Chair perspeCtivesJob market strategyA characteristic of the Department of Finance, Insurance and Law curriculum in finance and in insurance is that undergraduates receive the hands-on attention often reserved for M.B.A. students at other institutions. While the attention helps make our graduates exceedingly well-educated, the challenging job market is at its worst

since WWII. Employment prospects in 2011 are mark-edly different from the prospects three years ago and will be slow to turn around. This leads me to offer several reminders on being resourceful and resilient after leaving Illinois State.

A strong network of professional colleagues in-formed about your job search (including prior faculty members) is important. Estimates are that 70 percent of corporate hiring is done by company referrals. Network development should start early with an internship ex-

perience, if possible. An internship helps a graduate know what kind of job to look for, as well as interacting with the right kind of contacts. A network of those only a few years ahead in their careers may be more effective than a network of mature executives. Finally, job-hopping does not strengthen the contacts that help ensure the next job seeks you out and not vice versa.

According to a nationwide survey of graduating seniors (National Association of Colleges and Employers) in 2010, more than 90 percent report having an account at a social networking website, such as Facebook or LinkedIn. Online technologies are fine job search tools but talking to people on the phone or face-to-face reveals the whole, professional package—communication skills and technical skills. Online tech-nologies allow you to prospect for jobs even when no known openings are posted. By being focused on a specific industry, the opportunity to join professional associations with online systems for job searching could also be useful.

At graduation the last two years with a finance and/or insurance major, nearly 50 percent of ISU seniors had accepted a full-time job, adjusted for those not seeking employment, according to internal College of Business surveys. The rate is almost twice the national average (NACE) but well below our 78 percent in 2007. Starting salaries of $48,400 on average in 2011 for Finance and Insurance majors are slightly above 2007 levels. Our graduates expect hard work, display no sense of privilege, hold knowledge in esteem, and believe integrity is not a risk, which are all solid Midwest values. Red-birds are determined to succeed as professionals even in today’s marketplace.

Warm regards,Gary Koppenhaver, Professor and Chair

ContactsDepartment of Finance, Insurance and Law chairpersonGary Koppenhaver (309) 438-8777 gkoppen@illinoisstate.edu

Internship coordinatorsDebbie Babcock Insurance majors (309) 438-3368 dababco@illinoisstate.edu

Kim Small Finance majors (309) 438-2928 khsmall@illinoisstate.edu

Undergraduate academic advisorNancy Baldoni (309) 438-8385 nlbaldo@illinoisstate.edu

Financial Management Association faculty advisorsAlan Cring (309) 438-7577 abcring@illinoisstate.edu

Joseph Trefzger (309) 438-2966 jwtrefz@illinoisstate.edu

Financial Management Association student presidentRobert Taylor rbtaylo@illinoisstate.edu

Gamma Iota Sigmafaculty advisorsDebbie Babcock(309) 438-3368 dababco@illinoisstate.edu

Yu-Luen Ma(309) 438-7081yma@illinoisstate.edu

Gamma Iota Sigma student presidentAaron Augustyniakacaugus@illinoisstate.edu

a newsletter of the Department of Finance,

Insurance and Law

Summer 2011Disclosure

your business.

FinanCe major named robert G. bone sCholarThe Bone Scholarship is the highest university-wide honor given to undergraduate students. Honorees are selected for their scholarly achievements and leadership in

activities in the University community and beyond. The scholarships were established to honor former Illinois State University President Robert G. Bone. Bone Scholars receive a commemorative medallion and a scholarship and have their names engraved on a plaque displayed permanently in the ISU Bone Student Center.

In 2011–2012, Sean Palmer (finance and accounting double major, honors program) is recognized as a Bone Scholar. Palmer is from McHenry. Congratulations to the lat-est department student to earn this exemplary recognition,

which continues the department’s reputation on ISU’s campus for student excellence.

news From Gamma iota siGmaMembership in 2010–2011 of 165 students and more than 60 events during the academic year made for another busy Gamma Iota Sigma Chapter at Illinois State University.

The events included company visits; Lunch and Learn sessions on topics such as effective networking, surplus lines, reinsurance, and captives; attendance at RIMS and CPCU dinners; professional conferences such as REBEX, RIMS, IMUA and NAPSLO; community service activities such as the Special Olympics Polar Plunge, American Cancer Society Relay for Life, canned food drives, and clean-ing up the Constitutional Trail; the annual Halloween policy fundraiser and the Valentine’s Day roses and candy fundraiser. The students also participated in an etiquette dinner, football tailgates, mock interviews, golf outings, Gamma Nation-als, the Risk Manager in Residence program, and more.

The chapter was invited to host the 2011 NAPSLO Symposium in Chicago in March 2011, and more than 100 insurance and risk management students from around the U.S. and Canada attended the successful event. The 3rd Annual Gamma Games along with Gamma initiation ended the year on a high note with strong alumni participation. For a full listing of events go to www.KatieSchool.org or contact President Aaron Augustyniak at acaugus@IllinoisState.edu.

a newsletter of the Department of Finance, Insurance and Law

Summer 2011Published annually

illinois state Universitydepartment of Finance, insurance and law Campus box 5480normal, il 61790-5480

email: gkoppen@illinoisstate.eduwebsite: www.cob.ilstu.edu/fil

2 | Summer 2011 Disclosure

Student internships, summer 2010–spring 2011the department of Finance, insurance and law provides experiential learning opportunities for our students through internships with our business partners. based on the idea that students learn best through experience, the department sincerely appreciates the sponsorship by the firms listed below. if your firm is interested in participating in the internship program, please contact Kim small, finance internship coordinator, at (309) 438-2928 or khsmall@illinoisstate.edu, or debbie babcock, insurance internship coordinator, at (309) 438-3368 or dababco@illinoisstate.edu.

Summer 2010Luke Allison, stifel nicolas & Co.

Melanie Angelatos, CoUntrY Financial

Matthew Asuan, northwestern mutual

Chase Behrendt, memorial health systems

Michael Belpedio, archer daniels midland

Lisa Bogle, northwestern mutual

Aaron Burnett, advocate bromenn

Mark Caryl, oak park insurance

Desiree Chandler, northwestern mutual

S. Nicholas Cook, mclean County

Erich Drafahl, Comptroller of the Currency

Nicole Elam, state Farm insurance

Michael Galambos, platinum electric supply, inc.

Keith Gallagher, indiana insurance

Chelsea Gerdes, Chicago office technology Group

Bonnie Gericke, dan mosca state Farm agency

Tyler Gillespie, prudential

Mark Haas, edward jones

Alexandra Hammer, navistar

Drew Hannan, Katie school Zurich internship

Michael Holmes, allegiance insurance services

Continued on page 3

Disclosure

2010–2011 and 2011–2012 Gamma Iota Sigma officers.

Sean Palmer

Department of Finance, Insurance and Law | 3

parent and peters 2010 earlY Career aChievement awardees

Robert Parent ’97, finance and insurance double major, and Jaime Peters ’02, accounting and finance double ma-jor, received College of Business Early Career Achievement Awards on ISU’s Homecoming weekend in October 2010. The award recognizes outstanding young alumni who have demonstrated professional leadership and the potential for future distinction in their careers.

Parent is a director of planning and analysis at State Farm Insurance, with leadership responsibility for cost-benefit and incentive program analysis. He performed a variety of management roles in the company’s internal au-dit, expense processing, and general accounting functions. Parent earned the Chartered Property Casualty Underwrit-er, Associate in Insurance Accounting and Finance, and Fellow, Life Management Institute designations.

Peters is a senior equity analyst at Morningstar in Chi-cago, where she analyzes U.S. commercial banks. Before

joining Morningstar in November 2005, she was an equity analyst for State Farm Insurance Companies for three years. Peters earned her M.B.A. from the University of Chicago and is a chartered financial analyst and certified public accountant. She joined the Department of Finance, Insurance and Law’s Educational Investment Fund board of directors in 2009.

FaCUltY member news and reCoGnitionEach year, the Department of Finance, Insurance and Law publicly recognizes the outstanding efforts of its full-time faculty members in the scholarship of teaching, the scholarship of discovery, and scholarly service to the institution. In 2011 the following individuals were recognized for their exemplary performance: Kevin Ahlgrim, associate professor, for outstanding teaching; G.N. Naidu, professor, for outstanding research; and Edgar Norton, professor, for outstanding service.

In summer 2011, Yu-Luen Ma, associate professor, was selected as an Archer Daniels Midland Faculty Fellow. Effective August 16, 2011, Ma is promoted from associate professor to professor. She teaches undergraduate courses in insurance and risk management. Much of her research has implications for the formation of public policy that affects the behavior of insurance companies and individuals.

Joseph Trefzger, professor, was selected by ISU M.B.A. students as the 2010–2011 winner of the Outstanding M.B.A. Professor Award. He regularly teaches a foundation graduate course in finance to first year M.B.A.s.

The department has hired two new tenure-track assistant professors starting in the fall 2011 semester. Dalia Marcuikaityte holds a Ph.D. from Drexel University, Philadelphia, and her academic experience includes appointments at Cleveland State University, Drexel University, and Louisiana Tech University. Her research interests are in corporate capital structure, governance, and earnings management, as well as behavioral finance. Marcuikaityte will teach corporate finance in ISU’s M.B.A. program and financial markets in the undergraduate finance major.

Continued on page 4

Internships, continued

Joshua Horton, totally temps

Matthew Humphrey, linde material handling north america

Ross Hutchinson, Zurich north america

Latricia Jones, Your extra hands surgical services

Rebecca Kagan, Katie school bermuda internship

Elyse Klimek, Chartis

Bill Lally, Katie school london internship

Brigid Lamparski, allstate roadside services

Sarah Michel, aXa advisors

Kelsey Mroczka, Katie school london internship

Laura Nance, Katie school bermuda internship

Ashley Perry, bank of dwight

Sean Poznicek, aFlaC

Dennis Raber, weiss insurance agency

Ramtin Seifian, merrill lynch

Chris Sekema, mb Financial

Chris Shaw, Federal envelope Company

Jake Timmins, Katie school Zurich internship

Matthew Weber, state Farm bank

Travis Wood, town of normal

Mathew Wyffels, isU bone student Center

Fall 2010William Gallagher, isU office of Comptroller

Kelsie Griffin, CoUntrY Financial

Patrick Kramer, sleep City

Emily Kramper, CoUntrY Financial

Chris Moberg, CoUntrY Financial

Abbey Schafer, CoUntrY Financial

Joshua Weaver, town of normal

Megan Wilson, CoUntrY Financial

Brooke Wright, state bank of bement

Spring 2011Nicole Elam, state Farm insurance

Matthew Erickson, northwestern mutual

Mark Haas, Giles insurance

Travis Huels, CoUntrY Financial

Latricia Jones, Your extra hands surgical services

A.J. Krusemark, CoUntrY Financial

Dan Lutz, american Family insurance

David Parast, Caterpillar

Robert Parent ’97

Jamie Peters ’02

Christopher Tamm comes to the department from the University of Missouri, Columbia, where he earned the Ph.D. in finance in July 2010. His area of research interest is in financial contracts, the bankruptcy process, corporate governance, and real estate. Tamm will teach the capstone undergraduate finance course on advanced financial theory and practice.

new CoUrse blends theorY and praCtiCeThe first professional position of many finance and insurance majors deals with the selection of fixed-income securities held by financial institutions such as com-mercial banks and insurance companies. To insure graduates are well-prepared, the department offered a new course this year. Taught by Vladimir Kotomin, 22 students enrolled in Fixed-income Analysis and Portfolio Management.

The course focuses on fixed-income security portfolio management and offers a hands-on opportunity to link theory and financial practice. Students in the elective course research fixed-income mutual funds and exchange-traded funds throughout the semester and decide on the best allocation of a fixed-income portfolio held by the ISU Foundation and valued at $1,000,000. Performance is benchmarked against the Barclay’s U.S. Aggregate Bond Market index. Student recommendations are presented to a governing board comprised of FIL Depart-ment Chair Gary Koppenhaver and faculty members Kotomin, Edgar Norton and Abhishek Varma. An advisory board of fixed-income professionals also has an opportunity to comment on the fixed-income allocation decisions.

“The Foundation was able to assist FIL in filling a gap in the curriculum, which enhances the experience the students receive, enhances the overall FIL program which, in turn, will create students, alumni, and donors who recognize the value their gifts can bring to the University,” said Eric Burwell, chair of the ISU Foundation Investment Committee.

According to Robert Rush, member of the ISU Foundation Investment Com-mittee, “This investment management program is the beginning of a neat partner-ship between the College of Business and the foundation.”

While the Department of Finance, Insurance and Law earns a fee from the ISU Foundation for managing the portfolio, returns from the capital appreciation of prices or income from portfolio holdings are retained by the ISU Foundation. The management fee helps cover expenses associated with the successful delivery of the course, such as costs incurred for recruiting students to the course, scholar-ships, awards, summer research support for faculty, professional development, and analytic tools needed to support decision-making.

“This new course on fixed-income securities, along with the student-managed equity portfolio course (Educational Investment Fund), is a great example of how the Department of Finance, Insurance and Law prepares hard-working ISU students for a professional career. The students take their fiduciary responsibility seriously, are very competitive, and truly appreciate the opportunity to put finan-cial ideas to work,” said Koppenhaver.

Faculty member news, continued

Professionals share insights with FIL studentsspeakers for classes and student organizations as part of the fall 2010 and spring 2011 semesters are listed below. speaker topics included corporate finance, commercial banking, financial planning, insurance, investments, real estate, and business risk management.

Heather Acerra, rli insurance

Blake Ahrens, rli insurance

Benito Almanza, state Farm insurance

Tammy Alsene, state Farm insurance

Marty Angel, CoUntrY Financial

Chet Bandy, northwestern mutual

Bruce Barber, archer daniels midland

Erick Brandt, pinnacle Consulting

Ross Brocksmith, state Farm insurance

Willie Brown, state Farm ins., retired

Sarah Lipp Burnett, bromenn medical Center

Carol Burroughs, Forward Financial planning

Ken Charette, specialty risk solutions

Bryan Crabtree, Crabtree Financial services

Dave Deneen, wells Fargo advisors

Matt Donovan, state Farm insurance

Kevin Drucker, Cornerstone bank

Matt Eckhoff, Caterpillar

Jay Edmonson, state Farm ins., retired

Guy Fraker, state Farm insurance

Jeremy Gallico, General reinsurance

Garry Good, Good Financial advisors

Al Gorski, orange County trans.

Adam Hage, state Farm agency

Dale Hall, CoUntrY Financial

Renee Haning, CoUntrY Financial

Jared Heldt, archer daniels midland

George Hroziencik, Chartis

Derek Huber, amica

Jim Jones, illinois state University

Brad Joseph, joseph & Camper

Joe Klimek, Chartis

Melanie Lipp, bromenn medical Center

Dave Marple, illinois state University

Timothy Marten, isU Financial aid office

Larry Maschoff, isU research and sponsored programs

John McDermott, state Farm insurance

Adam McGuckin, Zurich north america

Tim McHenry, archer daniels midland

Continued on page 5

4 | Summer 2011 Disclosure

FinanCial manaGement assoCiation UpdateThe Illinois State University student chapter of the Financial Management Association (FMA) brings finance students into contact with career information and networking opportunities through on-campus speakers and off-campus field trips. In the fall 2010 semester, the FMA hosted alums to talk about their careers in corporate finance (Caterpillar), financial planning (Edward Jones & Co.), grain merchandizing (ADM), and trust services (COUNTRY Trust Bank). In September 2010 and prior to the fall ISU career fair, a panel of eight students gave advice and answered questions on the internship search process, workplace expecta-tions, and networking. The fall off-campus trip included U.S. Cellular Field, home of the Chicago White Sox, and U.S. Trust, the private wealth management arm of Bank of America.

The 2011 spring semester professional program on campus featured perspec-tives from a human resources manager (COUNTRY Financial), health care finance (Advocate BroMenn Medical), commercial real estate (Joseph & Camper), and money management (ISU Financial Aid). The spring trip off campus was to Zurich North America in Schaumburg. In the morning, senior managers from financial operations offered insights and advice on a range of financial management, career, and life planning issues. Following a networking lunch in Schaumburg, cospon-sored by the FMA and Illinois State Alumni in Finance group, a panel of experi-enced graduates and friends of the finance program spoke on career issues.

The FMA expresses heartfelt thanks to all the graduates who help students by visiting campus, facilitating trips, networking at lunch, and serving on panels. To learn more about FMA activities or schedule a FMA presentation on campus, contact president Robert Taylor, at rbtaylo@IllinoisState.edu.

Fil advisorY board Career CoaChinGThe president of the Finance, Insurance and Law Advisory Board is Jeffrey Secord (Clifton Gunderson Financial Services) with Stephen Berchem (JP Morgan Chase) serving as vice president. The board provides an important link between manage-ment education within the Finance, Insurance and Law curricula and practice within the business community. The professionals are a useful sounding board for present and proposed programs and activities of the department.

Professionals share insights, continued

Carly Miller, CoUntrY Financial

Lauren Mirel, liberty mutual

Greg Morris, archer daniels midland

Vince Morris, wheaton College

David Ocasek, surplus line association of illinois

Eric Pan, arthur j. Gallagher & Co.

Jaime Peters, morningstar

Nancy Philipsen, state Farm insurance

Ralph Poore, CoUntrY Financial

Ron Ray, state Farm insurance

Lisa Resnik, state Farm insurance

Maureen Roach, isU Career services Center

Jeff Secord, Clifton Gunderson

Kelley J. Smith, Kensington realty advisors

Wade Smith, state Farm insurance

Jim Spachman, state Farm insurance

Erin Staggs, Caterpillar

David Stokes, edward jones & Co.

Jennifer Stokes, Caterpillar

Ashley Street, Caterpillar

Ashley Sullivan, amica

George Tarulis, arthur j. Gallagher & Co.

Jeff Telling, Family Credit Counseling

Hank Watkins, lloyd’s america

Alicia Wells, state Farm insurance

Tracey Wik, arthur j. Gallagher & Co.

David Wilson, CoUntrY trust bank

Kristin Wolber, CoUntrY Financial

the department of Finance, insurance and law extends sincere thanks to the individuals and firms that visit campus and share their knowledge and ex-perience in support of our degree programs. if you or your firm has an interest in making a presentation on campus or sponsoring company visits, please contact the Fma or beta Gamma sigma faculty advisors.

Department of Finance, Insurance and Law | 5

Four alums employed by Caterpillar visited as guest speakers this past year, including (from left to right) Matt Eckhoff, Ashley Street, Erin Staggs, and Jennifer Stokes.

Financial Management Association members outside U.S. Cellular Field.

Continued on page 6

In spring 2010 the board members conducted mock job interviews with graduating seniors to help prepare students for an effective job search and provide immediate career coaching ideas. Sixty-two students participated in the interviews and the accompanying charts show the results as evaluated by members of the FIL Advisory Board. The students were evaluated on characteristics of their oral communication skills such as attitude, appearance, and speech. The results indi-cate that students rate high in their professional attitude and low in the quality of their questions during the interview. The results have been shared with the board, students, and department faculty.

In order to provide career coaching ideas to those beginning their academic courses, board members also conducted mock job interviews with 32 freshmen students in the fall 2010 semester. The results suggest that during their time at ISU students especially develop the ability to relate their career goals to their pro-gram of study and learn the importance of a professional appearance.

annUal stUdent reCoGnition dinnerThe Department of Finance, Insurance and Law’s annual Student Recognition Dinner was held on April 6, 2011, at the Bloomington-Normal Marriott Hotel. The student award winners were recog-nized before proud parents, faculty members, and mem-bers of departmental advisory boards. Gary Koppenhaver, department chair, presented the finance awards and Jim Jones, director of the Center for Insurance and Financial Services, presented the insurance awards. Scott Johnson, dean of the College of Business, welcomed 190 people in attendance.

The 2011 Outstanding Senior in finance is Jacqueline Holland (agribusiness and finance double major, honors program), Apple River. The 2011 Outstanding Seniors in insurance are Laura Nance (insurance major, financial planning minor, honors program), Hickory Hills, and Jacob Timmins (finance and insurance double major), Wood River.

6 | Summer 2011 Disclosure

Department of Finance, Insurance and Law Donor RollJune 1, 2010–May 31, 2011

Corporatearcher daniel midlands

bank of america Corporation

baxter Credit Union

boeing Company

Caterpillar Foundation

Center for investment research

Chicago mercantile exchange holdings

d3 Financial Counselors llC

harris bankcorp, inc.

jp morgan Chase Foundation

nYmeX Foundation

pepsiCo, inc.

state Farm Companies Foundation

U.s. bancorp

wells Fargo Community support Campaign

$1,500 and abovethomas and ellen howe

Gary and Kay Koppenhaver

Charlie norman

nancy and david philipsen

$1,499–$1,000david mistic

edgar and rebecca norton

jaime and joshua peters

$999–$500mark and melanie burns

rodney and marvis Custer

alec lance

Gregory and traci morris

terry and Katherine nichols

joseph and Connie trefzger

aaron and sarah vaughn

$499–$250david and Kathleen deneen

david and erin donaldson

Financial management assoc.

Frank, jr., and mary haggerty

john Crosson-mainstreet advisors

james pribel

douglas and lesley throneburg

Carson, jr., and iris varner

Continued on page 7

FIL Advisory Board, continued

SuperGoodAverageFairPoor

51% 47% 47%

45% 41% 37% 34%

32% 25% 32%

35% 36% 47% 42%

14%

18%17%

16%15%

12%12%

3%

7%

3%

3%

1%

4% 1%

7%2%

2%

8%4%

Attitude anddemeanor

Relates academicsand career

Articulation/listening Question qualityVoice, speech,and contact

Relates workand career

Appearance

donations help meet the ChallenGe oF ContinUed sUCCess

Every gift to the Department of Finance, Insurance and Law (FIL #548-5270) can make a difference in someone’s life. Our donors believe in the promise that education can lift people up and afford them a chance to make a better life.

The department, in partnership with dedicated and committed donors, puts private support to work to raise people and programs. Whether it is an award for a deserving student, data necessary for a research project, or a scholarship to help recruit the best students to our programs, your contribution can help ensure the excellence of our majors.

The students, faculty, and staff of the Department of Finance, Insurance and Law sincerely thank all those that have supported the department and Illinois State University this past year. Your investment helps define the department and makes a continuing impact where it matters most to you.

Educational Investment Fund Board of DirectorsMark J. Burns, CoUntrY Financial

David Deneen, wells Fargo advisors

Donald D. Duncan, d3 Financial Counselors

Frank J. Haggerty, Jr., duff & phelps investment management

Michael P. Heneghan, driehaus Capital management

Michelle M. Hermann, Geneva investment mgmt. of Chicago

Michael H. Lansden, stifel, nicolaus & Co.

Thomas S. Howe, illinois state University

Scott D. Johnson, illinois state University

Gary D. Koppenhaver, illinois state University

Edgar A. Norton, illinois state University

Jaime E. Peters, morningstar

Nancy Philipsen, state Farm insurance Companies

Adam Polacek, tiaa-CreF asset management

Dominick Russo, the plastics exchange

Jennifer Swearingen, state Farm bank

Doug Throneburg, First american bank

Michael C. Towler, northern trust

Michael Valencia, third river Capital management

Aaron Vaughn, edward jones

Greg White, tall tree investment management

Finance, Insurance and Law Advisory BoardSheri Bane, CoUntrY Financial

Stephen Berchem, j. p. morgan securities

S.J. Chang, illinois state University

Daryl Dagit, savant Capital management

Virginia Eves, illinois agricultural association and affiliated Companies

Scott D. Johnson, illinois state University

Gary D. Koppenhaver, illinois state University

Larry Lonis, bank of american private wealth management

John Lust, illinois state University

Dean McNaught, Caterpillar

Greg Morris, archer daniels midland

Terry M. Nichols, state Farm insurance Companies

Charles Norman, wells Fargo advisors

Nancy Philipsen, state Farm insurance Companies

James Pribel, Cme Group

Robert W. Rush, Jr., CoUntrY trust bank, retired

Jeffrey R. Secord, Clifton Gunderson Financial services

Christiane M. Stoffer, state Farm insurance Companies

Department of Finance, Insurance and Law | 7

Donor roll, continued

$249–$100sheri bane

alan beaty

sean buchanan

deborah Coloma

daryl and laura dagit

Carl davison

joseph delazzer

pablo and virginia eves

michelle and michael hermann

michael and Kary lansden

larry lonis

timothy and bobbi mcGrath

michael and diana mcGuckin

brian and jan monahan

Gary and joan ollmann

robert, jr., and annette rush

dominick russo

steven and linda sanduski

jeffrey and Carol secord

douglas standerfer

sean swanson

brian and Carol wagner

michele d. watson-sFi

$99 and underdarcy and jerry bogle

Chrisian Capati

deborah and thomas Cushman

Kelley doss

jill and trevor Fraser

stephen hilmer

daniel Kaspar

stephanie and david lara

robert and nancy meyer

jesse moll

timothy and wendy papka

dean and barbara peebels

renee robinson

anton roussev

phyllis and alan ruwe

anne and paul saladino

ben stickley

michael valencia

maria and Caleb wagner

matthew and erika wilkerson

This document is available in alternative formats upon request by contacting Gary Koppenhaver at (309) 438-8777An equal opportunity/affirmative action university encouraging diversity University Marketing and CoMMUniCations 12-0166 printed on recycled paper

Department of Finance, Insurance and LawCampus Box 5480Normal, IL 61790-5480

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