coderstrust student bonds

CODERSTRUST |

STUDENT BONDS

INVESTMENT PROSPECT

CODERSTRUST |

Problem

Funding TECH BASED EDUCATION in emerging markets

STUDENT BONDS | INVESTMENT PROSPECT 2

States and financial markets are currently not solving the youth unemployment problem in emerging markets.

Why not?

• Difficult for Governments to impose taxation on companies to fund public education

• Educational services aimed at the world’s poorest people do not yield sufficiently high financial returns to attract private investment, despite their obvious benefits to society

• Cuts on governmental budgets

CODERSTRUST |STUDENT BONDS | INVESTMENT PROSPECT 3

Invest in Students bonds in Emerging Market enabling students to upgrade their skills and earn more money as global freelancers

CodersTrust transforms the social problem of access to educationand youth unemployment into an “investable” opportunity forprivate investors.

CODERSTRUST |

Fully automated financial system to collect repaymentof loan from students earnings on freelance portals

4

MICROFINANCE INSTITUTION

SALARY SPLIT

50%LENDER

40%STUDENTS

$450 $360

10%

$360Mobile Payment

FREELANCING TASK

10%

1000 USD

STUDENT BONDS | INVESTMENT PROSPECT

CODERSTRUST |

Real-time tracking of Student Online Learning&Earning Curve

5

4

8

12

0

Wk 1 Wk 2 Wk 3 Wk 4 Wk 5 Wk 6 Wk 7 Wk 8 Wk 9 Wk 10 Wk 11 Wk 12

Soft skills acquisition

First real tasks from customers

First reviews onfreelance portals

Average earning/ h is based on the skills acquired and may change based on the country.

Job interview preparation

IT skills acquired

Earnings/ hour


CODERSTRUST |STUDENT BONDS | INVESTMENT PROSPECT 6

CodersTrust Student Bond Models

SOCIAL IMPACT INVESTMENT BONDS BOND

PRIVATE FUNDERS

INTERMEDIARY

CODERSTRUST

GOVERNMENT

1 5

2

3

4

1. Investment

2. Working capital

3. Outcome & budget saving

4. Performance based payment

5. Principal + ROI

PRIVATE FUNDERS

INTERMEDIARY

CODERSTRUST

1 5

2

STANDARD CORPORATE BOND STRUCTURE

1. Investment

2. Working capital

5. Principal + ROI

CODERSTRUST |

Overview Of Benefits for All Stakeholders


STAKEHOLDER BENEFITS

• Access to growth capital to scale up operations

• Access to a stable and predictable revenue stream without labor intensive fundraising

• Achievement of financial returns and social impact

• Participation in new asset class with portfolio diversification benefits

• Accountability for taxpayer funds

• Reduction in the need for costly downstream remediation

• Increased supply of effective services for citizens without financial risk

• Access to an increased supply of effective social services

• Reduction in the need for crisis-driven interventions

INVESTOR

GOVERNMENT

COMMUNITIES

CODERSTRUST |

Benefits For Governments

The Cost of onboarding students on the local or online labor market


With CODERSTRUSTIntervention

COST TO GOVERNMENT

($100 MILLION)

GOVERNMENT COST SAVINGS

($35 MILLION)

COST OF INTERVENTION ($40 MILLION)

COST TO GOVERNMENT ($25 MILLION)

Status Quo

CODERSTRUST |

Benefits For Our Students


$700Monthly Salary after 1Y

$14/hSalary in Y2

Scoringof performance

$22.000 total earnings in 3Y

NO CODING SKILLS

START LEARNING

DESIGN SIMPLE WEBSITE

DESIGN WEBSITES, UI/UX

EXPERT WEB DESIGNER FRONT END

FIRST CODING JOB

1

2

3

4

5

6

7

8

9

0

Wk 1 Wk 2 Wk 3 Wk 4 Wk 5 Wk 6 Wk 7 Wk 8 Wk 9 Wk 10 Wk 11 Wk 12

SKILL & $

B

CODERSTRUST |

CODERSTRUST |

Benefits For Investors


A CAPITAL GUARANTEE A TERM IN THE RANGE OF FOUR TO 10 YEARS

A MARKET RATE OF RETURN

CODERSTRUST |

Sustainable Impact For A Nation – Bangladesh Case


1.500.000Empowered

500Mentors

100.000IT Talents

50Learning Center

$2.56 Billion Student earnings Y3

CODERSTRUST |

CODERSTRUST |

Target Market Of Private Capital For The Student Bonds

Where investment capital lives?


Insurance Companies

39%

Sovereign Wealth Funds

9%

Pension Funds

48%

Foundation. Development Finance Institutions. High Net

Worth Individuals

4%

Source : OECD, Foundation Center, NACUBO, Overseas Development Institute, Deloitte Analysis

CODERSTRUST |

CodersTrust Dealmaking Process With Target Governments


ORIGINATE DEALSECURE GOVERNMENT CONTACT

STRUCTUREINSTRUMENT

RAISE CAPITALMANAGE PROJECT OVER INSTRUMENT’S LIFE

• Identify government champions & savings opportunities

• Vet models of intervention

• Perform nonprofit due diligence

• Conduct financial modeling

• Develop & secure government contact

• Secure authorization for multi-year contract

• Formulate partnership agreement with metric & payment term

• Develop operating model & structure investment vehicle

• Articulate cash flows, including financial & social returns for target milestones

• Finalize methodology, including metrics & evaluation strategy

• Recruit investors

• Issue the instrument & raise investment capital

• Provide active ongoing project management & financial intermediation

• Make course corrections as needed

• Coordinate third-party evaluation

1 2 3 4 5

CODERSTRUST |

Team

14

FERDINAND KJAERULFF

FOUNDER & CEO

ASSER SMIDT

CO-FOUNDER & HEAD OF PRODUCT

JAN-CAYO FIEBIG

CO-FOUNDER & CFO

MORTEN LUND

CHAIRMAN OF BOARD

AMAR DUGGAL

BOARD MEMBER

LONE FØNSS SCHRØDER

SENIOR ADVISOR, CREDIT SUISSEPROFESSIONAL BOARD MEMBER

Several serial entrepreneurs and

specialists that are determined to

make a difference in the world.

GLOBAL TEAM

• Operation

• Fundraising

• Financial Inclusion

• Developing countries

• Scaling

EXPERTISE


CODERSTRUST |

Supporters

15

SAJID RAHMAN

STRATEGIC ADVISOR

DOUGLAS RUSHKOFF

Media theorist, writer, columnist, lecturer and documentarian

MARK MEDISH

Special Assistant to President Bill Clinton & President of Guggenheim International

AZIZ AHMAD

Managing director of Grameen Solutions

HESSA KHALIFA ALKHALIFA

PRINCESS OF BAHRAIN

World known influencers and

leaders in their field share the

same vision and believe in

CodersTrust

• Corporate partnerships

• UN / World Bank

• World media

• Educational partnerships

• Local governments

• India / MENA market

ACCESS TO

MR. KHAN

SECRETARY OF ICT BANGLADESH


CODERSTRUST |

Lets Inspire The Next Generation To Realize Their Highest Potential

2015

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Business

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cost of onboarding students