephoneetc)

Output

Onsuccessfulregistration, theBranchIDisdisplayedor else theerror messageis displayed.

4.27ASSIGNMANAGERTOBRANCH4.27.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortoassignamanagertoacertainbranchofthebank.

4.27.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofeachdatafield,therespectiveprocessisperformed.


Purpose

Toassignamanagertoabranch

Inputs

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Therequiredfieldsi.e.theManagersEmployeeSerialNumberandtheBranchIDare

tobegiven

OutputOncethedatagivenarevalidated,themanagerisassignedtothespecifiedbranchandaconfirmationisdisplayed.

4.28ADDNEWACCOUNTTYPE4.28.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortoaddanewGeneralAccountTypetotheDatabase.

4.28.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheAccountName(i.e.it doesntexist beforehand)the Additionisperformed


Purpose

ToaddanewGeneralAccountTypetothedatabase

Inputs

TheNewAccountTypeName.

Output

OnSuccessfulvalidation,theSuccessmessageisdisplayedorthecorrespondingerrormessageisdisplayed

4.29ADDNEWLOANACCOUNTTYPE4.29.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortoaddanewLoanAccountTypetotheDatabase.

4.29.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheAccountName(i.e.itdoesntexistbeforehand),interestrate,MaximumAmount,MaximumPeriodetctheAdditionisperformed


EGURU10388 25


Purpose

ToaddanewLoanAccountTypetothedatabase

Inputs

The NewLoan Account Type Name, MaximumAmount that can be Sanctioned,

MaximumLoanPeriodandInterestrate.

Output


4.30MODIFYINTERESTRATEOFAGENERALACCOUNTTYPE4.30.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusedbytheSuperAdministratortomodifytheInterestrateofaGeneralAccountType.

4.30.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationoftheAccountTypeName,newInterestRate,theperiodforwhichthisrateisapplicable(ex:160days),theUpdationisperformed


Purpose

TomodifytheInterestRateofaGeneralAccountType

Inputs

TheAccountTypeName,NewInterestRate,InterestPeriod.

Output


4.31VIEWDETAILSOFABRANCH4.31.1DESCRIPTION&PRIORITY

Thisfeaturewouldbeusedtoviewthedetailsofanybranch.

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4.31.2STIMULUS/RESPONSESEQUENCESOnselectingaBranchIdfromaListthecorrespondingbranchdetailswouldbedisplayed


Purpose

Toviewthedetailsofanybranchregistered.

Inputs

The Branch Id would be selected by the user from the List of All the Branches

registeredundertheBank

Output

Onsuccessfulvalidation,thebranchdetailsaredisplayedorelseanerrormessageis displayed.

4.32VIEWDETAILSOFANEMPLOYEE4.32.1DESCRIPTION&PRIORITY

Thisfeaturewouldbeusedtoviewthedetailsofanemployee4.32.2STIMULUS/RESPONSESEQUENCES

OnsuccessfulvalidationoftheUserIdorEmployeeSerialNumbertheEmployeedetailsaredisplayed


Purpose

ToviewthedetailsofanemployeeoftheBank

Inputs

TheEmployeeUserIdortheEmployeeSerialNumber

Output

Onsuccessfulverification,thedetailsoftherespectiveemployeeisdisplayedorelseanerrormessageisdisplayed.

4.33LOGOUTSYSTEM(CBS)

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4.33.1DESCRIPTION&PRIORITYThisfeaturewouldenabletheusertosuccessfullyendhissessionandLogoutoftheCBS.AfterLoggingOut,he/shewouldnotbeabletoperformanyoftheCBSoperationsuntilhe/sheisagainLoggedIn.

4.33.2STIMULUS/RESPONSESEQUENCESOnclickingtheLogoutButton,thesessionisterminatedandtheLoginscreenappears.


Purpose

TosuccessfullyendtheusersessionandLogoutoftheCBS.

Inputs

NA

Output

Onsuccessfulterminationofthesession,theLoginScreenisdisplayed

MAINFUNCTIONSOFTHEEBS4.34LOGIN4.34.1DESCRIPTION&PRIORITY

ThisfeaturewouldbeusebytheCustomertoLoginintotheEBSandcreateanuser session.(LoginisnecessaryforaccessingthefacilitiesofEBS)

4.34.2STIMULUS/RESPONSESEQUENCESWhen the user gives the correct Username and Password combination, he/she is transferredtothemainscreenorthemainpage.


Purpose

Tocheckthecredentialsofanuserandtopreventanymisuseoftheproduct

Inputs

TheinputwillbeUsernameandPasswordcombination

Output

Theuser will be transferred to themainpageonsuccessfulvalidationandwill be

EGURU10388 28


redirectedtotheLoginPageifthevalidationisunsuccessful

4.35ACCOUNTSUMMARY4.35.1DESCRIPTION&PRIORITY

Thisfeaturewoulddisplayalltheaccountslinkedwithacertainaccount.4.35.2STIMULUS/RESPONSESEQUENCES

Thisisdisplayedoncetheloginprocessissuccessfullyvalidated.Onclickingoneachaccount,theuserisshownthetransactiondetailsofthataccount.


Purpose

Todisplayalltheaccountslinkedwiththataccount.

Inputs

Noinputsareneeded.Onlysuccessfulvalidationoftheaccountisneeded,whichisdone

intheLoginstep.

OutputTheaccountnumbersaredisplayedasHyperlinks

4.36TRANSACTIONDETAILS4.36.1DESCRIPTION&PRIORITY

This feature would display the transaction details of an account when the AccountNumberHyperlinkisclickedintheAccountSummarypageorMainPage

4.36.2STIMULUS/RESPONSESEQUENCESOnclickingthehyperlinkthetransactiondetailsaredisplayed.


Purpose

Todisplaythetransactionaldetailsofanaccount

Inputs

TheuserhastoclickontheAccountNumberHyperlinkintheAccountSummarypage

orMainPage

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OutputThetransactiondetailsaredisplayedinatabularformat

4.37FUNDTRANSFER4.37.1DESCRIPTION&PRIORITY

ThisfeaturewouldenabletheusertotransferfundstoanotheraccounteitherlinkedtohisUserId

4.37.2STIMULUS/RESPONSESEQUENCESAfter filling the required data, when the Transfer button is clicked, the fields arevalidatedandthetransfertakesplace.


Purpose

Totransferfundstootheraccounts

Inputs

TheSourceAccountNumber,theDestinationAccountNumber,Amounttobe

transferred,andtheTransactionPasswordaretheinputs.

OutputIfallthefieldsarevalidatedsuccessfully,thenamountwillbetransferredsuccessfullyorelseanerrormessageisdisplayed.

4.38CHEQUEBOOKORDERSYSTEM4.38.1DESCRIPTION&PRIORITY

Thisfeaturewouldenabletheusertoorderanewchequebook.4.38.2STIMULUS/RESPONSESEQUENCES

Aorderconfirmationwouldbedisplayedonclickingtheorderlink.Ausercanhaveonlyoneorderpendingatalltimes.


Purpose

Toorderanewchequebook.

Inputs

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TheuserhastoclickontheOrderChequeBookHyperlinkandselecttheAccount

NumberwhoseChequeBookistobeOrdered

OutputAconfirmationwillbedisplayedthatanorderhasbeenplacedorelseanerrormessagewillbedisplayed

4.39CHEQUEBLOCKINGSYSTEM4.39.1DESCRIPTION&PRIORITY

Thisfeaturewouldenabletheusertoblockanyofthechequeleafsthatareissuedtohim/her.

4.39.2STIMULUS/RESPONSESEQUENCESTheuserwouldenterthechequeleafnumberandwouldthenblockit.OnsuccessfulvalidationoftheleafnumberwiththeconcernedAccountNumber,itwouldbeblocked.


Purpose

Toblockchequeleafs.

Inputs

Theleafnumberisgivenasinput

OutputIfthechequeleafnumberisvalidatedtotheconcerneduser,thenitisblockedandaconfirmationisdisplayed.

4.40UPDATINGUSERPROFILE4.40.1DESCRIPTION&PRIORITY

Thisfeaturewouldenabletheusertoupdatehispersonalprofileliketelephonenumber,mobile,email,passwordetc.

4.40.2STIMULUS/RESPONSESEQUENCESOnsuccessfulvalidationofthefields,theprofilewouldbeupdatedandaconfirmationwouldbedisplayed.


Purpose

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Toupdatethepersonalprofileofthecustomer

Inputs

Therequiredfields,whicharetobeupdated, are selectedfromaListandthenew

informationisgivenasinput.

OutputOnvalidationofthedataentered,theprofileisupdatedandamessageisdisplayed.

4.41CHANGEUSERPASSWORD4.41.1DESCRIPTION&PRIORITY

Thisfeaturewouldenabletheusertoupdatehisgeneralpassword(theonewhichisusedduringtheLoginofEBS)

4.41.2STIMULUS/RESPONSESEQUENCESOnvalidationofthedataenteredi.e.theCurrentpassword, thepasswordtokensareupdatedinthedatabase.


Purpose

Tochangetheuserloginpassword

Inputs

TheCurrentPasswordandtheNewPassword(withConfirmation)

OutputOnvalidationofthedataentered,thesuccessmessageisdisplayedorelseanerrormessageiddisplayed.

4.42CHANGETRANSACTIONPASSWORD4.42.1DESCRIPTION&PRIORITY

ThisfeaturewouldenabletheusertoupdatehisTransactionpassword(theonewhichisusedduringtheFundTransfersintheEBS)

4.42.2STIMULUS/RESPONSESEQUENCESOnvalidationofthedataenteredi.e.theCurrenttransactionpassword,thepasswordtokensareupdatedinthedatabase.

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Purpose

Tochangetheusertransactionloginpassword

Inputs

TheCurrentTransactionPasswordandtheNewPassword(withConfirmation)

OutputOnvalidationofthedataentered,thesuccessmessageisdisplayedorelseanerrormessageisdisplayed.

4.43LOGOUTSYSTEM(EBS)4.43.1DESCRIPTION&PRIORITY

ThisfeaturewouldenabletheusertosuccessfullyendhissessionandLogoutoftheEBS.AfterLoggingOut,he/shewouldnotbeabletoperformanyoftheEBSoperationsuntilhe/sheisagainLoggedIn.

4.43.2STIMULUS/RESPONSESEQUENCESOnclickingtheLogoutLink,thesessionisterminatedandtheLoginscreenappears.


Purpose

TosuccessfullyendtheusersessionandLogoutoftheEBS.

Inputs

Output

Onsuccessfulterminationofthesession,theLoginPageisdisplayed

5.OtherNonfunctionalRequirements

5.1PerformanceRequirements

ThemostimportantfactorintheworkingofthewholeprojectisitsConnectivitywiththeServerandtheModeofConnection.Iftheconnectionisa64KbpsonethentheperformanceoftheProducts(EBS&CBS)wouldbemuchbetterthanthatwitha10Kbpsconnection.

EGURU10388 33


5.2SafetyRequirements

NotApplicable

5.3SecurityRequirements

TheCentralServercomprisesoftheApacheServer2.2andMySqlServer4.17.Bothareopensourcesoftwaresolutions andthebestamongtheirfields.TheyhavetheirrespectiveSecurityMechanismwhichwouldpreventanyunauthorisedaccessorexploitationoftheServer.

5.4SoftwareQualityAttributes

This project wouldbedevelopedcompletelyusingopensourcesoftware andplatforms. So,anybodycanuseandenhancethesoftwarefurtherwithoutspendinganymoney.

5.5BusinessRules

NotApplicable

5.6SpecialUserRequirements

Theusersshouldhavebankingknowledge(forCBSonly).TheusersofEBSneednopriorknowledgeforusingtheproductexceptthattheyshouldknowaboutbrowsingandsurfing.

5.6.1BackupandRecovery

NotApplicableatpresent

5.6.2DataMigration

NotApplicablepresent

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5.6.3Dataretention

NotApplicableatpresent

5.6.4UserTraining

TheuserswouldbesuppliedwithUserManualswhichwouldguidethemefficientlyonhowtousethesoftware

5.6.5Installation

NotApplicable

6.OtherRequirements

NotApplicable

EGURU10388 35

core banking

Documents

scopeofthedevelo competition

customers status