A B O U T S A F E

Established in 1940, SAFE Credit Union has a long and proud history of providing the best solutions, exceptional experiences, and professional experts. SAFE has delivered on its commitment to improve members’ financial well-being and, in doing so, has experienced remarkable growth over the past 75 years. From a modest beginning as a small credit union serving civilian and enlisted Air Force personnel, SAFE has grown into a financial leader serving individuals and businesses throughout the region.

Today, maintaining assets in excess of $2.1 billion, SAFE is the second-largest credit union in Sacramento, in the top 25 in California, and among the top 100 in the United States. With a reach spanning 12 counties in Northern California, SAFE serves more than 183,000 individuals through 22 branch locations, a local Call Center, and innovative mobile and online solutions. And, SAFE is one of the leading local Small Business Administration (SBA) lenders in the Greater Sacramento region.

SAFE’s success is a compendium of the vision, trials, and achievements of numerous dedicated board and committee volunteers, credit union employees, and active members.

D R I V I N G I N N O V AT I O N

SAFE’s streamlined processes and on-the-go banking solutions make everyday banking easier for consumers and businesses. From practically paperless loans to smartphone apps and eServices, SAFE conserves cost, paper, fuel, and time.

As a certified Sacramento Area Sustainable Business, SAFE is committed to efficiency, energy and water conservation, and waste reduction. SAFE also supports the community it serves through environmentally-friendly volunteer efforts.

SAFE is working with the Sacramento Metro Chamber of Commerce and the region to support and enact the Next Economy. By helping small businesses grow, more local jobs can be created, increasing work opportunities and incomes for the betterment of the whole region. By improving members’ financial well-being and supporting local small businesses, SAFE helps build a strong base for the local economy.

BEYOND EVERYDAY BANKING

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ERS A F E C R E D I T U N I O N : I N V E S T I N G I N T H E C A P I TA L R E G I O N

B E S T S O L U T I O N S , E X C E P T I O N A L E X P E R I E N C E S , P R O F E S S I O N A L E X P E R T S

SAFE provides financial resources beyond everyday banking, enabling members to plan for the future, achieve financial peace of mind, and enjoy life.

• As part of SAFE’s participation in the Bank on Sacramento initiative, tens of thousands of unbanked residents gain the convenience and security of mainstream financial resources. In addition, SAFE aligned with the Sacramento Coalition for Working Families to provide on-site free tax-preparation for low-to-moderate income families through the volunteer income tax assistance program (VITA).

• SAFE reaches out to regional employers with a package of financial wellness resources called

Thanks to the financial education resources developed and presented by SAFE, in just one year:

• 55 organizations in the region took part in programs

• 152 free financial workshops were conducted

• 7,239 individuals improved their financial confidence

• Students, employees, homemakers, and retirees improved their financial well-being

SAFE@Work. Financially-sound individuals tend to be more stable, productive, and unstressed employees. These unique programs offer employers tools to combat financial distraction, improving retention, productivity, and loyalty.

• SAFE’s dedicated Community Banking division teaches youth and adults at hundreds of events each year. They gave more than 3,000 hours of their time at events in 2014 alone. Free financial workshops are customized to meet the specific needs of each audience: from helping the homeless move from financial crisis to self-sufficiency to empowering women to be informed financial decision-makers.

Banking on Financial Confidence

Community InvolvementThe staff, executives, and volunteer Board of Directors at SAFE take great joy in serving the community through a variety of philanthropic and volunteer efforts. Each year, SAFE expands its support of nonprofit healthcare organizations, educational programs, and financial confidence efforts. For example:

• As a patron of the Aerospace Museum of California, SAFE helps support and expand operations, educational programs, and exhibitions celebrating the heritage of military and civilian aviation while enhancing awareness of aerospace science. The Aerospace Learning Center encourages students to explore, experience, and engage through science, technology, engineering and mathematics (STEM) hands-on activities designed to inspire and motivate students of all ages.

• SAFE partners with the Sacramento County Office of Education as the title sponsor of the annual Sacramento County Academic Decathlon. Providing $10,000 in financial support, SAFE provides scholarships to the exceptional high school student medalists and winning teams. SAFE also sponsors four local high schools’ participation, reaffirming the importance of a well-rounded education.

• As a proud underwriter of the locally-produced series “ViewFinder” and “Yes, We’re Open” on KVIE Public Television, SAFE creates connections through valuable programming. These series take a closer look at the topics that are important to the community, providing an in-depth perspective to local issues across our region.

• As a sponsor of the California Capital Airshow, SAFE helps to bring tens of thousands of visitors the thrill of aerial acrobatics, the rich history of vintage aeronautics, and all the marvels of flight.

• As a champion of community health, SAFE supports the UC Davis Health System and Medical School and the next generation of healthcare professionals. SAFE presents two scholarships each year for UC Davis medical students, sponsors Mini Med Schools and Palliative Care Fellowships, and provides facilities at no charge to the Paul Hom Asian Clinic.

• Through SAFE’s esteemed internship program high school students learn first-hand about credit unions, developing real-world business skills they then put to use running their own on-campus credit union branches. Students learn through day-to-day branch operations and managing their own accounts.

• SAFE Volunteer! encourages employees to improve the lives of the members they serve and the communities they share. SAFE supports intelligent and thoughtful investing of resources in the areas members and employees live and work, providing support and recognition for those who do volunteer.

• As an underwriter of the new Small Business Development Center (SBDC) hosted by Sacramento Metro Chamber of Commerce, SAFE is providing local small business owners with the tools they need to be successful. SAFE is also a leading SBA Lender.

To learn more about SAFE’s community involvement, visit safecu.org.

Our initiatives and innovations improve the wellness of our community and advance our region.

ENJOY LIFE

SAFE provides a wide variety of financial solutions to make banking easier:

E V E R Y D AY B A N K I N G

Everyday Banking Members save time and money with checking accounts free of monthly service fees, effortless savings programs, convenient account access, and innovative mobile services.

S A V I N G S S T R AT E G I E S

Members attain financial security with competitive-yield savings and Money Market accounts, retirement planning resources, and special certificate offers.

P E R S O N A L L E N D I N G

Members’ important purchases are made more affordable with SAFE’s low-rate auto loans, wide variety of home loan programs, credit card rewards, and lifestyle loans.

W E A LT H M A N A G E M E N T

Members enjoy access to professional investing and planning guidance, as well as resources to attain, grow, and retain their wealth.

B U S I N E S S B A N K I N G

Small business owners enjoy convenient money management, fast access to capital, a wide variety of business loan options, and local experts who are committed to seeing their businesses succeed.

PRODUCTS AND SERVICES

To learn more about SAFE’s products, services, and innovations, visit

safecu.org