May 2013

EARNINGS RELEASE

FIRST QUARTER 2013

Contents

Highlights

Consolidated Income Statement

Chile Operation

Colombia Operation

Store Remodeling Schedule

Q&A

2

1Q13 HIGHLIGHTS

1Q 2013

Same stores sales in Chile grew by 15%

Sustained growth in retail margin

Financial retail business back to positive

Colombia revenues grew by 22%

Agreement with SERNAC

Store Remodeling

Recent events

Board of Directors

New financial retail management

3

4

Consolidated Income Statement: 1Q 2013

CLP M$ 1Q 2013 % Revenues 1Q 2012 % Revenues

Revenues 90,557 81,066

Cost of sales (66,643) -74% (88,220) -109%

Margin 23,913 26% (7,155) -9%

SG&A (w/o depreciation) (29,877) -33% (26,975) -33%

EBITDA (5,829) -6% (32,454) -40%

Depreciation (1,897) (1,837)

Non operating profit (2,533) 274

Profit (loss) before taxes (10,393) -11% (35,693) -44%

Benfits (expenses) income tax 2,265 826

Profit (loss) (8,128) -9% (34,867) -43%

5

Chile: Retail Business 1Q 2013

SSS (CLP Billions)

18 17 18 19

46

17 20 21

21 21 19

23

52

18 23 25

Aug Sep Oct Nov Dec Jan Feb Mar

L8M 2011 - 2012 L8M 2012 - 2013

Retail Gross Margin

1Q 2013 1Q 2012 D %

Retail revenues (CL M$)

Chile 67,327 59,358 13%

33.0%

21.9% 18.2% 17.0%

14.8% 11.6% 12.3%

SEP´11 DEC´11 MAR´12 JUN´12 SEP´12 DEC´12 MAR´13

6

Chile: Credit Business 1Q 2013

Gross Loans (CLP Billions) Portfolio by Aging Segments

Risk Rate (Provisions) Credit Card Loans + VAT

1Q 2013 1Q 2012 D %

Financial Revenues (CL M$)

Chile 15,664 15,328 2%

7

Chile: EBITDA 1Q 2013

EBITDA Chile M$ 1Q 2013 1Q 2012 1Q 2013 1Q 2012 1Q 2013 1Q 2012

Revenues 67,327 59,358 15,664 15,328 82,991 74,686

Gross margin 15,426 11,910 7,540 (18,764) 22,966 (6,854)% Gross margin 23% 20% 48% -122% 28% -9%

SG&A w/o depreciation (19,164) (18,864) (6,677) (5,779) (25,841) (24,643)% Revenues -28% -32% -43% -38% -31% -33%

EBITDA (3,737) (6,918) 951 (22,868) (2,787) (29,786)

% Revenues -6% -12% 6% -149% -3% -40%

EBITDA w/o non-recurring (3,737) (5,163) 951 (1,648) (2,787) (6,811)% Revenues -6% -9% 6% -11% -3% -9%

Retail Financial Consolidated

8

Colombia Operation SSS (CLP Billions)

Risk Rate (Provisions) Gross Loans (CLP Billions)

4.6

7.7 7.7 7.6 6.5

8.5 7.9

SEP´11 DEC´11 MAR´12 JUN´12 SEP´12 DEC´12 MAR´13

Normal

10.1% 10.3% 11.9%

13.8%

11.9%

8.6% 9.9%

SEP´11 DEC´11 MAR´12 JUN´12 SEP´12 DEC´12 MAR´13

CL Billion $ 1Q 2013 1Q 2012 D%

Retail Revenues 6.6 5.4 22%

Financial Revenues 0.99 0.97 2%

Retail EBITDA -2.2 -1.9

Financial EBITDA -0.9 -0.7

EBITDA -3.0 -2.7

Remodeling Stores in Chile 2013 -2014 100,000 m2 with a CAPEX US$40 million

Mar-13

2 store 1 store

Jun-13 Jul-13

6 stores 8 stores

First half 2014

Q&A

10

May 2013

EARNINGS RELEASE

FIRST QUARTER 2013

Investor Relations Contact: María Paz Ortega (562) 2383226 (ir@lapolar.cl)

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