commercial banking needed in your home district kurigram

WELCOME TO MY PRESENTATION

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Page 1: commercial banking needed in your home district kurigram

WELCOME TO MY PRESENTATION

COMMERCIAL BANKING NEEDED IN

KURIGRAM DISTRICT

ABOUT KURIGRAMArea: 2245.04 Sq. KmTotal Population: 20,69,273Urban people: 3,26,494Rural people: 17,42,779 Literacy Rate: 42.5%Urbanization : 15.78%

Farmer65%

Servi

ce10

Business8%Labor12%

Page 4: commercial banking needed in your home district kurigram

COMMERCIAL BANKING ACTIVITIESoCredit IntermediationoMoney CreationoDeposits/loansoProvide SafetyoPayment Agents

Page 5: commercial banking needed in your home district kurigram

AVAILABLE BANKS IN KURIGRAM

Grameen Bank BRAC Bank Dutch Bangla Bank Uttara Bank Islami Bank – Mostly used by regional people

Bangladesh krishi Bank- Specially for famers

Agent Banking

Page 6: commercial banking needed in your home district kurigram

PROBLEMS FACED BY PEOPLE• Low interest loan• Seasonal discount in Farming• Distance of Bank from Rural area• Complexity In loan sanctioning• Lower information about banking• People fears what they don’t understand

Page 7: commercial banking needed in your home district kurigram

RECOMMENDATION

Information system

Discount facilities

Based on Agriculture & Enterpreneur

Lower interest rate

More ATM facility

Page 8: commercial banking needed in your home district kurigram

CONCLUSIONBANKING DEPENDS ON MANY FACTORS. AS MOST OF ALL THE FARMERS, SO BANKING SHOULD BE DEPEND ON AGRICULTURE & SME BUSINESSES.

Page 9: commercial banking needed in your home district kurigram

Page 10: commercial banking needed in your home district kurigram

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